Selling Home

Smartmoney.com: Real Estate: Sell Your Home — Fast Thursday December 29, 2005 3:32 PM ET U.S. Markets close in: :28 Search (choose an option below) Quote Charting Earnings Ratings Competition Financials Profile Key Statistics Insiders Site Search News (Enter Symbol) advanced search SmartMoney Select My Portfolio Tools Maps Stocks Advanced Trading Funds ETFs Personal Finance Autos Career Journal College Planning Debt Management Health Care Insurance Life LTC Insurance Real Estate Retirement Tax Guide Economy & Bonds Small Business SmartMoney TV SmartMoney Magazine SmartMoney University Business Travel Technology SmartMoney Mobile Holiday Survival Guide Select Homepage Stock Screener Market Map 1000 Fund Screener Stock Compare Fund Map 1000 Fund Compare XStream Quotes More... Portfolio Tracker Watchlist Calendar Intraday Alerts News Alerts Sector Tracker ETF Center Map of the Market XStream Quotes Stock Screener Stock Compare Price Check Calculator More... 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The Market Now ForexTV Futures Life Stages CEO Interview Sturm Screen Mossberg Report Subscribe Give a gift Customer Service Media Kit Editorial Calendar Custom Publishing Investing 101 Taking Action Strategic Investing Quizzes More... Please enable javascript to properly view the menu. Site Map DJIA 10789.06 -7.20 Nasdaq 2219.66 -9.28 S&P 500 1255.08 -3.09 Rus 2000 679.31 -0.77 10 Yr Bd 4.36 -0.01 DJTA 4248.75 24.82 Wil 5000 12585.54 -25.30 S&P 400 743.20 -0.93 Nas 100 1655.52 -11.58 Sign up now for FREE SmartMoney.com Newsletters Enter your email address below Personal Finance : Real Estate : Selling : Sell Your Home — Fast Real Estate Sell Your Home — Fast By Stacey L. Bradford Click here for more stories by Stacey L. Bradford . In This Section A Seller's Checklist Choosing a Broker Wisely Selling Without a Broker Taxes When You Sell Your Home More... Related Content Ask SmartMoney Who Gets the Home? To Rent or to Buy? Advertisement 4.25% APY with hsbcdirect.com Online Savings. Earn 8X the national savings average and make money into big money. No minimums. No monthly fees. Member FDIC. Email This Story Print This Story Save This Story Send Us Your Comments Add this column to your News Alerts (New!) IF YOU'RE LOOKING TO sell your home in a matter of days rather than months, you might want to take some tips from 32-year-old Mona Ross Berman. To get her Washington, D.C., townhouse ready for sale in early 2004, the interior designer went through every room, sweating the details. She rearranged furniture, added sophisticated coffee-table books and strategically placed vases and throw pillows to create a cozy environment. She then organized every closet to showcase her ample storage space. Finally, she removed all personal items, including her wedding photos, so potential buyers wouldn't associate the house with someone else. "I think that if you can get a home to show well, it can get you [better results] than it really should," Berman says. Her strategy worked. Within four days of placing her property on the market, she had five offers in hand. Long gone are the days when you can simply throw some cookie dough into the oven and get an offer for your house. Thanks to the Internet, home buyers are more sophisticated and demanding than ever before. At a bare minimum, would-be sellers need to dispose of clutter and make any necessary repairs. But to really make a property stand out from the crowd and sell quickly, sellers might need to do the following. 1. Hire an Interior Designer A well-decorated home will sell faster and for more money than one that looks frumpy. That's why more and more sellers are hiring interior designers to do everything from rearrange furniture and paint walls a neutral color to rent artwork. This service, known as "staging," can cost anywhere from a few hundred dollars for a small job to several thousand dollars for high-end properties, says Patricia Dugan, a realtor with The Corcoran Group. Experts across the country agree that the investment is worthwhile for most properties. According to 2002 data from Coldwell Banker, staged homes in the San Francisco Bay area spent just 25.3 days on the market and sold at the asking price, while "non-staged" homes languished on the market for 48.2 days and sold for 2% below the asking price. This information is based on more than 3,000 homes sold between Jan. 1, 2002 and Oct. 31, 2002. 2. Hire an Organizer A lovely décor will get you only so far. To really get the buyers chomping at the bit, you need to highlight your home's storage space as well. That means everything should be clean and organized — closets, bathroom vanities, the garage and basement. It might sound trivial, but your home's sale really could rest on whether your linen closets can comfortably store your towels. If you identify more with Oscar Madison of "The Odd Couple" than with Felix Ungar, it might make sense to hire a professional organizer for $75 to $100 an hour. This is especially helpful for those who've lived in their homes for many years and don't know how to dig themselves out of the mess. Some organizers will even help run a yard sale that could end up paying for their services. If you're not sure how to find this type of service, ask your realtor. Most have a list of pros at their fingertips. 3. Hire a Photographer Up to 74% of home buyers start their search online, according to the National Association of Realtors. Indeed, the Web has become such an important marketing tool that all the realtors we spoke with encourage their clients to hire a professional photographer, which can cost as little as $100, for their online snapshots. Think of it this way: If someone doesn't like how your home looks on the Web, he or she won't bother to make an appointment to see the property in person. Is that a risk you're willing to take? While putting photographs online isn't exactly new, there are some emerging trends. Six years ago it was OK to have one outside shot of the house, says Tara Rogers, director of marketing for Real Living, a Columbus, Ohio-based real-estate firm. Now, some potential buyers want to see up to a 10-picture slideshow detailing multiple rooms before they commit to a walk-through, she says. Dare to post small, grainy pictures, and risk little foot traffic in your home. 4. Try Marketing Gimmicks Despite impressive national home-sale figures, some local markets are starting to soften. For example, homes in the western suburbs of Boston are starting to languish on the market for up to 90 days after previously selling in just 15 to 30, says Nelson Zide, co-owner of ERA Key Realty Services, a Framingham, Mass.-based real-estate brokerage. Zide recently started implementing marketing gimmicks to increase the number of potential buyers to walk through his clients' homes. "I haven't done this in 12 or 13 years," he says. What strategies does he use? Rather than slash the asking price, he might encourage condo owners, for example, to pay the maintenance fees for a full year, or ask home owners to provide buyers with a cash rebate that's marketed as a decorating allowance. Nine times out of 10, such gimmicks cost less than it would to drop the asking price enough to attract a buyer with a smaller budget, says Zide. It's just one more way to get a potential buyer excited about your home. 5. Hold Open Houses The benefits of an open house are debatable. Industry experts agree that they tend to benefit realtors more than home owners. (After all, it's a great way for realtors to get new clients.) But that doesn't mean that they can't work. The key is to hold them at various times of the day and week so that folks with busy schedules can squeeze in a viewing. Real Living's Rogers says her company's agents make sure to schedule open houses on Saturdays, as well as in the evenings so people can stop by after work. Another technique more people are implementing is to hold open houses at the time of day when their house shows the best. If you have a beautiful garden, show it off during the morning before the flowers start to wilt. If you have a stunning view of the sunset, make sure people get to see the late-afternoon light. In other words, if there's one thing that you love most about your home, be sure to share it with potential buyers. For more on selling your home, read our recent article . 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Land For Sale

Cottage LINK Land Lots and Acreages for Sale -- -- -- Land/Lots for Sale Click on the Cottage of your choice for more details and photos! Jump to... Prince Edward Island Nova Scotia Quebec British Columbia Ontario - Northwest Ontario - Near North Ontario - Parry Sound/Muskoka/Haliburton Ontario - East/Rideau/Lake Ontario Ontario - Lake Huron and Bruce Peninsula Ontario - Central/Lake Simcoe/South Georgian Bay         Newfoundland New Brunswick Alberta USA - Florida Ontario - Kawarthas Ontario - Lake Erie and Niagara -- -- Newfoundland and Labrador Property/Location Price Sheffield Lake $56,900 -- Prince Edward Island Property/Location Price Darnley Shore Estates Various 1-acre lots near Grand Tracadie $10,500 Bothwell overlooking Northumberland Strait $16,500 Wild Duck Cove and Garden Shore Road Cottage Lots From $17,900 -- Panmure Island Lots from $25,000 Northumberland Strait/Chelton Beach $30,000 Colville Bay near Souris $55,000 French Village near Savage Harbour $65,000 North Lake (Gulf of St. Lawrence) $79,000 Charlottetown Area Waterfront $250,000 -- Nova Scotia Property/Location Price Minas Basin (Bay of Fundy) $25,000 8-Acre Building Lot $55,000 Lac Pic - 24 Acres, 590' Waterfront $79,000 55 Acres on Ricker Lake $129,000 New Brunswick Property/Location Price -- Quebec Property/Location Price Gatineau Hills Nature Park From $15,000 Lac Williams Lots from $22,000 Alberta Property/Location Price Crowsnest River near Blairemore $89,500 -- British Columbia Property/Location Price Barkley Sound Oceanfront - Island Property $125,100 Barkley Sound Oceanfront - Island Property $130,000 Barkley Sound Oceanfront - Island Property $134,100 Barkley Sound Oceanfront - Island Property $136,800 Ontario - Northwest Property/Location Price Dog Lake-Missanabie US $40,000 Ontario - Near North Property/Location Price Lake Robillard $35,000 21.7 Acres on House Lake near Kirkland Lake $39,900 41 Acres on House Lake near Kirkland Lake $39,900 75 Acres on Private Yarrow Lake $59,900 Quirke Lake near Elliot Lake $42,500 West Bay on Lake Nipissing $1,250,000 Ontario - Parry Sound/Muskokas/Haliburton Property/Location Price Muskoka River $59,000 Snake Lake near Parry Sound $129,000 Gooderham Lake near Haliburton $179,000 Horseshoe Lake, Parry Sound $230,000 Georgian Bay near Pointe au Baril $259,000 Perry Lake near Huntsville $309,000 Georgian Bay Island, Pointe Au Baril $650,000 Lake Muskoka, 300 Feet of Lake Frontage $1,850,000 200 Acres Near Hunstville $1,875,000 -- Ontario - Kawarthas Property/Location Price Stoney Lake $275,000 -- Ontario - East/Rideau/Lake Ontario Property/Location Price Big Clear Lake near Arden $45,000 Petawawa River, Ottawa Valley From $59,000 Tay River near Perth $59,000 Wood's Lake near Plevna $550,000 Ontario - Lake Huron and Bruce Peninsula Property/Location Price Miller Lake Area Building Lot $39,000 Lake Manitou, Manitoulin Island $86,900 Lake Huron Water View $150,000 Shouldice Lake near Tobermory $279,000 Ontario - Central/Lake Simcoe/South Georgian Bay Property/Location Price Talbot River Waterfront $85,000 The Rapids at Marchmont Near Orillia From $199,000 Ontario - Lake Erie and Niagara Property/Location Price -- USA - Florida Property/Location Price -- Return to the CottageLINK Home Page.

Real Estate Loans About

Union Bank of California offers a wide range of commercial real estate financing options, including IDBs, commercial loans/lines of credit, interim construction lending, commercial mortgages. " Union Bank of California - Commercial Real Estate Loans About Union Bank | Contact Us | Locate Us | Privacy & Security | Accessibility | Sitemap Entire Site Personal Wealth Management Small Business Commercial About Union Bank Commercial Real Estate Loans Products and Services Info Insurance Investments & Brokerage Loans Commercial Real Estate Loans Home Equity Loans Home Loans Personal Loans Professional Business Loans Vehicle Loans Online Bank/Pay Bills/Invest Relationship Banking Programs Trust & Investment Management How Do I...? Choose Financing Choose Insurance Manage Business Finances Plan for Retirement Preserve & Grow an Estate Save & Invest Real estate represents a strategic component of your portfolio. Drawing on our extensive expertise and resources, we can help you structure a wide range of credit arrangements to acquire commercial properties quickly and efficiently, including: Commercial loans and lines of credit   Interim construction lending Owner-occupied and non-owner-occupied commercial mortgages Other innovative products to meet your needs If your company is a small to mid-sized firm, you may qualify for Industrial Development Bonds (IDBs) -- one of the lowest-cost, most flexible forms of expansion financing available to: Construct a new facility Purchase a new facility Acquire and rehabilitate an existing facility Expand on your existing site Purchase new equipment Use for a combination of these purposes We also offer commercial real estate loans for owner occupants -- up to $20 million, with competitive terms, for: Term loans to purchase or refinance an existing facility Combination construction/permanent loans with a two-year, interest-only construction period, then conversion to a standard term loan program upon completion Letters of credit for IDBs This is not a commitment to lend. All loans subject to credit approval. Terms and conditions may change without notice. © 2005 Union Bank of California, N.A. All rights reserved. Member FDIC. Equal Housing Lender Call the Priority Banker® nearest you Manage Assets Efficiently Invest and bank in a single asset management account with  Portfolio Connection® Related Information - Trust Real Estate Management - Investments - Buy a Car, Boat, or Plane - Preserve & Grow an Estate

Real Estate Broker/Salesperson Respiratory

Vermont Secretary of State - Office of Professional Regulation - REAL ESTATE COMMISSION Vermont.gov Links Access Government 24/7 Find the Facts Living in Vermont Doing Business in Vermont Education Health & Public Safety Recreation & Travel Employment in Vermont Agency Quick List Search -- VERMONT SECRETARY OF STATE - Deborah L.Markowitz Text Version of Drop Down List size="1" Drop Down List of Professions Accountancy Acupuncture Architecture Athletic Trainer Auctioneer Barber Cosmetology Boxing Chiropractic Crematory Establishment Dental Dietician Drug & Alcohol Counselors Electrolysis Engineer Funeral Service Hearing Aid Dispenser Land Surveyor Marriage/Family Therapy Mental Health Counselor Licensed Midwife Motor Vehicle Racing Naturopath Nursing Nursing Home Administrator Occupational Therapy Opticians Optometry Osteopath Pharmacy Physical Therapy Private Investigative/Security Psychoanalysis Psychology Psychotherapy Radiologic Technology Real Estate Appraiser Real Estate Broker/Salesperson Respiratory Care Practitioner Social Worker Speech Language Pathologist & Audiologists Tattooists/Body Piercers Veterinary OPR Home Conduct Decisions Individual Search Database Downloads Verifications Complaint Form Unprofessional Conduct All Professions Meetings Real Estate Commission For questions, e-mail or call: Judith Griffen 802 828-3228 Commission Members Winter 2004 - Newsletter Summer 2005 - Newsletter Laws Rules PSI Examination Services ARELLO 2005 Legislative Changes Online Forms and Applications Adobe PDF Format Only. If you do not have Adobe Reader you can Download it by clicking this link... Download Adobe Acrobat Reader Application Forms Salesperson or Broker Office Reinstatement CE Program Approval Renewal Forms Broker Salesperson Office Other Documents & Forms Approved Course Provider List Change of Information Form Process Agent Form Need Help With A Web Site Technical Issue, Contact The Webmaster At: To Contact This Page's Content Editor Contact OPR At: SOS Home | State of Vermont Home Site Map --| VT Law | Databases Contact | Help | Printing Web Pages | Site Search | Site Map Feedback | Disclaimer This Site Is Best Viewed In Internet Explorer 4.0 or Above or Netscape 4.73 or Above Top Of This Page

Denver Real Estate Site

Denver real estate; entertainment Denver entertainment Denver Weather Who ever said, "If you don't like the weather, wait a minute." must have been visiting Colorado! [ Click Here for More ] Education Denver's greatest asset as a business location is the high level of education of its citizens.. [ Click Here for More ] Newspapers The Denver area is serviced by two major newspapers and many neighborhood journals. [ Click Here for More ] Shopping Whatever you fancy, antiques, art, clothing; Denver attracts shoppers from all over the West. [ Click Here for More ] Recreation Colorado has unlimited recreational opportunities, there's something for everyone. [ Click Here for More ] Employment A list of Denver and Colorado's employers. [ Click Here for More ] Colorado Ski Mountains Enjoy the crisp, light powdery snow, only Colorado offers. [ Click Here for More ] Spectator Sports Colorado spectator sports encompass four seasons, there's always something happening. [ Click Here for More ] search Denver Real Estate Site Entertainment The Denver area is bustling with entertainment and cultural possibilities to accommodate the needs of its diverse population. Innumerable dining experiences are available to tempt nearly every palate. Movie theaters showing the latest first run films can be found in most neighborhoods. Nightclubs and dancing clubs geared to all age groups abound throughout the city, and with the development of Coors Field Stadium and Elitch's Amusement Park in lower downtown, "LoDo" has become an active location with many nightclubs, restaurants and shopping. Denver is the cultural center for the Rocky Mountain region. Covering four square blocks downtown is the city's Denver Center for the Performing Arts. Home to several resident dance, music and theater troupes, the complex has one of the nation's most unique concert halls, three theaters, an arena and a cinema. Broadway and major plays, musicals and musicians are presented throughout the year. Adjoining the center are several levels of parking and a shopping galleria. Colorado was the seventh state to require that agencies spend construction money on art. The impressive Denver Art Museum is inspiring for the treasures it exhibits and for its unique architecture. Small theaters and individual art galleries also abound in Denver, with music and dance performances an integral part of the cultural scene. Just west of Denver is Red Rocks Amphitheater, a natural wonder as well as a cultural facility, which has long been a favorite site for summer concerts featuring some of the country's most popular entertainers. Also featuring summer concerts is Fiddler's Green located southeast of the city. Denver's suburbs also contribute to the advancement of the arts. The Arvada Center for the Arts and Humanities has become a model for many other cities contemplating similar facilities for their communities. Subsidized by the City of Arvada, federal grants and private donations, the center has a wide array of classes, theater and musical events. Downtown Littleton has a similar facility, known as the Littleton Town Hall Arts Center Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog