Real Estate Investing Wealth

Michigan Real Estate Investment Information - Free CD - Foreclosures Investing Blog Michigan Real Estate Investment Blog My Michigan real estate investment blog on how to find, fix and flip bank foreclosures in Michigan. -- Michigan Real Estate Investment Blog My pursuit of life, liberty, happiness and Killer Foreclosure Deals in Michigan real estate! Bio Unemployable since 2000, Mark Ijlal buys and sells bank foreclosures in the tri-county area in Southeastern Michigan without using any of his own money or credit. He hosts a weekly radio show on real estate investment strategies and coaches other Michigan folks who want to buy and sell Michigan bank foreclosures. He is launching the first ever television show on Michigan real estate investment in 2006 although he has never handled a camcorder in his life. He lives in Oakland County with his business partner and wife Nora with whom he has been stealing apples for 7 years now and their 2 completely out of control toddlers – Hailey and Saige! Mark Ijlal Rules! Mark Ijlal Rules for Making Money, Running Your Business, Investing in Real Estate and Pursuit of Happiness and Faith! My weekly Podcast of my Radio Show (AM1310 Saturdays, 8am-9am) for Michigan real estate investors! Posted every Monday. You can listen to it in iTunes or download the MP3's right here. Launch Date January 10, 2006 Recent Entries Smart Realtor Sends a letter - from Austin, TX Starting your own vs. Franchising Real Estate Tycoon Rising! December 24 Real Estate Warrior Show My Top 10 Predictions for Michigan Foreclosure and Real Estate Market Radio Show Update - Warrior and What is Coming Next in 2006 Snapshot of major Michigan cities Money Magazine Article on Young Guy Made Good Real Estate Search Engines Saying Goodbye to The Michigan Real Estate Warrior Show Search Search this blog: December 29, 2005 Smart Realtor Sends a letter - from Austin, TX I just got a letter in the mail from Rick Ellis – the very smart manager at Prudential Texas Realty in Austin Texas. He sent this letter to My Michigan Coach address as we are listed in couple of real estate directories under the heading of Investment Clubs. In this envelope is his business cards and a newspaper article from a local Austin newspaper. Here is the headline – “Busyers Snapping up Austin Houses”- and then the newspaper article goes on talking about the HOT market in Austin compared to other Dallas cities. On the left hand side margin is a hand written jot – “Let me know if I can be of future help.” Why am I so impressed? Well this is the first time a Realtor has mailed me something like this let alone from outside Michigan. I never understood why most Realtors never bother trying to market themselves to the very profitable, easily reachable and repeat business niche of real estate investors. After all if you were marketing anything like this to the real estate investment community – we are all on the Inernet, there are directories available that identify us, real estate investment clubs and groups, forums that are dedicated to the topic and of course blogs like this. Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 01:23 PM | Permalink | Comments (0) December 27, 2005 Starting your own vs. Franchising A common comment made at social events when I mention what I do is this – “Wow! That sounds great but I rather buy a franchise. You cannot go wrong with that.” Really!!!! Says Who??? Well off course the franchisers who are making billions selling them. And the magazines (Entrepreneur, Small Business Opportunity, Work At Home etc) that are raking in millions in ad dollars by promoting the same franchisers. For me leaving your job to get a franchise is just getting a different boss – only this time the hours are mucho longer. For the first time in my memory a mainstream publication has the guts to do a “real” story on true story behind franchising – FSB or Fortune Small Business has a terrific story about Risk in Franchising and who mid level executives are being sold into a dream of franchising being “risk free” while shelling out big dollars for buying dozens of territories at a time. Well worth the read if you or your loved ones are contemplating the purchase of a franchise in the near future. I am not saying that all franchises are a losing proposition – they are not! But at the same time walk with your eyes open and don’t believe the hype that buying a franchise is 100% success and starting your own business is a recipe for disaster. Here are some excerpts from the FSB story: “According to the American Association of Franchisees and Dealers, companies that sell franchises go under at a rate of about 15% a year. That means, notes AAFD chairman Robert Purvin, that "in any given five-year period, 75% of franchisors disappear." In the early '90s Timothy Bates, a professor at Wayne State University, studied Census Bureau data on 20,000 new enterprises and found that 38% of franchise units failed over a four-year period, vs. 32% of independent startups. In some industries the gap was much greater. In retailing, for instance, 45% of franchised units lasted less than four years, while just 23% of independent retail stores flopped.” You can read the whole story here in Fortune Small Business . Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 05:41 PM | Permalink | Comments (0) December 26, 2005 Real Estate Tycoon Rising! Money Magazine article about real estate investment in the "real word" , found here . I find it interesting that children of self employes busyiness people often follow their parents - sometime after trying out the corporate life - into starting their own business. More on that later...... Tycoon in the making By Les Christie, CNN/Money staff writer NEW YORK (CNN/Money) - When Ted Theodoropoulos was about 10 years old, he learned a valuable lesson. "My father bought a corner house in Chapel Hill for $60,000," says Ted. "He intended to knock it down and build another. But before he had a chance to do that, they announced that a mall was going in directly across the street." His father wound up selling the property six months later for a cool $200,000 profit. "It was mostly luck," says Ted. "But it made a big impression on me." Perhaps it has helped focus Ted's entrepreneurial attitude. The 32-year-old North Carolinian has invested in three properties during the last two years and is looking for more. Ambition and Ted are well acquainted. His mom and his dad have both been business owners, in addition to dabbling in real estate. Ted himself started a company, a collection agency, when he was still in college. It was his mother who made the suggestion that launched his company. She was a restaurant owner who had taken some bad checks and she didn't have the time to pursue them herself. She told Ted she would give him a fee for any accounts he was able to make good. Ted was so successful that he dropped out of school and started a collection agency. It began with restaurant clients, then branched out to corporations, such as Lucor and Time Warner Cable, for which he collected equipment when customers moved away or fell behind in bills. At the peak, Ted employed 15 to 20 people. He ran it full time for a year as he attended night classes. It proved lucrative enough that his mother and a brother joined the business. After college, where he studied information technology, Microsoft offered him a good job, "50 percent more than I was making at the collection agency," he says. So he turned the collection business over to his brother and mother, and went to work at Microsoft's Charlotte office. He stayed there for a year or so and then went to work crunching data for a major bank, where he is a vice president today. First foray In 2001, Ted made his first real estate purchase, a one-bedroom condo in downtown Charlotte. He he paid $145,000 and it's now worth about $235,000. Watching the value soar "got my wheels turning." At the time, a bank colleague was supplementing her income flipping properties regularly. "She was not hitting the ball out of the park," he says, "But she was doing well." Through her, he met a broker who asked about Ted's means and goals: How much did he have to invest? Did he want to manage the property? What return was he looking for, and in what time frame? "He gave me a realistic picture of the business," says Ted. "A lot of it -- like cleaning up after tenants and chasing them for rent -- is undesirable." But Ted was used to working with credit reports and "skip traces," which enable collectors to track down people. So in early 2002, he bought a three-bedroom, one-bath, brick ranch near a gentrifying part of town. He paid only $72,000 plus a little more fixing the cosmetics and installing new air and floors. "I rented it out for a year," he said. "Then my mother and brother moved down to Charlotte and started living in the place." The two had put up some of the money for the house, as they have with subsequent ventures. The home's value has risen to the low $90s. Shopping for foreclosures The next step was to plunge into the foreclosure market. This is always a gamble because home inspections can be difficult to arrange making it tough to analyze how much more cash will have to be invested. On the other hand, foreclosures can be great bargains. Ted, for example paid less than $40,000 for two condos near downtown Charlotte. The first, a one-bedroom, was just $17,000. He rents it for $500 a month and values the property at $35,000 today. The second is a two-bedroom, one-bath, 900-square-foot he closed on last December. One of the reasons it interested him is that the condo board was spending to improve the property. "There's an undesirable neighborhood next to the condos and it's keeping the property values down," says Ted. "But the board was talking of a special assessment to pay for a fence to block it off from the bad area." He felt that with such steps the apartment would be worth much more than the $22,000 he paid. Ted wants to sell this apartment and has put it on the market for $44,500, which would mean a profit of $20,000. Although he has proceeded cautiously, Ted envisions expanding more rapidly. Right now, he wants to do more low-risk deals until he learns the real estate business inside and out. Ultimately, he would like to involve his two other brothers in it as well. "When you're working with your brother, you know you're going to get a straight deal," he says. Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 01:26 AM | Permalink | Comments (0) December 25, 2005 December 24 Real Estate Warrior Show Wrap up of the year 2005 in the lastest show, emails answered and preview of what is coming next. This is the last Real Estate Warrior Show - of the year and its kind. January 8th, 2006 I will be back with a new radio show on AM1310 (for those who care to listen LIVE) and a new Podcast. All the subsequent shows will be available for download only on Mark Ijlal dot com. Just dont have time to manage mulitple sites. MP3 File Posted by Mark at 01:17 PM | Permalink | Comments (0) December 24, 2005 My Top 10 Predictions for Michigan Foreclosure and Real Estate Market A little Christmas gift for my blog readers and radio show listeners. Download a brand new closed door presentation that I recently did in front of my coacing group members. Never released before - My Top 10 Trends Predictions for Michigan Real Estate and Foreclosure Market in 2006. Available for your download till Midnight, December 31, 2005. You can check it out at our new site for Michigan Foreclosure Investors Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 08:38 AM | Permalink | Comments (0) December 23, 2005 Radio Show Update - Warrior and What is Coming Next in 2006 Thank you to hundreds of you who wrote last night to me about the radio station. I can tell you that you changed my mind. Sometime I forget that how many people make use of this information that I humbly put out. But this is what you told me: 1. Everybody loves the idea of downloading the show. That will continue. However the Real Estate Warrior Show site is going away. The links for downloads will be at my blog, starting from New Year. It is just too hard to maintain all these sites especially I am not a techie. I am consolidating everything under just three sites – this blog, My Michigan Coach site which is my Michigan personal coaching site and Foreclosure Tour which is our Spring / Summer Michigan Foreclosure Tour thing that Darrick and Nora do. 2. Podcasting – everybody and I mean everybody complained because I don’t update on a regular basis. My fault completely and truthfully I never knew so many people were Podcasting it. But that will change immediately. When the show is put on the site – it will be Podcasted so you can get it in iTunes etc. 3. Bigger station – I am switching to AM 1310 Detroit Progressive Talk Station – they have a much bigger coverage than AM 1400 which hopefully means that better coverage in the tri-county area. 4. LIVE – still doing LIVE radio so you can call and talk and ask questions. 5. Saturday – everybody hated Sunday’s idea – so we left it at Saturday – 8am to 9am. One hour early but still Saturday. That was one of the biggest demands from everybody. 6. Some people asked me that the reason I am thinking about doing Internet radio so I can stop talking about Michigan real estate and talk about generic real estate. That will NEVER – EVER happen. I am no desire, surprising as it may sound to talk generic stuff. Michigan is what it is today and Michigan is what is going to be talked about tomorrow. If this stuff works someplace else – as many of your politely point out to me all the time :- ) – that is fine with me but I just have no desire or ambition to change the Michigan feel of my show. So thank you once again to all of you who send in your input regarding the Radio Show. Mucho Appreciated! Posted by Mark at 01:23 AM | Permalink | Comments (0) Snapshot of major Michigan cities This is a good link on CNN / Money site about Michigan - it has good data about the major Michigan cities. Good stuff to know if you are investing in these cities or to include in your Private Lender Kits. Posted by Mark at 01:07 AM | Permalink | Comments (0) December 20, 2005 Money Magazine Article on Young Guy Made Good Finally an article on real estate investment in a mainstream magazine which is not titled, Is The Party Over? (Yawn!) You can read the orignial article at Money Magazine site here or down below: Tycoon in the making Minnesotan Joshua Carlson turned a $5,000 investment into a million-dollar real estate portfolio By Sarah Max BEND, Ore. (CNN/Money) – Joshua Carlson was just an undergraduate business major at the University of Minnesota when he set his sights on his first real estate investment: a duplex he and a friend were renting near campus in Minneapolis. "It was the perfect set up," said Carlson, 31. "I knew I wasn't going anywhere for a while, and I knew my neighbors didn't want to go anywhere for a long time, either." Though the building wasn't for sale, Carlson started talking to his landlord about the possibility of buying it. Eventually, they struck a deal. With a $5,000 down payment and financing through his landlord, Carlson bought the building for $105,000 shortly after finishing his undergraduate degree. Carlson paid his landlord 8.5 percent interest on a 30-year loan he could pay off any time, which he did when he refinanced two years later. "That guy really helped me out," said Carlson of his former landlord. Now, the duplex is worth three times what he paid for it, according to a recent appraisal. No vacancy By day, Carlson works as a technology consultant earning between $80,000 and $100,000 a year. By night, he is in his second year at William Mitchell School of Law, where he is focusing on real estate law. In November, Carlson will close on his fifth property, bringing his real estate portfolio to about $1.75 million. He estimates his equity portion is about $600,000. Buying real estate was a natural progression for Carlson. He started mowing lawns in grade school and paid his way through college working at a public golf course in the summer and at an ice rink – as a Zamboni driver – in the winter. "My brother used to call me Alex P. Keaton," he said, referring to Michael J. Fox's financially astute character on "Family Ties." In 1998, Carlson bought a second duplex on the same block as his first unit. This building was also not for sale, but Carlson searched the county's property information and tracked down the owners. "I sent them a letter and they responded favorably," said Carlson, who negotiated another contract for deed for $110,000 until he could refinance at a lower rate. In 2000 Carlson, tapped his savings to buy a third duplex, and in 2002 he bought a fourth one, which is where he lives now. "The common theme to all of the properties is they're in nice neighborhoods and they're within two blocks of water," said Carlson, who also contributes twice monthly to an investment account worth about $70,000. He favors older Minneapolis neighborhoods over the suburbs because he knows those areas well, and he thinks rental demand is strong in them. "The only vacancy I've had in all of this time is about two to three months," said Carlson, whose tenants are primarily graduate students at the university. He rarely advertises for his apartments. Instead, he depends on recommendations from his existing renters. Living rent free Carlson's total cost for the four properties is about $7,600 a month, including mortgage payments, property taxes, homeowners insurance and routine maintenance. Meanwhile, he collects $7,800 a month in rent and lives "rent" free. "I don't really care about year-to-year fluctuations (in the real estate market) as long as the rents pay the mortgage," said Carlson. His goal is to accumulate as much property as possible, pay it off within the next 25 years and live off of the rent. "Even if the property doesn't appreciate, you still have income." In November, Carlson will close on a new condominium in downtown Minneapolis, which he and a friend agreed to buy for $166,000 three years ago when the project was speculative. The price of condos in the building has gone up about 10 percent a year, according to Carlson. When he graduates from law school in late 2005, Carlson hopes to trade his consulting job for one that focuses almost exclusively on real estate. Meanwhile, he wants to buy a larger apartment building using a 1031 exchange, which is a tax maneuver that would allow him to trade his duplex for another building but avoid paying capital gains taxes. "I'm trying to find a mentor who can help me take the next step," said Carlson. "I don't need someone to hold my hand but it would be nice to work with someone who's already done what I'm trying to do." Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 12:01 AM | Permalink | Comments (0) December 19, 2005 Real Estate Search Engines Wall Street Journal today has an interest article about going above and beyond Google for Search. They showcased these 2 websites for finding a home for sale or rent. A quick way of checking what the houses are going for in your home turf in Michigan. Homepages collects online listings from different websites and conveniently displays them in one location. They do pretty decent in big cities although smaller cities seemed to be limited according to WSJ. Oodle is another story altogether - it searches classified ads - for real estate as well as other listings - and allow users to filter results by location, price, number of bedrooms and other cirteria. You can also have new listings email to as they are posted. Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 06:05 PM | Permalink | Comments (0) December 18, 2005 Saying Goodbye to The Michigan Real Estate Warrior Show Christmas Eve, December 24, 2005 is my last radio show at WDTK 1400AM. I have decided to move the radio show to the Internet as a full fledge downloadable show / Podcast or better still go _____________. Why? Well first I never thought that so many people would download the show from the site and especially from the Podcast. Here I am, driving around between Madison Heights and Bloomfield Hills, going by my way and hundreds and hundreds of downloads every day. Very humbling. And a great deal of responsibility to deliver. Then one hour is not really enough to get into the really meat of things. I want to have a show where we can analyze the different ways there is money to be made in Michigan real estate, but radio has its own schedule and all they can give is 57 minutes. Then I have been thinking about doing a television show – either on Comcast cable system or doing streaming video on the Internet. I am a big believer in the power of Internet in transforming the business of buying and selling real estate and I think that a huge change is right on the horizon for people who are agile enough to cash in. I am talking about video on the Internet. It has become cheaper and downright easier to put video on the Internet. All you need is a digital camcorder (DV) and a Firewire cable and you are in business in 20 minutes. There is so much that video can show that radio cannot. You can show a house, see the wonderful people that make up my coaching group, meet real life Michigan real estate investors and also the advanced level plays being made by people in the know. So with that circulating in my mind, I pulled the plug on the Real Estate Warrior Show. I can tell you one thing, with great satisfaction – in 12 weeks I have created the biggest weekend hit that station have ever seen in their history. They wanted me to coach all new radio show hosts to generate this much buzz. Funny when you add the fact that I got turned down by every single radio station in metro Detroit area because of my accent. But the new thing – whether Podcast, downloadable MP3 or video – is starting January 2006 – I am looking at all my options, wishing that I would have hurried up and hired the personal assistant that I need right now to play catch up with all this. It was an interesting experience and helped me learn a whole about radio. We actually have an entire radio campaign running on 107.5 where I wrote the 60-second commercial to sell our properties. I will have the MP3 next week and I will put up here so everybody can listen to it. It is a different twist on selling houses and I think it will work very well in the long run. Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 09:49 PM | Permalink | Comments (0) A child to inspire A very cool and inspiring video . Hat tip to Brad Fallon for pulling this up. Posted by Mark at 07:44 PM | Permalink | Comments (0) The voice of a Michigan Real Estate Investor If you ever had the misfortune of working as a telemarketer in a big room environment then you would probably know already what I am talking about. Your voice has carries much more than you think – smile, happiness, confidence, sadness, despair, anxiety and anger – big telemarketing departments actually have mirrors installed on top of the workstations so people can actually smile when they are taking inbound or outbound calls. Your smile shows in your voice. Notice some people “sound” happy yet other sound miserable. Why is it important for you as a Michigan real estate investor? 1. If you are running an advertising campaign to attract motivated sellers – their first personal contact with you is almost always on a phone call. They will hear your voice before they meet you. 2. If you are selling a house that you have just renovated to sell – your buyers will talk to you first before actually going to the house or meeting your face to face. 3. If you are talking to a private lender – most likely some conversation will happen on the phone before a personal meeting. Our business is a “phone business” – meaning there is a more time that you will talk to people, for the first time ever and all they have is your voice to go on. Here is the funny part – the way you sound on the phone is completely different from the way you “think” you sound on the phone. If you are coaching group member and you talked to me last week on the one on one call – go to the Members Only area and download your session and listen to it. I bet you that you will be surprised on how you sound. I talk a lot – on the phone and most of the time I will tape my own calls and listen to them later. A good way to find out how you sound when talking to prospective buyers, motivated sellers, private lenders etc – is to invest in the cheapest digital voice recorder you can find - $50 will buy you a pretty decent one and start taping yourself. And then actually listen to your conversation later and see if you like you what you hear. The ability to talk well on the phone – sound confident, happy and on top of your game – is a great skill to develop. Nobody is born with it – after all we all came to this world without any voice. We all learn it as we go along. So it is a skill that could be learned and you can become better at it. I know that I have improved tremendously in the last two years over the phone. I still have some of my old recordings and I sound horrible. But that was one thing that I always thought would be a good skill to have and I worked on it. By the way, if you are having a bad day – don’t take calls from anybody in your real estate business – misery has a way of multiplying. Turn the phone off and take it easy for the day. If you take a second and think about it – the last time you called your doctor to get an appointment, made a business call to set an appointment, got a call from one your advertisement running to get homeowners in preforeclosure to call you – what impressions you formed in the first 30 seconds you started talking? I had two very smart people in my Gold/VIP coaching group in 2005 which just concluded – Susan Berkley a voice coach who was actually on Apprentice Season 4 coaching the contestants who to speak better and Chris Mullins who has training business teach sales people and everybody else how to talk better on the phone. The astonishing part about all this – how bad most people sound on the phone whose entire job description consists of taking phone calls. If you have somebody else taking phone calls – business partner, significant other, employee, answering service – mystery shop them, tape it and listen to it. You will be surprised. The key to getting better at this is one to know how you sound like right now (tape it), and notice what people actually make you want to talk to them over the phone. Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investment Real Estate Michigan Foreclosure Michigan Foreclosures Foreclosure Michigan Real Estate Real Estate Investing Wealth Posted by Mark at 06:33 PM | Permalink | Comments (0) December 06, 2005 Oakland County Real Estate Update Here are the houses sold and closed last week in Oakland County for the week of 12/4 according to Detroit Free Press: Oakland County December 4, 2005 Auburn Hills 186 Amys Walk, $170,000 3047 Carly Ct., $116,000 2260 Commonwealth Ave., $175,000 3720 Eaton Gate Ln., $315,000 3568 Grove Ln., $214,000 2666 Hatton Rd., $50,000 2305 Oaknoll St., $58,000 1208 Taylor Rd., $170,000 Berkley 711 Columbia Rd., $185,000 1628 Columbia Rd., $183,000 1921 Columbia Rd., $148,000 2869 Cummings Ave., $188,000 3734 Greenfield Rd., $171,000 3682 Robina Ave., $153,000 2045 Sunnyknoll Ave., $110,000 Beverly Hills 21520 Corsaut Ln., $550,000 15948 Dunblaine Ave., $337,000 18674 W 13 Mile Rd., $225,000 16161 Wetherby St., $305,000 Birmingham 529 Bloomfield Ct., $224,000 1592 E Lincoln St., $228,000 1373 E Melton Rd., $288,000 740 Humphrey Ave., $647,000 347 N Eton St., $135,000 361 N Eton St., $117,000 1522 Penistone St., $160,000 1264 S Eton St., $255,000 1841 Stanley Blvd., $290,000 575 Vinewood Ave., $495,000 535 W Merrill St., $500,000 2112 Yorkshire Rd., $325,000 Bloomfield Hills/Township 3641 Berkshire Dr., $585,000 5980 Blandford Rd., $615,000 5132 Forest Way, $425,000 5312 Forest Way, $450,000 5390 Hollow Dr., $399,000 1928 Klingensmith Rd., $145,000 2252 Lancaster Rd., $180,000 6712 Mark Ct., $284,000 2561 Middlebury Ln., $356,000 5568 N Adams Way, $290,000 500 Overhill Rd., $790,000 4000 Overlea Ct., $835,000 4960 Ranch Ln., $360,000 5699 Raven Rd., $473,000 1655 S Hill Blvd., $150,000 1806 S Hill Blvd., $189,000 827 S Pemberton Rd., $450,000 1201 Trowbridge Rd., $2,750,000 6743 Vachon Dr., $455,000 Clarkston 6807 Almond Ln., $184,000 5940 Baypointe Blvd., $285,000 5063 Cecelia Ann Ave., $120,000 5754 Chestnut Hill Dr., $250,000 5037 Clintonville Pines Dr., $195,000 7190 Elderwood Cir., $295,000 4425 Elmdale Ave., $170,000 225 Maplewood Dr., $290,000 4886 Menominee Ln., $387,000 8635 N Eston Rd., $170,000 3250 Oakhill Pl., $235,000 6372 Peach Dr., $162,000 6827 Snow Apple Dr., $199,000 5015 Timber Lake Trl., $750,000 6351 Waldon Center Dr., $194,000 9591 Westwood Cir., $120,000 Clawson 245 E Baker Ave., $105,000 576 E Baker Ave., $170,000 1269 Kenilworth Pl., $202,000 694 Lincoln Ave., $159,000 Farmington 21310 Birchwood St., $215,000 23114 Farmington Rd., $145,000 Farmington Hills 21634 Albion Ave., $100,000 29136 Aranel St., $219,000 27319 Arden Park Cir., $206,000 30044 Astor St., $177,000 22247 Atlantic Pointe, $123,000 27920 Berrywood Ln., $99,000 28337 Brandywine Rd., $275,000 25581 Briarwyke Dr., $264,000 34335 Colfax Dr., $161,000 27987 Copper Creek Ln., $515,000 27459 Cranbrook Dr., $364,000 36972 Dartmoor Dr., $175,000 36964 Fox Run, $428,000 29111 Glenarden St., $248,000 29230 Greening St., $230,000 29615 Greening St., $217,000 26304 Greythorne Trl., $275,000 29889 Harrow Dr., $500,000 28790 Kendallwood Dr., $245,000 39100 Lancaster Dr., $293,000 28862 Lincolnview Dr., $250,000 24080 Lori Ct., $270,000 31702 N Marklawn St., $225,000 29406 Pendleton Club Dr., $131,000 33625 Rhonswood St., $195,000 24677 Springbrook Dr., $210,000 22061 Tredwell Ave., $178,000 23159 Tuck Rd., $169,000 23150 Tulane Ave., $190,000 31274 Westwood Rd., $449,000 27247 Winterset Cir., $450,000 29750 Woodbrook St., $239,000 Ferndale 21052 Bethlawn Blvd., $156,000 713 E Chesterfield St., $132,000 505 E Marshall St., $104,000 445 E Saratoga St., $129,000 2202 Garfield St., $142,000 410 Leroy St., $126,000 1101 Rosewood St., $104,000 647 Saint Louis St., $100,000 656 Spencer St., $108,000 572 W Breckenridge St., $211,000 474 W Hazelhurst St., $139,000 706 W Hazelhurst St., $210,000 366 W Webster St., $188,000 666 Withington St., $187,000 432 Wordsworth St., $125,000 Franklin 30715 N Greenbriar Rd., $375,000 24620 S Cromwell Dr., $410,000 Holly 3211 Belford Rd., $320,000 6840 Big Trail Rd., $182,000 9568 Bloomhill Dr., $200,000 322 Crescent Ave., $123,000 3845 Demode Rd., $192,000 11379 Dixie Hwy., $168,000 124 E Rattalee Lake Rd., $217,000 7995 Hickory Ridge Rd., $255,000 7050 Milford Rd., $160,000 8011 Milford Rd., $265,000 Huntington Woods 26401 Dundee Rd., $325,000 Lake Orion 1932 Amsbury Ln., $204,000 3196 Beechtree Ct., $88,000 2428 Cedar Key Dr., $299,000 3063 Cedar Key Dr., $231,000 117 Evergreen Trl., $172,000 2757 Fox Hollow Ct., $92,000 3804 High Grove Way, $437,000 3977 High Grove Way, $438,000 801 N Conklin Rd., $163,000 2671 Regency Dr., $220,000 1814 S Lapeer Rd., $157,000 701 Victoria Is., $230,000 Madison Heights 26619 Alden St., $152,000 30232 Alger St., $112,000 30824 Blairmoor Dr., $191,000 27722 Brettonwoods St., $119,000 26131 Brush St., $136,000 27323 Brush St., $145,000 1535 Connie Ave., $155,000 28360 Couzens Ave., $153,000 28361 Delton St., $161,000 85 E Kalama Ave., $129,000 1108 E Rowland Ave., $153,000 28606 Freda Ct., $155,000 26576 Hampden St., $80,000 31283 Maple Ridge Ln., $265,000 1350 Maureen Ave., $149,000 29348 Shackett Ave., $133,000 25833 Truman St., $105,000 Milford 536 Canal St., $245,000 3123 Canyon Oaks Trl., $770,000 3164 Canyon Oaks Trl., $1,180,000 735 Mill St., $284,000 617 Telya Rdg., $308,000 163 Turnberry Ct., $265,000 2150 W Dawson Rd., $318,000 2080 Wildflower Ln., $463,000 Northville 795 Carpenter St., $123,000 21195 Lujon Dr., $372,000 46805 S Chigwidden Dr., $251,000 50965 Sunday Dr., $735,000 20807 W Glen Haven Cir., $148,000 Novi 44750 Bayview Dr., $153,000 41887 Cantebury Dr., $193,000 23764 E Le Bost, $156,000 24585 Edgewood Dr., $268,000 23625 Londonderry, $195,000 22557 Moorgate St., $384,000 31151 Rolling Grove Dr., $245,000 25928 Sierra Dr., $215,000 25050 Sullivan Ln., $292,000 41668 Tera Ln., $311,000 40740 Village Oaks, $246,000 Oak Park 24330 Berkley St., $168,000 13681 Borgman St., $146,000 10211 Burton Ave., $200,000 23701 Church St., $148,000 21601 Gardner St., $135,000 13640 Lincoln St., $140,000 21821 Marlow St., $145,000 25990 Marlowe Pl., $197,000 21710 Parklawn St., $110,000 10731 Saratoga St., $80,000 26101 Stratford Pl., $240,000 15221 W 9 Mile Rd., $67,000 Pontiac 671 2nd Ave., $137,000 308 Arnold Ave., $232,000 209 Edison St., $79,000 486 Elm St., $117,000 224 Going St., $117,000 507 Harper St., $81,000 649 Lebaron Ave., $110,000 639 Lewa Downs Dr., $134,000 674 Lydia Dr., $134,000 613 Markle Ave., $125,000 407 N Cass Ave., $75,000 68 Putnam Ave., $64,000 655 Rosewood Pl., $70,000 253 Samburu St., $210,000 230 Stonegate E, $176,000 32 W Longfellow Ave., $175,000 27 W Princeton Ave., $90,000 Rochester 512 Renshaw St., $208,000 365 South St., $195,000 Rochester Hills 798 Apple Hill Ln., $585,000 245 Avalanche Dr., $321,000 337 Essex Dr., $328,000 735 Hamilton Ct., $180,000 2421 Harrison Ave., $130,000 1510 Hidden Valley Ln., $164,000 1793 Kilburn Rd.N, $355,000 833 Langdon Ct., $163,000 6225 N Rochester Rd., $610,000 2695 Oak View Ct., $320,000 1072 Paint Creek Ln., $173,000 503 Plymouth Ct., $199,000 859 Rambling Dr., $355,000 1339 Royal Crescent St., $285,000 2237 Siboney Ct., $170,000 1586 Streamwood Ct., $145,000 521 Utah Rd., $237,000 2105 Warrington Rd., $235,000 3642 Warwick Dr., $518,000 361 Willow Grove Ln., $165,000 South Lyon 56270 9 Mile Rd., $445,000 61145 Brookway Dr., $335,000 226 Easton Dr., $360,000 1134 Gentry Dr., $90,000 726 Kestrel Ct., $250,000 22210 Quail Run Ct., $180,000 61860 Richfield St., $204,000 53212 Shinnecock Dr., $95,000 379 Stanford Ave., $192,000 Southfield 27369 Aberdeen St., $210,000 28784 Aberdeen St., $98,000 25980 Acacia St., $227,000 17121 Anna St., $220,000 28709 Brentwood St., $136,000 19262 Dorset St., $158,000 28515 E Kalong Cir., $420,000 24746 Edgemont Dr., $210,000 23470 Edinburgh St., $180,000 29137 Evergreen Rd., $132,000 17652 Gateway Cir., $177,000 23209 Grayson Dr., $168,000 23297 Grayson Dr., $158,000 21751 Hidden Rivers Dr.N, $125,000 20840 McClung Ave., $188,000 21226 Midway Ave., $145,000 23596 Norcrest Dr., $164,000 27725 Pierce St., $197,000 30585 Pierce St., $304,000 29335 Pinetree Dr., $250,000 19688 Raleigh Cir. S, $123,000 29303 Rambling Rd., $162,000 28651 Regent Ct.N, $100,000 20330 Rodeo Ct., $180,000 19439 Silvercrest St., $255,000 15626 Stone Crossing Dr., $178,000 19930 Villa Dr.S, $163,000 19950 Villa Dr.S, $170,000 24585 W 10 Mile Rd., $121,000 19810 W 12 Mile Rd., $81,000 25810 W 12 Mile Rd., $180,000 Troy 5270 Allison Dr., $330,000 2827 Amberly Ln., $440,000 5798 Andover Rd., $523,000 3214 Camden Dr., $259,000 3226 Camden Dr., $281,000 3291 Camden Dr., $295,000 1543 Charlevois Dr., $342,000 1974 Deloy Dr., $170,000 1076 Fountain Dr., $362,000 2033 Hartshorn Ave., $302,000 3976 Meadowbrook Dr., $307,000 5798 Northfield Pkwy., $160,000 5818 Northfield Pkwy., $215,000 6869 Northpoint Ct., $317,000 1439 Peachtree Dr., $248,000 4911 Pickford Dr., $352,000 6740 Redford Cir., $350,000 163 Tacoma Dr., $163,000 2089 Topaz Dr., $265,000 4110 Washington Crescent Dr., $265,000 3786 Wayfarer Dr., $363,000 6780 Woodcrest Dr., $430,000 5821 Wright Dr., $225,000 Walled Lake 1986 Carsons Cv., $833,000 27105 Chantel Dr., $210,000 370 Cherry Grove Ln., $325,000 17201 Chesapeake Cir., $164,000 17209 Chesapeake Cir., $177,000 103 Chestnut Rdg., $280,000 1556 Dover Hl. S, $139,000 569 E Walled Lake Dr., $203,000 1412 Hidden Meadows Dr.E, $159,000 246 Neptune Dr., $130,000 1870 Plumridge Ct., $331,000 627 S Pontiac Trl., $220,000 West Bloomfield 4987 Arbor Ct., $396,000 3631 Bayou Dr., $360,000 2480 Beachview Ln., $419,000 7339 Brookridge Dr., $295,000 5320 Cedar Grove Ct., $335,000 4284 Claire Ct., $290,000 7342 Crackling Creek Cir., $400,000 2071 Daintree Ave., $423,000 5393 Deerfield Village Dr., $370,000 4115 E Newland Dr., $485,000 7331 Edinborough, $251,000 6605 Heron Pt, $318,000 4009 Iverness Ln., $254,000 4932 Lake Bluff Ct., $382,000 2951 Long Ridge Ct., $620,000 6078 Orchard Woods Dr., $506,000 2369 Pine Lake Rd., $995,000 5573 Silver Pond, $608,000 5275 Simpson Lake Rd., $310,000 2830 Treyburn Ln., $430,000 2857 Water Oaks Dr., $365,000 7009 Wildridge Ln., $261,000 6354 Wood Pond Rd., $355,000 White Lake 7008 Biscayne Ave., $310,000 71 Blackberry Dr., $339,000 9068 Julia St., $108,000 5999 S Bryan, $310,000 3295 Silver Ridge, $224,000 8028 Springdale Dr., $250,000 890 Sunnybeach Blvd., $275,000 2632 W Meadow Dr., $177,000 Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investing Real Estate Investment Real Estate Posted by Mark at 11:28 PM | Permalink | Comments (0) Wayne County Real Estate Update These are the houses sold and closed during the week of December 4, 2005 in Wayne County, Michigan. Wayne County December 4, 2005 Allen Park 17213 Allen Park $132,000 10132 Allen Rd.$155,000 14902 Jonas Ave. $148,000 6384 Kolb Ave. $175,000 15566 Meyer Ave. $125,000 17272 O'Connor Ave. $164,000 8402 Quandt Ave. $168,000 17415 Russell Ave. $95,000 Belleville 27 Bedell St.$184,000 308 Edison Ave. $241,000 49425 Judd Rd.$176,000 48880 Wear Rd.$359,000 Brownstown Township 24500 Bailey Rd.$193,000 28374 Brookfield Ct.$94,000 24440 Christian Dr.$230,000 17815 Clover St.$80,000 27121 Debiasi Dr.$75,000 20030 Hidden Oaks Dr.$130,000 20031 Hidden Oaks Dr.$120,000 21306 Hildebrandt Dr.$258,000 31786 Honey Suckle Dr.$60,000 35604 Leland St.$96,000 21596 Majestic Dr.$155,000 21597 Majestic Dr.$152,000 3190 Marigold Drive $207,000 17421 Michigan $213,000 27512 Mill Creek Dr.$243,000 27160 Newberry Blvd. $317,000 23508 Stacey Dr.$224,000 20086 Twin Pond Dr.$320,000 27769 Warbler Ct.$116,000 27785 Warbler Ct.$90,000 27786 Warbler Ct.$114,000 20530 Woodruff Rd.$194,000 Canton 2494 Amber Dr.$290,000 1944 Bellingham St.$220,000 47951 Cardiff Ave. $168,000 1872 Cedar Valley Dr.$175,000 140 Cherry Grove Rd.$253,000 40645 Deer Creek Ct.$330,000 1276 E Franciscan Ct.$252,000 6532 Edgewood Rd.$234,000 8158 Endicott Ln. $176,000 1011 Foothill Rd.$287,000 1164 High Ridge Dr.$252,000 4480 Hunters Cir. $158,000 4249 Hunters Cir. E $157,000 48492 Inveraray Rd.$538,000 6676 Kings Mill Dr.$430,000 2287 Knollwood Dr.$162,000 2238 Lone Wolf Ln. $198,000 39951 Lynn St.$179,000 1311 Mistwood Ct.$303,000 8383 New Haven Way $442,000 7195 Oakleaf Ct.$279,000 40556 Ramblewood Ct.$243,000 42902 Saxony Rd.$248,000 46610 Spinning Wheel Dr.$275,000 4255 Strathmore Ln. $221,000 1891 Vine Way Dr.$136,000 1419 Witland Dr.$200,000 7045 Woonsocket St.$233,000 555 Worthington Rd.$170,000 Ecorse 3845 11th St.$65,000 4571 7th St.$84,000 4236 9th St.$78,000 4067 High St.$78,000 18 Knox St.$79,000 Flat Rock 24541 Fairlawn Dr.$134,000 29380 Olmstead Rd.$204,000 27801 Warlber Court $87,000 Garden City 32324 Alvin St.$129,000 33521 Alvin St.$125,000 30099 Balmoral St.$144,000 33551 Florence St.$144,000 7070 Harrison St.$138,000 31920 John Hauk St.$144,000 28952 Marquette St.$149,000 31732 Pierce St.$161,000 29203 Rush St.$140,000 32240 Sheridan St.$165,000 Gibraltar 28989 EW Hedke Ct.$218,000 1406 Humbug Island Ct.$211,000 Grosse Ile 22026 Balmoral Dr.$370,000 9614 Parkway Dr.$225,000 Grosse Pointe 551 Fisher Rd.$410,000 419 Lincoln Rd.$535,000 524 Notre Dame St.$205,000 794 Notre Dame St.$300,000 800 Washington Rd.$517,000 Grosse Pointe Farms 33 Beaupre Ave. $287,000 252 Fisher Rd.$300,000 410 Hillcrest Ave. $196,000 207 McMillan Rd.$360,000 134 Meadow Ln. $390,000 316 Merriweather Rd.$435,000 351 Moselle Pl.$255,000 282 Stephens Rd.$230,000 140 Tonnacour Pl.$482,000 Grosse Pointe Park 15001 Kercheval St.$285,000 1348 Maryland St.$65,000 949 Nottingham Rd.$173,000 1375 Yorkshire Rd.$513,000 Grosse Pointe Shores 75 Roslyn Rd.$835,000 Grosse Pointe Woods 20060 Baltree Ct.$240,000 2127 Beaufait Dr.$253,000 21659 Centerbrook Ct.$288,000 1331 Hampton Rd.$200,000 1339 Hampton Rd.$228,000 19283 Linville St.$232,000 1838 Manchester Blvd. $148,000 947 Moorland Dr.$312,000 961 Moorland Dr.$373,000 619 Peachtree Ln. $240,000 975 S Brys Dr.$320,000 1181 S Oxford Rd.$483,000 20741 Virginia Ln. $275,000 Hamtramck 3330 Comstock St.$120,000 5057 Edwin St.$75,000 3210 Holbrook St.$110,000 12031 Sobieski St.$80,000 2603 Trowbridge St.$53,000 Harper Woods 20870 Beaufait St.$133,000 20002 Fleetwood Dr.$190,000 20228 Hunt Club Dr.$148,000 18785 Kenosha St.$101,000 20303 Roscommon St.$120,000 19893 Rose Ct.$142,000 20468 Washtenaw St.$116,000 21170 Woodmont St.$153,000 20045 Woodside St.$180,000 Highland Park 60 Florence St.$61,000 185 Hill St.$60,000 218 Pasadena St.$70,000 Inkster 301 Arlington St.$111,000 29137 Beechnut St.$116,000 28254 Deplanche Ln. $107,000 29141 Gertrude Ct.$89,000 26451 Hopkins St.$75,000 29177 Rosewood St.$87,000 29684 Spring Arbor Dr.$111,000 532 Sunningdale Dr.$120,000 1308 W River Park Dr.$95,000 27025 Yale St.$78,000 Lincoln Park 1308 Austin Ave. $70,000 1423 Austin Ave. $140,000 2059 Buckingham Ave. $98,000 2226 Calvin Ave. $134,000 2014 Champaign Rd.$134,000 1665 Chandler Ave. $105,000 1331 Ferris Ave. $82,000 1269 Fort Park Blvd. $89,000 1756 Fort Park Blvd. $105,000 4116 High St.$139,000 1756 Kings Hwy. $140,000 1363 Lejeune Ave. $165,000 1516 Marion Ave. $77,000 2075 Moran Ave. $50,000 1824 Myron Ave. $137,000 1420 Pagel Ave. $147,000 1387 Philomene Blvd. $102,000 2458 Pingree Ave. $110,000 1704 Progress Ave. $110,000 1853 Russell Ave. $130,000 Livonia 36039 6 Mile Rd.$249,000 33919 8 Mile Rd.$120,000 16020 Alpine Dr.$305,000 35020 Andrea Ct.$155,000 19410 Antago St.$127,000 14741 Arcola St.$175,000 9832 Arden St.$235,000 20330 Beatrice St.$165,000 19154 Beaverland $223,000 11425 Blackburn St.$262,000 37745 Bloomfield Dr.$279,000 19305 Brentwood St.$193,000 32935 Brookside Cir. $264,000 32982 Brookside Ct.$384,000 28594 Clarita St.$195,000 17251 Fairfield St.$381,000 16227 Fairlane Dr.$231,000 18255 Foch St.$150,000 14456 Gary Ln. $214,000 11012 Haller St.$151,000 11865 Haller St.$163,000 8949 Harrison St.$179,000 29031 Hathaway St.$170,000 14764 Hix St.$192,000 32975 Indiana St.$195,000 29331 Jacquelyn Dr.$209,000 36141 Jamison St.$212,000 30448 Jeannie $222,000 33306 Kentucky St.$168,000 36547 Ladywood St.$289,000 9036 Louise St.$160,000 17371 Manor $340,000 18924 Mayfield St.$245,000 9114 Melrose St.$182,000 14202 Merriman Rd.$195,000 29435 Munger St.$220,000 18768 Myron St.$185,000 32812 Oakley St.$176,000 14193 Park St.$187,000 14596 Park St.$194,000 27719 Perth St.$192,000 29149 Perth St.$184,000 16232 Riverside St.$230,000 33122 Scone St.$218,000 28544 Sunnydale St.$229,000 31111 Wentworth St.$285,000 Melvindale 2388 Bloomfield St.$70,000 2310 Corbin St.$85,000 19512 Stanley St.$115,000 17450 Wall St.$118,000 19041 Wall St.$65,000 New Boston 23595 Crescent Ridge Dr.$248,000 37820 Mahagony Dr.$125,000 22727 Merriman Rd.$225,000 28623 Mineral Springs Rd.$171,000 23351 W Creek Dr.$257,000 Plymouth 50436 Beechwood Ct.$221,000 11001 Brooks Ln. $606,000 300 E Ann Arbor Trl.$159,000 40535 Micol Dr.$215,000 651 N Evergreen St.$235,000 40576 Orangelawn Ave. $186,000 44624 Oregon Trl.$214,000 10699 Pinehurst Rd.$360,000 343 Red Ryder Dr.$230,000 11087 Terry St.$172,000 12415 Woodgate Dr.$197,000 45232 Woodleigh Ct.$405,000 River Rouge 10237 W Jefferson Ave. $200,000 Riverview 17139 Brinson St.$138,000 17156 Brinson St.$134,000 17796 Clark St.$72,000 17667 Mulberry St.$95,000 Romulus 15331 Colbert St.$112,000 32376 Gateway Dr.$158,000 32384 Gateway Dr.$161,000 16505 S Huron River Dr.$158,000 6088 Swan Lake Dr.$210,000 6123 Swan Lake Dr.$212,000 35251 Wick Rd.$155,000 Southgate 14063 Allen Rd.$125,000 14615 Balsam St.$110,000 15254 Brest St.$190,000 13626 Callender St.$125,000 13625 Karl St.$68,000 15405 Oakleigh $253,000 12822 Plum St.$112,000 13076 Poplar St.$158,000 12764 Pullman St.$139,000 16435 Silverado Dr.$269,000 13368 Ward St.$149,000 15730 Windemere St.$158,000 Taylor 6677 Bailey St.$154,000 6752 Beech Daly Rd.$94,000 6466 Burr St.$66,000 25039 Chestnut St.$163,000 14048 Fellrath St.$65,000 22718 Goddard Rd.$2,012,000 22742 Goddard Rd.$187,000 22340 Haig St.$146,000 11290 Lincoln St.$138,000 9867 McKinley St.$151,000 7178 Pardee Rd.$110,000 25074 Riema St.$178,000 25076 Riema St.$169,000 22909 Van Born Rd.$185,000 22770 W Keyes St.$159,000 Trenton 1599 Boxford St.$240,000 5562 Elmhurst Dr.$177,000 2160 Fort St.$71,000 1575 Harbor Blvd. $108,000 3298 John R St.$140,000 4745 Leisure Ln. $94,000 1815 Pinetree Dr.$171,000 5869 Rolling Ridge Dr.$281,000 2846 Saint Paul St.$142,000 2615 W Jefferson Ave. $175,000 Van Buren Township 9503 Andover Dr.$210,000 43800 Arborview Ln. $295,000 13412 Barnwell Dr.$50,000 11038 Buchanan St.$134,000 13263 Lake Point Blvd. $141,000 41973 Milton Dr.$50,000 41166 N Woodbury Green Dr.$91,000 49238 Sonrisa St.$365,000 Wayne 34605 Elm St.$157,000 3988 Winifred St.$130,000 Westland 7540 August Ave. $175,000 613 Bedford Dr.$218,000 30936 Beechnut St.$150,000 1677 Berkshire St.$160,000 32440 Bertram Dr.$157,000 34111 Blackfoot St.$145,000 8285 Bristol St.$108,000 7358 Central St.$70,000 33007 Chapman Pl.$183,000 36531 Deerhurst $158,000 8185 Donna St.$165,000 759 Easley Dr.$141,000 850 Fairlane St.$156,000 7075 Fox Chase Ln. $280,000 32145 Genessee St.$89,000 34521 Hazelwood St.$142,000 32465 Hiveley St.$153,000 30187 Joy Rd.$113,000 33201 Joy Rd.$140,000 4936 Julius Blvd. $116,000 8315 Liberty Blvd. $181,000 32660 Lone Pine Dr.$165,000 30721 Mackenzie Dr.$132,000 2263 Minerva St.$179,000 1777 N Berry St.$228,000 5820 N Carlson St.$122,000 6180 N Newburgh Rd.$186,000 2155 N Norma St.$190,000 5818 N Walton St.$139,000 32512 Newaygo St.$60,000 1505 Portland St.$148,000 28943 Powers St.$77,000 7759 Princeton Ct.$147,000 35840 Rolf St.$129,000 33948 Sandwood Dr.$238,000 35507 Schley St.$106,000 1903 Treadwell St.$179,000 27544 Van Born Rd.$131,000 7515 Woodview St.$80,000 Woodhaven 26701 Ashton Dr.$116,000 26709 Ashton Dr.$136,000 26715 Ashton Dr.$132,000 26723 Ashton Dr.$136,000 24810 Cabot Dr.$221,000 26741 Coachlight St.$265,000 24417 Colonial Dr.$190,000 23020 Fairlane Blvd. $120,000 26654 Kirkway Dr.$133,000 26688 Kirkway Dr.$138,000 21715 Poplar St.$185,000 26595 Reaume St.$185,000 16328 Truwood St.$203,000 Wyandotte 3922 15th St.$137,000 1482 16th St.$119,000 615 9th St.$107,000 1757 Dee St.$150,000 1227 Electric St.$127,000 1811 Electric St.$130,000 680 Highland St.$98,000 1743 McKinley St.$190,000 Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investing Real Estate Investment Real Estate Posted by Mark at 09:23 PM | Permalink | Comments (0) Macomb County Real Estate Update! Here are the houses sold and closed last week in Macomb County for the week of 12/4 according to Detroit Free Press: Macomb County December 4, 2005 Center Line 8073 Central $59,000 8433 Dale $90,000 7552 Henry $135,000 7546 Sterling $120,000 Chesterfield Township 50355 Baytown $195,000 33684 Bayview Dr.$118,000 51310 Caroline Dr.$308,000 28076 Cotton Creek Cir. $178,000 28088 Cotton Creek Cir. $178,000 28164 Cotton Rd.$270,000 54721 Darby St.$182,000 29892 Donna Ln. $114,000 53302 Elysia Dr.$285,000 47541 Forton St.$155,000 36108 Front St.$70,000 51666 Hale Ln. $145,000 32044 Hiddenbrook Dr.$198,000 49065 Jefferson Ave. $190,000 34113 Jerome St.$120,000 26043 Mariners Pt $179,000 33796 Michigamme Dr.$205,000 33801 Michigamme Dr.$188,000 49638 Octavia St.$200,000 26636 Pattyn Dr.$70,000 28183 Raleigh Crescent Dr.$130,000 51489 S Adele Cir. $187,000 29938 Sugar Creek Ct.$244,000 29930 Sugar Creek Dr.$205,000 53753 Traditional Dr.$130,000 34505 W Wilma Ct.$125,000 Clinton Township 38491 Albert Blvd. $60,000 42216 Aspen Ct.$151,000 40259 Aynesley St.$225,000 37095 Brynford Dr.$104,000 39066 Charbeneau St.$109,000 37345 Charter Oaks Blvd. $114,000 36766 Chatham Ct.$194,000 38576 Cheldon St.$225,000 15443 Cornell Dr.$155,000 20836 Danbury St.$139,000 17580 Daniel Ct.$599,000 20310 Drummond Bay $270,000 38200 Fairway Ct.$91,000 38250 Fairway Ct.$77,000 38272 Fairway Ct.$65,000 35239 Garret Dr.$198,000 16543 Karen Dr.$189,000 42527 Kingsley Dr.$195,000 16225 La Dolce Vita $185,000 15496 Leighton Dr.$211,000 24407 Meadowbridge Dr.$113,000 41189 Oak Hill Dr.$171,000 21081 Oak Ridge Dr.$60,000 24401 Quad Park Ln. $82,000 15795 Revere Dr.$150,000 38433 Santa Barbara St.$258,000 42336 Toddmark Ln. $116,000 19892 Towner Dr.$187,000 17268 Tremlett Dr.$220,000 Eastpointe 21740 Brittany Ave. $103,000 23134 Brittany Ave. $88,000 17120 Collinson Ave. $134,000 24658 Cushing Ave. $74,000 23118 Firwood Ave. $115,000 24224 Greenbrier Ave. $145,000 24825 Greenbrier Ave. $135,000 25031 Grove $113,000 22126 Hayes Ave. $122,000 22465 Lambrecht Ave. $65,000 24658 Lexington Ave. $129,000 16457 Manchester Ave. $152,000 21834 Nevada Ave. $74,000 23793 Rein Ave. $114,000 22416 Saxony Ave. $100,000 21739 Schroeder Ave. $118,000 15648 Sprenger Ave. $134,000 17254 Stephens Dr.$104,000 15601 Stricker Ave. $155,000 24881 Teppert Ave. $180,000 22808 Tuscany Ave. $79,000 15653 Veronica Ave. $125,000 Fraser 18332 Dogwood $170,000 33221 Duncan $169,000 31565 Fraser Dr.$60,000 33349 Janet $170,000 15403 Lincolnshire Ln. $217,000 16312 Orchard Ln. $150,000 33439 Otto Ave. $150,000 17851 Winsome $153,000 Harrison Township 39434 Chart St.$225,000 39220 E Archer Dr.$260,000 41265 Gloca Mora St.$360,000 29320 Grandview St.$333,000 38351 Hazel St.$195,000 34646 Jefferson Ave. $600,000 24628 Meadow Crk. $111,000 29579 Riverside Bay Ct.$465,000 29508 S River Rd.$155,000 29031 Thistle Ln. $140,000 36544 Union Lake Rd.$59,000 Macomb Township 22671 Amber River Dr.$231,000 47310 American Way $264,000 22161 Beech Knoll Dr.$333,000 56110 Birkdale Dr.$290,000 18892 Brighton Dr.$85,000 18910 Brighton Dr.$121,000 45976 Brookside N $198,000 18464 Cider Mill St.$214,000 18250 Country Club Dr.$72,000 18362 Country Club Dr.$250,000 18596 Country Club Dr.$252,000 46009 Donahue Ave. $198,000 51762 Eva Dr.$259,000 53355 Fairchild Rd.$664,000 53375 Fairchild Rd.$153,000 21309 Fairfield Dr.$247,000 48353 Farah Dr.$254,000 51745 Flyer Dr.$320,000 19606 Gallahad Dr.$256,000 49509 Galway Dr.$125,000 49665 Golden Gate Dr.$125,000 16223 Howard Dr.$340,000 48631 Hunter Dr.$269,000 47057 Hunters Chase Dr.$196,000 17995 Huron Dr.$303,000 56505 Indian Trl.$150,000 49392 Kilkenny Dr.$120,000 50272 Knoll Ct.$188,000 46094 Lookout Dr.$73,000 48571 Lorenzo Dr.$295,000 46787 Peach Grove Ave. $193,000 18805 Pine Ln. $290,000 21535 Raintree Dr.$125,000 22067 Saskatoon Ct.$426,000 20910 Sleepy Hollow Dr.$195,000 46467 Swirling Leaves Ln. $269,000 17174 Tower Dr.$282,000 52586 Wildwood Dr.$274,000 21879 Wilshire Cir. $231,000 20672 Windham Dr.$324,000 47234 Woodberry Estates Dr.$385,000 Mount Clemens 107 Avery St.$104,000 58 Gallup St.$150,000 147 Gallup St.$85,000 1689 Hampton Rd.$135,000 96 Hubbard St.$155,000 225 N Walnut St.$112,000 151 Robertson St.$174,000 New Baltimore 53420 Andrew Cir. $226,000 51580 Ashley St.$146,000 51530 Base St.$154,000 53527 Bradford Ct.$244,000 52104 Elizabeth Ln. $166,000 52118 Fox Pointe Dr.$50,000 28307 Gold Rd.$241,000 52261 Rivard Rd.$214,000 New Haven 57163 Decora Park Ct.$214,000 32789 Dominion St.$234,000 32173 E Cranston St.$168,000 57406 River Oaks Dr.$257,000 57646 River Oaks Dr.$208,000 57487 Wingham St.$187,000 Ray Township 24441 31 Mile Rd.$294,000 Richmond 36370 Gierk St.$168,000 77212 Omo Rd.$240,000 34923 Partridge Xing. $170,000 36400 Pound Rd.$245,000 Roseville 26772 Collingwood St.$123,000 17851 Eastland St.$95,000 20489 Fenton St.$130,000 28301 Floral St.$160,000 25270 Ford St.$125,000 30555 Hidden Pines Ln. $114,000 30772 J Carls St.$134,000 17283 Lowell St.$105,000 18730 Meier St.$57,000 30709 Normal St.$115,000 26828 Oakland St.$140,000 17926 Phyllis St.$82,000 26796 Waldorf St.$97,000 Saint Clair Shores 19900 Alger St.$140,000 21929 Alger St.$115,000 21725 Bayside St.$100,000 28706 Beste St.$149,000 1029 Country Club Dr.$119,000 3318 Country Club Dr.$108,000 202 Doremus Ln. $161,000 19729 E 8 Mile Rd.$71,000 27907 Elba St.$88,000 22636 Euclid St.$165,000 22990 Gary Ln. $112,000 20205 Gaukler St.$149,000 22231 Gordon Rd.$120,000 27801 Grant St.$150,000 25530 Harmon St.$140,000 32560 Harper Ave. $74,000 33310 Harper Ave. $53,000 22967 Lee Ct.$114,000 26221 Little Mack Ave. $196,000 21721 Mauer St.$145,000 22524 Milner St.$158,000 21714 O'Connor St.$180,000 23106 Recreation St.$160,000 22517 Rosedale St.$160,000 28300 Ruehle St.$185,000 21704 Stephens St.$145,000 21631 Sunnydale St.$64,000 21924 Trombly St.$115,000 22116 Trombly St.$110,000 28609 Ursuline St.$142,000 21313 Yale St.$139,000 Shelby Township 11685 21 Mile Rd.$127,000 7727 Ambassador Dr.$185,000 7735 Ambassador Dr.$206,000 7787 Ambassador Dr.$211,000 14040 Berryknoll Dr.$355,000 54272 Cambridge Dr.$305,000 56194 Chesapeake Trl.$155,000 53214 Dryden St.$193,000 55436 Hearthside Dr.$55,000 49380 Heyward $294,000 11885 Hiawatha Dr.$415,000 49012 Hickory Ct.$134,000 13601 Jack Pine Ln. $314,000 48412 Lance Creek Ct.$187,000 53822 Lynnham Ln. $191,000 55628 Monroe Dr.$355,000 6890 N Central Park $278,000 2233 Nickelby Dr.$558,000 13436 Partridge Run $750,000 53792 Pine Creek Ct.$358,000 7575 Powers Ct.$158,000 12837 Red Pine Ln. $365,000 2633 Ridgecrest Dr.$50,000 4668 Royal Cove Dr.$184,000 51863 Schoenherr Rd.$553,000 56445 Shorebrook Ct.$438,000 13739 Silver Birch Cir. $179,000 54230 Sunderland Dr.$273,000 8707 Timberline Dr.$177,000 12317 Watkins Dr.$314,000 53269 Williams Way $345,000 54549 Woodcreek Blvd. $148,000 Sterling Heights 34499 Amsterdam Dr.$165,000 39422 Augusta Ave. $345,000 1940 Avalon Dr.$254,000 12876 Beechnut Dr.$299,000 3000 Belcher Dr.$206,000 39358 Bella Vista Dr.$221,000 14088 Bery Dr.$139,000 36410 Briarcliff Rd.$185,000 36167 Carriage Dr.$214,000 35262 Cavant Dr.$216,000 34119 Chatsworth Dr.$187,000 4829 Corriander Dr.$290,000 12328 De Grove Dr.$185,000 12730 Denoter Dr.$161,000 36102 Dominion Cir. $185,000 11614 Fairview Dr.$170,000 39048 Faith Dr.$190,000 39552 Forbes Dr.$231,000 42937 Fortner Dr.$163,000 3336 Galaxy Blvd. $342,000 3432 Galaxy Blvd. $265,000 3323 Gemini Dr.$275,000 3339 Gemini Dr.$313,000 3355 Gemini Dr.$311,000 34501 Giannetti Dr.$395,000 3077 Gloucester Dr.$228,000 38717 Harrison Dr.$204,000 38124 Jamestown Dr.$118,000 14348 Kerner Dr.$235,000 39644 Kingsbury Dr.$167,000 2258 Kipling Dr.$198,000 4167 Lindow Dr.$163,000 44625 Marigold Dr.$152,000 37310 Marion Dr.$210,000 41392 Marksway Ct.$450,000 35533 Maureen Dr.$192,000 35500 Moravian Dr.$236,000 14238 Moravian Manor Cir. $150,000 35565 Nona Ct.$193,000 5722 Ortman Dr.$249,000 5216 Peekskill Dr.$206,000 5228 Peekskill Dr.$118,000 38838 Pinebrook Dr.$195,000 38232 Plumhollow Dr.$240,000 11865 Quaker Ct.$200,000 8763 Radner Dr.$173,000 35326 Remington Dr.$195,000 36431 Samoa Dr.$186,000 38107 Schoenherr Rd.$154,000 8920 Shawn Dr.$110,000 44514 Sterritt St.$145,000 3061 Sylvan Dr.$220,000 35215 Taffy Dr.$100,000 41026 Tarragon Dr.$287,000 42040 Tessmer Dr.$262,000 3517 Tracy Dr.$196,000 41579 Vancouver Dr.$340,000 39071 Vassar Ave. $350,000 13547 Viola Dr.$194,000 Utica 45538 Hidden View Ct.$161,000 45544 Hidden View Ct.$176,000 Warren 2630 Antonia Ln. $152,000 3466 Arden Dr.$175,000 22323 Audrey Ave. $120,000 25868 Audrey Ave. $118,000 30148 Autumn Ln. $179,000 11920 Avondale Ave. $126,000 14712 Bade Dr.$199,000 31542 Beechwood Dr.$169,000 13715 Beth Dr.$149,000 3423 Bicsak Dr.$164,000 24738 Chalk Farm Rd.W $99,000 3520 Chase Dr.$164,000 29888 City Center Dr.$88,000 13695 Couwlier Ave. $92,000 3280 Dallas Ave. $163,000 11139 Edgemont Ave. $113,000 29531 Fairfield Dr.$173,000 7071 Fisher Ave. $69,000 4250 Garbor Dr.$178,000 21083 Gentner St.$133,000 12768 Georgiana Ave. $90,000 27723 Gilbert Dr.$134,000 31343 Gilbert Dr.$157,000 4056 Heatherwood Ct.$123,000 13958 Hobart Ave. $82,000 29590 Hoover Rd.$85,000 11300 Hudson Ave. $73,000 14250 Ivanhoe Dr.$185,000 8641 Jewett Ave. $90,000 22016 Mac Arthur Blvd. $77,000 11413 Maxwell Ave. $82,000 2709 Mcalpine Dr.$177,000 13738 McKinley Ave. $155,000 22852 Nagel St.$117,000 32835 Oakview Dr.$163,000 2351 Princess Ct.$103,000 8062 Racine Rd.$170,000 25255 Rayburn Dr.$152,000 29780 Red Oak Dr.$149,000 8420 Republic Ave. $77,000 27782 Roan Dr.$135,000 30132 Rosenbusch Dr.$190,000 20905 Sunset Ave. $97,000 21209 Sunset Ave. $108,000 30961 Sutherland Ave. $153,000 30139 Tecla Dr.$159,000 27855 Thomas Ave. $170,000 27189 Townsend Ave. $105,000 30017 Warner Ave. $175,000 8128 Westminster Ave. $86,000 3334 Winterfield Dr.$177,000 24569 Woodbridge Rd.$86,000 Washington Township 60191 Cottage Mill Dr.$420,000 63500 Georgetowne S $532,000 59744 Glacier Club Dr.$100,000 61500 Jewell Rd.$285,000 58291 Pleasant View Ct.$310,000 67588 Rachael Ln. $129,000 57584 Stonebriar Dr.$125,000 63188 W Charleston Dr.$242,000 Technorati Tags: Foreclosures Michigan Investing Money Cashflow Real Estate Investing Real Estate Investment Real Estate Posted by Mark at 04:21 PM | Permalink | Comments (0) December 04, 2005 Can I say Merry Christmas without upsetting you? Scott Sikorski forwarded me this - and I agree wholeheartedly. As an immigrant myself who taught himself English in his teens by reading English books (belive me it was hard!) and watching American Black and White movies late at night and worked very hard to adapt to this great country when I finally came here - I dont know why so many other immigrants have decided to keep their minds still in their native countries. Hey, if it was so good back there then why you are here? Will we still be the Country of choice and still be America if we continue to make the changes forced on us by the people from other countries that came to live in America because it is the Country of Choice?????? Think about it! All we have to say is, when will they do something about MY RIGHTS? I celebrate Christmas...........but because it isn't celebrated by everyone..............we can no longer say Merry Christmas. Now it has to be Season's Greetings. It's not Christmas vacation, it's Winter Break. Isn't it amazing how this winter break ALWAYS occurs over the Christmas holiday? We've gone so far the other way, bent over backwards to not offend anyone, that I am now being offended. But it seems that no one has a problem with that. This says it all! This is an editorial written by an American citizen, published in a Tampa newspaper. He did quite a job; didn't he? Read on, please! IMMIGRANTS, NOT AMERICANS, MUST ADAPT. I am tired of this nation worrying about whether we are offending some individual or their culture. Since! the terrorist attacks on Sept. 11, we have experienced a surge in patriotism by the majority of Americans. However...... the dust from the attacks had barely settled when the "politically correct! " crowd began complaining about the possibility that our patriotism was offending others. I am not against immigration, nor do I hold a grudge against anyone who is seeking a better life by coming to America. Our population is almost entirely made up of descendants of immigrants! . However, there are a few things that those who have recently come to our country, and apparently some born here, need to understand. This idea of America being a multicultural community has served only to dilute our sovereignty and our national identity. As Americans....... we have our own culture, our own society, our own language and our own lifestyle. This culture has been developed over centuries of struggles, trials, and victories by millions of men and women who have sought freedom. We speak ENGLISH , not Spanish, Portuguese, Arabic, Chinese, Japanese, Russian, or any other language. Therefore, if you wish to become part of our society, learn the language! "In God We Trust" is our national motto. This is not some Christian, right wing, political slogan.. We adopted this motto because Christian men and women.......on Christian principles............. founded this nation..... and this is clearly documented. It ! is certainly appropriate to display it on the walls of our schools. If God offends you, then I suggest you consider another part of the world as your new home.........because God is part of our culture. If Stars and Stripes offend you, or you don't like Uncle Sam, then you should seriously consider a move to another part of this planet. We are happy with our culture and have no desire to change, and we really don't care how you did things where you came from. This is OUR COUNTRY, our land, and our lifestyle. Our First Amendment gives every citizen the right to express his opinion and we will allow you every opportunity to do so! But once you are done complaining....... whining...... and griping....... about our flag....... our pledge...... our national motto..... ...or our way of life....I highly encourage you to take advantage of one other Great American Freedom....... THE RIGHT TO LEAVE. Posted by Mark at 09:59 AM | Permalink | Comments (0) Free Audio CD Why some Michigan Real Estate Investors always seem to get Killer Foreclosure Deals? The answer may surprise you..... Get Your Free CD on Michigan Foreclousres How To Invest In Michigan Real Estate The smart beginners course to step by step build your Michigan real estate investment business. More about Michigan Real Estate Investing here... Michigan QuickStart 2006 Bootcamp The Insider Secrets To Find, Fix and Flip Michigan Bank Foreclosures, In Troy, Michigan, January 21/22, 2006 - More details on what previous students have called "The Best Bootcamp For Michigan Foreclosure Investors".... My Michigan Coaching Program One-On-One coaching program for Michigan real estate investors Download Coaching Application Subscribe to My blog's feed RSS Atom RSS 2.0 RSS 1.0 [ What is this? ] This weblog is licensed under a Creative Commons License . Powered by Movable Type 3.2

land For Sale Alabama

AFOA Forestland For Sale Opening Page Events Calendar News News Conferences Land For Sale Hunting Land For Lease Fee Hunting, Guided Hunts, Club Memberships Services & Supplies Archived 2004 News Archived 2003 News Archived 2002 News Archived 2001 News Archived 2000 News Archived 1999 News Archived 1998 News 2005 Calendar Past Events 2004 Calendar Past Events 2003 Calendar Past Events 2002 Calendar Past Events 2001 Calendar Past Events 2000 Calendar Past Events 1999 Calendar Past Events 1998 Calendar Past Events 1997 Calendar Past Events Forestland For Sale Alabama Forest Owners' Association (AFOA) AFOA does not check with sellers to learn if a propertyhas been sold. We rely on sellers to notify us. A property that has been listed for morethan a month or two has probably been sold. Members may list one forestland sale on this page each year at no cost as long as the price does not exceed 4 times the "current-use" bare-land assessment (approx. $1,000 to $2,400 per acre) plus the value of the standing timber and regeneration. Members who wish to list more than one timberland sale per year or list land priced higher than the above guidelines may list properties for a fee. The description will be color highlighted. Effective January 2005 , all professional land sellers must pay a minimum $30 to post an ad, including those sellers which represent or are represented by a member. Click here to Send Description of Your Land To Be Listed. ( 12/21/05) 38 acres for sale in Gosport, AL . Great dove field or home site, planted pine, hardwood timber, county road frontage, & Pond Site. Pond site was surveyed out by ASCS office. This tract would make a great rural residential site or recreational tract. It is convenient to Hwy. 84, Grove Hill, and & Monroeville. Asking $83,600. For more info, photos, maps, etc. visit www.forestryland.com or contact Clint Flowers of A&M Forest Consultants, Inc. at (251) 387-0787. Merry Christmas ! (12/21/05) 3,268 acres for sale on the Alabama River in South Clarke County , south of Carlton, AL. 4000+ sq. ft Lodge constructed of Pecky Cypress harvested from property with garden tubs overlooking river, manager’s house, helicopter pad, private plane hanger in Jackson, sold fully furnished, and more amenities too numerous too describe. Timber consists of old growth, ~23 year old, and planted hardwood. Established food plots. Excellent, deer, turkey, pig, & duck hunting. An additional 2,625+/- acres is also available with purchase of the 3,268. For more info, photos, maps, etc., visit www.forestryland.com or contact Clint Flowers of A&M Forest Consultants, Inc. at (251) 387-0787. Merry Christmas ! (12/20/05) 20 and 40 acres in Itawamba County, Mississippi ; fronts on Dorsey Evergreen Road, near I-22 and the TEN-TOM Waterway. Pine trees, some hardwood and fenced pasture, and a small farm pond. $3,000 to $3,500 per acre. Call (919) 489-0849. (12/05/05) 385 acres in Marion County, Al . 20+ year-old timber. $900/acre. Call (205) 631-2575. (12/05/05) 200-acre farm for sale in Walker County, AL , 12 miles north of Jasper off highway 195 on Bennett Road. Fronts on county road. 2bd/1bth house, barn, 2 storage houses, 1994 Ford 3930 tractor. Plantation pines recently appraised at $100k. Asking $650,000. Contact Keith Wood at (901) 854-1744 or keith.wood@ipaper.com , or Myron Wood at (918) 492-1949 or twood001@aol.com . (12/02/05) 405 acres in Greene County . Tombigbee River, frontage, hardwood timber. Camp house. Call Walter Tutt at (334) 534-1315. Visit Tutt Land Company . (11/28/05) 198.2 acres in Macon County , located on County Road 7, four miles from Interstate 85, in Shorter, AL. Eighty-five acres of open land and the rest in hardwoods and pines with hunting, home sites, and year-round water. Asking price - $2,800/acre. Will consider dividing into two tracts. Call (334) 727-4344 or (334) 398-4344. (11/18/05) 109 acres in Mobile County . Over 100ac in excellent deer hunting. 40 unit RV park. 1/2 ready to move in. Other 1/2 of park is 90% complete. City sewer available for entire property and water. 5 miles to city limits. 20 minutes to Gulf of Mexico. 40 acres in pasture. $3,600/ac. (256) 782-1444 (mobile). (11/16/05) 216 acres in north Walker County , close to Smith Lake, with deer and turkey. $1,500/acre. For details, call Perry Lollar at (205) 275-5251. (11/16/05) 40 acres FOR SALE IN BIBB COUNTY - For sale by owner off County Road 20. Property was cut in 1999 and spot planted. Some mature hardwoods left. Site index and hunting. Priced at $1,725/acre. Call (205) 908-0913, day or night. (11/11/05) 97 acres in Tallapoosa County , thirty miles north of Auburn, one mile from US 280. Road frontage, visibility, some loblolly sawtimber, forage for livestock, fences, perennial streams, game, building sites, 30X48 four-year old barn. Pond/pond sites, rolling Piedmont country. $239,000. Call (606) 247-2645 or (334) 524-4242. (11/07/05) 120 acres of timberland in northwest Autauga County , Alabama, with two-bedroom cabin, 10-acre duck pond, and timber. $1,800/acre. Call Mike at (334) 875-7229 (at night). (11/03/2005) 389 acres in Perry County (Marion) Alabama . FOR SALE BY OWNER: PRICE DROP $2,050/acre down from $2,150, FIRM - 30 DAYS ONLY! Will be given to agent in December and price will be raised to cover agent’s fee - buy now or pay later! 60 acres six-year pine/oak, 90 acres hardwood, 120 acres five-year pine, 75 acres three-year pine, and 42 acres open. Working timber and cattle farm - completely fenced. Large creek-crossing property with several pond sites; Black Belt land, two useable old barns, a well, food plots and winter grazing planted. Hunting. Paved road frontage and power available at the property line. Local property manager will consider continued management of property. Call (877) 553-6281 or (706) 662-7682 (voice mail). (10/27/05) 210 acres in Clay County, Alabama . Paved frontage on White Plains Road; creek on property. 40 acres of pine plantation, which needs thinning, and remainder in mature timber. $2,150 per acre or best offer. Call (256) 354-4325, (256) 283-1824, or e-mail to sonny@acs-isp.com . (10/25/05) 114 acres in Walker County, Alabama : 84 acres mature hardwood, 27 acres 2004 plantation; 3-acre lake and 1,200 feet county road frontage. $190,000. Call (205) 221-6960 or check website at www.jhgrahamllc.com for more information. (10/21/05) 204 acres in Fayette County, Alabama , located off of County Road 89: contiguous timberland planted in nine-year-old pine plantation - fully stocked - valued at $580 per acre. Total asking price $320,000. MINERAL RIGHTS INCLUDED. Also, food plots and many other pluses come with this land! Call (205) 344-5139, (205) 799-0291, or e-mail to hwoodard@mlforestresources.com . (updated 10/25/05). (10/12/05) 222 acres in Atkinson County, Georgia , 141 acres of which contains improved slash pine. Hunting. $2,500/acre. Call (334) 393-5036 or (334) 464-4004. If out, leave a message. (10/06/05) 330 acres in Coosa County , 5 miles south of Rockford. Mature mixed pine/hardwood timber with established roads, food plots, and plenty of water for hunting and recreational purposes. $2500/acre. Call Ron at (334) 850-7045. (09/27/05) HEAVILY Timbered tracts with great hunting available. Cruise info, maps, & pictures available at www.forestryland.com or Call Clint Flowers of A&M Forest Consultants, Inc. at (251) 246-4934. More than 20 tracts to choose from throughout South Alabama and Mississippi!!! Creek frontage, River frontage, road frontage... we've got a little bit of everything! (09/27/05) 300 acres in Cullman County between West Point and Jones Chapel. Mostly wooded with small pond, creek, deer, and other game. $3,500 per acre. Call Jim Tidwell (256) 734-7384 or cell 338-3974. (09/25/05) 61 acres in Chilton County. Two adjacent tracts (60.15 ac. & 1.33 ac.). 3 miles south of Montevallo. Bid opening: 2:00 PM, Friday, October 14. For bid prospectus & maps call Tom Brickman at (205) 870-5455 or (205) 936-2160. (09/23/05) 320 acres in Fayette County. Access by county-maintained roads. Various stages of timber growth, both pine and hardwoods. Deer, turkey, and small game. $1,200/acre. Call Grover Daniel (916) 362-8507 after 10 AM. (09/15/05) 80 acres in North Autauga County . $2,200 per acre. Excellent hunting land. Property located 1 mile west of I-65. Value in land only. For map to property call Bob Roberts, Dogwood Realty, LLC at (334) 850-6503 (truck) or e-mail at bobroberts@knology.net . (09/15/05) 220 acres in north Crenshaw Co., AL . Pine plantation approximately 8 years old. Approximately 25 miles south of Montgomery. Paved & dirt road frontage. Pond sites. Excellent hunting. $3,250/ac. Call Knox Norman at (334) 562-3623. (09/06/05) 410 acres in Lamar County , 15 miles West of Fayette. Excellent deer, turkey & dove hunting with 35 acres open field. Good site for developing a lake. One mile of Little Hell's Creek. Merchantable timber. $550,000. J. H. Graham, L.L.C. , (205) 221-7999. (08/31/05) Sealed Bid Sale September 29, 2005. One tract 179 acres; the other tract 361 acres, Clay County, Alabama. The minimum acceptable bid is $175,000 on the 179 acre tract and $385,000 on the 361 acre tract. Elevations over 1,400 feet with excellent mountain vistas. For a combined bid on both tracts as a whole (540 acres) the minimum acceptable bid is $560,000. Portions of both tracts join paved county road. Stephens Realty (334) 863-6412. (08/25/05) 80 acres in Autauga County , off U.S. 82. Billingsley area. Year round stream. Clear cut and planted pines in 1990. Joins International Paper. $2,000 per acre. Contact Harold Smith at (334) 281-1836 or lsmith121@charter.net . (08/23/05) 38 acres in Wilcox County near Kimbrough, mixed pine and hardwood stand, NE1/4 of NE1/4 of Section 1, T12N - R5E for $79,000. Call Hudson Hines (251) 564-1457 or at night (251) 575-7696. (08/17/05) 56 acres in Wayne County Ms. near Chatom Al. Mixed mature Hardwood and Pine Timber, power and water available, public road access onto property. Great hunting and fishing. Chickasawhay River borders property on the western side. Beautiful camp or home site overlooking the river. $3000 per acre OBO. For more information call Marlon Giles @ (601) 735-3892 (modified 08/26/05) . (08/02/05) 491 acre tract located in Russell County , Alabama near Pittsview with ten-year old pine stand. Gravel Road and Paved Road Frontage. Excellent timber-growing land. Land is offered for sale in two tracts or as a whole. Sealed bids due Tuesday, September 6, 2005 @ 2PM EST. SELLER RESERVES THE RIGHT TO REFUSE ALL BIDS . For more information, contact bette.carnell@wachovia.com or call (706) 571-9877. (07/22/05) 80 acres in Wilcox County , cut over in 2002. Excellent timber growing land. $1,500 an acre. Call Ken Lowry at (334) 272-1261. (07/14/05) 92 acres in Bullock County . Excellent deer and turkey hunting tract located at Blues Old Stand. $3000 per acre. Contact Will Curtis at (334) 319-1815 or chill222002@yahoo.com . (07/08/05) 173 acres in Coosa County close to Lake Mitchell for $1,734 per acre. Value in land and timber. Call Bob Roberts, DOGWOOD REALTY, LLC at (334) 850-6503 or bobroberts@knology.net for map/information. Updated 10/11/05. (07/06/05) 70 acres in Clarke County, Mississippi. . Mostly 12 yr. old pines. Gravel rd. frontage. 3 green fields with shooting houses. Electricity available. Excellent deer hunting. $1375 per acre. Call Paul at (601) 735-3717 or (601) 270-7220. (06/22/05) 40 acres in Washington County : 16-year old replanted timberland located 5 miles south of Deer Park. Call Johnny D. Jones at (251) 777-8533. (06/16/05) 601 acres in Perry County , north of Marion, various stand types, road frontage, food plots, power and public water available for $901,500. Call Hudson Hines at (251) 564-1457. (06/02/05) Visit our Web Site at www.iplandsales.com . We have property available across the south. Regional sales coordinators can help you locate land that fits your needs. Check the website for listings and to find a sales coordinator that can help you in your area of interest. Blue Sky Timber Properties, LLC. (06/02/05) 197 ac North Autauga Co ., AL near Billingsly on County Road 1. Property includes 100 ac merchantable pine and hardwood timber. Paved road frontage. Public water and power accessible. 13 ac North Perry Co ., AL near Heiberger. One year old planted pines. One green field. Paved road access on Coon Landing Road. Public water and power accessible. Just minutes to Highway 5. Approximately 30 to 45 minutes drive South of Tuscaloosa. 82 ac Perry Co ., AL near Sprott on County Road 130. Call Tonya Johnson, Robjohn Realty Inc . (334) 289-1855. (06/01/05) 58 acres in Lamar County , Alabama. Big mature hardwood. Bottomland with creek; excellent hunting. Near Detroit, AL. $95,000. Call Joel Hubbert at (205) 412-3825. SOLD (06/01/05) 200 acres in Prentiss County , Mississippi in mostly 13-year old pine plantation about 14 miles east of Boonville, MS off Highway 30. Round frontage on 2 county roads. Good hunting and creek. $1250/acre. Call Joel Hubbert at (205) 412-3825. updated 7/22/05 (06/01/05) 1,142 acres NEAR MOBILE (and I-10), fronting Pascagoula River . Oxbow Lake, Fishing Slough, Duck Pond(s). Over $800/acre timber value, cruise available . Old Growth Hardwood-Pine, Pine Plantations, & some Regeneration HW. All timber unthinned. Great Deer, Duck, and Turkey Hunting... Even bear sign! Asking $1,400 per acre . Call Clint Flowers at (251) 246.4934, e-mail: clintflowers@forestryland.com , or view online at: www.forestryland.com . (06/01/05) 7.3 acres in Chilton County . Oak and pine timber. Price negotiable. Call Mary A. Daniel at (323) 757-2440. (05/23/05) 57 acres in Choctaw County . $1200/acre. Contact John Crook at (256) 409-7006 or mjnumber2@aol.com . SOLD (05/19/05) 401 acres in Perry County . 20 year old pines on 90% of property. Good road frontage. Mostly flat land. 10 green fields. Great investment. Only $2,150/acre. Contact Brad Adair (205) 824-3515. updated 9/28/05 (05/13/05) 360 acres, Madison County , Hunting land, good road system, ponds, springs, mature timber and 15 year regeneration, excellent deer herd and turkey flock, Contact Colin Bagwell (256) 852-4050 or your.forester@mchsi.com . (05/12/05) Land Auction June 25, 2005 10 AM. 400 acres located in Bankhead National Forest, Lawrence County, Alabama. Contact Chuck Crump, AmeriSouth Auctions (256) 353-7525. PENDING (04/11/05) LAND FOR SALE: Clarke County., 306 acres @ $1,350/ acre. 13 year old pines, food plots, on Bassett Creek! READY TO SELL!!! Contact Clint Flowers at (251) 246-4934. Many other properties, maps, and pictures available at: www.forestryland.com . (04/07/05) COURT SALE. 106.6 acres in Winston County. Land & Timber. T10S, R9W, Sec. 10 & 15. Auction at 11:00 AM, Friday, April 29, 2005. For information call (205) 932-0469 or (205) 612-7900 or write to michaelburrow@charter.net . (04/04/05) Clarke County: 40 + acres of clear cut: $60,000; 36.47 acres of dirt road frontage, unrestricted tract that can be broken down or sold as a whole: $70,000. Both properties in Gainestown. Hudson Hines (251) 564-1457. (04/04/05) Perry County: 471 acres : $701,500; 601 acres : $901,500; 130 acres : $200,000. Hudson Hines (251) 564-1457. (04/04/05) 78 acres in George Co., MS , $160,000 - mixed hardwood/pines. Sec 9, T1S R 7W. (601) 735-5016 after 6 PM. Lumberland, PO Box 482, Waynesboro, MS 39367. (03/22/05) 1242 Acre Tract -Timber, Hunting and Recreational investment; various timber stands, interior road system, and 14 acre lake; located on the Pickens and Tuscaloosa County line. For information call Dale Lancaster at Midsouth Forestry Services, Inc. at (205) 364-7145. (03/22/05) 139 acres in Clarke County near Silver Creek, only minutes from Alabama River and Claiborne Lock and Dam, thinned plantation with food plots and public water and power are available. $355,000. Hudson Hines (251) 564-1457. (03/10/05) 134 acres in Pickens County , Alabama on County Road No. 63. Located in Section 17 and 18 Township 22S, Range 13 W, near Mitchell Bluff Cemetery. Good hunting with small pond. Electricity and county water. Price: $1,250 per acre. Call John Davis after 7:30 PM at (405) 396-8180. (02/28/05) Seven timberland tracts for sale on the Cossatot River and Bakers Creek near Gilham Dam in the Ouachita Mountain Range, Howard County, Arkansas (2,359 total acres). Property has dual recreational and timber value. Kayaking, canoeing, camping, hiking, hunting and fishing. Bid opening date is March 24, 2005. Maps and timber volumes can be viewed at www.reynoldsforestry.com ; call Reynolds Forestry Consulting at 870-234-0200 (ext 1203); colleen@reynoldsforestry.com . (01/27/05) 320 acres in Calhoun County between Ohatchee and Southside. Property lays East of Hwy 77 and has deeded frontage to Hwy 77. Property consist of 10yr old natural regeneration pine, mature hardwood stream bottoms, 30acr of mature hardwoods by lake, 600 feet of lake frontage, 600 feet of creek frontage. Deer, Turkey and duck are abundant. Property has green fields, shooting houses and a good interior road system. Great for recreation or development. $2500.00 per acre. Call Joey Cooper at (256) 268-0498. SOLD (01/27/05) 159 acres in Marengo County , Alabama: Section 21, Township 12, Range 1 East with a 21 acre, 12 year-old pine plantation. Asking Price $268,700 (includes appraised timber value of $95,000). Second Parcel: 36 acres in Marengo County (same owner as first parcel): Section 16, Township 12, Range 1 East. Asking Price $32,408 or $900.22 per acre. Contact Holly Woodard at (205) 799-0291, 758-6182, 344-5139 or hwoodard@mlforestresources.com . (01/14/05) 208 acres in Franklin County for sale $192,000 Alabama (Northwest Alabama). Branch and underground spring. This is Dirt price but can get option for timber Planted 20 yr old pine, Hardwood, and 40 acres of 30 year old natural regeneration pine. 1 mile from beautiful 6800 acre Lake. Deeded easement to property, no road frontage. Public Water and Electricity 1700 feet from property line. Deer and turkey habitat. Lays Gently rolling with much flat. Ideal for wildlife food plot construction with much flats. Gated access. Contact Neal Taylor at (256) 332-7377, (256) 810-5552, or henrvt53@aol.com . SOLD (01/14/05) 469 ac in Greene and Tuscaloosa County . 322 ac in plantation pine from 3 to 11 years old. Site indexes for loblolly pine from 76 to 85. 8 green fields and a 16 ac beaver pond for duck hunters. 7.5 miles north of the Knoxville I-20/59 exit. Approximately 30 miles west of Tuscaloosa. Paved road access. Power and water accessible. Robjohn Realty Inc . Tonya Johnson (334) 247-2430 cell, Demopolis office: (334) 289-1855. (12/15/04) SEALED BID AUCTION : Property #1 : 681 acres in Henry County, Alabama near Abbeville. Offered in 2 tracts or as a whole, located on County Road 222. Tract #1 is 298 acres and Tract #2 is 383 acres. Property #2 : 255 acres in Henry County, Alabama near Abbeville located on County Road 217. Both properties are planted with 5-6 year old pines and have abundant wildlife. Sealed bids will be due by Monday, January 10, 2005 @ 2 PM EST. For complete auction details please visit our website, www.tranzon.com or contact Jeremy Masey at 1-800-942-6475. (12/14/04) 20.9 acres in Clarke County near Greenwood north of Grove Hill with 750 ft frontage on Goodhope and Thomasville Rd. $62,000. Call (256) 881-5139. (12/06/04) 78.9 acres in Noxubee County , MS, Mashulaville area - forestland or timber for sale: W1/2,NE1/4,S5,T14N,R15E. Mostly mature hardwood and pine timber in 55 to 75 year age class with 25 to 30% pole grade pine material. Contact Bill at (662) 234-5864 or 233 St Andrews Circle, Oxford, MS 38655. (11/24/04) 1080 acres in Macon County . Premier hunting and recreational property located in Central Macon County. Property consist of pine plantation, hardwoods, creek bottom, and excellent duck habitat. Improvements include a main lodge, guest house, barn with shop, game processing room with walk in cooler. Excellent interior road system, paved road frontage and dirt county road frontage. There is 3.4 miles of frontage on Calebee Creek which provides some of the best deer habitat around. Intensive wildlife management over the past 10 years have created one of the finest turn-key tracts on the market today. The property may be divided into 767 acres and 313 acres, the price per acre is $2860/ac. Contact Will Marks, www.landmarkslandco.com , (334) 832-7300 or wmmarks@mindspring.com SOLD (11/18/04) 210 acres in Jackson County . Hunter’s heaven. 12,000 square foot horse barn, 3000+ square foot bed and breakfast retreat, view of Paint Rock Valley Mountains. Contact Colin Bagwell (256) 852-4050 or your.forester@mchsi.com . Modified 08/04/05 . SOLD (10/25/04) 123 acres in Clay County , Waits Road area, Sealed Bid Sale, November 18, 2004. For bid package call Stephens Realty (334) 863-6412. (10/18/04) 520 acres in Lamar County. Off of Steens / Vernon (County Road #9) about 4 miles from MS line. 80 acres of mature large timber, the remainder is planted in 5-7 year old pine plantation. Excellent hunting with deer, duck, turkey and squirrel and established food plots and shooting houses. Duck hunting is enhanced by a 32 acre beaver pond, sloughs, old creek runs and about 2 miles of Yellow Creek running through the property. Interior access roads through property and 4-wheeler bridge across creek. $655,200. Call (662) 327-4676 for information. SOLD (10/05/04) 160 acres, Northern Clay County on Shinbone Ridge for $168,000, timber cut in 2002, mountain land, elevation 1,060 to 1,480 feet, does not join a public road, good investment and hunting land Stephens Realty (334) 863-6412. SOLD (09/10/04) Lamar County: 30 acres. Mostly young pine timberland. Small creek. Highway frontage. Good hunting with roads & green field. $1,200 per acre. 40 acres. Same type land. Access road but no easement or road frontage. $800 per acre. Call Joel Hubbert at (205) 412-3825. (09/01/04) Visit http://www.alalandco.com to see all of AlaLandCo’s listings or call 1-256-825-4331 for a showing! 440 acres, Lee Co .--10 minutes from Auburn, nice big creek bottoms, 10 yr. old planted pine, terrific deer & turkey hunting, county road frontage. Will divide into 2 or 3 tracts. $1,100,000; 377 acres, Talladega Co .--Cotton & soy farm in the city of Talladega. Borders nice new neighborhood and the Bemiston community. Residential developer’s dream at $2500 per acre. $942,500; 164 acres, Clay Co .--This recreational/ hunting tract has it all! Rustic 3 BR, pine cabin on beautiful, large, swift, rocky creek. Canoeing, fishing, great deer & turkey hunting, awesome mountain views, many spring fed hardwood bottoms, good timber value. $328,000 SOLD (08/26/04) 453 acre tract in southeast Marion County. Frontage on paved road and New River. Bid date Sept 30th @ 2:00 p.m. For more information visit website at: www.jhgrahamllc.com or call (205) 221-7999. (08/26/04) 40 acres in Noxubee County, Mississippi . One mile North of Macon, MS, 30 miles West of Aliceville, AL. Timberland and recreational property. CRP income $1900+/yr. (planted pine, 10 & 13 yrs old, with riparian stream). Great hunting. $2000/acre. Call John Alford at (954) 561-1858. Editor's note (10/12/04): advertised price per acre was reduced by seller to $1500 from $2000 and location was modified to 25 miles W. from Aliceville from 30 miles. (08/06/04) 5 to 300 acres in East Central Alabama. Owner Financing Available. Timberland, Hunting Land, Pastureland, and Premium Home sites. Visit http://www.robertking.net . SOLD (07/23/04) 370 acres in Macon County. Excellent hunting and timber investment, paved frontage with water and power run into property, nine food plots, internal road system, 2 lakes, pine plantation and hardwoods , some open land. Between Tuskegee and Union Springs east of Hwy 29. $2,297/acre. Contact Will Marks, Landmarks Land Company , at (334)832-7300 or wmmarks@mindspring.com . Under Contract (07/13/04) 80 acres in Clay County off Alabama Hwy. 77. Property fronts two sides of Antioch road. Has year round water, roads, some timber. Food plots and excellent hunting with a variety of wildlife. $150,000. Contact Mr. or Mrs. Hopewell at (205) 274-0004 or nhopewell@otelco.net . Updated 06/27/05. (06/24/04) 126 acres in Elmore County on Rifle Range Road. Excellent hunting. Beautiful view all surrounded by rolling hills of pine plantation. Call D. S. Hopson Farms, (985) 898-1972 or 789-7330. (06/24/04) 64 acres in Elmore County on Rigsby Road. Some timber. Call D. S. Hopson Farms, (985) 898-1972 or 789-7330. SOLD (06/24/04) 103 acres in Bullock County. 65 acres in planted pines age 18 & 14. Balance in hardwoods. Direct access to State Highway 239 near Smuteye community. $1,650 per acre. Write to Dr. James S. McLelland at jsmtreefarmer@aol.com . SOLD (05/20/04) 164 acres in Clay County. 150 marketable mature hardwood. Small 3 br hunting cabin with central h/a. Food plots, creek, spring fed branches. Good fishing. Excellent deer, turkey and upland game hunting. $260,000. (256) 547-9522. ((05/17/04) www.farmsandtimber.com is a commercial website with links and contact information for numerous land sales companies. (03/28/04) 40 acres in Autauga County between Selma and Prattville, north of 14 off CR 1, deeded access, plantation and areas of mixed pine and hardwood for only $63,000.00. Hudson Hines, (251) 564-1457. (03/24/04) 1,656 acres in north Mobile County. Includes a 3 bedroom house, garage and utility building. Excellent stands of longleaf pine. Gallops Creek runs through property. Bid date: May 26, 2004. For bid package, call Jessica Little, Larson & McGowin, Inc., (251) 438-4581. (03/16/04) Three tracts of land in Sumter County, Alabama: 80 acres -- http://www.billmackeyproperties.com/livingston80ac.html SOLD (03/03/04) Approximately 6 2 / 3 acres in Macon County. Ideal for a trailer site. Will sell for $6,000. Call Mrs. Ida Catherine Richardson at (334) 727-1560. (slightly revised 7/14/04) SOLD (02/11/04) 7,174 acres in Jasper County, Mississippi. Timberland and recreational property. To be offered as a whole tract or on individual tracts ranging in size from 43 acres to 1,447 acres. Sealed bids to be opened on April 14, 2004. For additional information and bid package, call Greg Wittendorfer, AmSouth Bank Natural Resources Department, (251) 438-8359. SOLD (11/11/03) 122 acres in Randolph County for $244,000 located on paved road, partly in the city limits of Roanoke. No significant merchantable timber. Stephens Realty (334) 863-6412 dstephens@communicomm.com (11/04/03) 601 acres in Perry County north of Marion for $901,500.00*. Tract is on CR 29 and has plantations, and mixed pine and hardwood timber. Tract can be sold as 130 acres for $200,000 * or 471 acres for $701,500*. Hudson Hines (251) 564-1457. * revised from $844,000, $182,000, & $662,00, resp., 03/22/05 . SOLD (10/13/03) 70 acres in Clay County near Millerville. Timber recently cut except 10 acres on backside of creek. County road is the west boundary line. Will sell for $850 per acre and cut the remaining timber or will sell for $850 per acre and add remaining timber value to sales price. Contact Larry Jones at Thornton & Associates, Inc. at (334) 567-5436 or lrjones01@bellsouth.net . (10/09/03) 1,885 acres in Geneva County, Alabama and Walton and Holmes Counties, Florida. Auction November 8 at 11 AM. Call J.P. King Auction Company 1-800-558-5464. (09/06/03) 290 acres in Coosa County near Goodwater. Hwy. 9 is west property boundary in Section 33 & 34, Township 24 north, Range 20 east. Excellent hunting, creek, adequately stocked young pines and hardwoods as well as larger timber. Will bid in 5 parcels or total acres.Bid opening at Cecil’s Restaurant, Alex City, October 10 at 10:30 AM. Call Pennington Forestry at (205)596-3219 or 712-0995. (08/04/03) Eiland Forestry and Real Estate has several Recreational and Timber Tracts listed in central Alabama . Please contact us at (205) 655-0191 or on our website at EilandForestry.com for maps and locations. (07/01/03) John Hall & Company has several hunting, recreation, & timber investment tracts listed for sale in Bullock, Clay, Conecuh, Crenshaw, Dallas, Lowndes, Macon, Marengo, Monroe, Montgomery, Pike, and Russell counties. Acreage ranges from 50 to 2,500. Call 1-800-864-1281. SOLD (06/20/03) 200 acres in St. Clair County. 1000 feet frontage on County Road 22. Mostly hardwoods. 2 acre fishpond. 4 game food plots. $1550/acre. Contact Chip Grizzle at (205) 714-1004 or cgrizzle@brasfieldgorrie.com . SOLD (06/20/03) 80 acres in Blount County on Narrows Road between Hwys 75 & 79. 1/4 mile county road frontage. Surveyed. Call (931) 728-2358. SOLD (06/06/03) 163-acre farm in Cleburne County. Five miles off I-20. Includes barn, 1300 feet of river frontage, bass pond and 14 acres of bottom land. The remaining 143 plus acres is mature hardwoods. Great hunting tract for deer and turkey. Price reduced to $1800.00 per acre from $2250.00 per acre. (09/03/03) Call Tom at (256) 396-0025. (06/03/03) 40 acres in Covington County to be sold by sealed bid on July 17, 2003 at 10:00 AM. Mostly mature longleaf and slash pines surrounded by Conecuh National Forest. Call (251) 867-7724. SOLD (05/30/03) 231 acres in Randolph County. Court ordered auction, June 14, 2003, at 9:00 a.m. (CST) on the steps of the Randolph County Courthouse in Wedowee, AL. To be sold in tracts and/or as a whole. Prime hunting land. Call 1-866-814-5297. (05/02/03) 81 acres in Covington County. 18.9 in CRP 15 year oldpines, 50 acres in 5 year old pines, Balance in native hardwood. 2 branches, 3springs. 3 bedroom, 1 bath, 1200 sq. ft. wood frame farm house on Cothan Driveoff of Rose Hill Road. Call C. V. Wallace at (334) 347-9709. (02/22/03) 40 or 80 acres in Choctaw County. 8 year old pine timber with great hunting and easy access from paved roads. Just east of Butler & 45 minutes from Meridian, MS. $1500 per acre. Contact B. J. Allen at (239) 283-4998 or bjall@aol.com . (02/21/03) 191 acres in Jackson County. Some open, some wooded, 1.5 paved miles of frontage on Jackson paved roads 43, 38 and 49 , public water, adjoins public school, $1545 per acre. Contact Howell Smith at (256) 377-1148 or dianews@wwisp.com . (02/08/03) 160 acres in DeKalb County. Auction at Fisher Crossroads: 10 AM, Saturday, February 15. For details call Dempsey Auction Company at 1-800-336-7739. Click here to visit sale webpage. (02/05/03) 250 acres in Crenshaw County. Mixed pine & hardwood timber. Good hunting. $2,250 per acre. Sell all or may divide. Call Mary P. Carlton at (334) 227-4660. (01/07/03) You may list land for sale at www.landbook.com at no cost for the next 6 months. Click here to view Archived Land for Sale (land that was listed on this page in the past) . (00/00/00) $15 PER UNIT (THIS IS SIX UNITS) X X X X X X X X X X X X X X X X X X X X 1 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 2 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 3 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 4 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 5 X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X 6 Contact Information: Alabama Forest Owners' Association, Inc. P. O. Box 361434 Birmingham, Alabama 35236 Phone: (205) 987-8811 Fax: (205) 987-9824 Email: AlaFOA@aol.com

Colorado Real Estate

Denver Colorado Real Estate / homes for sale / mortgage / refinance / home equity ® , requesting a mortgage, apartment locating services and moving resources." Real Estate .com - Denver real estate listings, new homes for sale, find a REALTOR ® or request a mortgage, refinance or home equity loan. Find a REALTOR ® in Denver and Receive a Gift Card Worth Up To $1,000 or more. OR Find a Builder in Denver with iNest and Get 1% Cash Back! You may also want to: Use Our FREE Personal Home Buying Guide Get Pre-Qualified through LendingTree Get Your Credit Report Search Homes in Denver You may also want to: Find out what the house in Denver isworth, it's FREE. Get a Mortgage through LendingTree Related articles: Negotiating Strategies Understanding Contractsand Contingencies Find a Home Inspector in Denver Find a Mover in Denver Related article: Understand a Home Appraisal FREE Utilities Setup in Denver Receive Competitive Quotes for Homeowners' Insurance in Denver Type: Homes, The Real Estate Book Additional Home Listings New Construction Homes Foreclosure Homes State or Province: Please Choose Alberta, AB Alaska, AK Alabama, AL Arkansas, AR Arizona, AZ British Columbia, BC California, CA Colorado, CO Connecticut, CT District of Columbia, DC Delaware, DE Florida, FL Georgia, GA Hawaii, HI Iowa, IA Idaho, ID Illinois, IL Indiana, IN Kansas, KS Kentucky, KY Louisiana, LA Massachusetts, MA Manitoba, MB Maryland, MD Maine, ME Michigan, MI Minnesota, MN Missouri, MO Mississippi, MS Montana, MT New Brunswick, NB North Carolina, NC North Dakota, ND Nebraska, NE New Hampshire, NH New Jersey, NJ New Mexico, NM Nova Scotia, NS Nevada, NV New York, NY Ohio, OH Oklahoma, OK Ontario, ON Oregon, OR Pennsylvania, PA Rhode Island, RI South Carolina, SC South Dakota, SD Tennessee, TN Texas, TX Utah, UT Virginia, VA Vermont, VT Washington, WA Wisconsin, WI West Virginia, WV Wyoming, WY City: Select a State or Zip: Price Range: Any $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $525,000 $550,000 $575,000 $600,000 $625,000 $650,000 $675,000 $700,000 $725,000 $750,000 $775,000 $800,000 $825,000 $850,000 $875,000 $900,000 $925,000 $950,000 $975,000 $1,000,000 $5,000,000 $10,000,000 to Any $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $525,000 $550,000 $575,000 $600,000 $625,000 $650,000 $675,000 $700,000 $725,000 $750,000 $775,000 $800,000 $825,000 $850,000 $875,000 $900,000 $925,000 $950,000 $975,000 $1,000,000 $5,000,000 $10,000,000 Bedrooms: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 2+ 3+ 4+ 5+ Please note: Not all real estate professionals participate in the "Find a REALTOR ® " program, which you must use in order to receive The Home Depot ® incentive. 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Texas Land Trusts Top

TPWD: News Release — Nov. 24, 2003/Texas Land Trusts Top 1-Million Mark in Acres Conserved Maincontent Local Navigation print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home Land & Water Land Private Tltc News Articles Links: What's a Lone Star Land Steward? Preserving Texas's Cultural Heritage Turning Brownfields Green Private Landowners Wildlife/Agricultural Tax Exemption Nov. 24, 2003 Texas Land Trusts Top 1-Million Mark in Acres Conserved AUSTIN, Texas -- Private landowners working with Texas land trusts have now conserved more than 1,307,681 acres of land, according to new statistics from the Texas Land Trust Council. The new acreage total sets another record, an increase from last year’s record total of 995,122 acres, a figure roughly comparable to the size of the entire Texas State Parks system. There are 39 land trusts in Texas. Some are national organizations with active Texas chapters, such as The Nature Conservancy and the Trust for Public Land. But most are regional groups unique to Texas, such as the Katy Prairie Conservancy and the Valley Land Fund. “Land trusts have sometimes been behind-the-scenes players, working quietly but effectively to protect open space and wildlife habitat,” said Robert L. Cook, TPWD executive director. “But today the visibility and conservation role of land trusts in our state is growing. These organizations are increasingly important to private landowners who are looking for help to address our biggest threat to wildlife, which is loss of habitat.” According to the Natural Resource Conservation Service’s 1997 National Resources Inventory, Texas led the nation during the 1990s in converting rural prairies, forests and coastline into shopping centers and houses, farms and factories. Texas loses about 283 square miles of rural open space to development each year. Land trusts join ranchers and other landowners together to combat these threats, and they represent the fastest growing conservation movement today, according to Carolyn Vogel, who works with the Texas Land Trust Council at the Texas Parks and Wildlife Department. “With Texans searching for ways to address conservation at the local level, the number of land trusts has multiplied with 22 new land trusts established in Texas in the past 12 years,” she said. The Protected Lands Inventory Survey asked Texas land trust members about acres conserved in their operating area, conservation methods used, and conservation purposes such as providing wildlife habitat or protecting water quality. Lands conserved include cactus-studded deserts, mile-high mountains, sunny coasts and dense forests. “Today Texas has close to 21 million people,” said John Hamilton, Texas Land Trust Council board president. “In 25 years, the population is expected to grow by 50 percent to more than 30 million people. Our open spaces are under tremendous stress that is only going to multiply.” For a directory of Texas land trusts, plus information about tools such as conservation easements and links to other resources, see the Texas Land Trust Council Web pages ( http://www.tpwd.state.tx.us/landwater/land/private/tltc/ ). TH 11/24/2003 Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: October 12, 2005, 12:46 pm

Buy Home

FCIC: HUD Home Buying Guide Return to Federal Citizen Information Center Home Page Printer-friendly page -- U.S. Department of Housing and Urban Development THE HUD HOME BUYING GUIDE www.hud.gov espanol.hud.gov YOUR DREAM HOME COULD BE A HUD HOME. OWNING A HOME OF YOUR OWN. Almost everybody has a dream home. A place they like to wander through in their thoughts, choosing imaginary wallpaper and putting in imaginary skylights. But for too many people, dream homes remain just thatdreams. The reality of owning their own home never seems to become theirs. Thats where the United States Department of Housing and Urban Development (HUD) comes into the picture. HUD is a government agency created to help make the American dream of homeownership a real possibility for everyone. Since 1934, HUDs Federal Housing Administration (FHA) has helped millions of Americans unlock the door to homeownership and have a home of their own. We do it by making homebuying easier and more affordable. One way we can do this is by selling homes HUD owns in many communities throughout the U.S., at attractive prices and economical terms. So that home youve been dreaming about just may be one you buy from HUD. But whether you decide on a HUD Home or not, you can use this guide to take you step by step through each stage of finding and buying your own home. HOW MUCH HOME CAN YOU AFFORD? Before you start shopping for a home, you need to know what kind of home to shop for. To determine that, of course, youve got to figure out how much you can afford to pay each month. Fortunately, theres a pretty simple formula for coming up with this number. Its the FHA formula that many mortgage lenders use. The FHA has found that most people can afford to budget 29 percent of their gross monthly income to housing expenses, depending on total debt. Buyers with no debt can budget as much as 41 percent of monthly income to housing. No need to reach for your calculatorweve done the math for you. The two charts on the opposite page should tell you everything you need to know. The first chart tells you how much 29 percent of your monthly income is. Find your annual income, or a figure close to it, in the column at the left. Then read across to find out howmuch yourmonthly gross income is, and finally,what 29 percent of that figureamounts to. This is approximately how much you can spend on total housing costs each month. The second chart tells you how much your monthly mortgage might be based on a homes selling price. Remember to keep in mind that the monthly figure from this second chart is based on a 30-year fixed mortgage and includes monthly principal and interest payments only. Taxes and insurance which vary from community to community are not included. So if 29 percent of your gross income is, say, $604, that doesnt mean you can pay a $604-per-month mortgage. You need to look at a mortgage somewhat below that, to leave room for taxes and insurance. Be sure to ask your lender to help you estimate how much your total costs will be. Annual Gross Income Monthly Gross Income 29% of Gross Income $15,000 $1,250 $363 20,000 1,667 483 25,000 2,083 604 30,000 2,500 725 35,000 2,917 846 40,000 3,333 967 45,000 3,750 1,088 50,000 4,167 1,208 MORTGAGE PAYMENT CALCULATOR. Monthly principal, interest payments for 30-year, fixed rate mortgage.Monthly taxes, insurance not included. COST 6% 6.5% 7% 7.5% 8% 8.5% 9% 9.5% 10% $25,000 $ 150 158 166 175 183 192 201 210 219 $30,000 $ 180 190 200 210 220 231 241 252 263 $40,000 $ 240 253 266 280 293 308 322 336 351 $50,000 $ 300 316 333 350 367 384 402 420 439 $60,000 $ 360 379 399 420 440 461 483 505 527 $70,000 $ 420 442 466 489 514 538 563 589 614 $80,000 $ 480 506 532 559 587 615 644 673 702 $90,000 $ 540 569 599 629 660 692 724 757 790 $100,000 $ 600 632 665 699 734 769 805 841 878 $110,000 $ 660 695 732 769 807 846 885 925 965 $120,000 $ 719 758 798 839 880 923 966 1,009 1,053 $130,000 $ 780 822 865 909 954 1,000 1,046 1,093 1,141 $140,000 $ 839 885 931 979 1,027 1,076 1,126 1,177 1,229 $150,000 $ 899 948 998 1,049 1,101 1,153 1,207 1,261 1,316 $160,000 $ 959 1,011 1,064 1,119 1,174 1,230 1,287 1,345 1,404 $170,000 $1,019 1,075 1,131 1,189 1,247 1,307 1,368 1,429 1,492 IT'S TIME TO STOP TALKING ABOUT IT AND BEGIN DOING SOMETHING ABOUT IT. HELP IS AVAILABLE. You will have lots of questions and countless issues to consider when you buy a home. You'll need someone that can help you through the process.Agood real estate agent is a good place to start. The quality of local schools, neighborhood safety, the number of children in the area, and traffic patterns are just a few of the issues to be considered in shopping for the right home. A real estate professional can be helpful in guiding you to the right source for facts and useful information. And all the financial details that can seem so mind-boggling to first-time home buyers are something the agent deals with every day. He or she will help you figure the price range you can afford, explain the different types of mortgages, guide you through the paperwork, and be there to answer last-minute questions when you sign the final papers at closing. If you're buying a HUD Home, you're required to use a real estate agent. While purchasing a HUD Home may be easier than many private real estate transactions, there are still some requirements which must be metcertain forms that must be used, and procedures that must be followed. But these requirements are clearly stated in advance, and the real estate agent will be there to help you through it all. There are no negotiations between buyer and seller when you buy a HUD Home. This can be a real advantage. There's no haggling about priceeverything is spelled out in black and white. What's more, your offer is responded to promptly, and if it's accepted, closing on the home usually will occur within 30-60 days. Finding a HUD-approved selling broker is not difficult, especially since so many real estate brokers are happy to sell HUD Homes. All you need to do is to call a few brokers who work in the area you're interested in and you'll find someone willing and experienced. Some brokers specifically advertise their desire to sell HUD Homes in the real estate sections of newspapers. Best of all, the valuable help you'll receive from the real estate agent is usually free! In most instances, agents get their sales commission from the home seller, not you, the buyer. Even if you're buying a HUD Home, HUD will pay the broker's commission. THERE'S A HUD HOME WITH YOUR NAME ON IT. Out of all the homes for sale in your area, there is likely to be one that has everything you want. The trick is simply to find it. Of course, your real estate agent can be a big help. But even the agent will need to know what your priorities are. Is a short commute important to you? Or are schools your biggest concern? How many bedrooms do you think you need? Before you begin looking at homes, try to decide in advance exactly what you want. This can save you and the agent a lot of time. It's a good idea to actually write down your wishes, and share the list with your agent. This is helpful because he or she will usually have lists of the properties for sale in your area, including all the HUD Homes. HUD Homes are listed in the local multiple listing service (MLS) and on the internet at www.hud.gov. A broker should have all the information you need. Almost any home you look atwill have room for improvement. But the more that needs to be done to a home, the less you're going to have to pay for it.HUDHomes, because they're sold in as-is condition, can often be a great, affordable opportunity for the fixer-upper. Many are in fine neighborhoods and offer outstanding values. And while some HUD Homes do qualify as handyman specials, many are in very good condition. HUD does not warrant the condition of its properties, butwill give you the information it has about the condition of the property you're interested in. You can use this information in formulating your bid. There's even a HUD loan program available called the 203(K), where buyers can borrow money to make repairs on some properties. You repay these funds later, as part of your mortgage. Just be aware that 203(K) funds aren't available for all houses in all areas. Ask the real estate agent you're working with about 203(K) availability in your area. BEGINNING TO MAKE IT YOUR OWN. Once you've found the home of your dreams, it's time to make an offer to buy it. Before deciding how much to offer, HUD urges you to get a professional home inspection. It can also be helpful to find out how long the home has been on the marketif it's been for sale awhile, the seller may be more willing to bargain. After you and the agent have prepared your offer, he or she will present it to the seller. It may be accepted or rejected, or the seller may counter your offer by asking for a higher price or by making changes in the sales contract. Making an offer to buy a HUD Home is often much easier than the process of buying a homeon the private market.Your bidwill be submitted electronically through a computer, a touchtone telephone or by real estate broker. The person making the highest acceptable bid is generally awarded that HUD Home. Offers for HUD Homes can only be made through a licensed real estate broker. This way, HUD requirements are met and buyers get the help they need. HUD will pay real estate commissions if the commission amount is requested as part of the bid. The initial listing price of each property is HUD's estimate of current fair market value and is based upon an appraisal conducted by an independent real estate appraiser. HUD may accept an offer that is less than the listing price, depending on market conditions and the length of time the property has been on the market. In some instances, buyers will offer more than the listing price if they believe the market conditions demand it or if the home is particularly appealing. It is important for buyers to be aware of the property values established by HUD and submit offers knowingly. You will generally make your offer for a HUD Home during a designated Listing Period. With the commencement of the Initial Listing Period, bids may be submitted by all potential purchasers. However, priority will be given to owner-occupant purchasers for the first 10 calendar days as follows: All owner-occupant offers received during the first five days of this10 day period will be considered to have been received simultaneously. On the first business day following the expiration of the five day period, owner-occupant bids are reviewed, at which point the highest acceptable net owner-occupant will be accepted. Should there be no acceptable owner-occupant bids, owner-occupant bids will be reviewed on a daily basis for the remaining five days. At each such daily review, HUD will accept the highest acceptable net owner-occupant bid. At the conclusion of the 10-day owner-occupant priority period, should the property remain unsold, a review of all general public bids (e.g. investor) received during the 10 day period will be conducted. Earnest money. When you make an offer on a home, the seller will usually require an earnest money deposit as proof that your offer is serious. If the offer is accepted, your earnest money deposit will become part of your down payment or closing costs. If your offer is rejected, the broker will return your earnest money to you. YOU'RE ALMOST HOME. DIFFERENT LOANS FOR DIFFERENT HOME BUYERS. Just as there is more than one kind of home, there is more than one way to finance it. Mortgage lenders have come up with many different methods of helping you pay for a home each one with its own advantages and disadvantages. First of all, you should know that HUD itself does not provide financing. You obtain financing through a bank or mortgage lender. Since many HUD Homes are eligible for FHA-insured mortgage loans, this can make financing easier to obtain. However, you are not required to get an FHA loan to buy a HUD Home. Fixed-Rate Mortgage. With a fixed-rate mortgage, your interest rate stays the same for the term of the mortgage, which is usually 30 years. Your principal and interest payment remains stable, making it easier to plan a monthly budget. However, initial interest rates tend to be higher than with other types of loans. Adjustable-Rate Mortgage. With an ARM, your interest rate and monthly payments start out lower than with a fixed-rate, but your rate and payments can change either up or down, depending on where interest rates in general are going. (If they're going up, your monthly payments will probably go up as well, sometimes significantly.) FHA-Insured Mortgage. In this type of loan, the Federal Government insures the lender against loss in case the home buyer defaults on the loan. This program was set up so that Americans who can't afford the 10 percent to 20 percent down payment required by most lenders can still buy a home. Many HUD Homes can be bought with FHA-insured mortgages, which allow you to purchase the home with a low down payment. You do not have to be a first-time buyer in order to qualify for an FHA loan. VA Loan.Under this program, the Department of Veterans Affairs guarantees the lender against loss. HUD Homes may be purchased with a VA loan or any other loan. Assumable or Non-Assumable. You may find a home with a mortgage loan you can assume from the previous owner. This means that the lender is willing to transfer the old loan on the home to you. These loans can be wonderful bargains, and the paperwork is usually not very complicated. Before you decide which loan is right for you, talk to your loan officer. You'll get information that will help you figure out which option best suits your needs. HUD BRINGS UP-FRONT COSTS DOWN. The costs of buying a home are more than just the price you agree to pay for it. Before you move in, you'll have to pay various charges, which we explain below. The good news is, with HUD Homes these costs may be lower than they are with other homes. DOWN PAYMENT. Most people know that a down payment is a percentage of the price of the home that must be paid up front, in cash. The typical downpayment is three percent and family members may give a gift to make up the balance of the downpayment. CLOSING COSTS. This term covers various fees your lender charges for providing your loan, and other expenses. Closing costs typically add up to about 3 percent or 4 percent of the price of your home, depending on where you purchase it. But when you buy a HUD Home, these costs may be picked up by HUD if this incentive is offered by HUD and if they are specifically requested, by dollar amount, in the bid offering. If you buy a HUD Home, HUD may pay many of your usual and customary closing expenses plus real estate sales commissions. Just remember that closing costs and sales commissions are deducted from the bid amount in making the decision as to which offer brings the greatest return to HUD. Since bidding is competitive, you may, in order to offer a more competitive bid, pay your own closing costs. This makes HUD's net return greater, making your bid more favorable and increasing the likelihood that HUD will accept your offer. COMMISSIONS. These are paid to the broker by the seller, and usually amount to 6% or 7% of the cost of the house.When you buy aHUDHome, the selling agent's commissions are usually paid by HUD. CHECKING IT OUT BEFORE YOU CHECK IN. Before you buy anything, you'll want to know exactly what it is you're getting. With something as important as your home, you can't know too much. That's why it's a good idea to get a professional inspection of your home even before you make the offer. HUD strongly urges every home buyer to get a professional inspection, whether you're buying a HUD Home or not. HUD Homes are sold in as-is condition. That means you agree, if you buy the home, to accept it in its present condition. HUD does not pay for the correction of defects in existing homes that it sells or on homes purchased with FHA-insured mortgages. The owner of the home will be responsible for needed repairs. Therefore, be sure of the condition of the home before you submit your offer. THE FINISH LINE. The day you finally close on your new home will probably be one of the most exciting in your life. Finally, the long, tedious process of finding a home and getting a loan is over, and by the time the day is done, you'll be the proud and happy owner of your new home. Before that day ends, you will be asked to sign a seemingly endless number of forms, but the closing agent will go over each one with you. It's all necessary, but you can make it a little easier by asking the real estate agent about it before the big day comes. Also, when you apply for your loan, your lender is required to give you a booklet explaining closing costs, an estimate of how much cash you'll have to supply at the closing, and a list of all the documents you'll need. If you have any questions, perhaps they are answered in the Q and A section that follows. If not, why not go straight to the phone right now, and call a real estate agent and ask about HUD Homes? It's a small, first step. But the journey could eventually end at the door to a home you call your own. Good luck and have fun! QUESTIONS AND ANSWERS ABOUT HUD HOMES. What is a HUD Home? A HUD Home may be a single-family house, a townhome, condominium or other type of residence. The properties were deeded to HUD/FHA by mortgage companies who had foreclosed on FHA-insured mortgage loans. Now HUD must sell these homesas quickly as possible at market valuein order to obtain the maximum financial return on its mortgage insurance funds. Who can buy a HUD Home? Anyone who has the money or can qualify for the necessary amount of mortgage financing can purchase a HUD Home. You do not have to be low-income or meet any other such limitations. Can I get a HUD Home for free, or for one dollar? No. HUD acquires its properties through the foreclosure of FHA insured mortgages. One of HUD's many missions is to maximize return to the FHA insurance fund, which it does by selling the properties at fair market value. How do I buy a HUD Home? Our policy is to market acquired properties on a competitive basis with offers being submitted through any participating licensed real estate broker. Local brokers will assist you in the transaction. They can show the property to prospective buyers, as well as answer questions and provide information on the location of parks, schools, shopping, and employment centers. Are HUD Homes meant for low income people? HUD Homes come in a variety of price ranges, though most are affordably priced, making them accessible to low and moderate income Americans. What are the income requirements? If youmake a cash purchase, there are no income requirements. Otherwise, you must be able to qualify for a particular type of mortgage financing based on established mortgage lending criteria (see page 3). How does HUD decide how much to charge for a HUD Home? The listing price of a HUD property is a price based on the appraised value. Can investors purchase HUD Homes? Yes. However, HUD offers its properties to owner/occupants for a period before making them available to investors. What happens if I can't close the sale within the time permitted by HUD? You'll probably have to pay fees for an extension of time, usually in increments of 15 days. Is there any way for me to get advanced notice about homes that will be coming up for sale? No. HUD Homes are listed for sale in the local multiple listing service (MLS), the Internet at www.hud.gov or ask your broker. A WORD ABOUT LEAD-BASED PAINT. HUD and the Environmental Protection Agency (EPA) have begun a nationwide effort to alert home buyers to the risk that older homes may contain lead-based paint. Lead exposure can be harmful to young children. If you are making an offer on a home constructed prior to 1978, you should receive a copy of the EPA pamphlet Protect Your Family from Lead in Your Home from your broker. You will be required to submit a lead-based paint addendum with your offer on the HUD Home. You will be given the opportunity to conduct a risk assessment or lead-based paint inspection (at your own expense) prior to being obligated under the contract. TERMS YOU NEED TO KNOW. Adjustable Rate Mortgage (ARM) . A type of mortgage rate loan whose interest rate changes periodically up or down, usually once or twice a year. Annual Percentage Rate (APR). Everything financed in your mortgage loan package (interest, loan fees, points or other charges) expressed as a percentage of the loan amount (usually slightly above the actual interest rate alone). Assumable Loan. A loan in which the lender is willing to transfer from the previous owner of the home to the new owner, sometimes at the same interest rate, sometimes at a new rate. An assumable loan can make your home more attractive to buyers when you want to sell. Closing Costs. Costs the buyer must pay at the time of closing in addition to the down payment: including points, mortgage insurance premium, homeowners insurance, prepayments for property taxes, etc. Closing costs average 3 percent -4 percent of the loan amount. If you're buying a HUD Home, you can request they be paid by HUD, if the sales incentive is offered. Contingency. A condition put on an offer to buy a home; such as the prospective buyer making an offer contingent on his or her sale of a present home. Conventional Mortgage. A type of mortgage not insured by either the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA), and thus usually requiring a 10 percent - 20 percent down payment. (HUD Homes may be purchased with a conventional mortgage.) Earnest Money. Funds submitted with an offer to show good faith to follow through with the purchase. Earnest money is placed by the broker in an escrow/trust account until closing, when it becomes part of the down payment or closing costs. (HUD generally requires an earnest money deposit of $500-$2,000.) Escrow. A procedure in which documents or transfers of cash and property are put in the care of a third party, other than the buyer or seller. FHA Financing. Financing for a loan which will be insured against loss by the Federal Housing Administrationa part of the U.S. Department of Housing and Urban Development (HUD). Such financing allows for a lower down payment than required by most lenders. Homeowners Insurance. Insurance that protects the homeowner from casualty (losses or damage to the home or personal property) and from liability (damages to other people or property). Required by the lender and usually included in the monthly mortgage payment. Loan Origination Fee. A fee charged by the lender for evaluating, preparing, and submitting a proposed mortgage loan. Mortgage Insurance Premium (MIP). A charge paid by the borrower (usually as part of the closing costs) to obtain financing, especially when making a down payment of less than 20 percent of the purchase price, for example on an FHA-insured loan. Point. An amount equal to one percent of the principal amount being borrowed. The lender may charge the borrower several points in order to provide the loan. Property Taxes. Taxes (based on the assessed value of the home) paid by the homeowner for community services such as schools, public works, and other costs of local government. Paid as a part of the monthly mortgage payment. Title Insurance. Protects lenders and hom