Real estate agents usually

Real estate brokers and sales agents Skip Navigation Links Latest Numbers U.S. Department of Labor Bureau of Labor Statistics Occupational Outlook Handbook www.bls.gov Search the Handbook BLS Home | OOH Home | Frequently Asked Questions | A-Z Index | Contact Us Printer-friendly version ( HTML ) -- PDF ) -- Real Estate Brokers and Sales Agents Nature of the Work Working Conditions Training, Other Qualifications, and Advancement Employment Job Outlook Earnings Related Occupations Sources of Additional Information Significant Points Real estate brokers and sales agents often work evenings and weekends and usually are on call to suit the needs of clients. A license is required in every State and the District of Columbia. Although gaining a job may be relatively easy, beginning workers may face competition fromwell-established, more experienced agents and brokers in obtaining listings and in closing an adequate number of sales. Employment is sensitive to swings in the economy, especially interest rates; during periodsof declining economic activity and increasing interest rates, the volume of sales and the resultingdemand for sales workers fall. Nature of the Work [ About this section ] Back to Top One of the most complex and significant financial events in peoples lives is the purchase or sale of a home or investment property. Because of this complexity and significance, people typically seek the help of real estate brokers and sales agents when buying or selling real estate. Real estate brokers and sales agents have a thorough knowledge of the real estate market in their communities. They know which neighborhoods will best fit clients needs and budgets. They are familiar with local zoning and tax laws and know where to obtain financing. Agents and brokers also act as intermediaries in price negotiations between buyers and sellers. Real estate agents usually are independent sales workers who provide their services to a licensed real estate broker on a contract basis. In return, the broker pays the agent a portion of the commission earned from the agents sale of the property. Brokers are independent businesspeople who sell real estate owned by others; they also may rent or manage properties for a fee. When selling real estate, brokers arrange for title searches and for meetings between buyers and sellers during which the details of the transactions are agreed upon and the new owners take possession of the property. A broker may help to arrange favorable financing from a lender for the prospective buyer; often, this makes the difference between success and failure in closing a sale. In some cases, brokers and agents assume primary responsibility for closing sales; in others, lawyers or lenders do. Brokers supervise agents who may have many of the same job duties. Brokers also supervise their own offices, advertise properties, and handle other business matters. Some combine other types of work, such as selling insurance or practicing law, with their real estate business. Besides making sales, agents and brokers must have properties to sell. Consequently, they spend a significant amount of time obtaining listings—agreements by owners to place properties for sale with the firm. When listing a property for sale, agents and brokers compare the listed property with similar properties that recently sold, in order to determine a competitive market price for the property. Once the property is sold, both the agent who sold it and the agent who obtained the listing receive a portion of the commission. Thus, agents who sell a property that they themselves have listed can increase their commission. Most real estate brokers and sales agents sell residential property. A small number—usually employed in large or specialized firms—sell commercial, industrial, agricultural, or other types of real estate. Every specialty requires knowledge of that particular type of property and clientele. Selling or leasing business property requires an understanding of leasing practices, business trends, and the location of the property. Agents who sell or lease industrial properties must know about the regions transportation, utilities, and labor supply. Whatever the type of property, the agent or broker must know how to meet the clients particular requirements. Before showing residential properties to potential buyers, agents meet with them to get a feeling for the type of home the buyers would like. In this prequalifying phase, the agent determines how much the buyers can afford to spend. In addition, the agent and the buyer usually sign a loyalty contract which states that the agent will be the only one to show houses to buyers. An agent or broker then generates lists of properties for sale, their location and description, and available sources of financing. In some cases, agents and brokers use computers to give buyers a virtual tour of properties in which they are interested. With a computer, buyers can view interior and exterior images or floor plans without leaving the real estate office. Agents may meet several times with prospective buyers to discuss and visit available properties. Agents identify and emphasize the most pertinent selling points. To a young family looking for a house, they may emphasize the convenient floor plan, the areas low crime rate, and the proximity to schools and shopping centers. To a potential investor, they may point out the tax advantages of owning a rental property and the ease of finding a renter. If bargaining over price becomes necessary, agents must follow their clients instructions carefully and may have to present counteroffers in order to get the best possible price. Once both parties have signed the contract, the real estate broker or agent must make sure that all special terms of the contract are met before the closing date. For example, the agent must make sure that the mandated and agreed-upon inspections, including that of the home and termite and radon inspections, take place. Also, if the seller agrees to any repairs, the broker or agent must see that they are made. Increasingly, brokers and agents are handling environmental problems as well, by making sure that the properties they sell meet environmental regulations. For example, they may be responsible for dealing with lead paint on the walls. While loan officers, attorneys, or other persons handle many details, the agent must ensure that they are carried out. Working Conditions [ About this section ] Back to Top Advances in telecommunications and the ability to retrieve data about properties over the Internet allow many real estate brokers and sales agents to work out of their homes instead of real estate offices. Even with this convenience, much of the time of these workers is spent away from their desks—showing properties to customers, analyzing properties for sale, meeting with prospective clients, or researching the state of the market. Agents and brokers often work more than a standard 40-hour week. They usually work evenings and weekends and are always on call to suit the needs of clients. Although the hours are long and frequently irregular, most agents and brokers have the freedom to determine their own schedule. Consequently, they can arrange their work so that they can have time off when they want it. Business usually is slower during the winter season. Training, Other Qualifications, and Advancement [ About this section ] Back to Top In every State and the District of Columbia, real estate brokers and sales agents must be licensed. Prospective agents must be high school graduates, be at least 18 years old, and pass a written test. The examination—more comprehensive for brokers than for agents—includes questions on basic real estate transactions and laws affecting the sale of property. Most States require candidates for the general sales license to complete between 30 and 90 hours of classroom instruction. Those seeking a brokers license need between 60 and 90 hours of formal training and a specific amount of experience selling real estate, usually 1 to 3 years. Some States waive the experience requirements for the brokers license for applicants who have a bachelors degree in real estate. State licenses typically must be renewed every 1 or 2 years; usually, no examination needs to be taken. However, many States require continuing education for license renewals. Prospective agents and brokers should contact the real estate licensing commission of the State in which they wish to work in order to verify the exact licensing requirements. As real estate transactions have become more legally complex, many firms have turned to college graduates to fill positions. A large number of agents and brokers have some college training. College courses in real estate, finance, business administration, statistics, economics, law, and English are helpful. For those who intend to start their own company, business courses such as marketing and accounting are as significant as courses in real estate or finance. Personality traits are equally as important as ones academic background. Brokers look for applicants who possess a pleasant personality, are honest, and present a neat appearance. Maturity, good judgment, trustworthiness, and enthusiasm for the job are required in order to encourage prospective customers in this highly competitive field. Agents should be well organized, be detail oriented, and have a good memory for names, faces, and business particulars. Those interested in jobs as real estate agents often begin in their own communities. Their knowledge of local neighborhoods is a clear advantage. Under the direction of an experienced agent, beginners learn the practical aspects of the job, including the use of computers to locate or list available properties and identify sources of financing. Many firms offer formal training programs for both beginners and experienced agents. Larger firms usually offer more extensive programs than smaller firms. More than a thousand universities, colleges, and junior colleges offer courses in real estate. At some, a student can earn an associates or bachelors degree with a major in real estate; several offer advanced degrees. Many local real estate associations that are members of the National Association of Realtors sponsor courses covering the fundamentals and legal aspects of the field. Advanced courses in mortgage financing, property development and management, and other subjects also are available. Advancement opportunities for agents may take the form of higher rates of commission. As agents gain knowledge and expertise, they become more efficient in closing a greater number of transactions and increase their earnings. In many large firms, experienced agents can advance to sales manager or general manager. Persons who have received their brokers license may open their own offices. Others with experience and training in estimating property value may become real estate appraisers, and people familiar with operating and maintaining rental properties may become property managers. (See the Handbook statements on property, real estate, and community association managers ; and appraisers and assessors of real estate . ) Experienced agents and brokers with a thorough knowledge of business conditions and property values in their localities may enter mortgage financing or real estate investment counseling. Employment [ About this section ] Back to Top In 2004, real estate brokers and sales agents held about 460,000 jobs; real estate sales agents held approximately 24 percent of these jobs. Many worked part time, combining their real estate activities with other careers. About 6 out of 10 real estate agents and brokers were self-employed. Real estate is sold in all areas, but employment is concentrated in large urban areas and in rapidly growing communities. Most real estate firms are relatively small; indeed, some are one-person businesses. By contrast, some large real estate firms have several hundred agents operating out of numerous branch offices. Many brokers have franchise agreements with national or regional real estate organizations. Under this type of arrangement, the broker pays a fee in exchange for the privilege of using the more widely known name of the parent organization. Although franchised brokers often receive help in training sales staff and running their offices, they bear the ultimate responsibility for the success or failure of their firms. Real estate brokers and sales agents are older, on average, than most other workers. Historically, many homemakers and retired persons were attracted to real estate sales by the flexible and part-time work schedules characteristic of the field. These individuals could enter, leave, and later return to the occupation, depending on the strength of the real estate market, their family responsibilities, or other personal circumstances. Recently, however, the attractiveness of part-time real estate work has declined, as increasingly complex legal and technological requirements are raising startup costs associated with becoming an agent. Job Outlook [ About this section ] Back to Top Employment of real estate brokers and sales agents is expected to grow about as fast as average for all occupations through the year 2014, because of the increasing housing needs of a growing population, as well as the perception that real estate is a good investment. Relatively low interest rates should continue to stimulate sales of real estate, resulting in the need for more agents and brokers. In addition, a large number of job openings will arise each year from the need to replace workers who transfer to other occupations or leave the labor force. However, job growth will be somewhat limited by the increasing use of technology, which is improving the productivity of agents and brokers. For example, prospective customers often can perform their own searches for properties that meet their criteria by accessing real estate information on the Internet. The increasing use of technology is likely to be more detrimental to part-time or temporary real estate agents than to full-time agents, because part-time agents generally are not able to compete with full-time agents who have invested in new technology. Changing legal requirements, such as disclosure laws, also may dissuade some who are not serious about practicing full time from continuing to work part time. This occupation is relatively easy to enter and is attractive because of its flexible working conditions; the high interest in, and familiarity with, local real estate markets that entrants often have; and the potential for high earnings. Therefore, although gaining a job as a real estate agent or broker may be relatively easy, beginning agents and brokers may face competition from their well-established, more experienced counterparts in obtaining listings and in closing an adequate number of sales. Well-trained, ambitious people who enjoy selling—particularly those with extensive social and business connections in their communities—should have the best chance for success. Employment of real estate brokers and sales agents often is sensitive to swings in the economy, especially interest rates. During periods of declining economic activity and increasing interest rates, the volume of sales and the resulting demand for sales workers falls. As a result, the earnings of agents and brokers decline, and many work fewer hours or leave the occupation altogether. Earnings [ About this section ] Back to Top The median annual earnings of salaried real estate sales agents, including commissions, were $35,670 in May 2004.The middle 50 percent earned between $23,500 and $58,110 a year.The lowest 10 percent earned less than $17,600, and the highest 10 percent earned more than $92,770.Median hourly earnings in the industries employing the largest number of real estate sales agents in May 2004 were as follows: Residential building construction $54,770 Offices of real estate agents and brokers 37,970 Activities related to real estate 32,460 Lessors of real estate 25,840 Median annual earnings of salaried real estate brokers, including commission, were $58,720in May 2004. The middle 50 percent earned between $33,480 and $99,820 a year.Median annual earning of real estate brokers were $61,550 in offices of real estateagents and brokers and $44,920 in activities related to real estate. Commissions on sales are the main source of earnings of real estate agents and brokers.The rate of commission varies according to whatever the agent and broker agree on, the typeof property, and its value. The percentage paid on the sale of farm and commercialproperties or unimproved land is typically higher than the percentage paid for selling a home. Commissions may be divided among several agents and brokers. When the property issold, the broker or agent who obtained the listing usually shares the commission with thebroker or agent who made the sale and with the firm that employs each of them. Although anagents share varies greatly from one firm to another, often it is about half of the totalamount received by the firm. Agents who both list and sell a property maximize their commission. Income usually increases as an agent gains experience, but individual motivation,economic conditions, and the type and location of the property also affect earnings.Sales workers who are active in community organizations and in local real estate associationscan broaden their contacts and increase their earnings. A beginners earnings often areirregular, because a few weeks or even months may go by without a sale. Although some brokersallow an agent to draw against future earnings from a special account, the practice is notcommon with new employees. The beginner, therefore, should have enough money to live forabout 6 months or until commissions increase. Related Occupations [ About this section ] Back to Top Selling expensive items such as homes requires maturity, tact, and a sense of responsibility.Other sales workers who find these character traits important in their workinclude insurance sales agents ; retail salespersons ; sales representatives, wholesale and manufacturing ; and securities, commodities, and financial services sales agents .Although not involving sales, the work of property, real estate, and community association managers ,as well as appraisers and assessors of real estate, requires an understanding of real estate. Sources of Additional Information [ About this section ] Back to Top Disclaimer: Links to non-BLS Internet sites are provided for your convenience and do not constitute an endorsement. Information on licensing requirements for real estate brokers and sales agents is available from most local real estate organizations or from the State real estate commission or board. More information about opportunities in real estate is available on the Internet site of the following organization: National Association of Realtors. Internet: http://www.realtor.org OOH ONET Codes [ About this section ] Back to Top 41-9021.00, 41-9022.00 Suggested citation: Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook , 2006-07 Edition , Real Estate Brokers and Sales Agents , on the Internet at http://www.bls.gov/oco/ ocos120.htm (visited December 29, 2005 ). Last Modified Date: December 20, 2005 Occupations: Management | Professional | Service | Sales | Administrative | Farming | Construction | Installation | Production | Transportation | Armed Forces Related Links: Tomorrow's Jobs | OOH Reprints | Important Info | How to Order a Copy | Teacher's Guide to OOH Additional Links: Career Guide to Industries | Career articles from the OOQ | Employment Projections | Publications Home | BLS Home Back to Top www.dol.gov Frequently Asked Questions | Freedom of Information Act | Customer Survey Privacy & Security Statement | Linking to Our Site | Accessibility U.S. Bureau of Labor Statistics Office of Occupational Statistics and Employment Projections Suite 2135 2 Massachusetts Avenue, NE Washington, DC 20212-0001 URL: http://www.bls.gov/OCO/ Phone: (202) 691-5700 Fax: (202) 691-5745 Do you have a question about the Occupational Outlook Handbook ? Technical (web) questions: webmaster@bls.gov Other comments: feedback@bls.gov Occupations: Management Professional Service Sales Administrative Farming Construction Installation Production Transportation Armed Forces Related Links: Tomorrow's Jobs OOH Reprints Important Info How to Order a Copy Teacher's Guide to OOH Additional Links: Career Guide to Industries Career articles from the OOQ Employment Projections Publications Home BLS Home

Rental Property (Including Rental

Publication 527 (2005), Residential Rental Property Home | Contact IRS | About IRS | Site Map | Español | Help Advanced Search Search Tips IRS Resources Compliance & Enforcement Contact My Local Office e-file Forms and Publications Frequently Asked Questions News Taxpayer Advocacy Where To File Publication 527 (2005), Residential Rental Property (Including Rental of Vacation Homes) For use in preparing 2005 Returns Table of Contents Publication 527 - Introductory Material Reminder Introduction Sale of main home used as rental property. Tax questions. Ordering forms and publications. Useful Items - You may want to see: Publication 527 - Main Contents Rental Income Rental Expenses Repairs and Improvements Other Expenses Condominiums and Cooperatives Not Rented for Profit Property Changed to Rental Use Renting Part of Property Personal Use of Dwelling Unit (Including Vacation Home) Dwelling Unit Used as Home Figuring Days of Personal Use How To Divide Expenses How To Figure Rental Income and Deductions Depreciation Filing an amended return. Changing your accounting method. MACRS MACRS Depreciation Under GDS Optional Tables MACRS Depreciation Under ADS Casualties and Thefts Limits on Rental Losses At-Risk Rules Passive Activity Limits How To Report Rental Income and Expenses Schedule E (Form 1040) Publication 527 - Additional Material How To Get Tax Help Index Next More Online Publications Accessibility | FirstGov.gov | Freedom of Information Act | Important Links | IRS Privacy Policy | U.S. Treasury

buy House of The

Amazon.com: House Of The Dead 2: Computer & Video Games Your Store Computer & Video Games See All 32 Product Categories   Your Account | Cart | Wish List | Help | browse by system | top sellers | new & future releases | kids & family | game hardware | outlet Search Amazon.com Video Games Used Video Games Web Search This item is not eligible for Amazon Prime, but over a million other items are. Join Amazon Prime today. Already a member? Sign in . ITEM INFORMATION Explore this item buying info accessories product description customer reviews See more by this manufacturer Sega of America, Inc. Customers also bought these other items... Share your thoughts write a review write a So You'd Like to... guide tell a friend about this item RATE THIS ITEM I dislike it I love it! 1 2 3 4 5 Edit your ratings 7 used & new from $12.95 A9.com users save 1.57% on Amazon. Learn how . Have one to sell? House Of The Dead 2 Other products by Sega of America, Inc. Platform: Sega Dreamcast Availability: Available from these sellers . 7 used & new from $12.95 ESRB Rating: Mature (Content suitable for ages 17 or older.) See more pictures | Accessories Note to Customers: Gore, Horror, Mature Content, Realistic Violence (what this means) Features: Blow away killer zombies 6 levels of intense shooting action Based on the smash arcade shooter Branching levels and storyline Use a lightgun (sold separately) for maximum blasting Amazon.com Sales Rank: Today: #4,737 in Computer & Video Games , #16,632 in Electronics Yesterday: #3,699 in Computer & Video Games , #12,400 in Electronics Manufacturer's age: 17 years and up Shipping: Currently, item can be shipped only within the U.S. ASIN: B00000K4BU Item model number: 51002 Dimensions: 5.50 inches x 0.50 inches x 5.00 inches Date first available at Amazon: August 15, 2000 Average Customer Review: Based on 100 reviews. Write a review . Customers who bought this itemalso bought these items: Zombie Revenge by Sega of America, Inc. Sega Dreamcast Console by Sega of America, Inc. Jet Grind Radio by Sega of America, Inc. Resident Evil:Code Name Veronica by Capcom Explore Similar Items : 19 in Computer & Video Games What similar items do customers ultimately buy after viewing this item? 34% buy The House of the Dead III by Sega of America, Inc. 23% buy Evil Dead: Hail to the King by THQ 21% buy this item(House Of The Dead 2by Sega of America, Inc. 7% buy House of The Dead by Sega of America, Inc. 1% buy SEGA House of the Dead 2 by Activision Explore Similar Items : 9 in Computer & Video Games Product Description Editorial Review Direct from the arcades to the Dreamcast, Sega has a sure-fire smash on its hands with this near arcade-quality translation of popular zombie shooter House of the Dead 2 . Most fast-action gaming fans will immediately dive into the basic premise of this game: shoot and destroy the zombies that have invaded the creepy haunt known as the Curien Mansion. For what it's worth, however, House of the Dead 2 does contain a pretty intriguing plot that moves beyond the simplistic point-and-shoot genre. In addition to the fast-moving action, there are several subplots that shed light on the darker secrets lurking within this eerie, zombie-infested environment. Gameplay can be set to accommodate several skill levels, including easy, medium, and hard game settings. Even if you manage to master this game, there are several alternative plot and game paths that will keep you coming back for more. Your shooting patterns and on-screen actions will determine the plot path and gaming areas that you can explore. Skilled shooters and well-trained zombie slayers will be rewarded with secret game areas and unusual plot twists. By saving the lives of innocent bystanders, you will usually be able to take a shorter path to the end of the game level. In addition, you'll often gain health bonuses that enable you to play longer. If you complete the game without allowing any hostages to die, you'll even unlock a secret bonus room. A few years ago, Sega disappointed some hardcore fans with its less-than-perfect home translation of the original House of the Dead game. With House of the Dead 2 , Sega has fully redeemed itself. The Dreamcast is the only home game system with the processing power to do the arcade game justice--and it shows. We just about drooled over the graphics, which have to be seen to be believed. The home version even expands beyond the arcade gameplay with exclusive new levels, including a training mode that helps you practice your shooting skills before you enter the game. There are also several never-before-seen secret game areas that were developed exclusively for the Dreamcast. The only disappointment here is Sega's decision not to include the light gun accessory with this title. You can play with a basic Dreamcast controller, but the game was designed with the light gun in mind. Without a light blaster, it's just not as fun. It's a good thing that third-party companies, such as InterAct, are already offering light guns that are compatible with the Dreamcast. We highly recommend purchasing this separately sold light gun accessory; it makes the game infinitely more enjoyable and, frankly, some of the harder areas of the game are almost impossible to beat without it. --Brett Atwood Pros: Near perfect arcade-to-home translation Multiplayer support with a second Dreamcast controller or light gun (sold separately) Exclusive levels developed only for the Dreamcast Multiple game paths Cons: Gameplay suffers without optional light gun accessory GameSpot Review The often-used phrase "Virtua Cop meets Resident Evil" doesn't quite do Sega's zombie-blasting arcade gun-game series justice, but it's certainly close enough to give you the general idea of what the House of the Dead series is all about. In it, you're part of a government agency in charge of stopping the machinations of the nefarious and incredibly monotone Goldman, a suit-wearing evil mastermind intent on wiping out the human race with his monster hordes for reasons that never really quite... read more See all product description... Spotlight Reviews (What's this?) Write an online review and share your thoughts with other customers. 10 of 11 people found the following review helpful: The Best Zombie shooter! , May 3, 2000 Reviewer: A. Griffiths "Adrian" (London)- See all my reviews There still aren't that many Dreamcast games out than can be called "must-haves", but "House Of The Dead 2" is definitely one of them. But do you need the gun to play it? YES! Otherwise, it will be nowhere near as much fun and almost impossible to beat it, as the monsters are often zipping all over the screen at great speed. The game is extrememly hard anyway, even set on the "very easy" level (!), and the first few times you play it you will be killed long before the final battle, but the game would be over far too quickly if it were easy. The feel good factor from final victory, however, is always worth waiting for. Every aspect of the graphics is fantastic, the zombies are incredibly detailed, especially in close up, and the backgrounds are beautifully realised. Replay value comes from the many different paths you can take through the zombie-infested town. These paths depend on the speed and accuracy of your shooting, and you will enjoy replaying the game to try and hit those tricky targets, and save the innocent civilians, some of which are extremely difficult to rescue. Also added is "Original Mode" in which you build up a store of power-ups and life-ups, and even some bizarre different weapons and character-modifiers that appear in secret spots in the course of the game. You really need a VMU for this mode, although you can enjoy the arcade game without one (there are no save points during gameplay). Add to this the training exercises, and you have an arcade experience that is not only transported identically into your living room, but also enhanced with many extras! The game is above all fun to play, as it requires no serious investment of time or thought. You can pick it up at any time, and start blasting the undead! Was this review helpful to you? ( Report this ) Dreamcast classic , January 20, 2002 Reviewer: N. Durham "Big Evil" (Reading, PA)- See all my reviews One of the first games released for the Dreamcast, House of the Dead 2 is an instant classic. The game is identical to the arcade smash with the inclusion of exclusive Dreamcast levels, and the graphics and detailed zombies will leave your mouth watering. The voice acting is pretty bad though, making the voice acting from the first Resident Evil look like Shakespearian acting, but that is overlooked by the shoot 'em up action. A light gun is strongly recommended, but the standard DC controler works just as well, somewhat. Was this review helpful to you? ( Report this ) All Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. 1 of 2 people found the following review helpful: Not perfect but fun , October 9, 2004 A Kid's Review I only have this because I have Xbox's House of the Dead 3.The House of the Dead 3 is better.Better graphics,effects,blood,gore,and options.I'd reccomend that one more.But if you are more pleased with House of the dead 2 and only have an Xbox then get House of the Dead 3,beat it,and go to The House of the Dead 2.There,you start at The House of the Dead 3 and go back in time in a time machine until you reach the year 2000. Was this review helpful to you? ( Report this ) A very good Classic Horror Shooter , July 16, 2004 Reviewer: A gamer This game is pure fun. It is a must own shooter for all people who own a Dreamcast. I am dissapointed that Sega has stopped its bussiness in the gamming industry. Anyways, this shooter packs non-stop zombie blastin' action. But get this first, if you buy this game, get a lightgun. The dude with the lightgun is the king, the one without is zombie chow. I also like the way you can blow off individual body parts. Was this review helpful to you? ( Report this ) A must own for DreamCast Owners every were! , July 7, 2004 Reviewer: Robert evans (USA)- See all my reviews HOFD2 Is Awesome. It's very violent and gory which is why I love it. It was a very popular game when it came to the arcades but now you can play this blessing game any time you want at your own home! The story for this game is pretty good. The bad guy in it is cool.. The bosses are loads of fun. House of the Dead II is one of the best gun games you can find for a system. The zombies in these are cool. Any part of there body you shoot one part of them gets blown. This is one of Dream cast strong holds before it lost it's popularity in the US. This game is excelent for DreamCast owners... Other games of choice Sonic Adventure Sword of Berserk Spawn:In the demons hand Soul Calibur If you have a DC go out and get this game. It rocks! Later Was this review helpful to you? ( Report this ) A must own for DreamCast Owners every were! , July 7, 2004 Reviewer: Robert evans (USA)- See all my reviews HOFD2 Is Awesome. It's very violent and gory which is why I love it. It was a very popular game when it came to the arcades but now you can play this blessing game any time you want at your own home! This is one of Dream cast strong holds before it lost it's popularity in the US. This game is excelent for DreamCast owners... Other games of choice Sonic Adventure Sword of Berserk Spawn:In the demons hand Soul Calibur If you have a DC go out and get this game. It rocks! Later Was this review helpful to you? ( Report this ) See all 100 customer reviews... So You'd Like To... play some quality games on a forgotten console... :by Ughsassin , Casual Gamer and DReamcast Enthusiast get a Dreamcast :by David , video game fanatic Know About The Best System :by Scott Duft , Person Who Likes Games Listmania! Dreamcast Games You Can"t Go Wrong With :A list by J. Clark , I play games too often Games No Self Respecting Sega Gamer Should Be Without :A list by sega@innernet.net , 10 Year Sega Fan/Supporter My favorite games (All platforms) :A list by Alex Kain , 16 year old gamer Browse for Computer & Video Games Systems > More Systems > Sega Dreamcast > All Games Systems > More Systems > Sega Dreamcast > Action > Horror Systems > More Systems > Sega Dreamcast > Action > Shooter Systems > More Systems > Sega Dreamcast > Action Suggestion Box Your comments can help make our site better for everyone. If you've found something incorrect, broken, or frustrating on this page, let us know so that we can improve it. Please note that we are unable to respond directly to suggestions made via this form. If you need help with an order, please contact Customer Service . Please mark as many of the following boxes that apply: Product information is missing important details. Product information is incorrect. The page contains typographical errors. 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REALTOR.com: Real estate listings & homes for sale Welcome, Visitor! Sign Up to: Save Searches Save Listings Sign Up Now! Already a member? Sign In Homebuying Tools Find a Lender Find a Mover Market Conditions Neighborhood Tour Real Estate 101 Buyers Sellers For REALTORS® Resource Center News REALTOR.org Search the Web Select a Top Search: Bad Credit Contractors Homeowner's Insurance Debt Consolidation Interior Design Mortgage Rates Loan Types Rates Points 30-yr fixed 5.74% 0.37 15-yr fixed 5.38% 0.28 ARM 3/1, 30Yrs 4.87% 0.26 Updated: 12/29/2005 11:42:43 AM Check Local Rates Search our national directory of mortgage brokers and lenders. Find a Home Over 2.5 million listings for sale! State/Province AB AK AL AR AZ BC CA CO CT DC DE FL GA GU HI IA ID IL IN KS KY LA MA MB MD ME MI MO MN MS MT NC ND NE NH NJ NM NV NY OH OK ON OR PA PR RI SC SD TN TX UT VI VT VA WA WI WV WY - OR - Minimum Price $0 $500 $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 to Maximum Price $1,000 $1,400 $2,000 $5,000 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 no maximum Beds 1+ Beds 2+ Beds 3+ Beds 4+ Beds 5+ Beds Baths 1+ Baths 1.5+ Baths 2+ Baths 2.5+ Baths 3+ Baths 3.5+ Baths 4+ Baths More Search Options Map Search Hurricane Relief Find or offer immediately available temporary housing to assist Hurricane victims: HurricaneHousing.net Relief.WelcomeWagon.com -- Find a REALTOR State/Province Alabama Alaska Alberta Arizona Arkansas British Columbia California Colorado Connecticut Delaware District Of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Manitoba Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Ontario Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming From the National Association of REALTORS ® Join REALTORS® in supporting hurricane victims Why Use a REALTOR® With a GRI? Make the most of every moment with FamilyTime, an interactive DVD celebrating the family. Visit REALTOR® Magazine Online Read current NAR Press Releases For REALTORS ® REALTORS Relief Effort exceeds $5.2 million for Hurricane victims, donate now... Enter the Business Success Zone at REALTOR.org! Find out how REALTOR.com can help you secure more listings, sell homes for more and promote yourself and your brand NEW name for NAR member benefits offeringsthe REALTOR Benefits(sm) Program. Learn about the practical, everyday solutions for your professional and personal life! Reach new levels of success with NAR partner, The Pacific Institute! About the National Association of REALTORS ® Representing Home Owners State & Local Associations Real Estate Specialty Organizations Find an Appraiser Find a Commercial Property International Real Estate Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

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Unbiased property investment tips and advice to maximise profits from property! Maximise profits from property investment - free independent advice! "Hi Alan, am keen to know more on property investment and I have just subscribed to your Newsletter, and want to congratulate you on your informative site together with the contents." Barbara Burton "Hi Alan, You seem to have your head screwed on, and yes I'm in my fourth hour on your EXCELLENT site." Richard Harries, Pembrokeshire Enter your E-mail Address Enter your First Name (optional) Then Don't worry -- your e-mail address is totally secure. I promise to use it only to send you Property Investment Tips. Hi, Property investment is as good an investment as there is, so it still amazes me how little people know about the potential to make money from property, and property investment. There are people sitting on huge amounts of equity who, if they invest this money wisely could be retiring within 2 years!!!! Dont believe me? Thats exactly what I just did, aged 28!! After remortgaging my property, I reinvested that money and last year I made more than 100k after tax, and will make more than that this year. Now I had a good job beforehand, with a gross salary of over 50k, but when you compare that net amount of around 35k with the money I made from property - simply by releasing equity and spending my spare time understanding the vast possibilities in property and investing in some excellent opportunities, I cant believe more people do not do it. I am now in a position where I do not need a 9-5 job anymore . This gives me plenty of time to spend with my family, on the golf course, on holiday, at the football etc etc and I have no boss to report to!!! I believe there are possibilities for anyone out there, whether you are a first time buyer, and not sure where to buy, someone looking for a hands free property investment with guaranteed returns, someone looking to top up their pension, or someone who is willing to give 10 hours a week or so and be in a position to sack the boss in 3-4 years time!! However for anyone to succeed at property investment, they must have some good knowledge - a clear strategy, understand property tax, mortgages for investment properties and importantly understanding what a good property investment deal is and the power of leverage. Now when I first started researching on the internet, I came across some excellent resources and invaluable information - however there are also some who are more interested in charging you a fee than getting you a good deal. That is why I decided to share some of my experiences, and give some of my recommendations and property investment tips. Any of these recommendations I will have personally used, and will have confidence in their knowledge and integrity. I will not accept adverts or endorse any company I am not convinced about. I have now set up a second site - as from March 2005 - with all recommended property investment deals, as and when they arise - this gives me the opportunity to put more details down. Please, if are interested in updates on deals, also sign up on www.property-investment-deals.com for latest deals. I have a newsletter I send out every 2-3 weeks, where I discuss various strategies and property investment tips, and discuss exactly what I have done so far on this Tips site. I will also try to answer any questions, or at least point you in the right direction. I will also analyse deals/courses/mortgage options put forward by some of my contacts. Enter your E-mail Address Enter your First Name (optional) Then Don't worry -- your e-mail address is totally secure. I promise to use it only to send you Property Investment Tips. I will continually update any good sources I find, and I will continue to share my experiences with you. By no means is this list exhaustive and I am sure there are plenty more good sources, although I also know some not so good - email me with any good experiences/sources you have used for any property investment, and I will share this with the subscribers. Have a look down the left hand side, where I have covered what I consider the key factors when investing in property, and look at each of them, investment property mortgage options, property tax, property investment strategies/courses, and property investment deals at home and abroad, to see who I recommend and why. All this advice is free and is solely based on my experience and the contacts I have made - I will not be offended if you do your own thing, but I am completely independent, so I would at least take note of all my efforts over the last few years!! Of course, you should always do your own research, and do please note the disclaimer page. Any questions I will attempt to reply, please email me at alan@property-investment-tips.com. Also make sure you sign up for free newsletter before you forget, this is packed full of good tips and advice, so I've been told! "Alan, I have just read your back issues, and enjoy the way that you write! I am currently an ex-pat living in Ohio, but with an existing and pending property in the UK....look forward to your next issue " Amanda, Ohio "I've signed up for your newsletter today and from what I've seen of your website, it looks very informative, good balanced outlook on what people should do when investing in property." Nihar Dutt, www.propertynetworking.co.uk "I am impressed with the newsletters, very professional Alan. Your comments on Cyprus and Bulgaria are fab, especially for new investors - DD is vital - and even then I still think its risky so recommending agents shall be of great assistance". Alex Angel, Edinburgh "Hi Alan,First of all, thank you ever so much for sharing your experience. Your website is absolutely fantastic!" Patrice Lavallee, Suffolk "ALAN, I read your newsletters with interest and have recently been in discussions with Property Network Spain. Hopefully the outcome will be profitable!" ALEX CARAVELLO, Residential Lettings & Management "Alan, Great newsletter as per usual. My name is Tom Dyer and i got the info about your newsletter from a good friend of mine, who himself had it referred to him via another friend.It just goes to show that good information travels very fast.Great to have the opportunity to get access to the newsletters and some of your philosophy. Keep em' comingAll the very best" Tom Dyer "Hi Alanthanks again for the posts you send, they are a great eye opener - i'm learning a hell of a lot." Shuko mwambazi Alan just wanted to drop you a line, to say thanks!! For the past few months I had been looking to invest some money and saw property as a possible opportunity. However, having never previously bought, due to continued job relocation, my knowledge of this market was somewhat limited. The information and advice provided on property-investment-tips.com has proved invaluable in taking me from a position of knowing nothing - about how mortgages work, where to buy and which investment companies I could trust - through to the purchase of my first property!! I have bought in Cyprus through investincyprus.com, and am delighted with it! Maybe meet you out there in 18 months??!! Thanks again, and have subscribed to your newsletter to keep eye on other opportunites. Have also given details to my work colleague who is also keen to buy. James Thomson, Edinburgh Hi, I found out about your site and was pretty impressed with everything! I am very interested in purchasing ANY property with good growth and rental prospects in the UK. I am living and working in Shanghai..... Look forward to hearing from you. Yours sincerely Robert Gavin Hi Alan, I found your website very informative and helpful. Thank you very much. My husband is British and I am Vietnamese. We have been working abroad as expats. We have some savings and would like to invest in land and property anywhere, in the UK or Vietnam or abroad. We would appreciate very much if you could give us some advice on what and how to do as we feel uncertain. We feel that we have the potential and could do something good with our savings but did not know where and how to start then we found your site. Thank you very much and I look forward to hearing from you, Best regards, Linh Dear Alan, Thank you for the latest edition of your newsletter and links to the superb articles on your excellent website - it is certainly coming along nicely! I am a first-time property investor and recently had the pleasure of meeting you at the Property show at the ExCel centre in Docklands, accompanied by my wife Christine..... above all, if he comes with your recommendation then I'm sure he is someone that can be relied upon. Ironically, I had been meaning to drop you a line for a while to further enquire about your exploits in property renovation, which I have so keenly read in your emails lately. But now your site has blossomed with so much information, I have learnt an awful lot by just scrolling through the wealth of advice available. Looking forward to hearing from you. ..........Many thanks for your prompt reply. It would be great to meet up with you again in the future, Alan - if anything to buy you a pint for your troubles! Thanks again for your support Kind regards, John Marsden Hi AlanI'll attempt to be brief and to the point! I like your website without having met you or had any communication with you - you do seem to come accross someone who is approachable and kind of normal!! Hence I write to you. I am interested in a one to one consultaion session with you and would like to make a reservation for a London meeting sometime after May. Is that possible? I am currently in Sudan undertaking 5 months voluntary work (back in May) and since being here I have had much time to reflect, to consider my next 'project', look at where I'm heading and to set some more goals and achievements for myself. I also have time while I am out here to do some homework and research (which is how I found you!).I have signed up to your e-zine, and have not yet read everything you have to offer on your site, however I wanted to book in with you as soon as possible, Mandy Evill So, have a look at the headings for the specific area you want to find out more on, and start to share some of the potential to be made in the world of property investment!!! Regards Alan Forsyth Why Property? Why property as an investment? Property Investment Strategies to maximise profits Property Investment Strategies - I'll give you some tips and advise on the best places to learn what is best for you! Location, location,l... Location - why it is still as important as ever, do not limit yourself! Buy to Let What to look out for when considering buy to let in UK and abroad Buy to Re-sell or Remortgage Buy to Re-sell, or Property renovation is as popular as ever, you only need to switch on the TV to see! I give my tips when starting out. UK property investment has become very popular over last few years My thoughts/tips on UK property investment Overseas Property Investment Overseas property investment is becoming more and more popular - check out my tips! Spanish property investment Spanish Property Investment is as popular as ever, read my recommendations on best companies to invest with in Spain Cyprus Property Investment Cyprus Property Investment is getting very popular - read my tips on the best company/places for property investment in Cyprus Bulgaria Property Investment Bulgaria property investment - why it is such good value Scotland Property Investment Scotland Property Investment Estonia property Estonia property Property Tax advice Importance of understanding types of property tax when investing in property. Best sources of information Mortgage advice for Investment Property Mortgage Advice for Investment Property, my tips and advice overseas mortgages Recommended overseas mortgages for property investors 1 to 1 Consultancy 1 to 1 Consultancy Recommended Property Investment Courses Property Investment Courses Landlords Insurance Landlords Insurance - my recommendations Rental Property Investment Software Recommended Rental Property Investment Software Articles Articles written and published by Alan Forsyth Rich Dad, Poor Dad Rich dad poor dad Books Best value books for property investment, financial freedom Resources Quick summary of best property resources on the internet when looking to invest in property. Contact Me Contact me for any further advice on products advertised here, or any further property questions Exchange URLs Exchange URLs Disclaimer Disclaimer other resources general other resources general About us About us