Land Loan Tools  


Indymac Bank Construction Lending Indymac Bank home   |   about us   |   contact us   |   privacy   |   ID notice   |   security   |   careers    1-800-HCL-LOAN (425-5626)   HCL for Individuals   Main Page   Get To Know Us   Get Started Now!   My Project Application   My Loan Information Loan Products   ·   Construction-to-Permanent Loan   ·   Remodeler Loan   ·   Bridge Loan ·   Lot/Land Loan Tools   ·   Line Item Budget Calculator Find A Builder --   ·   Cost To Build Calculator -- Event Calendar -- Help   ·   FAQs   ·   Glossary Customer Service --   ·   Contact Us Lot/Land Loan Found the perfect location to build your dream home ...and now you need the perfect loan? Our Lot Loan is the right loan if you're looking to purchase a residential lot to build your primary residence or second home. Once you have purchased your land, you will have time to design your new home and choose a contractor. Best of all, Indymac Bank will fund your Construction-to-Permanent Loan once you're ready to build. · Loans to $500,000. -- Frequently Asked Questions Check to view all answers. Q. How do I know where I should build my home? A. Location may be one of the most important factors to consider. Although many people have a geographic location in mind, some are open to alternatives. It's important to consider your lifestyle (and those you'll be living with) as well as the cost. If you're planning a family, schools will be important. If not, you may want to consider other factors such as proximity to work, or accessibility to the beach, the mountains or leisure activities. Q. What is a "finished lot"? A. A "finished lot" refers to a portion of land that already has road access and utilities in place to the lot boundary. Additionally, it has been approved by the city or county as a separate parcel of land on a parcel map. Q. Can I buy a piece of land that is not a finished lot and save some money? A. While it may be possible to purchase an unfinished lot, generally this is not advisable for an individual building their own home. The costs of bringing roads and utilities to the first lot in a new area are usually very high. Typically, the first person to build pays for others who will build later. There are land developers who specialize in preparing lots for building (this may include zoning and/or soils issues, as well as bringing roads and utilities to the site, and creating a building pad). Often, these lots are in a planned community. Q. What do you mean by "planned community"? Aren't all communities planned? A. No, many older communities were not planned; they evolved. Certainly, as a city has grown, plans have taken shape. But in many cases the nucleus of a community was started many years before the community or city planning existed. In many instances, it is this unplanned characteristic that gives a community its charm. A planned community, in contrast, generally offers a specific style and certain amenities at a package price. Depending on the size and location of the community, these amenities may include greenbelts, landscaping, biking trials, swimming pools, even schools and shopping centers. Some amenities, such as the community pool and greenbelts, are paid for through a homeowners' association. Others are paid through taxes or mello roos. Still others are design enhancements intended to encourage potential buyers to purchase in an area or to attract more commercial business. Many of the more costly amenities included in a planned community may not be affordable for a homeowner on an individual basis. However, some of these amenities may not be important to you. After all, priorities, like lifestyle, vary. If you select a home in a planned community, you'll generally have a more structured community where decisions are made jointly rather than by the individual homeowner. These community decisions include individual home design and landscaping. While some homeowners may consider this an acceptable trade-off to ensure an attractive environment, others may consider it an infringement on their rights. It's important that you know how you feel before selecting the type of lot you want. Q. Can tax bases differ within the same community? A. Yes, they can. While some cities already have parks, schools, and streets, newer communities built within the same city may have special assessments that cover the costs to develop or maintain new or existing parks, schools, streets, etc. These assessments may be for a prescribed period of time or may continue indefinitely. A little research goes a long way. Here again, a good real estate agent or title company officer can often provide you with this information. Q. I've found the perfect location, but I'm not ready to build my dream home. Can I obtain financing for the land only? A. Yes, you can obtain a Lot Loan. Typically, this is short-term financing for the purchase of a residential lot suited for future construction. This loan allows you time to select an architect, builder, and design your dream home. IndyMac Bank's Lot Loan program allows you to finance up to 50 acres. And when you're ready to build, we offer a one-time close Construction-to-Permanent Loan. ^ back to top Still have questions? Call toll-free 1-800-HCL-LOAN (425-5626) to speak with a construction loan specialist, or downloada copy of our booklet (pdf) that answers the most frequently asked questions about building your own home. Information Center · Glossary · FAQs -- FAQs · Get To Know Us · Building Your Dream Home Magazine (pdf) · Owner Builder Guide (pdf) Consumer Guide to Construction Financing (pdf) Did You Know A Construction Loan Is A Reimbursement Loan? (pdf) subscribe now -- Get Started Now! Apply online 24 hours a day, 7 days a week, and get a loan approval in minutes! get started -- e-mail/mail us | 1-800-HCL-LOAN (425-5626) Licensing | Terms of Use | Site Feedback -- Licensing | Terms of Use | Site Feedback Licensing | Terms of Use | Site Feedback -- Licensing | Terms of Use | Site Feedback -- ©2005 IndyMac Bank, F.S.B. Registered trade/service marks are the property of IndyMac Bank, F.S.B. and/or its subsidiaries.



Real Estate Investing Dolf

Real Estate Investing Subscribe Book of Lists Sales Power Marketplace bizwomen Money Franchise Center HR Help Email Alerts Jobs Entrepreneur Classifieds Sales Leads Latest News Print Editions Contact Paid Advertisement Article Paid Advertisement Real Estate Investing Dolf de Roos is on a mission to show you how you can make ten timesmore money with real estate investing for yourself than creating wealthfor someone else. Dolf says that when it comes to being rich or poor,there are only two types of people: those who have wealth creationsystems, and those who work for those who have them. As Dolf has traveled the world, he"s shocked a lot of people when theydiscover that he studied 8 years to earn his Ph.D. and then turned downa job offer for $32,000. A week earlier, Dolf had closed on a realestate investing deal that put $35,000 in his bank account in one lumpsum. With the proper real estate marketing techniques, this couldhappen to you too. Dolf de Roos still continues to take regular people and he shows themexactly what to do to unleash their hidden wealth earning potentialwith real estate investing. He says that people need to quit givingaway their money to someone else in a regular 9-5 job. Learningeffective real estate marketing can really do wonders to someone"sincome. After Dolf"s first experience with real estate investing, he decided tothrow himself into real estate investing full-time. Things were notalways easy for him, but he had one challenge that was unique to him.When Dolf was seventeen, he looked about twelve. The first bank managerhe visited to seek a mortgage thought it was a joke, but he persevered.He wouldn"t give up when he knew that he could make a fortune in realestate investing. Having uncovered the common success factor of the wealthy along withhis first experience of making as much in a week with real estateinvesting as he could in one year working a 9 to 5 job with a boss,Dolf never turned back, and the rest is history. Since then, many manypeople have sought out Dolf"s help in their own real estate marketingventures and have found success. Find out what Dolf de Roos is allabout! Paid Advertisement Article Home | Subscribe | Book of Lists | Reprints | Email Alerts | Classifieds | Latest News | Print Editions | Services Sales Power | Money Center | Entrepreneur | HR Help Center Community | Search | RSS Feeds bizjournals | Contact Us | Site FAQ Our brands: Search Engine Optimization by Use of, or registration on, this site constitutes acceptance of our User Agreement Please read our Privacy Policy ©2004 American City Business Journals, Inc. and its licensors. All rights reserved. Contact us here . The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of bizjournals.



TEXAS LAND TITLE ABSTRACTS

Texas Land Title Abstracts -- Family History Search Search the Texas Land Title Abstracts Database For Your Family History. Build Your Family Tree While Discovering Your Family History . HOME STATE RECORDS CENSUS RECORDS VITAL RECORDS ANCESTRY.COM First Name Last Name Try Ancestry.com Free for 14 Days U.S. and Canada Records Collection Database Access 1 Billion Names at Ancestry.com FREE Access to Over 3,000 Databases for 14 Days Birth Records Marriage Records Death Records Census Records Military Records Court/Land Records TEXAS LAND TITLE ABSTRACTS Search The Texas Land Title Abstracts Database Abstracts of original Texas land titles comprising grants and locations. Description This database contains abstracts of original titles located in the archives of the Texas General Land Office in Austin, Texas. The records provide information about lands granted and transferred within the state of Texas including those dated in the 1700s. Fields of information include the district name (a three-letter code) the county, page in original document, grantee, patentee, date, volume, description/location, acreage, class, file, and any additional data found in the record. This database will prove useful for those seeking ancestors in Texas. Thanks to the Texas General Land Office who have worked with Ancestry.com to update this database with current and accurate information. Extended Description The following are the prefix codes for land districts in Texas: AUS ------- Austin LAM Lamar BAS ------- Bastrop LIB Liberty BEX ------- Bexar MAT Matagorda BOW ------ Bowie MIL Milam BRA ------- Brazoria MON Montgomery BRS ------- Brazos NAC Nacogdoches COL ------ Colorado PAN Panola FAN ------ Fannin PAS Paschall FAY ------ Fayette RED Red River FOR ------ Fort Bend REF Refugio GAL ------ Galveston ROB Robertson GOL ------ Goliad RUS Rusk GON ------ Gonzales SAB Sabine HAR ------ Harris SAU San Augustine HAS ------ Harrison SHE Shelby HOU ------ Houston SPA San Patricio JAC ------ Jackson TRA Travis JAS ------ Jasper VIC Victoria JEF ------ Jefferson Requests for more information about a name found in the land title abstracts of Texas may be obtained for $5.00 from the Texas General Land Office. Please click on the link to access the name submission form. (Link here) Upon completion of the form, please mail the form and fee to the following address: Texas General Land Office Stephen F. Austin Bldg. 1700 North Congress Avenue Austin, Texas 78701-1495 http://www.glo.state.tx.us/archives.html -- Related Databases • Deduction of the title to Harlaem Commons : and abstract of the title of Dudley Selden. • Abstract of title of Kip's Bay Farm in the city of New York • Titles to land and land under water at Sea Gate, New York Harbor • Land titles in old Pittston • The promised land : a history of Brown County, Texas • Abstracts of wills, Wichita County, Texas • Title and history of the Henry Vassall estate, Cambridge, Mass. • Nantucket lands and land owners • Mary Chilton's title to celebrity : investigated in behalf of a descendant of John Haward, minimus • Green flag over Texas : a story of the last years of Spain in Texas MyFamily.com, Inc. - This site is a member of the MyFamily.com Network.



Land For Sale

Caribbean Real Estate Property For Sale Waterfront and Water View In Roatan And Belize Caribbean Real Estate For Sale Waterfront & Water View Belize: a tropical waterfront development on the Bay of Chetumal Beautiful ¼ acre lots start at $12,900 US$'s, as little as $130.17 per month with 20% down. 1300 feet of shoreline and three small Mayan ruins on property. English is the official language & law based on English law. Two miles across the bay from great shopping in Chetumal, Mexico. Pier with swimming platform, waterfront park and lagoon planned. Daily flights from the US to Belize (about 2 ½ hours to International Airport.) World class diving and deep sea fishing 30 miles across the bay. Electricity, water, and roads completed in Section - 1 & 2 (50 lots in these sections.) Property management company available to assist owners. Several Caribbean style bungalows/homes available for sale. Neither inheritance nor capital gains taxes in Belize. No snow or freezing weather in this tropical climate. Get in on the ground floor in this new Caribbean development. Roatan: 46.44 acres of rolling hills on Roatan (Bay Islands), Honduras with views of the Caribbean on both sides of the island. Hilltop parcels with outstanding views of the Caribbean Sea from three ridges. Several nice building sites on each ridge. Selling all 46.44 acres for $10,000 per acre, or $394,400 for the parcel. Roatan: 1.36 acres of commercial property on Roatan (Bay Islands), Honduras near Sandy Bay. SOLD - The parcel is between the Coxen Hole and the very popular West End. This property is across the highway from a diving resort. This nice commercial property is listed at $42,000. Roatan: Palmetto Ridge, a planned development 95.5 acre on a tropical mountain on the island of Roatan (Bay Islands), Honduras. Magnificent hill top and hillside views of the Caribbean with cool breezes. Some of the planned amenities include mountain top club with swimming pool, gardens and walking trails, and underground utilities. Project for sale at $14,000 per acre. For information on any of these properties contact Arthur Higgins 12107 Mazefield Houston, Texas 77070 Tel # 281-497-7797 E-mail: arhigs@attglobal.net



Real Estate Agent

Scottsdale Real Estate, Arizona Golf Properties, Phoenix and Carefree Real Estate Listings Arizona Real Estate by Judy Brickman With 18 years of experience in real estate, Judy Brickman specializes in golf course properties , Arizona luxury homes , vacation home rental and sale, second homes and residential lots in northeast Scottsdale and Carefree. With her expertise in real estate in Scottsdale, Arizona and the surrounding area, she is an excellent resource when buying or selling your home! With special emphasis on such areas as The Boulders , Desert Mountain, Estancia, Mirabel, Desert Highlands, Whisper Rock, Troon, DC Ranch, Terravita, Grayhawk and Legend Trail, Carefree and Pinnacle Peak you will be able to view the broad spectrum of real estate available ranging from luxury Arizona golf properties to regular Phoenix, Carefree, and Scottsdale real estate. Combining extensive knowledge of the Arizona real estate marketplace with a dedicated commitment to service, Judy Brickman welcomes the opportunity to work with you in locating your dream home or lot, or in marketing your property. When searching for Real Estate in Scottsdale, Arizona , Phoenix homes for sale, or other Arizona real estate - Judy Brickman is truly your number one option! Welcome to Arizona Real Estate | About Judy Brickman | Contact Judy Arizona Real Estate Listings | Golf Properties | The Boulders Resort | Arizona State Information Buyers Questionnaire | Sellers Questionnaire | Real Estate Links | Site Map Internet Marketing by VKI Studios




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