Las Vegas Real Estate

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Real estate prices and

Real estate price index, annually. 1981=100 - Statistics Sweden Find: A-Z Content Search Find more on the website --------------------------- Agriculture, forestry and fishery Business activities Citizen influence Culture and leisure Education and research Energy Environment Financial markets Health and medical care Household finances Housing and construction Information technology Judicial system Labour market Living conditions National accounts Population Prices and Consumption Public finances Social insurance Social services Trade in goods and services Transport and communications --------------------------- Use Sweden's Statistical Database Maps About Sweden's Statistical Database --------------------------- Publication plan Publications About the publications --------------------------- International statistics Information and Library Economic statistics Regional statistics Methodology --------------------------- Information services Statistics Sweden's Business Register SCB International Consulting Order international statistics Order Swedish statistics --------------------------- Swedish Statistics Net Other statistical sources Housing and construction Real estate prices and registrations of title Real estate price index Annual figures. Index 1981=100. As a comparison the consumer price development is also shown Download Data and graphs for printing out (101 kb) Comments The graph shows the development of prices for one- and two-dwelling buildings for permanent living, buildings for seasonal and secondary use and multi-dwelling and commercial buildings. The price level is expressed as an index, with base year 1981=100. The graph for one- or two dwelling buildings and buildings for seasonal and secondary use are the official real estate price index, while the graph for multi-dwelling and commercial buildings is the purchase-price coefficient transformed into a graph. The development of consumer prices has been included in the graph to further illustrate the development of prices. The late 1980s was a period with very rapid price increases. The downturn of the economy in the early 1990s ended this and the price level decreased for three years. During the latter half of the 1990s, price increases have again been considerable. For the whole period, consumer prices have increased at a much slower pace than real estate prices. Press information Statistical Databases More graphs on real estate prices Real estate price index, annual changes To Economic statistics To Business cycle indicators Top of page Updated: 2005-06-01

New Homes New home

DOE Building Technologies Program: Homes Search Help More Search Options Search Site Map Subject Index -- EERE Information Center Homes Building America Projects Your State Energy Office Energy Savers Website Home Energy Saver Tool Virtual Home Navigator Consumer Energy Information Efficient Windows Home Energy magazine Real Goods Ways to Save Use a programmable thermostat to control the heating and cooling in your home Compare your energy use against the national average Conduct a home energy audit to determine the largest savings potential Install energy efficient lighting such as compact fluorescent lamps (CFLs) Hire a professional to help you insulate and repair your ducts Need help lowering your energy bills? As many as 30 million low-income families in the U.S. are eligible for home weatherization help. Visit the Weatherization Assistance Program web site for information Homes Use Energy Like It's Going Out of Style The typical U.S. family spends $1,300 a year on home energy bills, and some of that energy is wasted. Heating, ventilating and air conditioning units are inefficient, windows leak conditioned air, and appliances devour energy. This is money out of your pocket, and it's bad news for the environment—electricity generated by fossil fuels for a single home puts more carbon dioxide into the air than two average cars. Building Energy-Efficient New Homes New home construction presents an opportunity to incorporate energy-saving features right from the start. Across the nation, savvy homeowners and home builders are demonstrating that energy-smart building choices can help homeowners save on energy bills and, at the same time, give homebuilders a competitive advantage. The Good News? Well, maybe using so much energy—especially in the form of fossil fuels—is going out of style. Homeowners and renters know that saving energy means saving money, and they're realizing that it does not mean sacrificing functionality. There are many things you can do to save energy, ranging from long-term investments to simple no- or low-cost changes. In fact, simple adjustments—like letting your dishes air dry—add up to significant savings. Looking for long-term savings? Because we use-and waste-energy in so many ways, there are plenty of options for cutting back. If you replace 25% of your lights in high-use areas with fluorescents, you can save about 50% of your lighting energy bill. In the market for a new appliance? Invest a little extra money in an energy-efficient product and save more money in the long run. If you're building an addition to your home, double-paned windows and proper insulation will reduce your heating and cooling costs, and strategically placed windows will provide daylighting. From water heating to landscaping, most areas of your home offer opportunities to save. But we will always need energy, and that's why many homeowners are turning to renewable energy sources for a cleaner, more sustainable choice. This can mean investing in solar panels to supply your home's electricity or purchasing a solar water heater. It can also mean installing ground source heat pumps that use the heat of the earth to moderate the temperature of your home. In many areas, utility companies offer clean energy options such as wind power. And that's not all. While you're at the business of saving money, you'll help reduce dependence on fossil fuels, which increases domestic security. You'll also help the environment. In 2000, residences accounted for 20% of U.S. energy-related carbon dioxide emissions—that's 313.4 million metric tons of carbon dioxide. Saving energy also goes hand in hand with other sustainable choices, like saving water and using more friendly materials and products, like paint, carpet, and cleaners. This is good news for the environment, but it also improves the health of your home, so you can breathe easy. So, where to start? A home energy audit will help you determine what changes will save the most energy and money. If you'd like an overview of energy use in homes, check out the Virtual Home Navigator . Energy Savers is full of useful tips for saving energy, and Home Energy Saver allows you to plug in specific information about your home to find out where you have the most potential for savings. By now, chances are you've come up with a much better way to spend your money than sending it out your single-paned window. A college savings fund, perhaps, or a water-saving clothes washer? Or how about that vacation you've been dreaming about? Printable Version Webmaster | Security & Privacy | Building Technologies Program Home | EERE Home U.S. Department of Energy Content Last Updated: 07/08/2004

Buy Property

Buying Property in France Web TransitionsAbroad.com Home Work Study Travel Living As seen in Transitions Abroad Magazine March/April 2000 Related Topics Living Abroad Related Articles Legal Living in France Moving to France Buying a Home in France Property in France How to Find It, Buy It, And Live in It By Phyllis Cohen Buying property in France is not just for movie stars and celebrities. Ordinary people with a passable knowledge of French (or a friend who speaks it) and a lot of patience can acquire a bit of magic too. But before you attempt it, arm yourself with knowledge of how to find your special place, how to buy it, and how to live in it. Finding the Place As you look for what you want, here are several things to bear in mind: Don’t expect American state-of-the-art appliances, floor layouts, or conveniences. Part of the charm of old buildings is that they are old, and that includes the kitchens and plumbing. Decide if you want a pied-à-terre (a small place where you can comfortably stay for several weeks or months at a time) or a year-round residence. Generally, an apartment is sold with an empty kitchen—four walls and a water outlet. There are stores that will help you design and install your own kitchen, ranging from pre-fabricated cabinets at IKEA to a kitchen created by cuisinistes . Get at least three estimates as well as references before selecting your vendor. If you will be in a city, decide whether or not you will have a car. Parking in Paris is difficult; having a parking place can greatly increase the resale value of your place. France offers a wide variety of locales. Before you go to the effort of buying something, you really need to explore. Paris itself is divided into 20 arrondissements , each with its own character. If you are willing to live in the banlieue , or suburbs, prices drop dramatically. Properties in the countryside are considerably cheaper. Finding the right house or flat is more complicated than in the U.S. There is no such thing as Multiple Listings in France. Only 30 percent of real estate transactions occur with the help of realtors; the rest are directly between buyer and seller. As a foreigner, you might be more comfortable working through an agent, or agent immobilier , who knows the laws of France. Getting Started Let’s say you’ve decided to buy an appartement in Paris. Walk the streets to find an area you like, then hunt down some agencies that look promising. You can also check out the listings and realtors in various magazines, newspapers, and on the Internet. There is relatively little new construction in Paris. Those apartment complexes that are being developed are usually sold when ground is first broken; in other words, you basically buy an apartment two years before it is completed. Occasionally, you will find almost-completed apartments listed in newspapers and real estate magazines.If you are truly brave, you can buy a place at auction. Notices appear in newspapers such as Le Figaro and the International Herald Tribune. Let the buyer beware. At least take an architect with you when you go to look at the offering. Reading Listings No matter where you find your listings, they will all be posted as À Louer (For Rent) and À Vendre (To Buy). They will also tell you what arrondissement (if in Paris) or département (if in the rest of the country) the property is located in. Perhaps most importantly, they will give you the size in square meters and the number of rooms. Most apartments in Paris are small. Studios are 100-200 square feet, some smaller. Three-bedroom apartments are frequently under 1,000 square feet. Listings will tell you how many rooms there are other than the kitchen. A studio is one room. A one-bedroom apartment will have two pièces, or two rooms, plus the kitchen. Bedrooms are almost uniformly small, while the living rooms are comparatively large. Bear in mind that the French follow the European convention of counting the first floor as the ground floor (Rez-de-Chauseé or RdC); the second floor in American terminology is the first floor in Europe. Generally, the higher the floor, the more expensive the property. Closing the Deal Once you have decided on a place you like at a mutually-agreed upon price, you and the seller sign a document known as a promesse de vente . This is a legally binding document that confirms that the seller must sell the property to the buyer. The buyer, however, has 11 days to change his mind. The seller must also provide to the buyer an accurate floor plan of the apartment or house. All sales in France are conducted with notaires. Both the buyer and seller has his own notaire and they confirm that all aspects of the sale are done according to law. If you are buying a condominium, there will be a set of rules that govern the building. As an owner, you are a co-proprietaire and are bound by the laws of the building. Owners collectively determine such things as whether you are allowed to install a satellite antenna on your balcony, whether the building as a whole will subscribe to cable TV, how often and how much money will be spent on repainting the walls, etc. Do not make the mistake (as we did) of not personally reading all regulations before you sign. As a foreigner, it is advisable to hire an avocat , or lawyer, who specializes in real estate. In case of a disagreement, you are far better off having someone who knows the law and knows how to speak French. Tax Considerations Before buying property in France, you should know that the Government of France has very specific inheritance laws. By law, on your death your property is divided equally between your spouse and your surviving children. There are some steps you can take to ensure that the surviving spouse can continue to live in the house or flat. Speak with a lawyer about this before you buy the property. You will pay between 8 and10 percent in taxes and fees. If you buy an apartment less than five years old, however, you will pay only 3 to 5 percent or less. Ask also about property taxes, which tend to be less in Paris than in the country. Generally, you will be responsible for both a land and a habitation tax. A larger question is your residency status. If you reside in France full time and earn a living here, you will become part of the French social system. The taxes are extraordinarily high (more than 50 percent). Again, you should seek the advice of a tax attorney who is familiar with both the American and French taxation systems. You can get a list of attorneys from the U.S. Consulate. Financing If you are able to pay cash for your new home, you will not need a mortgage, and many properties for sale in the country might well be within reach of your savings kitty. If you need a mortgage, things become a bit more complicated. A French bank will issue a mortgage to expats as long as you can show regular income. By French law the total of all of your mortgage payments worldwide cannot be more than 30 percent of your total income.Lastly, you must have mortgage insurance for a large mortgage and a physical examination at the bank’s expense. If you do not fall neatly into an income category (e.g., you are retired without a fixed income), Banque Woolwich is a good resource. The staff are used to dealing with expats and speak excellent English (Banque Woolwich, 9, rue Boudreau, 75009 Paris; 011-331-42-684-221, fax 011-331-474- 203-23; www.woolwich.co.uk ). Mary Fort is branch manager.The good news is that mortgages in France currently have excellent rates. Most mortgages (or “prets”) are for 15 years and currently run 4.5 percent annually. Once you are here in France, an excellent book to read is At Home in Paris , published by the Junior Service League of Paris. It gives all sorts of hints on differences of living in the States versus France (like how to make sure your laundry pipes don’t clog up with deposits). Living in France is a free publication, in English, that gives useful information on housing, employment, banking, insurance, etc. It can be found at various establishments around Paris that cater to foreigners. To absorb the flavor of a buying experience, read Peter Mayle’s A Year in Provence or Francis Mayes’ Under the Tuscan Sun. Both give agonizingly accurate pictures of the adventure of buying property abroad. All in all, buying property in France might seem like a daunting experience, but it is not an unpleasant one. Contrary to France’s reputation of being inhospitable to foreigners, we have found the opposite to be true. With the notable exception of a few surly cab drivers, we have found the French to be polite and helpful. And as we take our evening walks across the Alexander III bridge we can’t help but be amazed that a small part of this City of Lights belongs to us! Real Estate Listings De Particulier A Particulier (From Buyer to Seller), published weekly on Thursdays, is the most popular nationwide resource. L’Hebdo Immobilier (Weekly Realtor), published weekly on Wednesdays, also has an Internet site at www.immobilierenfrance.com . Demeures de France, a bi-monthly publication that specializes in upscale offerings, is in English and in French and also has an Internet site at www.demeures.com . Demeures de Charme is similar to Demeures de France, and is also in English and in French. FUSAC , a bi-weekly free publication for English-speaking residents of Paris, has advertisements for rentals, purchases, and agencies which can help you do either. FUSAC is available at many locations around the city including W.H. Smith and Brentano’s, two English-language bookstores. PHYLLIS COHEN and her husband Bob have taken a year off from their software company, packed their bags, and moved to Paris (See " Moving to France " in the January February Issue of Transitions Abroad Magazine). Web TransitionsAbroad.com Home Work Study Travel Living Disclaimer ©Transitions Abroad

Real Estate Listing

San Francisco Chronicle: Real Estate Thursday, December 29, 2005 Search By : County | City | Address Filter By : Chronicle Ads Open Homes County Select County ****Any County Alameda Contra Costa Marin Napa San Francisco San Mateo Santa Clara Solano Sonoma City Please select a county Min. Bedrooms Studio 1 Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Max. Price No Limit 50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1 Million 1.5 Million 2 Million 2.5 million 3 Million Advanced Search E-mail Alerts Saved Listings -- New Home Developments New Home Videos -- Out of Bay Area Open Homes Recent Home Sales Search By : County | City | Address Enter City or Neighborhood Advanced Search Search By : County | City | Address Enter Address You may enter a full or partial address. Advanced Search Click on the map for Bay Area home sales listings. How To Guide Information to help you select and buy goods and services. - Advertorial Find a contractor and get tips from great professionals with ImproveNet.com, America's Home Improvement Resource. Bay Area school scores and profiles at Great Schools.net . SF Gate's SF and East Bay neighborhood guides. Bay Area Maps Real Estate and Rental display ads from the Chronicle. See the Chronicle's New Homes Section. Save Searches, Listings, & Activate E-mail Alerts! View All Featured Properties Today's Rates Product Avg. Rate 30-yr Fixed 6.020 15-yr Fixed 5.394 30-yr Fixed Jumbo 6.146 5/1 ARM 5.525 Current Mortgage Rates Mortgage calculators Apply to online lenders Rates current as of 12/29/2005 powered by MortgageTrak Surreal Estate An overwrought home for the holidays Carol Lloyd Best of a bunch Real estate authors were prolific in 2005 Robert J. Bruss At the end of each year, it is my custom to select the 10 best real estate books out of the hundreds of published that year. This article takes 52 weeks to prepare because I read at least one real est... Clarification on home-sale tax exemption Robert Bruss Q: I am confused about your answer to a home seller who wants to add her mother to the title. You said the mother would be eligible for an Internal Revenue Code 121 principal residence sale tax exempt... Normal wear and tear covers reasonable use of unit Robert Griswold Answers are provided by Robert Griswold, a property manager certified by the Institute of Real Estate Management and author of "Property Management for Dummies"; and lawyers Steven R. Kellman, directo... Transbay planners see new landmark Dan Levy Transbay Terminal planners are viewing their controversial idea for a new San Francisco high-rise as nothing less than the signature building of our time -- much like the Transamerica Pyramid defined ... Holidays evoke true meaning of home Carol Lloyd "I just want to bake a Christmas ham," says my friend, a slight note of desperation rising in her voice. "Is that so much to ask?" She has just confided that because of her husband's 8-year-long, self... HOME SALES FOR 5 BUSINESS DAYS Alameda County Total sales as of Dec. 7 484 Median price $590,000 . Contra Costa County Total sales as of Dec. 7 489 Median price $576,500 . Marin County Total sales as of Nov. 22 81 Median price $808... Perry turns pretty profit on compound Actor buys condo after selling his Beverly Hills home Ruth Ryon Former "Friends" cast member Matthew Perry has racked up his second big deal of the year. The actor, 36, sold his Beverly Hills-area home for $6.1 million. He purchased it in 1999 for $3.2 million. Wh... Real reading -- best of a big bunch Robert J. Bruss "Reverse Mortgages for Dummies" By Sarah Glendon Lyons and John E. Lucas Wiley, $16.99, 249 pages This is the best of several excellent 2005 books about the pros and cons of tax-free reverse mortgage ... ARM indexes CHART: BC: . Last Previous Year Index week week ago 6-month CD 4.62 4.61 2.67 6-month T-bill 4.22 4.18 2.46 1-year TCMS(Y) 4.34 4.35 2.66 3-year TCMS(Y) 4.39 4.42 3.18 1-month LIBOR 4.38 4.37 2.41 6-m... Ignorance no excuse in avoiding foreclosure Kenneth Harney What would happen if you got sick or suffered a drastic loss of household income in 2006, and then fell seriously behind on your mortgage payments? Think about that, even for just a moment, because no... Solar power for the home a hot deal in 2006 Tax incentives can help cut energy bills Jennie L. Phipps If the thought of rising energy bills has you rushing out to buy insulation, hold off a week until after New Year's Day, when the recently enacted Energy Tax Incentives Act of 2005 kicks in. The act i... Real Estate: Neighborhood Homes Sold . Sunday, December 25, 2005 Back to... Help | Contact us | Privacy ™ ©2005 Hearst Communications Inc. --