Real Estate Agent

Asheville Real Estate, North Carolina Luxury Homes, Mountain Real Estate, NC Horse Farms Home | Featured Listings | MLS Search | About Us | Contact Us Horse Farms | Land | Luxury Homes | Condos & Lofts | Waterfront Property | Commercial | 1031 Exchange Phone Asheville Real Estate 828.694.1558 Asheville MLS Search Featured Listings Search Asheville MLS Search Tryon MLS North Carolina Horse Farms North Carolina Horse Farms Featured Horse Farm For Sale Featured Waterfront Horse Farm Featured Equestrian Center For Sale Equestrian Communities North Carolina Land North Carolina Land For Sale Featured Development Land For Sale Featured South Carolina Land For Sale Land Conservancy North Carolina Luxury Homes North Carolina Luxury Homes Asheville Condos and Lofts Asheville Waterfront Homes Featured Asheville Luxury Home Featured Asheville Contemporary Home Featured South Carolina Luxury Home North Carolina Commercial Real Estate 1031 Exchange Real Estate Commercial Real Estate Featured Event Facility For Sale Sheelah Clarkson Asheville Real Estate Agency About Us Asheville Real Estate Careers Sitemap Contact Us Member, Realtors Land Institute Sheelah Clarkson Asheville Real Estate Agency Uncommon Properties for the Uncommon Lifestyle December 29, 2005 S heelah Clarkson Asheville Real Estate Agency is privileged to offer signature services for investors and buyers seeking investment property and gracious living. We serve as national and international buyer's agents for North Carolina luxury homes, horse farms, land, commercial real estate and 1031 exchange property. Our service area spans western North Carolina mountain real estate and upstate South Carolina properties with a focus on real estate in Asheville NC and the nearby towns of Hendersonville, Brevard, and Tryon. If you are looking for exceptional mountain property, please contact us . Western North Carolina MLS Search Sheelah Clarkson Asheville Real Estate Agency offers the rare opportunity to search thousands of mountain real estate and luxury homes listings in two Asheville area MLS systems covering more than a dozen counties across western North Carolina and upstate South Carolina. Search Asheville MLS listings in the Western North Carolina Regional MLS , an MLS search covering Asheville real estate as well as properties across more than a dozen counties. Search listings in Hendersonville, Waynesville, Mars Hill, Black Mountain, Maggie Valley and Brevard NC. Search Tryon MLS listings in the Polk County MLS , an MLS search that includes real estate in Tryon, Columbus, Saluda, parts of Rutherford County and parts of upstate South Carolina. Some Asheville real estate offerings, including certain exclusive luxury estates and commercial properties are not listed on any public MLS. If you are seeking high end luxury homes, large acreage tracts of land, or commercial real estate in western North Carolina, please contact us to receive information about select properties that meet your requirements. Our Uncommon Real Estate Services At Sheelah Clarkson Asheville Real Estate Agency, we dedicate ourselves to the uncommon -- uncommon ideas, uncommon properties, and uncommon service. We're pleased to specialize in properties of unique character. Luxury Homes : As western North Carolina luxury homes specialists, we showcase the most distinctive private estates and luxury properties for national and international buyers. Our expertise spans the luxury real estate market throughout the greater Asheville area, allowing us to present buyers with a portfolio of the most notable estates our region has to offer. Horse Farms : We are pleased to present our equestrian clients with this region's state-of-the-art horse farms and fine equestrian estates. Some of the most exclusive horse farms for sale in North Carolina can be found in our area. We are equestrians serving equestrians and we know North Carolina's premiere horse country by heart. Our featured farm for sale is a meticulous 39-acre equestrian estate near Asheville . The property features a 2001 custom built home with matching barn and fenced pastures for your horses. This horse farm offers exceptional year mountain views and is located only minutes from some of western North Carolinas most beautiful public horse trails. Land : Serving as buyer's agents, we assist investors in locating western North Carolina land. Often, the larger tracts are not listed in the public MLS. We work through a network of regional specialists to identify large acreage tracts of mountain land for sale. Our featured landfor sale is a rare large acreage tract of development land. This 228 acres of land in Waynesville NC is ideal for urban village or mixed use development in keeping with smart growth concepts. 1031 Exchange : Our brokers specialize in western North Carolina 1031 exchange property for those seeking the benefits of a tax deferred exchange. We assist buyers in finding their replacement properties quickly. Commercial Real Estate : With more than twodecades of experience in industrial and commercial real estate sales and acquisitions, SheelahClarkson Asheville Real Estate Agency offersboth industry-wide expertise and regional insight into the western North Carolinacommercial real estate markets. Asheville Real Estate at Its Finest Whether we are working for local sellers, national buyers, or international investors, we maintain personal, client-focused service as the hallmark of our brokerage firm. With licensing in both Carolinas and a quarter century of experience in the commercial and luxury home markets, Sheelah Clarkson Asheville Real Estate Agency brings to the table regional know-how, sound business expertise, and world-class solutions. Please contact us to view a portfolio of fine properties that meet your specifications. Credits Programming and Database Development by S2L Design Photograph of Asheville courtesy of David Bonyun Hawaii Real Estate | International Luxury Homes To report problems with this site: administrator@sheelahclarkson.com Asheville Real Estate | Asheville North Carolina MLS | Tryon North Carolina MLS | Asheville Homes For Sale | Asheville Condos North Carolina Luxury Homes | North Carolina Land For Sale | North Carolina Acreage | North Carolina Mountain Real Estate North Carolina Horse Farms | Equestrian Communities | Horse Property | Equestrian Property | North Carolina Mountain Land North Carolina Commercial Real Estate | 1031 Exchange Real Estate | NC Waterfront Property | Sitemap | Links | About Us | Contact Info © 2005 Sheelah Clarkson Sheelah Clarkson Asheville Real Estate Agency • PO Box 8804 • Asheville,NC 28814-8804 Phone 828.694.1558 • Fax 828.694.1549 • Email sheelah@sheelahclarkson.com

home mortgage loans and

Bad Credit Mortgage Refinance,Bad Credit Home Loans,California Mortgages-Home Equity Loans! BadCredit Mortgage Refinance | Bad Credit Home Loans | Mortgage Interest Rates | Debt consolidation home loans | Home Purchase Loans | Site Map Bad Credit Mortgage Refinance Bad Credit Home Loans Refinance Mortgage Interest Rates Debt Consolidation Home Loans Second Mortgage Home Purchase Loans Welcome to the home of Inexpensive loans Bad Credit Home Loans and California Mortgages Since 1992 Refinance Home Loans Alliance Mortgage has provided inexpensive Home loans and Home equity loans, and refinancing solutions for all types of credit histories. Apply now for refinancing a home loan with us and take advantage of our low mortgage interest rates. Reduce your monthly payments today. Home Equity Loans A home equity loan is an excellent source of funds, it can free up your equity in your home, and you can get cash for any purpose. This home loan can be a revolving line of credit, or a fully amortized 15 year loan. We provide competitive home equity loans rates and home equity loans. Home Purchase Loans Choose from hundreds of home loans purchase programs for the first time home buyers. You can purchase with no money down and use very little of your own cash. We provide 100% home mortgage loans and 80/20 home loans with no money down 100% financing with 600 fico scores.You can still buy and use our low fico score loan programs with more down payment.We also provide FHA loans that require 3% down payment even with bad or poor credit history. Bad Credit Home Loans We specializes in bad credit home loans and past bad credit problems with minimum 500 fico scores. Discuss your bad credit history with our loan officers who specialize in bad credit home loans. We provide higher loan to values for bad credit mortgage refinance loans than most lenders will. If you have major credit problems we can still customize a bad credit home loan. If you have bankruptcy, repossessions, charge off's and mortgages late payments Click here Second Mortgages There is no equity required for a new second mortgage loan.We provide 100% Second mortgages and loans. Pay off your bills, consolidate debts, or get cash out for any purpose you need. A simple loan application will start the process today.Minimum 600 fico scores required for second mortgages and 640 fico for stated income. Debt Consolidation Loans You can refinance your mortgage and get a loan which can payoff credit cards or any other higher interest rate debts. Consolidate all your debts into a single monthly payment with a debt consolidation home loan from Alliance Mortgage. Current Mortgage Rates Rate APR Type Points 6.00 6.05 30 fixed 0.00 5.37 5.41 15 fixed 0.00 6.50 6.55 30 jumbo 0.00 Home Loans Assumptions Why Alliance Mortgage Apply Online About Alliance Mortgage Corporate Profile Why Inexpensive loans Advantage of using us What others say Home Loans Center Contact us Home Mortgage programs Home Loans Guarantees Loan Rating Survey Privacy and Security Terms of Use Loan Calculators & Tools Home Mortgage Calculators Debt Market Commentary Our Competitors Rates Free Credit Report Mortgage Resources Home Loan Glossary Bad Credit Resources California Mortgage FAQ Site Map Bad Credit Loan Links Bad Credit Loans and Bad Credit Mortgage Refinance Company 1997- 2005 Alliance Mtg Inc. a Mortgage Brokers California Mortgages, Texas Mortgages All rights reserve,mortgage content, bad credit home loans forms, calculators graphics, logos, slogans cannot be reproduced Bad credit home loans | Home equity loans | Mortgage Interest Rate | Debt consolidation Home Loans

Real Estate Broker and

NYS DOS, Real Estate Professional Page NYS Department of State Division of Licensing Services F requently A sked Q uestions Applicants for Real Estate Broker and Salesperson Licensure Do I need to be licensed? Generally, Article 12-A of the Real Property Law provides that anyone who, on behalf of another and for a fee, 1) negotiates a sale, exchange or rental of real property, 2) collects rent, or 3) negotiates a commercial loan secured by a mortgage must be licensed as a real estate broker. What is the difference between a real estate broker and a real estate salesperson? A real estate broker is responsible for the supervision and conduct of the real estate brokerage business. He or she applies for and holds the license on behalf of the brokerage. This person is known as the "representative broker." A real estate salesperson works for and is supervised by the representative broker. The salesperson acts as the representative broker's agent. All listings, although perhaps negotiated by a salesperson, are accepted by the representative broker. How do I become a real estate salesperson or broker? In order to qualify for licensure as a real estate salesperson, an applicant must have satisfactorily completed a 45 hour salesperson qualifying education course in real estate approved by the Secretary of State, and have passed a qualifying examination administered by the Department. In order to qualify for licensure as a real estate broker, an applicant must have at least one year of experience as a licensed real estate salesperson or at least two years of experience in the general real estate field (e.g., buying and selling your own property, managing property owned by your employer), have satisfactorily completed both the qualifying salesperson course of 45 hours and an additional 45 hour real estate broker course as approved by the Secretary of State, and have passed a qualifying examination administered by the Department. Who licenses mortgage brokers? Anyone who negotiates or attempts to negotiate any mortgage loan other than a mortgage loan on residential property, in the state of New York, is required to be licensed as real estate broker, or as a salesperson associated with a real estate broker. This license is issued by the NYS Department of State. To negotiate a mortgage loan on residential property (one to four family building) registration with the New York State Banking Department is required. If I am a real estate management company, do I need a real estate broker's license? That depends on what services you provide. If you collect rent or place tenants in vacant spaces on behalf of your landlord client, the answer is yes. If, on the other hand, your services are strictly maintenance, the answer is no. you are not acting as a fiduciary (not handling another person's money). Whom do I call if I am not sure whether I completed my 22.5 hours of continuing education during my license term? Contact the school(s) you attended. Schools are required by law to maintain course completion records for three years. You may request duplicate certificates from the school(s) in the event you are audited. In order to renew my salesperson license, I completed the 45-hour broker qualifying course. Can I apply the extra 22.5 hours to my next license term? No. The law clearly states that continuing education must be completed within each license term. I could not complete the continuing education, but I wish to renew my license anyway. Can I apply for an extension? Please refer to §177.6 in the real estate law booklet. Extensions will only be granted in bona fide hardship cases. You must submit the following, preferably prior to your license expiration: a written request for the extension, completed renewal form, fee, and original documentation demonstrating your hardship; i.e. , medical documentation. I think I might be exempt, but I am not sure when I originally became licensed. Can you tell me when I was first licensed? No. The Department of State only maintains seven years of real estate records. You may possibly determine your original date of licensure if you know when you completed the salesperson course and how long it took you after completing the course to apply for your license. What happens if I do not complete my continuing education and don't renew my license? If you do not renew your license, you cannot conduct any real estate activities that require a New York State real estate license in accordance with Article 12-A of the Real Property Law. There are no grace periods that allow you to continue working while not licensed. You have two years from the date your license expires to renew your license. If you fail to renew within that period, you will be required to pass the state written examination. No continuing education will be required to repeat the licensing process again. When you submit your new salesperson application, you must include the following: your new examination results, application fee, and a copy of your expired license/pocket card or ORIGINAL proof of completing the salesperson course. If possible, it is better to submit original proof of your salesperson course. If you do not have an original certificate, then call the school where you took the course to request another certificate. If you are applying for your broker's license, you must submit ORIGINAL proof of your 45-hour salesperson course and 45-hour broker course, or a copy of your expired broker's license. How do I obtain a waiver from the 45-hour salesperson or 90-hour broker course requirement? You must submit a written request stating the waiver you are applying for along with ORIGINAL proof of course completion, a detailed outline listing topics and hours, and a course description. We only review prelicensing courses from other states that were completed in a classroom setting. (No home-study/correspondence courses.) The prelicensing salesperson's course must be at least 45 hours of classroom instruction and the broker's course, 90 hours. In addition, if you have graduated with a Master's Degree with a concentration in real estate, you may qualify for a 90-hour waiver of the qualifying courses. Please submit an official transcript with your waiver request. If you are granted a waiver, you will receive the waiver letter, the license application, real estate law booklet, and examination schedules. When you are ready to apply for your license, please submit the ORIGINAL waiver letter with your application, fee, passed examination results, and any other required documents. I have been a real estate licensee for many years. Am I exempt from the continuing education requirements? Article 12A statutorily requires all real estate brokers and salespeople to complete 22½ hours of Department of State approved education within their two-year license period prior to the date of expiration. The law does provide for an exemption from this requirement for a real estate broker who has 15 consecutive years of combined licensure as a salesperson and a broker and who is actively engaged in the real estate business as a real estate broker at the time of renewal, or an admitted NYS attorney. Where do I get more detailed information? You may access pertinent law and regulations, applications and exam schedules from this website. You may also request this or other information by calling a Division of Licensing Services customer service representative at (518) 474-4429 or by writing to: New York State Department of State Division of Licensing Services 84 Holland Avenue Albany, New York 12208-3490 [ NYS Department of State Home Page ] [ Licensing Services Menu ] [ Real Estate Professionals Page ]

Real Estate Prices

Find Your Home Value, House Values and Prices on Yahoo! Real Estate Find Your Home Value, House Values and Prices Choose Location Home Homes for Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Real Estate > Resources & Tools > Home Values and Prices Features Classifieds • Sell Your Home • Rent Your Apartment Home Search • Find Homes for Sale • Find Properties for Rent REALTORS • Find & Compare REALTORS Mortgages & Financing • Find a Lender • Today's Mortgage Rates • Loan Calculators • Credit Reports • Refinance Loans Resources • Moving Services • Foreclosure Center Neighborhood Research • What's My Home Worth? • School Profiles • Neighborhood Profiles Specialty Property • Foreclosures • New Homes • Commercial Real Estate • List Commercial Real Estate Home Improvement & Services • Home Services • Home Improvement Library • House Facts Get Home Values and Prices Sponsored by Get Home Values and Prices Access millions of public real estate records instantly! This comparable sales data helps you analyze the value of your home or other homes in seconds. Results include price, square footage, bedrooms, and year built (where available). You can also get a custom home valuation from a top-performing local REALTOR! Street Address: City & State or Zip: Sponsored Links Homeowners Only-Easy Refi, Equity, 2nd's Bad credit? Bankruptcy? Consolidate debt fast by refinancing your mortgage or obtaining an equity loan. Get the cash you need while lowering your bills. Apply in minutes, absolutely free. e-lends.com Mortgage Loan Rates Lock in today's rate on a mortgage loan at Home Finance of America - your source for great rates, with quality customer support. See what you qualify for and what your payments will be. www.homefinanceofamerica.com Mortgage Loans Find everything you need for your refinancing mortgage needs. We provide comprehensive information and quality service. Apply online or by mail, or we can contact you. www.nodownpaymentmortgage101.com Refinance Now with Oak Street Mortgage Do you have less than perfect credit? Let Oak Street Mortgage help you find a loan that meets your needs  apply today  its quick and easy. www.oakstreetmortgage.com (Become a Sponsor) Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages

selling homes. Chandler Realty

Vancouver Real Estate Agent BC - Realtor | Downtown Vancouver Condos for Sale maggie chandler vancouver realtor chandler realty Ltd. Real Estate Agent in Vancouver BC Maggie Chandler, the founder of Chandler Realty, has been working in the Vancouver real estate market since 1981. With over 22 years experience as a real estate agent, as well as expert skills in negotiation and marketing, she is a top producer for buying or selling homes. Chandler Realty specializes in apartments and condos in Downtown Vancouver's Coal Harbour and the West End as well as homes in Vancouver Westside, Kitsilano, and False Creek. To learn more about about Maggie's services visit: Real Estate Services (a new window will open) View Home and Condo MLS Listings Contact Maggie Or visit the links below for more information on: Vancouver's real estate market Tips for buying and selling your home Information on Vancouver's Kitsilano community Read the July edition of the Realty Times Personal Information Information Center Search For Property Vancouver Real Estate Agent My Testimonials My Commitment Real Estate Reports Vancouver Demographics Vancouver 5 Year Condo Price Graph Affiliate Partners Vancouver Average Price Graph Residential Listings Search MLS Investors Recreational Listings Agent Referrals Extended Search Buying Home Selling Home Kitsilano Neighbourhood Helpful Mortgage Tips For Buyer Find Your Dream Home Vancouver City Tours Buying and Selling Canadian Property Vancouver Home Buyer's Handbook TheRealEstateBook Marketing Advantage Helpful Tips For Seller Beat the Competition Tips for Selling Your Home Offer Guidelines for Sellers Moving Vancouver Neighborhoods Kitsilano History Arbutus Walk Solds Arbutus Walk Properties Kitsilano Community Coal Harbour Neighbourhood Coal Harbour Vancouver, BC Coal Harbour Property Listings Avila - 560 Cardero Street Carina - 1233 Cordova Street Harbourside Park - 555 Jervis Bauhinia - 535 Nicola Street Cielo - 1205 West Hastings Harbourside Park - 588 Broughton 1616 Bayshore Drive Classico - 1328 West Pender Palladio - 1228 West Hastings 1650 Bayshore Drive Denia - 499 Broughton Living Shangri-La - 1189 West Georgia 1680 Bayshore Drive Dockside - 1478 West Hastings Shaw Tower - 1077 West Cordova 1710 Bayshore Drive Escala - 323 Jervis Street The Melville - 1189 Melville 1790 Bayshore Drive Flatiron - 1277 Melville Street The Ritz - 1211 Melville Waterfront Place - 576 Nicola Home Downtown Real Estate Contact Vancouver real estate agent to help you buy / sell a home or condo in downtown Vancouver.