Real Estate Listing

Champaign & Urbana Illinois real estate listings, home buying, seller financing and relocation information 217-355-1404 Sell a House Buy a Home Contact Us Resources Investors Home Sell Your House In 7 Days or Less! We buy houses in Champaign, Urbana, Savoy, Mahomet, St Joseph, and Tolono. Check our real estate inventory of homes for sale with owner financing! No realtors or agents needed. Do you have a house that you need or want to sell fast? Would it help if we could provide you immediate debt relief, by taking over your mortgage payments for you? Good News! We have several innovative programs that will allow you quick solutions to sell your house in 7 days or less, and move forward with your life. You may need to sell your home for many different reasons * Job Transfer * Divorce * Behind on Payments * Lose Your Job * Buying Another House * Need Repairs * In Foreclosure * Tired of Being a Landlord * Inheritance * Making 2 House Payments * Health Problems * Bad Tenants Learn how to sell your house in 7 days or less. Get your FREE Special Report by clicking here Creative Real Estate Solutions for Champaign Urbana Illinois If you own real estate in the Champaign Urbana area, we can help. Palm Harbor Services, Inc is a real estate investment group. We are not a real estate agency or brokerage firm. We specialize in creative real estate solutions in Champaign County . We are not Realtors, we are investors. We don't want to list your house, we want to buy it! There is no doubt that Champaign Urbana Illinois is a great place to live. Owning real estate has many advantages, however if you need to sell fast, there are many disadvantages too! If you have ever tried to sell a house before, whether you used a Realtor, tried for sale by owner, or any other method, you'll agree that there is a lot of grief and stress involved. When will I find a buyer? Should I have another open house? Is my buyer financially qualified to buy my real estate? How much will I have to pay in real estate commissions?, etc. Will my house ever sell? SELL YOUR HOUSE FAST! We have years of specialized knowledge in both creative and conventional real estate. We've worked on both sides of the fence before and have been involved in Millions of dollars of real estate transactions in the Champaign Urbana area. If you want to eliminate the nightmare of selling your house on your own, or the hassles of listing with a realtor, here are just a few of the benefits of how we can help. We can offer you a variety of options to get your home sold quickly, without hiring an expensive Realtor Company! We can close Fast! You can sell your house in as-is' condition! You can move when you want to! You never pay a real estate commission! You get Fast Debt Relief from your mortgage payments! We have solutions for many situations, including if your house needs repairs, your relocating, behind on payments, in foreclosure, etc. What our clients are saying . . . . I received a post card in the mail. I read the card and gave them a call. We talked about how they could buy my house and take a BIG load off of my shoulders. They did just that, and did all of the work. It helped out a lot! There name is in my cell phone, and if anybody I know needs help, they will be the first people called! Joe Henderson We Have Solutions That Allow You To Move On With Your Life There are many Realtors in the area who could list your house for sale. However, after signing a listing agreement with a Realtor, you will have to sit on the sidelines and wait to see what the market does for you. Sometimes you will have to wait, and wait and wait! Due to circumstances out of your control, there are many houses that will not sell fast in the conventional market. For a lot of people, this may cause a financial strain on you. If your house is vacant, how long can you afford to make payments on a vacant house? Ask us about our Lease-Purchase Program . . . We Can Help! There is no guarantee that a Realtor can sell your house. And if they can, you may have to wait up to 6 months or more to get to the closing table. You will then have to pay your realtor thousands of dollars in commissions. Do you want to go through the realty circus, or do you want to sell your house now? If the circumstances are right, we can pay cash and close when you are ready. If your house doesn't qualify for our Cash-Purchase Program, there is a great chance that it will qualify for our Lease-Purchase Program. Since we are not Realtors, we don't charge you any commissions or fees. We also won't tie up your property for 6 months or more trying to sell it. We can buy your house quickly and relieve you from the financial burdens of mortgage payments right away! If you have a house that you want to sell right now, please complete the Fast Offer Form , and we can provide you with a fair firm offer in 48 hours! Special FREE Champaign Urbana Report We have prepared a special report that we can provide you absolutely free of charge. If you own real estate in the Champaign Urbana area, or any of the following cities; Mahomet, (Saint) St Joseph, Tolono, Thomasboro, or Rantoul, you can get your copy of this Free Report now! In the Free Report you will learn the details on How To Sell Your House in 7 Days or Less . You will discover your options and alternatives, and how to move forward with the next step. To Order Your Free Special Report On How To Sell Your House in 7 Days or Less Complete the form below and your report will be immediately sent to your inbox. Name: Address: City: State: Zip Code: Email: How did you find our company? select one The Homefinder A For Sale sign Postcard Thrifty Nickel Internet Search News-Gazette Business Card Referral Other Palm Harbor Services, Inc. | P.O. Box 7167 | Champaign, IL 61826 Search for Lenders serving Champaign and Urbana Illinois | Online Real Estate Schools

Buy Property

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property listing DUBAI REAL

Real Estate Listing :: Gowealthy.com HAPPY NEW YEAR 2006 HOME | REAL ESTATE | TRAVEL | ENTERTAINMENT | PREMIUM CLUB MEMBER LOGIN User ID: Password: Not a member? Register now! Forgot password? WORLD PROPERTIES » Property home » List your property » View property listing DUBAI REAL ESTATE NEWS » Read News » Submit Press Release FREEHOLD GUIDE » General FAQ » Construction Updates » Currency Converter HOME | REAL ESTATE | LISTING property listing Filter Properties by Type All Apartment Duplex Villa Townhouse Beach House Farmhouse Island Retreat Retail Outlet Site Shop For All Sale Rent Re-Sale Bedroom All Studio 1 2 3 4 5 6 6+ Nill Country All Argentina Australia Belize Brazil Bulgaria China Dominican Republic Egypt France Greece India Lebanon Malaysia Mexico Morocco Pakistan Panama Portugal Singapore South Africa Spain Switzerland Turkey United Arab Emirates United Kingdom United States Uruguay Yugoslavia First Previous 1 2 3 4 5 6 7 Next Last Name Herdade Monte - a house with 11 bed-rooms Type Farmhouse Property for Sale Bedrooms 6+ Area 8,000,000 Sq.M. Price AED 7,500,000 City Arraiolos Country Portugal » More details » Property enquiry Name Small hotel/loft new refurbished with nine rooms in the Swiss mountains Type Villa Property for Sale Bedrooms 6+ Area 1,000 Sq.M. Price USD 1,350,000 City Matt Country Switzerland » More details » Property enquiry Name Freehold Hotel and Beach Club Type Site Property for Sale Bedrooms 6+ Area 4,500 Sq.M. Price EUR 9,500,000 City Tangier Country Morocco » More details » Property enquiry Name Hotel and Beach Club Type Site Property for Sale Bedrooms 6+ Area 4,500 Sq.M. Price EUR 9,500,000 City Tangier Country Morocco » More details » Property enquiry Name Beautiful villa on the med sea in tangier Type Villa Property for Sale Bedrooms 4 Area 953 Sq.M. Price EUR 500,000 City Tangier Country Morocco » More details » Property enquiry » List of active properties | LINK | ADVERTISE | SITEMAP | FAQ | FEEDBACK | CONTACT US | ASSOCIATES GOWEALTHY.COM © 2005. ALL RIGHTS RESERVED DISCLAIMER PRIVACY POLICY

Real Estate Investment Trusts

Investment Services Real Estate Instruments in the Yahoo! Directory Search: the Web | the Directory | this category Investment Services > Real Estate Instruments Email this page Suggest a Site Advanced Search Directory > Business and Economy > Shopping and Services > Financial Services > Investment Services > Real Estate Instruments CATEGORIES Real Estate Investment Trusts (110) SPONSOR LISTINGS ( What's this? ) Matrix Capital Partners - private equity firm focused on multi-family real estate investments and the preservation of affordable housing communities. SITE LISTINGS By Popularity | Alphabetical ( What's This? ) Sites 1 - 31 of 31 RealEstateCourseReviews.com - read and write reviews of the most popular real estate investing courses. Also offers products, articles, and links related to real estate investment. Oarlock Investment Services, Inc. - specializes in investment real estate for self-directed retirement accounts. Lend Lease Corporation Limited Lend Lease Real Estate Investments - diversified investment manager offering real estate and mortgage products. George Smith Partners, Inc. - commercial mortgage brokerage firm specializing in financing acquisition, construction, and mezzanine loans in addition to joint venture equity and highly leveraged participating debt. Cashflow Property Network - offers members insight on where to invest, what types of real estate to invest in, and what to expect as a real estate investor. Intercontinental - features investment, development, and asset management. Legacy Partners - management and investment company with properties in the western states. The J.E. Robert Company - commercial mortgage investment and asset management firm with offices in the U.S. and France. Charter Municipal Mortgage Acceptance Company (AMEX: CHC ) - invests in tax-exempt bonds, the proceeds of which are used by borrowers to finance and refinance the development and ownership of multifamily housing nationwide. Bancroft Capital - real estate investment and consulting company specializing in the western United States. L & B Group - provides real estate investment advisory and management services to institutional investors. LNR Property Corporation - invests primarily in real estate properties, loans, and securities. New Boston Fund, Inc. - offers information on activities and investment team. Capital Commercial Investments (CCI) - real estate investment company. Maverick Consulting Group - consulting for residential, office and retail property investment internationally. RealtiCorp - real estate trading company that does research based land investing to identify, acquire, and sell land. Krupp Funds Group American Spectrum (AMEX: AQQ ) - diversified real estate investment and management company. Sagam - specializing in investments and trading in Mortgage Backed Obligations an the Dynamic Currency Unit (DCU). RealNet USA - provides a wholesale method of acquiring, financing, insuring, and managing real estate investments. Phoenix Capital - specializing in acquiring income-generating real estate assets by purchasing property units from individuals involved in limited partnerships or syndications Infinity Commercial Real Estate Group - specializing in 1031 Tax Deferred Exchanges, and focusing on income producing properties such as apartment complexes, office buildings, and retail centers. Asia Pacific Capital - acquisitions include office, hotel, retail and residential properties. Institutional Real Estate Advisors - investment options for ERISA multi-employer plans, corporate plans, and related investment managers. TDM Properties - properties in Australia, New Zealand, and the South Pacific. Buy A House.com - offering real estate investment services assisting people in creating real estate wealth. Gravitas Holdings - financial structuring engine at the heart of a group of companies that focuses on property acquisitions, procurement, sales, and consultancy services. Asset Marketing, Inc. - real estate holding offers investment, marketing, development, and management services. Property-Invesmtent.com - provides clients with professional advice regarding foreign property investments. Matrix Capital Partners [SPONSOR] - private equity firm focused on multi-family real estate investments and the preservation of affordable housing communities. Investment Services > Real Estate Instruments Email this page Suggest a Site Advanced Search Directory > Business and Economy > Shopping and Services > Financial Services > Investment Services > Real Estate Instruments Search: the Web | the Directory | this category

Home Equity Conversion (HEC).

Home Equity Conversions: Reverse Mortgages Home Equity Conversions: Reverse Mortgages Authors: Celia Ray Hayhoe, Ph.D, CFP®, Family Resource Management Cooperative Extension Specialist and Stacey Williamson, Graduate Assistant; Virginia Tech Publication Number 354-025, Posted April 2004 Many senior adults are finding it hard to live on their fixed retirement incomes and are looking for ways to supplement those incomes. For some, the largest asset they own is their home, but they do not want to sell their home and move. For these individuals, there is an option called Home Equity Conversion (HEC). One type of home equity conversion is a reverse mortgage. The equity or cash value of the house is used to provide income to repay the loan. All reverse mortgage options are not the same. They have different eligibility requirements, income amounts, timing of payments, interest rates, and/or initial costs. Homeowners should compare the different options, keeping in mind their goals and needs. Advantages The value of your house, not your income, is used to determine eligibility. You can receive a lump sum, a line of credit, or a monthly amount, without having to make a monthly repayment. You do not have to sell your home and move, and can continue to live in the same familiar surroundings. You do not have to worry about losing your home to foreclosure since the payments are made out of your equity in the home, not from your income. The loan must be repaid when the house is no longer used as your personal residence. However, the lender can only look to the proceeds from the sale of the house for repayment. They cannot go to your heirs if the house sells for less than what was borrowed. Money can be used for any purpose. You must attend a free HECM/HUD approved counseling session to see if this type of mortgage is right for you. Disadvantages Interest for a reverse mortgage is compounded, and cannot be deducted on income taxes until you repay it. The income you receive decreases the equity in your home, and the equity may not be adequate for your future needs or for your estate. Interest rates and initial costs (application fees, points and closing costs) are usually higher for a reverse mortgage than for other equity loans. Income ends when you sell your home or no longer use it as a principal residence. Payments may affect Supplemental Security Income and Medicaid payments. You must attend a free HECM/HUD approved counseling session. This may add time to the process of obtaining a loan. You may need to pay off your existing mortgage out of the proceeds of your reverse mortgage. You will be required to maintain the house, pay the taxes, and carry property insurance. Eligibility You could be eligible if you own your own home, use the home as your principal residence, and are at least 62 years of age. You must also have adequate equity in the home. A lender looks at the equity in the home plus any expected appreciation or depreciation in the value of the home to calculate a base amount. The costs associated with any reverse mortgage loan (application fees, interest rates, closing costs, initial charges, sales commissions, and homeowner's insurance) also must be considered. All reverse mortgages currently available in Virginia require homeowner's insurance. The lender and the homeowner must work together to determine the type of payment, the payment amount, and the time period. This is determined not only by the calculations of the base amount by the lender, but also by keeping your goals and financial needs in mind. Income Income from a reverse mortgage is not taxable, and will not affect Medicare eligibility or benefits. But the added income can affect both Supplemental Security Income and Medicaid eligibility and benefits for Virginia residents. Confused? A home equity conversion is not a home equity loan! Home-equity loans require that a homeowner has enough income to pay back the loan, and the payments are made in monthly amounts. A home-equity loan would not work for the majority of senior adults who are living on limited fixed incomes and who could not afford a loan payment. Example A wide variety of loan options are available depending upon your age, the amount of equity available, the time period of the loan, and the way payments are disbursed. For example, Mary Jones, a 75-year-old widow whose home is her principal residence, is looking at a ten-year reverse mortgage that will provide her with additional monthly income of approximately $450. At the end of the ten years the monthly income payment will stop. But because her loan is through an insured lender (loans offered by HUD approved lenders have government guarantees), the loan will not have to be repaid until she sells the home, moves, or dies. Home Equity Conversion Checklist These questions can to help you determine if you are eligible for a home equity conversion (HEC). YES NO 1. Are you 62 years of age or older? _____ _____ 2. Is your mortgage paid off in full or nearly so? _____ _____ 3. Do you use your home as your primary residence? _____ _____ If you have answered yes to questions 1 through 3, you might want to consult with an HEC lender for specific information. The following questions will help to determine if you are eligible for a Housing and Urban Development (HUD) home equity conversion. A HUD-HEC is similar to other HECs but with additional requirements for the property and residents. 4. Is your home a single-family dwelling? _____ _____ 5. Will your home probably meet HUD minimum property standards? _____ _____ 6. Is your family income less than 80% of area median? _____ _____ If you have answered yes to questions 1 through 6; you might want to consult with a HUD-HEC lender for specific information. The following is a list of HEC/Reverse mortgage programs. FHA - HECM (Home Equity Conversion Mortgage) Guaranteed by FHA/HUD Flexible Income Payment Option Growing Line of Credit Maximum Lending Limit - $ 280,749 Cash Account Flexible Income Payment Options Growing Line of Credit Higher Equity Release Options No Maximum Lending Limit HomeKeeper by Fannie Mae Guaranteed by Fannie Mae Line of Credit Options Maximum Lending Limit - $ 322,700 Zero Point Cash Account Closing Costs Limited Minimum Draw at Closing Required Interest Rate Cap No Maximum Lending Limit The following lenders offered HEC/Reverse mortgages as of March 2004: Mortgage Capital Investors Equity Division 6571 Edsall Road Springfield, VA 22151 (703) 941-0711 East West Mortgage - HECM, HK, CA 4321 Northview Drive Bowie, MD 20716 (866) 9REVERSE [(866) 973-8377] (301) 809-1568, ext. 225 Financial Freedom Senior Funding Corp. (Subsidiary of Lehman Brothers, FSB) - HECM, HK, CA (800) 368-3254 Reverse Mortgages of the Mid-Atlantic - HECM, HK, CA (800) 745-0102 Suntrust 564 Lynnhaven Parkway Virginia Beach, VA 23452 (757) 431-4876 Fidelity & Trust Mortgage, Inc. - HECM, HK, CA 7229 Hanover Parkway Suite C Greenbelt MD 20770 (703) 273-3797 (800) 458-4624 People's Choice Mortgage - HECM, HK, CA (757) 564-8596 Wells Fargo Home Mortgage - HECM, HK (888) 292-1180 Inclusion on this list of lenders does not imply endorsement by Virginia Cooperative Extension, nor does omission from this list imply a lack of endorsement. Home Equity Conversion Comparison Worksheet Name of Lender Features Payment Option: ----------------------- ----------------------- ----------------------- Lump Sum Option Line of Credit Option Monthly Benefit Option APR (Annual Percentage Rate) Time Period Application Costs Closing Costs Sales Commissions Insurance Costs Other Initial Charges For More Information AARP Home Equity Information Center 601 E. Street NW Washington D.C. 20004 (202) 638-2863 http://www.aarp.org/revmort/ Reverse Mortgage Money (866) 363-1914 requestinfo@reversemortgagemoney.com American Credit Counselors Tudor Square, Ste. 10 211 Roanoke St. Christiansburg, VA 24073 (800) 926-0042 virginia@cccsswva.org http://www.americancredit.org HECM Counseling National Center for Home Equity Conversion 360 Robert Street North Suite 403 St. Paul, MN 55101 (651) 222-6775 People Incorporated 1173 W Main St Abingdon, VA 24210-2428 (540) 623-9000 HECM Counseling Original authors: Patricia Gorman, graduate assistant, and Kathleen Parrott, former Extension housing specialist, Virginia View this document in PDF format Visit Virginia Cooperative Extension