real estate prices .
Australian real estate prices and accurate property valuations Forgot password? FAQ Site Map Contact Us -- PropertyValue provides the most in-depth, up-to-date and independent property reports of house prices and market trends in Australia. Whether you are buying, selling, investing or simply want to find more about a suburb , we provide the very latest real estate prices . Individual Property Report: Accurate Price Estimate for Houses and Units Thinking about selling your home or buying a new house? Do you know what your home is worth? Use our accurate and reliable online property valuation service to get your home value estimate and compare the most recent and neighbouring real estate prices. It takes just 60 seconds. Postcode Sales History: Official and Complete List of Property Sales in your Area. Find out which property was sold and for how much. Access millions of real estate prices instantly! Finally the official and complete list of property sales is available to you. Directly sourced from the Valuer General's Office, this comparable sales data helps you follow the real estate market activity in your area or your street. Results include sale price, sale date, full property address, dwelling type and property description. Investor Report: Buyer's Guide to Australia's Top 100 Suburbs Where to invest in 2005? Compare and contrast the top 100 suburbs in your state using easy-scan charts and exclusive heat-maps ; Pick the suburb right for you and find out which area is making money and which one is underperforming the market. Includes expected capital growth for the next 12 months, rental values and rental returns. Free Postcode Profile: Detailed Information on Demographics and Housing Market Moving or relocating? Hundreds of suburbs, but which one offers the best conditions? Access almost 100 pieces of data on every postcode in Australia (Crime rates included) for FREE . Download now this exclusive report and get the most recent house and unit median prices and population demographics. Got questions? Need service? Contact: Customer Service service@PropertyValue.com.au View Cart & Checkout Your cart is empty. Enter Promo Code: Object reference not set to an instance of an object. Server Error in '/' Application. Object reference not set to an instance of an object. Description: An unhandled exception occurred during the execution of the current web request. Please review the stack trace for more information about the error and where it originated in the code. Exception Details: System.NullReferenceException: Object reference not set to an instance of an object. Source Error: Line 65: <td bgcolor="#DCDCE1">Line 66: <pv:ShoppingCart id="ctlCart" Runat="Server" /> Line 67: <pv:VIP id="ctlVIP" Runat="Server" /> Line 68: <pv:SMS id="ctlSMS" Runat="Server" />Line 69: <pv:Discounts id="ctlDiscounts" Runat="Server" /> Source File: C:\websites.net\skin-bottom.aspx Line: 67 Stack Trace: [NullReferenceException: Object reference not set to an instance of an object.] PV.UControls.YourVIP.GetFieldSize() +18 ASP.your_vip_ascx.__Render__control1(HtmlTextWriter __output, Control parameterContainer) +440 System.Web.UI.Control.RenderChildren(HtmlTextWriter writer) +27 System.Web.UI.Control.Render(HtmlTextWriter writer) +7 System.Web.UI.Control.RenderControl(HtmlTextWriter writer) +243 ASP.skin_bottom_aspx.__Render__control1(HtmlTextWriter __output, Control parameterContainer) in C:\websites.net\skin-bottom.aspx:67 System.Web.UI.Control.RenderChildren(HtmlTextWriter writer) +27 System.Web.UI.Control.Render(HtmlTextWriter writer) +7 System.Web.UI.Control.RenderControl(HtmlTextWriter writer) +243 System.Web.UI.Page.ProcessRequestMain() +1926 Version Information: Microsoft .NET Framework Version:1.1.4322.2032; ASP.NET Version:1.1.4322.2032
Land For Sale
Land and lots for sale in San Miguel de Allende, Mexico HOME ADVERTISE CONTACT ESPAOL san miguel de allende lodging schools real estate - agencies - houses for sale - vacation rentals - land and lots for sale - commercial listings - rental agents services restaurants tourist guide shopping Real Estate in San Miguel de Allende Real Estate Agencies | Houses For Sale Vacation Rentals | Land and Lots For Sale Commercial Listings | Rental Agents | Businesses For Sale 5000 sq. meters (1.2 acres) for sale. Build the Shangri-La of your dreams in this optimum location, just 15 minutes to San Miguel. Surrounded by trees and located just paces away from the "La Cieneguita" church, hot springs, and other houses, this tranquil country setting has direct road access, electricity, and water. $20 USD per sqr. meter (click on images to enlarge ) for more information contact: Edward Test or Luz Camarena email: luzcamarena@hotmail.com tel: + 52 (415) 152-6926 BEAUTIFUL LOTS FOR SALE NEXT TO "BOTANICAL GARDENS" Great views, and gorgeous sunsets, overlooking San Miguel and the mountains of Guanajuato. Large sized lots, in keeping with the location, just a stones throw from the "Botanical Garden". Tranquil setting, "close to town" The "Botanical Gardens is one of the enduring attractions of San Miguel. A home here will only improve with time! (click on images to enlarge ) Contact: email: hogargt@yahoo.com Telephone in San Miguel: +52 415 152 5546 San Miguel de Allende, GTO Mexico Recommended Books from Amazon.com How to Buy Real Estate in Mexico How to Do Businesses in Mexico Live Well in Mexico Search: All Products Books Popular Music Classical Music Video DVD Keywords: © 2000 - 2005 internetsanmiguel.com - san miguel de allende, gto. This site has had visitors since May 1st 2000
Real Estate Agent
Real Estate | Homes for Sale | Houses for Sale | RealEstate | REALTORs ® | Real Estate Agent State/Province: Anchorage Fairbanks Anniston-Oxford Auburn-Opelika Birmingham-Hoover Columbus Decatur Dothan Florence Gadsden Huntsville Mobile Montgomery Tuscaloosa Fayetteville-Springdale-Rogers Fort Smith Hot Springs Jonesboro Little Rock-North Little Rock Memphis Pine Bluff Texarkana Flagstaff Phoenix-Mesa-Scottsdale Prescott Tucson Yuma Bakersfield Chico El Centro Fresno Hanford-Corcoran Los Angeles-Long Beach-Glendale Madera Merced Modesto Napa Oakland-Fremont-Hayward Oxnard-Thousand Oaks-Ventura Redding Riverside-San Bernardino-Ontario Sacramento--Arden-Arcade--Roseville Salinas San Diego-Carlsbad-San Marcos San Francisco-San Mateo-Redwood City San Jose-Sunnyvale-Santa Clara San Luis Obispo-Paso Robles Santa Ana-Anaheim-Irvine Santa Barbara-Santa Maria-Goleta Santa Cruz-Watsonville Santa Rosa-Petaluma Stockton Vallejo-Fairfield Visalia-Porterville Yuba City-Marysville Boulder Colorado Springs Denver-Aurora Fort Collins-Loveland Grand Junction Greeley Pueblo Bridgeport-Stamford-Norwalk Hartford-West Hartford-East Hartford New Haven-Milford Norwich-New London Washington-Arlington-Alexandria Dover Wilmington Cape Coral-Fort Myers Deltona-Daytona Beach-Ormond Beach Fort Lauderdale-Pompano Beach-Deerfield Beach Fort Walton Beach-Crestview-Destin Gainesville Jacksonville Lakeland-Winter Haven Miami-Miami Beach-Kendall Naples-Marco Island Ocala Orlando Palm Bay-Melbourne-Titusville Panama City-Lynn Haven Pensacola-Ferry Pass-Brent Port St. Lucie-Fort Pierce Punta Gorda Sarasota-Bradenton-Venice Tallahassee Tampa-St. Petersburg-Clearwater Vero Beach West Palm Beach-Boca Raton-Boynton Beach Albany Athens-Clarke County Atlanta-Sandy Springs-Marietta Augusta-Richmond County Brunswick Chattanooga Columbus Dalton Gainesville Hinesville-Fort Stewart Macon Rome Savannah Valdosta Warner Robins Honolulu Ames Cedar Rapids Davenport-Moline-Rock Island Des Moines Dubuque Iowa City Omaha-Council Bluffs Sioux City Waterloo-Cedar Falls Boise City-Nampa Coeur d'Alene Idaho Falls Lewiston Logan Pocatello Bloomington-Normal Champaign-Urbana Chicago-Naperville-Joliet Danville Davenport-Moline-Rock Island Decatur Kankakee-Bradley Lake County-Kenosha County Peoria Rockford Saint Louis Springfield Anderson Bloomington Cincinnati-Middletown Columbus Elkhart-Goshen Evansville Fort Wayne Gary Indianapolis Kokomo Lafayette Louisville Michigan City-La Porte Muncie South Bend-Mishawaka Terre Haute Kansas City Lawrence Saint Joseph Topeka Wichita Bowling Green Cincinnati-Middletown Clarksville Elizabethtown Evansville Huntington-Ashland Lexington-Fayette Louisville Owensboro Alexandria Baton Rouge Houma-Bayou Cane-Thibodaux Lafayette Lake Charles Monroe New Orleans-Metairie-Kenner Shreveport-Bossier City Barnstable Town Boston-Quincy Cambridge-Newton-Framingham Essex County Pittsfield Providence-New Bedford-Fall River Springfield Worcester Baltimore-Towson Bethesda-Frederick-Gaithersburg Cumberland Hagerstown-Martinsburg Salisbury Washington-Arlington-Alexandria Wilmington Bangor Lewiston-Auburn Portland-South Portland Ann Arbor Battle Creek Bay City Detroit-Livonia-Dearborn Flint Grand Rapids-Wyoming Holland-Grand Haven Jackson Kalamazoo-Portage Lansing-East Lansing Monroe Muskegon-Norton Shores Niles-Benton Harbor Saginaw-Saginaw Township North South Bend-Mishawaka Warren-Farmington Hills-Troy Duluth Fargo Grand Forks La Crosse Minneapolis-St. Paul-Bloomington Rochester Saint Cloud Columbia Fayetteville-Springdale-Rogers Jefferson City Joplin Kansas City Saint Joseph Saint Louis Springfield Gulfport-Biloxi Hattiesburg Jackson Memphis Pascagoula Billings Great Falls Missoula Asheville Burlington Charlotte-Gastonia-Concord Durham Fayetteville Goldsboro Greensboro-High Point Greenville Hickory-Morganton-Lenoir Jacksonville Raleigh-Cary Rocky Mount Virginia Beach-Norfolk-Newport News Wilmington Winston-Salem Bismarck Fargo Grand Forks Lincoln Omaha-Council Bluffs Sioux City Manchester-Nashua Rockingham County-Strafford County Allentown-Bethlehem-Easton Atlantic City Camden Edison New York-Wayne-White Plains Newark-Union Ocean City Trenton-Ewing Vineland-Millville-Bridgeton Wilmington Albuquerque Farmington Las Cruces Santa Fe Carson City Las Vegas-Paradise Reno-Sparks Albany-Schenectady-Troy Binghamton Buffalo-Cheektowaga-Tonawanda Elmira Glens Falls Ithaca Kingston New York-Wayne-White Plains Poughkeepsie-Newburgh-Middletown Rochester Suffolk County-Nassau County Syracuse Utica-Rome Akron Canton-Massillon Cincinnati-Middletown Cleveland-Elyria-Mentor Columbus Dayton Huntington-Ashland Lima Mansfield Parkersburg-Marietta Sandusky Springfield Toledo Weirton-Steubenville Wheeling Youngstown-Warren-Boardman Fort Smith Lawton Oklahoma City Tulsa Bend Corvallis Eugene-Springfield Medford Portland-Vancouver-Beaverton Salem Allentown-Bethlehem-Easton Altoona Erie Harrisburg-Carlisle Johnstown Lancaster Lebanon Newark-Union Philadelphia Pittsburgh Reading Scranton--Wilkes-Barre State College Williamsport York-Hanover Youngstown-Warren-Boardman Providence-New Bedford-Fall River Anderson Augusta-Richmond County Charleston-North Charleston Charlotte-Gastonia-Concord Columbia Florence Greenville Myrtle Beach-Conway-North Myrtle Beach Spartanburg Sumter Rapid City Sioux City Sioux Falls Chattanooga Clarksville Cleveland Jackson Johnson City Kingsport-Bristol Knoxville Memphis Morristown Nashville-Davidson--Murfreesboro Abilene Amarillo Austin-Round Rock Beaumont-Port Arthur Brownsville-Harlingen College Station-Bryan Corpus Christi Dallas-Plano-Irving El Paso Fort Worth-Arlington Houston-Baytown-Sugar Land Killeen-Temple-Fort Hood Laredo Longview Lubbock McAllen-Edinburg-Pharr Midland Odessa San Angelo San Antonio Sherman-Denison Texarkana Tyler Victoria Waco Wichita Falls Logan Ogden-Clearfield Provo-Orem Saint George Salt Lake City Blacksburg-Christiansburg-Radford Bristol Charlottesville Danville Harrisonburg Kingsport-Bristol Lynchburg Richmond Roanoke Virginia Beach-Norfolk-Newport News Washington-Arlington-Alexandria Winchester Burlington-South Burlington Bellingham Bremerton-Silverdale Kennewick-Richland-Pasco Lewiston Longview-Kelso Mount Vernon-Anacortes Olympia Portland-Vancouver-Beaverton Seattle-Bellevue-Everett Spokane Tacoma Wenatchee Yakima Appleton Duluth Eau Claire Fond du Lac Green Bay Janesville La Crosse Lake County-Kenosha County Madison Milwaukee-Waukesha-West Allis Minneapolis-St. Paul-Bloomington Oshkosh-Neenah Racine Sheboygan Wausau Charleston Cumberland Hagerstown-Martinsburg Huntington-Ashland Morgantown Parkersburg-Marietta Washington-Arlington-Alexandria Weirton-Steubenville Wheeling Winchester Casper Cheyenne Please Choose Your State Alabama, AL Alaska, AK Arizona, AZ Arkansas, AR California, CA Colorado, CO Connecticut, CT Delaware, DE District of Columbia, DC Florida, FL Georgia, GA Hawaii, HI Idaho, ID Illinois, IL Indiana, IN Iowa, IA Kansas, KS Kentucky, KY Louisiana, LA Maine, ME Maryland, MD Massachusetts, MA Michigan, MI Minnesota, MN Mississippi, MS Missouri, MO Montana, MT Nebraska, NE New Hampshire, NH New Jersey,, NJ New Mexico, NM New York, NY Nevada, NV North Carolina, NC North Dakota, ND Ohio, OH Oklahoma, OK Oregon, OR Pennsylvania, PA Rhode Island, RI South Carolina, SC South Dakota, SD Tennessee, TN Texas, TX Utah, UT Vermont, VT Virginia, VA Washington, WA West Virginia. WV Wisconsin, WI Wyoming, WY Metro Area: What's My Home Worth? Find a Home Sell a Home New Home Construction Get Pre-Qualified Home Remodeling Inventing a better way to buy or sell a home RealEstate.com offers you a smarter way to buy or sell a home. We offer a complete set of tools, tips, and resources that you can use as you progress throughout your entire process -- from dreaming of owning a home to moving into a new home of your own. RealEstate.com serves as a personal guide to help you with everything you need along the way! Buying a Home | Selling a Home | Homes for Sale | Credit Report & Score | House Prices at Domania New Home Construction | Find a Mover | Find a REALTOR ® | Home Financing | Real Estate Learning Center Customer Service | Publications | For the Media | News Releases | Join Our Real Estate Network | Post Home Listings Privacy | Security | Terms of Use | Jobs | Disclosures and Licenses | Sitemap | Loans | Commercial Real Estate Houses for Sale in: Atlanta | Austin | Boston | Charlotte | Chicago | Dallas | Denver | Houston | Las Vegas | Los Angeles Miami | Minneapolis | New York | Philadelphia | Phoenix | San Antonio | San Diego | San Francisco | Seattle Washington, DC | Real Estate in More Cities LendingTree technology and processes are patented under US Patent Nos. 6,385,594 and 6,611,816. © 1998 - Real Estate.com, a service of LendingTree, LLC. All Rights Reserved.This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Conversion to LendingTree, LLC We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. REALTOR ® -- A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS ® and subscribes to its strict Code of Ethics. Not all of the real estate professionals participating in the "Agent's Competing" program are REALTORS ® , which are members of the National Association of REALTORS ® . The Home Depot ® is not affiliated with LendingTree, LLC. The Home Depot ® is a registered trademark of Homer TLC, Inc. RealEstate.com is not sponsored by or affiliated with the parent franchisor companies of any of the participating members of its network. * Represents amount of consumer incentives and rebates (in the form of gift cards or other incentives) paid to consumers since August, 2000. ** Full Terms and Conditions Partner Sites: Citysearch | Expedia | Hotels.com | Ticketmaster.com | Hotwire.com | Entertainment.com | Match.com Home Shopping Network | ReserveAmerica | LendingTree.com | iNest | ServiceMagic | Ask Jeeves | Gift Ideas Mortgage Calculator | Refinance at GetSmart | LendingTree Mortgage | Free Online Credit Report | Home Equity Loans
Buy house in the
The Tribune, Chandigarh, India - Business Monday , October 21, 2002, Chandigarh, India THE TRIBUNE SPECIALS 50 YEARS OF INDEPENDENCE TERCENTENARY CELEBRATIONS B U S I N E S S Y O U R M O N E Y A GUIDE TO PERSONAL FINANCE REAL ESTATE Buy house in the colony developed by a coloniser I t is a misconception that the group-housing concept to provide affordable housing accommodation to the public at no-profit no-loss basis has failed in this region. Marginal success to the scheme is mainly attributed to the faulty policies of the government. Tips for buyers A word of caution MARKET SCAN Low response to good results D uring this fortnight corporate results announced so far for the quarter ended September 2002 were good and encouraging but the market response was low and unencouraging. Local residents look at an Italian-made "Pagani Zonda C12S" car in Guangzhou, Guangdong province, on Saturday. The car will be displayed at an auto show which starts on October 22 in Guangzhou. The car has an approximate value of 4 million Hong Kong Dollars ($500,000). Reuters EARLIER STORIES Disinvestment programme has come to a halt: Shourie October 20, 2002 Wipro net profit inches up 2 pc October 19, 2002 Ranbaxy net profit rockets 79 pc October 18, 2002 Disinvestment of A-I, IA ruled out October 17, 2002 SBI and ICICI among top 100 Asian banks October 16, 2002 Cotton output falls October 15, 2002 Gold does not glitter any more October 14, 2002 Deadlines for polluting firms may be extended October 13, 2002 Hughes Soft clocks 32 pc growth in net October 12, 2002 CHECK-OUT Get expensive items insured before mailing S ending an expensive Divali gift to someone special through speed post? Well, here is a note of warning: if the gift gets lost or damaged during transit, all you are entitled to as compensation is twice the amount of money that you have paid towards speed post charges. PREPARING FOR RETIREMENT Sun Life provides umbrella R isks are an integral part of human life. Events that occur in our daily lives indicate time and again that we must prepare ourselves to deal with these risks in a well-planned manner. One of the important precautionary measures stems from an insurance cover. Aims at building wealth Value for money Retirement benefits Flexi Save Endowment Plan FIIs net buyers in equities Inflation falls REAL ESTATE Buy house in the colony developed by a coloniser R. P. Malhotra I t is a misconception that the group-housing concept to provide affordable housing accommodation to the public at no-profit no-loss basis has failed in this region. Marginal success to the scheme is mainly attributed to the faulty policies of the government. For want of a foolproof process to register only the genuinely deserving members (end consumers) in the housing societies, the most of the members of these societies happen to be the speculators who have invested in the schemes for resale. Even the planners have not taken pains to study the demand factor while planning these housing projects as majority of these flats are of HIG category which are out of reach of the low budget buyers falling in the Rs 5-10 lakh slab. In Chandigarh, too, in the series of amendments to the existing building byelaws recently notified by the administration nothing has been done to the stringent conditions applicable to the transfer of property falling under the low budget category keeping the housing board flats/houses, nor transferable properties allotted on concessional rates and group-housing societies flats still forbidden for resale. Tips for buyers For the buyers intending to have a plot/house in these colonies, it is suggested to opt for only approved colonies. As per provisions of the Punjab Apartment Act any land owner, who wish to sell his property in parts as a residential colony, shall have to get the scheme approved from the local authority i.e., Local town planning Office by giving sample provisions for roads, parks, sewerage and water supply. A set percentage of land up to 35 per cent shall have to be left for these public utility services under this act. A word of caution Apart from this certain unscrupulous developers also illegally sell the land on GFA basis without leaving the prescribed area of land for common utility services thus creating unhealthy and inhabitable conditions for the habitats later on. Whereas plots are available @ Rs 2200 to Rs 2500 per square yard on inner roads and Rs 2500/- to Rs 3000/- per square yard on wider roads in approved colonies as compared to corresponding rate of 500/- and 1800/- per square yard in unapproved colonies. In addition to the deteriorated quality of life in the unapproved /unauthorised colonies there is permanent risk of demolition in case of departmental action. For a better community life the intending purchasers are suggested to constitute small group housing societies having members (as small as a group of ten people even less) from their own working circle. By pooling funds they can bargain with the coloniser for a fixed number of plots in one go and by entrusting the project to a single contractor they can save themselves from the construction hassles besides saving money on wholesale purchases. Sanctioning of loan cases will also be an easy process and the things can be processed on a single table. The buyers interested in going for built up flats/houses are also suggested to form small groups. Besides having a competitive bargain they can ask the developer/builder for their particular requirement for a block of houses/flats. Besides all this the intending buyers are advised to enquire from the promoter of the colony about the arrangements made for the supply of drinking water, provision for sewerage outlet, electric supply, width of roads and size of parks before going for a bargain. While selecting for the location of colony, care should be taken not to go for a location just on the main road, near the railway line and near the sewerage drain to avoid noise and pollution. Preference should be given to a colony having close proximity to the main road a school and a dispensary. Before going for a builders house/flat one must thoroughly study the technical blue prints and brochures of the builder. It is most important to ascertain what the builder is going to offer you in turn of your money. Various fittings, fixtures, facilities and services listed in the brochure may not turn out to be value-added services/items later while taking over the possession of the unit. One must also get conversant about the deceptive terminologies, such as of carpet area, covered area, plinth area and super area, being normally used by the builders. For example carpet area i.e. exact usable area is about 35-40% less than the supper area. Major details such as quality of material to be used type of flooring, type of joinery and quality of timber to be used and kind and variety of paint polish etc must also be ascertained and taken into writing before going for to bargain. Proper and effective arrangements of future maintenance of the area such as is roads sewerage water supply electricity and other civic services of the colony after the same is handed over to the occupiers should also be ensured before striking a deaf. Usually such bargains are struck on self-financing basis i.e., the buyers pay the builder in installments as the construction of the project progress through various stages. It becomes the foremost duty of the buyer to visit and supervise the construction activity of the entire project at different stages so as to ensure proper quality and workmanship. Notwithstanding anything contained in the one-sided agreement to purchase, executed between the buyer and the builder, the buyer is protected under the consumer protection act. Still the purchasers are advised to have an expert opinion before signing any of such agreements. cr MARKET SCAN Low response to good results J.C. Anand D uring this fortnight corporate results announced so far for the quarter ended September 2002 were good and encouraging but the market response was low and unencouraging. According to an analysis made by Business Standard, so far 116 companies have announced their results which indicate a growth of 15.06 per cent in sales and 34.42 per cent rise in net profits. The growth profit margin of these 116 companies has increased from 17.03 per cent to 19.86 per cent during the quarter, yet the Sensex has moved only by 2.41 per cent (71 points) during this quarter. Infosys Technologys second quarter results were higher than the markets expectations. It reported 16.1 per cent rise in software revenue with a net profit higher by 12.01 per cent. EPS is estimated at Rs 141 Rs 144, almost the same as in the first quarter. The company expects to have good growth rate in revenues for the third quarter. HDFC announced a bonus issue of one equity share for every share held and reported 21 per cent rise in net profit for the send quarter. FIIs also increased their holdings in software stock comprising Infosys, Mestak, Digital, Global Profit. Ranbaxys third quarter net profit was higher by 79 per cent. A large part of its sales and profitability came from exports. Hero Honda also reported excellent results for this quarter. Jai Bharat Marutis second quarter results indicate that its net profit has gone up to Rs 65.60 lakhs as against Rs 18.42 lakh for the corresponding period last year. Another good news was the AV Birla Groups announcement to buy Larson & Tubros share at Rs 190 per share from the open market, even though the open offer price was much lower than the market expectation. It is unlikely that the Birla Group will be able to collect the share at this price to push up their stake in the company from 14.9 per cent to about 35 per cent as it had announced its intention at the time of the open up. The UTI and financial institutions are unlikely to accept this offer as it is far lower than the price at which Birla Group had purchased Larson and Tubro shares from Reliance. I am of the view that those investors who hold Larson and Tubro shares should not sell it in the market at the open offer rate for the very fact that Birla Group is interested in acquiring management control of this company pushes up the market rating of this share. Even otherwise, Larson & Tubro is Indias top engineering and cement company in the private sector and its construction business is doing extremely well with a lot of fresh orders from India as well as from foreign countries. Another good news is that the Index of Industrial Production (IIP) indicates a growth rate of 5.7 per cent in the general index, though the growth rate in manufacturing is at 5.9 per cent and in capital goods at 10 per cent. India has also recorded a surplus in its current account for the first time in 24 years. The market response to the good corporate results and other welcome news has only been tepid. This is partially due to the fact that the date traders are anxious to book profit at the earliest. It is also possible that the market does not expect equally good results from those companies which have yet to report their second quarter results. Perhaps the more basic reason is that the market is worried about the state of our economy. Apart from S&Ps rating about the national currency, the drought caused by erratic and deficient monsoon rains this year are bound to depress our GDP growth rate this year. According to CMIEs analysis drought conditions are expected to lower overall agriculture production by 7 per cent. As a result, the real GDP is expected to grow only by 3.1 per cent. According to CMIE the real GDP growth rate has never reached 5 per cent in a year of agriculture decline in the past 30 years. Any long term investment should be made with a time scale of at least 2 to 3 years and this investment should be made only in a weak market. co CHECK-OUT by Pushpa Girimaji Get expensive items insured before mailing S ending an expensive Divali gift to someone special through speed post? Well, here is a note of warning: if the gift gets lost or damaged during transit, all you are entitled to as compensation is twice the amount of money that you have paid towards speed post charges. Even here, the maximum that you can get is Rs 1000! And if you think that you can approach the consumer court for relief , forget it. You will get no help there too. Recently, the apex consumer court examined in detail the liability of the post office in case of delay or non-delivery of postal articles sent by speed post. Its verdict was that the consumer courts cannot go beyond the statutory provisions and grant compensation in excess of what is statutorily fixed. And in case of speed post, since Rule 66B of the Indian Post Office Rules says that in case of loss or damage , the compensation shall be double the amount of the composite speed post charges or Rs 1000, whichever is less, the consumer courts cannot grant compensation beyond this amount, the court said. (In case of delay in delivery, whatever may be the consequence of such delay, you are entitled to only a refund of the Speed Post charge). In its order of September 18, 2002, the National Consumer Disputes Redressal commission examined three different petitions all pertaining to Speed Post service.. In the first petition Head Post Master, Post Office Railway Road, Kurukshetra, Haryana vs Vijay Rattan Aggarwal, the complaint pertained to two bank drafts for the sum of Rs 5 lakh sent by Speed Post on January 18, 1995. The post office, which undertook to deliver it within 24 hours, did not do so, forcing the complainant to obtain duplicate bank drafts on March 7, 1995. Claiming loss of interest and loss in business plus harassment, the complainant sought damages from the post office. The District Consumer Disputes Redressal Forum awarded Rs 20,000 as compensation, besides interest of 18 per cent on the amount of Rs 5 lakh for one and a half months. When this was upheld by the State Consumer Disputes Redressal Commission, the post office filed a revision petition before the National Commission. In the second case, Union India vs Brahm Dev Upadhyay, the complainant, having passed the preliminary examination for Uttar Pradesh administrative service, sent by Speed Post the necessary papers required for the final examination. They were not delivered on time, as a result of which the complainant could not appear for the final examination. The District Forum awarded Rs 10,000 as damages . When the State Commission affirmed this order, the post office filed a revision petition. In the third case, Varun Garg vs Assistant Post Master, Post Office, the complainant sent an application form for admission to LLB course in Maharishi Dayanand University, Rohtak by speed post on May 19, 2000. The last date for submission of the application was May 22, but the application was received by the university after this date and was therefore not entertained. The District Forum before which Varun Garg filed a complaint said he was only entitled to a refund of Rs 20 paid towards speed post charges. This was upheld by the State Commission, upon which the complainant filed a revision petition before the apex consumer court. After examining the Indian Post Office Act and the Rules framed therein pertaining to Speed Post, the National Commission said there was no justification for grant of any compensation to the complainants. Said the Commission: Under the Consumer Protection Act, 1986, we cannot go beyond the statutory provisions and grant compensation more than what is statutorily fixed. A Consumer Forum is even bound by the terms of the contract howsoever oppressive these may be unless those terms are against public policy, illegal or void. In other words, consumers cannot get compensation commensurate with the loss suffered on account of delay in delivery or loss or damage to the article entrusted for delivery through Speed Post. So if you are sending expensive goods by Speed Post or through a private courier, get it insured. If you are sending important documents for which you cannot take an insurance policy, just keep your fingers crossed and hope that it reaches the addressee on time and in good condition. PREPARING FOR RETIREMENT Sun Life provides umbrella Naveen S. Garewal R isks are an integral part of human life. Events that occur in our daily lives indicate time and again that we must prepare ourselves to deal with these risks in a well-planned manner. One of the important precautionary measures stems from an insurance cover. A life cover cannot prevent any unfortunate happening, but at least it mitigates the financial loss arising out of an unfortunate happening. It provides strength to face the financial loss that may arise from the loss of a bread earner. Life Insurance addresses multiple needs such as protection against disabilities, preparing one to face the unexpected mishaps, besides providing a plan for a retired life. Aims at building wealth Birla Sun Life insurance, a recent entrant into the insurance sector aims at targeting the youth, providing them with a financial plan. The company says that it provides to the youth a right step to build wealth through a systematic process that offers economic security and provides what each of us craves for - peace of mind. Value for money The Birla Sun Life Insurance that offers five products boasts that its products offer investment options, market driven returns, guaranteed values, high surrender values no exit loads beyond five years, free look period, mix and match options, large protection cover, favourable premiums for female clients, tax benefits and automatic premium payment. Birla Sun Life also offers what it calls Riders. Riders are additional benefits that you may buy and add to your policy in a way that it customises the policy according to an individuals needs. These include the accidental death and dismemberment rider, term rider and critical illness rider. Retirement benefits What you get at retirement is directly proportional to what you save. The age when you start saving in an endowment plan can drastically alter the wealth you acquire at retirement. Take a simple case study where Mr. A, aged 30 years with an annual income of Rs 2 lakh (growing 15 per cent annually) started saving 15 per cent annually till retirement age of 60 years. Given a return of 12 per cent and an expected inflation of 6 per cent, he should have a retirement income of Rs 95,000 per month taking the inflation into count. But if he were to wait till age 40 before he started saving (from an income of Rs 3 lakh annual), he would get a pension of only Rs 24,000 per month. Flexi Save Endowment Plan The Flexi Save Plus Endowment Plan has been designed to offer insurance protection; while at the same time provide an opportunity for investment. Birla Sun Life aims at stressing the point that the premium paid over the years helps the savings to grow and thus helps meet expenses like childrens higher studies, their marriages, retirement funding etc The flexi save plus endowment plan is designed to accumulate the savings through regular premium payment for a fixed duration of time or in a single lump sum to realise the long-term goals and protect the family with insurance cover unique features of the Flexi Save Plus Endowment Plan include choice of duration plan, flexibility of premium payment, choice of investment options, automatic premium payment and access to your funds during the plan duration. The Flexi Save Plus Endowment Plan is available to all between age 1 to 65 years wherein the minimum face amount (Sum Assured) is Rs 50,000 for minors and Rs 75,000 for adults. The duration of the plan can be 10, 15, 20, 25, or 30 years as per the policy plan or as per maturity age of 60, 65,70 and 80 years. The premium-paying period varies from a single pay to 5,10, 15, 20 years with a paying option of premium payment frequency ranging from annually, semi-annually, quarterly or one-time payment. The policy offers a transparency in surrender values and lets you know the exact amount due in case of pre-mature plan termination. Also the policy tells you before hand the amount due on survival up to maturity, surrender value in the maturity year + the balance in additional holding account. Besides the amount due to nominee in event of death of the life insured is disclosed before hand. Riders on the policy that can be bought at an additional cost include accidental death and dismemberment, term and critical illness. The policy also offers a tax benefits under section 88 Sec 10 (10 D) of the Income Tax Act (To be concluded) FIIs net buyers in equities Mumbai, October 20 The foreign institutional investors (FIIs) were net buyers in equities at Rs 56.1 crore ($ 11.5 million) during the trading week ended October 18. The FIIs, however, for the third straight trading week of the month stayed away from the debt market and did not transact a single deal, according to data available with the SEBI here. As per SEBI information, mutual funds netted sales of Rs 165.63 crore in equities and were net buyers to the tune of Rs 394.07 crore in debt instruments. PTI bb Inflation falls New Delhi, October 20 Notwithstanding the domestic oil price hike, inflation declined by another 0.32 per cent to 3.02 per cent for the week ended October 5 even as vegetables became costlier. The hike in vegetable prices was to a great extent contained by fall in the price of foodgrains and fruits, leading to point-to-point Wholesale Price Index (WPI) dip for the third consecutive week from 3.34 per cent in the previous week and the index was 3.18 per cent a year ago. PTI | Punjab | Haryana | Jammu & Kashmir | Himachal Pradesh | Regional Briefs | Nation | Editorial | | Business | Sport | World | Mailbag | In Spotlight | Chandigarh Tribune | Ludhiana Tribune 50 years of Independence | Tercentenary Celebrations | | 122 Years of Trust | Calendar | Weather | Archive | Subscribe | Suggestion | E-mail |
Colorado real estate. If
Colorado Association of Real Estate Investors Home Page Membership Benefits Upcoming M eetings & Events Promote Your Business Hot R eal Estate Topics! Recommended Vendors Real Estate Classifieds Member Area & Discussion Group FREE NEWSLETTER Email: We value your privacy and do not give out your information Read About CAREI in Investors Business Daily! The Truth About Financial Freedom Financial Freedom . You see those words everywhere. They are used to promote every investment imaginable. But can you trust the source of the information? The reason the Colorado Association of Real Estate Investors has become so successful is because our members - people just like you - have become tremendously successful. That is why we are known as the trusted source for investment knowledge on Colorado real estate. If a close friend of yours or a wealthy person referred you to our site, you probably already know this fact: real estate has created more millionaires and multi-millionaires than all other investments combined. We are not here to sell you on real estate; there are many other sites which do that. We assume you already know that real estate is the ultimate investment . What we do on this site and when our Members meet is show you how to invest in real estate intelligently and show you how to outperform the vast majority of all other investors. Investors say that what makes the Colorado Association of Real Estate Investors so unique is that we show our Members how to make money in changing markets. Whether real estate goes up, goes down or even if it stays flat, our Members learn how to make massive profits. Save your time and energy--don’t reinvent the wheel. Many small real estate investors go through the school of hard knocks. Why bother? If you want to be successful at something, find out what other successful people do, emulate their strategies, and you will have similar results. I've made tens of thousands of dollars from the contacts I've made through the Colorado Association of Real Estate Investors. I can't think of any better resource for finding deals, partners, money or referrals." - Bruce Kapp, Investor, Denver, CO The Colorado Assocation of Real Estate Investors was formed in 1994 as a networking and educational group for people interested in using real estate as a vehicle for creating short or long-term wealth. We currently have more than 800 members from all over Colorado. We welcome people from all professions and occupations, full-time or part-time, beginner or experienced. Our focus is on how to acquire residential real estate at a substantial discount or using creative, "nothing-down" techniques. Meetings & Events We have two to three meetings each month to help support your investing success. We generally meet the fourth Wednesday of each month at the Radisson Hotel Denver Southeast near I-225/Parker Rd in South Aurora. Attendance at our generally meetings is about 300 to 400 people. For detailed information about our various monthly meetings, view our the "Meetings & Events" calendar above. "I just wanted to say how much excellent information I received at the last CAREI meeting" - Elizabeth Blackwood, Colorado Springs We feature both local and nationally recognized experts on a variety of topics, such as... Getting Started as an investor Foreclosures "Nothing Down" Purchases "Flipping" Properties Refurbishing & Rehabbing Lease/Options & Lease/Purchase Finding Bargain Properties Writing Contract Offers Creative Financing Techniques Marketing to Find Motivated Sellers Buying Discounted Notes & Mortgages Mobile Homes & Mobile Home Parks 1031 Exchanges & Other Tax Issues Landlording & Property Management Using Self-Directed IRAs to Buy Real Estate Lawsuit Protection & Other Legal Issues How to find money for deals Listen to sample audio from a recent meeting... Guests are welcome to attend our meeting at a charge of $20.00, which can be applied toward membership when you apply the evening of the meeting. No advance registration is required. Meetings start at 7:00 PM and usually last about 2 hours. We also feature members-only meetings on various Saturdays from 9:00 am to 12:00 PM. This meeting is generally held at the Radisson Hotel Denver Southeast (I-225 & Parker). We are also sponsoring a Tuesday evening meeting in Colorado Springs at the Academy Hotel off I-25 & Academy Blvd. Read our events calendar to find out more information on members' meetings. FREE AUDIO CD! Starting in Real Estate Seminar Upcoming Meetings Colorado Association of Real Estate Investors | 300 S. Jackson Street | Suite 100 | Denver, CO 80209 Tel (303) 398-7035 | Fax (303) 671-0516 | e-mail info@carei.com