Purchase Property

Boston.com / Real estate Buying Renting Recent sales Place an ad Luxury Living Community data Financing Commercial Moving Guides Making an offer MORE Buying Guide: Step 1: What can I afford? Step 2: Find an Affordable Place Step 3. Home Buyer Counseling Step 4. Pre-Qualification Step 5. Making an Offer Step 6. Applying for a Mortgage Step 7. The Home Inspection Step 8. The Closing Process Get more information on home buying. Click here NEWS LINK NEWS LINK USEFUL LINKS Mass Housing pre-qualification Affordability calculator Income worksheet Debt worksheet Frequently asked questions RESOURCES For Sale: Homes | Condos | Open Houses For Rent: Apartments | Houses | Roommates Vacation rentals Place an ad: On Boston.com | In the Globe Commercial: Search listings for sale or rent TOOL KIT Printer-friendly version E-mail to a friend Once you've found the home that best meets your wants, needs and budget, it's time to make an offer. An offer is a formal bid for the property, and among other things, sets the amount you are willing to pay for the home. The Offer to Purchase is a signed contract and is therefore a legally binding commitment stating that you will buy the property provided certain terms and conditions are met. An accepted Offer to Purchase Real Estate must be in writing and must be signed by both parties; the Commonwealth of Massachusetts does not recognize verbal offers as valid. You might consider bringing your lawyer into the process before you sign anything, because an attorney can protect your interests as a first-time home buyer. Considerations Many factors come into play as you prepare to make an offer on a property. Carefully consider the following points: What is the condition and age of the house? What will be the cost of any repairs? Are the sellers willing to take on any of the repairs or closing costs? How long has the property been on the market? How active is the market? (i.e., buyers or sellers market) Are the sellers anxious to sell? Is the property in a particularly desirable location or school system? Does the house have everything or almost everything you've been looking for? Preparing the Offer When you are ready to make an offer to a seller or to the agent involved, do not offer more than you can afford. The offer should clearly outline all terms and conditions of the sale, including your name and the name of the party to whom the offer is made, the property's address, any special provisions regarding fixtures, appliances, etc., the total amount of the purchase price being offered (including the amount of deposit you are putting down to bind the offer and the additional deposit to be paid upon the execution of the Purchase and Sale Agreement), and any additional riders and deadline dates. Real Estate Regulations for the Commonwealth of Massachusetts can be obtained from www.mass.gov Timing and Deadlines Timing and deadlines are very important in real estate transactions. You should allow yourself enough time in the Offer to Purchase Real Estate to get an inspection, negotiate the Purchase and Sale Agreement, apply for and obtain mortgage financing, and set a closing date. Real estate deals often fail based on the inability to meet deadlines set forth in the offer. An Accepted Offer The seller may accept, reject or counter your offer. If there is a counter-offer, you may in turn accept, reject or counter. The negotiations between you and the seller could go on for several days and may be stressful at times. One way to mitigate stress during the negotiations is to involve a broker to mediate the process. It is important to remember that regardless of the progress of your negotiations, the house remains on the market during negotiations. Do I Need an Attorney? It is recommended that you retain an attorney when purchasing your first home. How will an Attorney help me? An attorney will protect your interests as a home buyer, and will: Help you negotiate a fair purchase price Help you prepare the Offer to Purchase Help you negotiate a more favorable purchase price if the home inspection uncovers significant problems Draft and/or revise the Purchase and Sale Agreement to protect you and your money Assist you with the mortgage process Prepare you for the final walk-through of the property Attend the closing and represent your interests. Tips for Successful Negotiations When negotiating the price of a home with the seller, you must analyze all of the relevant factors and determine who has the stronger bargaining position. Potential factors include market activity, location and timing. If the local market is active with many other buyers interested in the home, the seller may have the better position. If your local market is not active and the seller needs to sell the home, you may be in a better position to negotiate. For negotiating tips, Go The Purchase and Sale Agreement Once your offer has been accepted a Purchase and Sales agreement (normally the second contract between the buyer and the seller after the initial Offer to Purchase is signed) is drawn up by the broker. The Purchase and Sale Agreement spells out the agreement between the parties in specific detail. REMEMBER! This is a legally binding contract that should be reviewed by your attorney before you sign it. There are two types of Purchase and Sale Agreements: a Standard Form Purchase and Sale Agreement and a Condominium Purchase and Sales Agreement, which is designed specifically for issues associated with condominiums. It is a good idea to contact a broker to obtain copies of these forms. For a description of all components of a sales contract, Go Provisions and Contingencies By placing provisions and contingencies in your offer, you provide additional protections for you and your money. The Purchase and Sale Agreement should include a mortgage contingency clause, which states that your ability to buy the house is contingent upon your ability to obtain financing by an agreed upon date. Such a clause ensures that you do not lose your deposit on the house if your loan is not approved. Other contingencies should include acceptable home, termite, radon and lead paint inspections. The loan closing date and occupancy date should also be indicated in the agreement. For more information on provisions and contingencies, Go The Home Inspection What is the value of a home inspection? A satisfactory home inspection, although not required by law, is a major component of purchasing a home. A home inspection examines the condition of the property, and ensures that you are aware of any necessary repairs and potential problems before you buy the home. The buyer selects a licensed home inspector and pays for the inspection. The home inspection will cost a few hundred dollars but should be done; after all, uncovering problems before you buy could save you thousands. For more information, see Step 7: The Home Inspection . feedback | help | site map | advertising | globe archives | rss © 2006 The New York Times Company Real Estate Guide - Massachusetts Home Builder - New Home Construction

Rental Property Manager Other

Amazon.com: Quicken Rental Property Manager: Software Your Store Software See All 32 Product Categories   Your Account | Cart | Wish List | Help | browse brands & products | top sellers | new & future releases | children's software | games | electronics | outlet Search Amazon.com Software Web Search This item is not eligible for Amazon Prime, but over a million other items are. Join Amazon Prime today. Already a member? Sign in . ITEM INFORMATION Explore this item buying info system requirements product description customer reviews See more by this manufacturer Intuit Customers also bought these other items... Share your thoughts write a review write a So You'd Like to... guide tell a friend about this item Help us help others submit a manual RATE THIS ITEM I dislike it I love it! 1 2 3 4 5 Edit your ratings Visit the Books Store Every Landlord's Tax Deduction Guide by Stephen Fishman Get it for less! A9.com users save 1.57% on Amazon. Learn how . Have one to sell? Quicken Rental Property Manager Other products by Intuit This item is currently not available. Customers also shopped for these similar items . Platform: Windows XP / Me / 2000 Media: CD-ROM See more pictures | System requirements Features: Schedule E category list shows what's deductible. Designed for rental property owners; ideal for fewer than 10 rental properties Easily organize rental income and expenses in one place Two-step set up; simply install and enter basic property information Details property performance; instant answers to questions about profitability Manufacturers, merchants, and enthusiasts: Submit a product manual for this item. Amazon.com Sales Rank: Today: #1,494 in Software Yesterday: #1,418 in Software ASIN: B00078UK2I Item model number: 294120 Date first available at Amazon: December 27, 2004 Average Customer Review: Based on 5 reviews. Write a review . Popular in: Harrisburg, PA(#18) , Cape Coral, FL(#11) Customers who bought this itemalso bought these items: Quicken 2005 Premier Home & Business [Old Version] by Intuit Quicken 2005 Premier [Old Version] by Intuit Quicken Premier Home & Business 2006 by Intuit, Inc. Quicken Medical Expense Manager by Intuit, Inc. Explore Similar Items : 15 in Software , and 18 in Books What similar items do customers ultimately buy after viewing this item? 1% buy Real Estate Pro 4.1 by Multicast Media Pty Limited 1% buy MYOB Business Essentials Pro 2005 by MYOB US Explore Similar Items : 7 in Software , and 4 in Books Customers who viewed this itemalso viewed: Quicken Rental Property Manager 2.0 by Intuit Dolf De Roos' Real Estate Investor's College: Real Estate Investing for Everyone (Audio and DVD Success) by Topics Product Description From the Manufacturer Quicken Rental Property Manager, designed for rental property owners like you, lets you easily keep an ongoing record of your critical income and expenses. Quickly get the information you need at tax time, and take the deductions you deserve. With just a click, see how your properties are performing! Benefits: Organize all your information in one place. Replace shoeboxes, spreadsheets, folders, and hand-written information with one simple solution. Ideal for fewer than 10 rental properties. Track all your income, expenses, and tax information. While less than 10 properties is recommended, some users track over 40 rental properties with multiple units. Get the tax deductions you deserve. The Schedule E category list shows you what's deductible. See how your properties are performing. Get instant answers to your questions about profitability. Two steps and you're set up. Just install the software and enter basic information about your properties. Designed for and tested by rental property owners like you. That's why it's so easy to use! Plus, you get a 60-day money-back guarantee. One year* free technical support. Ask questions and give feedback at http://www.quickenrental.com/support. Features: Save time at tax time Save time retrieving financial information when you're doing taxes. No frantic searching for the right receipts and paid invoices at tax time! Easily categorize your financial information throughout the year using the income and expense log. And don't worry about having to do the math. Quicken Rental Property Manager automatically generates tax reports that you or your accountant can use to prepare your Schedule E tax forms. Maximize deductions Take every deduction you deserve. It's easy to capture allowable deductions all year as you record your expenses. You'll find your deductible expenses in the Schedule E category list. Flag deductions you're not sure about. Can't find the right category for a particular expense? Just choose "not sure", and at tax time you can print out a report for your accountant, who can help you make the right choices. Track your vehicle mileage with every entry. This is a deduction many property owners miss! Don't worry; we'll do all the calculations for you. See how your properties are doing Find out how your rental properties are performing. Which of your properties are profitable, or more profitable than the others? Find out if you're earning more than you're spending, or vice versa, by running reports that track your cash flow by each property over time. You'll have your answers in seconds. Compare performance month-by-month. You can check up on profitability for each property you own from one month to the next. Drill down for details. If you're not sure where a number in a report is coming from, just click on it. You'll be taken directly to the transaction that the number is based on. Get up and running in no time Two steps and you're set up. It's easy to get started. Just enter the basics--property names, the number of units per property--and start tracking your income and expenses right away. Our easy-to-use setup will guide you through the process. Memorized transactions cut down data entry. You won't have to enter similar data twice. Quicken Rental Property Manager remembers transactions and fills them in for you wherever applicable. One simple entry for mortgage payments. As you enter your monthly payments, don't worry about separating the interest from the principal. When you get your 1098, you can itemize the interest on the Tax Summary Report in one click. Designed for and tested by rental property owners like you. That's why it's so easy to use! Free technical support for one year*. Refer to the in-product help menu or visit http://www.quickenrental.com/support (or call 1-877-683-3274) to ask us questions or give us feedback at any time. *Offer available for one year from the date of purchase. Registration required. Additional terms, conditions, and limitations apply and are subject to change without notice. Quicken Rental Property Manager is a standalone product designed specifically to support the unique needs of rental property owners and at this point does not integrate with Quicken personal finance or TurboTax software. Product Description Organize your rental income and expenses in one place. New! Quicken Rental Property Manager, offers the easiest way to organize critical income and expense records in one place. We’ll help you eliminate the paperwork hassles, making tax preparation a much easier process. •Integration with Quicken® Personal Finance or Turbo Tax® software is not available. See all product description... Spotlight Reviews (What's this?) Write an online review and share your thoughts with other customers. 58 of 63 people found the following review helpful: User Unfriendly , March 29, 2005 Reviewer: Ryan P. Mcgovern (St. Paul, MN)- See all my reviews Poor program. It is not compatable with any other quicken software, and does not allow for any bank/ccard downloads. You need to enter each item individually, making it very time consuming. This is no better than a simple excel spreadsheet. Was this review helpful to you? ( Report this ) 53 of 55 people found the following review helpful: More of what you don't need, none of what you do. Can I give it a negative star? , June 23, 2005 Reviewer: PBNTOAU "pbntoau" (Illinois)- See all my reviews I've been managing rental property for about 15 years, starting with 2 buildings and 10 units at the beginning and now with 25 units in 5 buildings, containing a mix from studios and 1-bedrooms up to 4-bedroom apartments. I recently decided to update from a very old version of Quicken, and since they had this program specifically for rental properties, I thought I'd found a perfect match. I couldn't have been more wrong. You would think that a company that has made accounting software for this long would understand the most basic needs, like a running total alongside each transaction (which even my 7-year old edition of Quicken had). Nope. There is only a single running total. Make a mistake, and it is virtually impossible to backtrack and find. How about a field for your check number, the singular way to identify your checks/transactions? It doesn't have one. One of the 8 or so automatic fields they do give you is unit number. Problem is, it's a simple numeric assignment based on the number of units you input when you create each building's account, and it can't be altered. Apartments lettered instead of numbered, numbered in partial sequence, alpha-numeric, by floors, cardinal direction, etc? Tough luck. These are just a few of the problems or basic design flaws I've come across. It took several painstaking hours to transfer the entries from my old software and books into this new software, and now I'm stuck until I either find the time to transfer the data to something I trust, or I continue to use this program until the end of the year. It's half baked, and that's putting it lightly. I wouldn't recommend it for even the most entry-level rental property owners or managers. I can't imagine a big firm using it. Regular quicken costs half as much (though even that's getting horrible reviews on Amazon). The previous reviewer said it's no better than a simple excel spread sheet. I'd go further and say it's worse. Save your time and money, and just create a simple excel file. Was this review helpful to you? ( Report this ) All Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. 1 of 1 people found the following review helpful: Program stinks! , November 16, 2005 Reviewer: Robert J. Uyttebroek "Disgusted with Intuit" - See all my reviews I bought the software about a month ago. Everything was working fine until a prompt for an update came across. The update process removed the aplication from my computer. Attempts to re-install the product were fruitless. The program is now worthless. Attempts to get a response from Intuit were also fruitless. Last time I buy an Intuit product and my advise is for everyone not to buy this worthless product and any other Intuit product. Was this review helpful to you? ( Report this ) 2 of 2 people found the following review helpful: Better than Paper, But Not Full Featured like Quicken , November 9, 2005 Reviewer: William Perez "About.com Guide to Tax Planning" (San Francisco, CA United States)- See all my reviews QRPM is a stand-alone software program for tracking rental income and expenses. It does not integrate with Quicken, Quickbooks, or Excel. It does allow you to export to TurboTax, but that's the extent of integration. QRPM is designed to replace paper-based systems, such as ledgers, envelopes, scratch paper, and checklists. This is not a full-fledged accounting software, so if you are looking for robust bookkeeping features (online banking downloads, bill payments, cost basis accounting), you are better off spending a few hours to customize Quicken or Quickbooks. Otherwise, for what QRPM does, it does well. In Version 2 you can add up to 100 properties and up to 100 units per property. You can name your units anything you want (such as "24A," or "Garage"). QRPM is designed to track rents and basic expenses. You can quickly see which tenants have paid, who hasn't paid, who has paid late, and which leases are expiring. QRPM is great at tracking this basic information. For anything more advanced, you'll want to develop customized categories (in Quicken) or accounts (in Quickbooks) along with customized reports to get a quick overview of your rental properties. Was this review helpful to you? ( Report this ) 9 of 9 people found the following review helpful: Like a spreadsheet, but less useful , September 11, 2005 Reviewer: W. Lundin - See all my reviews This Rental Property Manager is like having one register for each property to track credits and debits. Some reports. Thats it. Using the regular Quicken Basic, with a Banking account and a Property/Asset account, works better and gives you a way to compare operating expenses, income, mortgage/loan information, and property value. Since its scope is limited, having shorter lists of categories and tax schedules and lines to worry about than in the regular Quicken software, but the limited scope and higher cost for a focused subset of Quicken Basic? Not so useful. Was this review helpful to you? ( Report this ) See all 5 customer reviews... So You'd Like To... Work Less and Earn More :by carlamarie , Business Guru BE A REAL ESTATE INVESTOR :by G. 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Home Mortgage

Chase Home Finance -- Thinking about purchasing your dream home? You've come to the right place. Chase is the name you can trust for a wide array of home financing solutions to make your dream come true. If you already own your dream home, perhaps you'd like to take advantage of lower rates and refinance. Chase has refinancing solutions, too! -- Thinking about purchasing your dream home? You've come to the right place. Chase is the name you can trust for a wide array of home financing solutions to make your dream come true. If you already own your dream home, perhaps you'd like to take advantage of lower rates and refinance. Chase has refinancing solutions, too! QUICK AND EASY HOME BUYING ADVICE We want to make the home financing process as easy as possible for you. So, here are some tips from the mortgage experts at Chase: Determine how much you can afford. Choose the right loan - a Fixed Rate Mortgage for security and safety - or an Adjustable Rate Mortgage for flexibility and control - or perhaps your situation requires a Special Mortgage for unique borrowing needs. You can check all of today's rates here. Get pre-qualified before you start looking for a new home. You'll get negotiating power and save a lot of time, too. First, fill out a pre-qualification form . Get together all the documents needed in advance. This includes tax returns, W-2s, paycheck stubs, financial statements, etc. This will save time and stress during the application and approval process. Already found your dream home? Apply now with our short online pre-qualification form . Whether you need a mortgage or want to refinance , you can feel right at home with the experts at Chase. We look forward to being your mortgage provider, so contact us today! SEE TODAY'S CHASE RATES HOMEBUYERS!   Get Started Today REFINANCING YOUR MORTGAGE? Get Started Here. Legal Disclosures

Real Estate Loan

Find Your Home Value, House Values and Prices on Yahoo! Real Estate Find Your Home Value, House Values and Prices Choose Location Home Homes for Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Real Estate > Resources & Tools > Home Values and Prices Features Classifieds • Sell Your Home • Rent Your Apartment Home Search • Find Homes for Sale • Find Properties for Rent REALTORS • Find & Compare REALTORS Mortgages & Financing • Find a Lender • Today's Mortgage Rates • Loan Calculators • Credit Reports • Refinance Loans Resources • Moving Services • Foreclosure Center Neighborhood Research • What's My Home Worth? • School Profiles • Neighborhood Profiles Specialty Property • Foreclosures • New Homes • Commercial Real Estate • List Commercial Real Estate Home Improvement & Services • Home Services • Home Improvement Library • House Facts Get Home Values and Prices Sponsored by Get Home Values and Prices Access millions of public real estate records instantly! This comparable sales data helps you analyze the value of your home or other homes in seconds. Results include price, square footage, bedrooms, and year built (where available). You can also get a custom home valuation from a top-performing local REALTOR! Street Address: City & State or Zip: Sponsored Links Refinance Your Mortgage and Save! Refinance your current mortgage at today's extremely low rates. Get quotes from lenders offering the lowest refinancing rates available. Links. networklender.com Refinance Calculator Omni One Mortgage is committed to building one relationship at a time. We can service any type of loan, stated income, no doc, fixed, interest only, less than perfect credit no problem. www.omnionemortgage.com Refinance Calculator Considering refinancing? Get free quotes from multiple lenders. Takes only 2 minutes. Refinance with or without a perfect Credit. Find great low rates today. c.azjmp.com Refinance Calculator at Homestore.com Calculate home loan payments and check out our free mortgage lender directory. We've got all the information you need to find the loan that's right for you. homestore.com (Become a Sponsor) Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages

Home Loan Bank of

Federal Home Loan Bank of Dallas W e are a cooperatively owned wholesale bank that supports housing and economic development in the communities served by our member institutions in Arkansas, Louisiana, Mississippi, New Mexico, and Texas. Our credit products and other financial services help members deliver financial products to fund housing, small business, rural development and agriculture. Specialized community investment and affordable housing loan and grant programs help finance community redevelopment and expand affordable housing opportunities. Members include commercial banks, savings institutions, credit unions and insurance companies. In The News • Community Investment Program Update • Bulletin 2005-14 Dividend for Fourth Quarter 2005 • Disaster Relief Advances for Texas Counties Affected By Fire • Advisory Council Appointments • Disaster Relief Grant Program • Disaster Relief Advances Available for Louisiana, New Mexico, Mississippi and Texas Quick Links • Investor Relations • Guides & Forms Send comments, questions, and suggestions to fhlb@fhlb.com . © 2005 Federal Home Loan Bank of Dallas. All Rights Reserved. FHLB Dallas website information disclaimer . The material on this site is for informational purposes only. By moving to the next screen, all viewers acknowledge that the presentation of this material (i) does not represent investment advice, (ii) does not constitute an offer to extend credit, a grant or subsidy, and (iii) does not constitute investment solicitation or an offer to buy securities. It is the sole responsibility of the user to check the accuracy of assumptions or other information contained on this site. VIEW FEDERAL HOME LOAN BANK OF DALLAS - World Wide Web (www.fhlb.com) PRIVACY and SECURITY DOCTRINE