Real Estate Course Search

Alabama Real Estate Commission Home Approved Schools Course Requirements Real Estate Course Search Real Estate Exams Instructor Resources Forms and Applications Education Menu Broker Salesperson Company Reciprocal Fees Certification of Licensure Licensing Menu Loading. . . Formal Complaints Enforcement Jurisdiction Gifts, Rebates & Kickbacks Unlicensed Assistants Risk Management 101: Office Audit Checklist Legal Menu CMap Forms and Applications FAQs License Law License Search Newsletters Contact Us Jump To: Consumer Information Booklet Real Estate Course Search ARELLO Staff Directory Directory of Commissioners Consumer Guide Commission Meeting Minutes Alabama License Law Book Order Form Other Links Related Links Commission Meeting Date: January 19, 2006 Time: 1:00 p.m. Location: Alabama Real Estate Commission 1201 Carmichael Way Montgomery, Alabama CMap Click here to search for Real Estate Course Schedules and Licensee Course Credit. Change Home Address Online Go to Online Services to change home address online, home telephone and home email. Customer Service: How Are We Doing? We would like to hear from you. The Commission is interested in receivingfeedback from the real estate licensee population and others who have contact with the Commission office. Click here to complete our Licensee/Consumer Service Satisfaction Survey. All comments are welcome. D. Philip Lasater Email Us Privacy Policy Alabama Real Estate Commission Montgomery, AL 36106-3674 Executive Director Email Webmaster © 2002 AREC Telephone (334) 242-5544, TTY (334) 396-0064, Fax (334)270-9118

Land Loan for Downpayment

Land Loan for Downpayment on Home - HMDA? - Dan Persfull Banker Store BOL Vendor Connect BOL Career Connect BOL Learning Connect Bankers Information Network Home Compliance Lending Operations Security Marketing Technology/eBanking Top Stories Bankers' Threads Alphabet Soup -- Background Check CrimeDex Em@il Education ID Verification Record Retention MAIN CONTENT Compliance Agency Road Maps Alphabet Soup Compliance Tools FACTA/FCRA OFAC Lending Article 9 FACTA/FCRA HMDA Heaven Lending Tools SCRA Marketing Operations Check 21 Disaster Updates Disaster Recovery HR Corner IRA Season Money Matters Operations Tools Security AML/BSA Bank Robbery Counterfeits ID Fraud/Phishing Security Tools Technology/eBanking Disaster Updates Disaster Recovery Info Security SPECIAL AREAS BOL Archives BOL Blogs Briefing Archive Calendar Court Watch Disaster Issuances Em@il Education Examiner's Corner Executive Briefing Infovault Launch Pad Lessons Learned Monthly Roundup Risk Management Site Map Site Orientation Top Stories ~ ~ ~ SERVICES Background Check BOL Conferencing CrimeDex Em@il Education ID Verification Record Retention ~ ~ ~ SHOP Banker Store Bankers Info Ntwk Books Vendor Connect CONNECT Career Connect Learning Connect Vendor Connect Guru Central INTERACT Ask a Guru Bankers Threads Contact Us Give Us Feedback TOOLS 60 Second Solutions Alphabet Soup Banker Tools BOL Forms FUN Banker Humor Banker Memories BOL Recipes eCard Exchange LEARN MORE About Advertising About Our Sponsors About Us Print Friendly Version! Email This Article! Discuss NOW! Land Loan for Downpayment on Home - HMDA? by Dan Persfull, BOL Guru Guru Bios Question: HMDA Reportable question. Loan secured by land. Purpose is to provide a down payment for the purchase of a home. Do we report? Answer: No. The loan is not secured by a dwelling therefore it does not meet the definition of a home purchase loan. First published on BankersOnline.com 11/21/2005 Privacy Policy Disclaimer Recommend This Site ! Contact Us BankersOnline is a free service made possible by the generous support of our advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all banking professionals. Support our advertisers and sponsors by clicking through to learn more about their products and services.

Home Equity Loans &

Wachovia Home Equity Loans and Lines Home | Customer Service | Contact Us | Locations Search Tips Personal Finance Wealth Management Small Business Corporate & Institutional Home Personal Finance Lending Center Home Equity Loans & Lines Online Services Center Banking Center Investing Center Retirement Center Lending Center Mortgage Loans Home Equity Loans & Lines Education Loans Credit Cards Vehicle Loans Secured Personal Loans Insurance Center Planning Guides Customer Service H OME E QUITY L OANS AND L INES Check Current Home Equity Rates You can put the value of your home to work with a Home Equity Loan or a Prime Equity Line of Credit. Home equity products typically offer lower interest rates than many other types of loans and, just like your mortgage, the interest you pay may be 100% tax deductible. (Consult a tax advisor concerning interest deductibility.) Home Equity Loans Home Equity Loans (Apply Now) Borrow a specific dollar amount against the equity in your home, with a fixed rate. Home Equity Lines of Credit Prime Equity Lines of Credit (Apply Now) A flexible line of credit against the equity in your home that you can draw from when you need it. Not sure which product is right for you? Home Equity Comparison Charts Email This Page Printer Friendly Version All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying those requirements. Loans originated by Wachovia Mortgage Corporation, Wachovia Bank, National Association, or Wachovia Bank of Delaware, National Association. Products not available in all states and are subject to change without notice. Member FDIC Personal Finance Login Home Equity Application Contact Us Home Equity Loans Locations ATM/Branch Locations Related Links Loan Amount Estimator Loan Payment Calculator Financial Checkup Debt Consolidation Email Series Customer Satisfaction Rating Personal Finance Customer Service Personal Finance Contacts Home Equity FAQs Personal Finance FAQs Site Map Glossary Search Text Only About Wachovia | Privacy | Security | Legal | Merger © 2005 Wachovia Corporation. All rights reserved.

Buy Home

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