Selling Home

Selling Your Home, Sell home, selling a house, selling house, sell your home - Home Services Mortgages Research Moving Zero Down Appraisals -- -- A Simple Guide for Selling a Home on Your Own Preface: Why sell yourself? Selling a home yourself, without an expensive real estate broker is easier than most people think. However, it will take some work on your part. You will be doing a lot of things that a real estate agent might normally do. Just follow the For Sale By Owner.com step-by-step selling guide below, and you'll not only save lots of money, but we'll make the house selling process as effortless as possible It's the money! Sellers save thousands of dollars not paying a 6% or 7% commission. For example, if your home can sell for $250,000, youd save $15,000 to $17,500 in commissions. Sell Your Home Fast. Because you are not paying an outrageous selling commission, you can afford to price your home more aggressively. The lower the price, the more likely it sells fast. You will still walk away with thousands in savings, but you'll just be doing it faster. It's so easy. Despite what a real estate broker may say, selling a house is not rocket science. They know that, and soon you will too. Just follow the simple selling steps below. And, if you have any questions, call us and one of our representatives will try to answer any questions you may have. You are not alone - For Sale By Owner.com will help you every step of the way. We are one of the largest and fastest growing real estate service companies in America. In fact, our web site is one of the top-five most visited real estate sites in America. Thousands of eager home buyers visit us everyday. Perhaps one of them is looking for a home just like yours. Over the past five years, we've helped sell thousands of homes, saving home owners millions of dollars. So let's get started. 8 Easy Steps to Selling a Home Yourself Step 1. Preparing your home to sell - make it look great Presentation is everything! Home buyers are attracted to clean, spacious and attractive houses. Your goal is to dazzle buyers. Brighten-up the house and remove all clutter from counter tops, tables and rooms. Scrub-down your house from top to bottom. Make it sparkle. Simple aesthetic improvements such as trimming trees, planting flowers, fixing squeaking steps, broken tiles, shampooing rugs and even re-painting a faded bedroom will greatly enhance the appeal of your house. Also, make sure your house smells good. That's right, clean out the cat box and light mildly scented candles. Invite a neighbor over to walk through your house like a buyer would. Get their opinion on how it "shows." The stuffed donkey in the family room may have to go to your in-laws for a while. Step 2. Pricing your home effectively Do not over price your home. Over-pricing when you sell a home reduces buyer interest, makes competing homes look like better values, and can lead to mortgage rejections once the appraisal is in. Over-pricing when selling a home is the single biggest reason why many "for sale by owner" home sellers don't sell their homes successfully. Remember: the home selling market dictates the price (not what you think it should be worth). One of the best ways to correctly price your house when selling is to find out how much other homes, similar to your own, recently sold for in your neighborhood. Talk to home sellers, buyers and check out the real estate listings in your local newspaper. Typically, if you set the price of your home at 5 to 10 percent above the market price, you are likely to end up with an offer close to your home's true value. Also, you may try calculating the cost per square foot of your home compared to the house selling prices in your area (divide list price by square footage of livable space). If your house has more features or other desirable qualities, you may want to set a slightly higher house selling price. The easiest way to accurately price your home is to contact your local home appraiser . Finally, set your house selling price just under a whole number, such as $169,900 rather than $170,000. Step 3. Get a real estate lawyer Even though it's an additional expense, it may be wise to hire a lawyer who will protect your interests throughout the entire transaction. An experienced real estate lawyer can help you evaluate complicated offers (those with a variety of conditions), act as an escrow agent to hold the down payment, evaluate complex mortgages and/or leases with options to buy, review contracts and handle your home's closing process. They can also tell you what things, by law, you must disclose to buyers prior to a sale and can also help you avoid inadvertently discriminating against any potential buyers. In some areas, title companies will handle all aspects of the transaction and have in-house legal departments that can assist you with legal issues that may arise. To locate a title company in your area, click here . Unless you're significantly experienced in the home selling process, having a real estate lawyer at your side provides peace-of-mind. You know you've got someone looking out for your interests, not just the buyers. To locate a lawyer in your area, click here Step 4. Marketing your home Exposure, exposure, exposure. That's how sellers sell their home fast. For Sale By Owner.com provides extensive home exposure because over 700,000 unique visitors come to the web site each month (that's Internet-speak for new people). In fact, For Sale By Owner.com is one of the top-five most visited real estate web sites in the U.S. getting literally millions of visitors looking to buy or sell a home. We spend tens of thousands of dollars a month to assure that For Sale By Owner.com is prominently placed on Internet search engines so buyers can easily find our site throughout process of selling your home. If your home is in a market where For Sale By Owner.com has a mass-distributed magazine, your home's exposure will be even greater because they can be found at thousands of locations frequented by buyers that include grocery stores, shopping centers, convenience stores and restaurants (the magazine is in over 40 markets nationwide). Writing your sell ad While For Sale By Owner.com allows you a 3,000 word description of your house (try to afford that in a newspaper ad), your advertising copy should be thorough yet short, simple and to-the-point. Long, flowery prose will not make your house sound more appealing. It will simply make it harder for the home buyer to read. Make sure to provide the critical facts buyers are looking for such as the house's number of bathrooms, a re-modeled kitchen, etc. Most home buyers quickly scan ads, so it is important that your house stands out. For example, you may want to add a theme-line such as "Priced below market" or "Great schools." Stay away from industry jargon and use language that makes home buyers comfortable. Survey our web site and see how others have written their ads. You will quickly see which are "buyer friendly." Copy their approach for your ad. Home Photos: Yes, a picture is worth a thousand words If you are taking a photo of your home, be sure that the home's yard/driveway is uncluttered. Remove bikes, garbage cans and parked cars. The same applies for interior shots. People are looking to buy your house, not your possessions. Think of furniture as props and the room a stage. Move things around if you have to. Also, take lots of house photos. Film is cheap...your home deserves quality. The more you shoot, the better the odds are that you'll get a few really good shots. Lawn signs Lawn signs are one the most important marketing tools for home sellers. They attract attention to your home. Professionally-produced signs (like the ones we can send to you) telegraph to home buyers a "quality" image of your house. Directional signs also help drive buyers to your property, especially if you do not live on a busy street. Open houses Open houses are sometimes a good way to attract buyers to your home. Typically, real estate agents conduct open houses for two reasons; 1. Clients expect them 2. They are a good way to attract buyers, not just for the open house but for all houses for sale in the Real Estate Agent's area (yes, your competition). The fact is that very few houses sell due to a open house itself. Home Brochures/Information sheets It is a good idea to create an information sheet (with a photo) about your home to give potential buyers. Consider printing copies of your ad from For Sale By Owner.com to give to people who visit your home. The MLS The MLS or Multiple Listing Service can also help market your home, particularly to real estate agents who may know of buyers seeking a property like yours. The MLS is a directory used by real estate agents to announce to other agents that they have a home for sale. In many selling markets, For Sale By Owner.com can put your house on the MLS (for an additional fee). However, if a real estate agent finds you a buyer after seeing your home on the MLS, you must usually pay that agent a 2.5% to 3% commission (the law states that all commissions are negotiable, however). You are your home's best salesman As every salesman knows, to be effective you have to really know your product. And who knows your home better than you? Certainly not a real estate agent, who, in all likelihood, has spent only a few moments in your house before showing it to prospective buyers. Sell your neighborhood as well as your house. Show enthusiasm, but don't get caught-up talking too much about how "your daughter spent the best years of her life in this very room." Step 5. Negotiating an offer on your home When a home buyer makes an offer (this is often presented to you directly from the buyer or through their lawyer), you should consult with your attorney. Buyers and sellers have an Attorney Review Period, which is usually three days, to cancel or amend the offer. The offer becomes a contract at the end of the Attorney Review Period, and is binding. Many of your home's offers can be complicated and contain special clauses that favor the buyer. Purchase price isn't everything. Carefully consider the purchase contract's other terms and conditions. Too many contingencies can leave loopholes and cause a deal to collapse. Especially avoid contingencies that favor the house's buyer, such as linking the escrow closing date to the buyer's sale of their current home. If the buyer insists on such terms, include a so-called kick-out clause in the contract that will allow you to consider other offers if the buyer isn't able to sell within a certain period of time. Assess your buyer's financial qualifications Is the buyer pre-approved? How much of a loan is the buyer seeking? Unless you are in an active market, lenders tend to shy away from underwriting a deal in which the purchase price is higher than the nearest comparable sale and the buyer is putting less than 10% down. If this is the case, your buyer may not be able to obtain financing. Know the home selling market How you judge an offer also can depend on market conditions. If the selling market is slow, you may feel vulnerable, especially if circumstances are pressing you to sell. Make sure any offer you accept does not keep you in escrow longer than 30 days. In a hot market where multiple offers are likely, be wary of countering more than one offer at a time (you could end up in legal trouble if two buyers both accept your counter offer). Also be wary of offers that promise more money but contain poor contract terms (long escrow, multiple contingencies, etc.). If you feel the home's offer is insufficient, make a counter offer. Rarely is a first offer the buyer's absolute highest price they are willing to pay. Negotiating is part of the home selling process. Again, your lawyer should review the details of all offers. Step 6. Home inspections All standard real estate contracts are going to give the prospective home buyer the right to inspect your property - so be prepared. Under a general inspection you are obligated to make major repairs to appliances, plumbing, septic, electrical and heating systems - or the buyer may cancel the offer. The inspection will also include your property's roof, as well as a termite inspection (in some states, house sellers must provide proof that the home is termite free). If you are concerned about how your home will fair when inspected, you may want to visit your local inspector . They can conduct an inspection for you before a potential buyer has one done. This way, you can address the problems before a buyer stumbles upon them. Once the inspections are complete, the buyer makes an application to a mortgage lender. Step 7. Buyer appraisals and other details The mortgage lender will order an appraisal of your home to make sure they are not paying more than the house is worth. They may also order a surveyor to make sure that the property boundaries are properly laid out. They will also order a title search to determine if there are any liens against your property. These tasks are all the responsibility of the buyer and/or their attorney. At this point too, the mortgage company will issue a commitment . Again, the buyer (and their attorney) must complete all conditions listed on the mortgage commitment. Prior to closing, you should notify your lender that you will be paying off your mortgage. After a closing date has been agreed to, you should contact your utility providers and advise them of your final billing date. Step 8. Closing The day of the closing , the home's buyer will do a "walk through" of the property to make sure all agreed repairs are completed and that the home is in the same condition as when the buyer made their offer. If problems arise that this point, the closing can still take place with funds held in escrow to remedy the problem. Closings usually occur 30 - 45 days after you have signed the sales contract. Depending on what state you reside in, you may close with an attorney, or with a title company. At the closing, all monies will be collected, any existing loans or liens will be paid, the deed will be transferred, and insurance will be issued insuring a free and clear title. The home seller will receive the proceeds of their home in one to two business days after the closing. Conclusion This step-by-step home selling guide is a general overview of the process when selling a home. Each state has slightly different laws and customs as they relate to the transaction process. Selling a home yourself can be time consuming, but the financial rewards can be tremendous. With help from For Sale By Owner.com , we try to make the process of home selling on your own as easy as possible. For Sale By Owner.com Your experts in selling a home on your own. -- Privacy & Disclaimer Partner With Us Career Opportunities Press Room Contact Us Buying A Home Your Credit Report Terms and Conditions Home Selling Tips Selling Your Home © 1997-2005 For Sale By Owner.com Your source for selling a home on your own. We make the home selling process a cinch. Sell real estate, sell a home, and sell your house, fsbo. Real estate selling, home selling, house selling. Site Map Home

Home Loan

Refinance your Home Mortgage Loan or Home Purchase Loan for Debt Consolidation Ameriquest offers home purchase and mortgage refinanceloans. Refinance today to consolidate debt, lower your monthly paymentsand get cash out. Call for a Loan Today: 1-888-436-7571 Search Loan Purpose Refinance Consolidate debt Cash out Improve my home Purchase a home Other State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Ameriquest Racing Ameriquest announces its primary sponsorship of Roush Racing® in the 2006 NASCAR® Busch Series . >> Learn More RollingStones A Bigger Bang Get tour dates and other info about their 2005 North America tour . >> LearnMore Ameriquest In Your Community Making a Difference Where We Live! We support numerous community initiatives and encourage employees to participate in a range of worthy causes. >> Learn More Hurricane Katrina/Rita Assistance Ameriquest is committed to helping those affected by the hurricanes. Customers: If you have an Ameriquest loan and you have been impacted by the hurricanes, please call (800) 430-5262. >> Read More Associates: We are concerned about the well-being of our associates and we’re standing by to assist. If we haven’t been in contact with you since the disaster, please contact us at (800) 640-5262. Ameriquest has partnered with HomeAid. Join us in contributing to the Gulf Coast Rebuilding Fund. Use Our Online Calculators To: CONSOLIDATE YOUR DEBT PAY OFF YOUR MORTGAGE BY RETIREMENT REFINANCE AND GET CASH BACK LEARN WHAT YOUR CREDIT CARDS ARE COSTING YOU Find a Local Branch We have more than 150 locations nationwide. Zip Code AsSeen in Money Magazine Mortgages 101: A Pocket Guide to Netting the Mortgage That's Right for You >> DownloadNow Best Practices Ameriquest is leadingthe industry with their Best Practices Policy. >> ReadMore Ameriquest Mortgage Company is an Equal Housing Lender. Licensing | Legal © 2005 Ameriquest Mortgage Company. Trade/servicemarks are the property of Ameriquest Mortgage Company and/or its subsidiaries. All rights reserved. Ameriquest Mortgage Company, 1100 Town & Country Rd. Suite 1100, Orange, California 92868. (714) 541-9960. Refinance with Ameriquest Mortgage Company Ameriquest Mortgage Company specializes in refinance loans, homemortgage loans, and new home purchases. Ameriquest Mortgage can help you consolidate your debt and lower your monthly payments , evenif you have less than perfect credit or bad credit . Ameriquest Mortgage gives you everything you need to get the loan that's right for you – including your own Personal Mortgage Specialist . Fill out our easy loan request form and a local Mortgage Specialist will contact you about your loan options .They'll help you fill out all your paperwork, even your loan application . Refinance Now Refinance now while mortgage rates are still low. Getthe cash you need to make home improvements and consolidatedebt . Your overall monthly payments will be reduced and mayeven be tax deductible . Compare our interest rates with other top mortgage lenders such as ING Direct , eLoan , Countrywide , New Century , Full Spectrum , Ditech.com , and IndyMac Bank . Ameriquest Mortgage is a sponsor of Major League Baseball(MLB) including these teams: Padres, Angels, Dodgers, A's, Mariners,Twins, Orioles, Nationals, Mets, Astons, Rangers, Marlins and the DevilRays. Ameriquest Mortgage is a sponsor of the New York Jets National Football League (NFL) team. Ameriquest Mortgage is the sponsor of the Miller Lite / Ameriquestdragster, driven by Larry Dixon and owned by Don "the Snake"Prudhomme for the NHRA . Ameriquest Mortgage is the title sponsor of the Ameriquest300 NASCAR Busch Series race (September 3, 2006 at California Speedway.) Ameriquest Mortgage Company is proud to present the RollingStones A Bigger Bang Tour. The tour will visit more than 25 citiesin North America and kicked off August 21 in Boston's Fenway Park. Enterour sweepstakes for a chance to win a trip for two to see RollingStones live in concert. The LuisMiguel Mexico En La Piel Tour is presented by Ameriquest MortgageCompany . As seen in Money Magazine . Download ourMortgages 101 booklet. This pocket guide will help you find the mortgagethat's right for you. At Ameriquest , we support numerous nonprofit initiatives includingHabitat for Humanity, Big Brothers Big Sisters and the Fulfillment Fund.Ameriquest also has 2 airships (blimps), AmeriquestAirship 'Freedom' and AmeriquestSoaring Dreams Airship . You may have also seen our Do the Math Infomercial with Chuck Woolery where the benefits of Refinancing are easy as 1, 2, 3. Calculate how much you can lower your monthlypayments by refinancing – and hear from real people who'vedone it themselves. Ameriquest Mortgage offers other consumer tools including a MortgageDictionary , and various mortgage calculators . Find AmeriquestMortgage.com and Ameriquest.com on themajor search engines and sites such as Google , Yahoo , MSN , AOL , Ask Jeeves , and Ebay . Ameriquest has over 150 local branches nationwide andoffers local branch listings includingdirections served by MapQuest . To request a loan , you canvisit one of our local branches , call us toll free at 888-436-7571or click here .

home loan, a debt

Mortgages, VA Loans, Home Loans, Debt Consolidation, Refinancing contact us home MORTGAGE LOAN AND RESEARCH The categories below will help lead you to a great list of sites that will provide you with all of the information you will need if you are looking to get a mortgage or home loan, a debt consolidation loan, or if you would like to refinance you current loan. We have searched the internet and have compiled a list of all of the best financial sources for you. MORTGAGES This is a list of great sites that will give you a variety of information about Mortgages . You will be able to find sites with loan calculator and others that can give you Interest Rate information. VA LOANS These sites will help answer any questions you may have regarding a VA Loan as well as help you find the best rates on a VA Loan. You may also get prequalified online. Find out what benefits the VA Administration is providing Veterans. Get sources for Lenders who specialize in VA Mortgages. HOME LOANS These sites will help you get the best value on your home loan and new home purchase. Find out how much money you can afford to spend on a house based on your monthly payments as well as how much you can qualify for. DEBT CONSOLIDATION These sites will show you how much money you could save by getting a debt consolidation loan. There are many advantages to this type of loan and the savings to you could be substantial as they have been to thousands of other Americans who have taken advantage a debt consolidation loan to help with credit card bills and other financial issues. REFINANCING Interest rates fluctuate on a monthly basis and it is a good idea to determine if current rates could save you money on the life of your loan. Even if rates on not better than what you current have, you could refinance your current loan to get cash-out. Mortgages VA Loans Home Loans Debt Consolidation Refinancing Apply Now!

Real Estate Agent

Coldwell Banker Real Estate Corporation Today's Mortgage Rates 6.06% APR* 6.225% > Go to Mortgage Center > Apply now Quick Search country United States Australia Bahamas Bermuda Canada Cayman Islands Dominican Republic Jamaica Mexico Nevis/St. Kitts Philippines Saint Lucia Turks & Caicos US Virgin Islands or by map search by price No min $10,000 $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1M $5M $10M to No max $10,000 $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1M $5M $10M beds Any 1+ 2+ 3+ 4+ 5+ baths Any 1+ 2+ 3+ 4+ new listings in past 7 days only Detailed Search Special Properties country United States Australia Bahamas Bermuda British Virgin Islands Canada Cayman Islands China Costa Rica Dominican Republic Egypt France India Indonesia Ireland Israel Jamaica Lebanon Mexico Netherlands Nevis/St. Kitts Poland Singapore Sint Maarten Spain Turks & Caicos US Virgin Islands Venezuela or by map city state AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY zip radius n/a up to 1 up to 2 up to 5 up to 10 up to 15 up to 20 up to 25 miles first name last name language Any English Albanian American Sign Language Arabic Armenian Bulgarian Burmese Cambodian Cantonese Chaochou Chinese Creole Croatian Czech Danish Dutch English Farsi Filipino Finnish French Gaelic German Greek Gujarati Hawaiian Hebrew Hindi Hindustani Hmong Hungarian Icelandic Indonesian Italian Japanese Korean Latvian Luxembourgish Malay Mandarin Morrocan Norwegian Persian Polish Portuguese Punjabi Romanian Russian Serbian Shanghainese Slovak Spanish Swahili Swedish Swiss Tagalog Tahitian Taiwanese Tamil Teluga Thai Tongan Turkish Ukrainian Unknown Urdu Vietnamese Yiddish Yoruba Detailed Search country United States Australia Bahamas Bermuda British Virgin Islands Canada Cayman Islands China Costa Rica Dominican Republic Egypt France India Indonesia Ireland Israel Jamaica Lebanon Mexico Netherlands Nevis/St. Kitts Poland Singapore Sint Maarten Spain Turks & Caicos US Virgin Islands Venezuela or by map city state AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY zip radius n/a up to 1 up to 2 up to 5 up to 10 up to 15 up to 20 up to 25 miles office name language Any English Albanian American Sign Language Arabic Armenian Bulgarian Burmese Cambodian Cantonese Chaochou Chinese Creole Croatian Czech Danish Dutch English Farsi Filipino Finnish French Gaelic German Greek Gujarati Hawaiian Hebrew Hindi Hindustani Hmong Hungarian Icelandic Indonesian Italian Japanese Korean Latvian Luxembourgish Malay Mandarin Morrocan Norwegian Persian Polish Portuguese Punjabi Romanian Russian Serbian Shanghainese Slovak Spanish Swahili Swedish Swiss Tagalog Tahitian Taiwanese Tamil Teluga Thai Tongan Turkish Ukrainian Unknown Urdu Vietnamese Yiddish Yoruba Detailed Search city or by map state AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VT WA WI WV WY zip radius n/a up to 1 up to 2 up to 5 up to 10 up to 15 up to 20 up to 25 miles office name Detailed Search SM -- My Coldwell Banker SM Let us do the searching for you! With the Coldwell Banker Personal Retriever ® Service Learn more Sign up today! Log In Forgot your Password? Concierge Home Services International Coldwell Banker Commercial® About Us Careers Contact Us Site Map Terms and Conditions Privacy Policy Buy | Sell | Contact | Learn | My Coldwell Banker © 2005 Coldwell Banker Real Estate Corporation . Coldwell Banker ® is a registered trademark licensed to Coldwell Banker Real Estate Corporation.An Equal Opportunity Company.Equal Housing Opportunity.Each Office Is Independently Owned and Operated Except Offices Owned and Operated By NRT Incorporated.

Real Estate Prices ---

Google Answers: Real Estate Prices --- Leading Indicators Log in | Google Answers Home View Question Ask a Question Q: Real Estate Prices --- Leading Indicators ( Answered , 5 Comments ) Question Subject: Real Estate Prices --- Leading Indicators Category: Family and Home > Home Asked by: nronronronro-ga List Price: $25.00 Posted: 19 Apr 2005 15:33 PDT Expires: 19 May 2005 15:33 PDT Question ID: 511542 Hi There!I was goofing off today, and started looking throughwww.craigslist.com for real estate. I looked at 11 different citiesfrom San Francisco to Phoenix to Washington, D.C.Mini-Eureka moment! I noticed the number of lease-options availablehas increased significantly in each and every city. 11 of 11 towns! The last time I checked www.craigslist.com was 5 months ago.This observation sparked my rusty brain cells. There must be leadingindicators for real estate, in the same way there are leadingindicators for stocks. Here's a list of possible danger signals forreal estate off the "top of my head":1. Increasing lease-options2. Increasing number of days on the market3. Increasing number of unsold homes in a city4. Decreasing ratio of Asking Price/Transaction Price5. Increasing number of homes on the market more than 120 days6. Decreasing number of mortgage applications7. Increasing number of newspaper classified ads for real estateI'm not a real estate guy. But I'm sure some brilliant professor hasdevised a computer model to predict when real estate prices willdecline 6-12 months hence.A 5-star answer would be 5-10 additional leading indicators for realestate. No background material needed. (However, if you happen tofind an objective study on leading indicators then I would love totake a look at that, too.)All comments greatly appreciated!Thanks.ronP.S. Please note that indicators like "Forecasted Job Growth" or"Forecasted Property Tax Receipts" won't help much, precisely becausethey are forecasts and not hard data. The best indicators wouldinvolve hard numbers that can be observed right now, and used to makecomparisons.EXAMPLES:1. Days on the market for San Francisco versus days on the market for Phoenix.2. Days on the market for San Francisco in April 2005 versus days onthe market in San Francisco in January 2002.(This question doesn't involve specific numbers or specific cities. Rather, it involves the kind of indicators one might observe. Thx.) Answer Subject: Re: Real Estate Prices --- Leading Indicators Answered By: easterangel-ga on 19 Apr 2005 16:59 PDT Rated: Hi! Thanks for the question.The National Association of Realtors provides a list of real estateindicators that one can analyze to indicate some trends. Here are someof the indicators that they follow:- Existing Home Sales- Pending Home Sales Index- New Home Sales- Housing Starts- Housing Affordability- Mortgage Rates- Mortgage Applications“Latest Economic Indicators” http://www.realtor.org/Research.nsf/Pages/EcoIndicator The US Census website provides a historical basis for its leadingindicators for real estate. The statistics are from 1900 to 2002.The indicators mentioned in the Census website are the following:- New housing units started - New one family houses sold- Existing one family houses sold- Manufacturing shipments- Index of industrial production- Manufacturing index- Retail Sales- Exports Basis- General Imports“No. HS-40. Economic Indicators for Construction, Real Estate, Manufacturing,Retail, and Foreign Trade Sectors: 1900 to 2002” http://www.census.gov/statab/hist/HS-40.pdf Finally, here is an academic study about real estate prices.“Real Estate Prices and Economic Cycles” http://urbanpolicy.berkeley.edu/pdf/Q_IRER99PB.pdf Search terms used: “real estate” housing economic indicatorsstudies real estate prices filetype:pdfI hope these links would help you in your research. Before rating thisanswer, please ask for a clarification if you have a question or ifyou would need further information. Thanks for visiting us. Regards, Easterangel-ga Google Answers Researcher Request for Answer Clarification by nronronronro-ga on 20 May 2005 15:33 PDT Alas, Phil...only the women in my life are cash-flow positive. Thatis to say, they stay positive when I let the cash flow.heh heh hehThanks for your great insights, Phil. As always!ron Clarification of Answer by easterangel-ga on 20 May 2005 17:43 PDT Hi!Sorry about this but I just have to make a reply to clarifications.Sincerely.Easterangel nronronronro-ga rated this answer: Heavenly answer, easterangel.As always, thanks a million !ron Comments Log in to add a comment Subject: Re: Real Estate Prices --- Leading Indicators From: easterangel-ga on 19 Apr 2005 18:25 PDT You're welcome as well. Subject: Re: Real Estate Prices --- Leading Indicators From: pafalafa-ga on 20 Apr 2005 05:03 PDT Since we're doing some work on the house in DC, I've been paying moreattention that usual to the real estate pages of the Washington Post.One of the sort-of-indicators that they mention often is theincreasing amount of property that is bought as an investment, ratherthan as a first home. They also cite the increasing trends in2nd-home sales.For both of these though, I don't know if there's an actual statistic,or just the observation of people in the business.Nice work, though, easterangel.paf Subject: Re: Real Estate Prices --- Leading Indicators From: nronronronro-ga on 20 Apr 2005 10:52 PDT Thanks, pafalafa!My business partner just purchased a home across the street from theNational Cathedral. He obviously checked out DC. He found the "PMIRisk Index" for DC was very low, whereas the same PMI Risk Index formy state (California) was very high. The only place more risky thanSan Francisco/San Jose was Boston.Rut Row !ron Subject: Re: Real Estate Prices --- Leading Indicators From: silver777-ga on 24 Apr 2005 05:35 PDT Ron,Your application of logic is spot on.Your points 1 to 7 could relate to any real estate market.In fact, I had counted the number of "for sale" ads by COLUMNnot just the pages. I also counted the number of propertiesfor lease. Another gauge might be to weigh the newspaper, orin the least the real estate section. I reckon that the more "for lease" properties tells us a lot about the climate of the sale market. An increase in borrowing rates will impact on the rental rates and realised sale prices,regardless of the asking prices published. Check also the auctionclearance rates.Have you sourced any cash-flow positive properties of late?Phil Subject: Re: Real Estate Prices --- Leading Indicators From: nronronronro-ga on 20 May 2005 15:34 PDT Alas, Phil...only the women in my life are cash-flow positive. Thatis to say, they stay positive when I let the cash flow.heh heh hehThanks for your great insights, Phil. As always!ron Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service . If you feel that you have found inappropriate content, please let us know by emailing us at answers-editors@google.com with the question ID listed above. Thank you. Search Google Answers for all questions answered questions unanswered questions Google Home - Answers Help & Tips - Answers FAQ - Terms of Service - Privacy Policy ©2005 Google