Buy House

Buy my house, please! - Sep. 11, 2003 CNN/Money Web Autos Real Estate Money's Best Home Markets & Stocks News Jobs & Economy World Biz Technology Commentary Personal Finance College Credit and Debt Insurance Interest Rates Retirement Tax Center Ask the Expert Five Tips The Good Life Millionaire in the Making Money 101 Moneyville Retirement Planner Savings Calculator Asset Allocator Mutual Funds Money Magazine Video CNN TV Fortune 500 Best Employers Money 101 Portfolio Calculators Real-time Quotes Last 5 Quotes SPONSORED BY include virtual="/fn_adspaces/markets-stocks/last_five_quotes/sponsor.88x31.ad" -- CNN/Money Email newsletters RSS Mobile news Money archives Buy story reprints Find a Mortgage SPECIAL OFFER Your Money Your Home Buy my house, please! As the market cools, it will take more work to get that 'For Sale' sign out of your front yard. September 11, 2003: 5:10 PM EDT By Sarah Max, CNN/Money Staff Writer BEND, Ore. (CNN/Money) To say that it's been a seller's housing market is the understatement of the year. Homeowners looking to sell in most parts of the country haven't had to wait around very long for a suitable offer, and those in the best markets have seen their homes swooped up in a matter of days, even hours. In early 2003, in fact, 21 percent of all houses went into contract less than one week after going on the market, according to the National Association of Realtors (NAR). On average, houses sold in just five weeks nearly half the time it took throughout the 1990s. "I believe this may be our best year ever," said David Hemenway, a realtor in Cottage Grove, Ore., who's been in the business since 1968. On the other side of the country in Sebring, Fla., realtor Chip Boring is enjoying a record year. Yet, both are aware that great times can't last forever. "Up until the last 2 1/2 years the average time on the market was anywhere from 180 days to 210 days," Boring said. And Hemenway recalls the early 1980s when his listings lingered on the market, sometimes for years. As interest rates creep up, buyers' budgets creep down and markets return to more normal levels, sellers will discover that it takes a little more work (and patience) to unload their homes. Many already have. While there is little you can do to change the laws of supply and demand, you have some control over whether your house sits or sells. Here are the most common reasons houses don't sell, in order of importance. The price is not right Even in the best of markets, setting your price too high is a mistake -- unless you really don't want to sell your house. "Starting too high is the worst thing you can do," said Hemenway. More on Your Home • Mortgage Application Center • Beating higher rates • Mortgage demand hits 14-month low • Choosing the best mortgage now Why? Because your greatest opportunity for selling your house is immediately after it goes on the market. That's when the majority of serious buyers will see the house. "Even if you lower the price to reflect the market, you'll have fewer people coming through than if you'd just priced it right to begin with," said Hemenway. In fact, it's not until after you bring the price down below the market something few sellers want to do that interest will pick up again. To make matters worse, say real estate agents, the longer a house sits the harder it is to sell. "Everyone thinks there must be something wrong with the house if it hasn't sold," said Boring, adding that for this reason he won't take on a listing if the seller insists on asking more than the house is worth. To drum up new interest among buyers, sellers sometimes pay for extra advertising or offer to, for example, pay for closing costs as a way to get buyers' attention. "In markets where people don't have a lot of cash, paying for closing costs or buying down interest rates with points up front can put you at a huge advantage," said Ron Phipps, a realtor in Warwick, R.I. The house is in the wrong place When markets are good, buyers are more willing to buy on the outskirts of an area or turn a blind eye to busy streets, bad views and other problems. But when markets cool down, it's these spots that suffer the most, said Hemenway. Short of moving the house, there is not much you can do if it is in the wrong location. But while in the house you can take care to make sure you don't over-improve your property relative to the ones around it. "If you have a $300,000 house in a neighborhood of $100,000, be prepared to lower the price or let it sit," said Boring. Buyers can't get past the front door Realtors say that getting buyers to take a look inside a house is the biggest challenge of selling a house. Once they've stepped through the door buyers are more likely to consider a place. "I recently sold a house that from the front was not very inspired," said Phipps. "The buyers came to the open house only because they needed to kill time, but once inside they were interested." For this reason, a little time and money spent on curb appeal will go a long way. Trimming the grass, washing the windows and planting a few flowers may be all it takes. In the case of houses whose best features are inside or out back, Phipps recommends taking good interior pictures and putting 360-degree tours online. Sellers sometimes get buyers to look past their homes' imperfections with creative extras. "I've seen sellers offer decorating allowances, and pay for cleaning service and landscaping," said Phipps. "Several years ago a seller in the bakery business offered to bring the buyer a different cake every month." Too much chintz and tchotchkes Less is more when it comes to attracting buyers. "Put all of those pictures of your family and other personal treasures away," said Sheryl Gregory, a broker in Wynthrop, Maine. "It distracts buyers and makes it harder for them to picture themselves in the house." She also recommends taking down distracting curtains and putting on a fresh coat of paint. "Buyers sometimes get scared if they wander through a house and think they're going to have to do a lot of painting," she added. --* Disclaimer Selling? Buying? Click to compare top local real estate agents More on YOUR HOME • Your Home: Bracing for higher rates • Refinancing demand lags again • A rose is (not) a rose TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available.

Real Estate Prices

MONEY Magazine: Your Home 2005: The 100 Major Markets - Jun. 1, 2005 Web CNN/Money Buying & Selling Investment Property Home Improvement Million $ Life Financing Best Places SAVE | EMAIL | PRINT | SUBSCRIBE TO MONEY | The 100 Major Markets While currently hot real estate markets may cool, don't look for many outright losers just yet. June 1, 2005: 7:01 PM EDT More real estate • Pros and cons of interest-only mortgages • How much house can you afford? NEW YORK (MONEY Magazine) - Home prices across the country will likely keep rising over the next year. While many hot markets on both coasts could see a dramatic slowdown in their growth rates, the forecasters at housing research firm Case Shiller Weiss aren't predicting outright losers anywhere. Nationally, home values climbed 14 percent last year, or nearly double the 8 percent of 2003, when the bubble talk began in earnest. Prices are up 20 percent or more in some coastal cities, putting homes out of reach for many. In Los Angeles, for example, just 5 percent of homes sell at prices affordable to a median-income local family. Don't panic just yet, though. Any pop is unlikely to be nearly as severe as what can happen in the stock market. Local markets can drop 10 to 20 percent, but that's about as bad as it usually gets. And a crash is merely a paper loss as long as you don't need to move. Meanwhile, you get a roof over your head and, with a little luck, nice neighbors and good public schools too. Metro area Median home price 5yr change in avg home price Growth forecast to June 2006 United States $190,000 65.1% 7.1% New York/Northern New Jersey/Long Island/Connecticut    New York City $435,000 91.2% 12.6%    Nassau/Suffolk, N.Y. $440,000 92.1% 11.6%    Newark $330,000 79.0% 11.4%    Bergen/Passaic, N.J. $390,000 81.9% 11.3%    Middlesex/Somerset/Hunterdon, N.J. $318,000 87.4% 11.1%    Monmouth/Ocean, N.J. $328,000 97.0% 11.3%    Jersey City $300,000 114.2% N.A.    New Haven/Bridgeport/Stamford/Waterbury/Danbury $335,000 69.7% 9.0%    Trenton $230,000 83.4% 11.0% Los Angeles/Riverside/Orange County    Los Angeles/Long Beach $442,000 122.3% 5.0%    Riverside/San Bernardino, Calif. $329,000 137.3% 4.5%    Orange County, Calif. $610,000 126.3% 6.8%    Ventura, Calif. $550,000 122.6% 5.8% Chicago $254,000 49.6% 8.6% Washington/Baltimore    Washington $385,000 107.4% 13.9%    Baltimore $140,000 85.3% 14.2% San Francisco/Oakland/San Jose    Oakland $535,000 96.3% 13.3%    San Francisco $750,000 67.7% 13.6%    San Jose $619,000 63.0% 13.9%    Vallejo/Fairfield/Napa, Calif. $449,000 125.1% 13.8%    Santa Rosa, Calif. $500,000 107.8% 13.2%    Santa Cruz/Watsonville, Calif. $599,000 86.2% 13.0% Boston/Worcester/Lawrence/Lowell/Brockton $339,000 73.6% 8.0% Dallas/Fort Worth    Dallas $137,000 23.1% N.A.    Fort Worth/Arlington N.A. 23.5% N.A. Philadelphia/Wilmington/Atlantic City    Philadelphia $180,000 71.0% 11.7%    Atlantic/Cape May, N.J. $249,000 112.6% 9.4% Detroit/Ann Arbor/Flint    Detroit $160,000 24.3% 4.3%    Ann Arbor $225,000 28.1% 1.2% Houston $136,000 25.2% N.A. Atlanta $188,000 25.2% 6.4% Miami/Fort Lauderdale    Miami $240,000 106.1% 15.3%    Fort Lauderdale $257,000 105.8% 16.3% Phoenix/Mesa $190,000 53.1% 17.7% Seattle/Tacoma/Bremerton    Seattle/Bellevue/Everett $315,000 38.1% 9.1%    Tacoma, Wash. $212,000 36.9% 4.2% Minneapolis/St. Paul $225,000 63.2% 7.4% Cleveland/Akron    Cleveland/Lorain/Elyria $153,000 20.0% 4.3%    Akron $148,000 17.5% 0.7% San Diego $554,000 138.3% 5.9% St. Louis $129,000 38.1% N.A. Tampa/St. Petersburg/Clearwater $172,000 70.8% 14.7% Pittsburgh $108,000 31.1% N.A. Denver $250,000 33.3% 6.0% Cincinnati/Hamilton    Cincinnati $172,000 18.9% 4.0%    Hamilton/Middletown, Ohio $182,000 20.5% 3.2% Portland, Ore./Vancouver $226,000 36.6% 9.8% Sacramento/Yolo    Sacramento $376,000 131.1% 17.1%    Yolo, Calif. $379,000 140.9% 17.4% Kansas City, Mo. $149,000 30.8% N.A. Orlando $195,000 60.6% 14.3% Indianapolis $113,000 18.8% N.A. San Antonio $123,000 24.8% N.A. Norfolk/Virginia Beach/Newport News $168,000 60.9% N.A. Las Vegas $285,000 107.0% N.A. Columbus, Ohio $172,000 22.7% 3.7% Milwaukee/Waukesha $199,000 40.5% N.A. Charlotte/Gastonia/Rock Hill, N.C. N.A. 19.1% N.A. Salt Lake City/Ogden $155,000 -0.2% 0.0% Austin/San Marcos $151,000 24.9% N.A. Nashville $139,000 19.3% 6.4% Providence/Warwick/Pawtucket $257,000 111.7% 17.7% Raleigh/Durham $186,000 18.9% N.A. Hartford $228,000 54.1% 8.9% Buffalo/Niagara Falls $95,000 27.00% N.A. Memphis $126,000 11.5% 3.2% West Palm Beach/Boca Raton, Fla. $282,000 98.0% 21.0% Jacksonville, Fla. $154,000 57.4% N.A. Dayton/Springfield, Ohio $135,000 15.1% 0.3% Fresno $243,000 129.1% N.A. Tucson $179,000 46.6% 8.5% Albuquerque $146,000 13.3% 1.4% Knoxville $121,000 27.3% 7.0% Bakersfield, Calif. $195,000 114.1% N.A. Toledo $124,000 19.7% 0.6% Youngstown/Warren, Ohio $90,000 15.0% 1.8% Springfield, Mass. $182,000 64.1% 10.5% Sarasota/Bradenton $229,000 83.5% 17.0% Stockton/Lodi, Calif. $370,000 126.9% 21.8% Daytona Beach, Fla. $153,000 79.9% 22.0% Lakeland/Winter Haven, Fla. $133,000 46.5% 9.8% Johnson City/Kingsport/Bristol (Tenn./Va.) $90,000 16.2% 4.8% Lansing/East Lansing $134,000 33.0% 2.9% Modesto, Calif. $305,000 140.5% 15.2% Fort Myers/Cape Coral, Fla. $124,000 92.1% 15.1% Canton/Massillon, Ohio $129,000 16.7% 2.2% Salinas, Calif. $526,000 136.2% N.A. Santa Barbara/Santa Maria/Lompoc $445,000 147.9% N.A. Visalia/Tulare/Porterville, Calif. $190,000 86.1% N.A. Fort Pierce/Port St. Lucie, Fla. $280,000 99.8% 13.7% New London/Norwich, Conn. $226,000 71.9% 6.3% Naples, Fla. $300,000 109.3% 22.4% San Luis Obispo/Atascadero/Paso Robles, Calif. $475,000 137.7% 11.3% Merced, Calif. $270,000 126.2% 16.6% Clarksville/Hopkinsville (Tenn./Ky.) $95,000 15.3% 4.2% Chico/Paradise, Calif. $250,000 119.6% 15.2% Burlington, Vt. $226,000 62.7% 7.8% Barnstable/Yarmouth, Mass. $369,000 115.7% 5.6% Punta Gorda, Fla. $154,000 98.1% 17.5% Pittsfield, Mass. $165,000 57.8% 11.1% NOTES: Data as of 2004 unless otherwise noted. N.A.: Not applicable or not available. SOURCES: Fiserv CSW, U.S. Census Bureau, U.S. Department of Housing and Development, National Association of Realtors. «top» The Hot List Most profitable renovations How risky is your 401(k)? Big new tax credits for hybrid cars More Real Estate How to buy and build on rural land Most overvalued housing markets When booms go bust... contact us | magazine customer service | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business2.0 = Money subscribers = Premium content -- * - Time reflects local markets trading time. † - Intraday data is at least 15-minutes delayed. Disclaimer © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available. Top Stories Most overvalued housing markets Risks to the economy in 2006 Which was the worst ad of all in 2005? After the ride, a rest Hilton brands reunite after 40 years YOUR E-MAIL ALERTS Real Estate or Create your own Manage alerts | What is this?

Rental property owners directly,

Vacation Rentals .com - #1 rated site for Vacation Homes, Beach Houses, Villa Rentals #1 Vacation Rentals Directory Beach Houses & Vacation Homes Contact Owners Direct... Home List Your Rental Help Home Owner Login About Us Disclaimer Owners : Listing on Vacation Rentals.com is easy, very cost effective and risk free for 30 days. Click on List Your Rental above and your rental will show up immediately. You will soon be contacted directly by interested renters. See our Testimonials . Renters : There is nothing to join , simply click on the location of your desired Vacation Rentals. Contact the Vacation Rental property owners directly, regarding availability and booking. Property owner contact information is provided on each listing. United States Vacation Rentals Alabama Alaska Arizona Arkansas California Colorado Connecticut DC Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Featured Vacation Rentals Pool villa in highly sought-after Hamilton's Reserve Orlando, Florida Only 7 minutes to DisneyWorld and a few minutes more to Universal and SeaWorld! See Our Past Featured Rentals Caribbean Vacation Rentals Anguilla Antigua Aruba Bahamas Barbados Bermuda Bonaire British Virgin Islands Cayman Islands Cuba Curacao Dominica Dominican Republic Grenada Guadeloupe Guyana Haiti Jamaica Martinique Montserrat Nevis Puerto Rico Roatan/Bay Islands Saba St Barthelemy St Eustatius St Kitts St Lucia St Martin/Maarten St Vincent Tobago Trinidad Turks and Caicos US Virgin Islands Venezuela European Vacation Rentals Austria Belgium Bulgaria Croatia Cyprus Czech Republic England Estonia France Germany Greece Hungary Iceland Ireland Italy Macedonia Maltese Islands Netherlands Norway Portugal Romania Russia Scotland Spain Sweden Switzerland Ukraine Wales Mexico Vacation Rentals Baja California Central Mexico Gulf Of Mexico Northern Mexico Pacific Coast Yucatan Canada Vacation Rentals Alberta British Columbia New Brunswick Newfoundland Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan Other Great Destinations Central America Belize , Costa Rica , Honduras , Nicaragua , Panama South Pacific Australia , Cook Islands , Fiji , New Zealand , Tahiti South America Argentina , Brazil , Chile , Colombia , Falkland Islands , Paraguay , Peru , Uruguay Africa Egypt , Indian Ocean Islands , Kenya , Morocco , South Africa , Tanzania , Zambia Asia/Middle East India , Indonesia , Israel , Japan , Malaysia , Pakistan , Philippines , South Korea , Sri Lanka , Thailand , Turkey , United Arab Emirates Top Vacation Destinations Disney Area, Florida Destin, Florida Naples, Florida Panama City Beach, Florida Kissimmee, Florida Marco Island, Florida Daytona Beach, Florida Miami Beach, Florida Lake Tahoe, California San Diego, California Fort Myers Beach, Florida New Smyrna Beach, Florida Davenport, Florida Hilton Head Island, South Carolina Key Largo, Florida Orlando, Florida Poconos, Pennsylvania Fort Myers, Florida Palm Springs, California Marathon, Florida Bonita Springs, Florida Puerto Vallarta, Pacific Coast Islamorada, Florida St Augustine, Florida Siesta Key, Florida Seagrove Beach, Florida Cape Coral, Florida Bradenton, Florida Madeira Beach, Florida Clearwater Beach, Florida Fort Walton Beach, Florida Sarasota, Florida Puerto Rico, Caribbean Fort Lauderdale, Florida Palm Desert, California Playa del Carmen, Yucatan Scottsdale, Arizona Indian Rocks Beach, Florida Indian Shores, Florida Las Vegas, Nevada Cabo San Lucas, Baja California Myrtle Beach, South Carolina Sanibel Island, Florida St George Island, Florida Cocoa Beach, Florida Navarre Beach, Florida Kihei, Hawaii Cape San Blas, Florida Ocean City, New Jersey Paris, France VacationRentals.com is quickly becoming one of the largest and most useful specialized travel site on the internet for finding vacation rental homes. With its intelligent search engine, VacationRentals.com is the easiest place for travelers to find and rent unique vacation rentals including cabins, beach house, villas, bed and breakfasts and other vacation lodging. VacationRentals.com is the most efficient means for owners to promote their rental properties. ©1997-2005 VacationRentals.com LLC All Rights Reserved.

Real Estate Investing Sites

Real Estate Investing and Information Sites THE SOURCE FOR INFORMATION ON FORECLOSURE OUR MOST POPULAR PAGES Bank Foreclosures - REO Pre-Foreclosure Homes Foreclosure Help Foreclosures Discussion Real Estate Investing Sites FORECLOSURE ARTICLES Ready to Invest? Foreclosure Investing 101 Foreclosure Investing 111 Buying at Trustee's Sale Finding Foreclosures Determining Property Value Real Estate Foreclosures FORECLOSURE RESOURCES CA Foreclosure Time-Line Investment Tools Sources for Comps CA County Resources Real Estate Definitions INFORMATION & LINKS Foreclosure Industry Links Avoiding Foreclosure Scams Equity Buyout Scams Trustees and Posting Co.'s "How To" Information Curb Appeal Importance HOME MAIL Real Estate Investing and Information The following sites provide a wide variety of articles and information about property, mortgage notes and various legal aspects related to the purchase of real property. Many sites will have articles specific to their area of expertise, some will have discussion boards where you can ask questions and receive specific answers. Innovest Resource Management Training for the purchase of foreclosure property. Includes Foreclosure Forum discussion board . Foreclosure Focus - New Jersey A discussion board specific to New Jersey foreclosure International Real Estate Digest The World's Foremost On-line Real Estate Magazine National Mortgage Note & Contract Buyer We pay premium prices for 1st lien position real notes and contracts, nationwide. All property types. We pay all closing costs and related fees. Free online or phone-in quotes. LegalWiz.com Bill Bronchick's site, good information and articles. Real Estate ABC The ABC's of Real Estate and Finance. Solid Information. Real Estate Center Texas A&M's Site, be sure to check their publications link. Real Estate Link.net Information and tools. Includes Discussion Boards . The Real Estate Library Foreclosure based, information and articles. Includes Foreclosure Talk discussion board. The Paper Game All about notes and investing. Lots of articles. Realtor.com The Official Internet Site of the National Association of REALTORS Yahoo! Their Real Estate section. Some good tools available. The Carlton Sheets Alternative An inexpensive guide to property purchase and resale Simply Foreclosures A free beginning guide to foreclosure investing Remove your mortgage PMI & Save $$$ RE/MAX College Park Realty Providing Services to Los Angeles & Orange County. 4 Convenient Locations to serve you. Southern California Appraisal Services Real Estate Appraisal If you have found other quality sites providing interesting information and articles that you feel should be included on this page, please forward the site address to relinks@all-foreclosure.com Sites are first considered for the quality of the information available on the site, then by how appropriate the information is for a wide audience. Sites specific to a small community, even if they have very good information on the community probably won't be included due to the limited applicability of the information. Statewide type information sites are much more likely to be appropriate for a wide audience, specifically information for Texas, California, Florida, New York, New Jersey, Illinois, Ohio and other high population states. All sites are manually reviewed, but will not necessarily be included.

Colorado Real Estate is

DURANGO REAL ESTATE - REALTY IN SOUTHWEST COLORADO - MOUNTAIN, RANCH, COMMERCIAL & RESIDENTIAL PROPERTY IN FOUR CORNERS AREA OF CO - DON RICEDORFF Residential Listings Multifamily Listings Commercial Listings Land Listings Farm / Ranch Listings Virtual Tours Search Listings Toll Free: 800-955-0259 | Office: 970-259-6680 | E-mail: info@durangorealproperty.com Real Estate In Durango Colorado Putting You First Is Our Promise. Buying or selling a home can be a stressful, time-consuming process. You need an experienced real estate agent whose primary goal is your satisfaction; a dedicated, reliable expert to assist you with all of the details associated with your transaction. Durango Colorado Real Estate is my full time business. Raised in Southwest Colorado, I have a complete knowledge of Durango, Bayfield, Hesperus, Ignacio & Hermosa residential, vacant land, ranches and commercial properties. We have access to all the listings offered in the Durango M.L.S. (Multiple Listing Service). My corporate background coupled with my real estate experience combines to give you the highest professional service. Let Durango Real Property and the Don Ricedorff real estate team help you buy or sell your Colorado home, land or business! Experience Does Make a Difference Wells Group Sales Volume Leader for 1996-2004 Top 2% in Volume, La Plata County Realtors Salesperson of the year from 1996-2004 Education - B.A. Fort Lewis College No other real estate broker has received as many national real estate designations! Realtor, Broker, G.R.I, C.R.S., C.R.B., C.C.I.M. & A.B.R. Featured PropertY Gorgeous Animas Valley location Horse Property Pond & Irrigation Beautiful 5580 sqft home 3.79 acres See More Information and Photos Visitors currently online: 7 Residential Listings | Multifamily Listings | Commercial Listings | Land Listings | Virtual Tours | Search Listings | About Us Durango Information | Durango Weather | Contact Us | Home Page Site Development ©2001-2004 Electric Sage Designs Contact the Webmaster Additional Sites of Interest P7 MenuMagic dwt Control Layer -Do Not Alter