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Sell House - UK directory of property and related resources. Add Your Business Home Contact Us Property Commercial Property Finance Property Loan UK Secured Property Loan Secured Loan For Home Owner Home Loan Home Owner Personal Loan Online Home Loan Investment Property Spain Property London Halifax Property Buying Property Costa Blanca Property Spanish Property Costa Del Sol Property Property Marbella Property For Sale Tenerife Property Finance House Insurance Guest House House Design House Contents Insurance Sell House Investment Property For Sale Investment Property Loan London Flat For Rent Property Investment Advice Sell House HomeSalez.com - Sell Your Home Here At UKHomesalez.com, there are no agent fees or monthly fees, and your property is advertised until sold. You can upload a photo, get worldwide exposure and be listed online in minutes. uk.homesalez.com (sponsored listing) Sell House Privately - Free Online Ad Cut out the estate agent and sell or let your home privately. Save thousands of pounds in commission even if you are with a sole agent. Create your free online advert now. www.houseladder.co.uk (sponsored listing) Sell Your House Privately Reach over three million buyers a month. Experienced property sellers. Packages from 25 - 120. www.getterbetterhome.co.uk (sponsored listing) Sell Your House in Seven Days Free valuation. Legal fees paid. Rent-back and buy-back options. www.a-quick-sale.co.uk (sponsored listing) No Fuss, No Fees, No Obligation Cash paid for houses in Lancashire and Yorkshire, professional service, sell and rent back specialists, divorce, emegrating, financial worries, see if manorcliff can help. www.manorcliff.co.uk (sponsored listing) Sell Your Property to Us Quickly We buy London properties for cash and can exchange within seven days. Call us for a free, no-obligation valuation and take the hassle out of your property sale. www.mpginvestments.co.uk (sponsored listing) Dedman. Essex Property Experts Visit Dedman for all your Essex property needs. 3, 4, 5-bed homes, unique, village, rural and developments. All at Dedmans, the specialists for Essex Property sales. Est. 1974. www.dedman.net (sponsored listing) Buy and Sell a House on eBay.co.uk Official UK Web site for eBay.co.uk, the UK's online marketplace. Bid, buy or sell today. www.ebay.co.uk (sponsored listing) Sell Your House with Ludlowthompson Sell your house with ludlowthompson.com - London's estate agent - benefit from area offices across London, property alerts by SMS text and e-mail, virtual tours and more. www.ludlowthompson.com (sponsored listing) Moneyweek Article On: Sell House A clear explanation of sell house for investors, with all the key facts and figures. Plus helpful, practical investment advice from city and industry experts. www.moneyweek.com (sponsored listing) Netmovers - Online Property Don't pay estate agents fees to sell your home. Sell your home on the worldwide Web for only 99 pounds, with no commission to pay. Buy or sell your house online with netmovers.net. www.netmovers.net (sponsored listing) Preparing Your Property to Sell Fast House makeover tips to ensure your property sells fast for the maximum price. A comprehensive guide from UK house doctor expert Anita Kenna. For only 14.97. www.home-staging-guide.com (sponsored listing) Which? Report on Selling a House Which? Online gives unbiased advice and information on a range of products and services. We have thousands of reviews and reports, helping you make informed decisions. Registration required. www.which.co.uk fish4homes: Guide to Selling a House Fish4homes guide to selling a house will take some of the strain out of selling your home with fish4's easy to follow, step-by-step advice. fish4.co.uk Homes on Sale - Browse - property for sale by owner House for sale by owner. All houses on sale here are by the property owner direct. For sale by owner allows you to beat the estate agents and save thousands on fees! Sell your house today www.homesonsale.co.uk Sell Town House in Spain , Valencia , Gandia Sell town House in Spain , Valencia , Gandia . town houses in Spain , Valencia , Gandia in Internet with photos www.cuspide.co.uk Hammerwood Park, near East Grinstead, historic houses to visit and stay convenient when flying to or from UK Gatwick Air ... a better tour of this historic house. than any other ... architect of the White House and Capitol, Washington D.C. ... in southern England. The house currently provides no convenient space ... www.mistral.co.uk NETMovers - Online Property Don't pay estate agents fees to sell your home. Sell your home on the World Wide Web for only 99 pounds, with no commission to pay. Buy or sell your house online with NETMovers.net. www.netmovers.net Sell House, Buy Houses. Sell houses, buy houses in the UK the internet way.<br> ... 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Buy Property

Properties in Spain - Spanish properties for sale - Buy property in Spain Home Property search Existing freehold New development Properties-by-email Choosing a property New or existing? Resource Centre Real life stories Newsletter archive Costa del Sol Area guides Map Weather Costa Cálida Area guides Map Weather Costa Almería Costa Blanca Costa Tropical Costa de la Luz Mortgage calculator Why VIVA? VIVA Services VIVA Lettings Sell your property VIVA careers VIVA partners Contact VIVA Find an office FREEPHONE from the UK: 0800 298 9594 From Spain: (+34) 952 899 190 Llamadas en Castellano: (+34) 952 899 196 Email: info@vivaestates.com At VIVA we've helped thousands of home - hunters find their place in the sun - and we're ready to do the same for you. We offer an unrivalled range of Spanish property from the Costa del Sol and Costa Clida , and our friendly team of experts is always on hand to answer any questions you may have. You wont find another agent quite like VIVA. Watch our DVD trailer and order your copy today! Why not check out our top ten tips for buying in Spain, or find out why Spain is such a great place to buy then our financial checklist will help you prepare. Thousands of properties in Spain to suit any taste and budget. Existing freehold properties >> New developments >> Find out how VIVA’s fantastic Travel Service can save you time and money when you take a trip to southern Spain. VIVA Travel Service Get the best Spanish properties straight to your inbox every week! Register for properties-by-email Sign up to our monthly email newsletter for advice, tips and ideas on buying in Spain. Sign up to our newsletter Order your FREE DVD and buyers guide - the perfect introduction to the region. Watch the DVD trailer and order your copy now! Costa del Sol info pack >> VIVA Resource Centre Read about moving to Spain, living abroad and everything you need to know about buying property here. Resource Centre >> Before you choose your Spanish property, take a look at our area guides: Alhaurín el Grande | Benalmádena | Estepona | Fuengirola | Málaga | Marbella | Mijas Mijas Costa | Nueva Andalucía | Puerto Banús | San Pedro de Alcántara | Sotogrande Torremolinos | Coín | Córdoba | Granada | Nerja | Ronda | Sevilla | Sierra Nevada | Tarifa Cartagena | La Manga | Mar Menor | Murcia useful links | privacy policy



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Buying property in Spain Buying property in Spain Introduction to Spanish property market. News, advice, real experiences, buying to let in Spain, mortgages, special offers. Thursday, December 15, 2005 Valencia Land Law debated in the European Parliament This week the European Parliament debated and voted on the recommendations of the Fourtou Report on the controversial Ley Reguladora de la Actividad Urbanistica (LRAU). The law, known by those who protest against its consequences as the Valencia land grab law was originally designed to make sure that areas under development had sufficient infrastructure (roads, street lighting, green belt areas etc.). That was the the theory. However in practice the law has meant that property developers are able to apply to build on land already belonging to other owners where building is not permitted. When their application is approved (as it often is), the land is reclassified by the authorities, and the developers are then allowed to pay exisiting owners prices far below the real market value and build a road, a path or even part of a golf course, sometimes right through the middle of the former owner's back garden. Most of the people affected by this law are Europeans who have seen their dreams of a perfect Spanish home in the sun shattered by ruthless developers. More than 15,000 people have made a formal protest asking the European Parliament to intervene, and the protest group set up to fight the LRAU, Abusos Urbanísticos No , has been active in attracting national, international, political and media attention to a growing problem and demanding a solution. And recently British law firm Irwin Mitchell decided to register land law victims with the European Human Rights Court . Valencia's regional government promised in 2003 to revise and reform the LRAU, but seems in no rush to do so. A pre-project was presented to the Valencian parliament in June this year, but nothing has yet come of it. While the government insists that its intention is to change the law and protect the interests, and land, of property owners, opposition and protest groups allege that it is prevented from doing so from the interest of many of its members in the property development underway in the region. Ever since local and foreign property owners started their active protest, the Government has come under increased pressure to do something. In the Summer a delegation of Euro-MPs visited the Costa Blanca and met with foreign residents, local politicians and property developers to discuss the problem. In November the European Parliament advised the Valencian authorities to modify urban development legislation in the region. And finally this week on 12th December the European Parliament discussed the Fourtou Report and endorsed its contents in a vote on the 13th by a massive majority of 550 in favour, 45 against and 25 abstentions. The Report calls on the European Parliament to urge a moratorium on the approval of new property developments on land where development is not permitted. Any body considering buying property with land in the Valencian Region is advised to seek legal advice from a lawyer who can help with the necessary investigation to ensure that the land attached to the property is not in danger of being subject to eventual seizure by property developers. Related: EU homeowners and ambassadors challenge Valencian land laws European Parliament delegation visit Valencia to challenge Land Laws Valencian landlaws "unconstitutional" Advice from the British Embassy to people purchasing land in Valencia posted by Euroresidentes @ 9:15:00 AM 0 comments Wednesday, November 30, 2005 Home loans in Spain According to figures released by Spain's National Statistics Institute yesterday, the average amount of morgage loans authorised by Spanish banks rose by 18.1 percent in August (compared to the same month in 2005) and reached 146,762€. The overall value of bank home loans rose by 32.1 percent. In August a total of 131,180 mortgages were authorised to customers buying rural and urban properties in Spain and the overall value of these mortgages rose to 19,252 million euros. As usual Spain's savings banks got the biggest share of the home loan market - 53.42 percent - followed by normal banks (36.88 percent) and other lending companies (9.7 percent). Over ninety percent of mortgage loans corresponded to purchases of properties in the so-called " precio libre " (free price) category and just 9.9 percent to purchases of "protected" properties whose selling price is controlled by the government. As far as yearly figures are concerned, the number of mortgaged properties in Spain has so far risen by 9.82 percent this year, while the total amount of loans has shot up by 24.87. Related: Mortgages in Spain Mortages for non-residents in Spain Ranking of Spanish banks Spanish banks Home improvement loans in Spain posted by Euroresidentes @ 9:34:00 AM 0 comments Monday, November 07, 2005 British property buyers prefer Spain According to a study just published by Barclays Bank, the number of UK residents buying property abroad is set to double, and a third of potential property buyers named Spain as their preferred overseas destination. According to the results of Barclay's study, five percent of UK residents (2.2 million people) already own a property overseas, and another 2 million definitely intend to buy one. And a very high 37 percent of those surveyed for the study said they are considering the possibility of buying a property abroad at some time in the future. Spain remains the firm favourite among British overseas property buyers, with the US coming second and France third. Not surprisingly, the main things putting UK citizens off the idea of buying property abroad are legal and tax complications, the possibility of being misled or deceived by local property sellers, and the difficulty of adapting to a new language and culture. Related: Reasons for living in Spain Property taxes in Spain Spanish lawyers Advice on buying a house in Spain posted by Euroresidentes @ 1:07:00 PM 1 comments Sunday, October 23, 2005 Lessons from one unhappy experience of buying a house in Spain It is an unfortunate fact that the legal system in Spain is at times desperately slow. Anyone considering buying a house in Spain is advised to find a good Spanish lawyer before signing anything at all and before parting with any money. David Wright has just started a new blog to share his unfortunate experience of buying property in Spain with other people. See the first entry below. Users interested in following his story as the final part unravels (and as, we hope, justice is finally done and the Wrights win the home and compensation they deserve) should check out his blog: Slow legal system where he intends to keep people updated with events as and when they happen. Considering tourism and housing investment bring considerable amounts of wealth to Spain, the Spanish law system is appalling slow and expensive. At the begginning of 2000 we enetred into a contract to buy a house, paid the 10% deposit and arranged a date with the notary and respective lawyers to complete. The seeler did not turn up and decided not to sell. THE BIG SURPRISE... he also would not repay the 10 % deposit never mind the penalty of 10%. Our only alternative was litigation. As we were not living in Spain at the time we left a deposit with a lawyer who told us that it would be a straightforward case. Well our case was finally heard in the local courts some 18 months later and we "won" including costs. However, the seller chose to appeal on what I understand to be very flimsy grounds. Some 2 years later the case was reheard in the Regional courts of Malaga where the original decision was upheald. ie we "won" again. However, the seller again decided with his lawyer that an appeal was in order and so we have been waiting almost 2 years for the case to come before a judge in MAdrid's high court!!! We still do not have a date nor can the system give us an estimated date as to when the case will be heard.!!! WHAT CAN fellow EURORESIDENTES learn from this? I believe the following: 1: Entering litigation is very expensive - even though we have "won" twice, we have still had to pay our lawyers fees and costs even though the costs were awarded in our favour. The amount equates roughly to 17% of the purchase/contract price!!!! per hearing. At this point we have paid almost 50% of the orginal house contract price, (deposit plus fees) 2: The seller continues to live in the property and with no penalty or change. 3: We have no idea of timescale as to when the High court can hold the hearing. 4: The so called filtering process that was supposed to be implemented to stop people using the appeal process to delay matters as a tactic does not function. 5: The seller is not obliged to pay the costs awarded against them IF they choose to appeal....SO APPEALING is a good tactic to frustrate. 6: So having a contract from a good lawyer and within the letter of the law, still does not really protect your rights in a timely manner. WHAT then is the point of a contract? it is only worth something to the lawyers in preperation for litigation!!! 7: Perhaps the law will one day help us to retrieve our deposit and costs or even the holiday home we wanted to live in and enjoy in the future. However in the meantime, it has only benefited the lawyers and the vendor. 8: So the law can still be seen as having no "teeth" and benefits the unscrupulous property owner/seller. TAKE GREAT CARE. Finally, if anyone has any suggestions as to what can be done to improve the law or indeed speed up the process then let me know posted by Euroresidentes @ 10:08:00 AM 0 comments Saturday, October 22, 2005 Lowest rise in house prices in Spain since 2002 According to the General Director of Arquitecture and Housing Policy, Rafael Pacheco, the rise in the cost property has risen just 13.4 percent in the last 12 months. This represents the lowest rise for 3 years and, according to Pacheco, is the first clear result of the Spanish government's housing policies. The General Director also indicated the regions in which house prices have risen most. These are Castilla La Mancha (19.8 percent), Aragon (16.4 percent) and the Valencian Region (16.3 percent). In Andalucía, traditionally one of the most popular destination for non-resident house buyers, the rise in house prices at 13.7 percent is only just above the national average. The most expensive region as far as the cost of housing is concerned is Madrid (2,719 euros per sq. metre), followed by the Basque Country (2,537 euros), Catalonia (2,037 euros) and the Balearic Islands (2,003 euros). The cheapest regions are Extremadura (864.2 euros per sq. metre), Castilla La Mancha (1,255 euros) and Leon (1,297 euros). Related Revaluation of property in Spain per region Investing in property in Spain Houses for sale in Spain posted by Euroresidentes @ 10:29:00 AM 0 comments Thursday, October 20, 2005 Spanish-English real estate dictionary Because of the amount of enquiries we receive from non-Spanish speaking property buyers in Spain about Spanish real estate terms and how the system here works, we are compiling an extensive Spanish-English glossary of real estate terms . Having completed the glossary, we are now working on full definitions of each term, so that our users can get an idea of how the Spanish property market differs from the property market in the UK. In this sense we want to go beyond a simple bilingual list of property terms. Send us any words not included. We hope to finish all the definitions in the next few days. Click on each term to get the full definition. posted by Euroresidentes @ 12:07:00 PM 0 comments Wednesday, October 05, 2005 Real estate market in Spain, latest statistics According to a study carried out by the Pompeu Fabre University (Barcelona) and Tecnocasa, the housing market in Spain has started slowing down and a halt in the massive price increase experienced over the past fews could be near. The authors have based their opinions and conclusions on the analysis of the sale of over 12,000 second-hand houses and flats and details of mortgages granted to buyers from the first semester of 2004 up to June this year. According to the report, lived-in property (as opposed to brand new) now takes an average of 83 days to sell, which is 15 days longer than a year ago. Another finding of the report is that property sellers this year are more likely to be prepared to negotiate the price than they were last year, and that on average buyers are able to secure a 5 percent reduction in the original asking price. During the presentation of the report yesterday, executives of Tecnocasa said that this should not be interpreted as an indication that the price of housing in Spain was at last starting to come down, since the reduction was usually agreed on property that was overhoused in the first place. However, in their opinion, the findings of the report do suggest that the conditions necessary for an eventual slowing down in the Spanish real estate market at some time in the near future are starting to appear. Other findings of the report: 30 percent of house-buyers in Spain are foreign. 72 percent of all house-buyers come from Spain or another EU country. The rest are non-European, mostly people from South America, Eastern European countries and North Africa who have settled in Spain Over 49 percent of second-hand house buyers are between 25 and 35 years old, and 61 percent buy the property together with another person The average mortgage in Spain in June was 154.890 euros, a rise of 18.80 percent with respect to the same month last year In over 60 percent of all cases, the mortgate loan covers between 75 and 100 percent the total value of the property Small flats are proportionally more expensive than larger flats and houses The average price of lived in property in Spain per sq. metre is 3,000 euros in the most expensive areas of Spain (Madrid, Barcelona and Vizcaya). dropping to just 1,500 euros per sq. metre in the provinces of Alicante, Cadiz, Seville and Valencia The most expensive cities in Spain in terms of housing prices are (in order) Barcelona, Madrid, Bilbao and L'Hospitalet de Llobregat (3.070 euros). Related links: Mortages in Spain Mortgages for non-residents in Spain The price of housing in Spain Investing in property in Spain posted by Euroresidentes @ 9:38:00 AM 0 comments About Me Name: Euroresidentes Location: Spain View my complete profile Previous Posts Valencia Land Law debated in the European Parliament Home loans in Spain British property buyers prefer Spain Lessons from one unhappy experience of buying a house in Spain Lowest rise in house prices in Spain since 2002 Spanish-English real estate dictionary Real estate market in Spain, latest statistics High-quality Spanish houses to be marketed in the UK New state property rental agency ready for business in Spain Costa del Sol property market may have reached peak Links Feedback Property market in Spain Reasons for living in Spain Properties for sale in Spain Properties for rent in Spain Hotels in Spain Restaurants in Spain Paradors in Spain Spanish recipies Spanish classical music Spanish courses in Spain Euroresidentes Spain Web Euroresidentes Archives



Denver Real Estate Site

Buy Denver real estate; relocation info Buy Denver real estate Denver Neighborhood Profiles The Denver Metro area consists 50 municipalities and counties that comprise the Denver area. The following links are some of the neighborhoods to consider in your relocation Arvada NW Metro Denver region Aurora E & SE Metro Denver region Brighton NE Metro Denver region Broomfield N Metro Denver region Boulder NW Metro Denver region Castle Rock South Metro Denver region Cherry Hills South Metro Denver region Conifer SW Denver mountain region Commerce City NE Metro Denver region Denver City and County of Denver Englewood South Metro Denver Evergreen West Mountain region Greenwood Village South Metro Denver region Golden West foothills of Metro Denver Highlands Ranch South Metro Denver region Ken Caryl SW Metro Denver region Lafayette N Metro Denver region Lakewood West Metro Denver region Littleton SW Metro Denver region Loft Living Downtown Denver Louisville N Metro Denver region Lone Tree SE Metro Denver region Morrison SW Metro Denver region Northglenn NE Metro Denver region Parker SE Metro Denver region Thornton NE Metro Denver region Westminster N Metro Denver region search Denver Real Estate Site Denver Denver real estate is exciting to discuss with people relocating to the Denver metro area. We have a diverse economy, a highly educated population, progressive leadership and a beautiful setting on the high plains of the Colorado Rocky Mountains. While most people are under the impression that Colorado, including Denver is hip deep in snow all winter long, happy residents know the truth. The snow gets deep in the high country while Denver enjoys sunny, mild weather with only occasional snowy days to break up the boredom! Over the past decade Denver has enjoyed a renaissance, adding a world class international airport, DIA, a new Bronco football stadium, Invesco Field at Mile High, baseball park, Coors Field for the Colorado Rockies, a massive entertainment facility and home of the Stanley Cup winning Colorado Avalanche are just of few of the new additions to the city. These days more history is in the making with the construction of additional Light Rail lines and the infamous T-REX the construction project we all love to hate. As a commuter myself, I love watching the road change each week as they progress continues. It won't be long before it is done and we will be one more step into a modern future far from the Wild West Frontier Days of the past. Denver Economy Denver's diverse economy in a variety of industries make a home in Colorado; telecommunications, aerospace, financial services, computer software, biomedical and many other high tech sectors offer employment here. Major employers in Denver include Comcast, Level 3 Communications, Qwest Communications, Lockheed Martin, Xcel Energy and Sun Microsystems. Metropolitan Denver doubled in population from 1960 to 2000. The actual growth rate was 2.4%. Interestingly the age of the population is now very close to the same age of the U.S. median population age of 34.4 years. Denver real estate The cost of living in Denver is less than most major cities in the U.S. but higher than many. Housing availability is currently very good, with single family homes beginning in the high $100,000 and going up from there. (For additional pricing information visit the Maps and Stats page ) Denver accommodates a variety of lifestyles in homes from lofts, condos, high rises to single family homes. If you are considering moving to Denver , you will enjoy doing your research here on this site. As questionsoccur, please feel free to e-mail me or telephone me (toll free 800-319-7738). I specialize in helping people relocate to the Denver and the Denver Metro area.My experience and knowledge is available for home buyers who need help. So if that's you, call on me. Source eNeighborhoods Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog



Land Loan

Conservation Trust for NC - Emergency Land Protection Loan Fund Blue Ridge Parkway Project Statewide Land Protection Programs Regional Partnerships Emergency Land Protection Loan Fund Conservation Properties for Sale info@ctnc.org 1028 Washington St Raleigh, NC 27605 919-828-4199 (Tel) 919-828-4508 (Fax) Emergency Land Protection Loan Fund The Conservation Trust for North Carolina operates an Emergency Land Protection Loan Fund to enable land trusts to increase their ability to respond to time sensitive land and water protection needs in their communities and regions. The Emergency Land Protection Fund is critical to the protection of properties highly threatened by development. The Conservation Trust has operated the Fund since 2001 thanks to generous donations from a key supporter. One hundred percent of the Emergency Land Protection Loan Fund is invested in land. Loans from the fund are repaid by local land trusts within twelve months at a low interest rate, allowing funds to be continuously reinvested in highly threatened properties. Thus far, the Fund has been used to protect 974 acres in North Carolina’s mountains. The vast majority of the funds are dedicated to protecting land in the mountains. Properties protected through the Emergency Land Protection Loan Fund Ruby Bend - Land Trust for the Little Tennessee The protected property consists of 61 acres on the Little Tennessee Rive in Macon County. The property is adjacent to the Needmore property, which has been the state’s highest priority river conservation project in Western North Carolina. The land helps to protect half the native freshwater fish species in the state, including the state’s greatest cluster of freshwater mussels. Beech Creek Bog - Blue Ridge Rural Land Trust This 120-acre bog is the largest and the most pristine example of a bog community existing in the state. The bog was transferred November 1, 2002 to NC Parks and Recreation and will be managed for the public to enjoy as the new Beech Creek Bog State Natural Area. Water Quality and Endangered Habitat - High Country Conservancy This 22-acre parcel in Watauga County was purchased to protect forested mountain slopes containing habitat for rare and endangered species, a buffer zone for a protected old-growth forest on Blue Ridge Parkway land, and a tributary of Winkler’s Creek - a source of the town of Boone’s water supply. Catawba River - Foothills Conservancy of North Carolina This 771-acre tract in McDowell County was given a highest preservation priority on the Catawba River Headwater Streams Riparian Conservation Design. The undeveloped forests on the property hosts seven source water streams, five of which drain to the Left Prong of the Catawba River. The property also protects scenic vistas from the Blue Ridge escarpment between Black Mountain and Old Fort. Home • About Us • Land & Water Protection • Policy/ Adcovacy Events/ Press Room • For Landowners • Partners • Find Your Local Land Trust




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