Denver Real Estate

Denver Real Estate and Relocation, Littleton Real Estate, Denver Metro Area County Real Estate, Tim Pfannenstiel " Denver Homes, Real Estate & Relocation Access all listings! Have you ever wanted to see all of the listings your Realtor sees? Now, with a HomeCard, you can finally have the 'INSIDE SCOOP'. Area Market Stats. Need to know what home prices are doing in your community? What did the neighbors really get for their home? Make an informed buying or selling decision with your HomeCard. Auto Email Alerts. In a 'HOT' Real Estate market, do other home buyers learn about new listings before you do? Sign up for a HomeCard and stop worrying now. You will automatically receive an email alert whenever a property matching your Profile becomes available. Store Documents. Your HomeCard gives you a convenient place to store all house related documents on-line. Shop For Loans. Worried about getting the best possible deal on your loan? Let us help you get funded. Home Services. Access home improvement products and services on-line. Read reviews and rate these vendors on-line. Permanent Site. Your HomeCard survives the Real Estate transaction and becomes a permanent Web Site for your new home. Email Listings Program! Why drive all over the city or spend hours in front of you computer when this FREE service can do the work for you? With Homefinder, I will help you find your dream home by conducting a daily search of my listing database on your behalf. Each day that I find new properties matching your criteria, I will promptly let you know via email. CLICK HERE TO GET STARTED TODAY!! Whether You Are Buying Or Selling A Home, View Tim's Commitment To You! Click Here SELLING OR REFINANCING? Click Here for a FREE Comparative Market Analysis on your home! FREE! REPORTS Real Estate Information The buying or selling of your home will be one of the most important transactions of your lifetime... Buyer/Seller Tips: Read through helpful tips of information on buying or selling your home! 6 Things You Must Know Before Obtaining a Mortgage! Click Here Relocation Package : Are you relocating to the Metro Denver area? Receive up to date information on schools, communities, recreation and more by requesting our "Relocation Package", mailed to you within 48 hours after request. Local Denver Area Schools: Identify the best school district for your family with my free schools report. Click Here for information on Private and Independent Schools! Monthly Real Estate Newsletter! Receive my FREE monthly email newsletter! This publication will cover the latest real estate topics such as current market values and statistics in the "Metro Denver" area , interest rates, buyer & seller information, market trends, investment tips and more. Sign up today by clicking on the Newspaper! HOME & COMMUNITY RESOURCE CENTER CLICK ANY LINK BELOW... 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Tim Pfannenstiel 720-373-8460 1-800-873-9756 tim@timpfannenstiel.com We're listed in: Real-Estate-Agents.com, NetSavvyAgent.com , Relo-Experts.com Link Partners.com , Real Estate Link World.com , BuilderCentral.com-Comprehensive Home Builder Web Directory , ABC Real Estate Directory , Real Estate Link Exchange , Directory Real Estate - Meta-Directory for Real Estate , Reals.Com-The #1 Real Estate Directory , Member of House Buyers National Network , American Home Inspectors Directory - Home Inspections Nationwide - Find Home Inspectors, Home Inspection Information, and related Real Estate Services , ClickState , Look Directory.com - Comprehensive Human-Edited Web Directory , USA Real Estate Directory , World Web Directory , Real Estate Roster Attention all search engine spiders: This site features Denver County Real Estate, Jefferson County Real Estate, Arapahoe County Real Estate, Douglas County Real Estate, Adams County Real Estate, and homes for sale , town homes for sale , condos for sale, land for sale, and other real estate for sale in Denver, Littleton, Lakewood, Ken Caryl, Highlands Ranch, Englewood, Aurora, Parker, Evergreen, Greenwood Village, Cherry Hills, Centennial and neighboring communities. Search this site for homes for sale in the Denver Metro Area communities including Denver, Littleton, Ken Caryl, Englewood, Centennial, Highlands Ranch, Aurora, Greenwood Village, Cherry Hills, Lakewood, Parker and find the home of your dreams! Tim Pfannenstiel has over 22 years experience serving both buyers and sellers needs throughout the Denver Metro Area. 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Home Mortgage

National Real Estate Investor - commercial real estate investing and development About Us | Contact Us | Advertising | For Search Partners | Privacy Policy Sort by Date Relevancy Resources and Services Capital Markets Center Retail Tenant Directory Best of the Best Industry News Developer News Broker News Area Reviews Executive Q&A Office Multifamily Retail Industrial Hotel Net Lease/1031 Exchanges REIT Updates Investors Capital Markets Property Management Corporate Real Estate Technology Tax Issues First Word Financing Today Money & Real Estate Tax Notes Washington Wire Last Word Retail Traffic Industry Associations Data Points Home -- Kelo Verdict Bolsters Private Development As Public Use -- TIME TO SELL? New research from National Real Estate Investor and Retail Traffic , and sponsored by Hutensky Capital Partners, provides insights on the climate for shopping center sales. Click here to download . December's Cover Story Forecast 2006: Five trends driving the industry Dec 1, 2005 12:00 PM While mounting pressures may produce cracks in the economic recovery in 2006, the nation is on track to close out 2005 on a resilient note. Real GDP growth... More -- FEATURED DOWNLOAD 100 Ways to Save Costs in your Retail Operation Supplement For ways to save on day-to-day operational products and services, be sureto to download a copy of our 100+ Ways to Save including a complete listing ofSimon Preferred Vendors and Service Providers. Clickhere to download . News Articles GE/Arden Deal Caps Big M&A Year Dec 28, 2005 3:32 AM When General Electric agreed to buy office real estate investment trust (REIT) Arden Realty last Thursday, the $3.2 billion deal capped a heady year for REIT mergers. Not only is the southern California-based office landlord the eighth publicly-traded REIT to change hands this year in roughly $20 billion worth of deals, but its also further evidence that institutional capital still has a voracious appetite for real estate. And December proved to be an especially active month for REIT mergers: Centerpoint Properties Trust was sold to a joint venture earlier this month for $2.4 billion.... More -- Ground Zero Waiting Game Dec 21, 2005 1:49 PM Four years after the 9-11 attacks, lower Manhattans office market is on the mend. But 7 World Trade Center, one of the first towers to rise along Ground Zero, is lagging behind the recovery with just 40,000 sq. ft. of its entire 1.7 million sq. ft. leased as of late December. The problem, say brokerage sources, are the above-market rents at 7 World Trade Center, which is being developed by Silverstein Properties and is slated for occupancy in March. ... More -- D.C. Hotel Property Sold Dec 21, 2005 10:57 AM LaSalle Hotel Properties has bought a downtown Washington, D.C. hotel for $44.6 million. The hotel REIT also plans to invest another $21 million into the Holiday Inn Downtown. ... More -- GE Buys Swedish Office Tower Dec 21, 2005 10:55 AM GE Commercial Finance Real Estate has bought the leasehold to Gta Ark, an office building located in downtown Stockholm. The purchase price amounts to roughly $57 million (U.S.). Approximately 28% of the property is leased to the Local Authority of Stockholm. This is the second office property that GE Commercial Finance Real Estate has acquired in Stockholm since last summer. ... More -- GE Lends To Investment Fund Operator Dec 21, 2005 10:54 AM GE Commercial Finance Real Estate has closed a $28.7 million transaction with HEI Hospitality for the HEI acquisition of the 250-room, full service Sheraton Fort Lauderdale Airport. ... More -- Hoteliers Eye Booming 2006: Report Dec 16, 2005 11:48 AM The U.S. hotel industry should post record profits in 2006, based on a recent report by PricewaterhouseCoopers hospitality practice. Not only is 2006 likely to bring record profits but also the industry should expect two more years of solid growth. ... More -- No Worries On Non-Core Industrial Development Spike Dec 14, 2005 1:34 PM Planned development activity in secondary and tertiary industrial markets set a blistering pace in the third quarter with 38.5 million sq. ft. of new construction starts, reports CB Richard Ellis. That was up from only 16 million sq. ft. in the second quarter. Whats more interesting, however, is that a full third of that third quarter activity was initiated in secondary and tertiary industrial markets rather than the major shipping hubs on the west and east coast. ... More -- Property Fund Launched Dec 9, 2005 4:24 PM Henderson Global Investors has launched an open-ended, commingled real estate fund that will invest in a range property classes. The fund will chiefly buy apartment, retail, industrial and office properties located in select U.S. markets. Henderson Global Investors manages more than $10.1 billion in assets. ... More -- CB Richard Ellis and Trammell Crow Agree… The top 2 U.S. asset managers -- CB Richard Ellis and Trammell Crow -- have all moved to the Realm PAY Platform for Paper-Free A/P. Click here to discover why. The Best of the Best 2005 Oct 20, 2005 1:55 PM National Real Estate Investor presents its annual rankings of the leading commerical real estate companies. Intent on shedding its image as a highly fragmented industry, commercial real estate continues to experience a wave of consolidation. For industry veterans, it's like watching a game of PacMan. The giants of the industry are gobbling up smaller players and each other at a healthy clip.... More -- IN PRINT Current issue Hurricane Winds Blow Through Condo Market Dec 1, 2005 12:00 PM The condo market in Miami-Dade County, which is bursting at the seams with new construction and intense investor demand, took an unexpected hit in October... More -- Unlocking Building Value Through Repositioning Dec 1, 2005 12:00 PM One of the most striking buildings on Chicago's skyline is CNA Center. Since it was built in 1972, the 1.3 million sq. ft. red tower has operated as a... More -- Why Public REITs Are Going Private Dec 1, 2005 12:00 PM During the early 1990s, private real estate companies with large portfolios rushed to become public real estate investment trusts. Now the pendulum has... More -- Magazine Subscriptions Email Newsletter Advertiser Information Online Marketplace Back to Top © 2005 Primedia Business Magazines and Media. 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Texas Land and Wildlife

Information Resources for Texas Conservation David Bezanson 5 236 2004-08-04T20:52:00Z 2004-08-05T01:16:00Z 2 231 1321 TCONR 11 2 1622 9.6926 Information Resources For Texas Conservation TCONR works with other organizations, public and private, to promote conservation and efficient use of natural resources in Texas. This page contains links to fact sheets, white papers, and other information sources that have been compiled by TCONR members or are provided at other external websites. Check back routinely for updated information. Conserving Texas Land and Wildlife The Texas Environmental Profiles website jointly maintained by Environmental Defense and the TexasCenter for Policy Studies includes comprehensive information from many sources about wildlife and land conservation topics such as the status of Texas lands , threatenedspecies and habitat types . The Texas Parks and Wildlife Department conservation page includes links to descriptions of native and endangered species , informationabout opportunities for landowners interested in wildlife and nature tourism, and an introduction to the Texas Master Naturalist Program which has trained hundreds of volunteers to be better land and wildlife managers. Natural Vegetation Types and Their Representation in Conservation Areas . Thesis by David Bezanson lists plant communities that occur in Texas and examines the extent they are conserved in state parks, wildlife areas, and other public and private lands. A summary form, Conservation Priorities for Texas , by David Bezanson and David Wolfe was published in 2001 with a grant from the Magnolia Charitable Trust. The Audubon Society, Texas chapter promotesconservation of birds, other wildlife and their habitat. The Big Thicket Association is an advocacy organization which continues to work to conserve areas of the Big Thicket, one of Texas' most biologically diverse areas. State parks or outdoor links Texas Parks and Rec Many Texans have donated property or conservation easements to a land trust. The Texas Land Trust Council web page contains a guide to this growing movement. Land trusts in Texas include the Conservation Fund andtwo organizations founded by TCONR's Ned Fritz, the Nature Conservancy of Texas and Natural Area Preservation Association , which have conserved more than a million acres of wildlife habitat. The Texas Section Society for Range Management promotes rangeland conservation and research to support responsible grazing management. Native Prairies Association of Texas is a land trust that owns and manages native prairies and provides information about restoring prairies of Texas . The Texas Legacy Project website maintained by the Conservation History Association of Texas is an archive of interviews with individuals, past and present, who have contributed to natural resource conservation in Texas. Texas Water Use and Conservation The Texas Environmental Profiles website jointly maintained by Environmental Defense and the TexasCenter for Policy Studies is a resource for information on water quality , water use and other environmental concerns. Texas Parks and Wildlife Department's Texas: The Stateof Water page contains news articles about water rights and water conservation, designated significant streams, and links to economic analyses of outdoor recreation. For more information about water development and planning, visit the Texas LivingWaters Initiative website, a collaborative project of the National Wildlife Federation , Environmental Defense, and Sierra Club Lone Star Chapter to inform the public about the effects of reservoirs and the importance of water conservation. For specificinformation about Marvin Nichols Reservoir and regional water planning, visit Stop Marvin Nichols . The San Marcos River Foundation is a nonprofit organizationwhich advocates purchase of water rights to protect instream flows in Texas rivers. TCONR's Janice Bezanson and Gina Donovan serve with other volunteers on the Texas River Conservation Advisory Board to provide citizen input on theimportance of natural waters for recreation and the environment. Texas Facts, Figures, and Images Images of Texas natural areas for public use. Back to Home

Land for sale in

Land for Sale - Plots for Sale - Land for Sale UK from PropertySpy Home Land for Sale Land Portfolio Investing in Land TV Adverts Land News About Us Contact Us Land for sale in Saunderton I would like to view details of land for sale in UK TITLE Mr Mrs Ms Miss Dr FIRST NAME SURNAME EMAIL MOBILE HOUSE NO POSTCODE NOTES Are you interested in: Land investment or: Self-build The information is solely for the use of PropertySpy and will not be passed on to any third party. To browse our plots of Land for sale UK, please give your details. We will immediately e-mail you the particulars. If you would rather speak directly to one of our Team please telephone: 0845 1 244 277 Local call rates apply The PropertySpy Plc Group specialises in Land for sale in England. The Group is run by an experienced property team. PropertySpy listens carefully to customer needs and searches England for Land for sale of all types. These Plots of Land are then offered to you. Saunderton NEW! Our site is a few minutes walk from Saunderton Station offering a regular peak time service to London Marylebone and Birmingham Snow Hill. Lacey Green NEW! Lacey Green has largely become a residential village, from which most working members of the population commute to other destinations. We have a wide variety of land to choose from, with over 30 sites in 14 counties . Our sites are in prime locations, next to existing development with good rail and road links, and close to local amenities. For online particulars of the freehold land for sale in our portfolio, please register using the form on the right and we will immediately email you details. Alternatively, if you are looking for a plot for sale in a particular area, then call our Land sales team on 0845 1 244 277. It is widely reported that the price of freehold land for sale in the UK has increased significantly in recent years. Rural land prices rose by 30% in 2004 (RICS) and residential land prices have increased a staggering 8-fold over the past 20 years (Halifax). With these statistics it is hardly surprising plots for sale of greenbelt land are seen as a viable alternative to more traditional investments. Investors are snapping up land for sale that is available. A report from the Royal Institute of Chartered Surveyors recently concluded, "More and more people are being turned on by land as an investment vehicle. These are not just downshifting city slickers but also those looking for a viable investment alternative to bricks and mortar or the stock market." Investing in PropertySpy Land has the advantage that there is currently neither VAT nor Stamp Duty to pay on your investment. In addition there are no rates to pay whilst the land remains undeveloped. There are solid benefits to buying land for sale. Land is a tangible asset - it's real and its supply is limited. The demand for land for sale, particularly in the Southeast, is soaring because of the chronic housing shortage. Large profits can be made from buying greenfield land, which then obtains planning permission. Planning permission, however, cannot be guaranteed on land. But such are the gains from buying this type of land for sale that the Government commissioned Barker Report concluded, "landowners and developers typically make windfall gains as a result of residential planning permission being granted, especially where this is on greenfield sites. These windfall or development gains result from the increase in land values, as land for housing is worth up to 300 times more than agricultural land." Prices of our plots for sale start at just £10,000. Plot sizes vary from an eighth to a quarter of an acre, which is sufficient to build a detached 3 or 4 bedroom family sized home subject to planning permission. So if you are looking for an investment, why not consider buying land for sale? You can contact PropertySpy direct on 0845 1 244 277 to discuss your interest in land. Please note that planning permission cannot be guaranteed. Top of Page - Print this Page - Contact Us - Home © PropertySpy Plc 2000 - 2005 Chaucer House, 4-6 Upper Marlborough Road, St Albans, Hertfordshire, AL1 3UR Telephone: 0845 1 244 277 Free DVD Offer NEW! Land Under £10,000 Flexi Plot Implementing Planning LandSpy Newsletter Value Plus Service Development Gains Land Purchasing Why use a Solicitor Land Buying Department Marking Your Plot Financial Advice Tax Information Land FAQ The greatest pressure on land is in the South East, the very region where help with affordability is most needed and where the average single plot costs 123,000... Evening Standard, 09/12/2005 Planners will be forced to allow the building of a third more new homes every year, with the building taking place in the parts of the country where house prices are the highest, the Government said yesterday... Daily Telegraph, 06/12/2005 The boss of Britain's biggest housebuilder wants 'scruffy' parts of the Green Belt torn up for housebuilding... Evening Standard, 29/11/2005

home equity line of

NYS Banking Department-Home Equity Line Of Credit Survey Interest Rate Information Home Equity Line Of Credit Markets Albany Buffalo Long Island New York Metro Rochester Syracuse Westchester Co, NY Definition of terms used in this survey. New York State home equity line of credit Average Highest Lowest 6.72 8.25 1.74 Albany Institution Telephone Date Rate Fees and Conditions Adirondack Trust Co 518-584-5844 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $10,000 min Central National Bank 800-449-6842 12/23/05 8.25 P+1.25% (no floor); no yrly fee; $7,500 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min First Niagara Bank 518-270-3200 12/23/05 7.75 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Pioneer Savings Bank 518-274-4800 12/23/05 6.75 P-0.25% (no floor); no yrly fee; $2,000 min TrustCo Bank 518-436-9043 12/23/05 7.50 P+0.50% (no floor); no yrly fee; $7,500 min Buffalo Institution Telephone Date Rate Fees and Conditions Bank of Akron 716-542-5401 12/23/05 2.49 P-0.25% (no floor); 4-mo intro; no yrly fee; $10,000 min Bank of America 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min Evans National Bank 716-549-6000 12/23/05 1.74 P+0.00% (no floor); 3-mo intro; $99 yrly fee; $7,500 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Long Island Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of America 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min North Fork Bank 877-694-9111 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $25,000 min Queens County Svgs Bk 718-433-4368 12/23/05 7.00 Range: P+0.00% to P+4.25% (no floor); $500-$600 fee; no yrly fee; $10,000 min Ridgewood Svgs Bk 718-240-4800 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $10,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min New York Metro Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min Independence Community Bank 800-732-3434 12/23/05 7.25 P+0.25% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Manufacturers and Traders Trust Co 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min North Fork Bank 877-694-9111 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $25,000 min Queens County Svgs Bk 718-268-6801 12/23/05 7.00 Range: P+0.00% to P+4.25% (no floor); $500-$600 fee; no yrly fee; $10,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min Rochester Institution Telephone Date Rate Fees and Conditions Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Canandaigua National Bank 585-394-4260 12/23/05 7.75 P+0.75% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min First Niagara Bank 716-434-6621 12/23/05 7.75 P+0.75% (no floor); no yrly fee; $10,000 min Five Star Bank 888-624-2300 12/23/05 7.25 P+0.25% (no floor); 0% 3 month intro; no yrly fee; $7,500 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Syracuse Institution Telephone Date Rate Fees and Conditions Alliance Bank 800-310-6275 12/23/05 1.99 P-0.26% (no floor); 4-mo intro; no yrly fee; $5,000 min Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min Fulton Savings Bank 315-592-4201 12/23/05 6.00 P+0.00% (no floor); 12-mo intro; no yrly fee; $5,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Solvay Bank 315-468-1661 12/23/05 7.00 P+0.00% (4.00% floor); no yrly fee; $2,500 min The Oneida Savings Bank 315-363-2000 12/23/05 5.25 P+0.00% (no floor); 6-mo intro; no yrly fee; $7,500 min Westchester, Co Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min Manufacturers and Traders Trust Co 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Wachovia Bank, NA 800-922-4684 12/23/05 7.25 Range: P+0.00% to 2.00% (no floor); no yrly fee; $8,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min Rates are subject to change without notice and may vary from branch to branch. Although the rates reported here have been obtained from the financial institutions themselves, the accuracy of the information cannot be guaranteed by the publisher. 2005: Bankrate.com All rights reserved. | Home Search | Site Map | | Interest Rates | | Credit Cards | MortgageRates | Home Equity Lines of Credit | | Home Equity Loans | New Auto Loans | Used Auto Loans | Last Modified Friday, December 23, 2005 FastCounter by bCentral