Home Equity Loans Features

DCU Fixed-Rate Home Equity Loans Mortgages / Home Equity Home Equity Loan Menu Fixed-Rate Home Equity Loans Fixed-Rate Home Equity Loans Features / Compare with other DCU HELs Rates And Applications DCU Fixed-Rate Home Equity Installment Loans A Fixed-Rate Home Equity Installment Loan is much like an auto loan in that you get the full amount at the start of the loan and pay it down in equal payments for the term you selected. DCU's Fixed-Rate Home Equity Loans offer you... Low competitive fixed rates – Your actual rate is determined by your personal credit history Finance up to 100% of your home's value minus your first mortgage – (Maximum 80% in Texas by state law.) Loans from $5,000 Choose from 4 Terms – 5 years, 10 years, 15 years, and 20 years. Shorter loans mean lower interest rates. Longer loans mean smaller monthly payments. No closing costs* No application fees or pre-payment penalties * Excludes state mortgage taxes in FL , MD , MN , NY , OK , TN , and VA . Fixed-rate Home Equity Loans are available in all 50 states. To beginning of page Comparing DCU Options Here's a side-by-side comparison of DCU's Home Equity Loan options to help you decide which is best for you. Major Features Fixed- Rate Home Equity Loan Equity LinePLUS Type of Rate Fixed for life of the loan. Variable as low as Prime minus 1/4% on line advances. Same as Fixed-Rate Loans for fixed-rate advances Maximum Loan Percentage of home value 100% 100% Minimum Loan or Line $5,000 $5,000 for initial line and $5,000 for each fixed-rate advance Available Terms Balance is Maintained 5, 10, 15, and 20 year terms 20 year draw / 20 year repayment on total loan. Fixed-rate advances for 5, 10, or 15 years Annual Fees None None Closing Costs None None Application Fees None None Prepayment Penalties None None Tax Advantage Yes Yes To beginning of page Rates and Applications Apply for Home Equity Loans Apply Online or by calling 800.328.8797 (select 3). If you need additional information press 0 and ask to speak with one of our Mortgage Specialists. Home Equity Rates Apply Online Use our Loan Calculators to help you determine the loan financing and payment options that are best for you. Back to beginning What's New at DCU | Join Us | New Member Guide | Links Branches | ATMs | Questionnaire | Help Digital Federal Credit Union 220 Donald Lynch Boulevard, PO Box 9130, Marlborough, MA 01752-9130 • 800.328.8797 ® 2005 Digital Federal Credit Union

Real Estate

Century 21 Real Estate: home buying, home selling, financing and property listings. español Put My Century 21 to work for you, simply register your email address and create a password. Once you're registered, you'll be able to • save property descriptions • store your search criteria • file agent information • build a custom library Find out more or register now! Already registered? Sign in . -- Welcome to Century 21 Real Estate Century 21 Real Estate is your online resource for home buying, home selling, financing and property listings. Whether it's a house, condo, or any other type of property, we can assist you with your real estate needs. Search for Properties Looking to buy a new home, condo or any other property? Search thousands of properties in our real estate listings. Search Property Listings » First Time Homebuyers Guide » View Our Buyer Service Pledge » International Century 21 Real Estate LLC is part of the largest real estate referral network in the world - with over 110,000 brokers and sales associates in over 30 countries and territories. Access our world offices today» Sell a Property Let our real estate agents create a customized marketing plan to sell your property. List your Property » View Our Seller Service Pledge » View Mortgage Rates View current mortgage rates, apply for a home equity loan, crunch numbers with home mortgage calculators and more! Apply for a Mortgage Now» Use Our Mortgage Calculators » Find an Office or Agent Find and contact a CENTURY 21 Office or Agent to handle your real estate needs. Find an Office or Agent » Quick Vote! Your vote counts! Let us Know Where do you spend the most time? Bedroom Living Room Kitchen Bathroom Dining Room ©2005 Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each CENTURY 21 Office Is Independently Owned And Operated. All rights reserved. Information appearing on this site has been produced by or obtained primarily from Century 21 Real Estate LLC and its representatives and from CENTURY 21 franchisees. Century 21 Real Estate LLC is not responsible for the accuracy or completeness of the broker information, sales associate information, listing information or other information provided by our franchisees appearing on or through this site. Such information has been provided by independent third parties who are solely responsible for such content. Certain conditions and restrictions apply to System promotions. Terms and Conditions of Use.

Home For Sale

Homes For Sale By Owner - Real Estate - Free Listings - FSBO Houses Switch To International My Menu Buy or Rent | Sell or Lease Sign in Register Services Moving Financing Find An Agent News Realty Times News Market Conditions Latest Listings Buy or Rent Sell or Lease Home Services News Help About Site map Register Find houses for sale by owner or Realtors ®, apartments, homes for sale, rentals, FSBO, vacation properties, international real estate, mobile homes, vacant land, timeshares, condos, and more. List your property for FREE , search the best mortgage rates and the latest real estate news. Home selling made easy! Find A Home (US - Canada) Find International By State & City By Zip By MLS and ID Advanced Find Select Home Type --- Residential Styles --- Single Family Home Condominium Townhouse or Villa Duplex/Triplex Mobile Home Farm/Ranch Lot/Vacant Land Timeshare Co-op Apartment Vacation property --- Commercial --- Automobile Service Business/Office Chemical Church Contractors Yard Free Standing Heavy Machinery Hotel Light Manufacturing Motel Office Building Office Rental/Office Retail Shopping Center Store/Warehouse Land Warehouse Office Other To Buy or Rent Buy Rent Rent To Own In All States/Provinces --- United States ---- Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming American Samoa Guam Puerto Rico Virgin Islands --- Canada --- Alberta British Columbia Manitoba New Brunswick Newfoundland NWT Nova Scotia Nunavut Ontario PEI Quebec Saskatchewan Yukon City Price All $200 - $10,000 $10,000-$30,000 $30,000-$50,000 $50,000-$150,000 $150,000-$500,000 $500,000-$1,000,000 $1,000,000-$1,500,000 $2,000,000-$3,000,000 $3,000,000 + Sponsors & Partners Free Classifieds Simple and effective online advertising New York City Apartments - Mark David Real Estate can help simplify your search for an apartment or real estate in New York City. Featured Homes Hallandale Beach, Florida USA $465,000 Sponsored Links Homes For Sale | TOU | Privacy Link to Us

Las Vegas Real Estate

In Business Las Vegas December 9 - December 15 Current Issue Special Publications Search In Business In Business on TV The List Book of Lists About InBusiness Media Kit Subscribe Contact Us Real Estate and Development Centex takes over Urban Village project By Jennifer Shubinksi / Staff Writer Fresh from paying $146 million for the 15-acre Westward Ho site near the north end of the Strip, Centex Destination Properties has turned its sights to the south with the purchase of Urban Village Las Vegas. Denver-based Centex Destination Properties, a division of the Houston-based Centex Homes, bought the first phase - 13.6 acres - and the original Urban Village Las Vegas concept promoted by Diversified Real Estate Group. The purchase price was not disclosed. Clark County recorder's data does not show any recent sales between the two parties. Centex Destination Properties has the option to purchase the remainder of the 50-acre site at a later date, said C.J. Julin, Centex Destination vice president of market­ ing. The Urban Village concept will remain largely unchanged from its Diversified beginnings. (Diversified Real Estate Group is owned by Philippe Pageau-Goyette, formerly involved in the under-construction Manhattan Condominiums at Las Vegas Boulevard South and Serene Avenue and who is also involved in the development of condo tower Club Renaissance in downtown Las Vegas.) Urban Village, at the southwest corner of Las Vegas Boulevard and Pyle Avenue, will include five neighborhoods with about 2,400 condominium houses in brownstones, high rises, live-work spaces, flats, lofts and condo-hotel units. Also slated for the project will be restaurants, service retailers, a pool complex and fitness center, jogging paths and parks. The first phase of the project will consist of the brownstone portion of the project, Julin said. The architecture will resemble the brownstones of the East Coast, Chicago and Boston areas with an emphasis on brick, Julin said. Reservations for the first phase will begin after the first of the year with construction tentatively scheduled for the spring, Julin said. Price ranges for units were not disclosed. John Restrepo, principal at Las Vegas-based Restrepo Consulting Group, said large companies buying out smaller companies' ideas is not uncommon, whether it's in the high-tech field or in real estate. "Maybe Philippe wants to focus on Club Renaissance and they (Centex Destination Properties) probably gave him an offer he couldn't refuse," Restrepo said. Restrepo said this type of transaction is positive for the market and means the project will probably get built more quickly than if it had stayed with a smaller developer. "It will allow Philippe to focus on his downtown property," Restrepo said. "They are a small company and they can only manage so many projects at one time." Officials with Centex Destination Properties view the Las Vegas market as the place to be right now. "There's nothing like Las Vegas in the world," Julin said. "In Las Vegas, that's the attraction - Las Vegas." Centex Destination Properties entered the Las Vegas market several years ago with its Lake Las Vegas resort communities. It was the positive feedback from that project that in part spurred the company to pursue further opportunities in the valley, Julin said. Centex Homes, a large Las Vegas home­builder, has built homes in Las Vegas since 1952. Centex Destination Properties has essentially made bookends of Las Vegas Boulevard - with its Urban Village at the south and the Westward Ho at the north. Centex Destination Properties in September, together with Gary Tharaldson, created a limited liability company to acquire the Westward Ho hotel and casino. Details on redevelopment of the site have not been released. Tharaldson was the original financier for Diversified Real Estate Group for the Urban Village Las Vegas concept. Urban Village Las Vegas is helping define Centex Destination Properties' direction, Paul Stashick, president of the West Division of Centex Destination Properties, said in a statement. "We plan to take this concept to addi­ tional markets and create similar villages that reflect the unique qualities of other cities," Stashick said in the statement. In other news: • Del American, the development company that was sued for changing its pricing structure on the under-construction Vegas Grand, has announced new plans for its previously announced condominium at Flamingo Road and Hugh Hefner Drive, near the Palms. Now called Las Vegas 888 (previously called Las Vegas One), the planned 50-story tower is now in the reservation stage. Condominiums at Las Vegas 888 are priced from $750,000 to more than $10 million. • Wright Engineers is under construction with an office building at Buffalo Drive and Peak to accommodate its expanding workforce. The 16,000-square-foot building will be located next door to its existing building, which will continue to house its structural and engineering departments. The new building will accommodate the company's expanding civil engineering department and surveying division. "The Las Vegas construction market has been unbelievable and we have been fortunate as a company to ride the wave of this phenomenal growth," said Brent Wright, president and chief executive of Wright Engineers. "This additional office will help us to better serve our clients and accommodate our continued growth." The move-in date for the new building, which Wright Engineers has purchased, is July. • Las Vegas-based Slade Development re­ cently announced its plans for Vantage Lofts, planned for the southwest corner of Gibson Road and Paseo Verde Parkway in Hender­ son. Vantage Lofts is planned for construction in three phases. Phase one will encompass 110 units and has an expected completion date in the fourth quarter of 2006. Construc­ tion of phase two is scheduled to begin the second quarter of 2006. Slade Development, which has built and sold custom homes in the past, is the developer and design builder. Metropolitan Realty is the development's broker. The development consists of one-and two-bedroom flats, town homes and two-story lofts ranging in size from 1,000 to 2,600 square feet. The project will be terraced into the hills with glass walls that will give views of the city and the mountains, the developer said. • Sunvest Communities USA LLC bought three Las Vegas apartment properties totaling 836 units for a total cost of $103 million. The company's Las Vegas portfolio already includes the Latigo and Desert Shore Villas properties, both condo conversions. Sunvest bought the 180-unit Southgate, 2615 W. Gary Ave., in Las Vegas from St. James Las Vegas LLC for $21.6 million. The lender is Key Bank National. The company also purchased Traverse Point, a 296-unit property at 45 Maleena Mesa St. in Henderson, from Traverse Point Apartments LLC for $39.96 million. The Lender is JP Morgan Chase Bank NA. It also bought Pinehurst Apartments, 6650 Warm Springs Road in Las Vegas from Pine­ hurst Apartments LLC for $42 million for 360 units. The lender is JP Morgan Chase Bank NA. Jennifer Shubinski covers real estate and development for In Business Las Vegas and its sister publication, the Las Vegas Sun. She can be reached at (702) 259-8832 or by e- mail at js@lasvegassun.com. IBLV Homepage Click here for problems or questions. Read our policy on privacy and cookies. Advertise on Vegas.com. Work for Vegas.com. All contents © 1998 - 2005 Vegas.com The Most Visited Place on Earth

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