Selling home on your

Alaska Journal of Commerce: Selling home on your own can prove costly 04/22/02 [an error occurred while processing this directive] [an error occurred while processing this directive] Home Focus In this Issue Calendar Bulletin Board Movers & Shakers Business History Archive Around the World Legals Viewpoint Profile Cartoons Contact Us Advertise with us Subscribe About Us Classified ADs Oil & Gas Special Sections Wealthbuilders Fish Factor Travel Insight Property Wise Tech Watch Law Page Philanthropy Health Book of Lists -5° 17° 9° 8° 27° 33° 35° 41° 44° 39° 35° Choose City Anchorage Barrow Bethel Cordova Deadhorse Denali Park Dillingham Dutch Harbor Fairbanks Galena Haines Homer Juneau Kenai Ketchikan Kodiak Kotzebue McGrath Nenana Paxson Petersburg Pribilof Islands Sitka Skagway Soldotna Talkeetna Valdez Wrangell Yakutat Email Newsletter Palm Pilot Delivery Letter to the editor Comments Locate a copy [an error occurred while processing this directive] [an error occurred while processing this directive] 042202 prop_wise 2 Alaska Journal of Commerce Late night television and local radio programming is rife with infomercials and advertisements touting how easy it is to buy and sell your houses, buildings and businesses all by yourself and save staggering amounts of money to boot. -- Web posted Monday, April 22, 2002 Selling home on your own can prove costly By Ken Jelinek For the Journal Late night television and local radio programming is rife with infomercials and advertisements touting how easy it is to buy and sell your houses, buildings and businesses all by yourself and save staggering amounts of money to boot. They can be rather insulting to those of us in the real estate industry because they attempt to make us sound unnecessary, unethical and expensive. But the fact is, you really can do it yourself successfully. Cynically speaking, however, you can also fix your own car, generate your own electricity, defend yourself in court, trade your own stocks and never visit a doctor. You could probably do your neighbor's job too. One day, when everything is perfectly computerized and digital, you probably won't need a real estate agent. But for now, for the rest of us, we need the help, and that help is going to cost us. So, before you go spiraling off in your declaration of independence, ask yourself, "If it's really so easy, then why aren't all real estate transactions conducted without an agent?" You might also ask yourself if you would want to eliminate the real estate agent and take on all of his or her responsibilities when you are already bogged down with your own life in general, and especially if you haven't done it enough to do it right or do it well? Then, listen closely to your answers because we professionals in the industry are often patching up real estate transactions gone sour behind the well-meaning do-it-yourselfers. Keep in mind that I'm referring to all professionals in the industry including agents, attorneys, loan originators, title officers, processors, surveyors, tax assessors, appraisers and inspectors. But I'm referring specifically to the agent because he or she is the center in this wheel. Nationally, only three to five of every 100 home sales consists of successful "For Sale by Owner" transactions. The vast majority of those that attempt it end up hiring an agent within the first 30 days after they have realized the true cost, time and demands required for marketing and showing a home. Locally, the statistics indicate 15-17 percent of FSBOs are successful. While there are a lot of reasons for this, one of the main ones is that we have a robust seller's market with relatively low inventory. This can be quite tempting for sellers to strike out on their own because it looks easier than it is. But even the owners that sell their own homes usually sell to a buyer who has an agent paid for by the seller. The truth is that the vast majority of all real estate transactions are completed with agents involved on at least one side of the sale, and for this reason, most transactions go very smoothly. But sometimes they don't. One recent seller took the advice of a local FSBO program on pricing his home. Several programs will give you limited service for a set fee. He put an ad in the paper and sold it within three days. When the appraisal report came back he learned that he priced his home too low but was still committed to that price. Sure, he might have saved 6 or 7 percent in brokerage fees but he lost a lot more than that to the happy buyer because his FSBO consultant didn't know the market well enough. In a similar incident, a very excited couple heard of a perfect home on the market For Sale By Owner in their neighborhood. The sellers told them that they didn't want to pay any brokerage fees and proceeded to negotiate down the asking price by $9,000, which made the buyers feel special. A market analysis revealed that the starting price was already about $10,000 too high. And yet, it's going to be sold at the same market price to the buyers whether or not they have an agent paid by the seller. Recently a buyer made an offer on a duplex that was accepted with a counteroffer to increase the earnest money. Both buyer and seller agreed verbally and the only thing lacking was the buyer's signature on that change. In the meantime, the seller sold the duplex to a second buyer to get a higher price and quicker closing. He now has two accepted offers on the same property at the same time. Which party in this potential lawsuit would you like to be? Not all sellers innocently try to save money on real estate commissions. Some choose to "overlook" disclosing pertinent and sometimes legally required information to buyers because doing so might lower the final sales price or prohibit a sale indefinitely because they can't afford to fix a deficiency. How would you protect yourself without the watchful eye of an expert? Agents usually take on quite a bit of risk in marketing your house for sale or driving you around looking at homes to buy. They pay for everything up front and often don't get paid until the day it is recorded, which makes him or her, actually, quite a bargain. On the other hand, you could do it yourself. Ken Jelinek is an associate broker with RE/MAX Properties in Anchorage. He can be reached at 907-257-0196. [an error occurred while processing this directive] © 2004 The Alaska Journal of Commerce and Morris Communications Corp.

Property Search Estate Agents

Find a Property - Search 171,640 properties for sale and rent from 2,304 Estate Agents in London, Surrey, Middlesex and Berkshire Find a Property - Home Property Search Estate Agents Property News Specialist Properties Browse All Areas Find your ideal house, flat or apartment for sale or rent Find a Property - Moving made easy Search all editions Tick the areas you are interested in. For a more localised search, select your local edition London (north of river) Camden & Kentish Town Central London Docklands Ealing, Chiswick & Acton East London Edgware, Harrow, Stanmore & Wembley Enfield & Southgate Finchley & Barnet Hackney/Clapton Islington & Holloway Hammersmith & Fulham Hampstead & Highgate Kensington & Chelsea Leyton & Walthamstow Maida Vale/St Johns Wood Muswell Hill, Wood Green, Tottenham North West London Outer East London Stratford Tottenham Twickenham, Teddington & the Hamptons Wapping/Bethnal Green/Bow West London Woodford/Chingford London (south of river) Battersea & Clapham Blackheath/Greenwich Brixton & Camberwell Bromley & Bexley Dulwich & Forest Hill Kingston & nearby areas Lewisham/Woolwich Peckham & Rotherhithe Putney & Wandsworth Richmond, Kew & Barnes South East London Southwark & Kennington Sutton & Croydon Sydenham/Crystal Palace Tooting, Balham & Streatham Wimbledon & Merton Surrey & Middx Camberley, Fleet & Farnborough East Surrey Epsom, Leatherhead & Dorking Esher & Cobham Farnham & West Surrey Guildford & South Surrey Staines, Ashford & Sunbury Weybridge & Walton Woking Southern Counties Berkshire Brighton Dartford & Gravesend East & Mid Kent East Sussex Essex Hampshire & IOW Maidstone & Medway Portsmouth Reading & Bracknell Sevenoaks & Tunbridge Southampton West Sussex Windsor & Maidenhead Rest of UK Click here for property in other parts of the UK Rest of Europe Click here for property elsewhere in Europe Rest of World Click here for property outside Europe Enter your options and press the 'Find a Property' button Buying Renting Price from £ Price to £ If renting: Monthly rate (pcm) Weekly rate (pw) Number of bedrooms (minimum): Houses Flats Developments & Land Commercial If renting: Must be furnished Must be unfurnished Top Top Find a Property - Home Property Search Estate Agents Property News Specialist Properties Browse All Areas Find a Property 2004 Advertise (estate agents only) Contact us (estate agents only) Privacy Policy Terms & Conditions

Rental property at Emirates

Rental property at Emirates Hills | Real Estate Thursday, December 29 - 2005 Home | E-mail | MediaCentre | User Login AME Info - Middle East Finance and Economy AME Info - Arabic Version Index : Real Estate Browse related articles « Previous article Next article » Rental property at Emirates Hills United Arab Emirates: Monday, December 19 - 2005 at 07:24 Tameer Holding is building new residential units, which it will offer for rent only, in its $13.6m Al Shahd tower at Emirates Hills in Dubai. The 17-storey tower has a total of 168 studio, one and two bedroom apartments. It is due to be completed by March 2007. ARTICLE OPTIONS Add to Watchlist Save E-mail Print Also consider reading: » Wimbledon properties on sale » The Wave, Muscat, first 200 villas » Kempinski Palm Jumeirah Residence » Emaar, $4bn Indian realty FDI » $270m Business Bay land auction » RAK gets new container terminal » ETA Star launches The Centrium » DDF to build hotel » UP, ADCB mortgage deal » Mada'in Real Estate launched James McInerney, News Editor Monday, December 19 - 2005 at 07:24 UAE local time (GMT+4) Replication or redistribution in whole or in part is expressly prohibited without the prior written consent of AME Info FZ LLC. Index : Real Estate Browse related articles « Previous article Next article » Today's most read articles: » Dubai pedestrian bridges » Siemens $2.1bn Saudi contract » Foreign ownership change on way » Dubai Sports Channel rebrands » UAE banks head for record growth Most read articles the past week: » Mobius notes Dubai oversupply » Dubai buys $100m German mall » $4bn Qatargas 3 and 4 contract » The Palm 10 year wait » MPs oppose $8.5bn Project Kuwait Disclaimer: The information comprised in this section is not, nor is it held out to be, a solicitation of any person to take any form of investment decision. The content of the AME Info Web site does not constitute advice or a recommendation by AME Info FZ LLC and should not be relied upon in making (or refraining from making) any decision relating to investments or any other matter. You should consult your own independent financial adviser and obtain professional advice before exercising any investment decisions or choices based on information featured in this AME Info Web site. AME Info FZ LLC can not be held liable or responsible in any way for any opinions, suggestions, recommendations or comments made by any of the contributors to the various columns on the AME Info Web site nor do opinions of contributors necessarily reflect those of AME Info FZ LLC. In no event shall AME Info FZ LLC be liable for any damages whatsoever, including, without limitation, direct, special, indirect, consequential, or incidental damages, or damages for lost profits, loss of revenue, or loss of use, arising out of or related to the AME Info Web site or the information contained in it, whether such damages arise in contract, negligence, tort, under statute, in equity, at law or otherwise. News Releases Appointments Company News Event News Research and Studies Daily News Updates Education Energy, Oil and Gas Executive Motoring Finance and Economy Healthcare Media and Advertising Personal Finance Real Estate Retail and Leisure Telco, Internet and IT Travel and Aviation Video Features and Events Industry Talk Audio Business Radio Podcasting Radio Features Financial Markets Arab Stock Markets Dr. Marc Faber HSBC Currency Weekly Offshore Investment SME Banking Stock Market Research Syria Business Review News and Comment China Focus Dubai Property Editorial Column German Trade Review News Feature Qatar Focus Saudi Arabia Focus CNNArabic.com Business Extra E-Business Executive Interview Executive Test Drive Financial Planning Five-Star Travel Focus on CRM Working & Living Abroad Industry Focus 6th Sense of Business Arabian Environment CSR Middle East Digital Marketing Disaster Recovery E-Entrepreneur HR and Training Leadership Linux Marketing Digest Mobile World Business Services » AME Info Toolbar Currency Converter Current World Time Discussion Forum E-mail Alerts Networking Event Online Parcel Tracking RSS News Feeds Weather Forecast Wireless Services Country Guides » Bahrain Egypt Iran Iraq Jordan Kuwait Lebanon Oman Palestine Qatar Saudi Arabia Syria UAE Yemen Audited Unique Users October 2005: 651,193 Related Links MediaCentre » Homeland Security poorly managed: audit (Reuters) Reuters - Nearly three years after PresidentGeorge W. Bush created the Department of Homeland Securityafter the September 11 attacks, the sprawling agency stillfaces management problems that were partly to blame for thepoor response to Hurricane Katrina, an internal audit showed. Detroit Mayoral Challenger Drops Recount (AP) AP - Elections officials on Thursday ended a hand recount of ballots in the Detroit mayor's race at the request of challenger Freman Hendrix, who earlier asked for the new tally after losing to incumbent Mayor Kwame Kilpatrick. University: Hwang Lied About Stem Cells (AP) AP - An already disgraced scientist lied about all of the stem cell lines he claimed were matched to different patients through cloning, investigating researchers said in a new jolt to the shattered reputation of Hwang Woo-suk. Israeli Soldier, Two Palestinians Killed (AP) AP - A Palestinian suicide bomber blew himself up Thursday, killing an Israeli army officer and two other Palestinians after Israeli soldiers ordered him to remove his overcoat at a West Bank checkpoint set up specifically to foil the attack. Crashed Plane Found in Southwest Nebraska (AP) AP - Wreckage of a small plane was discovered Thursday in southwest Nebraska. Initial reports said three people died. What is this? | Business Directory » Advanced Search Browse by Category » Top 25 Business Sites » Public Companies 299,383 companies from 14 Middle East countries. The news you choose Add Real Estate to your personal Watchlist and get notified when new articles are posted here. » Log in | Why register? News and Articles » Advanced Search Most Read Articles Latest Articles Posted Newsletter Subscription Submit Press Releases Current Events » Advanced Search » Conferences » Exhibitions » Seminars 1,047 upcoming events in the Middle East. Related Links Emaar Properties Dubai Bank Amlak Finance Emrill Services Sahm Technologies Sponsored Message © 1996 - 2005 AME Info FZ LLC. All rights reserved. Version 2.2.0 Advertising | Contact | Content | Contributors | Corporate | Feedback | Legal Notice and Terms of Use

Buy House

Buying a house with credit problems Click Here to Take Charge of Your Credit Buying a House with Credit Problems It happens to many of us. Obligations. Debts. Monthly bills. They allcan combine to get the best of you and as a result, credit problems arise. In the not too distant past, this oftenmeant having to wait 5 years, 10 years or more before attempting to purchase a home. Now, however, there are sourcesthat can help those who are doing their best to re-establish a solid credit rating. Overcoming Credit Problems Determine precisely what the problems are. You will need to have a clear picture of your current credit status so that you know whatto concentrate on. The quickest and easiest way to accomplish this is to run a credit check and begin to analyzeit. We have made arrangements with FreeCreditReport to offer a free copy of your credit report as well as a trial offer of their CreditCheckmonitoring service. Click here to get your free report . Or, you can see a number of options for obtaining a copy of your creditreport at ConsumerInfo's Credit Center . If your credit needs repair, begin the process at once. There are "credit repair counselors" who will, for a fee that is usuallyin the range of several hundred dollars, help you with the process. Or, with the right information at your disposal,you can handle the process yourself. Fresh Start: The Authoritative Guide to Consumer Credit Repair is a complete, 250 page manual that is reasonably priced and gives you a step-by-stepprogram for handling the credit repair process quickly and legally. More information . Start by getting the problems under control now. Do not incur any new debt. Do your best to begin to live within your means. This will be an advantagenow, when you are applying for a loan, as well as later, when you will need to meet your monthly mortgage obligation. Make a a commitment to a program of saving. Even if you have had credit problems, there are options available for mortgages if youhave downpayment money available. There is little or no hope if you have both credit problems and no cash. Concentrate on your needs in housing before your wants . Re-establishing your financialfooting is not as difficult as it used to be, but it is impossible if you attempt to buy more house than makessense. Be conservative! Concentrate on those lenders who specialize in working with thosewho have had credit problems. Spending time (and money) applyingto lenders who do not work with credit blemishes will accomplish nothing. If you have a local source that you knowwill consider such loans, take advantage of them. Other sources, available online, such as LendingTree , which has a large networkof lenders nationwide, including those who have experience in dealing with credit problems. HOME | YourChecklist | To-DoLists | Agents | Mortgages | Questions | Finda Home | Inspections | Research | More Links | Bookstore

Real Estate Loan

Real Estate News and Tips for Buyers, Sellers & Investors - Inman News HOME | NEWS | JOIN | PRODUCTS | CONFERENCES | ADVERTISE | ADVICE | ABOUT US | CONTACT US | SUBMIT A TIP HOME BUYING, SELLING AND MORTGAGE ADVICE Real Estate Investing Advice Bob Bruss Read Bob's Articles Buying & Selling a House Dian Hymer House Hunting Home Maintenance Paul Bianchina Handy @ Home Mortgage Advice Jack Guttentag Ask the Mortgage Professor REAL ESTATE ADVICE ARTICLES Is open house effective way to market real estate? Homeowner gets discouraging advice Financing your first real estate investment Some strategies benefit both buyer, seller In bankruptcy sale, must co-owner pay 50 percent of expenses? Judge decides whether property co-owner should pay sales costs Home sellers beware: Undisclosed info comes back to bite But owners should use caution on how they disclose Dry rot leaves home buyer in the gutter Do-it-yourself tips on repairing fungus-infected rafters A term every home buyer, real estate agent, homeowner should know What is 'negative amortization?' 'House Poor' a profitable read for home buyers Fact-packed book surpasses misleading title Should landlords rent to section 8 subsidized tenants? Advice for touchy landlord subject Electrical panel requires upgrading Electrician points finger at home inspector Government requirements for disclosure fail to make the grade Federal ARM mandated disclosures fall short of being useful Inside capital gains tax law for real estate Minimum home ownership time just 24 months to claim tax break 5 negotiation tactics for real estate deals What home buyers, sellers and realty agents are likely to encounter America closes doors to architectural expression A look at how the trend evolved Ensuring home's proper ventilation How to deal with house odors No pro-ration if spouse doesn't meet home occupancy test Question on capital gain rule for home sale Can hot tub land homeowner in hot water? Landlord's liability concerning spa A look back at 2005's biggest real estate news Ringing in the New Year by peeking at the past Landlord sued for negligence in gang shooting Did property owner have a duty to protect tenant from violence? Temporary wall solves remodeling question How to cover a window without creating mold risks Home seller gets taken by sneaky real estate agent Why price may not be reason for unsold listing Top New Homes Katherine Salant Your New Home Apartment Living Robert Griswold The Rental Forum Architecture Arrol Gellner Architext Home Inspection Barry Stone Inspectors in the House Do-It-Yourself Home Improvement Bill & Kevin Burnett Sweat Equity Renting Property Helene Lesel Rental Savvy International Guía de Bienes Raíces Canadian Housing Free Resources Real Estate Q&A's Real Estate Glossary Home Defect Guide © 2005 Inman News Home | Privacy | Editorial | Legal | Site Map