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Freddie Mac's Weekly Primary Mortgage Market Survey Search In order to browse this site effectively, please enable Javascript in your browser. PMMS SM Resources Sign-up to participate in our weekly PMMS online survey! Syndicate PMMS data on your website. PMMS RSS Feed Historical PMMS Data Historical monthly PMMS data tables are available for each type of product in both HTML and Excel formats: 30-Year Fixed-Rate Historic Tables [ HTML ] [ Excel ] 15-Year Fixed-Rate Historic Tables [ HTML ] [ Excel ] 5-Year Adjustable-Rate Historic Tables [ HTML ] [ Excel ] 1-Year Adjustable-Rate Historic Tables [ HTML ] [ Excel ] Weekly Primary Mortgage Market Survey 2005 Weekly Mortgage Rates Data (Excel 5.0/Win95 workbook) Compilation of Weekly Survey Releases for 2005 December 29, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.22% 5.76% 5.79% 5.15% Fees & Points: 0.5 0.6 0.6 0.7 December 22, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.26% 5.79% 5.82% 5.22% Fees & Points: 0.6 0.6 0.7 0.7 December 15, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.30% 5.85% 5.77% 5.15% Fees & Points: 0.5 0.5 0.5 0.6 December 8, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.32% 5.87% 5.78% 5.16% Fees & Points: 0.6 0.6 0.7 0.8 December 1, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.26% 5.81% 5.76% 5.16% Fees & Points: 0.5 0.5 0.6 0.8 November 23, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.28% 5.81% 5.75% 5.14% Fees & Points: 0.6 0.6 0.8 0.7 November 17, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.37% 5.90% 5.86% 5.20% Fees & Points: 0.6 0.6 0.6 0.6 November 10, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.36% 5.89% 5.81% 5.12% Fees & Points: 0.5 0.6 0.6 0.6 November 3, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.31% 5.85% 5.76% 5.09% Fees & Points: 0.5 0.5 0.5 0.5 October 27, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.15% 5.69% 5.63% 4.91% Fees & Points: 0.5 0.5 0.6 0.7 October 20, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.10% 5.65% 5.59% 4.89% Fees & Points: 0.5 0.6 0.7 0.7 October 13, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.03% 5.62% 5.57% 4.85% Fees & Points: 0.6 0.6 0.7 0.6 October 6, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.98% 5.54% 5.48% 4.77% Fees & Points: 0.5 0.5 0.6 0.6 September 29, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.91% 5.48% 5.44% 4.68% Fees & Points: 0.5 0.5 0.5 0.6 September 22, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.80% 5.37% 5.31% 4.48% Fees & Points: 0.6 0.7 0.8 0.7 September 15, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.74% 5.32% 5.26% 4.46% Fees & Points: 0.6 0.6 0.6 0.6 September 8, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.71% 5.30% 5.24% 4.45% Fees & Points: 0.6 0.6 0.6 0.7 September 1, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.71% 5.32% 5.3% 4.48% Fees & Points: 0.6 0.5 0.6 0.7 August 25, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.77% 5.35% 5.30% 4.56% Fees & Points: 0.5 0.6 0.6 0.7 August 18, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.80% 5.40% 5.34% 4.58% Fees & Points: 0.5 0.5 0.6 0.7 August 11, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.89% 5.47% 5.40% 4.57% Fees & Points: 0.5 0.6 0.6 0.7 August 4, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.82% 5.38% 5.30% 4.47% Fees & Points: 0.6 0.6 0.7 0.7 July 28, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.77% 5.34% 5.27% 4.46% Fees & Points: 0.5 0.5 0.6 0.7 July 21, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.73% 5.32% 5.26% 4.42% Fees & Points: 0.4 0.4 0.5 0.6 July 14, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.66% 5.25% 5.15% 4.39% Fees & Points: 0.6 0.6 0.7 0.7 July 7, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.62% 5.20% 5.19% 4.33% Fees & Points: 0.6 0.7 0.7 0.7 June 30, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.53% 5.12% 5.06% 4.24% Fees & Points: 0.6 0.6 0.6 0.7 June 23, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.57% 5.16% 5.05% 4.23% Fees & Points: 0.6 0.6 0.6 0.7 June 16, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.63% 5.22% 5.10% 4.25% Fees & Points: 0.5 0.5 0.5 0.6 June 9, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.56% 5.14% 5.01% 4.21% Fees & Points: 0.6 0.5 0.5 0.6 June 2, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.62% 5.20% 5.10% 4.26% Fees & Points: 0.6 0.6 0.5 0.6 May 26, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.65% 5.21% 5.07% 4.21% Fees & Points: 0.6 0.6 0.7 0.7 May 19, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.71% 5.27% 5.07% 4.26% Fees & Points: 0.7 0.7 0.7 0.7 May 12, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.77% 5.33% 5.21% 4.23% Fees & Points: 0.5 0.6 0.6 0.6 May 5, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.75% 5.31% 5.16% 4.22% Fees & Points: 0.6 0.6 0.6 0.7 April 28, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.78% 5.33% 5.20% 4.21% Fees & Points: 0.6 0.6 0.5 0.6 April 21, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.80% 5.36% 5.22% 4.26% Fees & Points: 0.5 0.5 0.6 0.6 April 14, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.91% 5.46% 5.31% 4.30% Fees & Points: 0.7 0.7 0.7 0.6 April 7, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.93% 5.48% 5.33% 4.23% Fees & Points: 0.7 0.7 0.7 0.7 March 31, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.04% 5.58% 5.43% 4.33% Fees & Points: 0.7 0.7 0.7 0.8 March 24, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 6.01% 5.56% 5.35% 4.24% Fees & Points: 0.7 0.7 0.7 0.8 March 17, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.95% 5.47% 5.31% 4.20% Fees & Points: 0.7 0.7 0.7 0.8 March 10, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.85% 5.38% 5.22% 4.24% Fees & Points: 0.6 0.6 0.6 0.7 March 3, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.79% 5.33% 5.17% 4.14% Fees & Points: 0.7 0.6 0.7 0.8 February 24, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.69% 5.22% 5.05% 4.16% Fees & Points: 0.7 0.7 0.8 0.8 February 17, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.62% 5.14% 5.05% 4.15% Fees & Points: 0.7 0.7 0.7 0.8 February 10, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.57% 5.10% 4.99% 4.11% Fees & Points: 0.8 0.7 0.7 0.8 February 3, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.63% 5.14% 5.00% 4.23% Fees & Points: 0.7 0.7 0.6 0.7 January 27, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.66% 5.14% 5.02% 4.18% Fees & Points: 0.6 0.6 0.6 0.6 January 20, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.67% 5.15% 5.05% 4.11% Fees & Points: 0.7 0.7 0.6 0.7 January 13, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.74% 5.19% 5.05% 4.10% Fees & Points: 0.6 0.6 0.5 0.6 January 6, 2005 30-yr 15-yr 5/1-yr ARM 1-yr ARM Average Rates: 5.77% 5.21% 5.03% 4.10% Fees & Points: 0.7 0.6 0.5 0.7 © 2005 Freddie Mac Doing Business With Freddie Mac Single-Family Multifamily Debt Securities Mortgage Securities Vendors and Suppliers About Freddie Mac About Us Public Policy News and Information Investor Relations Careers Buying and Owning a Home Preparing for Homeownership All About Mortgages Purchasing a Home Owning and Keeping a Home 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VSECU - Land and Construction Loans RATES LOANS SERVICES DEPOSITS HELP ABOUT HOME You are Here: Home >> Loans >> Land and Construction Loans Land and Construction Loans Land Loans If you're planning to someday build your own home and have found the perfect land to do so, acquiring the land may be the first step in that process. A land loan mortgage is available to secure your dream lot, whether you're ready to build now or six years from now. The land you choose to finance must meet certain eligibility requirements such as: The building lot must be suitable for residential construction for a 1-2 unit home as your primary residence in Vermont or New Hampshire You building lot must have passed a perc test The total acreage cannot exceed 25 acres All land loans are adjustable rate mortgages and require a 20% down payment. Construction Loans If you’re ready to start building a new home this is the right loan for you. A construction loan is available for both new construction and the improvement of certain residential property in Vermont and New Hampshire. All construction loans are adjustable rate mortgages and require a 5% down payment. Requirements For construction projects where you'll be improving the energy efficiency of your home, you may want to consider our Energy Improvement Loan . Please contact a mortgage originator for more details on Land or Construction loan options. Apply Today See our online application ! © 2005, VSECU. All Rights Reserved. Additional Resources Current Rates & Terms Meet Our Mortgage Originators Energy Improvement Loan Apply Now! What Will My Loan Payments Be? Use Our Online Calculators Auto Loans Mortgage Loans Home Equity Credit Cards Other Types of Loans Search VSECU.com FREE VSECU CLASSIFIEDS BOOM! OUR TEEN WEBSITE CONTACT US PRIVACY & TERMS OF USE FAQ | FEEDBACK

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New Homes : ENERGY STAR What is ENERGY STAR? | Newsroom Search What are ENERGY STAR Qualified New Homes Features of ENERGY STAR Qualified New Homes Benefits of ENERGY STAR Qualified New Homes Homebuyer Resources New Homes Partner Locator For Residential Building Professionals PRODUCTS HOME IMPROVEMENT NEW HOMES BUSINESS IMPROVEMENT PARTNER RESOURCES -- Home > New Homes -- -- ENERGY STAR Qualified New Homes A new ENERGY STAR qualified new home performs better for the homeowner and the environment thanks to a variety of energy-efficient features. What are ENERGY STAR Qualified New Homes? ENERGY STAR qualified new homes are certified to meet strict energy-efficiency guidelines set forth by EPA. Features of ENERGY STAR Qualified New Homes ENERGY STAR qualified new homes use tried and true technologies and construction practices. Benefits of ENERGY STAR Qualified New Homes ENERGY STAR qualified new homes are high quality, comfortable homes that cost less and are good for the environment. New Homes Partner Locator Find local partners that build, market, and promote ENERGY STAR. All States Alaska Alabama Arkansas Arizona California Colorado Connecticut Dist of Columbia Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming Just one ENERGY STAR qualified new home can keep 4,500 pounds of greenhouse gases out of our air each year. Do Even More with ENERGY STAR: Lighting Advanced Lighting Package Appliances Home Entertainment Home Office Products | Home Improvement | New Homes | Business Improvement | Partner Resources Newsroom | Privacy | Contact Us | Site Index EPA Home EPA Search DOE Home DOE Search

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Property & Flats to Rent in Edinburgh at s1homes Property & Flats to Rent in Edinburgh s1homes.com has the largest selection of properties to rent and buy in Central Scotland. Landlords, rental agents, estate agents and solicitors all use s1homes to advertise their properties ensuring that you have the widest possible choice when looking for flats, houses or other accommodation. When it comes to finding a home in Glasgow, Edinburgh or anywhere else in Central Scotland, search with s1homes. And to make life even easier you can enter your property requirements and email address and we'll send you details of new properties as soon as they come onto the market. We don't even need your name, let alone your address and all that other stuff that some sites want. And, of course, we will never pass your email address on to anybody else. s1homes is part of the s1 family of websites which was set up by the same company that owns The Herald, Evening Times and Sunday Herald newspapers. The site carries more than 3000 properties at any one time attracting tens of thousands of visitors every week. We also regularly advertise on Television. So if you're selling or trying to let a property make sure it appears on s1homes, the largest and most effective property site in Central Scotland. You can post properties yourself using a credit card or your agent can do it all for you. You'd be surprised how little it costs. If you'd like to get in touch, send an email to customerservice@s1homes.com We look forward to hearing from you. s1homes property for sale - s1homes rental property & flats to rent in Glasgow - property & flats to rent in Edinburgh Edinburgh Rental Search edinburgh flat - edinburgh flats - house rent edinburgh - let flat edinburgh - accommodation to rent edinburgh - edinburgh property - let flat in edinburgh - rent flats edinburgh - rent house edinburgh - rent house in edinburgh - rent property edinburgh - rent property in edinburgh - accommodation for rent in edinburgh - accommodation to let in edinburgh - let property edinburgh - let property in edinburgh - property for let in edinburgh - property for rent in edinburgh - property let edinburgh - property rental edinburgh - property rent edinburgh - property to rent in edinburgh - rent accommodation edinburgh - rent accommodation in edinburgh - rent flat edinburgh - rent flat in edinburgh - flat for let in edinburgh - flat for rent in edinburgh - flat let edinburgh - flat rental edinburgh - flat rent edinburgh - flats for let edinburgh - flats for let in edinburgh - flats for rent edinburgh - flats to let edinburgh - edinburgh accommodation - house for let in edinburgh - house for rent in edinburgh - house let edinburgh - house rental edinburgh