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Real Estate Brokers and Agents - HUD HUD News Newsroom Priorities About HUD Homes Buying Owning Selling Renting Homeless Home improvements HUD homes Fair housing FHA refunds Foreclosure Consumer info Communities About communities Volunteering Organizing Economic development Working with HUD Grants Programs Contracts Work online HUD jobs Complaints Resources Library Handbooks/ forms Common questions Tools Webcasts Mailing lists Contact us Help Real Estate Brokers and Agents Information by State Esta página en español Print version Email this to a friend More from HUD HUD handbooks and forms Homeownership centers Housing keyword index Glossary of terms Limited denials of participation Housing Today Related Information Debarments Institute of Real Estate Management American Factfinder Learn about selling HUD Homes and the advantages of FHA loans. Selling HUD Homes Introduction to selling HUD Homes More about selling HUD Homes Current listings find homes on our Marketing and Management (M & M) contractors' website Officer Next Door Teacher Next Door What About FHA Loans? Let FHA loans help you Find an FHA lender FHA maximum mortgage limits FHA approved condominiums Help For Your Buyers Local homeownership assistance programs Housing counseling free or low-cost counseling services for buying, renting, defaults, foreclosure, credit issues and reverse mortgages Homeownership voucher program some Housing Choice (Section 8) voucher holders may be able to purchase a home Avoid foreclosure help for former clients that may be facing foreclosure General Information Real Estate Settlement Procedure Act (RESPA) Settlement costs Healthy homes and lead hazard control Manufactured housing Content updated November 16, 2005 Back to top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you

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? REALS.COM - Real Estate Directory The #1 Real Estate Directory Offers links and information to real estate related sites since 1997 Submit a Site | Contacts Foreclosure Real Estate • Real Estate Classifieds • Realtor ® Supply Store • Real Estate Articles Explore by Categories [ Submit a Site ] Agents & Brokers - Business Broker - Buyers Agent - Interview Agent Apartments & Rentals - Corporate Housing - Find Roommate - Times Shares Career Training - Appraisal - Inspection - Property Management Commercial Real Estate - Developers - Investment - Office Space Construction - Architects - Builders - Contractors Finance & Mortgage - Credit Report - Commercial Lender - Insurance For Sale By Owner - Discount Brokers - FSBO Kits - Search Listing Foreclosure Real Estate - Auctions - Bank Owned - Foreclosure Consultants Golf & Land - Agricultural - Golf Resort - Land Directory Home & Garden - Do It Yourself - Garden - Home Decorating Informations - County Info - Glossary - School Reports International Real Estate - Asia Real Estate - Canada Real Estate - UK Real Estate Moving - Local Business - Relocation Expert - Storage New Homes - Home Builders - Planned Community - Senior Living Property Listing - Comparable Sales - Luxury Homes - Free Property Listing Property Management - Apartment Rental - Career Training - Tenant Screening - Software Real Estate Legal - Escrow and Title - Forms - Notaries - Tenant Rights Real Estate Services - Appraisals - Consultants - Inspections - Pest Controls Real Estate Support - Promotional Items - Real Estate Blog - Supply Store - Web Services Vacation Homes - Bed & Breakfast - International - Time Share Real Estate Foreclosures Start Your Free Trial Get instant access to the most accurate national database of bank and government foreclosed properties. Shop Online Realtor® Superstores The Largest Real Estate Marketing Tools,Supplies, and Services Offered Anywhere In The World Brio Realty Search MLS Real Estate Listings by State View photos of over 30,000 MLS real estate listings in California, Washington, Maryland, and Virginia. Hurricane Relief Submit a Site | Company Info | Site Index | Contact Us | Link to Us Terms of Use and Privacy Policy Information contained herein is deemed accurate and correct, but no warranty is implied or given. Reals.com 1997-2005. All rights reserved.

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California Alumni Association at UC Berkeley Search the CAA Web site: December 29, 2005 -- - CAA Program Links - Alumni Awards Alumni House Bear Connections Bear Merchandise Bear Treks Board Nominations Cal Advocacy California magazine Career Services Find a Group Find a Job Homecoming Lair of the Golden Bear Make A Gift Membership Benefits Mentoring Rent Alumni House Reunions Scholarships SoCal Student Services Young Alumni You are Here: Home > About_CAA > Rent Alumni House -- About CAA Contact Us Jobs at CAA Directions to Alumni House CAA Org Chart Rent Alumni House CAA Board of Directors Giving to CAA Volunteer CAA News and Press Releases "KCAA" Multimedia Cal Connection E-Newsletter Cal Advocacy Alumni House Room Rental Rates Effective February 2003 - Alumni House Reservation Form [ PDF ] - Alumni House Rental Map [ PDF , HTML ] If you plan on serving alcoholic beverages, you must also submit a permit form to UCPD: - UCPD "Permit to Serve Alcohol" Form [ DOC ] - UCPD Alcohol Policy [ DOC ] If youre involved with planning, sponsoring, or hosting an event, the California Alumni House may have just the right space for you! Located on the bustling UC Berkeley campus, its an unexpected oasis of tranquility. Through the generosity of more than 18,000 alumni to their Alma Mater, the building is dedicated to the service of the University. Of contemporary design throughout, featuring walls of brick, concrete, glass and steel, the Toll Room - living room style building contains a tastefully appointed lounge where alumni and their friends can meet before and after athletic events and on such occasions as Commencement, Charter Day and Homecoming. Since 1954, The Alumni House has enriched life on the Berkeley campus and served to build a bond of association and friendship among members of the University community. Alumni returning to the campus for visits are encouraged to use its facilities and invite their friends to meet them there. From conferences and receptions to seminars and weddings, the Alumni House is the perfect, versatile place for large or small gatherings. To inquire about the facilities for rent, or to make a reservation, please call (510) 642-1573, or send an e-mail message to asst_reser@alumni.berkeley.edu . Toll Room - lecture style Toll Room Most events are held in the Toll Room which, enhanced by walnut paneling and three fireplaces, feels like an ultra-spacious living room. Along one side, floor-to ceiling windows overlook a large slate patio, bordered by Japanese maples, oaks, redwoods, and ferns. Stephen Bechtel Conference Room At the far end of the Toll Room, a wall of sliding walnut panels separates it from the Stephen Bechtel Stephen Bechtel Conference Room Conference Room. When the panels are closed, the conference room is perfect for board meetings or as a breakout room. A 22-foot wood table, surrounded by blue leather conference chairs, dominates the space. A wall of glass offers natural light and a view of the patio. The conference room is also well suited for a buffet setup. Sibley Room Additional meeting space is available in the Sibley Room downstairs. It has a collection of yearbooks. Great for private meetings. Patio Because the patio is connected to the Toll Room and the Bechtel conference room, large events can flow freely between all spaces. The patio is especially nice in warmer weather. Space Usage & Capacity Toll Room Use: Conferences, weddings, banquets, lectures, receptions, workshops, seminars, forums, business meetings, and more. Toll Room - living room style Capacity: Theatre style: 120; Lecture style: 170; Standing Reception: 300*; Banquet: 125 or 150* *Greater capacity when used in conjunction with the Bechtel Room Stephen Bechtel Conference Room Use: Breakout space, conference room, business meetings with refreshments. Capacity: Seated around Conference table: 18-20 Extra chairs around the room: 30 The Patio Use: Luncheons, receptions, weddings, bar mitzvahs, parties, small fairs. Capacity: Theatre style: 100 Reception: 200 Banquet: 100 Presidents' Conference Room Presidents Conference Room Use: Breakout space, conference room, business meetings with refreshments. Ideal for private meetings away from the general flow of Alumni House foot traffic. Capacity: Seated around conference table: 8-10 Extra chairs around the room: 10 Sibley Room Use: Classroom, conference room, seminars, business meetings with refreshments. Capacity: Lecture style: 35 Reception: 50 The Alumni House from the Dana Court Entrance. We welcome the opportunity to discuss your event plans with you. Stop by the Alumni House (at the end of Dana Court) just off the Bancroft Way/Dana Street intersection, or... Call (510) 642-1573 and ask for Alumni House Reservations, or e-mail asst_reser@ alumni.berkeley.edu . About CAA Contact Us Update your Address CAA CareerOpportunities Privacy Policy ©2005 California Alumni Association. All Rights Reserved For questions about CAA: info@alumni.berkeley.edu Technical inquiries: webmaster@alumni.berkeley.edu Site design by: emdesign studio Site construction by: M&I Technology Consulting Alumni House Berkeley, CA 94720-7520 Toll-Free: (888) CAL-ALUM Phone: (510) 642-7026 Fax: (510) 642-6252

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Delta Community Credit Union :: Mortgages :: Lot/Land Rates New Page 1 | Technical Support | Contact Us | Apply Online | DECU Service Locator | Signup Reset Access Code Tab Menu Bar Loan Center Mortgages Online Banking Account Services Join DECU Home > Mortgages > Lot/Land Rates 1st Morgages Mortgage Products Online Application Rate Tracker 1st Mortgage Rates Purchase Money 2nd Rates Mortgage Calculators Home Equity Loans Home Equity Products Interest Only Lot/Land Loans Home Equity LOC Rates Home Equity Fixed Rates Lot/Land Loan Rates Lot/Land Rates Effective Date: 12/01/05 Loan Program Term Interest Rate Annual Percentage Rate APR*** Other Requirements 5 Yr. Fixed Rate 5 6.875% 6.875% Maximum LTV* 80% 7 Yr. Fixed Rate 7 7.000% 7.000% Maximum LTV* 80% 10 Yr. Fixed Rate 10 7.250% 7.250% Maximum LTV* 80% 5 Yr Balloon** 5 7.500% 7.500% Maximum LTV* 80% 5 Yr. Fixed Rate 5 7.125 % 7.125% Maximum LTV* 100% Loan amounts up to $75,000 7 Yr. Fixed Rate 7 7.250 % 7.250% Maximum LTV* 100% Loan amounts up to $75,000 10 Yr. Fixed Rate 10 7.500% 7.500% Maximum LTV* 100% Loan amounts up to $75,000 5 Yr Balloon** 5 7.750% 7.750% Maximum LTV* 100% Loan amounts up to $75,000 Automatic Loan Payment Withdrawals: Your loan payment can be payroll deducted or automatically transferred from your DECU checking or savings account or an outside institution. The payment frequency can be semi-monthly or monthly. Rates are subject to change without notice. The above loan product information is applicable as of the effective date shown. * LTV - The relationship between the amount of the mortgage loan and the value of the real property expressed as a percentage. The LTV is calculated by dividing the amount that you owe on the property by the value of the property. ** Lot/Land Balloon loans are amortized over a 20-year term. *** APRs are based on a $25,000.00 loan amount. Search www.decu.org Terms & Conditions of Use | Privacy Statement | Browser Compatibility | Legend | Other DECU Sites |

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Home Equity and Line of Credit- home-equity.Interest.com. Compare current home equity interest rates for home loans Compare Equity Rates | Equity Trends | Loan Calculators Begin by selecting your state and type of program. Select a State Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Mexico New Jersey New York North Carolina North Dakota Oklahoma Ohio Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming Select Loan Type Home Equity Loan Home Equity Line of Credit Improving Your Financial Literacy Source: Bank News - Dec 29, 03:08 AM As part of a nationwide survey of more than 1,300 homeowners conducted in August and released recently by Wells Fargo, respondents were questioned about their financial behaviors and attitudes regarding interest-only loans, the housing market and retirement planning.The WeUs Fargo second Annual Survey of American Homeowners found that of the 8 percent of homeowners with interest-only real estate- secured accounts, a 73-percent majority pay both the principal and interest at least some of the time. Read More... New-Home Sales Took Tumble in November Source: The Atlanta Journal and Constitution - Dec 27, 02:13 PM Dec. 24--Sales of new houses took an unexpected dive in November, falling to the slowest pace in a year and adding to evidence that the six-year real estate boom is ending. Home sales were down 11.3 percent from October, median and average prices were not much changed from a year ago, and the pool of unsold homes continued to swell, reaching a record 512,000. Read More... Warning on Interest-Only Mortgages Source: Buffalo News - Dec 23, 07:32 AM The Federal Reserve and other bank regulators said interest-only and other nontraditional mortgages pose a threat to the financial system and urged the nation's banks to tighten lending standards.Lenders are also letting home buyers fund down-payments with home-equity loans in what the industry dubs "piggyback" financing. Read More... Reverse Mortgage Could Help Senior's Finances Source: Cincinnati Post - Dec 21, 05:11 AM If anything defies the adage "if it sounds too good to be true, it probably is," something called a reverse mortgage might be it -- especially for older homeowners who find themselves struggling financially while sitting on a big pile of home equity.If you own your home and are at least 62, a reverse mortgage might allow you to get your hands on that equity and continue to live in the home with no requirement to repay the loan as long as you stay there. Read More... How to Be an Armchair Economist Source: The Seattle Times - Dec 20, 02:01 PM Dec. 20--The housing market is likely to cool, but not collapse. And though continued high energy prices may depress consumer spending, sustained business investment should counterbalance that. Read More... Options on Taxes Invest in Income Source: Augusta Chronicle, The - Dec 20, 01:38 AM WASHINGTON - In presenting President Bush with two options to streamline the tax code, his handpicked advisory panel promises that most taxpayers can expect to pay Uncle Sam about what they pay today. Even though Mr. Bush and Congress will change the panel's plans, it's worth looking at the winners and losers the two options would create. Read More... View More Home Equity Headlines Home Equity Basics · What You Should Know About Home Equity Lines of Credit · See where the Prime Rate is and where it has been historically · Using a Home Equity Loan To Your Advantage · A Home Equity Loan May Be Tailor-Made To Meet Your Needs · Government Helps Buyers Fix Up Their Dream Home With the 203(k) · Deducting Mortgage, HELOC and Home Equity Loan Interest Home Equity Basics See where the Prime Rate is and where it has been historically Using a Home Equity Loan To Your Advantage A Home Equity Loan May Be Tailor-Made To Meet Your Needs Government Helps Buyers Fix Up Their Dream Home With the 203(k) Loan More Investing Basics Advertisement Mortgage Today's Rates Find Local Lenders Mortgage Calculators Mortgage Trends Lender List by State Reverse Mortgage Lenders Interest Only Mortgages Refinance Mortgages Mortgage Forms Real Estate Forms Legal Forms Real Estate Articles Auto Loans Auto Lenders Auto Trends Auto Calculators Credit Cards Credit Cards Credit Card Trends Calculators Home Equity Equity Rates Equity Trends Loan Calculator Bad Credit Find Lenders Loan Calculators Deposits Products and Rates Charts and Trends Calculators Subscribe for Free Mortgage Updates E-mail Newsletters Wireless/PDA Interest.com, as mobile as you are . - Free Latest News Feeds Mortgage Talk Forum-financial knowledge is a click away . 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