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New York New Jersey Connecticut Real Estate / homes for sale / mortgage / refinance / home equity ® , requesting a mortgage, apartment locating services and moving resources." Real Estate .com - New York real estate listings, new homes for sale, find a REALTOR ® or request a mortgage, refinance or home equity loan. Find a REALTOR ® in New York and Receive a Gift Card Worth Up To $1,000 or more. OR Find a Builder in New York with iNest and Get 1% Cash Back! You may also want to: Get Pre-Qualified through LendingTree Get Your Credit Report Search Homes in New York You may also want to: Use Our FREE Personal Home Buying Guide Find out what the house in New York isworth, it's FREE. Get a Mortgage through LendingTree Related articles: Negotiating Strategies Understanding Contractsand Contingencies Find a Home Inspector in New York Find a Mover in New York Related article: Understand a Home Appraisal FREE Utilities Setup in New York Receive Competitive Quotes for Homeowners' Insurance in New York Type: Homes, The Real Estate Book Additional Home Listings New Construction Homes Foreclosure Homes State or Province: Please Choose Alberta, AB Alaska, AK Alabama, AL Arkansas, AR Arizona, AZ British Columbia, BC California, CA Colorado, CO Connecticut, CT District of Columbia, DC Delaware, DE Florida, FL Georgia, GA Hawaii, HI Iowa, IA Idaho, ID Illinois, IL Indiana, IN Kansas, KS Kentucky, KY Louisiana, LA Massachusetts, MA Manitoba, MB Maryland, MD Maine, ME Michigan, MI Minnesota, MN Missouri, MO Mississippi, MS Montana, MT New Brunswick, NB North Carolina, NC North Dakota, ND Nebraska, NE New Hampshire, NH New Jersey, NJ New Mexico, NM Nova Scotia, NS Nevada, NV New York, NY Ohio, OH Oklahoma, OK Ontario, ON Oregon, OR Pennsylvania, PA Rhode Island, RI South Carolina, SC South Dakota, SD Tennessee, TN Texas, TX Utah, UT Virginia, VA Vermont, VT Washington, WA Wisconsin, WI West Virginia, WV Wyoming, WY City: Select a State or Zip: Price Range: Any $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $525,000 $550,000 $575,000 $600,000 $625,000 $650,000 $675,000 $700,000 $725,000 $750,000 $775,000 $800,000 $825,000 $850,000 $875,000 $900,000 $925,000 $950,000 $975,000 $1,000,000 $5,000,000 $10,000,000 to Any $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $525,000 $550,000 $575,000 $600,000 $625,000 $650,000 $675,000 $700,000 $725,000 $750,000 $775,000 $800,000 $825,000 $850,000 $875,000 $900,000 $925,000 $950,000 $975,000 $1,000,000 $5,000,000 $10,000,000 Bedrooms: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 2+ 3+ 4+ 5+ Please note: Not all real estate professionals participate in the "Find a REALTOR ® " program, which you must use in order to receive The Home Depot ® incentive. 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Bulgaria property portal, buying property in bulgaria, buy bulgarian properties, bulgarian properties - imoti.net Property in Bulgaria Bulgarian Regions About Bulgaria Buying information bg Bulgaria 's biggest property portal - Search for any real estate for sale or for rent ( imoti = real estate in bulgarian) Sales Rents Off plan property Agents Home Agent login Articles Real estate forums Search for sale for rent investment email alert saved list email alert Get ads that match your criteria sent straight to your inbox. Create email alert Agencies Find a Real Estate agent News Real estate news Expo and forums Tourism Region info Sites international properties Buying information Having in mind that in two years Bulgaria will be joining the European Union, the Bulgarian property market presents very good possibilities for potential investments which can be quite profitable in the long-term. There are diverse offers on the market which can meet different requirements and have considerably better value for money than in other European destinations. Most of the people looking for property in Bulgaria usually want to find holiday home but the number of investors who buy property in order to profit in the long term is also increasing. If you start to consider buying a property in Bulgaria you have to take into consideration the following points: 1. First of all, you have to identify a property which corresponds to your requirements. 2. If you want to buy land as well, take into consideration that you’ll have to register a company as the law still doesn’t allow the purchase of land by foreigners. 3. If you do not want to acquire the land, then you directly move to the next step, i.e. negotiate the price of the property. 4. Then you can sign a preliminary contract and the property will be removed from the market. 5. The next step is to carefully check the title deed documents, licences and permissions, debts on the title and terms of contract. 6. From there you proceed to signing of the contract of purchase and confirming in front of a notary public the buying of the property. 7. If you have completed all the previous steps, it means that you are already an owner of property in Bulgaria. 8. Do not forget to insure you property after the purchase. 9. Remember to register your new property with the local authorities within 60 days following completion of the deal. What can be found on the market? The prices for a villa close to the sea are about £30,000 and for the ones in rural areas they can be even around £5,000. In many cases though, you will have to make some refirbishments in order to have the usual standards of living. In all cases, it is advisable to personally visit the property and not to buy it after judging only the photos. You can also consider the purchase of a new development under construction, which is now wide spread practice, especially in the capital, in ski resorts and on the coast. Properties may be purchased 'off plan' either directly from the developer or via brokers. Law on foreigners owning property in Bulgaria According to the Bulgarian Constitution, foreign individuals can buy buildings but not land. Therefore, the most common method for foreigners buying property in Bulgaria where they also wish to own the land is to set up a company which then owns the land and the buildings. The law is expected to change on this within the short to medium term with the expected entry of Bulgaria into the European Union (2007). This historic restriction is one of the reasons why property in Bulgaria is so competitively priced compared to Western and Central Europe. Current amendments to the constitution will allow citizens of countries with which Bulgaria has agreements on land sales to buy land in 2007 when the amendments would come into effect, while EU citizens will have the right to buy land in 2014. In the meantime a company is still required for land ownership. If your purchase includes land a Limited Liability Company (OOD) will need to be formed. Who can form a Limited Liability Company & how? A foreign or Bulgarian person (judicial or physical). The company owners will be liable for the company's obligations to the value of his/hers share in the company's registered capital. Articles of Incorporation are prepared & signed by all shareholders. A company bank account is opened to collect all share capital. The minimum share capital required is 5,000 leva. Shareholders at time of registration must have paid up at least one third of their respective shares. It is required that at least 70% (3,500 leva) of the capital is raised at time of registration. The company exists from the moment it is added to the Commercial Register of the district court of where the company will be based. The entry is made upon issue of a district court decision for the incorporation. The following documents must be available at the time of the submission of the application to the district court: 1. Articles of incorporation; 2. Memorandum for appointment of Directors; 3. Proof that each shareholder has paid at least one third of its interest, but not less than 10 leva; 4. Proof that at least 70 per cent of the registered capital has been paid. The Bulgarian State Gazette is the official paper within which all Bulgarian legislation is published. Publication of the company entry in the Commercial Register does not complete your company formation, it announces to the general public the act of formation. The process of forming your company can take anywhere between a few days to a few weeks. Finally, your new company will need to register immediately with the National Tax Register Authority. The costs involved are: 3,500 leva = 70% share capital. Administrative costs (payable to the state & registration court) are 250 leva (just over £70). This is the minimum capital that you need to raise for registration. Once the entire share capital has been paid up these funds can be accessed and withdrawn. Allow betwen EUR 500 - 700 for charges relating to the formation and registration of your company. Real Estate Tax According to the Bulgarian tax legislation the buyer has to pay notary and municipal fees. The notary fees are paid on the higher of the market price or the book value of the property at varying rates, with the maximum being BGN 3,500. In addition, 2% of the market value of the property is paid to the municipality where the property is situated upon completion of the purchase. Local taxes and rates The owner of a building or land in Bulgaria has to pay a property tax. The tax is equal to 0.15% of the book value of the property. There are no local taxes for arable land. The owners also have to pay waste-collection fees which are determined when the ownership is registered with the municipality, which should be done within 60 days of completion. Value Added Tax Transactions with land and lease of property for residential purposes are exempt from VAT (Value Added Tax), all other real estate transactions are subject to VAT of 20% if the seller is VAT registered. The buyer is entitled to a VAT refund, provided that it is registered for VAT purposes. Real Estate Agencies The Real Estate Agencies have varying charges for their services - from 3% of the purchase price to about 10%! Some agencies can also set up a “minimum” commission which does not depend on purchase price. Some agents may also charge for the viewing of the properties. 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Denver Real Estate Agent

Denver Residential Real Estate Agent, Colorado Listing, Agency, CO, Denver Area Real Estate Welcome to Rick Lingg's Denver Colorado Real Estate Company. Search Our Denver Area Real Estate Home Directory Featured Properties: Cliff House Lodge Westminster Colorado Real Estate Property Real Estate Communities Served in Colorado: Denver, Denver Northeast, Denver Southeast, Denver Southwest, Denver Northwest, Downtown Denver, LoDo, Lakewood, Golden, Genesee, Lookout Mountain, Evergreen, Morrison, Ken Caryl, Littleton, Broomfield, Westminster, Arvada, Wheatridge, Northglenn, Thornton, Federal Heights, Aurora, Parker, Castle Pines, Highlands Ranch, Cherry Creek, Cherry Hills, Country Club, Capitol Hill, Park Hill, Hilltop, Crestmoor, Mayfair, Montclair, Green Valley Ranch, Washington Park, Englewood, Glendale, Highlands, Greenwood Village, Denver Tech Center, Cheeseman Park, Curtis Park, Stapleton, Lone Tree, Applewood, Golden Triangle, Riverfront, Platte Park, Columbine. Profile : Dedicated to “Million Dollar Service” in all Price Ranges! ServingBuyers and Sellers by Referral Thru-Out the Entire Metro Denver Area, including The Foothills, for Nearly 15 Years! A Resident of Denver since the Early 1970’s, and Very Familiar with All Areas from Central to Surrounding, from New Construction to Denvers’ Oldest Homes. Consistent Award Winning Results including Sales Leader, Listing Leader. Quarterly Best, International Diamond Society, International Sterling Society, Presidents Club, and the Denver Board of Realtors Million Dollar Roundtable. An Accredited Relocation Specialist, Certified Residential Referral Specialist, as well as Marketing, Relocation, and Corporate Inventory Specialist. A Member and Dedicated Volunteer with the Denver Metro Chamber of Commerce, Serving and Supporting Our Community Nearly 15 Years. Awarded Numerous Certificates of Appreciation for Outstanding Contribution to the Chambers’ Development. Served as Chair Elect, and Co-Chair of the Chambers’ Ambassador Club, Ambassadors Club Team Leader, Ambassadors Club Volunteer, Leads Group President, Leads Group Vice President. Served on Membership Council, Numerous Other Councils and Committees, and Nominated Numerous Times for Chamber Champion Awards. Dedicated Connection to the Denver Community, as well as Experienced, Honest, Professional Service, will Result in a Smooth Transaction that will Far Exceed Your Expectations…. Experience The Difference… Rick Lingg - Denver Real Estate Agent Denver Chamber Member & President of the Denver Chamber Ambassadors Club Senior Broker Associate Board of Directors "Give Lingg a Ringg!" Phone: 303-274-1680 ricklingg@comcast.net Enter Site Other Sites...



real estate investment options

REITNet: complete information for the Real Estate Investment Trust (REIT) Investor -- -- -- HOME REITs 101 REITNet Q&A GLOSSARY LINKS ABOUT REITNet December 29, 2005 Research Resources REITNet has partnered with several industry experts to give you a selection of articles on REITs. REIT Headlines Real Source Suggested Reading REIT Valuation REIT Locator -- Featured Book: Login Email Address: Password: -- Your REIT Information Resource REITNet provides access to essential decision-making tools needed to critically and objectively evaluate real estate investment options (REITs). Nowhere on the Internet can you find a better collection of REIT information. What is a REIT? Individuals can either invest in REITs by purchasing their shares directly on an open exchange or by investing in a mutual fund that specializes in public real estate. Some REITs will invest specifically in one area of real estate, shopping malls for example, or in one specific region, state or country. Read More FEATURED ARTICLE: REITs still a valuable investment By: Sarasota Herald Tribune Article from Sarasota Herald Tribune, published by Sarasota Herald-Tribune on March 13, 2005. The length of the article is 889 words. Excerpt: In January, our outlook for REITs was one of guarded optimism. Concerned that the stocks would become pricier, and yields would be driven down because of price depreciation, we cautioned investors about a potentially rapid decline which could create an opportunity to reinvest in the sector. We were right--the sector has pulled back about 19 percent. As a result, many REITs look a lot more attractive now than they looked at the beginning of April. Through March 31, the average REIT was up 13 percent year-to-date. $5.95 - click here to order Search for More Information Web www.reitnet.com



Home Mortgage

Chase Home Finance -- Thinking about purchasing your dream home? You've come to the right place. Chase is the name you can trust for a wide array of home financing solutions to make your dream come true. If you already own your dream home, perhaps you'd like to take advantage of lower rates and refinance. Chase has refinancing solutions, too! -- Thinking about purchasing your dream home? You've come to the right place. Chase is the name you can trust for a wide array of home financing solutions to make your dream come true. If you already own your dream home, perhaps you'd like to take advantage of lower rates and refinance. Chase has refinancing solutions, too! QUICK AND EASY HOME BUYING ADVICE We want to make the home financing process as easy as possible for you. So, here are some tips from the mortgage experts at Chase: Determine how much you can afford. Choose the right loan - a Fixed Rate Mortgage for security and safety - or an Adjustable Rate Mortgage for flexibility and control - or perhaps your situation requires a Special Mortgage for unique borrowing needs. You can check all of today's rates here. Get pre-qualified before you start looking for a new home. You'll get negotiating power and save a lot of time, too. First, fill out a pre-qualification form . Get together all the documents needed in advance. This includes tax returns, W-2s, paycheck stubs, financial statements, etc. This will save time and stress during the application and approval process. Already found your dream home? Apply now with our short online pre-qualification form . Whether you need a mortgage or want to refinance , you can feel right at home with the experts at Chase. We look forward to being your mortgage provider, so contact us today! SEE TODAY'S CHASE RATES HOMEBUYERS!   Get Started Today REFINANCING YOUR MORTGAGE? Get Started Here. Legal Disclosures




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