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Rental Properties - Tips and Techniques You are here: About > Home & Garden > Home Buying / Selling > Investing & Foreclosures > Rental Property Tips Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses Search Home Buying / Selling > Investing & Foreclosures > Rental Property Tips Rental Properties - Tips & Techniques How much should you pay for a rental property? How much rent should you charge? Here's a set of links that will help answer many of your questions about buying and managing a rental property. Articles & Resources Sort By : Guide Picks | Alphabetical | Recent Acquiring Income Producing Property Here's a multi-page document that offers tips and techniques on just about every aspect of buying and managing rental properties. How To Calculate Cash Flow from Rental Properties This document takes you step-by-step through a cash flow calculation. How To Set the Right Rent Tips to help you determine the right rent to charge for your investment properties. Investment Property / Rental Home Calculator This calculator provides an analysis of cash flow and net worth on investment property purchases. Take a look. Property Investment: Single Family Rental Homes Homestore.com explains why single family homes are a popular investment choice. This articles includes information about financing and taxes, and discusses probable scenarios about cash flow. Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About Oprah's Life Vacation Ideas Shop Safely Online VIDEO: Craft Rooms VIDEO: Christmas Traditions What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews Headlines Getting Ready to Sell Your House Guests and lots of activities make it difficult to show... Before You Buy Gas Logs Gas logs are growing in popularity every year, so manufacturers... Pros and Cons of Becoming a Real Estate Agent You've decided you want to become a real estate agent,... Step-by-Step Directions Help You Measure Square Footage Each year, home owners discover that their new home's square...
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How to Buy Property in a Retirement Community - eHow.com Clear Instructions on How To Do (just about) Everything Web eHow.com Home Finance & Business Center Real Estate How to Buy Property in a Retirement Community Seniors at all levels of independence may choose to buy property in a continuing-care retirement community. These communities can offer a vibrant social environment, a packed schedule of activities, help when needed, and the opportunity for transition into a more assisted living environment should needs change. They're also a good choice for people who simply want to live in an adults-only community. Steps: 1. Consider your present needs, and think about what lies ahead. Your goal may be to hold on to your independence for as long as possible. 2. Be aware of the costs beyond the cost of the home or apartment purchase (which may start at $150,000). Monthly maintenance fees can run into the low thousands. 3. Ask for referrals from your doctor, a social worker or a senior support group. You can also get lists of nearby communities online or in your phone book. 4. Tour as many properties as possible. Investigate the upkeep and safety of the facility. Find out about special amenities, from sports facilities to dining options. 5. Ask for a typical schedule. Does it offer activities both on and off the site? Does it reflect your interests? 6. Talk with the director about the staff. Is the facility properly staffed with well-trained and -screened people? What's the turnover? Talk to the employees, too. Are they happy? Do they enjoy working there? 7. Find out exactly what the fees include. If you have special meal requirements, ask if they can be met. Inquire whether the fees will change as residents find they need more assistance. 8. Chat with residents and ask for their honest opinions about the facility. If everyone is hiding in their home or apartment, that's not a good sign. Also, what is the average age of the people you see? Is that the stage you're at? Overall Tips: Check your contract to establish what happens if you decide to sell your home. In some cases, you may forfeit your entrance fee, which can be $10,000 and up. The monthly fees for some retirement communities are higher than for other types of assisted living. Get financial advice before signing on the dotted line. What to look for: Affordability Great facilities Well-trained staff A good fit with your lifestyle Please Share Your Tips with Us More Resources: Contribute to eHow: Write an eHow Article Suggest a Topic Give Us Feedback on This Article Related eHows: Buy a Tenancy-in-Common Unit Choose an Assisted Care or Nursing Home Find Out About Gay and Lesbian Retirement Communities Buy a Condominium Find a Continuing Care Retirement Community for a Senior Project Details: Skill Advisory: Moderate New! -- Related eHows: Buy a Tenancy-in-Common Unit Choose an Assisted Care or Nursing Home Find Out About Gay and Lesbian Retirement Communities Buy a Condominium Find a Continuing Care Retirement Community for a Senior Check out Thousands of How-To Solutions in eHow's Centers Automotive Careers & Education Computers & Home Electronics Family & Relationships Finance & Business Food & Entertaining Health Hobbies & Games Holidays & Traditions Home & Garden Personal Care & Style Pets Sports & Fitness Travel How to: --? Web eHow.com Home | Site Map | About Us | How To Books | Link to eHow Subscribe to the eHow of the Day Mailing List : Have the eHow of the Day appear on your My Yahoo! Page: Add the eHow of the Day to your RSS reader: © 1999-2005 eHow, Inc. How things get done. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy .
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The California Endowment - Home Grant Finder | Contact Us The start of the New Year marks a new beginning for The California Endowment as we move our Woodland Hills administrative office and the Los Angeles Regional Program Office to a new facility in downtown Los Angeles. The new campus will also feature the Center for Healthy Communities , designed to mobilize leaders from the public, private and nonprofit sectors to collaborate in order to improve the health of California's underserved communities. The Center will open to the public on April 6, 2006. Beginning December 22, 2005, our new main mailing address is: 1000 North Alameda Street Los Angeles, CA 90012 Our phone number remains the same: 800.449.4149. Best wishes for the holiday season, and we look forward to welcoming you to our new home. //-- New Annual Report Breaking Ground Now Online The California Endowment's 2004-05 Annual Report, Breaking Ground, reflects a year in which the foundation launched new statewide initiatives while it literally broke ground on construction of a new multipurpose facility – to house administrative offices and its Center for Healthy Communities – in downtown Los Angeles. The report also presents information concerning The Endowment’s governance, grant making and resource management for the past fiscal year in an online format. View 2004-05 annual report View 2004-05 grants list Getting California's Kids Covered There is a growing movement among California counties to get all of the state’s children enrolled in public and private health coverage programs. These Children’s Health Initiatives (CHIs) serve as a single point of entry to enrolling kids in Medi-Cal; the state-run children's health insurance program Healthy Families; and Healthy Kids , a low-cost vision, dental and health insurance product. Healthy Kids covers children who don’t qualify for publicly-funded programs and whose family income does not exceed 300 percent of the Federal Poverty Level (about $56,000 for a family of four). The California Endowment today announced $7.5 million in premium subsidy support for 17 CHIs across the state. This funding will provide health coverage for about 8,000 uninsured California kids. Learn more about The Endowment’s funding to the counties of: Los Angeles, San Bernardino and Riverside Bay Area counties of San Francisco, Alameda, San Mateo, Santa Clara, Napa and Sonoma Central Valley counties of Fresno, Tulare, San Joaquin, Yolo and Solano California’s coastal counties of Santa Barbara, San Luis Obispo and Santa Cruz Learn more about the movement to get all of California’s kids covered. New Report Dignity Denied: The Price of Imprisoning Older Women in California "Dignity Denied: The Price for Imprisoning Older Women in California," a report funded in part by The California Endowment, examines the conditions of confinement for older women imprisoned in California, their health and safety concerns as well as strategies to improve their health and well-being. View press release View report New Grant Application Guide Available The California Endowment is pleased to offer a new Grant Application Guide for prospective applicants. We have made several changes in application procedures to better focus our resources to make lasting improvements in the health of Californians. In conjunction with the launch, The Endowment is also hosting a series of information sessions throughout the state. View Guide Welcome to The Center for Healthy Communities A letter from Board Chair Cynthia Ann Telles, Ph.D., and President and CEO Robert K. Ross, M.D., announces The California Endowment's exciting development in Downtown Los Angeles – a multipurpose facility that will house the foundation's Los Angeles Program Office, administrative offices and the Center for Healthy Communities. Learn More Two reports, funded by The California Endowment, show that increasing health premiums are eroding dependent coverage nationwide. While job-based dependent coverage is falling for all income levels, the sharpest drops are in low and moderate-income families. View the press release Read 'Kids at Risk' Read 'Current Strategies to Expand Dependent Health Coverage' -- Currently, there are 800,000 kids in California without health insurance. Peter Long, a senior program officer for The California Endowment, was a recent guest on KNX 1070's Michael Jackson radio show in Los Angeles and discussed ways to cover all kids in the state. Listen to Part One Listen to Part Two //-- Print this page | Send to a friend | Sign Up for E-mail Updates | Create Your Profile Privacy | Terms of Use | Site Map | Help | Home | About the Foundation | Program Area | Grant Application Guide | Public Policy & Advocacy | | News & Information Bureau | Evaluation | Reference Library | Regional Offices | Careers | If you are having technical difficulties, please contact us at: webmaster@calendow.org .
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Advice for buying and reselling for a profit. - Oct. 14, 2004 Web CNN/Money Buying & Selling Investment Property Home Improvement Million $ Life Financing Best Places The art of the flip A new reality television show will follow real estate speculators as they buy, fix and "flip." October 14, 2004: 2:24 PM EDT By Sarah Max, CNN/Money senior writer SALEM, Ore. (CNN/Money) It's one thing to buy a house to call home. It's quite another to buy property with the sole purpose of turning around and reselling for a profit. It's called flipping, and in the coming months, a dozen aspiring real estate investors experience this firsthand -- on camera, no less -- as they attempt to buy, remodel and sell property within a period of six months. Flipping is the subject of an upcoming reality television series with the working title "Property Ladder," scheduled to appear on The Learning Channel in May 2005. "Everyone you talk to seems to know someone who has tried to flip property," said Char Serwa, the show's executive producer. In California, where most of show's subjects are buying, 2.6 percent of all houses sold during the month of May were owned for less than six months, according to DataQuick Information Systems, up from 1.9 percent the previous year. There are several varieties of flipping, said William Bronchick, author of "Flipping Properties." One is rehabbing, which is the focus of the show. Other flippers buy property that's in foreclosure or under construction and try to resell the property to other investors. "We're not advocating that people do this," added Serwa, explaining that each homeowner's story will be told in an individual episode, detailing the experience from purchase to sale. "This is truly an observational documentary," she said. "It's real life." Indeed, the homeowners featured on the show are not only footing the bill for the property and the cost of renovations, they're managing the projects on their own. Unlike other TLC makeover shows, seasoned carpenters and designers won't be pitching in to help. QUICK VOTE Have you ever bought real estate solely as an investment, and not to have a place to live? Yes No View results What the show's subjects do get is advice from host Kirsten Kemp, an actress, real estate agent and seasoned property investor. Whether the homeowners actually take that advice is another story. Viewers, meanwhile, may likely learn a few lessons as well, namely that buying, remodeling and selling property is hard work particularly when done in a matter of months. "A lot of things can go wrong," said Kemp. It's also financially risky. A slowdown in real estate means little to a homeowner settled in for several years, but it can be devastating if you're banking on selling for a quick profit. Buy it, fix it and sell it. Kristen Kemp, host of TLC's 'Property Ladder,' shares tips on flipping properties. Play video (Real or Windows Media) Factor in the transaction and renovation costs and there may be little profit at all. Any profit you do make, mind you, will be taxed at ordinary income if you sell in less than a year, noted Ron Phipps, of Phipps Realty in Warwick, RI. In seven years, Kemp flipped 40 properties, not always successfully. "I made money about 70 percent of the time, and 30 percent of the time I broke even or lost money." Here's a sneak preview of some of the lessons Kemp hopes to bring home. Leave your emotions at the front door When shopping for investment property, you want to find a house that tugs at you emotionally, said Kemp. If a house rouses your emotions, chances are it will do the same for future buyers will as well. When it's time to make an offer, however, your emotions cannot get the best of you. "You make money flipping in part by buying low," she said. "The people who say 'I just have to have this house' are the ones who overpay.'" Don't overdo it when renovating See the average cost for 15 common projects and how much they can add to the value of your home. Type of project: Bathroom Remodel - Mid-Range Bathroom Remodel - Upscale Bathroom Addition - Mid-Range Bathroom Addition - Upscale Maj. Kitch. Remod. - Mid-Range Maj. Kitch. Remod. - Upscale Master Suite - Mid-Range Master Suite - Upscale Family Room - Mid-Range Deck - Mid-Range Basement Remodel - Mid-Range Siding Replacement - Mid-Range Window Replacement - Mid-Range Window Replacement - Upscale Attic Bedroom - Mid-Range Average job cost (2003 Natl Avg): $ What will you get back? % Cost recovered % Value at sale $ Get your local results from Remodeling Online's 2003 Cost vs. Value Report "This is not the time to create your dream house," said Kemp. "You don't want to fix the property to a level that is not necessary." This is a dilemma many first-time flippers struggle with. On the one hand, they want to do a good job on the renovation. On the other hand, they don't want to put money in expensive light fixtures or elaborate built-ins if they aren't going to recoup the time or money they spent. That said, you don't want to cover up serious problems with a new coat of paint or a well-placed picture. "You want to attack anything thing that would be a red flag at closing," said Kemp. DIY when it makes sense The more work you can do yourself, the more money you'll make on the flip, said Kemp. Still, even do-it-yourselfers need help sometimes. Develop a list of reliable contractors, plumbers, electricians, drywallers and other experts to call on. Kemp, for one, says she has her own contractor to thank for getting her through many projects. While you're at it, find a good real estate agent, she said. "They can help you understand what is selling and what's not," she said. "They'll do a good job because if they do, they know you are going to list the property with them when you're ready to sell." Price the property to sell You give your blood, sweat and tears to a house, but it's no excuse to overprice it. "I encourage people not to get greedy," Kemp said. In fact, she recommends pricing property a little under market value. "Every day your house is on the market you're losing money." What if "Property Ladder" homes don't sell in time for prime time? That's just part of the story. And in real estate, sometimes that's the reality. --* Disclaimer Try an issue of MONEY magazine - FREE! More on REAL ESTATE • How to buy and build on rural land • Most overvalued housing markets • When booms go bust... TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? 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Find Your Unclaimed Property Finding and ClaimingYour Unclaimed Property NOTICE OF NAMES OF PERSONS APPEARING TO BE OWNERS OF ABANDONED PROPERTY Database Last Updated: November 1, 2005 Only unclaimed property records with a value of $25 or greater are included in the Treasury website database. If your name does not appear on this list and you have received an unclaimed property mail card notice, you may return the card along with required documentation or contact our office directly at 1-888-844-8400 or alaucpd@treasury.state.al.us There are three ways to find and claim yourUnclaimed Property: 1. Search the Unclaimed Property Database Online! This is the fastest and easiest way to find and claim your unclaimed property. Requires Microsoft Internet Explorer or Netscape Navigator Versions 4.0 or higher. (Get Microsoft Internet Explorer here . Get Netscape Navigator here .) Be sure to read the guidelines for a successful online search . Please Note: We are receiving a high volume of website visits and database inquiries, up to 6200 hits hourly. If your search results in error messages or no response from our server, please read the guidelines below and try your search again. 2. Call the Unclaimed Property Office Toll-Free (888) 844-8400 weekdays from 8:00 AM to 5:00 PM. 3. Mail Inquiry Form Opens in a separate window for printing and mailing ImportantGuidelines for Searching the Online Database Requires Microsoft Internet Explorer or Netscape Navigator Versions 4.0 or higher . (Get Microsoft Internet Explorer here . Get Netscape Navigator here .) You may search by Name or in combination with City, to display a more refined search. You must always make an entry in the "Name" box. Your entry in the "Name" box must be one of the following: Initial - "D" returns all records with last name starting with "D". Last name - "Doe" returns all records with last name "Doe". Last name and first name or first name initial, separated by a space (no commas!) - "Doe John" returns all records with last name "Doe" and first name "John"; "Doe J" returns all records with last name "Doe" and first names starting with "J".