Real Estate Agent

A Denver real estate agent specializes in relocation to the Denver Metro area Denver Real Estate Directory Relocation buyers need extra help, learning about the area, schools, drive times and finding the best neighborhood to suit your lifestyle isn't easy. I can assist you with a relocation package tailored to your needs. [ Click Here for More ] Personalize your search and have results delivered to your inbox daily. This HomeFinder service is the most popular of all. [ Click Here for More ] The home buying process is easy when you know the answers; learn how to finance your home, how much it will cost and more. [ Click Here for More ] Select featured homes offering a virtual tour, so you can enjoy a tour from the comforts of your home anytime, day or night. [ Click Here for More ] search Denver Real Estate Site Are you considering a move and want to purchase a new home? Are you wondering about the suburbs of Denver and what they look like? Do you have questions about the city and the suburbs? Are you currently just shopping for information about Denver homes? You have found the right spot! Gathering information is going to be easy now. You will find the answers to your questions here. OFFERING MANY CHOICES OF DENVER HOMES The metro area has an abundance of neighborhoods that might fit your needs. I pride myself in being able to discuss these areas with you. It's important to look at all the possibilities when relocating to a new area and I can help you do just that. Here are some of the areas in the Denver Metro area to consider: OBTAIN NEIGHBORHOOD INFORMATION - CLICK ON THE CITY OF YOUR CHOICE... Arvada Denver Littleton Aurora Denver Tech Center Lodo Brighton Erie Louisville Broomfield Evergreen Lone Tree Castle Rock Greenwood Village Morrison Centennial Golden Northglenn Cherry Hills Highlands Ranch Parker Conifer Ken Caryl Thornton Commerce City Lafayette Westminster Lakewood Research demographics , follow links to gain visual perspective, driving times to popular Denver area locations, taxation in Colorado , links to school accountability reports , private schools , higher education in Denver, American Dream Downpayment Program and other facts helpful to a inquiring Denver relocation prospect. DENVER HOME SALES STATISTICS The Berkshire Group follows the real estate market trends in the Denver metro area. We publish the current market trends in the Denver Real Estate Update and Denver Sales Statistics . Click on the link to review the latest information about Denver home values, Denver's average days on market, list to sale ratios, etc. Denver relocation services are not exclusive to out of state (or country) home buyers. If you are relocating from an area of the city to another, you are welcomed and encouraged to use my services. As a relocation specialist I know how important it is to be able to learn about all the areas that might fit your needs. I have made it my business to compile as complete a website as possible, offering you information that you want...now! If you have additional questions please feel free to contact me either by telephone or e-mail. I promise I will answer your questions honestly and promptly and without pressure. Selling homes in and around Denver is my specialty...how may I help you? HOME BUYING DIRECTORY Buyer Broker Down Payment How to Qualify for a Mortgage Loan Application Locking in Interest Rate Earnest Money Loan Application Checklist Fico Scores Moving List Moving Pets What is PMI? Finance Glossary Financing Your Home Reverse Mortage Home Buying Process Closing Costs © Homes for sale... Beautiful Executive Home In Greenwood Village $579,900 All Execellent Cherry Creek Schools! Curved Stairway and French Doors to mainfloor Den. 5 Bedrooms, 5 Baths, Fully finished walkout basement. Click Here for more info Property Brochure Available Here. Castle Rock Home in the Villages $220,000 Newly redone with fresh paint and new carpet, this lovely Richmond two story has a great custom deck. Located in an established neighborhood you will love the price. Why wait for new? Call Kristal Kraft at 800-319-7739. Property brochure available online. Beautiful Historic Building! True, authentic Loft! Denver Loft Property brochure available here. Enjoy living in a Denver landmark in downtown Denver! (MLS #265755 Visual Tour #57003) Where? At the Denver Dry Lofts, 2 bedrooms, 2 baths, 22 foot ceilings, hardwood floor, timber beams, lots of vertical interest. HUGE PRICE REDUCTION! $239,900! Additionally the seller is offering incentives to the buyer...$5,000 worth! For more information, call your broker or call Larry McGee at 303-513-1436 View the visual tour of The Denver Dry Loft here. Looking for Lofty Living? (Tour #58151 MLS #268538) $319,000 Wow! Historic, Authentic loft completely renovated in 2005 with easy access to Lodo, Coors Field, restaurants and coffee shops. Light & bright end unit with plenty of space. Huge kitchen island with slab granite, Italian cabinets, lots of exposed brick & wood beemas, sealed concrete floors, large full bath, oversized tub, high ceilings, 2 storage units and plenty of room for your workspace. To see it, Call your agent or call Susie Farrar 303-350-5838 Brochure on Walnut Street Loft Take a virtual tour of the Walnut Loft Bank Owned, Bring Offer! (Tour # 434459 MLS #266663) Boulder County Townhome w/Contemporary Styling, fully finished basement, 3 bedrooms plus a loft, fireplace, 2 car garage. Backs to a huge open space. Priced to sell at $282,900. For more information call your Realtor or call Kristal Kraft at 303-589-2022 Take the Virtual Tour here. Attractive townhome with a courtyard (Tour #430692, MLS #264811) The beautiful open floor plan in this townhome with large rooms is all updated and ready for you to move in. This end unit with a main level entry faces a greenbelt. You will enjoy your private patio with additional storage, and easy access to highways, restaurants, and shopping. Call Susie to see it today! 303-868-8399 Preview this Hallcraft Townhome in Aurora, Colorado Cute Contemporary Home for sale at Sloan's Lake (Tour #64076 MLS #262198 ) You will love this home and location, 1864 sq. ft. 3 bedroom 2 bath home within walking distance to Highland Square. For more information call Laurie Reed 303-906-9172 Preview the home on visual tour Property brochure 4521 W. Hayward Place, Denver, CO 80212 Having a hard time finding a tour? Some computers will block "pop ups" preventing your computer from connecting to the tour. If this happens, hold down the "Ctrl" key and click the link. Or you can locate a Visual Tour by inputting the Tour # in the box below. FOR REALTORS ONLY - CAREER OPPORTUNITY If you are a Denver Realtor looking for a good environment in which to learn and prosper, follow this link . Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog

Land Loan LoanUniverse Community

LoanUniverse Community > Commercial Land Loan Help - Search - Member List - Calendar Full Version: Commercial Land Loan LoanUniverse Community > Community Forums > Loanuniverse Forums Marnie1065 Dec 6 2005, 08:37 PM Hi everybody. I just found this website. I am looking for commercial loans. I have a client that owns 42 acres , it is zoned agriculture. It is a great location , next to a school and subdivision. He is looking to refi at the highest LTV possible. He does plan on building homes in the future or possible selling off individual lots. The land currently has a 2 million loan on it. The value is 6.5 million. He has owned it for 1 yr. It is actually a corporation of 4 and they all have great credit and tons of assets, their worth is in the millions They also want to purchase another piece of land for 12 million. Any ideas? Thanks loanuniverse Dec 7 2005, 09:27 AM Is the $152M per acre value an as is value as agricultural land? Or an speculative value assuming a rezoning? Is it supported by actual sales? If the value can be supported, I am sure someone can be found to lend at least 50%. Depending on the adjusted net worth of the individuals, maybe significantly more. Many lenders are avoiding land right now in my market unless there is an existing relationship with the developer. I know that I would feel uncomfortable recommending a land loan unless the investors are experienced. lelting Dec 14 2005, 10:48 PM I can help you with the 12 million dollar purchase>I have private investors that will fund at 100 LTV LenderBuddy Dec 15 2005, 10:55 AM If there are crops growing on the land or the land is zoned agricultural then we are talking agricultural land loan and that is a different beast. I haven't worked on one of them in a while but you need to speak with someone who specializes in ag loans. FarmerMac is involved in those transactions and I believe the LTV can go as high as 70%. Good credit and strong financial position are required. Drop me a personal message and I'll forward you the contact information of a guy who specializes in agricultural loans. He can give you all the information you need. This is a "lo-fi" version of our main content. To view the full version with more information, formatting and images, please click here . Invision Power Board © 2001-2005 Invision Power Services, Inc.

Investment Property Consumer Focus:

FCIC - Consumer Focus -- SITE SEARCH: Books Resources 1-888-8 PUEBLO (1-888-878-3256) Home Consumer Focus Archive Owning a Second Home or Investment Property Consumer Focus: Owning a Second Home or Investment Property Owning a Second Home or Investment Property For various reasons, the idea of owning a second home or investing in property is on many people's minds nowadays. Some dream of having a second home in a more moderate climate. Others, wishing to diversify their investments, are considering real estate because of continued record low mortgage interest rates. If you're interested in the idea, but not sure how to get started, we've assembled some helpful information. Second Home or Investment Property? Criteria Looking Around The Transaction Additional Responsibilities Financing Other Resources E-mail this Information to A Friend Other Topics in the Consumer Focus Archive Top Second Home or Investment Property? The process will be simpler and smoother if you can make some decisions about your lifestyle, needs, and plans for the property at the beginning. Generally, if you're looking for a place to spend the winters for several months at a time or to take frequent weekend getaways, then you're most likely considering the purchase of a second home. However, if you're looking to generate income or diversify your investments, then you're looking to purchase investment property. Check our web site later this month for more information regarding investment property and how to be a landlord. The information below pertains primarily to buying a second home. In either case, you're entitled to different types of tax deductions depending on how you treat the property. Criteria The criteria defining a second home are fairly loose. A second home doesn't necessarily mean a "house." It could be a condominium, a recreational vehicle , or even a boat. Basically, for your second property to be considered a second home by the IRS, it needs to have sleeping accommodations and cooking and toilet facilities. A second home qualifies for the home mortgage interest deduction, just like your primary residence, because you're using the home for personal purposes during the year. Many folks have second homes that are part rental. The catch is that your personal use needs to exceed 14 days or 10 percent of the time it was rented, whichever time length is greater. In addition, if you rent your home for fewer than 15 days a year, and personally use it for more than 15 days a year, you do not need to declare any rental income. Everyone's circumstances are unique. Consult a tax professional regarding deductibility. Top Looking Around Do you want to buy a second home in your favorite vacation area , or a weekend spot not more than a few hours' drive away, but don't know what the market's like? You might want to do some research on the web using Realtor.com or visiting the web sites of the individual real estate companies in the area where you wish to purchase a property. Some real estate-related web sites allow you to tailor your search you select such as price, number of bedrooms/baths, type of home, or location sorted by zip code. If you're considering this home to be your future retirement home, then you also should consider additional factors such as the annual climate. Weather.com allows you to view monthly climatic averages for cities around the country. You also might look for information and articles discussing cost of living or " best places to live for retirees" from groups such as the AARP. The Transaction You'll probably want to work with a local realtor to help with the transaction, especially if you're considering an out-of-state purchase. A knowledgeable realtor should be aware of important factors that could affect your decision. For instance, if the locale you're considering has development restrictions, like those involved with historic districts where strict design, remodeling, or building codes may be enforced. In addition, the agent will do much of the legwork for you and ensure that all the bases are covered during the transaction. Just as you did when you purchased your primary residence, you should still have the property inspected. Take the effort to know your rights . Top Additional Responsibilities Remember, owning a second home is just that-with all the associated responsibilities and expenses that it brings. Check individual state web sites for property taxes. How much maintenance are you willing to take on? If you're not willing to take on a lot of extra maintenance and yard work, consider buying a condo and hiring a property management company. Of course you'll need insurance. In some areas, you may be surprised by the rates you'll need to pay for homeowners insurance . Coastal areas usually have higher premiums due to hurricane risk, and you may need to buy a separate flood insurance policy as well. Financing Just as you did when you bought your primary residence, be sure to have your financial affairs in order before you even begin looking. Get a copy of your credit report and be sure there are no errors, which could delay or hurt your financing options. Also, be prepared to meet some stricter criteria to get the loan. This is because your finances will be stretched more thinly once you take on that second mortgage. Top Other Resources This is just a brief overview. For more information check out these resources: Read these publications online or order them from FCIC: FairCredit Reporting How toBuy a Home With a Low Down Payment How toBuy a Manufactured (Mobile) Home HUDHome Buying Guide Looking for the Best Mortgage-Shop, Compare, Negotiate Twelve Waysto Lower Your Homeowners Insurance Costs Publications available for orderingfrom the Housing Page Publications available for orderingfrom the Money Page Websites*: Department of Housing and UrbanDevelopment Federal Trade Commission Federal Reserve Board FirstGov.gov Public Broadcasting Service AARP Bankrate.com Insurance Information Institute Money.CNN.com NewRVer.com Prudential Realtor.com SmartMoney.com Tax Foundation Weather.com * Names of resources and organizations included in this online article are provided as examples only, and their inclusion does not mean that they are endorsed by the Federal Citizen Information Center or any other Government agency. Also, if a particular resource or organization is not mentioned, this does not mean or imply that it is unsatisfactory. *If you click on these links, you are leaving FCIC's website. Please bookmark us before you leave so you can return easily. FCIC is not responsible for the content of these websites. Top Enjoy this month's Focus? Share this information with a friendand spread the word! Enterrecipient's e-mail address: We will not retain or use this information for any other purpose. For more information on other popular consumer issues check out FCIC's Consumer Focus Archive . Top Import Notices - Site Map - Text Version This service isprovided by the Federal Citizen Information Center of the U.S. General Services Administration . If youhave a comment or question, e-mail us .

Buy Home

Find Homes For Sale, New Houses, Foreclosures and Real Estate Agents on Yahoo! Real Estate Find Homes For Sale, New Houses, Foreclosures and Real Estate Agents Choose Location Home Homes for Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Features Classifieds • Sell Your Home • Rent Your Apartment Neighborhood Research • What's My Home Worth? • School Profiles • Neighborhood Profiles Home Loans • Mortgage Rates • Online Rate Quotes • Refinance Loans & Rates • Home Equity Loans & Rates • Free Credit Reports REALTORS • Find & Compare REALTORS Resources • Moving Services • Foreclosure Center Home Improvement & Services • Home Services • Home Improvement Library • House Facts Search Homes For Sale City & State, or Zip: Price Range: $0 $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million to No limit $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million Beds: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 1 1/2+ 2+ 3+ 4+ 5+ Search For: Existing Homes Yahoo! Classifieds New Homes Foreclosures Advanced Search Search Commercial Real Estate Sell Your Home with the Help of Yahoo! Classifieds. Generate leads quickly with placement in front of millions of Yahoo! users. Your ad runs for 21 days URL link to another Web site Post up to six photos Full property description Sell Your Home Today! Foreclosure Center Search Foreclosures Find properties at 20-50% off market value. Learning Center Get educated about foreclosure opportunities. Sponsored Links Buying a Home? Save Thousands Build One Save thousands building your own home with structural insulated panels (Sips). Buying a home? Use our do-it-yourself panelized home kits instead. Dealership opportunities available. www.ameripanel.com Home Buying at Homestore.com Find information, articles and quotes for home loans in your area. We have the loan that's right for you. Complete our easy form and get free, competitive quotes. homestore.com New Homes and Home Builders - iNest iNest's guide to new homes and home builders in 19 states: AZ, CO, FL, GA, IL, IN, MD, MI, MN, NC, NM, NV, OH, SC, TN, TX, VA, UT and WI. Save 1% on your new home with a cash back coupon. www.inest.com Buying a Home with Bad Credit Get free quotes on first home loans and professional home buying advice. Compare rates, programs. Down payment assistance. Instant match to first time buyer loans for any credit situation. www.homemortgagematch.com (Become a Sponsor) Partner Spotlight Featured Sponsor Find a Local REALTOR by HomeGain • Find & Compare REALTORS • Get Home Prices Home Services by ServiceMaster Clean, Fix and Improve your Home Get an Estimate or call 1-866-843-2834 Real Estate News A term every home buyer, real estate agent, homeowner should know Dec 28, 2005, Inman News Rolling Boom Lifts Real Estate Beyond Coastal Cities, States Dec 28, 2005, Realty Times Housing Affordability Hits 14-Year Low Dec 22, 2005, RealEstateJournal.com New home sales tumble but consumers bright Dec 23, 2005, Yahoo! Finance REIT Funds See More Growth In 2006 (Investor's Business Daily) Dec 27, 2005, Yahoo! News New Home Sales for 2006 Look Good Dec 23, 2005, Quicken Loans more real estate news Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages

Florida Real Estate Estero,

Estero Florida Real Estate - Bonita Springs Florida Real Estate - Lee County Real Estate Select Page Community Links School Information Apply Online Interest Rates Favorite Links Consumer Links Realty Times News Real Estate News Useful Tools Resource Center REALTOR® Links Link Exchange Email Me Lynette L. Grout, P.A. & Friley Saucier, P.A. Bonita Springs, Florida Real Estate Estero, Florida Real Estate Naples, Florida Real Estate Click a Neighborhood and learn more: Pelican Landing | The Colony Golf & Bay Club | The Colony at Pelican Landing | Bonita Bay Mediterra | Bay Colony | Pelican Bay Southwest Florida Relocation Lynette and Friley have helped many families relocate to the Bonita Springs, Estero and Naples area and they know that there is more to the relocation process than just moving your family's possessions from one home to another. One of the ways Lynette and Friley can help make your move to Bonita Springs, Estero and Naples as smooth as possible is by providing you with free relocation information. You will find everything you need to know about real estate in Bonita Springs, Estero and Naples within one easy source. This comprehensive on-line tool offers direct access to the latest properties for sale featuring extensive community information, consumer links, school information, free reports, answers to commonly asked real estate. Bonita Springs Florida MLS Are you looking to buy the home of your dreams in Bonita Springs, Estero or Naples? With the free MLS (Multiple Listing Service) on-line search you'll be able to access Bonita Springs real estate, Estero real estate and Naples real estate. With the areas largest inventory of listing, you will be able to immediately search for properties and view information about all homes that are currently available and quickly locate homes based on your needs, complete with pictures and descriptions. What is in it for you? If you currently own property in the Bonita Springs real estate, Estero real estate and Naples real estate market and are thinking of selling, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation. Thanks for visiting our on-line real estate source. Please bookmark this site for future reference. Regards, Lynette and Friley Lynette Grout and Friley Saucier John R. Wood Inc., REALTORS 26269 S. Tamiami Trail Bonita Springs, FL 34134 Business: (239) 949-7454 Fax: (239) 498-9250 Toll Free: (800) 966-3180 ext 4578 Email: Lynette@NaplesToBonitaHomes.com Email: Friley@NaplesToBonitaHomes.com Real Estate Excellence Referral Network Realtors Bullhead City Real Estate Oak Island . Southport . St. James Real Estate New Homes in Sarasota, Florida Huntsville Alabama Real Estate Cobb County Real Estate Agents Longboat Key Real Estate REALTOR® Partners Tips and information about the Home Buying Process Lee County Guide Some Communities That I Serve Pelican Landing , The Colony Golf & Bay Club , The Colony at Pelican Landing , Bonita Bay , Mediterra , Bay Colony , Pelican Bay Return Home Looking for: Estero Real Estate | Bonita Springs Real Estate Search For Homes: Featured Listings | Search For Homes in Bonita Springs Click here for more links! Oahu Hawaii Real Estate Real Estate Agents & Realtors PostYourProperty.com Hawaii Real Estate Web Site Design and Hosting Provided By: Advanced Access © 1998-2005