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Construction Lot Loans Construction Loans for Custom Residential Properties | 4 Contact Us | 4 About Us | 4 Disclosures | 4 Privacy | 4 Media Kit | 4 Site Map | Tips On Choosing a Contractor Stated Income Program Time Line NEW LOAN Prime Minus One Today's Rate 6.00% * *During Construction Land Loans for Residential Construction Our Lot loan program is one of our more popular products. T hese land loans are designed as purchase money loans for those borrowers who aren’t ready to begin construction at this time, and as such are not ready to obtain a construction loan, but will be ready in the near future. T he lot must be normal for the area and at least one utility must be available from the street. (Septic tanks, propane tanks, are acceptable if these features are normal for the neighborhood.) J ust like in construction loans we can fund this loan both as a Full or Alternate Doc and as a Reduced Doc (Stated income) loan. For Fully Documented Loans we offer 80% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 620, with 6 months PIT reserves and a maximum back-end debt ratio of 42%. 90% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end debt ratio of 42%. For Reduced Documentation (stated Income, verified assets) loans we offer: 75% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 680, with 6 months PIT reserves. 70% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 680+/- with 6 months PIT reserves and maximum back-end debt ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000. for credit scores of 700+ with 24 months PIT reserves and a maximum back-end debt ratio of 42% We offer two repayment options; A 30/2 fixed rate laon. This is amortized over 30 years and all due and payable in two years. A 30/5 adjustable rate loan. This program is amortized over 30 years and all due and payable in five years. We offer two index plans for the 30/5. A 12 MAT product with a start rate that is fixed for the first 3 months and then adjusts monthly; and a 6 month LIBOR with a start rate that is fixed for the first 6 months and then adjusts every 6 months thereafter. We will lend on parcels up to 50 acres at the following LTVs; 0-20- The above guidelines apply. 20.01 – 30 –75% LTV maximum 30.01 – 40- 70% LTV maximum 40.01 – 50 – 65% LTV maximum We do not currently offer a refinance option on lot loans so pick the term that best fits your needs. In fact most lenders do not offer a refinance option and it goes without saying that if you don’t choose the loan carefully you will end up having to refinance using a very expensive loan or rush into a construction loan. Questions? Call us at 1-800-246-2468 , we Love talking construction loans. Or send an email , for a prompt reply. More Information ABOUT Home Equity Line of Credit You can borrow against the equity in your present property and use the proceeds to use for the down payment of your new homes construction loan. We offer home equity lines of credit for up to 100% of the value of your property, including both documented and stated income programs. House Plans B uilder ready house plans or architects. Search sources for professionally designed house plans from the smallest family house to the largest mansion designed by some of North Americas best architects. No Doc Construction Loans W e offer a whole range of no income documentation construction loans . Programs include stated income, limited doc, no doc and no income. Our consultants will help you pick the right one for you. Thinking of building a Modular Home and take advantage of the time saving features of this type of construction? Our construction loans will accommodate up front deposits required. Modular Homes. [ Home | Site Map | Construction | Remodeling | Lot Loans | Equity Based | Spec Loans | Application | Contact Us | Documentation ] [ Mortgage Calculator | Rates & Fees | Let 'em Know | Let Us Know | F.A.Q. | Resources | Prime Construction Loan | About Us ] [ Privacy Policy | Disclosures ] [ Contact Us | Home Plans | Media Kit | Home Equity Line | Construction Loans FAQ Home Page ] 1999-2005, Construction Loans Center at Mark 1 Mortgage. All Rights Reserved. Mark 1 Mortgage Is a California Corporation, Licensed By The Federal Housing Commissioner, and The California Department of Real Estate. For Details Please Go to the About Us Page
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Century 21 Real Estate: home buying, home selling, financing and property listings. español Put My Century 21 to work for you, simply register your email address and create a password. Once you're registered, you'll be able to • save property descriptions • store your search criteria • file agent information • build a custom library Find out more or register now! Already registered? Sign in . -- Welcome to Century 21 Real Estate Century 21 Real Estate is your online resource for home buying, home selling, financing and property listings. Whether it's a house, condo, or any other type of property, we can assist you with your real estate needs. Search for Properties Looking to buy a new home, condo or any other property? Search thousands of properties in our real estate listings. Search Property Listings » First Time Homebuyers Guide » View Our Buyer Service Pledge » International Century 21 Real Estate LLC is part of the largest real estate referral network in the world - with over 110,000 brokers and sales associates in over 30 countries and territories. Access our world offices today» Sell a Property Let our real estate agents create a customized marketing plan to sell your property. List your Property » View Our Seller Service Pledge » View Mortgage Rates View current mortgage rates, apply for a home equity loan, crunch numbers with home mortgage calculators and more! Apply for a Mortgage Now» Use Our Mortgage Calculators » Find an Office or Agent Find and contact a CENTURY 21 Office or Agent to handle your real estate needs. Find an Office or Agent » Quick Vote! Your vote counts! Let us Know Where do you spend the most time? Bedroom Living Room Kitchen Bathroom Dining Room ©2005 Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each CENTURY 21 Office Is Independently Owned And Operated. All rights reserved. Information appearing on this site has been produced by or obtained primarily from Century 21 Real Estate LLC and its representatives and from CENTURY 21 franchisees. Century 21 Real Estate LLC is not responsible for the accuracy or completeness of the broker information, sales associate information, listing information or other information provided by our franchisees appearing on or through this site. Such information has been provided by independent third parties who are solely responsible for such content. Certain conditions and restrictions apply to System promotions. Terms and Conditions of Use.
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UK mortgages home: mortgage calculator, rates & lenders list Mortgages UK: Mortgage calculators, rates & lenders list Mortgage Quote Line 0845 108 0505 MORTGAGES.CO.UK MORTGAGES CREDIT CARDS LOANS INVESTMENTS LIFE INSURANCE HOME INSURANCE INSURANCE KEY WORKER MORTGAGES MORTGAGE NEWS REMORTGAGES MORTGAGE CALCULATOR FIRST TIME BUYERS BUY TO LET MORTGAGES MORTGAGE INFORMATION MORTGAGE PROTECTION INSURANCE POOR CREDIT MORTGAGES EQUITY RELEASE MORTGAGES LARGE MORTGAGES COMMERCIAL MORTGAGES INTERNATIONAL MORTGAGES HOLIDAY HOMES MONEY SAVING TIPS FOR HOME OWNERS BAD CREDIT MORTGAGES UK MORTGAGE LENDERS DIRECTORY ENDOWMENT MORTGAGES DIVORCE & MORTGAGES NEW MORTGAGE TYPES: Current Account Mortgages Islamic Mortgages Green Mortgages Self Build Mortgages Shared Ownership Mortgages TOOLS: MAXIMUM BORROWING MORTGAGE CATEGORIES MORTGAGE LIFE INSURANCE MORE LINKS : CREDIT CARDS PERSONAL LOANS LIFE INSURANCE PENSIONS Search all Financial Services Welcome to Mortgages.co.uk , your comprehensive online UK mortgage portal. We have over 100 pages of information , questions & answers and glossary sections, with separate areas for remortgages , buy to let , commercial mortgages , international mortgages , inheritance tax and how to make a will . Read our guide for homeowners 2005. For an international mortgage or overseas mortgage for investment properties or holiday homes in Australia , Bulgaria , Canada , Caribbean , Cyprus , Florida , France , Greece , Ireland , Italy , Malta , Poland , Portugal , South Africa , Spain and the USA . To make an enquiry now please click here . Mortgage Calculator Enter Mortgage Amount: £ Enter Mortgage Interest:% Enter Mortgage Term: 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years 26 years 27 years 28 years 29years 30 years Your Monthly Payment Will Be: Repayment: £ Interest only: £ For a no obligation quotation You may also wish to start by using our interest rate calculator service, or by comparing products on offer from different lenders . If you would like mortgages.co.uk to put you in touch with a regulated adviser call 0845 1080505 8 out of 10 people in the UK are paying too much for their mortgage. Find out if YOU are one of them, and get a FREE, no obligation quote. Do you have mortgage protection insurance ? Why not get a free quote for Accident, Sickness & Unemployment cover, and SAVE up to 33% compared to high street lenders. Cover starts at just £3.95 per £100.00 of benefit, with cover from day one. You can apply online and get the first three months of cover FREE . We also have directory of UK brokers , or you can let us do the work for you by filling in our simple, no obligation one minute enquiry form . Today's Most Popular Results Mortgage Enquiry Form Need Life Insurance? ------ Mortgages - Information Mortgages - Home ------ Financial Services - Home mortgage news Are bad credit mortgages available to anyone? - Thu, 29 Dec 2005 Mortgage lending reaches new high - Thu, 29 Dec 2005 Good year for first-time buyers predicted - Wed, 28 Dec 2005 More News ARREARS & CCJs? Remortgages Sub Prime Mortgages Arrears, CCJs Self Certification Adverse Credit Debt Consolidation APPLY NOW FREE HOME CONSULTATION APPLY HERE PROTECT YOUR MORTGAGE 3 month's free mortgage protection cover APPLY NOW None of the information on this website is intended to promote any specific mortgage product or provide mortgage advice. Mortgages.co.uk is a non-regulated trading name of Financial Services Net Ltd. links | contact us | advertise with us | Add to your favourites Mortgages.co.uk (C) 2005 Financial Services Net Ltd [Terms & Conditions] more sites: pensions | PMI | cheap flights | ink cartridges | income insurance