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Specialty Mortgages : Investment Property, Second Home, and Reverse Mortgage. Build a New Home…in Colorado. Lot and Land Loans Construction Loans Use the Ent Mortgage Resource Center for detailed loan information, to check rates, or apply online! Or, if you prefer, call one of our experienced loan officers at 719-550-6499 or 800-525-9623, extension 6499. We offer online application for most loan products. If you have questions or would like to apply for our First-Time Home Buyers loan, an FHA loan, or specialty loan, please call us at (719) 550-6499. Ent offers FREE Pre-Qualification ! Fixed Rate Mortgages If you are simply looking for a great interest rate with excellent advice and service, a fixed rate loan from Ent may be agood option. We offer a variety of terms to fit your purchase or refinance needs - including Flexible and InterestFirst TM loans. Find out more. Adjustable Rate Mortgage (ARM) Loans ARMs feature an interest rate that is fixed for a period of time (typically 1-7 years) and then adjusts annually. An ARM can offer advantages such as low initial payments providing considerable interest savings. To learn more about ARMs, and if it is the right loan for you, visit our Mortgage Resource Center. VA & FHA Mortgages Veteran's Administration (VA) and Federal Housing Authority (FHA) Loans feature more relaxed credit guidelines, little or now down payment, low origination fees, low interest rates, and government backing. Find out more about VA loans. Or, call us at 719-550-6499 or 800-525-9623, extension 6499. For more information or to apply for an FHA loan, please call us. Jumbo Mortgages Planning to purchase your dream home? Don't cash in valuable investments to do it! A Jumbo Mortgage from Ent can give you an attractive rate with convenient term options. Find out more. First-Time Home Buyers Ent makes your first home easier to buy with a low down payment, low origination fee, great interest rate, and choice of loan terms. You can also use this program if you haven't owned a home in at least three years. Some restrictions apply, and we’d be happy to explain them to you. To learn more, call us at 719-550-6499 or 800-525-9623, extension 6499. Please note we are not yet accepting applications for this loan online. Or, attend our First-Time Home Buyers workshop . Colorado Housing and Finance Authority (CHFA) Loans CHFA is a public enterprise that works to provide affordable home financing (and other needs) for qualifying low- to moderate-income residents of Colorado. Ent is a participating CHFA lender. To find out about CHFA financing through Ent, call us at 719-550-6499 or 800-525-9623, extension 6499. We do not currently process applications for this loan online. First-time homebuyers who qualify for a CHFA loan must complete an approved Home Buyers Workshop prior to closing the loan. The free five-hour workshops are taught by real estate and mortgage lending professionals who are certified volunteer instructors. Colorado Springs workshops are held in the Ent Galley Seminar Room , 4545 Galley Road. Get details on CHFA workshops in Colorado Springs (44 Kb PDF file).Or, visit the CHFA website . If you're a homeowner, at least 62 years of age, have adequate equity, and you occupy your own home, a reverse mortgage can give you flexible access to the equity you have built up in your home. You retain ownership of your home as long as you live in it. You can tailor the way you want to receive funds to fit your needs - lump sum, monthly check, line of credit, or any combination of these options. You can use the money however you wish. Plus...there are no restrictive income qualifications. The loan comes due only when your home is no longer your primary residence or upon transfer of the title. Reward yourself for paying off your home! Let a Reverse Mortgage make payments back to you! Call an Ent mortgage loan officer at (719) 550-6499 or 800-525-9623, extension 6499 for more information. Please note, we do not currently process Reverse Mortgages online. Investment Property Mortgages Are you looking for financing on your rental properties? Ent can help you with that too. Apply online or call an Ent Mortgage Loan Officer at (719) 550-6499 or 800-525-9623, extension 6499. Lot and Land Loans Ent is proud to offer lot and land loans throughout Colorado. Our Lot and Land Loans feature: A low 10% down payment. Competitive Rates. Generous loan maximums of $250,000 and flexible terms. Call an Ent Mortgage Loan Officer at (719) 550-6499 or 800-525-9623, extension 6499, for more information or to apply today! Construction Loans Need a loan that will help frame your vision of a brand-new home? Ent can help. Traditional Construction Loans Construction-to-Permanent Loans Single-Close Construction Loans We offer financing on homes built in Colorado. You get generous loan maximums,various terms (payment periods) to fit your construction and move-in timelines, interest rates as low asprime on some loans, and an easy pre-qualification process. Equally important, you getexpert advice on loan options from your credit union's mortgage loan officers. Be sure to ask about our single-close loan. It can save you time and money! You apply for financing once, secure your construction and permanent financing in just one closing, pay one closing fee, and lock in your interest rate to avoid future economic fluctuations. Call (719) 550-6499 or 800-525-9623, extension 6499 to explore your Lot/Construction Mortgage options with an Ent mortgage loan officer. Standard credit qualifications apply. All loans are subject to final credit approval. Please consult your tax advisor, as interest paid on these loans usually is tax-deductible. Please Note: In order to read PDF documents, you will need to install Adobe Acrobat Reader. This program is available free from Adobe by clicking here http://www.adobe.com/products/acrobat/readstep.html . Third party website links will launch you to a website that is not controlled or owned by Ent. Ent does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Ent. Privacy Pledge | Important Account Information | Contact Us This credit union is federally insured by the National Credit Union Administration. 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Amazon.co.uk: Buying a Home in Spain: Books BOOK SEARCH BROWSE CATEGORIES SPECIAL OFFERS TOP SELLERS AUDIO BOOKS Paperbacks 3 for £12 NEW & USED TEXTBOOKS HARRY POTTER SELL YOUR BOOKS All Products -Books -Used Books -Collectable Books All Subjects -Art, Architecture & Photography -Audio Cassettes -Audio CDs -Biography -Business, Finance & Law -Children's Books -Comics & Graphic Novels -Computers & Internet -Crime, Thrillers & Mystery -Fiction -Food & Drink -Gay & Lesbian -Health, Family & Lifestyle -History -Home & Garden -Horror -Humour -Mind, Body & Spirit -Music, Stage & Screen -Poetry, Drama & Criticism -Reference & Languages -Religion & Spirituality -Romance -Science & Nature -Science Fiction & Fantasy -Scientific, Technical & Medical -Society, Politics & Philosophy -Sports, Hobbies & Games -Travel & Holiday -Young Adult All Subjects Art, Architecture & Photography Audio Cassettes Audio CDs Biography Business, Finance & Law Children's Books Comics & Graphic Novels Computers & Internet Crime, Thrillers & Mystery Education & Languages Fiction Food & Drink Gay & Lesbian Health, Family & Lifestyle History Home & Garden Horror Humour Mind, Body & Spirit Music, Stage & Screen Poetry, Drama & Criticism Reference Religion & Spirituality Romance Science & Nature Science Fiction & Fantasy Scientific, Technical & Medical Society, Politics & Philosophy Sports, Hobbies & Games Travel & Holiday Young Adult BOOKS INFO At A Glance Reviews Customer Reviews See more by these authors: David Hampshire Jim Watson E-mail a Friend About This Item Recommendations If you already own this, rate it and improve your recommendations , Not Rated Find a huge selection of books at 30% off Become an Associate Join our Associates Programme and make money from your website! Buying a Home in Spain David Hampshire , Jim Watson (Illustrator) Publisher: learn how customers can search inside this book. Availability: usually dispatched within 1 to 2 working days 31 Used & New from £1.20 See larger photo Edition: Paperback More Product Details Customers who shopped for this item also shopped for: Buying a Property in Spain: An Insider Guide to Finding a Home in the Sun ; Paperback ~ Harry King The Best Places to Buy a Home in Spain ; Paperback ~ Joanna Styles, Jim Watson (Illustrator) Buy to Let in Spain: How to Invest in Spanish Property for Pleasure and Profit ; Paperback ~ Harry King Property Hotspots in Spain: The Hottest Property Locations in the Sunny Costas and How to Invest in Them ; Paperback ~ Ajay Ahuja Buying a Home in Spain 2005 ; Paperback ~ David Hampshire Product Details: Paperback 288 pages(December 1999) Publisher: Survival Books Language: English ISBN: 1901130363 Category(ies): Business, Finance & Law , Health, Family & Lifestyle , Travel & Holiday Average Customer Review: | Write a review Amazon.co.uk Sales Rank: 2,760 (Publishers and authors: improve your sales ) 1 new from 5.95 30 used from 1.20 Have one to sell? (We'll set one up for you) View my Wish List . Customers interested in this title may also be interested in: What's this? ( What's this? ) Feedback Business Finance Directory Find a wide range of business finance services and specialists in the finance section of our free business directory. www.business-search.uk.net Reviews Book Information Buying a Home in Spain is essential reading for anyone planning to purchase property in Spain and is the most comprehensive and up-to-date source of information available. Whether you're seeking a castillo, villa, farmhouse, townhouse or an apartment, a holiday or a permanent home, this book will help make your dreams come true. Packed with over 200 pages of valuable information, it's designed to help you avoid costly mistakes and save time and money. If you're planning to buy a home in Spain or even just thinking about it--this is the book for you. Buying a Home in Spain is designed to guide you through the property maze and make buying a home a pleasant and enjoyable experience. Most importantly, it's packed with vital information to help you avoid the sort of disasters that can turn your dream home into a nightmare. Vital topics covered include: Doing your Homework and Avoiding Problems Choosing the Region Finding the Right Home and Location Real Estate Agents Finance, Mortgages and Taxes Home Security Utilities, Heating and Air-conditioning Moving House and Settling In Renting and Letting Permits and Visas Retirement, Working and Starting a Business Travelling and Communications Health and Insurance Renting a Car and Driving And much, much more. Customer Reviews Avg. Customer Review: Write an online review and share your thoughts with other shoppers! 3 of 3 people found the following review helpful: Buying a Home in Spain , March 8, 2004 Reviewer: A reader from Los Angeles, California USA David Hampshire has written or co-written a series of books on living, working and purchasing homes in different countries; this is the 5th of his "country" books I have bought. We have previously lived in Switzerland and France and have close relatives in Portugal and we find David Hampshire's books invaluable - they are detailed, honest and well-written - good reference books and introduction for anyone contemplating a move abroad. I have given his books to several friends, including his book on the U.S. to a friend who moved to Virginia. I purchased this one for a relative planning to buy a house in Spain. It is not the only hand-book or advice one needs but it is certainly a great guide/check-list of the daily items one needs to deal with in a foreign country. Was this review helpful to you? 25 of 26 people found the following review helpful: BUYING A HOME IN SPAIN , November 25, 2002 Reviewer: Alexandra Campbell from Costa del Sol, Spain Having made several mistakes buying my first property in Spain when it came to the second I invested in David Hampshire's BUYING A HOME IN SPAIN. What a revelation! He has certainly saved me a lot of money, and probably my sanity - Spain is a wonderful place to live, but the laws, regulations, and customs are very different to the UK, and the well-meaning advice of ex-pats can lead to losing your car, home or savings. This book tells it like it is...thank you Mr Hampshire, you obviously HAVE lived here, and your advice really hits the spot. Was this review helpful to you? 28 of 34 people found the following review helpful: One to read if you are one of life's great pessimists! , June 15, 2001 Reviewer: A reader from Britain This book scared the living daylights out of me! Having read it I was convinced that I would never have the mental stamina to deal with all the red tape he describes. I know that it is important that people are warned of the possible pitfalls of buying property abroad but did this book have to be so negative and so pessimistic? The Chapter on Spanish driving was dreadfully insulting, as were the comments about Spain being the noisiest country in Europe! How I would have liked a more ENCOURAGING book - by all means point out potential pitfalls, Mr Hampshire, but please do so in a constructive way. Were I a more timid character I would have read this book and ditched all my plans for moving to Spain in the near future - not a read for the faint hearted. Was this review helpful to you? 27 of 28 people found the following review helpful: Excellent; Should be mandatory reading for prospective owner , July 6, 2000 Reviewer: A reader from Scotland A very comprehensive guide to buying a place in Spain. There's a wealth of facts in this book so don't expect to absorb it all on the first reading. - But don't worry, it's all presented in a very readable and humerous style. The author also provides a useful insight into some of the less palatable aspects of property ownership in Spain (not that Spain is any worse than any other country)and this means that we can approach our negotiations with much more confidence. Indeed, he doesn't appear to be scared to tread on a few toes he also exposes some of the less appealing aspects (for example read the section on Community properties, pages 150-155) Reading the rather vitriolic comments of a previous reviewer made me curious as to why the book prompted such a reaction. It was either somebody in the property trade who's cage he'd rattled or (call me a cynic if you wish) it was deliberate bait. Either way it attracted me to the book. So to that person 'Thank You' for calling it to my attention; it has become my bible. Was this review helpful to you? See all customer reviews... Customers who bought books by David Hampshire also bought books by these authors: Harry King Andre de Vries Charles Davey Joe Laredo Alan S. Lindsey Look for similar books by subject: Browse for Books in: Subjects > Travel & Holiday > General Subjects > Business, Finance & Law > Personal Finance > Property & Real Estate > General Subjects > Health, Family & Lifestyle > Self Help > Practical & Motivational Subjects > Travel & Holiday > Countries & Regions > Europe > Portugal > General Subjects > Travel & Holiday > Countries & Regions > Europe > Spain > General Subjects > Health, Family & Lifestyle > Self Help > General Search for books by subject: Business / Economics / Finance Economics Europe - Spain & Portugal Property & real estate Real Estate - Buying/Selling Homes Self-Help & Practical Interests Spain TRAVEL & HOLIDAY Travel i.e., each book must be in subject 1 AND subject 2 AND ... Comment on this title I have read this book and I want to review it. I am the author and I want to comment on my book. I am the publisher and I want to comment on this book. Correct errors and omissions in this listing. 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Denver Real Estate - Find Homes in Denver at REALTOR.com Denver Real Estate Find Homes For Sale In Greater Denver, Colorado 4487 Listings in this area Select an area of Denver Select from the list below to search for homes and real estate in Greater Denver DCW-Douglas County West JFS-Jefferson County South JFW-Jefferson County West (Golden) JSC-Jefferson County South Central MCC-Clear Creek County MCP-Mountain Conifer Pine MEN-Mountain Evergreen North MES-Mountain Evergreen South MJC-Central Jefferson County Mtn MJS-South Jefferson County Mtn MPC-Mountain Park County MPE-Mountain Evergreen East Other Areas To select two or more, hold down control key (command key on a Macintosh) while clicking mouse. or... Enter the MLS # Search in popular metros: Atlanta | Austin | Boston | Chicago | Dallas | Denver | Houston | Las Vegas | Long Island | Los Angeles | Memphis | Miami | New York City | Orange County | Palm Beach | Phoenix | Sacramento | San Diego | Seattle Site Map | Corporate News & Info | Contact Us | Advertise With Us | Join our staff Terms of Use and PrivacyPolicy . 1995- NATIONAL ASSOCIATION OF REALTORS and Homestore, Inc. All rights reserved. Equal Housing Opportunity REALTOR.com is the official site of the National Association of REALTORS and is operated by Homestore, Inc. REALTOR -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR holds membership.
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MyPyramid.gov - United States Department of Agriculture - Home Search for keywords O ne size doesn't fit all. MyPyramid Plan can help you choose the foods and amounts that are right for you. For a quick estimate of what and how much you need to eat, enter your age, sex, and activity level in the MyPyramid Plan box. For a detailed assessment of your food intake and physical activity level, click on MyPyramid Tracker. Use the advice "Inside MyPyramid" to help you Make smart choices from every food group, Find your balance between food and physical activity, and Get the most nutrition out of your calories. MyPyramid for kids Go here to play the MyPyramid Blast-off game and find other materials designed for elementary school-aged children. Tour MyPyramid Take a tour of the new pyramid in this animated feature. Inside The Pyramid Explore the pyramid to learn about the food groups and to see how much physical activity you should be getting. Tips & Resources Learn how to make MyPyramid work for you. Find a wealth of ideas that can help you get started toward a healthy diet. There are tips for each food group, physical activity, eating out, a sample menu, and more... Age: Sex: [Select] Male Female Physical Activity: Amount of moderate or vigorous activity (such as brisk walking, jogging, biking, aerobics, or yard work) you do in addition to your normal daily routine , most days. [Select] Less than 30 minutes 30 to 60 minutes More than 60 minutes USDA.gov | FOIA | Accessibility Statement | Privacy Policy | Non-Discrimination Statement | Information Quality | FirstGov | White House