Sell House
Tips on Buying and Selling Your House Remarked out per Bob Gent 4/11/02 -- TIPS TO HELP YOU SELL YOUR HOME MORE QUICKLY Owners can help expedite the sale of their home by following a few guidelines to make the house more attractive to potential buyers. A thorough self-inspection and a walk-through with your real estate agent can reveal imperfections that might hinder a sale. (Please note: in Washington state, as in many other states, the seller must complete a "Real Property Transfer Disclosure Statement" form about the condition of property being offered for sale. Material defects must be disclosed.) House-hunters typically begin their inspection of a property bypreviewing its "curb appeal." A surprising number ofhomes are eliminated from consideration before potential buyersget out of their car because they find the exterior appearanceunsightly or uninviting. Following are some basic suggestions for improving the marketabilityof your home. Examine the lawn and flower gardens, making sure the lawnis mowed and free of drainage problems. Colorful flowers andshrubs can enhance the home's attractiveness. Check the sidewalks and driveway to make sure they're freeof weeds and clutter. Inspect the home's exterior, looking for loose, missing ordamaged siding and brickwork, a cracked and uneven foundation,and gutters, downspouts or fences that are in disrepair. Paintor repair any problem areas. Clear the decks! Clean decks, patios and steps, removingunnecessary furniture, toys and debris. Tidy up any pet areas. Inspect the front door. A fresh coat of paint or stain anda clean doormat can help create an inviting "first impression." Check lighting, making sure pathways and entry have adequateillumination. Inside the home, you should conduct an equally thorough inspection,since potential buyers are likely to open doors and cupboards,look into, look behind and operate everything to make sure thehome offers the space, layout and features they need. Extensiveredecorating isn't usually recommended, but all rooms should beclean and clutter-free. Think "light," "bright,""open" and "airy." Clear rooms (including closets and storage areas) of everythingbut the basics. Arrange furniture so rooms look spacious. Remove clutter from the basement and garage. Sweep floors,degrease spots and dust. Have carpets and drapes professionally cleaned. Patch walls and ceiling cracks, then repaint or wallpaper,using neutral shades. Check the basement for musty smells and signs of mildew orleaks, correcting any defects. Inspect bathroom and kitchen fixtures to make sure they sparkle,are leak-free and are otherwise functioning well. Remove stainsfrom countertops, sinks, tubs and showers. Test major mechanical components, including the furnace, waterheater and electrical system. Make sure windows and doors open and close easily. Replacecracked or scratched glass. Be aware of the amount and type of insulation. DETERMINING HOW MUCH HOUSE YOU CAN AFFORD Low mortgage rates and special incentives for first-time buyersare making the dream of home ownership a reality for more individualsand families. As you begin your search, you'll want to determinehow much house you can afford and what type of mortgage is bestfor your budget. In general, four factors will influence your ability to buy thatdream home. They are: how much of a down payment you will make. The more cash youput down, the less you'll have to borrow. the amount you need to borrow (your mortgage) to cover a monthlypayment for the loan principal (amount borrowed), interest ("price"charged for your use of the lender's money), taxes ( a portionof property taxes), and insurance. the mortgage interest rate. the repayment terms of your loan. When applying for a mortgage, your current earnings and expectedincome during the next few years may influence your borrowingpower. Outstanding long-term debt and how long you expect tostay in the home you're buying may also be considered. Most realty agents recommend getting preliminary approval fora loan, usually by getting "pre-qualified" or "pre-approved"for a certain monthly payment. Getting approved for a loan requireshaving a lender verify your financial situation, including yourcurrent assets (income, savings, investments and other sourcesof revenue) and your liabilities (existing loans, credit cardbalances and other obligations). Using this information, thelender will evaluate whether there are sufficient funds for thedown payment, whether you have adequate income to make monthlypayments, and your overall credit-worthiness, which is based ona review of your borrowing history. According to many real estate professionals and lenders, the biggestreason people get turned down for a loan is poor credit. Reviewingyour credit status and correcting any mistakes before applyingfor a loan can help you avoid surprises or disappointments. Consumersmay request a copy of their credit report from one of three majorreporting services: Equifax: 1-800-685-1111 Trans Union: 1-800-851-2674 Experian: 1-888-EXPERIAN (1-888-397-3742) A small fee may apply, although if you've been denied credit recently,federal law mandates that the lender tell you which company suppliedthe information. You have a right to a free copy of your reportfrom that company so long as you request it within 30 days ofthe credit denial. Pre-qualification, based on numbers you supply to a lender, isan indication of the range of what you can afford. Getting pre-qualifiedis neither a commitment to loan you money, nor is it an obligationby you to borrow from a particular lender. Lenders typically use one of two guidelines when evaluating aloan request. Most lenders will limit the loan amount to a percentageof your gross monthly income or to a multiple of your annualhousehold income. As a general rule, individuals or families can usually handlea housing payment that amounts to 25- to-28 percent of their grossmonthly income. Following this guideline, if gross monthly incomeis $3,500, monthly payments (inclusive of taxes and insurance)in the range of $875 to $980 are considered reasonable. Somelenders use an alternate ratio that allows 36 percent of totalmonthly income for housing expenses and other long-term debts,such as car loans, credit card payments and obligations for childsupport. (Monthly living expenses for utilities, groceries, entertainment,medical and auto insurance are not calculated in this formula.) Another guideline, based on gross annual household income, assumesmost borrowers can afford up to 2.5 times their gross annual income. This means a borrower with total income of $40,000 may qualifyfor a loan of up to $100,000. Whether using a "multiplier method" or a "percentagemethod," prospective home buyers should allow for closingcosts and moving expenses. (Closing costs are the fees and taxesthat are paid when the deed is transferred. These usually amountto 5-to-10 percent of the mortgage amount. Moving expenses includecosts for movers, as well as "move-in" deposits forutilities and other "necessities"). Many lenders provide work sheets and charts to help you calculateyour borrowing power, along tables so you can compare paymentsat different rates and for different loan periods. (Some realestate brokers and financial institutions even have "mortgagecalculators" on their Internet site to help you determinewhat you can afford.) Your borrowing power can be increased with favorable interestrates and terms. With lower rates, you can borrow more money. Different types of loans and the duration of the payback periodwill influence the interest rate that will be applied to yourmortgage. In general, the shorter the term of the loan, the lowerthe interest rate. There are dozens of different types of mortgage programs froma wide variety of financial institutions, including mortgage companies,saving and loan associations, commercial banks and credit unions. Prudent consumers will find it pays to compare options to findthe right loan for their particular situation. THE MULTIPLE LISTING SERVICE (MLS) A multiple listing service is a system for collecting and organizinginformation on available properties in a given area. Such informationis shared by members who agree to cooperate with each other andto abide by certain operating procedures. This service enablesbuyers to have a vast selection of homes to consider, while sellersbenefit from having their property exposed to a large networkof real estate professionals and their clients. Most brokers in the Seattle-Everett-Tacoma area are members of the Northwest Multiple Listing Service (NWMLS), formerly called Puget Sound Multiple Listing Association (PSMLA). More than 1,300 companies with approximately 15,000 licensed sales professionals currently belong to this independent association. In addition to its primary function of maintaining a comprehensive database on thousands of properties, NWMLS produces various legal forms, publications and reports for its members. The "multiple" also maintains an electronic keybox system, which allows access to listings by authorized agents. Other benefits include an array of computerized services to assist with property searches, financial analysis, communications between offices, and access to data on property taxes, local schools and other information. Ongoing training and technical support are also available to NWMLS brokers and agents.
home loan mortgage countrywide
Free Web space and hosting from webtimetools.com Popular Searches: Washington mutual home loan - home loan interest rate. Home construction loan goldmedalmortgage com home loan mortgage countrywide home loan goldmedalmortgage com home loan mortgage mortgage fixed rate home equity loan home loan mortgage refinance loan long beach home equity loan oregon home equity loan connecticut home equity loan texas home equity loan poor credit home loan texas home loan california home loan home owner personal loan bad credit home improvement loan aames home loan colorado home loan interest only home loan washington mutual home loan home construction loan home equity loan lowest rate home equity loan nevada home improvement loan government home loan countrywide home loan customer service home loan rate government home loan orange county home equity loan federal home loan bank refinance home equity loan home mortgage loan rate wizard home loan newport beach home equity loan first time home buyer loan home equity loan online bad credit home mortgage loan home loan for people with bad credit va home loan federal home loan bank manufactured home loan florida home loan maryland home loan home equity loan refinancing fha home loan home equity loan rate government home loan san diego home loan home loan pennsylvania home equity loan colorado home equity loan kansas home equity loan home owner loan orange county home equity loan home loan settlement home equity loan interest rate louisiana home equity loan illinois home loan american home loan florida home equity loan home equity loan kentucky california home equity loan alaska home loan goldmedalmortgage com home loan mortgage refinance bad credit home equity loan california home loan jacksonville home equity loan best home equity loan rate home equity loan minnesota refinance home equity loan mobile home loan best home loan home equity loan kentucky home improvement loan calculator bad credit mobile home loan well fargo home loan ontario home loan well fargo home equity loan home equity loan tax deduction com en home language loan site maryland home equity loan home mortgage refinance loan new home loan first horizon home loan goldmedalmortgage com home loan refinance refinance home equity loan calculator home equity loan las vegas home loan new home loan best home equity loan home loan rate second mortgage home loan new hampshire home equity loan new jersey home equity loan arizona home equity loan debt consolidation home loan goldmedalmortgage com home loan goldmedalmortgage com home loan refinance bad credit home loan home equity loan company federal home loan bank 125 home equity loan home mortgage loan california home savings and loan
Real Estate - Homes
EURED.COM, European Real Estate and Property Directory: Real estate links for listings, homes for sale, home loans, home buying Home - New Links - Hot Links - Top Rated Links - Editor Pick - User Control Panel Add URL - Update URL - Getting Rated - Members - Become an Editor Power Search Login Always remember me Have not registered yet? Register now! Hot Links CYPRUSREALTOR.com: Cyprus Property and Real Estate - Homes for Sale Hellenic Realty : real estate in Greece easyBG.com Properties Croatia Property Paphos Cyprus Villa Rentals WWW.DAOREAL.COM - Bulgarian Real Estate agent Property Abroad Bulgaria property for sale World Of Real Estate Euro Imobiliare - Real Estate Agency - Romania Zagreb Real Estate & Consulting ADIS Ltd. - The Real Estates Professionals, Bulgaria BULHOME - real estate agency Real Estate Hellas Ontario Real Estate Listings Our Sponsors Cyprus Holiday Villas Cyprus Property Online Cyprus hotels Cyprus Real Estate Directory Real Estate News Mailing List Subscribe Unsubscribe Tell a Friend Your Name Your Email Friend's Name Friend's Email DIRECTORY Africa (16) Africa Real Estate Egypt Kenya South Africa Asia (92) Asia Real Estate China Hong Kong India ... Australia (26) Australia Real Estate Australia Fiji New Zealand Europe (1072) Europe Real Estate Austria Belgium Bulgaria ... Global (44) World Real Estate North America (869) North America Real Estate Belize Canada Costa Rica ... South America (22) South America Real Estate Argentina Bolivia Brazil ... LATEST NEW AND UPDATED LISTING :-)Chao:: Vietnam real estate and expat services: Saigon, HCM, Hochiminh city and Hanoi. New Vietnam real estate and expat services. Houses, home, apartments, office, cars, factories, warehouses, industry park listing, land, properties, for rent, for lease, for hire and for sale in vietnam. Business consultancy, foreign investment law, law firms. Projects calling for investment. Hotels and resorts. Category: Asia Hanoi House Hunter - Vietnam Real Estate Agency New Specializes in helping the foreign community with Hanoi House Hunter Co.,Ltd Vietnam real estate rentalsincluding villas, apartments, houses and offices. Provides listings with photos. Category: Asia Pasadena Homes New Pasadena HUD homes, Free List Of HUD VA Bank Foreclosures Nationwide, Will Match You With a Lender and RealtorFind HUD, Pasadena HUD homes, Pasadena real estate, for sale, Nationwide HUD Directory, first time home buyers, VA Foreclosures, Pasadena real estate agents, Pasadena house values. Get access to listings, top Pasadena REALTORS, new homes and foreclosures. Our free real estate services feature all Pasadena Maryland cities suburbs. We also have information on first time home buyers, mortgages, insurance, credit cards, movers and other services for anyone looking to buy a home or sell a home Pasadena, MD or Nationwide Category: North America Charterhill Group New Our companies specialise in many areas of expertise. Accountancy, business mentoring and advisory. Along with Commerical, residential property development and leasing, and property advisory services. Category: Australia Second House Real Estate New Web dedicated to the real estate group Second House, located in Barcelona, Spain Category: Europe Spain Find Bulgaria Property New Real estate properties portal for Bulgaria offers foreigners useful information about Bulgaria, legal advice and Bulgarian property market. Hot offers and wide range from Bulgarian properties for sale houses and apartments Category: Europe Bulgaria BetaImobiliare - The Real Estate Agency New Website where you can search for hauses, villas, apartaments, comercial spaces and also land for sale or for rent on beautiful Romanian the Black Sea Coastline Category: Europe Romania Find a Real Estate Agent, Find Homes for Sale, Find Florida Realtors New OnlyTopAgents.com - The first and only national network of top performing real estate agents. The nations best real estate agents at your service. Category: North America Costa Rica Real Estate - Proyecto Urbano New The construction and real estate company in Costa Rica that offers services such as general contracting, construction management, design, construction and Real Estate Sales. Category: North America Costa Rica Bulgarian Properties - Coral Estates New Bulgarian property agents providing second homes and property investments for sale in Bulgaria, in regions such as Golden Sands, Sunny Beach, Nessebar, Varna and Bourgas. Category: Europe Bulgaria Buy US properties and earn 15% or more on you investment New We handle oversees investors Real Estate Investments on American Properties. If you are an Investor looking for a 15% return on investment contact us immediately, we have what your looking for. Category: Europe Russia Corporate Housing Washington DC New We are a fast, free locator service for finding corporate and temporary housing, furnished apartments in entire of United States. Category: North America United States Washington Correct-Properties - Varna, Bulgaria` New Real estate agency, Varna, Bulgaria; Purchasing; Selling; Legal service; Accountant service; Consulting; Furnishing; Rentals; Village property; Flat; Apartment; Houses; Villas Category: Europe Bulgaria SOUTHEASTestate - Real Estate Management New We are your reliable partner for acquisition of real estate and investment in Croatia, for new building and renovation as well as for maintenance and arrangements of your domicile. Our enterprise unites all real-estate relevant disciplines. We ensure that, during the entire phase of purchase or construction, even afterwards, you will have the same contact person for all questions arising about the purchase of your real estate in Croatia. We are working together with a lawyer office, so that our clients are secure in legal matters when purchasing real estate in Croatia and Istria.Searchable Property DataBase with long descriptions. Category: Europe Croatia Atlanta Georgia homes for sale, real estate, land, properties. Atlanta Georgia Homes. New Atlanta Georgia homes for sale, real estate, properties, suburban Atlanta GA Homes: Alpharetta, Roswell, Duluth, Cumming, Cobb, Sugarloaf, Dunwoody, Peachtree Corners, Norcross, Woodstock, Sugar Hill, Buford, Canton, South Forsyth. Atlanta new and resale homes. Category: North America United States Georgia Atlanta homes for sale, real estate, and Atlanta fine properties. Atlanta Georgia Homes - real estat New Atlanta homes for sale, homes in Atlanta, luxury real estate, properties, and real estate in Atlanta, Alpharetta, Cumming, Grayson, Buckhead, Brookhaven, Suwanee, Duluth, Forsyth, Marietta, Roswell, and Peachtree Corners. Category: North America United States Georgia Atlanta Golf homes for sale. Atlanta golf real estate - Golf communities. New Atlanta golf homes for sale. Search for Atlanta: golf communities, golf homes, country clubs, exclusive, gated, golf course lots, and listings. View MLS: homes, tours, luxury, golf, virtual, pictures, commercial, land, condos, and properties for sale. Category: North America United States Georgia Gwinnett Homes for sale: Gwinnett Georgia - real estate, luxury homes, properties, real estate agent New Gwinnett Homes for sale. Gwinnett Homes - new homes, buying, selling or listing your home for sale, or relocating, call us! Gwinnett real estate: Atlanta, Gwinnett, Sugar Hill, Buford, Dacula, Duluth, Peachtree Corners, Norcross, Lawrenceville, Snellville, Buford, Suwanee, Sugarloaf, Grayson, Hamilton Mills, Lake Lanier and Lilburn. Category: North America United States Georgia Home - New Links - Hot Links - Top Rated Links - Editor Pick - User Control Panel Add a Listing - Update a Listing - Getting Rated - Members - Become an Editor
Rental Property Stocks and
How to Buy Rental Property - eHow.com Clear Instructions on How To Do (just about) Everything Web eHow.com Home Finance & Business Center Real Estate How to Buy Rental Property Stocks and bonds aren't the only money-making investment in town. Consider rental property if you're prepared for extensive research, a fair amount of financial commitment and, depending on how you set things up, a significant role in maintaining the property. Steps: 1. Assess your financial requirements and goals. Do you need a steady stream of income from your rental or do you plan on selling it for a profit in a couple of years? If it's the latter, look for lower priced property that you can fix up as you rent it out. 2. Consider being a resident landlord by purchasing a multiunit property and living in one apartment. In many cases, the income from the other unit(s) will cover your mortgage payment, allowing you to effectively live for free. Being on-site has other advantages, including ensuring that the property is well-maintained. 3. Decide if you want to do maintenance yourself. If you have the skills, equipment and temperament to deal with upset tenants and a backed up toilet at 2 a.m., fine. If you plan on hiring a property manager, add about 5 percent of gross income into your calculations. 4. Choose the kind of property you want. Single-family houses are generally less expensive than apartment complexes because of pure size, but generate less income. Apartments, on the other hand, can require more upkeep. 5. Get preapproved for a mortgage (see How to Shop for a Mortgage ). Financing investment property is different from residential property in that it requires a much larger down payment. 6. Start shopping: Check out classified ads in the newspaper and online. Find a real estate agent who specializes in commercial or income-generating properties. 7. Choose property where people want to live, close to shops, parks and decent schools, and in a well-kept neighborhood. There's nothing worse than owning a rental property without any renters. In addition, check out any restrictions on renting with the home owners association, which, if there is one, can have a say in any rental agreements. 8. Consider what improvements, if any, you may be willing to make. Buying a fixer-upper will be less expensive than a property in pristine condition, but you can go broke bringing a property up to rentable condition. Before you buy, get cost estimates for all necessary fixes. See How to Buy and Sell a Fixer-Upper . 9. Have the property inspected. You may also want to order an appraisal to get a fair market value. 10. Search past records for vacancy rates over the last five to ten years as well as at present. If the building is occupied, find out how long the tenants have lived at the property. Long-term residents are valuable, but may also have been signed on at a lower rental rate. 11. Plan on spending time and money advertising for and interviewing potential renters. Have a contingency plan in place if a unit remains vacant for a few months. 12. Determine what a competitive rental rate is for your property by asking rental agents what they would expect to charge, by reviewing area apartment listings, and by personally visiting units available in the neighborhood. 13. Run the numbers. Make certain that whatever income you derive covers your costs of owning the property, plus a profit. 14. Work with an attorney to draw up and review any necessary papers relevant to the purchase. 15. Negotiate the terms of the sale. Some sellers may be willing to pick up a share of closing costs and other expenses. The eventual price will also be affected by prevailing market conditions--keep these in mind when negotiating. Overall Tips: Check to see whether the value of other area properties have increased or decreased in the past five years. Try to buy in an area that's on the way up. Pay attention to when improvements were made to a property, which aids in the estimate of the building's value. Recent renovations are worth more than upgrades done a decade or more ago. Be on the lookout for any hazards common to older properties, such as asbestos, lead-based paint and electrical systems that are not up to code. Budget in reconciling these problems. Some cities offer low interest financing to property owners needing to make renovations. Look into such programs if you know you'll need to have the property painted, windows replaced or similar exterior repairs made. Discuss any tax benefits with a tax specialist. There may be local tax incentives for renovating your property as well as advantageous approaches to declaring your expenses. What to look for: Income produced meets financial goals Suitable property Appealing location Vacancy rates Neighborhood rental rates Please Share Your Tips with Us More Resources: Contribute to eHow: Write an eHow Article Suggest a Topic Give Us Feedback on This Article Related eHows: Advertise Your Rental Property Evaluate Prospective Tenants for Your Rental Property Buy and Sell a Fixer-Upper Rent Your Home for a Movie or Catalog Shoot Buy a House Project Details: Skill Advisory: Challenging New! -- Related eHows: Advertise Your Rental Property Evaluate Prospective Tenants for Your Rental Property Buy and Sell a Fixer-Upper Rent Your Home for a Movie or Catalog Shoot Buy a House Check out Thousands of How-To Solutions in eHow's Centers Automotive Careers & Education Computers & Home Electronics Family & Relationships Finance & Business Food & Entertaining Health Hobbies & Games Holidays & Traditions Home & Garden Personal Care & Style Pets Sports & Fitness Travel How to: --? Web eHow.com Home | Site Map | About Us | How To Books | Link to eHow Subscribe to the eHow of the Day Mailing List : Have the eHow of the Day appear on your My Yahoo! Page: Add the eHow of the Day to your RSS reader: © 1999-2005 eHow, Inc. How things get done. Use of this web site constitutes acceptance of the eHow Terms of Use and Privacy .
Texas Land Trust Conference
TPWD: News Release: Feb. 2, 2004: TPWD To Host 2004 Texas Land Trust Conference Maincontent Local Navigation Supplemental Information print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home News & Media Releases TPWD Media Links: Texas Parks & Wildlife Magazine Texas Parks & Wildlife Television Program Passport To Texas Radio Program TPWD News Releases Boating Fishing Game Warden Field Notes Hunting Weekly Migratory Bird Hunting Reports State Parks and Destinations News Roundups News Images Radio News Calendar Plain Text: Plain text versions of TPWD news releases are provided for copying and pasting into editing software. To copy text into an editing software: Click a Plain Text link to display the plain text page in your browser. Select all. Copy. Paste in a document in your editing program. If you have any suggestions for improving these pages, send an e-mail to webtech@tpwd.state.tx.us and mention Plain Text Pages. News Releases Note: This item is more than a year old. Please take the publication date into consideration for any date references. Plain Text Media Contact for This Release: Tom Harvey, (512) 389-4453, tom.harvey@tpwd.state.tx.us Feb. 2, 2004 TPWD To Host 2004 Texas Land Trust Conference AUSTIN, Texas With each passing year, Texans trade in open ranges, grasslands and rivers for strip shopping malls and concrete parking lots. But landowners have other choices for the use of their wide-open spaces, even in a slow economy. The 2004 Statewide Land Trust Conference hopes to offer a few more conservation-friendly options for open lands. Common Ground, Gaining Ground: Tools for Shaping the Texas Landscape on Feb. 27-28 in Austin will offer participants training for land conservation, networking opportunities and meetings with state and federal agencies. Carolyn Vogel, with the Texas Land Trust Council at the Texas Parks and Wildlife Department, encourages attorneys, appraisers, private landowners, and those involved in land trusts to attend. Vogel said when land is passed down through a family, it often is split up through fences or partitions, which can harm the natural movement of wildlife. Sometimes the inherited property is too small to live off of, and parcels are sold off. Development affects water quality and the ecosystem. “A lot of landowners feel they are backed against a wall,” Vogel said. “The only thing they can do is sell since the land can no longer support them. Texas loses more farmland every year, (about 283 square mile), than any other state in the country.” Landowners, their advisors and the conservation community will come together at the 2004 conference to learn about the range of assistance available to them. This includes technical and financial assistance programs and potential tax incentives. These tax incentives will be discussed as part of an all-day conservation easement workshop on Friday, Feb 27. Another topic will be a recent study by the American Farmland Trust and Texas A&M University called Texas Rural Lands: Trends and Conservation Implications for the 21 st Century. A session and workshop will discuss findings about how and why open land is disappearing and what the future may look like. Continuing education credits in several fields are pending. Early registration by Feb. 6 is $65 for Texas Land Trust Council members and $85 for non-members. After that date, the fee is $100. For more information about the conference, contact Susan Harris at (512) 389-4961 or by e-mail at susan.harris@tpwd.state.tx.us or download a brochure (http://www.tpwd.state.tx.us/conserve/tltc/bulletinboard/). SA 2004-02-02 Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: December 27, 2005, 3:47 pm