New Home
National Association of Home Builders Advanced Search This site is designed for those interested in home building and the industry - it contains vast resources for both members and consumers alike. Learn more about home building - do a search, buy a publication, or simply browse the site. Members, log in now ! 12/29/2005 New Lead Paint Rule Not A Fix, NAHB Says 12/21/2005 Nation's Strong Housing Market Seen 'Simmering Down' In 2006 12/20/2005 Revised - New Call-In Number For News Teleconference: Main Street vs Wall Street 12/20/2005 Housing Market Strengthens in November MORE NEWS The Annual Meeting of Members of the National Association of Home Builders will take place on Thurs., Jan. 12, 2006 in the Valencia A-C Rooms, Level 4 at the Orange County Convention Center in Orlando, Florida, for the purpose of electing Directors and State Representatives, and other matters as may come before the meeting. Visit the Convention section to register , review meeting materials , and read the resolutions which have been submitted . www.nahb.org provides extensive housing industry information for both the public and members. From our general home building and remodeling information in For Consumers to our detailed economic and housing data , there's something for everyone. Members, log in now to gain access to the resources that are available exclusively for you. MORE FEATURES Just Released! Purchase your copy of the newly updated and revised 2nd edition of Estimating Home Construction Costs . Custom builder Jerry Householder shows you how to bring your houses in under budget and make your construction process more efficient. Available at BuilderBooks.com. Order today ! Class of 2006 IRM Commencement Breakfast Orlando, FL | Jan. 11 International Builders' Show Orlando, FL | Jan. 11-14 Green Building Conference Albuquerque, NM | March 13-14 Multifamily Pillars of the Industry Conference & Awards Scottsdale, AZ | April 2-5, 2006 MORE © 2005 Home Contact Us Site Map Privacy Statement Terms of Use Link to Us Search
House Rent
Renting - HUD HUD News Newsroom Priorities About HUD Homes Buying Owning Selling Renting Homeless Home improvements HUD homes Fair housing FHA refunds Foreclosure Consumer info Communities About communities Volunteering Organizing Economic development Working with HUD Grants Programs Contracts Work online HUD jobs Complaints Resources Library Handbooks/ forms Common questions Tools Webcasts Mailing lists Contact us Help Renting Information by State Esta página en español Print version Email this to a friend Talk to a Housing Counselor HUD funds housing counseling agencies throughout the country that can give you advice on renting. Find the address of a housing counseling agency closest to you or call toll-free 1-888-466-3487 Looking for an apartment or house to rent? It can be both exciting - and frustrating. Read these tips before you begin. And happy hunting! Step 1: Know Your Rights and Responsibilities When you live in an apartment, you have both rights and responsibilities. Know what's expected of you - and what you can expect in return. Fair housing rights Ten tips every tenant should know Rights of tenants displaced by government-funded projects Rights and responsibilities of tenants in federal assisted apartments Security deposits Landlord and tenant law Other legal information for landlords and tenants Step 2: Figure Out How Much You Can Afford Some experts recommend that you budget 25-30% of your income for housing. Here's more information about budgeting for your rent: Budgeting for your first apartment How much rent is too much rent? Buy vs. rent Think you can't afford to buy a home? You might be surprised. Did You Know? You can apply at more than one public housing agency . Each housing agency has its own system for applications. Sometimes there are long waiting lists. If you're willing to move, you might find a housing agency that can offer you housing right away. So check around. Find out how your rent is determined by public housing agencies.. Step 3: Take Advantage of Special Services and Programs to Help You Need financial help? HUD and other agencies fund programs that may help you rent a home. Low-rent housing : the government provides funds directly to apartment owners, who lower the rents they charge low-income tenants. You can find low-rent housing for senior citizens and people with disabilities, as well as for families and individuals. To be eligible, you can earn no more than the income limit . To apply: Visit the management office for the apartment(s) that interest you. Public Housing is apartments for low-income people, operated by local housing agencies. To be eligible, you can earn no more than the income limit . To apply: Contact a public housing agency . Housing Choice Vouchers (formerly called "Section 8") let you find your own place to rent, using the voucher to pay for all or part of the rent To be eligible, you can earn no more than the income limit . To apply: Contact your housing authority Local rental programs - Your state and local governments may use HUD funds to create local rental programs. You can contact your state and local governments to find out. These rental programs may have different income limits, so be sure to ask. State and local government websites Rural Rental Assistance Programs : The Department of Agriculture has rental assistance programs, home improvement and repair loans and grants, and self-help housing loans for low income individuals and families in rural communities. To apply: Visit the Rural Housing Service website or contact your local Rural Development office (check the Federal Government section of your telephone book). Programs and Services in Federal Rental Housing : Many of the apartments that are aided by federal funding offer additional services for residents. Neighborhood networks trains residents in computer and job-seeking skills Step Up is a construction apprenticeship program for public housing residents and other people with low incomes Step 4: Figure Out What You Need Think through what you need in an apartment BEFORE you begin shopping. How many bedrooms and bathrooms do you need? Do you need to be close to schools? Do you need parking? Do you need to be close to public transportation? Where is the grocery store? Make a list before you begin...that will help you narrow down your search. Step 5: Go Shopping Shop for an apartment or house to rent just like you shop for anything else. Look around. Compare features. Get the best deal for you. Checklist to help you compare each unit Accessible apartment clearinghouse Visit your favorite search site and search on "apartments for rent" - you'll find many websites that will help you find apartments in your area Step 6: Get Ready to Move OK - you've found your place. You've signed your lease. You're ready to move in. Here are a few more resources and suggestions you might consider. Renter's insurance can help you protect your belongings Moving guide 10 things to pack last Content updated October 17, 2005 Back to Top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you
Home Mortgage
NYS Banking Department-Residential Home Mortgage Rates from HSH Associates Interest Rate Information Mortgage Rates The information contained in this section provides a sample of the mortgage rates by region across the state. The entities listed for each region are representative of the mortgage lenders in the region. This is by no means an exhaustive list, nor is it meant to be. The rates listed may not be the most competitive you can find and are meant only to convey a range. The Banking Department recommends that consumers shop around to find the rates and terms that fit their needs by contacting a variety of mortgage lenders including commercial banks , savings banks and mortgage bankers . The Banking Department warns home buyers and owners to carefully review the terms of any loan and to consult a lawyer before signing any documents. For more information and tips on mortgages, read Shopping for a Mortgage: What you need to know in the consumer section of this Website. Capital Region Warren, Washington, Saratoga, Schenectady, Albany,Rensselaer, Greene and Columbia counties Central New York Cayuga, Oswego, Onondaga, Cortland and Madison counties Finger Lakes Region Orleans, Monroe, Wayne, Genessee, Wyoming, Livingston, Ontario, Seneca and Yates counties Long Island Nassau and Suffolk counties Mid-Hudson Sullivan, Ulster, Dutchess, Orange, Putnam,Westchester and Rockland counties Mohawk Valley Oneida, Herkimer, Hamilton, Fulton, Montgomery and Schoharie counties New York City Kings, Queens, Brooklyn, Bronx and Richmond counties NYC Co-operative Apartment Loans Five Boroughs plus North Country Jefferson, Lewis, St. Lawrence, Franklin, Clinton and Essex counties Southern New York Steuben, Schulyer, Chemung, Tompkins, Tioga, Broome,Ostego, Delaware and Chenango counties Western New York Niagara, Erie, Chautaqua, Cattaraugus and Allegheny counties First and Junior Lien Mortgage Loans- Calculate Your Payments Interest Rates in Text (for Downloading) Note: The Banking Department provides external links as a public service. The inclusion of, or linking to, other Web site URLs does not imply our endorsement of, nor responsibility for, those Web sites, but has been done as a convenience to our Web site visitors. Mortgage Rates provided by HSH Associates, Financial Publishers, Pompton Plains, NJ 800-873-2837 | Home | Search | SiteMap | | Interest Rates | | Credit Cards | MortgageRates | Home Equity Lines of Credit | | Home Equity Loans | New Auto Loans | Used Auto Loans | Last Modified October 17, 2005 FastCounter by bCentral
Florida Real Estate
South Florida Real Estate - Homes, Condos, Apartments For Rent & For Sale - Palm Beach Post Real Estate Jobs | Autos | Classifieds | Personals | Shopping | Health | Travel Travel | Subscribe | Archives | Customer Care | Today's Paper All Residential | Condos | Luxury | Commercial | Land/Lots Neighborhood, School & Community Info Due to the storm, some information may be incomplete. ------ Search By Web ID What's a Web ID? Mapping the Housing Boom Where The Investors Are. Where and why prices and sales have jumped. This Week's Housing Boom Advertisers Buying or Refinancing? Mortgage Lender Guide | Mortgage Calculators Browse new homes in Real Estate Weekend Search the New Homes Locator Directory Find ads & articles from Residences - our guide to existing home sales View Rental ads in The BIG Apartment Magazine This month's featured... Developments | Properties | Realtors This week's... Hot Properties | Hot Rentals Must See! Open Houses Neighborhood Experts Find a Real Estate Agent Find a Real Estate Company Find a Rental Agent LaPalmaInteractivo.com Clasificados Clasificados en Español This Week's Local Commercial Real Estate From Our Business to Business Section Search For Sale Commercial Real Estate Listings Home Improvement Design Center | Service Directory | Gardening New to the area? Newcomer's Guide | Neighborhoods | Schools Local Property Values Check Out Area Property Sales For information about advertising opportunities contact Linda Goings a product of The Palm Beach Post Classifieds ©2005 The Palm Beach Post By using PalmBeachPost.com, you accept the terms of our visitor agreement . Please read it. Customer Care | Privacy Policy | Want to advertise here? | Job Opportunities
Texas Land
Texas General Land Office Welcome to the oldest state agency in Texas! Our web site tells the story of how the Texas General Land Office is balancing economic development with preservation of our state's natural resources. Need information on Boards for Lease ? Need information on purchasing state land ? Need information or applications for leasing state land? Looking for information on your early Texas ancestors ? Looking for exciting career opportunities ? Is your business interested in becoming a mentor or protg ? When is the next Adopt-A-Beach cleanup ? Looking for low interest loans for Texas veterans ? Newest benefit for veterans is skilled care in the Texas State Veterans Homes . School Land Board meetings Veterans Land Board meetings Texas State Veterans Cemeteries Committee meetings View Upcoming Events What's New Coastal Coordination Council Meeting December 14, 2005 10:00 am --- Give the gift of Texas History Sealed Bid Land Sale February 7, 2006 Get the details on the recent US-Mexico Border Energy Forum XII , learn more about regional energy cooperation May 19, 2005 Sealed Bid Sale [Sale Results] --- Save Texas History! General Land Office Historic Preservation Program [Buy Historic Maps] Read more about our RFP for Real Estate Brokerage Services -- Read more about GLO water development on state lands Technological change comes to the archives! We now have our Searchable Land Grant Database online! Want to learn more about GLO fight against coastal erosion? Visit the Coastal Texas 2020 site Current Oil and Gas Lease Sale information is available . If you have an active TVLB land loan, you can now access secure information online about your account balance, payment amount, and/or terms of loan Whether it's history, information relating to state lands or employment opportunities, this web site delivers! Privacy Policy Public Information Act Policy Links/Accessibility Policy Texas Homeland Security Compact With Texans State of Texas Home Page Statewide Search from the Texas State Library Western States Land Commissioners Association (WSLCA) For our customers who are hearing impaired: The GLO TDD number is (512) 463-5330 or contact any of our program areas through Relay Texas at 1-800-735-2988. For more information, contact us .