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Crystal Mountain Michigan - Northern Michigan real estate listings, Northern Michigan property, Northern Michigan properties, Midwest real estate, Traverse City real estate listing, Traverse City real estate listings, Benzie County real estate listings Midwest and Northern Michigan Real Estate Listings and Properties at Crystal Mountain New Projects Vision 2010 Crystal Quarters Homes & Building Sites Condominiums View Current Listings RCI Vacation Exchange About Benzie County Construction Photos Looking for the perfect northern Michigan resort property? Located in Benzie County, not far from Traverse City, Michigan, Crystal Mountain has a number of northern Michigan real estate listings ranging from hotel rooms and condominiums to resort homes and northern Michigan building sites to suit your needs. Below is a list, by category, of all northern Michigan real estate properties currently available through Crystal Mountain Realty. For more information, contact us by e-mailing us at properties@crystalmountain.com , or by calling us at (800) 968-2911. Hotel Suites Condominiums Townhomes Cottages Homes Building Sites Hotel Suites Offered At: $109,900.00 COLONYSTUDIO #160 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. First floor unit on slopeside, whirlpool tub, fully furnished. Excellent rental history makes this an affordable four-season retreat. click for larger/additional photos Offered At: $112,900.00 COLONY STUDIO #256 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. Second floor on slopeside, whirlpool tub, 2 queen beds, fully furnished. Excellent rental history makes this an affordable four-season retreat. Completely remodeled in 2004 with lodge-style dcor. click for larger/additional photos Offered At: $121,900.00 HAMLET STUDIO #144 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #174 : At the base of the slopes, this popular studio offers easy access to all resort amenities and has recently had extensive interior renovation. Kitchenette, whirlpool, fully furnished and an attractive rental history. Adjacent to future village center. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #248 : Central location makes this suite a favorite accommodation of resort guests year round. Excellent rentals, fully furnished & completely remodeled. Double whirlpool, two queen beds, kitchenette and heat/ac unit. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #249 : In the center of everything! This popular studio unit offers wonderful ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. Sale also includes initiation fee into Four Seasons Club at the basic level. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #349 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $137,500.00 HAMLET STUDIO #343 : This suite enjoys one of the best ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. click for larger/additional photos Offered At: $139,900.00 COLONY STUDIO #159 : The perfect getaway for two. This self-contained suite has a full kitchen, queen bed & queen Murphy bed, timbered mantle fireplace, sitting area, and a private bath. The Colony offers maximum convenience due to its location at the base of the slopes and adjacent to Kinlochen which houses Crystals Nordic/golf pro shop and the popular Thistle Pub & Grille. Year round rental appeal. click for larger/additional photos return to top Condominiums Offered At: $112,900.00 KINLOCHEN #340C - 1 BR/1 BA : The most peaceful corner of legendary Kinlochen-Skibo 340C. Very spacious kitchen/living area at the base of the slopes and overlooking Betsie Valleys #18 golf hole! Fireplace, whirlpool, sleeps six. Tuck away to your private, one-bedroom quarter ownership just steps away from Crystal Mountains new water park, the golf course, and the ski slopes-fun for every season. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $112,900.00 PINEHURST STUDIO #453 : The perfect weekend getaway spot. Studio unit on the 18th fairway. Near the slopes, pools and restaurants. Vaulted ceiling, kitchenette, double whirlpool, and all nicely redecorated in 2003. Excellent rental unit. click for larger/additional photos Offered At: $122,900.00 KINLOCHEN #237D - 1 BR/1 BA : Kellie Castle offers an exciting location for all seasons with its expansive ski slope view and large deck for lounging in the sun. This one-bedroom quarter ownership unit sleeps 6 and features a full kitchen, cut stone fireplace, whirlpool tub, owner's ski locker and is tastefully decorated. Luxurious accommodations and a vacation ownership property that really makes sense. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $142,900.00 KINLOCHEN #240A - 2 BR/2 BA : Luxurious quarter ownership unit with over 1,250 square feet of living space. This unit features a large great room with radius windows in the living area and a gas fireplace, well-equipped kitchen, private balcony off the master suite and spacious guest bedroom. A premier location in an elegant lodge at the base of the slopes. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $154,900.00 KINLOCHEN #236A - 3 BR/2 BA : Beautifully furnished quarter ownership condo with a delightful view of the #1 Betsie Valley tee and ski slopes. At the base of the slopes just steps away from pools and resort amenities. Private owner storage, popular rental & RCI property. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $169,900.00 KINLOCHEN #239C - 3 BR/2 BA : Premier location! This unit enjoys a commanding view of the ski slopes from the living area, bedrooms and balcony. Elegant lodge feeling with features including a full kitchen, fireplace, whirlpool tub and a floor plan for active families. With CQ ownership you can enjoy a week every month forever and this sale includes 2 years of unlimited skiing for your family through the Four Seasons Club. click for larger/additional photos Offered At: $174,900.00 INN AT THE MOUNTAIN #205 - 1 BR/1 BA : This one-bedroom suite is in a great location at the base of the slopes and adjacent to the pools, conference center and main lodge. All units share a cozy fireplace lounge on the main level and laundry on second level. Unit features a private bedroom, wall bed in living room, double whirlpool, kitchenette, fully furnished and redecorated in 2003. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $176,900.00 INN AT THE MOUNTAIN #102 - 1 BR/1 BA : An ideal location in the heart of the resort. This attractive suite is larger than most, handicap accessible, and features a private bedroom, comfortable living room with seating area and a queen Murphy bed, spacious bathroom, kitchenette, and a private balcony. Just steps from the indoor pool, outdoor water pool & playground, dining and the ski slopes. Sunny southern exposure with views towards the future Crystal Village. Excellent rental history. click for larger/additional photos Offered At: $184,900.00 PINEHURST #452 - 1 BR/1 BA : Spacious condo on 18th fairway near the slopes and Kinlochen. Upper unit privacy with vaulted ceilings, fieldstone fireplace, double whirlpool tub and attractive rental history. click for larger/additional photos Offered At: $198,500.00 WINTERGREEN #501 - 2 BR/1 BA : Attractive 1st floor overlooking the Betsie Valley #1 tee. Enjoy maximum convenience to Kinlochen. Conveniently located near the ski slopes & XC trailhead and adjacent to the Waters Edge complex. Double whirlpool, complete kitchen, nicely appointed living area w/ walkout deck, fully furnished & attractive year-round rental history. click for larger/additional photos Offered At: $224,900.00 WINTERGREEN #530 - 2 BR/2 BA : Attractive upper end unit in a very private location adjacent to a wooded setting with views of the pond and fairway of Betsie Valley #10. Fully upgraded in 2002. click for larger/additional photos Offered At: $225,900.00 WINTERGREEN #503 - 2 BR/2 BA : Right across from Kinlochen, the base of the Buck lift, and overlooking the #10 tee of the Betsie Valley course. Fully furnished featuring vaulted ceilings, gas fireplace and a complete kitchen. Come summer, you're located steps from the new Water's Edge pool & park complex. click for larger/additional photos Offered At: $226,900.00 WINTERGREEN #517 - 2 BR/2 BA : Conveniently located w/ an upper sun deck. Complete kitchen & master suite with king bed, double whirlpool & private bath. Guest bedroom w/ queen bed, living room w/ natural fireplace and queen sofa-sleeper. Golf course and XC ski trail views, easy access to the Peak indoor pool and fitness center, Water's Edge outdoor pool & park, and downhill ski lifts. Fully furnished, popular rental. click for larger/additional photos Offered At: $234,900.00 WINTERGREEN #538 - 2 BR/2 BA : Special location overlooks the #12 Betsie Valley green and the Water's Edge entry pond & park area. Private and wooded, yet just steps from the resort center. Enjoy views of the slopes from the master suite and sun deck. Newly remodeled, beautifully finished interior and excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $238,900.00 WINTERGREEN #529 - 2 BR/2 BA : Spacious condo overlooking the Betsie Valley #10 fairway & green. South facing, with pond & lighted XC views. Steps from the new Water's Edge pool & park complex and resort center. Fireplace, fully furnished & excellent rental. click for larger/additional photos Offered At: $239,900.00 PINEHURST #422/423 - 2 BR/2 BA : Spacious, overlooking the #18 fairway of the Betsie Valley golf course and steps from Kinlochen, Peak pool/fitness center & the new Waters Edge water playground. Flexible floor plan enables occupancy as 2 separate units studio & 1-BR OR 2-BR. Fieldstone fireplace, full kitchen, dining room w/ bay window and generous living room w/ walkout deck. Master suite with private bath & entry. Fully furnished & excellent rental history. click for larger/additional photos Offered At: $242,900.00 WINTERGREEN #534 - 2 BR/2 BA : Well-maintained and updated unit in a nicely wooded location with a view of the 12th green. Adjacent to the Park & Pool at Waters Edge, this upper end unit has an enclosed loft for privacy and a washer/dryer for convenience. Enjoy full ownership of this wonderful property with an option to exchange it worldwide through RCI. click for larger/additional photos Offered At: $287,900.00 PINEHURST #454/455 - 2 BR/2 BA : The warmth of an up-north cabin uniquely designed as a carefree vacation home. This 2-bedroom, 2-bath Pinehurst condominium enjoys upper end unit privacy with views of the 18th fairway just steps from the Kinlochen Lodge and base of the slopes. Full kitchen, fieldstone gas-log fireplace, vaulted ceilings with skylight, whirlpool tubs and a lock-off studio feature that makes this a popular rental property and wonderful vacation retreat. click for larger/additional photos Offered At: $289,900.00 PINEHURST #444/445 - 2 BR/2 BA : Spacious 1st floor condo w/ private deck overlooking the 18th fairway of the Betsie Valley golf course & lighted XC trails. Steps from the Buck ski lift & Kinlochen. Rich color palette, stone fireplace, vaulted ceilings. Double whirlpools & showers in both baths, master suite w/ kitchenette, king bed & private entrance. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $374,900.00 PINEHURST GREEN #460 - 4 BR/3 BA : This spacious whole-ownership townhome is located right in the heart of the resort, just steps from the slopes, pools, golf/Nordic pro shop and restaurants. Features include living and family rooms both with fireplaces, a game room, full kitchen, first-floor laundry and master suite with oversized whirlpool, sauna, wet bar, ample owner storage and a sun deck overlooking the #18 fairway of the Betsie Valley course. Year-round rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Townhomes Offered At: $394,900.00 MOUNTAINSIDE #615 - 4 BR/3 BA : Prime location overlooking the Betsie Valley Golf Course #9 hole and near ski-in/out trail. This newly refurbished and fully furnished townhome has a large south-facing deck overlooking the fairway and a spacious living room with vaulted ceiling and cozy fireplace. Master suite with double whirlpool & dressing vanity, fully equipped kitchen, and a 1-car garage for owner storage or use. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $424,500.00 MOUNTAINSIDE #601 - 5 BR/4 BA : Exceptional townhome overlooking the 18th green of the Mountain Ridge course. Recently renovated and fully furnished. Features a loft, 2 fireplaces, large family room, 2-car garage and large deck. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $434,900.00 MOUNTAINTOP #727 - 3 BR/3 BA : Just steps from the peak of the mountain w/ inspiring westerly views overlooking the Betsie River valley. Tiled entryway, fireplace, whirlpool, washer/dryer, tastefully decorated and fully furnished. Attractive rental and RCI exchange property. New private outdoor pool & grilling area. Sale includes 2 years ski membership in Four Seasons Club for 2 adults & 2 juniors. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $439,900.00 MOUNTAINTOP #726 - 3 BR/3 BA : Downhill skiing just steps from your door, and a new, private pool & picnic pavilion in your front yard. Couple this with long southwestern views over the beautiful Betsie River Valley, and you realize that MountainTop living is hard to beat! This gracious townhome features a private master suite with full bath & whirlpool, tiled entry & baths, main level fireplace, private deck, washer/dryer, ample owner storage, and a lower level outfitted for fun, including foosball and a game table. The home is fully furnished, qualified for RCI vacation exchanges, and has excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $445,900.00 MOUNTAINSIDE #614 - 5 BR/4 BA : Wonderful 5-bedroom/4-bath townhome. New lower level finish and furnishings in 2003 with two fieldstone fireplaces and a large family room. Fully furnished and good rental history. Total renovation on main and upper floors in December 2004. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Cottages Offered At: $146,900.00 WATER'S EDGE #309D - 2 BR/2 BA : Adjacent to the Pool & Park at Waters Edge, and only steps from the ski slopes, dining and indoor pool & fitness center. This spacious 1/4 ownership cottage has a master suite with private bath, guest bedroom with 2 queen beds and an adjoining bath, full kitchen, laundry, screened porch, sun deck, and a vaulted great room with a cozy stove and a window seat overlooking the creek. Simple & clean this is a place for retreat. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Homes Offered At: $169,900.00 CRYSTAL MOUNTAIN CLUB #84 : Surrounded by pines, this cedar-sided 2-bedroom, 2-bath cabin enjoys westerly views of the golf course and sunsets, and is conveniently located near all the amenities at Crystal Mountain. Spacious 2+ car garage, large backyard with fire pit, paved driveway, fully furnished and ready for year 'round family fun. click for larger/additional photos Offered At: $245,900.00 CRYSTAL MOUNTAIN CLUB #29 : Attractive home on a nicely landscaped lot. Uniquely designed living space with high vaulted ceilings, natural wood fireplace, custom kitchen with breakfast bar and an abundance of windows surrounded by a wrap-around deck. Large master suite with a private balcony and whirlpool. 2-car garage, workshop and main floor laundry provide great spaces for projects and storage. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $280,000.00 CRYSTAL MOUNTAIN VILLAGE #23 : Quality 3BR/2BA cedar home nestled amongst the pines on a nicely landscaped lot near the Betsie Valley course. Open great room w/ fireplace, vaulted ceilings, high windows and spindled loft above. Large garage, full basement, spacious deck and paved circular drive. click for larger/additional photos Offered At: $349,900.00 CRYSTAL MOUNTAIN CLUB #26 : Within easy walking distance of the slopes and village center at Crystal Mountain. This new 3-bedroom, 2-bath home features high vaulted pine ceilings in the great room, custom interior doors & trim, spacious screened-in porch, gas-log fireplace, central air, main floor laundry and custom kitchen with island. Built with SIP panel technology, this home is energy efficient and easy to care for with its low maintenance exterior. Appliances and most furnishings are included so it's ready for instant fun! click for larger/additional photos Offered At: $369,900.00 CRYSTAL MOUNTAIN VILLAGE #21 : Custom 5BR/3BA home. Large tiled entry for ski equipment, great room w/ fieldstone fireplace & vaulted ceilings, two master suites-each with private whirlpool tub, 400 sq. ft. deck, western red cedar siding. Andersen windows and quality finishes throughout. Fully furnished. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $469,900.00 MOUNTAINWOODS #10 : Custom 3-BR/2-BA home in master-planned ski & golf course community. Vaulted ceilings and ample windows create light, bright living spaces, while the stone fireplace, maple cabinetry and ash flooring lend warmth to the home's interior. Features include a spacious lower-level family room, a 2+ car garage and a generous sun deck with a sunny southwestern orientation. Fully furnished and ready for immediate occupancy. PREMIUM MEMBERSHIP PROPERTY: Includes an ULTIMATE family ski/golf membership. click for larger/additional photos return to top Building Sites Offered At: $24,400.00 SCENIC NORTH VILLAGE LOTS : From $24,400 - $44,400. Phase II lots now available. Complimentary Crystal Mountain memberships included with sales. Generous homesites, both wooded & meadow, underground utilities, paved, private road, thoughtful restrictions. Secluded & quiet, yet adjacent to Crystal's skiing, golf, dining and pools. click for larger/additional photos Offered At: $78,900.00 MOUNTAINWOODS LOT 28 : Excellent building site offers a variety of home and driveway locations to fit your needs. Large hardwood trees and a private setting in an area of very attractive homes. click for larger/additional photos Offered At: $85,900.00 MOUNTAINWOODS LOT 25 : Premium lot with an elevated building site and ideal terrain for a walkout. Southwestern lot orientation provides plenty of sunlight. Covered in mature hardwoods, overlooks Mountain Ridge #3 tee. Underground utilities and thoughtful restrictions. click for larger/additional photos Offered At: $104,900.00 CRYSTAL MOUNTAIN VILLAGE #29-30 : Double lot totaling approximately 0.7 acres, level with red pines & scattered white birch trees. Building site overlooks the Betsie Valley Golf Course #16 tee & fairway, and has a view toward the #15 green and the newly reconfigured Betsie Valley #15 fairway. Underground utilities & thoughtful restrictions. Ready access to the cross-country & snowshoe trails. Private, yet not far from the pools & fitness center, ski slopes, tennis courts, biking trails, shopping & restaurants. An area of fine homes. click for larger/additional photos return to top Crystal Quick Links: Home , Hotel/Resort Reservations , Vacation Packages , Hotel/Resort info , Hotel/Resort Specials , Real Estate Info , Real Estate/Property Listings , Golf Info , Golf Vacation Packages , Golf Courses , Golf Lessons and Schools , Winter Info , Skiing , Cross Country Skiing , Snowboarding , Park Report , #1 Midwest Ski Resort , Meetings and Conference Info , Crystal Center , Art Park , Water Park Last Updated: 12/29/2005 12500 Crystal Mountain Dr - Thompsonville, MI 49683 Crystal Mtn. Realty: (800) 968-2911 - Crystal Mtn. Reservations: (800) 968-7686 tag---

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Real estate brokers and sales agents Skip Navigation Links Latest Numbers U.S. Department of Labor Bureau of Labor Statistics Occupational Outlook Handbook www.bls.gov Search the Handbook BLS Home | OOH Home | Frequently Asked Questions | A-Z Index | Contact Us Printer-friendly version ( HTML ) -- PDF ) -- Real Estate Brokers and Sales Agents Nature of the Work Working Conditions Training, Other Qualifications, and Advancement Employment Job Outlook Earnings Related Occupations Sources of Additional Information Significant Points Real estate brokers and sales agents often work evenings and weekends and usually are on call to suit the needs of clients. A license is required in every State and the District of Columbia. Although gaining a job may be relatively easy, beginning workers may face competition fromwell-established, more experienced agents and brokers in obtaining listings and in closing an adequate number of sales. Employment is sensitive to swings in the economy, especially interest rates; during periodsof declining economic activity and increasing interest rates, the volume of sales and the resultingdemand for sales workers fall. Nature of the Work [ About this section ] Back to Top One of the most complex and significant financial events in peoples lives is the purchase or sale of a home or investment property. Because of this complexity and significance, people typically seek the help of real estate brokers and sales agents when buying or selling real estate. Real estate brokers and sales agents have a thorough knowledge of the real estate market in their communities. They know which neighborhoods will best fit clients needs and budgets. They are familiar with local zoning and tax laws and know where to obtain financing. Agents and brokers also act as intermediaries in price negotiations between buyers and sellers. Real estate agents usually are independent sales workers who provide their services to a licensed real estate broker on a contract basis. In return, the broker pays the agent a portion of the commission earned from the agents sale of the property. Brokers are independent businesspeople who sell real estate owned by others; they also may rent or manage properties for a fee. When selling real estate, brokers arrange for title searches and for meetings between buyers and sellers during which the details of the transactions are agreed upon and the new owners take possession of the property. A broker may help to arrange favorable financing from a lender for the prospective buyer; often, this makes the difference between success and failure in closing a sale. In some cases, brokers and agents assume primary responsibility for closing sales; in others, lawyers or lenders do. Brokers supervise agents who may have many of the same job duties. Brokers also supervise their own offices, advertise properties, and handle other business matters. Some combine other types of work, such as selling insurance or practicing law, with their real estate business. Besides making sales, agents and brokers must have properties to sell. Consequently, they spend a significant amount of time obtaining listings—agreements by owners to place properties for sale with the firm. When listing a property for sale, agents and brokers compare the listed property with similar properties that recently sold, in order to determine a competitive market price for the property. Once the property is sold, both the agent who sold it and the agent who obtained the listing receive a portion of the commission. Thus, agents who sell a property that they themselves have listed can increase their commission. Most real estate brokers and sales agents sell residential property. A small number—usually employed in large or specialized firms—sell commercial, industrial, agricultural, or other types of real estate. Every specialty requires knowledge of that particular type of property and clientele. Selling or leasing business property requires an understanding of leasing practices, business trends, and the location of the property. Agents who sell or lease industrial properties must know about the regions transportation, utilities, and labor supply. Whatever the type of property, the agent or broker must know how to meet the clients particular requirements. Before showing residential properties to potential buyers, agents meet with them to get a feeling for the type of home the buyers would like. In this prequalifying phase, the agent determines how much the buyers can afford to spend. In addition, the agent and the buyer usually sign a loyalty contract which states that the agent will be the only one to show houses to buyers. An agent or broker then generates lists of properties for sale, their location and description, and available sources of financing. In some cases, agents and brokers use computers to give buyers a virtual tour of properties in which they are interested. With a computer, buyers can view interior and exterior images or floor plans without leaving the real estate office. Agents may meet several times with prospective buyers to discuss and visit available properties. Agents identify and emphasize the most pertinent selling points. To a young family looking for a house, they may emphasize the convenient floor plan, the areas low crime rate, and the proximity to schools and shopping centers. To a potential investor, they may point out the tax advantages of owning a rental property and the ease of finding a renter. If bargaining over price becomes necessary, agents must follow their clients instructions carefully and may have to present counteroffers in order to get the best possible price. Once both parties have signed the contract, the real estate broker or agent must make sure that all special terms of the contract are met before the closing date. For example, the agent must make sure that the mandated and agreed-upon inspections, including that of the home and termite and radon inspections, take place. Also, if the seller agrees to any repairs, the broker or agent must see that they are made. Increasingly, brokers and agents are handling environmental problems as well, by making sure that the properties they sell meet environmental regulations. For example, they may be responsible for dealing with lead paint on the walls. While loan officers, attorneys, or other persons handle many details, the agent must ensure that they are carried out. Working Conditions [ About this section ] Back to Top Advances in telecommunications and the ability to retrieve data about properties over the Internet allow many real estate brokers and sales agents to work out of their homes instead of real estate offices. Even with this convenience, much of the time of these workers is spent away from their desks—showing properties to customers, analyzing properties for sale, meeting with prospective clients, or researching the state of the market. Agents and brokers often work more than a standard 40-hour week. They usually work evenings and weekends and are always on call to suit the needs of clients. Although the hours are long and frequently irregular, most agents and brokers have the freedom to determine their own schedule. Consequently, they can arrange their work so that they can have time off when they want it. Business usually is slower during the winter season. Training, Other Qualifications, and Advancement [ About this section ] Back to Top In every State and the District of Columbia, real estate brokers and sales agents must be licensed. Prospective agents must be high school graduates, be at least 18 years old, and pass a written test. The examination—more comprehensive for brokers than for agents—includes questions on basic real estate transactions and laws affecting the sale of property. Most States require candidates for the general sales license to complete between 30 and 90 hours of classroom instruction. Those seeking a brokers license need between 60 and 90 hours of formal training and a specific amount of experience selling real estate, usually 1 to 3 years. Some States waive the experience requirements for the brokers license for applicants who have a bachelors degree in real estate. State licenses typically must be renewed every 1 or 2 years; usually, no examination needs to be taken. However, many States require continuing education for license renewals. Prospective agents and brokers should contact the real estate licensing commission of the State in which they wish to work in order to verify the exact licensing requirements. As real estate transactions have become more legally complex, many firms have turned to college graduates to fill positions. A large number of agents and brokers have some college training. College courses in real estate, finance, business administration, statistics, economics, law, and English are helpful. For those who intend to start their own company, business courses such as marketing and accounting are as significant as courses in real estate or finance. Personality traits are equally as important as ones academic background. Brokers look for applicants who possess a pleasant personality, are honest, and present a neat appearance. Maturity, good judgment, trustworthiness, and enthusiasm for the job are required in order to encourage prospective customers in this highly competitive field. Agents should be well organized, be detail oriented, and have a good memory for names, faces, and business particulars. Those interested in jobs as real estate agents often begin in their own communities. Their knowledge of local neighborhoods is a clear advantage. Under the direction of an experienced agent, beginners learn the practical aspects of the job, including the use of computers to locate or list available properties and identify sources of financing. Many firms offer formal training programs for both beginners and experienced agents. Larger firms usually offer more extensive programs than smaller firms. More than a thousand universities, colleges, and junior colleges offer courses in real estate. At some, a student can earn an associates or bachelors degree with a major in real estate; several offer advanced degrees. Many local real estate associations that are members of the National Association of Realtors sponsor courses covering the fundamentals and legal aspects of the field. Advanced courses in mortgage financing, property development and management, and other subjects also are available. Advancement opportunities for agents may take the form of higher rates of commission. As agents gain knowledge and expertise, they become more efficient in closing a greater number of transactions and increase their earnings. In many large firms, experienced agents can advance to sales manager or general manager. Persons who have received their brokers license may open their own offices. Others with experience and training in estimating property value may become real estate appraisers, and people familiar with operating and maintaining rental properties may become property managers. (See the Handbook statements on property, real estate, and community association managers ; and appraisers and assessors of real estate . ) Experienced agents and brokers with a thorough knowledge of business conditions and property values in their localities may enter mortgage financing or real estate investment counseling. Employment [ About this section ] Back to Top In 2004, real estate brokers and sales agents held about 460,000 jobs; real estate sales agents held approximately 24 percent of these jobs. Many worked part time, combining their real estate activities with other careers. About 6 out of 10 real estate agents and brokers were self-employed. Real estate is sold in all areas, but employment is concentrated in large urban areas and in rapidly growing communities. Most real estate firms are relatively small; indeed, some are one-person businesses. By contrast, some large real estate firms have several hundred agents operating out of numerous branch offices. Many brokers have franchise agreements with national or regional real estate organizations. Under this type of arrangement, the broker pays a fee in exchange for the privilege of using the more widely known name of the parent organization. Although franchised brokers often receive help in training sales staff and running their offices, they bear the ultimate responsibility for the success or failure of their firms. Real estate brokers and sales agents are older, on average, than most other workers. Historically, many homemakers and retired persons were attracted to real estate sales by the flexible and part-time work schedules characteristic of the field. These individuals could enter, leave, and later return to the occupation, depending on the strength of the real estate market, their family responsibilities, or other personal circumstances. Recently, however, the attractiveness of part-time real estate work has declined, as increasingly complex legal and technological requirements are raising startup costs associated with becoming an agent. Job Outlook [ About this section ] Back to Top Employment of real estate brokers and sales agents is expected to grow about as fast as average for all occupations through the year 2014, because of the increasing housing needs of a growing population, as well as the perception that real estate is a good investment. Relatively low interest rates should continue to stimulate sales of real estate, resulting in the need for more agents and brokers. In addition, a large number of job openings will arise each year from the need to replace workers who transfer to other occupations or leave the labor force. However, job growth will be somewhat limited by the increasing use of technology, which is improving the productivity of agents and brokers. For example, prospective customers often can perform their own searches for properties that meet their criteria by accessing real estate information on the Internet. The increasing use of technology is likely to be more detrimental to part-time or temporary real estate agents than to full-time agents, because part-time agents generally are not able to compete with full-time agents who have invested in new technology. Changing legal requirements, such as disclosure laws, also may dissuade some who are not serious about practicing full time from continuing to work part time. This occupation is relatively easy to enter and is attractive because of its flexible working conditions; the high interest in, and familiarity with, local real estate markets that entrants often have; and the potential for high earnings. Therefore, although gaining a job as a real estate agent or broker may be relatively easy, beginning agents and brokers may face competition from their well-established, more experienced counterparts in obtaining listings and in closing an adequate number of sales. Well-trained, ambitious people who enjoy selling—particularly those with extensive social and business connections in their communities—should have the best chance for success. Employment of real estate brokers and sales agents often is sensitive to swings in the economy, especially interest rates. During periods of declining economic activity and increasing interest rates, the volume of sales and the resulting demand for sales workers falls. As a result, the earnings of agents and brokers decline, and many work fewer hours or leave the occupation altogether. Earnings [ About this section ] Back to Top The median annual earnings of salaried real estate sales agents, including commissions, were $35,670 in May 2004.The middle 50 percent earned between $23,500 and $58,110 a year.The lowest 10 percent earned less than $17,600, and the highest 10 percent earned more than $92,770.Median hourly earnings in the industries employing the largest number of real estate sales agents in May 2004 were as follows: Residential building construction $54,770 Offices of real estate agents and brokers 37,970 Activities related to real estate 32,460 Lessors of real estate 25,840 Median annual earnings of salaried real estate brokers, including commission, were $58,720in May 2004. The middle 50 percent earned between $33,480 and $99,820 a year.Median annual earning of real estate brokers were $61,550 in offices of real estateagents and brokers and $44,920 in activities related to real estate. Commissions on sales are the main source of earnings of real estate agents and brokers.The rate of commission varies according to whatever the agent and broker agree on, the typeof property, and its value. The percentage paid on the sale of farm and commercialproperties or unimproved land is typically higher than the percentage paid for selling a home. Commissions may be divided among several agents and brokers. When the property issold, the broker or agent who obtained the listing usually shares the commission with thebroker or agent who made the sale and with the firm that employs each of them. Although anagents share varies greatly from one firm to another, often it is about half of the totalamount received by the firm. Agents who both list and sell a property maximize their commission. Income usually increases as an agent gains experience, but individual motivation,economic conditions, and the type and location of the property also affect earnings.Sales workers who are active in community organizations and in local real estate associationscan broaden their contacts and increase their earnings. A beginners earnings often areirregular, because a few weeks or even months may go by without a sale. Although some brokersallow an agent to draw against future earnings from a special account, the practice is notcommon with new employees. The beginner, therefore, should have enough money to live forabout 6 months or until commissions increase. Related Occupations [ About this section ] Back to Top Selling expensive items such as homes requires maturity, tact, and a sense of responsibility.Other sales workers who find these character traits important in their workinclude insurance sales agents ; retail salespersons ; sales representatives, wholesale and manufacturing ; and securities, commodities, and financial services sales agents .Although not involving sales, the work of property, real estate, and community association managers ,as well as appraisers and assessors of real estate, requires an understanding of real estate. Sources of Additional Information [ About this section ] Back to Top Disclaimer: Links to non-BLS Internet sites are provided for your convenience and do not constitute an endorsement. Information on licensing requirements for real estate brokers and sales agents is available from most local real estate organizations or from the State real estate commission or board. More information about opportunities in real estate is available on the Internet site of the following organization: National Association of Realtors. Internet: http://www.realtor.org OOH ONET Codes [ About this section ] Back to Top 41-9021.00, 41-9022.00 Suggested citation: Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook , 2006-07 Edition , Real Estate Brokers and Sales Agents , on the Internet at http://www.bls.gov/oco/ ocos120.htm (visited December 29, 2005 ). Last Modified Date: December 20, 2005 Occupations: Management | Professional | Service | Sales | Administrative | Farming | Construction | Installation | Production | Transportation | Armed Forces Related Links: Tomorrow's Jobs | OOH Reprints | Important Info | How to Order a Copy | Teacher's Guide to OOH Additional Links: Career Guide to Industries | Career articles from the OOQ | Employment Projections | Publications Home | BLS Home Back to Top www.dol.gov Frequently Asked Questions | Freedom of Information Act | Customer Survey Privacy & Security Statement | Linking to Our Site | Accessibility U.S. Bureau of Labor Statistics Office of Occupational Statistics and Employment Projections Suite 2135 2 Massachusetts Avenue, NE Washington, DC 20212-0001 URL: http://www.bls.gov/OCO/ Phone: (202) 691-5700 Fax: (202) 691-5745 Do you have a question about the Occupational Outlook Handbook ? Technical (web) questions: webmaster@bls.gov Other comments: feedback@bls.gov Occupations: Management Professional Service Sales Administrative Farming Construction Installation Production Transportation Armed Forces Related Links: Tomorrow's Jobs OOH Reprints Important Info How to Order a Copy Teacher's Guide to OOH Additional Links: Career Guide to Industries Career articles from the OOQ Employment Projections Publications Home BLS Home

home mortgages Let Ditech

Refinance Mortgage - Refinance Home Mortgage Refinance Home Mortgage Refinance Mortgage Refinance Home Mortgage : ditech.com strives to offer you the best refinance mortgage you can find. If you are looking for a refinance mortgage Ditech can help you. We refinance home mortgages Let Ditech refinance your home mortgage, we offer great home mortgage refinance rates. About Ditech Questions? Calculators Testimonials Live Chat Contact Us My Account Apply Now En Español -- Reach a home loan agent 24/7:   Refinance Overview     Start saving on your monthly payments or use your equity to get cash out with the following home mortgage refinance products: Refinance Lower your interest rate and start saving on your monthly payments. Both 15 year fixed rate or 30 year fixed rate products are available. View Refinance Rates $395.00 Refinance Flat Fee Option More details about our new $395.00 Flat Fee* option...   ARM Our Adjustable Rate Mortgage offers a low rate that is fixed for the first five years. This allows you to purchase ... get cash out of your home ... or refinance to lower your monthly payments at rates you thought you had missed. Rates may vary by State. View ARM Rates *Assumptions "We rolled a first and second loan together and took some other money out and paid off some credit cards and stuff. It was a very easy experience. When we consolidated the loans that we had, it actually cut our payments in half and there was over a $700 a month savings. The interest rate was lower over all. The payments were half and within 18 days we had everything done and had the checks in hand - yeah, we were just tickled to death that we could do it." Allen H, Mesa, AZ A GMAC Financial Services Company ditech.com, a part of the GMAC Financial Services family of companies, is ready to help customers with solutions to their financial needs. Imperfect Credit Looking to re-establish your credit? Want to consolidate your debt? more details Fast & Easy ditech.com, a national direct mortgage lender, offers some of the most competitive rates and fees available on first mortgages and home equity loans. Deal direct and get the right home loan for you without paying a commission or a broker fee to a middleman. The whole process is fast & easy. ditech.com. Speed Guaranteed (SM) ! "I've dealt with a few different companies and was totally unsatisfied until I got in touch with ditech. Very painless." - Charlene N. New Purchase   Overview Product Solutions Adjustable Rate Loan Home Strength Imperfect Credit 80/20 Program Overview Ditech $395 Flat Fee Moving Solutions Rates and Fees Rates at a Glance Payment Calculator Interest Rates Calculators Payment Calculator How Much Can I Afford? Free eAppraisal Frequent Questions Refinance   Overview Product Solutions Adjustable Rate Loan Imperfect Credit Ditech $395 Flat Fee Rates and Fees Rates at a Glance Payment Calculator Interest Rates Calculators Payment Calculator Free eAppraisal Frequent Questions Home Equity   Overview Product Solutions 125% Value Overview $49 2nd Mortgage Flat Fee Interest Only HELOC HELOAN vs. HELOC Benefit Comparison Detail Comparison Additional Research Home Improvements Financing Debt Consolidation Loan How Do Equity Loans Work? How Much Equity Do I Have? Types of Interest Types of Interest Rates Calculators Payment Calculator How Long to Pay Off My Credit Cards? Free eAppraisal Frequent Questions Home Equity Frequent Questions 125% Value Frequent Questions print bookmark size + : size ++ : size +++ Equal Housing Opportunity Lender   A GMAC Financial Services Company Assumptions | Disclosures | Terms of Use | Privacy Policy | Security | Site Map State licensing © 2005 ditech.com

Home Equity Conversion (HEC).

Home Equity Conversions: Reverse Mortgages Home Equity Conversions: Reverse Mortgages Authors: Celia Ray Hayhoe, Ph.D, CFP®, Family Resource Management Cooperative Extension Specialist and Stacey Williamson, Graduate Assistant; Virginia Tech Publication Number 354-025, Posted April 2004 Many senior adults are finding it hard to live on their fixed retirement incomes and are looking for ways to supplement those incomes. For some, the largest asset they own is their home, but they do not want to sell their home and move. For these individuals, there is an option called Home Equity Conversion (HEC). One type of home equity conversion is a reverse mortgage. The equity or cash value of the house is used to provide income to repay the loan. All reverse mortgage options are not the same. They have different eligibility requirements, income amounts, timing of payments, interest rates, and/or initial costs. Homeowners should compare the different options, keeping in mind their goals and needs. Advantages The value of your house, not your income, is used to determine eligibility. You can receive a lump sum, a line of credit, or a monthly amount, without having to make a monthly repayment. You do not have to sell your home and move, and can continue to live in the same familiar surroundings. You do not have to worry about losing your home to foreclosure since the payments are made out of your equity in the home, not from your income. The loan must be repaid when the house is no longer used as your personal residence. However, the lender can only look to the proceeds from the sale of the house for repayment. They cannot go to your heirs if the house sells for less than what was borrowed. Money can be used for any purpose. You must attend a free HECM/HUD approved counseling session to see if this type of mortgage is right for you. Disadvantages Interest for a reverse mortgage is compounded, and cannot be deducted on income taxes until you repay it. The income you receive decreases the equity in your home, and the equity may not be adequate for your future needs or for your estate. Interest rates and initial costs (application fees, points and closing costs) are usually higher for a reverse mortgage than for other equity loans. Income ends when you sell your home or no longer use it as a principal residence. Payments may affect Supplemental Security Income and Medicaid payments. You must attend a free HECM/HUD approved counseling session. This may add time to the process of obtaining a loan. You may need to pay off your existing mortgage out of the proceeds of your reverse mortgage. You will be required to maintain the house, pay the taxes, and carry property insurance. Eligibility You could be eligible if you own your own home, use the home as your principal residence, and are at least 62 years of age. You must also have adequate equity in the home. A lender looks at the equity in the home plus any expected appreciation or depreciation in the value of the home to calculate a base amount. The costs associated with any reverse mortgage loan (application fees, interest rates, closing costs, initial charges, sales commissions, and homeowner's insurance) also must be considered. All reverse mortgages currently available in Virginia require homeowner's insurance. The lender and the homeowner must work together to determine the type of payment, the payment amount, and the time period. This is determined not only by the calculations of the base amount by the lender, but also by keeping your goals and financial needs in mind. Income Income from a reverse mortgage is not taxable, and will not affect Medicare eligibility or benefits. But the added income can affect both Supplemental Security Income and Medicaid eligibility and benefits for Virginia residents. Confused? A home equity conversion is not a home equity loan! Home-equity loans require that a homeowner has enough income to pay back the loan, and the payments are made in monthly amounts. A home-equity loan would not work for the majority of senior adults who are living on limited fixed incomes and who could not afford a loan payment. Example A wide variety of loan options are available depending upon your age, the amount of equity available, the time period of the loan, and the way payments are disbursed. For example, Mary Jones, a 75-year-old widow whose home is her principal residence, is looking at a ten-year reverse mortgage that will provide her with additional monthly income of approximately $450. At the end of the ten years the monthly income payment will stop. But because her loan is through an insured lender (loans offered by HUD approved lenders have government guarantees), the loan will not have to be repaid until she sells the home, moves, or dies. Home Equity Conversion Checklist These questions can to help you determine if you are eligible for a home equity conversion (HEC). YES NO 1. Are you 62 years of age or older? _____ _____ 2. Is your mortgage paid off in full or nearly so? _____ _____ 3. Do you use your home as your primary residence? _____ _____ If you have answered yes to questions 1 through 3, you might want to consult with an HEC lender for specific information. The following questions will help to determine if you are eligible for a Housing and Urban Development (HUD) home equity conversion. A HUD-HEC is similar to other HECs but with additional requirements for the property and residents. 4. Is your home a single-family dwelling? _____ _____ 5. Will your home probably meet HUD minimum property standards? _____ _____ 6. Is your family income less than 80% of area median? _____ _____ If you have answered yes to questions 1 through 6; you might want to consult with a HUD-HEC lender for specific information. The following is a list of HEC/Reverse mortgage programs. FHA - HECM (Home Equity Conversion Mortgage) Guaranteed by FHA/HUD Flexible Income Payment Option Growing Line of Credit Maximum Lending Limit - $ 280,749 Cash Account Flexible Income Payment Options Growing Line of Credit Higher Equity Release Options No Maximum Lending Limit HomeKeeper by Fannie Mae Guaranteed by Fannie Mae Line of Credit Options Maximum Lending Limit - $ 322,700 Zero Point Cash Account Closing Costs Limited Minimum Draw at Closing Required Interest Rate Cap No Maximum Lending Limit The following lenders offered HEC/Reverse mortgages as of March 2004: Mortgage Capital Investors Equity Division 6571 Edsall Road Springfield, VA 22151 (703) 941-0711 East West Mortgage - HECM, HK, CA 4321 Northview Drive Bowie, MD 20716 (866) 9REVERSE [(866) 973-8377] (301) 809-1568, ext. 225 Financial Freedom Senior Funding Corp. (Subsidiary of Lehman Brothers, FSB) - HECM, HK, CA (800) 368-3254 Reverse Mortgages of the Mid-Atlantic - HECM, HK, CA (800) 745-0102 Suntrust 564 Lynnhaven Parkway Virginia Beach, VA 23452 (757) 431-4876 Fidelity & Trust Mortgage, Inc. - HECM, HK, CA 7229 Hanover Parkway Suite C Greenbelt MD 20770 (703) 273-3797 (800) 458-4624 People's Choice Mortgage - HECM, HK, CA (757) 564-8596 Wells Fargo Home Mortgage - HECM, HK (888) 292-1180 Inclusion on this list of lenders does not imply endorsement by Virginia Cooperative Extension, nor does omission from this list imply a lack of endorsement. Home Equity Conversion Comparison Worksheet Name of Lender Features Payment Option: ----------------------- ----------------------- ----------------------- Lump Sum Option Line of Credit Option Monthly Benefit Option APR (Annual Percentage Rate) Time Period Application Costs Closing Costs Sales Commissions Insurance Costs Other Initial Charges For More Information AARP Home Equity Information Center 601 E. Street NW Washington D.C. 20004 (202) 638-2863 http://www.aarp.org/revmort/ Reverse Mortgage Money (866) 363-1914 requestinfo@reversemortgagemoney.com American Credit Counselors Tudor Square, Ste. 10 211 Roanoke St. Christiansburg, VA 24073 (800) 926-0042 virginia@cccsswva.org http://www.americancredit.org HECM Counseling National Center for Home Equity Conversion 360 Robert Street North Suite 403 St. Paul, MN 55101 (651) 222-6775 People Incorporated 1173 W Main St Abingdon, VA 24210-2428 (540) 623-9000 HECM Counseling Original authors: Patricia Gorman, graduate assistant, and Kathleen Parrott, former Extension housing specialist, Virginia View this document in PDF format Visit Virginia Cooperative Extension

Investment Property

Investment Property Databank IPD Home About IPD Portfolio Analysis Services Events Indices and Market Information Indices for Derivatives Online Services -- Research Services Indices & Publications Downloads Price List Property Vehicles Databank Lease Events Review In UK Europe France Germany Netherlands Ireland Sweden South Africa Canada Denmark Norway Spain Portugal Price List UK - Publications, Research and other Services Order Form (pdf) Annual Index Free Richard Gwilliam +44 (0)20 7643 9283 Monthly Index Sample 350 Angela Porter +44 (0)20 7643 9291 Quarterly Review 1000 Mark Callender +44 (0)20 7643 9238 Property Investors Digest Sample 3500 Mark Callender +44 (0)20 7643 9238 Key Centres Report Sample 6500 Anglea Sheahan +44 (0)20 7643 9238 Local Market Monitor Sample 250 Anglea Sheahan +44 (0)20 7643 9283 Monthly Market Monitor Sample 2000 Angela Porter +44 (0)20 7643 9291 Market information for Portfolio Managers (MIPS) £3000 Steven Devaney +44 (0)20 7643 9283 Property Funds Review Free to PAS Clients. £495 for non-PAS clients Kevin Swaddle +44 (0)20 7643 9275 Research Studies Quote from: Mark Callender +44 (0)20 7643 9238 Data to Order Quote from: Richard Gwilliam +44 (0)20 7643 9283 UK and European Directories of Property Vehicles UK - £450 European - £650 Both UK & European for £1000 Andreas Arend Mark Callender +44 (0)20 7643 9327 +44 (0)20 7643 9238 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Europe Order Form (pdf) European Digest Package (excl. UK) £7000 Andreas Arend +44 (0)20 7643 9327 European Digest Package (incl. UK) £9500 Andreas Arend +44 (0)20 7643 9327 UK and European Directories of Property Vehicles UK - £450 European - £650 Both UK & European for £1000 Andreas Arend Mark Callender +44 (0)20 7643 9327 +44 (0)20 7643 9238 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 IPD Multi-Country Spreadsheet Flyer €750 Siobhan Callaghan +44 (0)20 7643 9246 France Order Form (pdf) Portfolio Analysis Service Quote from: Christian de Kerangal +44 (0)20 7643 9319 +33 (0)1 4501 4102 Property Investors Digest 1100 Carine Dasse +44 (0)20 7643 9319 Key Centres Report 1100 Carine Dasse +44 (0)20 7643 9319 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Germany Order Form (pdf) Portfolio Analysis Service Quote from: Nassos Manginas +44 (0)20 7643 9316 Germany Property Digest 3000 Nassos Manginas +44 (0)20 7643 9316 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 The Netherlands Order Form (pdf) Portfolio Analysis Service Quote from: Ian Townson Aart Hordijk +44 (0)20 7643 9245 +31 70 349 0195 Property Investors Digest 1500 Ian Townson +44 (0)20 7643 9245 Local Market Performance 2000 Ian Townson +44 (0)20 7643 9245 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Ireland Order Form (pdf) Portfolio Analysis Service Quote from: Phil Tily +44 (0)20 7643 9311 Property Investors Digest 1500 Phil Tily +44 (0)20 7643 9311 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Sweden Order Form (pdf) Portfolio Analysis Service Quote from: Andrew Buckley Joakim Franspm Christina Gustafsson +44 (0)20 7643 9265 +46 (0)850 565231 Property Investors Digest 2500 Andrew Buckley +44 (0)20 7643 9315 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 SFI / IPD Swedish Long term Property Index Report £2500 Christina Gustafsson +46 (0)850 565231 South Africa Order Form (pdf) Portfolio Analysis Service Quote from: Richard Wetherell Stan Garrun +44 (0)20 7643 9266 +27 11 883 0679 Property Investors Digest 1500 Richard Wetherell +44 (0)20 7643 9266 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Canada Order Form (pdf) Portfolio Analysis Service Quote from: Phil Tily +44 (0)20 7643 9311 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Quarterly Digest $5000 Ca Phil Tily +44 (0)20 7643 9311 Denmark Order Form (pdf) Portfolio Analysis Service Quote from: Andrew Buckley +44 (0)20 7643 9315 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Norway Order Form (pdf) Portfolio Analysis Service Quote from: Andrew Buckley +44 (0)20 7643 9315 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Spain Order Form (pdf) Portfolio Analysis Service Quote from: Julia Marciano +33 1580 53682 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 Portugal Order Form (pdf) Portfolio Analysis Service Quote from: Luis Francisco Antonio Gil Machado +44 (0)20 7643 9318 +35 19 3973 6055 Remuneration Service Brochure Quote from: Vida Godson +44 (0)20 7643 9300 1 St. John's Lane London EC1M 4BL Tel: +44 (0)20 7336 9200 Fax: +44 (0)20 7336 9399 Privacy Policy | © 2005 IPD Ltd. All Rights Reserved. Home | About IPD | Portfolio Analysis Service | Events | Indices and Market Information | Indices for Derivatives | OPD Designed by Webrepro