Home Equity Fraud How

Don’t Lose Your Home. Home Equity Fraud Home Equity Fraud Consumers Union West Coast Regional Office Don’t Lose Your Home. Home Equity Fraud How To Protect Yourself From Home Equity Lending Fraud DO Get free pre-loan counseling before you sign on the dotted line. Shop around for the best home equity loan for your financial situation. Read every word on any loan document before you sign. Avoid loans with one large "balloon payment" at the end. Protect your friends and neighbors by reporting home equity fraud immediately. DON’T Don’t fall for a loan from a door-to-door salesman or home improvement contractor who comes to your home. Don’t decide whether you can afford a loan by the monthly payments alone. Don’t sign anything that has blank spaces. Don’t take out a loan on your property for anyone else unless you can afford to lose that money forever. What Is Home Equity Fraud? Sometimes, taking out a loan against your home’s equity can be a good idea. Home equity borrowing should not be a problem as long as the loan is a fair one and you have the ability to repay the loan. Home equity lending fraud is different: Lenders seek you out and trick you into taking out a loan against your home which you cannot afford to repay. Most times, these loans have very high interest rates and steep fees. When you fall behind on your payments, the lender can take your home and all your equity through a legal process called foreclosure. The lender then owns your home. Once the damage is done, it is very hard to undo. Most people never get their homes back again. Why Should I Care? Nationally, home repair and home equity fraud have stripped the value from the homes of an estimated 100,000 people in 29 states. In the entire country, the San Francisco Bay Area is one of the areas hardest hit by home equity fraud. Real people, many of them senior citizens, have lost ownership of their homes and all their equity, with no hope of ever getting any of it back. Anyone with equity in a home is a potential target. You could be next. Your home equity is just like money. Protect it! If you are a homeowner or know someone who is, you should learn about home equity lending fraud. Knowing what to look for and how to protect yourself can keep you or a loved one from losing a home. Here’s How To Protect Yourself From The Most Common Types Of Home Equity Fraud: Don’t take out a loan from an uninvited door-to-door contractor who appears at your home. Instead: Many local government agencies have special programs to make it easy to repair housing. See if you qualify for one of these programs available in your area. See the Home Improvement Resource List, a separate Consumers Union publication. Find your own contractor; don’t wait for one to come to you. Shop for your own financing. You’ll probably get a better deal. Steer clear of door-to-door salespersons who want to fix your home after a disaster such as an earthquake or flood. Instead: Call the Federal Emergency Management Agency (FEMA) at 1(800)462-9029 for information about repairing and financing repairs to your home after a disaster. If you are in foreclosure because you couldn’t pay your mortgage, someone you never heard of will offer you a new loan. Watch out. Instead: Think about selling your home and keeping your equity rather than taking out another loan. See a credit counselor to talk about all of your alternatives. Don’t put your other debts "on the house" through a bill consolidation plan. When you consolidate credit card debt or your car loan, for example, into a home equity loan, you put your home on the line for that debt. Once you put that debt "on your house," you can lose your home if you don’t make those payments. Instead: Talk to a credit counselor. You can get help to work with your creditors to make payments more manageable, possibly without putting debt "on your house." Look Out For These Danger Signs "No Credit? No Job? No Problem!" "Don’t worry, you have plenty of equity in your home to qualify for a loan." Walk away from anyone who says any of these things to you. You may be dealing with someone who will treat you unfairly. They don’t care if you can pay the loan. They know they can legally take your house through foreclosure if you don’t pay. In their eyes, the one thing that "qualifies" you for a loan is your inability to pay it. Before you borrow against your home, ask yourself these two questions: Can I afford this loan? Just because a lender says you "qualify" doesn’t mean you are getting an affordable or fair loan. If you cannot afford the loan, you will lose your home. What will I do if I lose my home? Most people have nowhere to go after they lose their homes. Remember that it is easier to learn how to protect your home now than it is to pick up the pieces after it’s gone. Take advantage of free, local loan counseling. See the Resources section at the end of this pamphlet. Don’t Let Anyone Steal Your Home! Here’s How: DO Get the "big picture" on a loan. Look at more than the monthly payments. Make sure that a loan’s interest rate and fees are competitive and fair. Shop around with different lenders to compare. Hang-up on unsolicited telephone callers. Toss-out mailers you receive from companies offering to arrange a home loan for you. Steer clear of high-pressure sales tactics, such as claims that an offer is good only for a limited time. Seek help from a trusted family member or friend who understands financial matters and can help you get free loan counseling. Avoid loans that are set up as "interest only, non-amortizing or partially amortizing loans." With this type of loan, you still owe the money you borrowed after you make all the payments. You must make one large, final payment, known as a balloon payment. If you can’t make this payment, you may lose your home through foreclosure. You should avoid these loans at all cost. Beware of lenders or contractors who try to trick you into signing away your home. Make sure that a "Contract for Home Improvement Services" is only that. Don’t give your house away by signing a "Deed of Trust" or a "Quitclaim Deed." Think twice about taking out a loan against your home to give money to anyone,even a friend or family member. Consider such a request only if you can afford lose that money forever. Otherwise, you may lose your house if the other person doesn’t repay you in time. Act fast if you were pressured into signing for a loan you didn’t really want or cannot afford. Federal law gives you three days to get out of a loan contract whenever your home is used as security for a home equity loan. You may cancel the loan for any reason, but only if you do it in writing within 3 days. This is known as the right of rescission. Contact an attorney immediately if you have any questions about whether your lender violated the law. DON’T Don’t sign anything related to a home loan without first obtaining independent, free advice from a nonprofit counseling agency. Check the Resources list below. Don’t take the first loan offer that lands in your lap. Shop around! Some lenders charge more than others do. Don’t trust door-to-door loan sellers. If you really need or want a home loan, you should make the first contact and carefully investigate all the possibilities before considering a loan. Don’t take out a loan that is made solely on the value of your home, not on your ability to repay it. Your home equity alone does not give you the income you need to make the monthly payments. Don’t borrow more money than you need. The bigger the loan, the more stake your lender will have in your home equity. Don’t sign a form with incorrect information about yourself on it. Don’t sign anything to do with your home that contains blank spaces. Once your signature is on a form, anyone can fill in those blank spaces with obligations that may be very different than the ones you have agreed to. Don’t sign any forms written in a language you do not understand. You may be signing away your home without even realizing it! It’s okay to say "I don’t understand and I will not sign this." Remember: if the offer is good today, it should be good tomorrow If it sounds too good to be true, it probably is. Resources Before you take out a home equity loan, get pre-loan counseling for free: San Francisco Bar Association of San Francisco Equity Fraud Hotline and lawyer referral (415) 782-8903 Consumer Credit Counseling Service (415) 788-0288 or (800) 777-7526 Consumer Action (415) 777-9635 Alameda County ECHO Housing (510) 271-7931 Contra Costa County ECHO Housing (925) 679-8023 San Mateo County Consumer Credit Counseling Service (800) 200-6444 Legal Aid Society of San Mateo (650) 377-0158 East Palo Alto Law Collective (650) 853-1600 Santa Clara County Consumer Credit Counseling Service (800) 969-7526 If you feel you are the victim of home equity lending fraud, call one of the local agencies above. Then call the National Fraud Information Center. File a written complaint against the lender with the appropriate local law enforcement and state regulatory agencies. National Fraud Information Center (800) 876-7060 Fraud reports from consumers are sent within minutes to the appropriate law enforcement agency. Law Enforcement: San Francisco Office of the District Attorney: (415) 553-1814 Alameda County Office of the District Attorney: (510) 569-9281 Contra Costa County Office of the District Attorney: (925) 646-4500 San Mateo County Office of the District Attorney: (650) 363-4677 Santa Clara County Office of the District Attorney, Real Estate Fraud Division (408) 792-2880 State Regulatory Agencies: Call each agency to see if the lender you are complaining about is licensed by that agency. Sometimes lenders are licensed by both agencies. California Department of Real Estate 185 Berry Street, Room 3400 San Francisco, CA 94107 (415) 904-5925 California Department of Corporations 3700 Wilshire Blvd., Suite 600 Los Angeles, CA 90010 (800) 347-6995 (toll free) [ Health ] [ Finance ] [ Food ] [ Product ] [ Other ] [ About CU ] [ News ] [ Tips ] [ Home ] Please contact us at: http://www.consunion.org/contact.htm All information ©1998 Consumers Union

house rental private estate,

Fab!Spain: rent Spain houses rentals direct FABSPAIN - RENTALS IN SPAIN Fabspain villas apartments houses give best accommodation also bed and breakfast hotels to rent to stay to relax to play to dream to be rentals in France SPAIN - CATALONIA - COSTA BRAVA - BARCELONA - IBIZA 2006 Property Rentals (Costs for one week rental) Description. Check individual listings for price and season dates. Prices here are only approximate. Bed and Breakfast where noted. Low Season Mid Season High Season Bellaire, Cadaques Spain Sleeps 2 - 4. STUDIO APARTMENT - 2 MINS WALK TO BEACH, RESTAURANTS, BARS. Salvador Dali's home nearby. Swimming, diving, walking in National park! Stunning! 2 Bicycles provided. £305 $515 €450 £425 $720 €625 £550 $920 €800 Barcelona Apartment Spain 2 Apartments. Each sleeps 4. Can be rented together. ROOF TERRACE . Featured in fashion magazines. Central Barcelona - near Museums, shops, everything! (Prices for Apt #2) £630 $1,180 €900 £630 $1,180 €900 £770 $1,440 €1,100 Can Falga Vilafranca de Penedes, Spain Sleeps 8. COUNTRY HOUSE WITH LARGE GARDEN, VIEWS . 2 KMS or 10 mins walk to market town Vilafranca de Penedes. GREAT MARKET, FESTIVAL. 10 mins to beaches at Sitges and Vilanova. 30 mins to Barcelona £290 $460 €420 £385 $615 €560 £1,170 $1,840 €1,700 Oliveres, Cadaques, Spain Sleeps 2-4. Apartment rental with great window view. Restaurants and beach minutes away. Fishing village where Dali and Picasso lived . Ideal for a get a way to Spain to soak in the sun. Nr Barcelona, Perpignan £345 $610 €490 £410 $690 €590 £550 $925 €790 Tortola, Cadaques, Spain Sleeps 4. Rental with 2 terraces. Quiet. Restaurants and beach minutes away. Fishing village where Dali and Picasso lived . Ideal for a get a way to Spain to soak in the sun. Nr Barcelona, Perpignan £700 $1,300 €1,000 £700 $1,300 €1,000 £840 $1,415 €1,200 Casa Blue Cadaques, Spain Sleeps 4. CADAQUES, SPAIN. ARTIST'S HOUSE, TERRACE, SEA VIEWS . Village with art galleries, restairamts, bars. Salvador Dali's house 10 minutes walk. Low season is only for Christmas/New year. £300 $550 €440 £490 $820 €700 £770 $1,285 €1,100 2 apartment house, Ibiza, Spain House available for monthly rental (3 months minimum). 2 apartments. Sleeps 4 - 6. Pretty house in old town. Roof terrace (Apt 2). Near restaurants, marina, dance clubs, cathedral, castle, great sandy beaches, views. Balearic Islands. Rates are for one week - prorated from 1 month rental £340 $550 €500 £340 $550 €500 £340 $550 €500 Belleza Salvaje Cadaques, Spain Sleeps 4 - 6. Exclusive house rental private estate, national park surround, stunning views of Mediterranean. Deluxe interior, garden, lawns. 15 mins drive from Cadaques. No other properties can be seen from house. Secluded! Maid and gardener at house daily. £1,050 $1,875 €1,500 £1,050 $1,875 €1,500 £1,575 $2,812 €2,250 Casa Secreto Cadaques, Spain Sleeps 6. House rental with cloister garden and terrace with great views. Near center of Cadaques. Restaurants, beach all in walking distance £400 $680 €560 £500 $850 €700 £750 $1,275 €1,050 2006 Property Rentals (Costs for one week rental) Description. Check individual listings for price and season dates. Prices here are only approximate. Bed and Breakfast where noted. Low Season Mid Season High Season Interested in advertising? Contact Fabspain Southern France Guide | Holiday rentals in France

Foreclosure Property Below Market

Buying a Foreclosure Property Below Market Value: Five Tips from the Pros Select USA State -- Alaska Alabama Arkansas Arizona California Colorado Connecticut Dist Columbia Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming Mortgage Broker Data -- Develop Loan Leads Loan Products Property Services Insurance Services International Lending Mortgage News News Miscellaneous Government Web Links Publications & Magazines Buying a Foreclosure Property Below Market Va Loans! | Advertise | FREE LINK! | Forum | Search | Help | EMail | News | Home    Home Loans | Media | Brokers | Mortgage Bank | Employment | Real Estate | Legal | Finance | Banking | Technology    Loan Officers   MORTGAGE LOAN OFFICER/BRO   ACCOUNT EXECUTIVES   Loan Officer   LOAN OFFICERS - INDEPENDE   I am seeking for a mort   Financial Services Dire   I am looking for a comp   Commercial Realty leasi   I am looking for contra   Liberty American Mortgage   New Account Executive Boo   CitiFirst Mortgage Servic   US Bank Introduces ``Fees   American Residential Fund   INDYMAC BANK ANNOUNCES N   What Does it Take to be a   Commercial Capital Bancor   Consortium Announces Laun   Meritage Homes Corporatio   Its All About PeopleAll   ABN AMRO Mortgage Group O   AMERIQUEST MORTGAGE LAUNC Visit the Veteran Loan Center to apply for a VA Mortgage or a VA Refinance Buying a Foreclosure Property Below Market Value: Five Tips from the Pros Buying a Foreclosure Property Below Market Value: Five Tips from the Pros House hunting can be a very daunting experience, especially in today s real estate market. Both investors and home buyers have been priced out of the market by escalating costs, and good real estate deals are increasingly difficult to find. But there are bargains out there, for people who know where to look. For people willing to do some homework, the foreclosure market offers some of the best opportunities in real estate today, explains James J. Saccacio, chief executive officer at RealtyTrac, the leading online foreclosure marketplace. Web-based services such as RealtyTrac give consumers access to foreclosure and pre-foreclosure information that was previously available only to professional real estate brokers and investors. Today, homebuyers can use these services to identify and research potential home purchases, as well as to find the tools and professional resources they need to help them close the deal. With interest rates ticking up and ARMs adjusting upward, experts predict an increase in the number of foreclosure properties on the market. RealtyTrac, which provides all the foreclosure data for both MSN House and Home and Yahoo! Real Estate, has already compiled a list of over 550,000 foreclosure properties across the country. Foreclosure properties can be a terrific investment, or give home buyers a much more affordable option than traditional properties, notes Saccacio. But they re not a way to get rich quick, and a foreclosure purchase needs to be approached in an educated, intelligent manner. Saccacio offers five tips to help you close a deal on a foreclosure property: 1. Learn about the different types of foreclosure properties, and the foreclosure process. There are three basic types of foreclosure properties, representing different stages in the foreclosure process: notice-of-default (NOD) and notice of trustee sale (NTS), which are both pre-foreclosure properties; and real-estate-owned (REO), a foreclosure property which has been re-purchased by the bank. For most consumers, buying a pre-foreclosure property from a private homeowner is the best option. It s important that both the buyer and the seller see the situation as a win-win situation, in order to ensure a smooth process. In this case, the seller is able to get out from under a mortgage without destroying their credit rating, the lender is saved the time and expense of foreclosing on the property, and the buyer gets a below-market price on a home. Foreclosure auction sales are typically the domain of the professional investor. These properties are formally in default, and sold to the highest bidder at an auction. Buyers are required to be physically present at the auction, and must pay 100% of the sale price in cash, on the spot. Though foreclosure auctions can offer significant savings, they are not for the feint of heart or the uninformed. Unless the buyer is already familiar with a particular property, there is usually little time to examine it. And the buyer will be competing against professional investors and sometimes even the lender at the auction. Once the lender officially reclaims a home, it becomes a real-estate-owned property (REO). While REO properties typically offer more time for evaluation and a more standard bank-managed transaction, their prices are usually very close to full retail market value. 2. Secure financing early It s important for a buyer to be pre-qualified before engaging in discussions with a seller. This ensures that the buyer is in a financial position to purchase the property, and is in the strongest possible position to negotiate. It s best to work with a lender who understands the foreclosure process, and can guide the buyer through certain steps, such as ensuring that a property is FHA-compliant. Another reason to consider pre-qualification is that not all lenders finance foreclosure properties. Having approved financing in-hand makes negotiations with both the seller and the lender easier, and may even make it possible for the buyer to simply cure the default and take over the existing loan to reduce loan processing fees. 3. Engage a real estate agent as a buyer s representative Most people hire a real estate agent to sell their home. These seller s representatives are charged with making the sale and negotiating the best deal for their clients. Buyer s representatives have the home buyer s interests at heart, and are charged with finding the right property and negotiating the best price for their clients. Picking the right real estate agent will make a buyer s life much easier. There are agents who specialize in the foreclosure market, with specific experience in REO properties. Look for an agent with foreclosure transaction experience, as well as knowledge of local, regional and state laws. But it s also important to consider the agent s knowledge of the area; their ability to close a deal; and their access to other professionals (attorneys, lenders, mortgage and title professionals) to ensure that the buyer is in good hands. 4. Do your homework Stocks offer higher potential returns for investors than traditional savings programs, but are also riskier. Similarly, purchasing foreclosure properties is somewhat more risky than buying traditional real estate properties, but offers much higher potential savings. With the right examination and due diligence, buyers can significantly reduce the risks. It makes sense to give any property under consideration a thorough examination. Here are eight steps for doing a professional-level exam. 5. Make a realistic offer Despite what you may see on late-night cable TV, investing in foreclosure properties isn t a sure fire get rich quick formula. Lenders aren t likely to give properties away, particularly in a real estate market where prices continue to rise. And homeowners in financial distress may be difficult to deal with, particularly early in the foreclosure process. The keys to a successful foreclosure property purchase are diligence and patience. As a rule of thumb, the best savings can be made at the pre-foreclosure stage, where home owners can avoid a foreclosure and lenders can save the time and cost involved in going through the process. Another critical point in the process is immediately prior to the auction date, when all parties might be most open to a last-minute solution. It s not unusual to save from 10-30% of the market value on a foreclosure property, and certain properties offer savings of 50% or even more. An educated buyer one who knows how much is owed on the property and what its market value is can usually come up with a realistic offer; one that offers significant savings, while meeting the requirements of the lender. Source: 10/06/2000 10/6/2000 410_024 Company: RealtyTrac Contact: jennifer white, jennifer@atomicpr.com Loans! | Advertise | FREE LINK! | Forum | Search | Help | EMail | News | Home   Mortgage Mag San Antonio, Texas 78255 Webmaster Email WebSite Map & Help

Real Estate Investing Sites

Real Estate Investing and Information Sites THE SOURCE FOR INFORMATION ON FORECLOSURE OUR MOST POPULAR PAGES Bank Foreclosures - REO Pre-Foreclosure Homes Foreclosure Help Foreclosures Discussion Real Estate Investing Sites FORECLOSURE ARTICLES Ready to Invest? Foreclosure Investing 101 Foreclosure Investing 111 Buying at Trustee's Sale Finding Foreclosures Determining Property Value Real Estate Foreclosures FORECLOSURE RESOURCES CA Foreclosure Time-Line Investment Tools Sources for Comps CA County Resources Real Estate Definitions INFORMATION & LINKS Foreclosure Industry Links Avoiding Foreclosure Scams Equity Buyout Scams Trustees and Posting Co.'s "How To" Information Curb Appeal Importance HOME MAIL Real Estate Investing and Information The following sites provide a wide variety of articles and information about property, mortgage notes and various legal aspects related to the purchase of real property. Many sites will have articles specific to their area of expertise, some will have discussion boards where you can ask questions and receive specific answers. Innovest Resource Management Training for the purchase of foreclosure property. Includes Foreclosure Forum discussion board . Foreclosure Focus - New Jersey A discussion board specific to New Jersey foreclosure International Real Estate Digest The World's Foremost On-line Real Estate Magazine National Mortgage Note & Contract Buyer We pay premium prices for 1st lien position real notes and contracts, nationwide. All property types. We pay all closing costs and related fees. Free online or phone-in quotes. LegalWiz.com Bill Bronchick's site, good information and articles. Real Estate ABC The ABC's of Real Estate and Finance. Solid Information. Real Estate Center Texas A&M's Site, be sure to check their publications link. Real Estate Link.net Information and tools. Includes Discussion Boards . The Real Estate Library Foreclosure based, information and articles. Includes Foreclosure Talk discussion board. The Paper Game All about notes and investing. Lots of articles. Realtor.com The Official Internet Site of the National Association of REALTORS Yahoo! Their Real Estate section. Some good tools available. The Carlton Sheets Alternative An inexpensive guide to property purchase and resale Simply Foreclosures A free beginning guide to foreclosure investing Remove your mortgage PMI & Save $$$ RE/MAX College Park Realty Providing Services to Los Angeles & Orange County. 4 Convenient Locations to serve you. Southern California Appraisal Services Real Estate Appraisal If you have found other quality sites providing interesting information and articles that you feel should be included on this page, please forward the site address to relinks@all-foreclosure.com Sites are first considered for the quality of the information available on the site, then by how appropriate the information is for a wide audience. Sites specific to a small community, even if they have very good information on the community probably won't be included due to the limited applicability of the information. Statewide type information sites are much more likely to be appropriate for a wide audience, specifically information for Texas, California, Florida, New York, New Jersey, Illinois, Ohio and other high population states. All sites are manually reviewed, but will not necessarily be included.

Texas Land Trusts Top

TPWD: News Release — Nov. 24, 2003/Texas Land Trusts Top 1-Million Mark in Acres Conserved Maincontent Local Navigation print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home Land & Water Land Private Tltc News Articles Links: What's a Lone Star Land Steward? Preserving Texas's Cultural Heritage Turning Brownfields Green Private Landowners Wildlife/Agricultural Tax Exemption Nov. 24, 2003 Texas Land Trusts Top 1-Million Mark in Acres Conserved AUSTIN, Texas -- Private landowners working with Texas land trusts have now conserved more than 1,307,681 acres of land, according to new statistics from the Texas Land Trust Council. The new acreage total sets another record, an increase from last year’s record total of 995,122 acres, a figure roughly comparable to the size of the entire Texas State Parks system. There are 39 land trusts in Texas. Some are national organizations with active Texas chapters, such as The Nature Conservancy and the Trust for Public Land. But most are regional groups unique to Texas, such as the Katy Prairie Conservancy and the Valley Land Fund. “Land trusts have sometimes been behind-the-scenes players, working quietly but effectively to protect open space and wildlife habitat,” said Robert L. Cook, TPWD executive director. “But today the visibility and conservation role of land trusts in our state is growing. These organizations are increasingly important to private landowners who are looking for help to address our biggest threat to wildlife, which is loss of habitat.” According to the Natural Resource Conservation Service’s 1997 National Resources Inventory, Texas led the nation during the 1990s in converting rural prairies, forests and coastline into shopping centers and houses, farms and factories. Texas loses about 283 square miles of rural open space to development each year. Land trusts join ranchers and other landowners together to combat these threats, and they represent the fastest growing conservation movement today, according to Carolyn Vogel, who works with the Texas Land Trust Council at the Texas Parks and Wildlife Department. “With Texans searching for ways to address conservation at the local level, the number of land trusts has multiplied with 22 new land trusts established in Texas in the past 12 years,” she said. The Protected Lands Inventory Survey asked Texas land trust members about acres conserved in their operating area, conservation methods used, and conservation purposes such as providing wildlife habitat or protecting water quality. Lands conserved include cactus-studded deserts, mile-high mountains, sunny coasts and dense forests. “Today Texas has close to 21 million people,” said John Hamilton, Texas Land Trust Council board president. “In 25 years, the population is expected to grow by 50 percent to more than 30 million people. Our open spaces are under tremendous stress that is only going to multiply.” For a directory of Texas land trusts, plus information about tools such as conservation easements and links to other resources, see the Texas Land Trust Council Web pages ( http://www.tpwd.state.tx.us/landwater/land/private/tltc/ ). TH 11/24/2003 Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: October 12, 2005, 12:46 pm