Real estate brokers are

Homepage of the California Department of Real Estate (DRE) California Home DRE Home Contact Us What's new About DRE Careers at DRE DRE Records Consumers Escrow Violations eLicensing Examinees Licensees Subdivisions Real Estate Law Regulations Publications Forms FAQs Links Index Department of Real Estate START Examinees and Licensees: Use eLicensing for expedited processing of: Examination services Mailing address changes License renewals Salesperson additions/changes of employing broker Broker certification of salesperson employment Broker discontinuation of salesperson employment Duplicate license requests Additional services Learn to use eLicensing It's easy, paperless and interactive! Resources Key Announcements Brokers Must Report Commission Payments on 1099s Real estate brokers are required to report commission payments of $600 or more to brokers and salespersons on Form 1099-MISC, Box 7 - Nonemployee Compensation. For more information, see 1099 Reporting for Real Estate Brokers published by the Franchise Tax Board. Combination examination and license applications are now available: Broker Examination/License Sales Examination/License Expanded Services: Use eLicensing to apply for the salesperson exam Important Information About: Application Processing Timeframes Satellite Exam Sites for Salespersons and Brokers Can't find what you're looking for? Try the Index Featured Items Topics of Interest: Gulf Coast Hurricanes CalHFA First Time Homeownership Program Instructions to License Applicants Help Avoid DENIAL of Your License Application Guides for First Time Home Buyers and Renters Information for Homebuyers Apply Online for a CalVet Home Loan Predatory Lending Prevention Investigate Before You Invest Small Business and DVBE Opportunities Workers' Compensation Coverage Flex Your Power - Be Energy Efficient! Find out how you can save money, save energy, and save natural resources.   more My CA Customer Survey Course & Instructor Evaluation Back to Top of Page Conditions of Use | Privacy Policy | Tech Problems 2003 State of California This page last modified on Wednesday, December 28, 2005

Home Mortgage

Refinance your Home Mortgage Loan or Home Purchase Loan for Debt Consolidation Ameriquest offers home purchase and mortgage refinanceloans. Refinance today to consolidate debt, lower your monthly paymentsand get cash out. Call for a Loan Today: 1-888-436-7571 Search Loan Purpose Refinance Consolidate debt Cash out Improve my home Purchase a home Other State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Ameriquest Racing Ameriquest announces its primary sponsorship of Roush Racing® in the 2006 NASCAR® Busch Series . >> Learn More RollingStones A Bigger Bang Get tour dates and other info about their 2005 North America tour . >> LearnMore Ameriquest In Your Community Making a Difference Where We Live! We support numerous community initiatives and encourage employees to participate in a range of worthy causes. >> Learn More Hurricane Katrina/Rita Assistance Ameriquest is committed to helping those affected by the hurricanes. Customers: If you have an Ameriquest loan and you have been impacted by the hurricanes, please call (800) 430-5262. >> Read More Associates: We are concerned about the well-being of our associates and we’re standing by to assist. If we haven’t been in contact with you since the disaster, please contact us at (800) 640-5262. Ameriquest has partnered with HomeAid. Join us in contributing to the Gulf Coast Rebuilding Fund. Use Our Online Calculators To: CONSOLIDATE YOUR DEBT PAY OFF YOUR MORTGAGE BY RETIREMENT REFINANCE AND GET CASH BACK LEARN WHAT YOUR CREDIT CARDS ARE COSTING YOU Find a Local Branch We have more than 150 locations nationwide. Zip Code AsSeen in Money Magazine Mortgages 101: A Pocket Guide to Netting the Mortgage That's Right for You >> DownloadNow Best Practices Ameriquest is leadingthe industry with their Best Practices Policy. >> ReadMore Ameriquest Mortgage Company is an Equal Housing Lender. Licensing | Legal © 2005 Ameriquest Mortgage Company. Trade/servicemarks are the property of Ameriquest Mortgage Company and/or its subsidiaries. All rights reserved. Ameriquest Mortgage Company, 1100 Town & Country Rd. Suite 1100, Orange, California 92868. (714) 541-9960. Refinance with Ameriquest Mortgage Company Ameriquest Mortgage Company specializes in refinance loans, homemortgage loans, and new home purchases. Ameriquest Mortgage can help you consolidate your debt and lower your monthly payments , evenif you have less than perfect credit or bad credit . Ameriquest Mortgage gives you everything you need to get the loan that's right for you – including your own Personal Mortgage Specialist . Fill out our easy loan request form and a local Mortgage Specialist will contact you about your loan options .They'll help you fill out all your paperwork, even your loan application . Refinance Now Refinance now while mortgage rates are still low. Getthe cash you need to make home improvements and consolidatedebt . Your overall monthly payments will be reduced and mayeven be tax deductible . Compare our interest rates with other top mortgage lenders such as ING Direct , eLoan , Countrywide , New Century , Full Spectrum , Ditech.com , and IndyMac Bank . Ameriquest Mortgage is a sponsor of Major League Baseball(MLB) including these teams: Padres, Angels, Dodgers, A's, Mariners,Twins, Orioles, Nationals, Mets, Astons, Rangers, Marlins and the DevilRays. Ameriquest Mortgage is a sponsor of the New York Jets National Football League (NFL) team. Ameriquest Mortgage is the sponsor of the Miller Lite / Ameriquestdragster, driven by Larry Dixon and owned by Don "the Snake"Prudhomme for the NHRA . Ameriquest Mortgage is the title sponsor of the Ameriquest300 NASCAR Busch Series race (September 3, 2006 at California Speedway.) Ameriquest Mortgage Company is proud to present the RollingStones A Bigger Bang Tour. The tour will visit more than 25 citiesin North America and kicked off August 21 in Boston's Fenway Park. Enterour sweepstakes for a chance to win a trip for two to see RollingStones live in concert. The LuisMiguel Mexico En La Piel Tour is presented by Ameriquest MortgageCompany . As seen in Money Magazine . Download ourMortgages 101 booklet. This pocket guide will help you find the mortgagethat's right for you. At Ameriquest , we support numerous nonprofit initiatives includingHabitat for Humanity, Big Brothers Big Sisters and the Fulfillment Fund.Ameriquest also has 2 airships (blimps), AmeriquestAirship 'Freedom' and AmeriquestSoaring Dreams Airship . You may have also seen our Do the Math Infomercial with Chuck Woolery where the benefits of Refinancing are easy as 1, 2, 3. Calculate how much you can lower your monthlypayments by refinancing – and hear from real people who'vedone it themselves. Ameriquest Mortgage offers other consumer tools including a MortgageDictionary , and various mortgage calculators . Find AmeriquestMortgage.com and Ameriquest.com on themajor search engines and sites such as Google , Yahoo , MSN , AOL , Ask Jeeves , and Ebay . Ameriquest has over 150 local branches nationwide andoffers local branch listings includingdirections served by MapQuest . To request a loan , you canvisit one of our local branches , call us toll free at 888-436-7571or click here .

home equity options line

home equity home owners guide home loan glossary equity credit line process home ownership tips your credit report home equity options line of credit options quick approval options rates & costs home equity calculator loan advisor apply now call us: 1-800-785-8016 Home Equity Calculator Financial Information How much credit could you have available? Use this calculator to get an estimated line of credit based upon your home equity. Property ZIP Code: ZIP code finder Current Loan Balance: $ Property Value: $ Monthly Income: $ Monthly Debt*: $ Total Payment (PITI): $ Credit Rating: Excellent Good Average Cost: I'll pay the costs Include costs in rate * Exclude home loans and debts to be paid off with the initial draw from your credit line. Click the links for more information. Equal Housing Lender. © 2005 Countrywide Home Loans, Inc. Trade/service marks are the property of Countrywide Financial Corp., and/or its subsidiaries. *UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing . Privacy & Security. 1-800-785-8016 contact us | site map | log in CFC home | about us | investor relations | business partners service guarantees | why choose Countrywide? | loan status | find a branch | current customers | home loans | log in loans en espaol | Countrywide's Full Spectrum Lending Division | we house america | banking | insurance | investments your accounts | contact us | site map | careers | about us | investor relations | privacy & security | licenses & registrations Equal Housing Lender. © 2005 Countrywide Home Loans, Inc. Trade/service marks are the property of Countrywide Financial Corp., and/or its subsidiaries. *UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing . Privacy & Security.

real estate agents. While

TREC - Salesperson Application Information -- Licensee Info Search Quick Links -- To Popular Pages -- Licensee Info Search R. E. Contract Forms Renew or Apply Online Salesperson Application Real Estate License Forms Education Providers Core R.E. Course List Freq. Asked Questions Real Estate License Act TREC Rules Data File Downloads License Information Licensing Main Page MCE Requirements FAQs Timeshare Registration Residential Service Company Program Licensed Residential Service Companies Fee Schedule Applications, Requirements Applications & Other License Forms Real Estate Salesperson Requirements Real Estate Broker Requirements R.E. Broker (Corporation & LLC) Requirements Candidate Info. Brochure Reciprocity Information Inspector Applications Renew Your License Renewing a Salesperson License Renewing a Broker License Online Renewal (Brokers, 2yr Salespersons) Duplicate of License Renewal Notice Inspector Renewals KEY To Symbols =Page is in area (folder tab) of this color = Adobe PDF file format = Web site external to TREC Applying to Become a Real Estate Salesperson (PLEASE READ ALL INFORMATION CAREFULLY) To be eligible to apply for a real estate Salesperson License, an individual must be a citizen of the United States or a lawfully admitted alien, eighteen (18) years of age or older and a legal resident of Texas. This next requirement depends on the date of your planned application For Those Applying Prior to January 1, 2006 To be eligible to apply for a real estate Salesperson License, an individual must furnish the Commission satisfactory evidence of successfully completing the following education: Principles of Real Estate core real estate course [60 classroom hours] Law of Agency core real estate course (30 classroom hours) Law of Contracts core real estate course (30 classroom hours) An additional four semester (60 classroom) hours in core courses or in related courses acceptable to the Commission. Evidence of successful completion shall be presented via credit transcript or certificate prior to filing a Salesperson License Application form. DO NOT submit original transcripts and/or course completion certificates. Keep the originals for your personal files and send photocopies to the Commission. For Those Applying On or After January 1, 2006 To be eligible to apply for a real estate Salesperson License, an individual must furnish the Commission satisfactory evidence of successfully completing the following education: Principles of Real Estate core real estate course [60 classroom hours] Law of Agency core real estate course (30 classroom hours) Law of Contracts core real estate course (30 classroom hours) An additional core real estate course (30 classroom hours) Another four semester (60 classroom) hours in core courses or in related courses acceptable to the Commission. Evidence of successful completion shall be presented via credit transcript or certificate prior to filing a Salesperson License Application form. DO NOT submit original transcripts and/or course completion certificates. Keep the originals for your personal files and send photocopies to the Commission. To be eligible to apply for a real estate Salesperson License you must first obtain a letter from the Commission attesting to satisfaction of all education requirements. THE EVALUATION OF EDUCATION DOCUMENTS MUST BE PERFORMED BEFORE THE APPLICATION CAN BE FILED. To obtain an evaluation of your education documents submit the form, Request for Evaluation of Education Documents . A fee of $20.00 is required for the evaluation of education documents for the purpose of determining if education requirements have been satisfied. This fee is good for one year. Please submit copies of your transcripts or course certificates with your request for evaluation. DO NOT submit original documents. The following required fees must be submitted at the time of filing an application. AN APPLICATION RECEIVED WITHOUT THE APPROPRIATE FEES WILL BE REJECTED AND RETURNED. The following fees should be submitted in ONE CHECK OR MONEY ORDER payable to the Texas Real Estate Commission. ALL FEES LISTED BELOW ARE NONREFUNDABLE. Fees Required with Real Estate Salesperson License Application Fee Amount Comment Original Application $69.50 Required for all applicants Recovery Trust Account (formerly Recovery Fund) $10.00 Required for all applicants unlesspreviously paid File your Salesperson Application and Pay for it Online! License examinations are administered by PSI, a testing service company. Once your application has been received, processed and accepted, you will receive notification that you may obtain a copy of the Candidate Information Brochure (CIB) to register for the exam. The CIB will provide instructions on how to make reservations to take the examination and contains study material and instructions about licensing. A copy of the CIB can be downloaded from the PSI web site at http://www.psiexams.com . Please DO NOT attempt to register for the exam without first receiving notification from our office. The filing of an application authorizes an investigation of the applicant's background. Information revealed in an investigation may be cause for disapproval of an application eventhough other requirements for a license are met. If an investigation is necessary, it may not be conducted until the applicant has passed the examination. State law prohibits issuing more than one license once a licensee has defaulted on astudent loan guaranteed by the Texas Guaranteed Student Loan Corporation (TGSLC) unless the licensee has entered into a repayment agreement with TGSLC. YOU SHOULD CONTACT TGSLC BEFORE FILING THIS APPLICATION if you have defaulted on a student loan. An application or renewal may be rejected if this agency has received information from TGSLC that the applicant has defaulted on a student loan. The Texas Guaranteed Student Loan Corporation can be contacted at: Texas Guaranteed Student Loan Corporation P.O. Box 15996 Austin, Texas 78761-5996 Telephone: 1-800-222-6297 Before you can practice as a licensed salesperson you must arrange for a Texas real estate broker holding an active license to sponsor you as a salesperson. Applicants and inactive salespersons are not authorized to act as real estate agents. While you are not required to have a sponsoring broker to file an application for a license, a sponsorship request form is included with the application materials. If you wish, you may file the sponsorship request along with the application. Once all licensing requirements have been satisfied, TREC will send an active salesperson license to the broker, and you may act for the broker on receipt of the license. You may also file the application and arrange for sponsorship after TREC notifies you that you have been issued an inactive license. Once a broker holding an active license has mailed a request to TREC to act as your sponsor, you may begin to act for the broker as a salesperson. The time involved in processing an application depends on work volume. Inquiry as to thestatus of an application delays processing work. Inquiry should not be made unless there isreason to believe that information submitted to the Commission has not been received. An incomplete application will not be returned for completion. A letter will be mailed requesting the incomplete information. The examination must be passed within six months from the date the application is filed with the commission office. You are not authorized to perform any act for which a real estate license is required until an ACTIVE Texas Real Estate Commission license is in the possession of your sponsoring broker. Submit Documents And Applications On Plain Paper. Do Not Send "Thermal" Type Paper. Page last modified: 11/21/2005 Site Map Privacy & Security Policy Open Records Accessibility Texas Online Statewide Search TX Homeland Security

Denver Real Estate

Denver Real Estate - Find Homes in Denver at REALTOR.com Denver Real Estate Find Homes For Sale In Greater Denver, Colorado 4487 Listings in this area Select an area of Denver Select from the list below to search for homes and real estate in Greater Denver DCW-Douglas County West JFS-Jefferson County South JFW-Jefferson County West (Golden) JSC-Jefferson County South Central MCC-Clear Creek County MCP-Mountain Conifer Pine MEN-Mountain Evergreen North MES-Mountain Evergreen South MJC-Central Jefferson County Mtn MJS-South Jefferson County Mtn MPC-Mountain Park County MPE-Mountain Evergreen East Other Areas To select two or more, hold down control key (command key on a Macintosh) while clicking mouse. or... Enter the MLS # Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.