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home mortgage programs since
AAMI.net offers Option Arm MTA Index and COFI and COSI and CODI and LIBOR real estate mortgages American Advantage Mortgage, Inc. (AAMI) is an on-line deep discount Mortgage Broker specializing in Option Arm mortgages including the MTA Index and Cost of Funds Index (COFI), Cost of Savings Index (COSI), the LIBOR Index and CODI Index real estate home mortgage programs since 1993. AAMI has a dedicated turn-key system which will Educate, Process, and Close your refinance mortgage or first mortgage in the shortest amount of time. AAMI is one of the original internet Mortgage finance companies going online in early 1995. By keeping our phone calls and overhead down, we can offer competitive rates and fees, but still offer personalized service via the Internet utilizing e-mails, Live-Chat, e-faxes, LTrack and our website. One of our main goals is to educate our potential Borrowers on their chosen mortgage program before, during, and after Settlement by continually updating our website with relevant information concerning each mortgage program. Last year AAMI closed over $16,000,000 in Option ARM mortgages without physically meeting a single client; communication was mainly via e-mails. We didnt start out as an internet company, though. Having worked in the mortgage industry for years, our people bring a level of expertise, professionalism and customer service that other internet companies simply cant match. As an internet company run by mortgage professionals, we can offer you the chance to refinance or purchase your home online at substantial savings over traditional mortgage or banking retailers. Obviously, you will save more money by gaining as much information as possible about your potential mortgage terms and Conditions and Closing Cost before your commit to a certain mortgage Broker or Banker. That is why we have placed the actual cost including the Margin, Life Cap, Points, etc. for all to see; there is no guessing and no sales calls. HOME ABOUT US INDEX MORTGAGES INSPIRED DESIGN WEB SITE DESIGN
Foreclosure Property Searches -
Real Estate Software Directory:FederalHomes.com Online Foreclosure Property Searches - Nationwide Merged Home Contents Introduction Category Index Software Index Company Index Get Listed Software Companies: To add your software to our directory, please click here . Real Estate Software Directory: Foreclosure FederalHomes.com Online Foreclosure Property Searches - Nationwide Merged Price: $19.95 Upgrade: Current version: 0.0 Year released: 2003 Year updated: 2003 Copies sold: 1,000 - 9,999 Documentation: • on-line help Computer operating systems: • Web based • Subscription Based Foreclosure Search Service Description: Where does the property information come from? The data contained in the FederalHomes.com Database comes directly from the lending institution that foreclosed the mortgage or trust deed relating to that property. We do not solicit real estate agents, brokers or Realtors for property listings. Property information sources include: banks, mortgage companies, insurance companies, credit unions, savings & loans, auction companies, asset management groups, consumer finance organizations, FDIC, SBA, GSA, HUD, VA, Fannie Mae, Freddie Mac and various housing authorities. How is the listing information collected? FederalHomes.com is constantly receiving foreclosed property information from lender sources. The listing information is received manually and electronically. New properties are entered into the database and sold properties are removed. We do not maintain any foreclosure information reported more than 60 days ago. Almost every lender has different methods of reporting distressed property information. This is also true for government and state agencies and local housing authorities. Some report new information daily, some weekly, and some monthly. Are these properties available now? The properties listed in the FederalHomes.com database have been through the auction process and are owned by the foreclosing lender. These properties are now available directly from the lending institution and/or its marketing agent. Contact information for the lender and its agent, along with detailed property descriptions are available to members of FederalHomes.com. What types of properties are contained in the listings? Lenders foreclose mortgages and deeds to every type of real property imaginable. This includes: Residential, Commercial, Industrial, Land, even Golf Courses and Theme Parks. Property Types include: single family homes, town homes, condos, co-ops, multi-family units, rental & income properties, apartment buildings, offices, hotels, motels, retail, restaurant, mobile homes, vacant land, and more. What details are included with the listings? Some lenders report more detailed information about their property listings, some report less. We tell you everything the lender told us about the property, nothing is held back. Listing details include: state, county, city, address, asking price, listing agency, listing agency contact name, listing agency phone number, agent contact, agent phone number, property type, size/square footage, bedrooms/bathrooms, year built, number of acres, comments and more. How often is the database updated? Our database is updated every Monday (excepts holidays). The properties have been reported as "available" from the foreclosing lender within the last 60 days. How do I find the properties I want? All foreclosure listings in the FederalHomes.com database are organized by State, then County. Each County displays foreclosure listings by City, alphabetically. Single Family Residential listings are displayed first by City, with the newest bank owned properties listed first, followed by the newest government property listings. Multi-Family Units and Commercial listings are also displayed by City, alphabetically, and follow the Single Family Residential listings in each county. Commercial properties are sorted and displayed just like the Single Family Residential listings. What does "Resid" and "Resid Unit" mean? Sometimes the foreclosing lender doesn't tell us whether the property is a single family home, a town home, condo or co-op, but we do know that the property is a "Residential Unit," as compared to a Commercial, Industrial or Agricultural property. When we are certain the property is a "Residential Unit," we label the property, "Resid" or "Resid Unit." This can apply to Single Family and Multi-Family properties. How accurate is the database? Some lenders are less timely with their data, and thus less accurate in the reporting of their foreclosed property inventory. This is especially true for many government agencies. We estimate that 15%-20% of the database listings are under contract or sold at any given time. This produces and Availability Rate of 80%-85%, the highest and most accurate in the industry. As all of our information comes directly from the foreclosing lenders, we are solely reliant on their ability to deliver timely property listings and information. Are there any restrictions for Members of the database service? Your membership enables you to access the FederalHomes.com database 24 hours a day, 7 days a week with no restrictions on the number of times you access the listings or length of time spent on the web site. When you become a member of the FederalHomes.com database service, you agree not to disclose your Member I.D. Number to others. You also agree not to distribute the information contained in the FederalHomes.com database service to any person or organization, by any means, for any reason. + Federal Homes PO Box 62 Galway, NY 12074 Contact: Matthew Landry Telephone: 518-229-5784 Web address: www.federalhomes.com Year business started: 1995 Employees: 5 Note: Survey Methodology. Solutions Through Research News :: Publications :: Data :: Homebuying :: Software :: Education :: Cybersites © 2005. Real Estate Center at Texas A&M University. All rights reserved.
Land for Sale Final
Land for Sale UK | Self Build Land for Sale Home | Self Build | Buying Self Build Land | Planning & Building Information | Directory | Forum | Site Map | Buying Self Build Land Location Land Agents Land Auctions Assessing Building Land for Sale Final Checks Land for Sale - Information Plots of Land for Sale Plot Finder A Self Builders Experience of Buying Land Land for Sale UK There are two types of land for sale in terms of self build homes - land for sale with planning permission and land for sale without planning permission. Each type of land has pros and cons but ultimately it comes down to time and money. Land without planning permission Land for sale without planning permission is much cheaper than land with some type of planning permission . Buying a plot of land for sale without planning permission does carry an element of risk - in terms of self build it might be wise to consider this more of an investment rather than guaranteed building land. There are many companies offering land for sale without planning permission in areas of housing shortage, ripe for development and, in some cases, the government have specified green belt land for development. This type of land for sale is often referred to as strategic land. Strategic land for sale is often next to existing development and over time may become enveloped in the boundaries and may be considered for development. Once planning permission is gained the value of this land is much greater. A plot of land without planning permission may cost around £15,000. An equivalent plot of land with planning permission may be sold for around £100,000. The land may not be considered for development now, but with the UK government putting their foot down and forcing local councils to build more homes more land may be released or reconsidered at any time. A couple in London purchased a plot of land without planning permission - yet just seven weeks later Islington council had given planning consent! Plots of land for sale can never be guaranteed to get planning permission in the future - nor can it be guaranteed that the land will not gain it. There may be money to be saved and money to be made in the medium to long term from plots of land for sale without planning permission. Read a buyers experience of land for sale without planning permission Land with Planning Permission Land for sale is also available with planning permission . The planning permission may range from simple outline planning permission to detailed planning permission. The degree of planning permission is reflected in the price. A plot of land with planning permission is an easy, if costly route to ensuring that you can build on the land. But in the case of land with full detailed planning permission you need to be sure that the plans submitted match your plans for self build. This type of land is expensive and the end result may be far from your 'dream house'. If you purchase land that has outline planning permission this may give more scope to get your own plans approved, but there are no guarantees that the changes you propose will be accepted. When buying land for sale with planning permission it would be wise to have an informal chat to the planning authority to discuss your plans to see that they are not rejected. Read a buyers experience of land for sale with planning permission More on plots of land for sale...
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