New Homes New home


DOE Building Technologies Program: Homes Search Help More Search Options Search Site Map Subject Index -- EERE Information Center Homes Building America Projects Your State Energy Office Energy Savers Website Home Energy Saver Tool Virtual Home Navigator Consumer Energy Information Efficient Windows Home Energy magazine Real Goods Ways to Save Use a programmable thermostat to control the heating and cooling in your home Compare your energy use against the national average Conduct a home energy audit to determine the largest savings potential Install energy efficient lighting such as compact fluorescent lamps (CFLs) Hire a professional to help you insulate and repair your ducts Need help lowering your energy bills? As many as 30 million low-income families in the U.S. are eligible for home weatherization help. Visit the Weatherization Assistance Program web site for information Homes Use Energy Like It's Going Out of Style The typical U.S. family spends $1,300 a year on home energy bills, and some of that energy is wasted. Heating, ventilating and air conditioning units are inefficient, windows leak conditioned air, and appliances devour energy. This is money out of your pocket, and it's bad news for the environment—electricity generated by fossil fuels for a single home puts more carbon dioxide into the air than two average cars. Building Energy-Efficient New Homes New home construction presents an opportunity to incorporate energy-saving features right from the start. Across the nation, savvy homeowners and home builders are demonstrating that energy-smart building choices can help homeowners save on energy bills and, at the same time, give homebuilders a competitive advantage. The Good News? Well, maybe using so much energy—especially in the form of fossil fuels—is going out of style. Homeowners and renters know that saving energy means saving money, and they're realizing that it does not mean sacrificing functionality. There are many things you can do to save energy, ranging from long-term investments to simple no- or low-cost changes. In fact, simple adjustments—like letting your dishes air dry—add up to significant savings. Looking for long-term savings? Because we use-and waste-energy in so many ways, there are plenty of options for cutting back. If you replace 25% of your lights in high-use areas with fluorescents, you can save about 50% of your lighting energy bill. In the market for a new appliance? Invest a little extra money in an energy-efficient product and save more money in the long run. If you're building an addition to your home, double-paned windows and proper insulation will reduce your heating and cooling costs, and strategically placed windows will provide daylighting. From water heating to landscaping, most areas of your home offer opportunities to save. But we will always need energy, and that's why many homeowners are turning to renewable energy sources for a cleaner, more sustainable choice. This can mean investing in solar panels to supply your home's electricity or purchasing a solar water heater. It can also mean installing ground source heat pumps that use the heat of the earth to moderate the temperature of your home. In many areas, utility companies offer clean energy options such as wind power. And that's not all. While you're at the business of saving money, you'll help reduce dependence on fossil fuels, which increases domestic security. You'll also help the environment. In 2000, residences accounted for 20% of U.S. energy-related carbon dioxide emissions—that's 313.4 million metric tons of carbon dioxide. Saving energy also goes hand in hand with other sustainable choices, like saving water and using more friendly materials and products, like paint, carpet, and cleaners. This is good news for the environment, but it also improves the health of your home, so you can breathe easy. So, where to start? A home energy audit will help you determine what changes will save the most energy and money. If you'd like an overview of energy use in homes, check out the Virtual Home Navigator . Energy Savers is full of useful tips for saving energy, and Home Energy Saver allows you to plug in specific information about your home to find out where you have the most potential for savings. By now, chances are you've come up with a much better way to spend your money than sending it out your single-paned window. A college savings fund, perhaps, or a water-saving clothes washer? Or how about that vacation you've been dreaming about? Printable Version Webmaster | Security & Privacy | Building Technologies Program Home | EERE Home U.S. Department of Energy Content Last Updated: 07/08/2004



Buy Property

Property for sale, Spain, buying property, Spain, apartments, villas, townhouses, for sale, Costa del Sol, Costa Blanca, Spain Residential Property for sale in Spain Home | Spanish Shop | Photo Library | Message Board | Classified Ads | Property | Currency Converter | Site Map | Stats | Search | Advertise | About Us | Contact Us Property in Spain - Buying Information & Agents Introducing the new service from idealspain.com www.idealspain-properties.com - Properties for sale & to rent throughout the whole of Spain Western Costa del Sol - Make your dream a reality! From Malaga to Gibraltar and inland to Granada. You give us your ideal property requirements then we find you your perfect property. No need for estate agents - we provide the perfect solution! Free of charge to the buyer. www.CostaBlancaHomes.org.uk - The UK's personal assistant in finding property in Spain & abroad - Use our FREE service to find that dream home. The UK's personal assistant in finding property in Spain & abroad Costa Blanca North , Costa Blanca South , Costa Del Sol , Almeria , Florida , South Africa & Thailand . www.properties-espana.co.uk - We have a good selection of both new and resale properties in Costa Blanca , Costa del Azahar , Costa Almeria , and Tenerife . We are not tied to any one developer, and can therefore give you a larger choice. We also have properties in Portugal, Cyprus and Turkey. Absolute Estates offers properties throughout the whole of Spain and other worldwide destinations. We have properties to meet everyone's needs whether it be inland, beachfront, marina, mountain or golf. For golf properties, visit our sister company, specialist in this area, www.golfworldproperties.com . All Seasons Property - New and resale properties, businesses, investment projects, off plan developments. Whatever type of investment opportunity you are considering we can offer expert advice and guidance. All areas of Spain covered as well as Portugal, Florida, Morocco, Bulgaria and Turkey. Athena Property Sales Spain - NO GIMMICKS, NO HARD SELL, just all types of properties throughout Southern Spain cheaper than any other Agent. Whether you prefer Inland or Coastal, we have them all. CHEAPER PROPERTIES GUARANTEED! Just visit our website and see for yourself! Beach & Golf Properties - Over 1600 properties from only 55,000 on the Costas Blanca, Calida, Almeria, del Azahar & Tropical . Clients booking 1-1 inspection visits enjoy complimentary full board accommodation in stylish 4* hotels and up to 1000 cashback on selected new developments. Casa Sierra Villas currently have a range of new properties available for purchase on various residential golf developments throughout Costa Blanca . Casa Sierra Villas is proud to be an Approved Direct Sales Agent representing San Jose. Country Estate - 1000's of Inland and Country Spanish properties for sale direct from the owner. Covering the areas of Malaga, Granada, Murcia, Cadiz, Sevilla, Extremadura, Cordoba and Almeria . Free professional and independent advice. CrawfPro Spain SL - CrawfPro is a private company based in Granada, selling select homes in the area. We can also find your property, survey it, lead the buying process, inspect construction, manage your project, look after your property and deal with bureaucracy. Don't be alone. Design A Deck Spain - The Costa del Sol's leading hardwood timber deck builder . We build custom decks, screened & open porches, sunrooms, gazebos, pergolas, arbores, pool & spa decks and many other outdoor structures. 100% reliable and professional service. DM Estates - Marbella Property - If you are looking to buy a holiday home or invest in property in the Marbella area on the Costa del Sol , you will find it here. DM Estates offers thousands of resales and a complete list of new developments. 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Get Spain - A FREE guide to buying property in Spain that could save you a fortune on your property purchase. Follow just 3 steps in this easy to read report and you could save as much as 18,500 euros when you buy a house in Spain. www.getspain-spain.com/property_spain.html . Get Spain Valencia - We offer buyers a free impartial service, ensuring that they find the property they want at the right price, 'we are not estate agents', let us guide you through your purchase and take the leg work away, visit us now. Goulbourn Associates - Well established British Real Estate Agents offering friendly but professional advice. Listing many coastal, rural and "off plan" properties all within 1 hour of Malaga airport. ( Costa del Sol ). Excellent website with lots of useful information for potential buyers. Spanish Property from HomeEspana - HomeEspana are an established estate agents selling a large selection of coastal and inland properties on the Costa Blanca and Costa Calida . Browse our online database now, or take advantage of our individually tailored property inspection trips for just 129. Homes & Fincas - Properties in the Costa de la Luz . Ayamonte, Isla Canela, Costa Esuri, Islantilla, El Rompido, Nuevo Portil, Punta Umbria, Cartaya, Huelva and Gibraleon. the Spanish Algarve is still a secret corner. " How to Buy a Spanish Property Book " - Learn how to safely buy your Spanish property; legally control or even eliminate Property, Capital Gains, Wealth and Income Taxes; learn vital facts about Health Care, Pensions, Mortgages and Car Registration! Written by UK Barrister Barry Spencer-Higgins LL.B(Hons) - Only 4.99 Hudson International Properties - Specialist property service for sales & long lets. Luxury properties in the best locations from Marbella to Sotogrande. Professional relocation service also available. 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Properties throughout Spain; Costa Blanca , Costa Almeria , Costa del Sol , Costa Brava , Costa Calida , Costa de la Luz , Balearics & Canary Islands . UK based and always available for you to contact. Living the Dream with Costa Blanca Homes - The UK's personal assistant in finding property in Spain & abroad - Use our FREE service to find that dream home. The UK's personal assistant in finding property in Spain & abroad Costa Blanca North , Costa Blanca South , Costa Del Sol , Almeria , Florida , South Africa & Thailand . MoversandStorers.co.uk - National & International Domestic and Office Relocation experts. Est 1983. M&G offer the most dedicated, personal and professional service for those moving to or from Spain and the UK. Visit our website or call us and find out why we are number 1. sales@storage-removals.co.uk . Pass the Phone, the telephone helpline - Personal translator at the end of your phone 24 hours. Simply speak to an operator, explain the problem, Pass the Phone and we will translate for you. Remember you're never alone with Pass the Phone - Call: 965 794 899 Platinum Properties in Spain offers a wide selection of Spanish properties for sale at the Costa del Sol and the Costa Calida . Buy now a Spanish property and pay nothing for up to 24 months. PropertiesAbroad.com - Agents UK based as seen on ITV 'I want that House'. Expert impartial advice on what and where to buy. 20 years experience finding properties for our clients all over Spain . Tell us what you are looking for and we will find it for you. Property-in-spain.ws - We have property all over Spain and specialize in all property sectors to ensure we can service every aspect of our client's property concerns. We also have very reputable and respected partners whom we have partnered so that we can increase and better the service we offer to our clients. Collectively, we have over 4500 properties. Pure Overseas Property - provide superb quality low price properties in Costa Almeria, Costa Blanca, Costa Calida, Costa del Sol, Costa Tropical. We have properties Off Plan with deposits from as low as 15,000 including IVA. Real Rural Properties - A dynamic real estate agency dealing with inland village houses and other properties. in some of the most beautiful locations in inland Spain . Whatever your dream we have real estate to suit everyone. Undiscovered properties in the provinces of Murcia , Granada and Andalucia . Ribera & Desai Inmobiliaria - With new and resale properties along the Costa Brava , Blanca , Calida and Costa del Sol , our property specialists will help you find the perfect property and guide you step by step through the buying process. Click here for more information and to view our properties . Right Move SL - Their philosophy has been, and always will be, to put the customer at the centre of all they do. Specialising in new developments and resale properties in the Costa del Sol , and throughout Spain . Choose from over 2,300 resale properties and 300 new developments in Spain. Sanitas Health Plan Complete - In safe hands in Spain - Whether you're escaping to the sun during the winter months or working in the country for the whole year, Sanitas Health Plan Complete will help you take advantage of the highest quality health care options. Visit this link for further information . Simply Andalucia Country Property Consultants - Specialising in rural properties inland from the Costa del Sol we are the number one choice for those looking to move or invest in Spain. As members of the N.A.E.A, Homelink and F.I.A.B.C.I. you can be assured of a pleasant & professional service at all times. Simply Andalucia "Making the Country Lifestyle, Your Lifestyle!" Solseeker Properties - When you want to invest abroad or buy a home instead of a house you need a reliable partner. Solseeker has many properties, new and resale in Valencia , Costa Blanca , Costa Calida and Almeria . For your personal service, visit us. Spanish Villas - New & Resale, coastal and rural villas, fincas, apartments and land on the Costa Blanca . We are independent and not tied to any one inmobiliaria or builder. We can find the right property for you. Top 10 Spanish Properties - lists the best new developments available in Spain . If you are looking for a new house or apartment in Spain for an investment, holiday home or permanent residence look no further. WSI - Start Your Own Business and Profit from the Internet! Now in its 10th year of business, WSIs systems are used by over 1000 franchisees in 87 countries around the world. Currently rated the "#1 Fastest Growing Business Services Franchise" and the "4th Fastest Growing Franchise in the world" , WSI has established one of the most profitable Franchise Opportunities in the world today with a Proven Business System! 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Quick Links View agents and information for specific areas of Spain: Choose an option Property for sale in Spain Costa Almeria Costa Blanca Costa Brava Costa Calida Costa de la Luz Costa del Azahar Costa del Sol Costa Tropical - Granada Canary Islands Golf Properties Mallorca New developments Rural properties UK Based Agents Private Property Sales Commercial Property Home Improvements Mortgages Main guide to buying Guide to renting Holiday rentals Private Property Rentals a Property for sale in... a Spain a Costa Almeria a Costa Blanca a Costa Brava a Costa Calida a Costa de la Luz a Costa del Azahar a Costa del Sol a Costa Tropical - Granada a Cordoba, Andalucia a Huelva, Andalucia a Jaen, Andalucia a Seville, Andalucia a Canary Islands a Mallorca a Tenerife a New Developments a UK Based Agents a Rural Properties a Golf Properties a Private Property Sales a Businesses for Sale a Home Improvements a Property to Let in Spain a Private property rentals Related Links a Buying Property - Guide a Buying a finca - Guide a Buy a business-Guide a Buy a bar in Spain-Guide a Renting Property - Guide a Mortgages a Mortgage Calculator a Money Matters a Foreign Currency Services a Legal Matters a Hotels in Spain - A-Z a A-Z of Places a Holidays in Spain a Moving to Spain a Sport Home Page Relevant features Teach Yourself Spanish Relocate to Spain Working in Spain Costa Jobs Driving in Spain Driving licences Tourist Offices The Culture Healthcare in Spain Legal Matters Banks in Spain Making a will Teach Yourself Spanish Schools in Spain Tenants rights Cost of living in Spain Work Experience The Lotteries of Spain Buying a car in Spain If you have a property you wish to sell privately, you can advertise it on idealspain.com for 150 euros until sold. Click here for details Need to transfer money to Spain? Save money and stop making the banks rich. click here for details NEED A MORTGAGE? Advertise with us Step by step guide Site Stats About us | Terms of use | Contact us | Site Map | Advertise with us | Latest updates Buying Property in Spain | Schools in Spain | Healthcare in Spain | Finance | Move to Spain | Work in Spain | Culture of Spain Airports of Spain | Hotels in Spain | Weather in Spain | Nautical Spain | Geography of Spain IdealSpain.com - Tel: (+34) 952 198 832 - Email: info@idealspain.com All content and images 2000-2005 idealspain.com Visit our other websites : www.perfectbulgaria.com - www.idealcroatia.com www.iberianimage.com - www.fiestaproperty.com - www.fiestapropertymallorca.com



Real estate investment page

John T. Reed's Real Estate Investor's Monthly newsletter Web page Real Estate Investor’s Monthly is an 8-page, monthly newsletter aimed at a nationwide audience of individual real estate investors. Subscription prices are 1 year, $125; 2 years, $238. Not available in book stores . Subscribers get 12 or 24 issues depending on whether they buy a one- or two-year suscription. There is no way to access prior issues for subscribers or anyone else other than by purchasing books that have the article in question in them. See the tables of contents of John T. Reed’s various books for those titles. Order form | Real estate investment page | Secure shopping cart JOHN T. REED’S Real Estate Investor’s Monthly Almost every topic has been covered at one time or another. Use the “Find” function under the edit menu of your browser to search the back articles in the chronological list of articles below. Chronological list of articles , The best indication of what you will find in the newsletter. Start at the bottom and work backwards. Also a good review of the history of real estate investing since 1986. In many cases, just reading the article titles will give you ideas which can make you money . Profile of typical subscriber : Net worth, experience, age, sex, education, etc. What subscribers have said Have you done a deal that meets Real Estate Investor's Monthly standards? Sample issue The actual, entire July 1999 issue. (Viewing the sample requires Adobe Acrobat™. You probably already have it. If not, you can download it for free from http://www.adobe.com/products/acrobat/readstep.html .) To send feedback to John T. Reed, click here: johnreed@johntreed.com. Topics include how to: understand new tax laws find financing find deals that make sense deal with lawsuits minimize income taxes protect assets buy real estate at bargain prices use computers and the Internet in real estate avoid environmental liability exchange tax-free increase the value of your real estate minimize expenses pay the minimum interest rate do a lease option correctly understand new laws pertaining to real estate investments Many issues include actual case histories of successful investment strategies. Real Estate Investor's Monthly has been published continuously since February, 1986. In recent years, many people have begun asking if a subscription includes access to all past articles. No, it does not. We publish some past articles into books organized by subject. Real Estate Investor's Monthly covers the following subjects: Financing Conventional 1- to 4-family Conventional income property HUD 1- to 4-family VA 1- to 4-family HUD income property Seller financing Lines of credit Refinancing Other Real Estate Owned by lending institutions as a result of foreclosure Pay down of existing mortgages Best loan-to-value ratio Additional descriptive information to be added later to this page. Order form | Real estate investment books | Secure shopping cart John T. Reed, a.k.a. John Reed, John T Reed, Jack Reed, 342 Bryan Drive, Alamo, CA 94507, 925-820-7262, Email: johnreed@johntreed.com



Real Estate Broker License

California Department of Real Estate: Real Estate Broker License California Home DRE Home What's new About DRE Careers at DRE DRE Records Consumers Escrow Violations Examinees Licensees Subdivisions Real Estate Law Regulations Publications Forms FAQs Links Index Department of Real Estate My CA Real Estate Broker License indicates an item is in Portable Document Format (PDF). You will need Adobe Reader (or an Adobe Acrobat product) to view it. Click on the icon below to download a free copy of Adobe Reader. Click here for information about using Adobe Reader. Minimum Requirements to Apply for the Broker Exam and License To obtain a real estate broker license, you must first qualify for and pass a written examination. Those who pass the examination are provided a license application which must be submitted to and approved by the DRE. For complete statutory requirements and qualification patterns, see Instructions to License Applicants . Age : To apply for a license, you must be 18 years of age or older. Residence : License applicants must provide Proof of Legal Presence in the U.S. If not a California resident, see Out-of-State Applicants . Honesty : License applicants must be honest and truthful. Conviction of a crime may result in the denial of a license. Failure to disclose any criminal violation or disciplinary action in an applicant's entire history may also result in the denial of a license. For further information, see Help Avoid Denial of Your License Application and Application Eligibility Information (RE 222) . Experience : A minimum of two years full-time licensed salesperson experience within the last five years or the equivalent is required. For further information, see Documenting Experience Requirements for the Broker Examination . Education : Applicants for a real estate broker license examination must have successfully completed the following eight statutorily required college-level courses: Real Estate Practice Legal Aspects of Real Estate Real Estate Finance Real Estate Appraisal Real Estate Economics or Accounting And three* courses from the following group: Real Estate Principles Business Law Property Management Escrows Real Estate Office Administration Mortgage Loan Brokering and Lending Advanced Legal Aspects of Real Estate Advanced Real Estate Finance Advanced Real Estate Appraisal Computer Applications in Real Estate Common Interest Developments * If both Real Estate Economics and Accounting are taken, only two courses from the above group are required. Continuing education offerings do not satisfy the college-level course requirements for this examination. Each college-level course must be a minimum of three semester-units or four quarter-units. The courses must be completed prior to being scheduled for an examination. Copies of official transcripts are generally acceptable evidence of completed courses. Transcripts of other courses, submitted as an equivalent course of study in lieu of the statutory courses, must be accompanied by an official course or catalog description in order to be evaluated. Broker qualification courses must be completed at an institution of higher learning accredited by the Western Association of Schools and Colleges or by a comparable regional accrediting agency recognized by the United States Department of Education, or by a private real estate school which has had its courses approved by the California Real Estate Commissioner. Courses completed through foreign institutions of higher learning must be evaluated by a foreign credentials evaluation service approved by the Department of Real Estate. See Examination Applicant Foreign Education Information (RE 223) . NOTE: Applicants who have completed the eight college-level courses statutorily required for the broker examination and license are eligible to take the salesperson examination without providing further evidence of education or experience. Back to Top of Page Conditions of Use | Privacy Policy | Tech Problems 2003 State of California This page last modified on Wednesday, November 02, 2005



real estate prices and

Statistics.com Courses: Real Estate Pricing and Financial Stability -- Login Register -- Join mailing list for course announcements Introductory Basic Concepts Intro Stats Data Mining Intro Data Mining Data Mining 2 Data Mining Security -- Decision Trees Text Mining Life Science Adaptive Trials Biostatistics Clinical Trials Fundamentals of Epi Bias in Epi Data Analysis of Epi Meta Analysis Microarray Analysis Survival Tox Risk Engineering Design Experiments Adv DOE Engineering Queueing Theory SPC Environment Directional Data Environmental Geostatistics Social Science Census GLM Longitudinal Data Rasch SEM Advanced SEM Survey Design Survey Analysis Business Derivatives Time Series Real Estate Special Topics Poker Probabilities Stat Methods Bayesian Statistics Categorical Cluster Analysis Count Data Logistic Regression Intro to R Mixed Models Modeling in R Resampling Adv Resampling Regression Sample Size S-PLUS Course Calendar View Full Course List Faculty Testimonials Tour a Course About our Courses Register Statistical Software Free Web-Based SQC calculators Online Consulting Discussion Boards Stat Terms Glossary Statistics Symbols Search Newsgroups Other Resources Certificates RSS Prep Statistics Jobs Online Printed Encyclopedia Tutoring Service Teachers Puzzles Homework Discussion Other Resources -- Real Estate Pricing and Financial Stability Instructor to be Arranged [preliminary information - this course is in development] Course Cost: $399 commercial ($299 academic) if pre-paying online via credit card or via check sent with our printed order form. $449 per participant ($349 academic) if you need us to invoice you, process a purchase order, process a wire transfer, or process an EFT. Dates: This course is under development and has not yet been finalized for scheduling, which will depend somewhat on the level of interest in the course. If you are interested in participating in a course like this, please use the form below to let us know. Level: Intermediate/Advanced Registration: You may register online ; students and teachers are eligible for a discount - register here (you will be required to state your academic affiliation). If you prefer, you may fax or mail us this printed registration form . Note: We will not charge your card until one week before the course begins. You can cancel at any time prior to that day. Also, courses may fill up at any time and registrations are processed in the order in which they are received. Course Discussion Board: Click here to go to the course discussion board (pre-paid registration required, see above to register). Note that the discussion board is not activated until the course start date. -- Aim of the Course: Is there a real-estate bubble? How will changes in real-estate prices affect national economies? At a recent conference, IMF experts lamented the lack of timely information on real estate markets. This course covers the statistical methodologies used in constructing both commercial and residential real estate price indexes, which are important tools that financial institutions can use to monitor their exposure to risk from volatility in real estate markets. It also addresses relationships between real estate prices and banking profitability, and the roles that bank credit, GDP, stock equity prices and interest rates play in determining real estate prices.. Who Should Take this Course: Analysts in private and central banks, government financial analysts, lending agencies and organizations such as the IMF and World Bank, anyone who needs to understand the role that real estate prices play in sound banking practices, and the impact they have on financial system stability. Modern Engineering Statistics , Modern Experimental Design , Modern Regression Methods and Statistical Methods for Quality Improvement , all from Wiley, plus numerous papers in peer-reviewed journals.-- Prerequisite: Participants should be familiar with the fundamentals of statistics as found in Basic Concepts in Probability and Statistics and Introduction to Statistics: Design and Analysis . Organization of the Course: The course takes place over the Internet at statistics.com. Course participants will be given access to a private discussion board that will serve as a forum for discussion of ideas and problem solving. The course is scheduled to take place over four weeks. At the beginning of each week, participants receive the relevant material, in addition to answers to exercises from the previous session. During the week, participants are expected to go over the course materials and work through exercises. click here . -- Course Program : The course is structured as follows SESSION 1: : Real estate prices and other major economic indicators. Banking profitability and property prices The boom and bust cycle Correlations with GDP, stock prices, bank credit, and interest rates SESSION 2: The data Key characteristics of data available in various countries Residential real estate price indexes (methodology) Commercial real estate price indexes (methodology) SESSION 3: Accounting for quality, aggregating Hedonic functions Case studies (hedonic models in Brazil and France) Aggregating non-harmonized national data (Euro zone) SESSION 4: Country case studies (choose two) Availability and usefulness of real estate data in East Asia US: quality adjusted prices for non-residential structures Japan: the late 1980s asset price bubble UK: housing price indexes I Am Interested in this Course: Name : Email : Comments : Site Design by NEW TARGET © statistics.com 2005 To contact www.statistics.com: click here




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