Home Equity Loans &

Wachovia Texas Home Equity Loan Home | Customer Service | Contact Us | Locations Search Tips Personal Finance Wealth Management Small Business Corporate & Institutional Home Personal Finance Lending Center Home Equity Loans & Lines Home Equity Loans Texas Only Online Services Center Banking Center Investing Center Retirement Center Lending Center Mortgage Loans Home Equity Loans & Lines Home Equity Loans Texas Only All Other States Prime Equity Lines of Credit Comparison Charts Education Loans Credit Cards Vehicle Loans Secured Personal Loans Insurance Center Planning Guides Customer Service T EXAS H OME E QUITY L OAN Check Current Home Equity Rates   Home equity loans are used when you want to borrow a specific dollar amount against the equity in your home, and are available on both homestead and non-homestead properties. A homestead property is generally considered your primary residence in Texas. A non-homestead property is typically a second/vacation home, or a rental/investment property.  The money can be used for a variety of purposes, such as refinancing, home improvements, debt consolidation 1 , vacations, and more.   Why a home equity loan may be right for you: You may be able to deduct your interest expense on your taxes, just like your mortgage 2 The closing cost is typically lower than refinancing your first mortgage You may be able to borrow against the available equity in your home, up to 80% of the value of your homestead property 3 You may be able to borrow up to 100% of the available equity in your non-homestead property Features of a Wachovia home equity loan include: Up to 30-year terms 4 $8,000 minimum loan amount Up to $750,000 for loan requests to access equity Up to $250,000 for purchase requests The links below can also help you make a more informed decision and show you how the application process works. Texas Home Equity Comparison Chart How to Use the Equity in Your Home Understanding the Application Process Email This Page Printer Friendly Version 1 While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan/line will require you to give Wachovia a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid by a borrower over the term of the mortgage loan. Debt consolidation restrictions may apply. 2 Consult your tax advisor concerning interest deductibility. 3 Line amounts are based upon collateral value, creditworthiness and state maximum loan to value limitations. In accordance with state law, the maximum combined loan to value may not exceed 80% of the fair market value of your homestead property. 4 For example, repayment of a 30 year home equity loan would consist of 360 monthly payments of $6.42/$1,000 borrowed at 6.59% APR. The disclosed APR assumes that the borrower will pay 1% at the time of origination. The maximum loan amount for this offer is $750,000. If you pay off your loan early, there may be a prepayment penalty. You will be responsible for the cost of any mortgage recording or other taxes where applicable. Term of up to 360 months available on loan amounts greater than $35,000. Other rates and terms available. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Initial decision is subject to your meeting specific underwriting requirements and final approval will be based upon your satisfying those requirements. Loans originated by Wachovia Mortgage Corporation or Wachovia Bank, National Association. Products not available in all states and are subject to change without notice. Member FDIC Personal Finance Login Home Equity Loans Contact Us Home Equity Loans Locations ATM/Branch Locations Related Links Loan Payment Calculator Loan Amount Estimator Customer Satisfaction Rating Personal Finance Customer Service Personal Finance Contacts Personal Finance FAQs Site Map Glossary Search Text Only About Wachovia | Privacy | Security | Legal | Merger © 2005 Wachovia Corporation. All rights reserved.

Sell House

For sale by owner: selling a house on your own Sell Your Home on YourOwn For Sale by Owner: Selling a House on Your Own Withthe potential rewards that can be gained--saving $4000, $8,000, $12,000 or more (minus your expenses) by not havingto pay a Brokerage commission, many people wonder why less than 20% of home sellers undertake the task of sellingtheir houses on their own. Possibly it has something to do with expertise. Many home owners who consider a selfsale of their house back off when they see the level of knowledge and commitment that is needed to do an effectivejob. If you decide, however, that self selling is the best option for you, you will find the vast majority of theinformation on this Web Site to be of value. Most of what you will find here will be geared to either doing thejob yourself or monitoring the job that your Agent is doing. The most successful home sellers are those who takean active role in the process, whether it is as a sale by owner or a sale by an Agent . If you feel that the bestroute is to sell your home yourself, then having as much information at hand is crucial. You will find many helpfulhints on this web site, but an excellent source of additional information is Kevin Wood's newly revised Real EstateSecrets . Kevin was a top producing real estate broker andowned two real estate companies. He has a strong opinion that the public is not getting their money's worth fromthe real estate industry. You can get more information on his Secrets Course here . Advantages Of Selling A House On YourOwn There is no Brokerage Fee (commission) to be paid. You receiveall of the proceeds (less marketing costs). This is, of course, the biggest benefit of selling your own house. You are in total control of the transaction. If mistakes are made, they are your own. There is no one elseto make mistakes "for" you. If your equity is low, you may be able to sell your house withouthaving to write a check. Youare always available at the home for showings, answering inquiries, etc. Disadvantages Of Selling A House On Your Own You must rely on your own instincts. All marketing and advertising costs are your own, which can be an expensive proposition. For an economical wayof marketing your home with a wide reach, visit ForSaleByOwner.com , whereyou can list your home online. Unless you pay to have your listing included, you will not have access to the MLS--the Multiple Listing Service.You must hunt for buyers one at a time. Without all the tools in hand, you may underprice or overprice the house. For information on getting price comparisonsfor your neighborhood, visit the HomePrice.net site . Or,if you're thinking about selling your home in the next 12 months, HomeGain.com has a FREE service that is designed to help you get an estimate of your home's value. Knowing how much your home can be worth is oneof the first steps in beginning to market the property. Click here for more information If you are not skilled in negotiation, you may leave money on the table. All of the paperwork, legal forms, etc. are your responsibility and must be handled by you. If you want to give maximum benefit to your efforts, your free time will be somewhat or severely limited. Many buyers believe that if you are selling on your own and not paying a commission, it is they (the buyers) whoshould get the saving--not you. As you approach negotiations, you must sever emotional ties with your house or you will place yourself at a disadvantage. You must become knowledgeable of legal and financial issues to be most effective. Online Marketing Resources Market your home at ForSaleByOwner.com Hints on Selling Your House on Your Own Don't scrimp on your house preparation. Remember, you will be in competitionwith house listed by Agents who will coach their sellers on all aspects of preparing their homes. Be aware of all legal requirements for disclosures in your area. Not disclosingnecessary information or not using the correct form could leave you open to legal action from a buyer. Become an expert in advertisingand marketing . Make your house stand out! Familiarize yourself with offers and contracts now--don't wait until you have one in your hand. Get maximum exposure. ForSaleByOwner.com offersa complete menu of services if you want to sell your home on your own. Packages available range from a comprehensivemarketing plan up to a complete deluxe package taht will market your property until it is sold and keep your home on the MLSand Realtor.com for 6 months. Clickhere for more information . Be aware of equal housing laws. Not only is discrimination stupid (you limityour potential market), it's illegal! If selling your house on your own appears to be your best option, the checklist will be of great value to you. If you feel that using an Agent may be the way to go, see the section devoted to finding and selecting an Agent . Get Kevin Wood's Free Report: 7 Critical Real Estate Secrets Name: E-mail: FreeHome Value Estimate ContractForms for All States RELATED TOPICS Selling your house with an Agent Evaluation and Feedback Sell on Your Own HOME | Checklist | To-Do Lists | Set a Value | By Owner | With an Agent | Preparation | Showtime | Research | More Links

Las Vegas Real Estate

Las Vegas Real Estate - Find Homes in Las Vegas at REALTOR.com Las Vegas Real Estate Find Homes For Sale In Las Vegas, Nevada 13916 Listings in this area Select an area of Las Vegas Select from the list below to search for homes and real estate in Greater Las Vegas 89030- North Las Vegas 89031- North Las Vegas 89032- North Las Vegas 89081- North Las Vegas 89084- North Las Vegas 89086- North Las Vegas 89101- Las Vegas 89102- Las Vegas 89103- Las Vegas 89104- Las Vegas 89106- Las Vegas 89107- Las Vegas 89108- Las Vegas 89109- Las Vegas 89110- Las Vegas 89113- Las Vegas 89115- Las Vegas 89117- Las Vegas 89118- Las Vegas 89119- Las Vegas 89120- Las Vegas 89121- Las Vegas 89122- Las Vegas 89123- Las Vegas 89128- Las Vegas 89129- Las Vegas 89130- Las Vegas 89131- Las Vegas 89134- Las Vegas 89135- Las Vegas 89138- Las Vegas 89139- Las Vegas 89141- Las Vegas 89142- Las Vegas 89143- Las Vegas 89144- Las Vegas 89145- Las Vegas 89146- Las Vegas 89147- Las Vegas 89148- Las Vegas 89149- Las Vegas 89156- Las Vegas 89166- Las Vegas 89178- Las Vegas To select two or more, hold down control key (command key on a Macintosh) while clicking mouse. or... Enter the MLS # Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.

Land For Sale Page

Australia Land For Sale You are on the Australian Trade & Shipping web site www.australiatrade.com.au Local Time | Exchange Rates | Postage | Timetables | Bulletin Boards | Trade Terms | Advertise | Spiritual | Jokes | Holidays | Events | Classifieds Advertise on this site Buy Shelf Space Pay by Credit Card You are on the Land For Sale Page For Sale Farms Homes Houses Resorts Investment Legal Lawyers Solicitors Contracts Real Estate Contracts * Agency * For Sale/Sold * Option to Buy Domains Trade Products Classifieds Shipping Insurance Radio Tourist Land For Sale This page was last updated on Wednesday, 27 October 2004 06:43:37 PM Steel Frame Kit Homes | Eco-Village Houses | Emergency Homes Hello their, I am looking for information about farm/ranch land. I do not have any preference as to the location, but I am biased about the costs associated including cost of development of basic facilities. The basic purpose of this setup is cattle and horse breeding and some organic farming. Keeping these credentials in mind I would like to now what you have to offer in appropriate sized parcels of land. Thank you in advance for your indulgence. This inquiry came in 1st August you can send your inquiries by contacting us by clicking the doorman If you wish to list your property with us simply click the doorman and advise what you have, we will charge you a listing fee. SOLD on 28th July 2001 24 acres located in the Brisbane / Gold Coast area, suitable for farm, retreat, resort, 7 minutes to Shopping and Pub, 40 minutes to Brisbane International Airport: A$ 5000.00 per acre BUY through celestial@australiatrade.com.au use our Australian lawyers domain, click to Contract For Sale on Real Estate SOLD on 15th September 2001 31 clear mostly flat land located in Qld on NSW border, used for home stay accommodation, 2 titles, 2 houses,1 1/2 hours to either Brisbane or Gold Coast walk in walk out, power, phone A$520,000.00 see Farms for Sale Sold We have Two (2) quality blocks of Land For Sale in Brisbane, Queensland. Quick access to the Gold Coast, Brisbane & Airport Shailer park & Kimberley park are very close to * leading private & public schools * the largest shopping centre in Australia * 4 major Golf courses * boating paradise on Moreton Bay * mountain retreats * tertiary education, university, tafe college * hospital & sporting facilities * child care centres Lot 579 Lissadell St Shailer Park 1480 Square metres Sold Lot 576 Lamboo Court Shailer Park 1490 Square metres SOLD Lot 382 Ribwort Court Kimberley Park 1222 Square metres Sold In Australia we can offer our land for sale on a conditional contract....that is subject to finance, inspections Plus we can give you a discount for a cash sale if contact is unconditional on a 14, 21, 30 day settlement with solicitors. Statistics World location 153 deg East 27.5 deg South Average daily temp Summer 32 degrees celsius Winter 17 degrees celsius Sunshine averages Winter Seven ( 7 ) hours per day Business Hours Banks Monday to Thursday 9.30 am - 4 pm Friday 9.30 am - 5 pm Post offices Monday to Friday 9 am - 5 pm Shopping Monday to Friday 8.30 am - 5 pm Saturday 8.30 am to 4 pm Celestial Industries pty ltd Monday to Friday 9 am to 5 pm Email: land@australiatrade.com.au Celestial Industries 5 Bates Street Springwood P.O Box 732 Springwood Brisbane Qld 4127 Australia Phone: intl ( 61+7) 3808 1200 Fax: intl ( 61+7) 3290 2481

Land For Sale

Caribbean Real Estate Property For Sale Waterfront and Water View In Roatan And Belize Caribbean Real Estate For Sale Waterfront & Water View Belize: a tropical waterfront development on the Bay of Chetumal Beautiful ¼ acre lots start at $12,900 US$'s, as little as $130.17 per month with 20% down. 1300 feet of shoreline and three small Mayan ruins on property. English is the official language & law based on English law. Two miles across the bay from great shopping in Chetumal, Mexico. Pier with swimming platform, waterfront park and lagoon planned. Daily flights from the US to Belize (about 2 ½ hours to International Airport.) World class diving and deep sea fishing 30 miles across the bay. Electricity, water, and roads completed in Section - 1 & 2 (50 lots in these sections.) Property management company available to assist owners. Several Caribbean style bungalows/homes available for sale. Neither inheritance nor capital gains taxes in Belize. No snow or freezing weather in this tropical climate. Get in on the ground floor in this new Caribbean development. Roatan: 46.44 acres of rolling hills on Roatan (Bay Islands), Honduras with views of the Caribbean on both sides of the island. Hilltop parcels with outstanding views of the Caribbean Sea from three ridges. Several nice building sites on each ridge. Selling all 46.44 acres for $10,000 per acre, or $394,400 for the parcel. Roatan: 1.36 acres of commercial property on Roatan (Bay Islands), Honduras near Sandy Bay. SOLD - The parcel is between the Coxen Hole and the very popular West End. This property is across the highway from a diving resort. This nice commercial property is listed at $42,000. Roatan: Palmetto Ridge, a planned development 95.5 acre on a tropical mountain on the island of Roatan (Bay Islands), Honduras. Magnificent hill top and hillside views of the Caribbean with cool breezes. Some of the planned amenities include mountain top club with swimming pool, gardens and walking trails, and underground utilities. Project for sale at $14,000 per acre. For information on any of these properties contact Arthur Higgins 12107 Mazefield Houston, Texas 77070 Tel # 281-497-7797 E-mail: arhigs@attglobal.net