rental property Flats for

Properties to rent in Richmond BUY SELL LET LANDLORDS CORPORATE FOXTONS INFO CONTACT MY NOTEBOOK Foxtons homepage Let Properties to rent in Richmond Viewing 1 to 10 of 71 0800 138 60 60 Properties to rent in Richmond LET Results: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 || Next View 3 properties per page View 5 properties per page View 7 properties per page Viewing 10 properties per page View 15 properties per page View 20 properties per page View 30 properties per page Ordered by descending price Order by ascending price Order by area Order by bedrooms Properties to rent in Richmond : Use the page number links above to view more Properties to rent in Richmond. The dropdown boxes allow you to customise your search results. Click an ADD TO NOTEBOOK link to save any Properties to rent in Richmond to your shortlist where you can review them at any time. £2,150 per week ( £9,316 pm ) Contact me | Add to notebook 5 bedrooms Lion Gate Gardens, Kew, TW9 Boasting two reception rooms, conservatory, enormous kitchen/diner and lovely private rear garden, why not take advantage of the many entertaining possibilities in this simply stunning five bedroomed, detached house. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £2,000 per week ( £8,666 pm ) Contact me | Add to notebook 6 bedrooms West Temple Sheen, East Sheen, SW14 Modern luxury living is provided for in this stunning five/six bedroomed family home, boasting vast pool room with stunning swimming pool and sauna and opening onto the stylish, landscaped garden. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,962 per week ( £8,502 pm ) Contact me | Add to notebook 6 bedrooms Kew Gardens Road, Kew, TW9 The ultimate in luxurious family accommodation! This sumptuous six bedroomed house offers ample entertaining accommodation with a stunning open-plan kitchen/breakfast room opening onto a delightful garden. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,616 per week ( £7,002 pm ) Contact me | Add to notebook 6 bedrooms Queens Road, Richmond Hill, TW10 This beautifully presented six bedroomed house situated in the Richmond Hill area, offers the ultimate in modern family living, with beautifully maintained gardens, off-street parking and a private garage. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,385 per week ( £6,001 pm ) Contact me | Add to notebook 5 bedrooms Greenlink Walk, Kew, TW9 Offering a privileged position in the heart of the stylish Kew Riverside development, this stunning five bedroomed, detached house boasts flexible family living space with a separate double garage and studio apartment. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,339 per week ( £5,802 pm ) Contact me | Add to notebook 4 bedrooms Northumberland Place, Richmond Hill, TW10 This bright and spacious four bedroomed house, set in a gated development with off-street parking, benefits form stunning river views and central location moments from Richmond Bridge. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,339 per week ( £5,802 pm ) Contact me | Add to notebook 5 bedrooms Mortlake Road, Kew, TW9 Stunning five bedroomed house offering extensive living and entertaining space finished to exacting standards boasting a fab 28' kitchen/diner, a beautifully kept garden and an exquisite limestone bathrooms. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,270 per week ( £5,503 pm ) Contact me | Add to notebook 5 bedrooms Kelsall Mews, Kew, TW9 Luxury, state-of-the-art living! This superb five bedroomed modern town house within Kew Riverside is finished to exacting standards throughout and benefits from a private garden, double garage and separate studio. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,270 per week ( £5,503 pm ) Contact me | Add to notebook 5 bedrooms Kelsall Mews, Kew, TW9 Luxury, state-of-the-art living! This superb five bedroomed modern town house within Kew Riverside is finished to exacting standards throughout and benefits from a private garden, double garage and separate studio. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office £1,154 per week ( £5,000 pm ) Contact me | Add to notebook 6 bedrooms Taylor Avenue, Kew, TW9 Full of character and set on a delightful tree-lined road in Kew this wonderful six bedroomed house is the perfect retreat from everyday life! The home further benefits from an office, lovely garden and off-street parking. Read more about this property for sale in Richmond . Call: 020 8973 2700 Richmond Office 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 || Next View 3 properties per page View 5 properties per page View 7 properties per page Viewing 10 properties per page View 15 properties per page View 20 properties per page View 30 properties per page Ordered by descending price Order by ascending price Order by area Order by bedrooms Text only sites: Sales | Lettings | New Homes © Foxtons 2005 Terms & Conditions Site Map Help 0800 138 60 60 HOMEPAGE Search for a property Search for an Open House -- Why use Foxtons? The letting process Jargon buster Free valuation request NEW SEARCH Type: Buy Long Let Short Let _______________ Max price: _______________ Bedrooms: All bedrooms Studio 1 2 3 4 5 6 or more _______________ Areas: Richmond OR CHANGE TO: All Areas LONDON: All London - Central - East - North - South - West Surrey USA: - New York - New Jersey - Connecticut _______________ Short Let - from a few weeks ADVANCED AREA SEARCH New search Refine this search Save this search QUICK SEARCHES: Houses for rent Flats to let London rental property Flats for rent in London Houses for rent in London London rental apartments London short lets Surrey rental properties Flats to rent in Surrey Houses to rent in Surrey

Home Equity

Avoiding Home Equity Scams Avoiding Home Equity Scams Y ou could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home. Certain lenders target homeowners who are elderly or who have low incomes or credit problems—and then try to take advantage of them by using deceptive practices. The Federal Trade Commission cautions all homeowners to be on the lookout for: Equity Stripping: The lender gives you a loan, based on the equity in your home, not on your ability to repay based on your income. If you can’t make the payments, you could end up losing your home. Loan Flipping: The lender encourages you to repeatedly refinance the loan and often, to borrow more money. Each time you refinance, you pay additional fees and interest points. That only serves to increase your debt. Credit Insurance Packing: The lender adds credit insurance to your loan, which you may not need. Bait and Switch: The lender offers one set of loan terms when you apply, then pressures you to accept higher charges when you sign to complete the transaction. Deceptive Loan Servicing: The lender doesn’t provide you with accurate or complete account statements and payoff figures. That makes it almost impossible for you to determine how much you have paid or how much you owe. You may pay more than you owe. Some of these practices violate federal credit laws dealing with disclosures about loan terms, discrimination based on age, gender, marital status, race, or national origin; and debt collection. You also may have additional rights under state law that would allow you to bring a law suit. The FTC suggests if you’re thinking about using your home as collateral for a loan, be careful. Unless you can make the loan payments out of current income, you could lose your home as well as the equity you’ve already built up. Some additional tips to remember: The lure of extra money or the chance to reduce monthly credit payments can be very costly in the long run. High interest rates and other credit costs could get you in over your head. Credit insurance may not be a good deal from a lender. If you want the added security of credit insurance, shop around. Don’t sign a loan agreement if the terms are not what you were given when you applied. Ask for an explanation of any dollar amount, term, or condition that you don’t understand. Federal law is very clear about what credit and loan term information must be provided in writing when you apply for a loan and before you sign any agreement. In addition, shop around for the best loan terms and interest rates. Contact lending institutions, such as banks and credit unions, and consult a legal or financial advisor, or someone you can trust before you make any loan decisions. Or contact your local Fair Housing Office, legal aid, or senior services organization for information and help. The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues , visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel , a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. FEDERAL TRADE COMMISSION FOR THE CONSUMER 1-877-FTC-HELP www.ftc.gov Jan. 1998

real estate investing Being

Getting real about real estate investing - Nov. 17, 2004 Web CNN/Money Buying & Selling Investment Property Home Improvement Million $ Life Financing Best Places Getting real about real estate investing Being a landlord can be profitable -- or a big headache. Take some advice from these investors. November 17, 2004: 4:03 PM EST By Jon Birger , MONEY Magazine. Additional reporting by Joan Caplin and Amy Feldman. NEW YORK (MONEY Magazine) - Successful real estate investors sometimes make what they do sound almost too easy. "Rentals freed me from ever having to get a job again," says Orlando Rodriguez, a 38-year-old San Antonio landlord who makes about $100,000 a year off the 90 apartments he owns. "I'm a high school dropout -- seventh-grade dropout, actually -- so my story should tell people this isn't rocket science." Yes, landlording isn't science (which is not to say it isn't often a lot of hard work), but if you're willing to put in the time and effort, buying and operating rental properties can pay off big. Try this math on for size: You purchase a $100,000 condominium with $30,000 down and a $70,000 mortgage. If the condo rents for $1,200 a month, your net profits -- after costs such as mortgage, maintenance and property taxes -- should be in the $2,000-a-year range. Conservatively invested, that sum should earn enough to pay off the entire mortgage within 14 years. You'd have turned $30,000 in equity into $100,000, even if rents didn't go up and property values didn't appreciate. Factor in 4 percent annual rent increases and price appreciation, and the property's net value to the owner would be closer to $200,000. A stock fund would need to return 15 percent a year for 14 years to beat that performance -- and funds don't give you any of the tax breaks that can come with being a property owner. The key thing to remember, though, is that buying rental properties is not for point-and-click investors. Even landlords who hire out the plumbing, painting and rent collection to contractors and management companies typically make a big time commitment. Rick Lionhardt of Dallas, a 55-year-old retired telecom worker, owns 33 properties with wife Helen, 49, a secretary. Even when he was working full time, Lionhardt says, he spent 70 to 80 hours a week on real estate. "I'd make calls during lunch and drive around at night looking for more things to buy." For the first-time landlord, there is plenty to learn -- about taxes, financing, dealing with difficult tenants -- and usually there are many mistakes to be made. The payoff can be terrific though, even for investors who own just one or two properties. Doing it right will get you extra income now and a valuable addition to your retirement nest egg down the road. What does "doing it right" mean? Read on for some key tips and secrets -- as well as pitfalls to avoid -- from successful investors who had to learn the hard way. Know how to take your market's temperature. When considering a rental property, your top concern should be whether you can make money renting it out now, not how much its price might appreciate in the future (although that's important too). All you're doing is speculating on real estate prices if you're shelling out more than you're taking in -- and that can be dangerous, especially if you're doing it with borrowed money. "You never want to buy a property where every month you have to feed it," says Neil Binder, co-founder of New York City's Bellmarc Realty. So before you buy, add up your projected property taxes, mortgage payments and maintenance costs, and make sure the total is less than your expected rental income. Experienced real estate investors say they generally look to pay anywhere from 45 to 85 times monthly rent for a property. That means annual rental revenue should be about 15 to 25 percent of the property's value. Finding places with those kinds of yields can be difficult. Take California, probably the most bubblicious market in the country. A condominium renting for $1,200 a month in Southern California sells for $350,000 today, according to veteran California real estate investor Bruce Norris. A $1,200-a-month condo in the Dallas/Fort Worth area can be had for $95,000. To a landlord, that's the difference between an annual return on investment of 4 percent vs. 15 percent. Mortgages and home equity loans Search for rates from hundreds of lenders. No points only Select Loan: Select a Mortgage 15 Yr Fixed Jumbo - $385K 15 Yr Fixed Conforming - $165K 30 Yr Fixed Conforming - $165K 30 Yr Fixed Jumbo - $385K 1 Yr ARM Conforming - $165K 1 Yr ARM Jumbo - $385K 3/1 Yr ARM Conforming - $165K 3/1 ARM Jumbo - $385K 5/1 Yr ARM Conforming - $165K 5/1 ARM Jumbo - $385K 7/1 Yr ARM Conforming - $165K ARM Jumbo - $385K State: Select State Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington DC Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming "The only reason you'd be a California landlord at today's prices is because you're expecting price appreciation," says Norris, who thinks prices in the state are due for a fall. "Monthly cash flow would be almost impossible to achieve without an enormous down payment." Another tool experienced investors use to measure the profitability of a market is price-to-rent -- that is, the ratio of median home price to annual rent for three-bedroom homes. The bigger the number, the less likely you are to make money as a landlord. California has a price-to-rent ratio of 25 these days, the highest in the country. Hawaii (23) is second from the top, and Massachusetts (19) is third. Far more inviting to investors are states like Delaware, Missouri, Texas and Vermont, where the price-to-rent ratios are 11 or 12. For more information on median home prices and market rents in your area, visit realtor.org and huduser.org . Find smart ways to cut your financing costs. Borrowing to buy real estate as an investment is more expensive than borrowing to buy a home. Lenders generally think they are taking more of a risk on buildings that the owner doesn't live in. Consequently, the interest rates they charge tend to be 0.5 percentage points or more above those for traditional home mortgages. Not only that, but borrowers need excellent credit scores to qualify for the lowest rates. In addition, the minimum down payment is usually 20 or 25 percent, instead of the 10 percent for standard home mortgages. There are a couple of ways around the higher rates and steeper down payments. To qualify for a traditional mortgage, you are required by most lenders to live in the property for a minimum of one year. But there's nothing stopping you from buying a home or a condo with a traditional mortgage, living in it for a year and then renting it out afterward. YOUR E-MAIL ALERTS Mortgages Personal Debt Real Estate Loan Markets or Create your own Manage alerts | What is this? If the down payment rather than the rate is the stumbling block, ask the seller whether he's willing to self-finance the mortgage. With owner financing, the buyer signs a promissory note in which he agrees to make his mortgage payments directly to the seller. In exchange for forgoing a down payment, the seller typically gets a premium rate -- 8 to 10 percent, perhaps. Why would a seller take the additional risk implicit in skipping the down payment? "It's a lot faster to sell a house owner-financed than conventionally," says San Antonio landlord Rodriguez. (There are also brokers who buy owner-financed notes from sellers who want their money up front.) Click here to learn about interest-only mortgages and some of their advantages. Learn to take advantage of the many tax breaks. For tax purposes, what you make in rent is generally taxable as regular income. Real estate taxes and mortgage interest on an investment property are fully tax deductible though. Operating expenses such as utilities, insurance, repairs and condominium common charges are also deductible. So are rental fees paid to brokers, although they must be spread out over the life of the lease. Even better, the federal tax code entitles rental-property owners to a depreciation deduction even though housing prices usually go up, not down, over time. (There are, however, numerous conditions and catches, which is why it is essential to consult a tax adviser before you invest a cent.) Anticipate problems (they will be numerous). Reliable, prompt-paying tenants do up and leave suddenly. Minor leaks have a way of becoming expensive repair jobs. That's why it's smart to line up inspectors and contractors before you buy. And why it's important to establish rainy-day funds. Two or three months' rent is usually -- but not always -- sufficient. Just ask Marla Renee, a 55-year-old semiretired hairdresser who owns six rental properties in the Detroit area. Five years ago Renee bought a run-down duplex for $28,000. She figured the house needed $10,000 worth of work, but three months later the tally was nearly three times that. "The last tenant had turned on the water on purpose and flooded the whole place," she says. "The floor, ceiling and walls were all messed up." Finally, don't skimp on fees should you decide to hire a management company to tend to your rental property. The typical fee is 5 to 10 percent of rental income. Experienced landlords say it's not worth it to be cheap: Property managers often work harder to fill vacancies and to maximize rent when they are better compensated. Put potential tenants under the microscope. Picking tenants may ultimately be the most important real estate decision you make. This is where listening to the voices of experience really pays off -- although you should be discreet about how you apply their lessons. Elderly people are better tenants than college kids, as everyone knows, but in many states, landlords acting on that type of common sense judgment would be running afoul of fair-housing laws. Michelle Bizik, 35, of Lake Ariel, Pa. owns two small apartment buildings with her husband Goran, 30. For the most part, they've had lots of success finding good tenants. They require potential renters to provide Social Security numbers, ostensibly for criminal and credit background checks (which are a good idea), but Bizik says it's more about renters proving to her that they have nothing to hide. She also checks references with employers and prior landlords. If prospects pass those tests, she and her husband always meet them in person. "I need to get a vibe off of them," she explains. These are all good ideas for screening tenants. Here are a couple more. When checking references, don't stop with the most recent landlord. Contact the second or third most recent as well. "The current landlord may just want him out of the property," says Ellis San Jose, a 39-year-old real estate investor from Los Angeles. Also, consider making an unannounced visit to the prospect's current residence. Marcia Glantz, a Coldwell Banker broker for 27 years in Yorktown, N.Y., says, "Explain that your house is important to you, and that you want to get a sense for how they live." Saying no can be tough when a vacancy is burning a hole in your wallet. Stay strong. The one time Michelle Bizik caved proved to be a big mistake. "We were both against him," she recalls, "but the apartment was empty and he was a friend of another tenant." Soon after the guy moved in, his pregnant girlfriend, five cats and two friends did too. And he was late with the rent. "All the tenants were complaining," Bizik says. "The hall smelled like cat urine. The music was so loud, tenants were calling me at 11 o'clock at night." The Biziks offered to pay him to leave. He declined, so they had to go through the aggravation and expense of having him evicted. Think about investing in REITs instead. If you want to buy into real estate but don't want to deal with all the headaches that can come with managing it, you may want to consider a real estate investment trust (REIT). These are publicly traded building-management companies that pass the bulk of their earnings on to shareholders in the form of hefty dividends. That makes them a great choice for retirees and other income-hungry investors. One catch is that REIT dividends are taxed at higher rates than regular corporate dividends. REITs offer several advantages over buying properties on your own. First, there are economies of scale: On a per-square-foot basis, REIT maintenance costs are much lower than those of most individual landlords. The management expenses of a typical REIT are only 0.5 percent of total assets under management, says Russell Platt, manager of the Dividend Capital Realty Income fund. Another plus is diversification, since REITs typically invest in many markets and sometimes different types of property -- residential, commercial and retail. And finally, there's liquidity: You can sell a REIT whenever you want, and your brokerage commission will be a drop in the bucket compared with the 6 percent charged by most real estate brokers. A conservative REIT bet would be Equity Residential Properties ( Research ), run by Chicago mogul Sam Zell. Equity Residential is the nation's largest landlord, which makes it something like an index fund for apartment buildings. Earnings have taken a hit lately owing to, among other things, the Florida hurricanes. But occupancy rates have been ticking up, and Equity Residential still offers a juicy 5.1 percent dividend yield. A more aggressive play is Archstone-Smith Trust ( Research ), an apartment building owner with a big presence in suburban Washington, D.C. and other East Coast markets. Archstone-Smith also has a dividend yield of 5.1 percent. The company has profits from condo conversions, and high occupancy rates, which put it in a good position to raise rents. And that's a very nice position for any landlord to be in. --* Disclaimer Try an issue of MONEY magazine - FREE! More on REAL ESTATE • How to buy and build on rural land • Most overvalued housing markets • When booms go bust... TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. 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Bulgarian Properties Expert - Buying Property Abroad Home Buying Property Abroad Home Bulgaria Property Market Property News Investments Buying Property Abroad Top Ten Tips Why Overseas Property Purchase Process Possible difficulties Bulgarian Home Search About us News Feeds Forum Contacts Property Listings Property Hotspots Useful Links Warsaw Hotels, Hotel Accommodation in Warsaw Poland Hotel Apartments in Warsaw Poland, Warsaw apartments in Poland Offshore banking, bank accounts offshore Get an offshore banking and an offshore account, offshore company and offshore bank account Discount hotels in Brussels. Brussels Belgium accommodation Brussels Hotels and Apartments in Brussels. The largest choice of accommodation in Brussels A guide to accommodation in Budapest. Hotel accommodation in Budapest Budapest Hotels. Great last minute discounts Madrid lodging directory. Madrid hotels Madrid Hotels. Great last minute discounts Milan hotels by Europe-Cities.com. Hotel accommodation in Milan Hotels in Milan. Great last minute discounts Buying Property Abroad Buying property abroad? Buying property abroad has become increasingly popular with the British andNorthern Europeans for various reasons, mainly the warm climate, affordableprices and investment opportunities. With the poor returns on the stocks andshares market and uncertainty of pension fund's future, more and more ordinarypeople invest their hard earned cash into bricks and mortar by buying aproperty abroad. Retirement abroad Retirement abroad is no longer the prerogative of rich and famous. The dreamof owning a property overseas turns into reality for hundreds of thousands ofBritish people every year. Increasing number of pre-retirement age and themiddle aged are buying overseas property (villa or apartment) in the hope touse it as a permanent or semi-permanent home in their forthcoming retirement. What lures Britons to leave their homes in UK and look for the best place tolive is not just a warm climate. Lower cost of living is also taken intoconsideration by people looking for a better quality of life, to what their UK pension canprovide. Property in Bulgariais becoming increasingly popular choice for retirement abroad for the abovereasons. A place in the sun - Buy Holiday Homes Abroad More and more couples consider choosing to buy a second property abroad anduse it as a holiday home in summer and winter. Apartments in Spain havealways been Britons favourite place in the sun to take holidays or shortbreaks. With the costs of travel dramatically falling, it is becoming cheaperand certainly more exciting to go abroad. A lot of ordinary people realise that buying overseas property can not onlybecome an ideal holiday home, but also provide a steady rental income.Think where you go to take a short winter break or spend Christmas - the Banskoski resort (Bulgaria)!Now imagine owning an apartment in Bansko and be the lucky owner who also getsthe rental income! Property for sale in the emerging market of Bulgaria in the past few years hasbecome a big attraction for investors and holiday home owners as they providean affordable opportunity to own a place in the sun. Property abroad - Alternatives to Pensions Buying property abroad and home has proven to be an excellent investmentover the long term. Although it should never be overlooked that buying overseasproperty does not guarantee the increasing price in the short term, it iscertainly a winner in a long run. An underlying asset of the investment cannotbe wiped out as easily as the value of the stocks and shares, thus is lessrisky than other more traditional forms of investments. It is a known fact that borrowing against your existing property issignificantly cheaper, which makes it possible to create a portfolio ofproperties and benefit from the tax breaks that stocks and shares cannot offer. More and more ordinary people realise the benefits of buying overseasproperty rather than shares and include Bulgarian property into their portfolioof investments. More sophisticated and informed investors diversify their riskand maximise their returns by investing in emerging property market of Bulgaria. The proposal regarding the possibility of including overseas property inyour pension fund is a possibility in the future, so watch this space andreview your pension portfolio with a financial advisor in the next few years asbig changes are on the way! Spread you risks, create a balanced portfolio of real estate investments! Bulgarian property market Bulgarian property market (Black Seaside in particular) has been the firstcoastal resort areas, where British people discovered Bulgaria. This propertymarket was pioneers in attracting foreigners to buy property here. With growing demand for properties in the above area, lack of planningpermission regulations, some parts of these beautiful coasts have beenoverbuilt. But there is a big advantage of the Bulgarian Black Sea areas - theestablished infrastructure that makes this place ideal for retirement abroad orholiday homes. By trial and error the property markets in up and coming areas of Bulgariaare offering much more - good value for money, facilities, infrastructurethat was frequently overlooked at the infant stages of the Bulgarianproperty market development. Black Sea and mountainresorts are the future of Bulgarian property market. Large numbers of wealthy Northern Europeans are buying a property in Bulgaria, incoastal resorts in particular and this trend will only increase as the Europeanbaby boomers retire. This will ensure the growth in demand for many decades tocome, driving the prices upwards! UKagents and property consultants With the overwhelming supply of new developments coming in different partsof the world, growing number of the property exhibitions and UK propertyagents, as well as press and media coverage of different hot propertydestinations, it is easy to overlook your own objectives and jump on the bandwagon. And… Do it sooner than later as the prices are increasing! Bulgarian Properties Highlights Purchase of Bulgarian property become easier for foreigners Foreigners will be able to purchase real estate properties without special licenses from the government. Members of the Parliament Economic Commission voted down on second reading, the text of the Investments Encouragement Law, according to which the foreigners had to ask the cabinet for such a license. Irrelevant became also the requirement for special license from the Ministry of Defense and the Ministry of Internal Affairs for purchasing real estate properties in the interior areas of the country, close to the national security objects. The grounds for this vote are that such restrictions do not correspond to the law, whose purpose is to encourage the investments. The law is to be adopted by the parliament on second reading. In the beginning of March 2004, at the conference of the Bulgarian Industrial Business Association (BIBA), the American Trade Chamber and the Bulgarian-German Chamber was requested these restrictions to be dropped off. At the moment the Real Estate Agencies face difficulties in interpreting the Foreign Investments Law and the regulations for applying the Law of the Ministry of Internal Affairs, since there are many unclear points concerning the property or land acquisition in urbanized territories at the border area, in connection to the national security. Due to the same reason, the Notary Publics faced difficulties to perform the sale formalities of land along the Black Sea coast, which according to the real estate agents is an obstacle for the realties market. Companies in this trade sphere explain that the foreign investors used to buy properties and land via figureheads, but in the long run this practice is not serious and may lead to exodus from the most perspective construction regions in Bulgaria. The main problem for them is due to the ambiguity in the interpretation of the term “border area”. The lawyers regard the term as applied only for the land and river borders, since according to the Sea Area Law, the sea coast is not considered a state border. As by the Foreign Investments Law enacted, a juridical person on the territory of Bulgaria can acquire property and restricted law of estate over realties. © 2005 Sagabg.net. All rights reserved.

Florida Real Estate, Naples

Naples Florida Real Estate, Naples Real Estate, Naples Fl Real Estate, Naples Real Estate for sale, real estate in Naples fl, Naples Fla Real Estate, Beachfront and Waterfront Homes in Naples Florida, Airport Information, Airport Naples Florida, Aircraft Hangars in Naples Florida, Waterfront Properties in Naples Fl,Luxury Homes in Naples Florida, Waterfront Properties in Naples Florida, Naples Homes and Golf Course Communities in Naples Florida and Collier County. Sharon and Art David, Coldwell Banker, will help you to find the Perfect Home in Paradise. Naples Florida Real Estate, Naples Florida Real Estate, Naples Fl Real Estate, Naples Real Estate for sale, Real estate in Naples Fl, Naples Fla Real Estate, Beachfront and Waterfront Homes in Naples Florida Airport Information, Airport Naples Florida, Aircraft Hangars in Naples Florida, Waterfront Properties in Naples Fl,Luxury Homes in Naples Florida, Waterfront Properties in Naples Florida, Naples Homes and Golf Course Communities in Naples Florida and Collier County,Art and Sharon David, Coldwell Banker will help you to find the Perfect Home in Paradise. Naples Florida Real Estate, Naples Real Estate, Naples Fl Real Estate, Waterfront Homes in Naples Florida, Real Estate in Naples Fl, Naples Fla Real Estate,Naples Real Estate for sale, Beachfront and Waterfront Properties in Naples Florida Airport Information, Airport Naples Florida, Aircraft Hangars in Naples Florida, Luxury Homes in Naples Florida, Waterfront Homes in Naples Florida, Naples Homes and Golf Course Communities in Naples Florida and Collier County.Sharon and Art David, Coldwell Banker, will help you to find the Perfect Home in Paradise." Select Page Virtual Tour New Construction Local Partners Rentals Home Buying Info Search All Florida Foreign Purchasers Home Selling Info Places of Worship Community Profile Naples Photos Real Estate Info NEWSLETTER Financial Calculators Home Watch Currency Calculator Real Estate Terms Real Estate News Useful Info Link Exchange Find A Realtor Reciprocal Links Feng Shui CONTACT US NAPLES4U.com If text overlaps photos, go to View>Text Size>Medium Thank you for joining us at one of the most comprehensive web sites on the internet devoted to Naples, Florida, www.Naples4u.com . We hope you enjoy your visit to this web site and look forward to meeting you when you visit us in "Paradise." Take a look at our Featured Listings or go to the Multiple Listing Service and Search for Real Estate For Sale in Naples Florida ,. Join us for a three minute Virtual Tour of Naples Florida . Meet the David Team Sharon and Art David are top-producing members of the International President's Elite, which places them in the top 4% of all Coldwell Banker Agents. They have also been named by Gulfshore Life Magazine as 2005 FIVE STAR Best in Client Satisfaction Real Estate Agents. The Greater Naples Edition of Broker Agent Magazine highlighted Sharon and Art as Agents of the Month for October 2005. Art is a certified Cendant Mobility Affintiy Specialist . Sharon and Art are also certified "Previews Agents" who specialize in the sales of luxury homes to affluent buyers on a world wide basis, and they have developed innovative techniques regarding the marketing of vacant homes . Sharon and Art were licensed realtors for 15 years with the largest Independent Real Estate Company in the United States, Weichert, Realtors before coming to "Paradise" to share their professional expertise with owners and soon-to-be homeowners in Naples, Florida. If you are interested in waterfront homes, luxury homes or Golf Course Communities in Naples, Florida, let them share their expertise with you. NAPLES , Florida is one of the most beautiful places in the country. For the period of 1995-2000, Naples led the country with the highest net migration of young, single, college educated residents. The Office of Federal Housing Enterprise Oversight says the Naples-Marco Island metro area is No. 1 in the nation for home price appreciation for the second quarter ending June 30, 2005 compared with the same time last year. Single-family homes appreciated 35.6 percent during that time. In May 2005, The Florida Association of Realtors reported that the median sales price for single-family homes in Naples rose 24% during the first quarter of the year to $468,000 compared to the median price of $377,000 from the first quarter of 2004. By the end of June, 2005, the median price had risen to $491,400. The median price of homes in Naples is the highest in the state and the fifth highest in the nation with Palm Beach second at $363,600. Naples, Florida has always been rated highly on the list of Money Magazine's Best Places To Live in the U.S. And that is not by accident. The weather is tropical with temperatures in the winter in the 70's and 80's, yet there is always the influence of subtle Gulf Breezes. Majestic Sunsets are the rule rather than the oddity. The opportunities for recreational activities are endless. With over 90 golf courses, both public and private , there are more holes per capita than any other place in the U.S . Golf courses, tennis courts, swimming pools, walking paths and biking lanes abound. Naples is also home to the Franklin Templeton Shootout, The ACE Senior Tour Event and many top tennis events. Golf Magazine's 2005 Dream Home is being built in Naples Florida. For more information about Golf Course Communities, c lick here to email us. One is never far from the water in Naples. Directly on the Gulf of Mexico and near the 10,000 islands in the Everglades, Naples affords boaters some of the prettiest waterways and beaches in Florida where dolphins and manatees cavort in the waves and where sport fishermen can experience some of the best fishing in the world . Waterfront homes need not be on the Gulf of Mexico as t here are hundreds of lakes that dot golf courses and developments throughout the area. Safe harbors for boaters include the Moorings and Venetian Bays , located between Gulf Shore Boulevard and US 41, Naples Bay , Wiggins Pass, and the many canals and waterways that span the magnificent areas of Port Royal , Aqualane Shores , Windstar, Parkshore, Royal Harbor , Bayshore, Oyster Bay, Seagate, Connors, Vanderbilt Beach, Little Hickory Bay and Southport . Yacht clubs, sailboat clubs and full service marinas are available for the most ardent of boaters and fishermen. Private jets and airplanes can also find a home in Naples. With three airports: Naples Municipal Airport , Wingsouth Airpark and The Marco Island Executive Airport, all located within a few miles of downtown Naples, airplane owners can navigate to our sunshine too. Jet sales, charter and leasing services as well as repair and maintenance facilities are readily available for those who wish to fly to Naples. Last but not least, miles of white sand beaches stretch from Keewaydin Island, near Marco Island , past Olde Naples and its landmark pier all the way up to Vanderbilt and Bonita Beaches . Beachfront homes and High Rise Condos on the Gulf constantly provide their owners with absolutely breathtaking views. TV's Travel Channel considers the beaches of Naples FL to be among the finest in the world. C lick here to email us. Third Street South , and Fifth Avenue South are home to fine shops and Art Galleries and top notch restuarants in and around Olde Naples. Experience world class shopping at the Waterside Shops at Pelican Bay, Bayfront , across from Tin City, and at the Venetian Village in Park Shore. Vacation lodging is available in some of the finest hotels in the world including two Ritz-Carltons, the Registry Resort, Trianon , The Inn on FIfth, LaPlaya, the Edgewater Beach Hotel, Naples Hilton and Towers and the Naples Beach Hotel. No matter what your real estate needs are, they can be satisfied in Naples. Luxury High Rise Condos span the Park Shore , Pelican Bay , Bay Colony and Vanderbilt Beach areas. From luxury beachfront homes right on the Gulf of Mexico or from waterfront homes in Port Royal , Aqualane Shores and Royal Harbor , The Moorings, Parkshore, Southport or Little Hickory Bay , to Golf Course Communities and estate homes in Bay Colony , Bonita Bay , Collier's Reserve , Audobon , The Club Estates , Quail West , Quail Creek , Tiburon , Mediterra , Olde Cypress , West Bay Club , Twin Eagles , The Estuary and Grey Oaks , Naples, Fl can afford those with a taste for grand living everthing they could desire. For more information about beachfront and waterfont homes, golf course communities or luxury homes in Naples Florida, click here to email us. Golf course communities and other communities with all the amenities are too numerous to list, but many of them like The Vineyards, Kensington, Hammock Bay, The Brooks, Island Walk, Saturnia Lakes, Pelican Bay, Pelican Isle, Bridgewater Bay, Vasari, Pelican Sound, Pelican Landing, Palmira, The Strand, Pelican Marsh, Naples Lakes, Longshore Lake, Cedar Hammock, Forest Glen, Glen Eagle, Cypress Woods, Naples Heritage, Quail Creek, Village Walk, Delasol, Grandezza, Autumn Woods, Monterey, Lely, Fiddler's Creek, Maplewood, Foxfire, Countryside, Sterling Lakes, Vanderbilt Country Club, Berkshire Lakes, Indigo Lakes and Pebblebrook Lakes offer condos, villas, carriage, coach and single family homes in a variety of neighborhoods and in all price ranges from the 100's into the millions of dollars within their developments. If your heart is set on a grand home within walking distance for the Gulf of Mexico, then there's Olde Naples ; or be on the Gulf in newer, larger homes at Barefoot Beach . Single family homes are also available in areas like the Moorings , Coquina Sands , Park Shore and Naples Park . If you're interested in larger homesites, homes in areas like Pine Ridge , Logan Woods , Livingston Woods and Golden Gate Estates are available. C lick here to email us. Check out these sites for more information about all aspects of Life in Naples Florida including golfing, fishing, places to visit, night life, restaurants, businesses, schools, lodging, government, 1031 exchange information, finance and just about anything else you could think of, along with our favorite links to other interesting and informative websites. Take advantage of our Free Reports about Naples, finance, tax law changes and buying or selling real estate. Contact your local real estate experts, Sharon and Art, TOLL FREE at 800-741-7131 or direct at 239-250-5113 for information about real estate in Naples, Fl Bonita Springs and surrounding areas in Collier County or e-mail us . Click here for a free, no obligation Market Analysis of your home. The David Team will be delighted to help you find that "Perfect Home in Paradise." Input your requirements or do your own search by area, view or development. Remember, We're only a phone call or a click away. Sharon and Art David, P.A. Professional & Reliable Service with Results Naples Florida Real Estate - Naples Real Estate-Naples Fl Real Estate Luxury Homes in Naples Florida-Waterfront Homes in Naples Florida Golf Course Communities in Naples Florida- Naples Fla Real Estate www.Naples4u.com © 2005 Coldwell Banker Previews International Sharon and Art David, P.A. 550 Fifth Ave. S Naples, FL 34102 Office: (239)262-7131 ext. 113 Cell: (239)250-5113 Toll Free: (800)741-7131 Fax: (239)262-8349 E-mail: info@Naples4u.com Disclaimer: "This website is not the official website of Coldwell Banker Previews International Residential Real Estate, Inc. or its affiliated companies, and neither Coldwell Banker Previews International Residential Real Estate, Inc. nor its affiliated companies warrants the accuracy of any information contained herein. Any products and/or services offered for sale on this website shall not be considered an offer to sell goods or services in any other state than Florida." 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