Home Loan

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Home Mortgage

FRB: Understanding the Home Mortgage Process Understanding the Process and Your Right to Fair Lending Shop for the mortgage package that best meets your financial needs. If you apply for a mortgage and the lender says you don't qualify, keep in mind that some lenders have stricter credit standards than others. Try someone else. Don't stop shopping after one discouraging experience--or even several. "Just Right!" You’ve been looking at houses for months and months, and you have finally found it--the house that’s just right. Now, you’re anxious to buy your new home, move in, and get settled. But you still have an important task ahead of you--getting a mortgage loan. This brochure explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process. You’ll also learn about your legal rights to fair lending and what you have a right to expect in fair treatment. The Fair Housing Act and the Equal Credit Opportunity Act make it unlawful for a lender to decide whether you qualify for a loan, or to offer less favorable terms, for reasons such as your race, national origin or sex and other prohibited factors. If you believe you have been unlawfully discriminated against by a lender, or have questions about the treatment you have received, this brochure also tells you where to file a complaint. Where to Shop and What to Look For The Mortgage Application Process Understanding Your Rights to Fair Lending Directory of Federal Agencies Home | Brochures Accessibility To comment on this site, please fill out our feedback form. Last update: June 21, 2001

Sell House

Home Selling Advice - Get the House Ready to Show - House Selling Tips You are here: About > Home & Garden > Home Buying / Selling > How To Sell a House > Getting it Ready to Sell > Home Selling Advice - Get the House Ready to Show - House Selling Tips Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses Search Home Buying / Selling Stay up to date! Email to a friend Print this page Home Selling Tips How To Sell a House Showings, Should You Stay Or Go? Passing Your Home Inspection More Home Selling Advice The Importance of Curb Appeal Should You Offer a Home Warranty? Giving the Buyer Possession Before Closing Home Selling eCourse Home Selling Materials Delivered Once Weekly Related Blogs Mortgage Fraud Blog The Real Estate Blog The Money Pit Most Popular Modular and Manufactured Homes Finding Your Best Place to ... Home Buying Don'ts First Time Home Buyer Tips Before You Sell Your Home What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews Related Topics Home Repair Architecture Credit / Debt Management Housekeeping Landscaping Home Selling Advice: Get the House Ready to Show From Janet Wickell , Your Guide to Home Buying / Selling . FREE Newsletter. Sign Up Now! Make Sure it's Your House they Come Back to for a Second Look Here's a critical bit of home selling advice: don't even think of putting your house on the market until you've taken a close look at its condition. You usually only have one shot at impressing potential home buyers, so take some time now to prepare the house for showings and you might be rewarded with a faster sale and a higher offer. Home Prep Basics Everything from floors to windows must be spotless, including the oven and other major appliances. Skylights should be crystal-clear, too. Do not forget to make bathrooms shine! Kill the offensive odors. They're the first thing buyers notice, and often a permanent turnoff. Eliminate Clutter: Put away small kitchen appliances and other items that are sitting on countertops and tables. Remove photographs and other small items from table-tops. Organize closets and cabinets. Outside Tasks Clean the drain gutters. Buyers nearly always comment if gutters are full of leaves and it makes them question other maintenance issues. Store or organize items that make the yard look messy. Make your front entry inviting. Decorate it, paint the door, or buy a new door. It's the first look at your house, so make it a good one. If the Home Is Vacant Vacant homes often home buyers with a blast of stale or mildew-laden air, and once buyers smell mildew, they are out the door. During cold months, the interior of a house without heat always feels colder than it is outside. Leaving the heat or air conditioning running while a home is on the market reduces odors and makes the house more inviting. Keep the lawn and landscaping tidy, even if you have to hire someone to do it. That's a start, but you're not finished yet. Take your prep work to the next level if you want to be ready for buyers. 1 2 Next Important disclaimer information about this About site. Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About Oprah's Life Vacation Ideas Shop Safely Online VIDEO: Craft Rooms VIDEO: Christmas Traditions What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews