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Find low interest home mortgage financing and mortgage loans with the help of U.S. Bank U.S. Bank Home Customer Service Contact Us Locations Careers About U.S. Bancorp Related Links Account Access Achieve Your Goals Email from U.S. Bank Products & Services Resources Personal > Products & Services > U.S. Bank Home Mortgage U.S. Bank Home Mortgage Current Loan Rates U.S. Bank Mortgage Products, Programs and Pre-qualification First Time Homebuyers Getting Started Seminar Registration Free U.S. Bank Services Ask Mike-First Home Help Apply Now Email U.S. Bank Home Mortgage Find a U.S. Bank Loan Officer Existing Customer Account Information REO Properties Home Mortgage Calculators U.S. Bank Mortgage Business Partners Corporate Relocation National Account Services Wholesale /Correspondent Lending U.S. Bank Mortgage FAQ U.S. Bank Mortgage Glossary Search U.S. Bank Mortgage Tools Whatever your home mortgage and loan needs, our qualified experts at U.S. Bank are dedicated to helping meet all of your home ownership goals. Are you buying a new home? Are you refinancing your existing home? Are you simply shopping for rates? Are you concerned about your credit? Full-Service Mortgage Operation U.S. Bank Home Mortgage is a full-service mortgage operation serving all 50 states. We are proud to offer Builder and REALTOR® Services and Corporate Relocation Services to help corporate and business clients meet their goals. Applying Is Easy Apply over the Internet, by calling 1-888-461-4944, or by visiting one of our convenient bank locations to meet face-to-face with a helpful U. S. Bank Loan Officer. Stop Mortgage Fraud U. S. Bank Home Mortgage supports the National Mortgage Bankers Association's Web site, designed to help prevent predatory lending practices. To learn more, visit them today * . * By clicking this link, you will leave usbank.com. U.S. Bank is not responsible for the content of or products and services provided by the site you will be entering, nor does it guarantee the accuracy of information contained in the site. Enroll Today View All Logins Privacy Pledge | © 2005 U.S. Bancorp Site Map

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6232 Real Estate Agents and Salespersons Quick Search Find an occupational description by entering its four-digit NOC code. 6232 Real Estate Agents and Salespersons Real estate agents and salespersons act as agents for the sales or purchase of houses, apartments, commercial buildings, land and other real estate and are employed in the real estate industry. Example Titles commercial real estate agent real estate agent real estate broker real estate sales representative residential real estate agent supervisor, real estate agents View all titles Main duties Real estate agents and salespersons perform some or all of the following duties: Solicit property sales listings from prospective vendors Assist vendors in selling property by establishing asking price, advertising the property, listing the property with listing services and conducting open houses for prospective buyers Assist prospective buyers in selecting, visiting, inspecting and making offers of purchase on real estate properties Advise clients on market conditions, prices, mortgages, legal requirements and related matters Draw up sales agreements for approval of purchaser and seller May rent or lease properties on behalf of clients. Real estate agents and salespersons may specialize in residential, commercial, industrial/institutional or rural real estate sales. Employment requirements Completion of secondary school is required. Completion of a real estate training course is required. Provincial or territorial licensure in the province or territory of employment is required. Additional information Real estate agents and salespersons normally work on a commission basis. Real estate agents may operate independently by obtaining a broker's licence in accordance with the regulations of the province of employment. A broker's licence is required to become a manager in real estate. Classified elsewhere Assessors, Valuators and Appraisers ( 1235 ) Insurance, Real Estate and Financial Brokerage Managers ( 0121 ) Mortgage brokers (in 1114 Other Financial Officers) Rental agents (in 1224 Property Administrators) Right-of-way agents (in 1225 Purchasing Agents and Officers ) Classification Structure - 6 Last Modified:2004/11/01 Important Notices

Real Estate

John L. Scott Real Estate JavaScript must be enabled in order for you to use this site. However, it seems JavaScript is either disabled or not supported by your browser. To use JohnLScott.com, enable JavaScript by changing your browser options, and then refresh this page. STATE COUNTY / AREA Select --- METRO / CITY --- PRICE FROM No Min $50,000 $60,000 $70,000 $80,000 $90,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 $1,000,000 $1,100,000 $1,200,000 $1,300,000 $1,400,000 $1,500,000 $1,600,000 $1,700,000 $1,800,000 $1,900,000 $2,000,000 PRICE TO $50,000 $60,000 $70,000 $80,000 $90,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 $1,000,000 $1,100,000 $1,200,000 $1,300,000 $1,400,000 $1,500,000 $1,600,000 $1,700,000 $1,800,000 $1,900,000 $2,000,000 No Max BEDROOMS BATHROOMS No Min 1+ 2+ 3+ 4+ 5+ 6+ No Min 1+ 2+ 3+ 4+ 5+ 6+ Advanced Search -- OR -- MLS# /PROP CODE RATES 30Yr fix/.625pts 6.000% APR 6.127% 15Yr fix/1pts 5.625% APR 5.894% 5/1 ARM/.625pts 5.750% APR 5.329% Disclosure -- Select a state or click on the national map for homes outside the NW. -- Find out how much you can afford. RATES 30Yr fix/.625pts 6.000% APR 6.127% 15Yr fix/1pts 5.625% APR 5.894% 5/1 ARM/.625pts 5.750% APR 5.329% Disclosure -- Everything you need to know about buying, selling and maintaining a home. Serving the needs of children and families. -- The easy way to find homes for sale in your desired neigborhood. Start a Search -- EMAIL ADDRESS PASSWORD Forgot ID or Password? Remember me Save searches & listings Receive new listings alerts Specify your agent Learn More Home | About John L. Scott | Site Map | Privacy Policy © 2001-2005John L.Scott Real Estate

Home Equity Loan Home

Home Equity and Line of Credit- home-equity.Interest.com. Compare current home equity interest rates for home loans Compare Equity Rates | Equity Trends | Loan Calculators Begin by selecting your state and type of program. Select a State Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Mexico New Jersey New York North Carolina North Dakota Oklahoma Ohio Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming Select Loan Type Home Equity Loan Home Equity Line of Credit Improving Your Financial Literacy Source: Bank News - Dec 29, 03:08 AM As part of a nationwide survey of more than 1,300 homeowners conducted in August and released recently by Wells Fargo, respondents were questioned about their financial behaviors and attitudes regarding interest-only loans, the housing market and retirement planning.The WeUs Fargo second Annual Survey of American Homeowners found that of the 8 percent of homeowners with interest-only real estate- secured accounts, a 73-percent majority pay both the principal and interest at least some of the time. Read More... New-Home Sales Took Tumble in November Source: The Atlanta Journal and Constitution - Dec 27, 02:13 PM Dec. 24--Sales of new houses took an unexpected dive in November, falling to the slowest pace in a year and adding to evidence that the six-year real estate boom is ending. Home sales were down 11.3 percent from October, median and average prices were not much changed from a year ago, and the pool of unsold homes continued to swell, reaching a record 512,000. Read More... Warning on Interest-Only Mortgages Source: Buffalo News - Dec 23, 07:32 AM The Federal Reserve and other bank regulators said interest-only and other nontraditional mortgages pose a threat to the financial system and urged the nation's banks to tighten lending standards.Lenders are also letting home buyers fund down-payments with home-equity loans in what the industry dubs "piggyback" financing. Read More... Reverse Mortgage Could Help Senior's Finances Source: Cincinnati Post - Dec 21, 05:11 AM If anything defies the adage "if it sounds too good to be true, it probably is," something called a reverse mortgage might be it -- especially for older homeowners who find themselves struggling financially while sitting on a big pile of home equity.If you own your home and are at least 62, a reverse mortgage might allow you to get your hands on that equity and continue to live in the home with no requirement to repay the loan as long as you stay there. Read More... How to Be an Armchair Economist Source: The Seattle Times - Dec 20, 02:01 PM Dec. 20--The housing market is likely to cool, but not collapse. And though continued high energy prices may depress consumer spending, sustained business investment should counterbalance that. Read More... Options on Taxes Invest in Income Source: Augusta Chronicle, The - Dec 20, 01:38 AM WASHINGTON - In presenting President Bush with two options to streamline the tax code, his handpicked advisory panel promises that most taxpayers can expect to pay Uncle Sam about what they pay today. Even though Mr. Bush and Congress will change the panel's plans, it's worth looking at the winners and losers the two options would create. Read More... View More Home Equity Headlines Home Equity Basics · What You Should Know About Home Equity Lines of Credit · See where the Prime Rate is and where it has been historically · Using a Home Equity Loan To Your Advantage · A Home Equity Loan May Be Tailor-Made To Meet Your Needs · Government Helps Buyers Fix Up Their Dream Home With the 203(k) · Deducting Mortgage, HELOC and Home Equity Loan Interest Home Equity Basics See where the Prime Rate is and where it has been historically Using a Home Equity Loan To Your Advantage A Home Equity Loan May Be Tailor-Made To Meet Your Needs Government Helps Buyers Fix Up Their Dream Home With the 203(k) Loan More Investing Basics Advertisement Mortgage Today's Rates Find Local Lenders Mortgage Calculators Mortgage Trends Lender List by State Reverse Mortgage Lenders Interest Only Mortgages Refinance Mortgages Mortgage Forms Real Estate Forms Legal Forms Real Estate Articles Auto Loans Auto Lenders Auto Trends Auto Calculators Credit Cards Credit Cards Credit Card Trends Calculators Home Equity Equity Rates Equity Trends Loan Calculator Bad Credit Find Lenders Loan Calculators Deposits Products and Rates Charts and Trends Calculators Subscribe for Free Mortgage Updates E-mail Newsletters Wireless/PDA Interest.com, as mobile as you are . - Free Latest News Feeds Mortgage Talk Forum-financial knowledge is a click away . 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investment property. After entering

Should I buy an investment property or rental home? Investment Property or Rental Home Calculator Home | About Us | Have Us Call You | Free Mortgage Analysis | Apply Online | Find Realtors | Learn | Help Get Started Apply Online Apply for your mortgage online! We'll call you tomorrow to confirm the receipt of the information. Have Us Contact You Rather have a personal touch from the start? Have us contact you to start the process. Secured by click for information INSTRUCTIONS This calculator is designed to provide a guide to possible financial outcomes of the purchase and rental of an investment property. After entering your values, click once in any result box to calculate or update your results. ENTER TRANSACTION DETAILS HERE Purchase Price $ Homeowners Insurance $ Down Payment $ Yearly Taxes $ Loan Interest Rate % Monthly expenses/ Maintenance fees $ Loan Term in Years Monthly Rental $ Rent Increase Yearly % Inflation (for ins, taxes, expenses) % Your Gross Income (for tax calculation) $ Property Value Growth (real estate appreciation) % RESULTS Loan Amount $ Monthly Payment $ INCOME Year 1 Year 2 Year 3 Year 4 Year 5 Rental Income EXPENSES Insurance Taxes Monthly Expenses/Fees Total Payments Total Expenses CASH FLOW Cash Flow TAX DEDUCTION Interest Expense + Depreciation* + Ins, Tax, other expenses - Rental Income Total Tax Deduction TAX SAVED ** NET WORTH After Tax Cash Flow Principal Paid (est) Property Value Yearly addition to Net Worth Assumptions: * 27.5 yr straight line depreciation, deduction may be limited with high gross income. Depreciation is based on the value of the home without the land. In this calculation we are allocating 10% of the purchase price to the land and the remainder to the residence. ** 2001 Federal Filing Status Single (most conservative tax rate) Keep in mind that your tax deduction may also be limited with an adjusted gross income over $100,000. See your tax advisor for details. Sound good? If you'd like a pre-approval to go home shopping, apply online now. Click Here to return to the calculator main menu.