Buy House

Buy my house, please! - Sep. 11, 2003 CNN/Money Web Autos Real Estate Money's Best Home Markets & Stocks News Jobs & Economy World Biz Technology Commentary Personal Finance College Credit and Debt Insurance Interest Rates Retirement Tax Center Ask the Expert Five Tips The Good Life Millionaire in the Making Money 101 Moneyville Retirement Planner Savings Calculator Asset Allocator Mutual Funds Money Magazine Video CNN TV Fortune 500 Best Employers Money 101 Portfolio Calculators Real-time Quotes Last 5 Quotes SPONSORED BY include virtual="/fn_adspaces/markets-stocks/last_five_quotes/sponsor.88x31.ad" -- CNN/Money Email newsletters RSS Mobile news Money archives Buy story reprints Find a Mortgage SPECIAL OFFER Your Money Your Home Buy my house, please! As the market cools, it will take more work to get that 'For Sale' sign out of your front yard. September 11, 2003: 5:10 PM EDT By Sarah Max, CNN/Money Staff Writer BEND, Ore. (CNN/Money) To say that it's been a seller's housing market is the understatement of the year. Homeowners looking to sell in most parts of the country haven't had to wait around very long for a suitable offer, and those in the best markets have seen their homes swooped up in a matter of days, even hours. In early 2003, in fact, 21 percent of all houses went into contract less than one week after going on the market, according to the National Association of Realtors (NAR). On average, houses sold in just five weeks nearly half the time it took throughout the 1990s. "I believe this may be our best year ever," said David Hemenway, a realtor in Cottage Grove, Ore., who's been in the business since 1968. On the other side of the country in Sebring, Fla., realtor Chip Boring is enjoying a record year. Yet, both are aware that great times can't last forever. "Up until the last 2 1/2 years the average time on the market was anywhere from 180 days to 210 days," Boring said. And Hemenway recalls the early 1980s when his listings lingered on the market, sometimes for years. As interest rates creep up, buyers' budgets creep down and markets return to more normal levels, sellers will discover that it takes a little more work (and patience) to unload their homes. Many already have. While there is little you can do to change the laws of supply and demand, you have some control over whether your house sits or sells. Here are the most common reasons houses don't sell, in order of importance. The price is not right Even in the best of markets, setting your price too high is a mistake -- unless you really don't want to sell your house. "Starting too high is the worst thing you can do," said Hemenway. More on Your Home • Mortgage Application Center • Beating higher rates • Mortgage demand hits 14-month low • Choosing the best mortgage now Why? Because your greatest opportunity for selling your house is immediately after it goes on the market. That's when the majority of serious buyers will see the house. "Even if you lower the price to reflect the market, you'll have fewer people coming through than if you'd just priced it right to begin with," said Hemenway. In fact, it's not until after you bring the price down below the market something few sellers want to do that interest will pick up again. To make matters worse, say real estate agents, the longer a house sits the harder it is to sell. "Everyone thinks there must be something wrong with the house if it hasn't sold," said Boring, adding that for this reason he won't take on a listing if the seller insists on asking more than the house is worth. To drum up new interest among buyers, sellers sometimes pay for extra advertising or offer to, for example, pay for closing costs as a way to get buyers' attention. "In markets where people don't have a lot of cash, paying for closing costs or buying down interest rates with points up front can put you at a huge advantage," said Ron Phipps, a realtor in Warwick, R.I. The house is in the wrong place When markets are good, buyers are more willing to buy on the outskirts of an area or turn a blind eye to busy streets, bad views and other problems. But when markets cool down, it's these spots that suffer the most, said Hemenway. Short of moving the house, there is not much you can do if it is in the wrong location. But while in the house you can take care to make sure you don't over-improve your property relative to the ones around it. "If you have a $300,000 house in a neighborhood of $100,000, be prepared to lower the price or let it sit," said Boring. Buyers can't get past the front door Realtors say that getting buyers to take a look inside a house is the biggest challenge of selling a house. Once they've stepped through the door buyers are more likely to consider a place. "I recently sold a house that from the front was not very inspired," said Phipps. "The buyers came to the open house only because they needed to kill time, but once inside they were interested." For this reason, a little time and money spent on curb appeal will go a long way. Trimming the grass, washing the windows and planting a few flowers may be all it takes. In the case of houses whose best features are inside or out back, Phipps recommends taking good interior pictures and putting 360-degree tours online. Sellers sometimes get buyers to look past their homes' imperfections with creative extras. "I've seen sellers offer decorating allowances, and pay for cleaning service and landscaping," said Phipps. "Several years ago a seller in the bakery business offered to bring the buyer a different cake every month." Too much chintz and tchotchkes Less is more when it comes to attracting buyers. "Put all of those pictures of your family and other personal treasures away," said Sheryl Gregory, a broker in Wynthrop, Maine. "It distracts buyers and makes it harder for them to picture themselves in the house." She also recommends taking down distracting curtains and putting on a fresh coat of paint. "Buyers sometimes get scared if they wander through a house and think they're going to have to do a lot of painting," she added. --* Disclaimer Selling? Buying? Click to compare top local real estate agents More on YOUR HOME • Your Home: Bracing for higher rates • Refinancing demand lags again • A rose is (not) a rose TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. 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Purchase Property

display-points -- This page uses JavaScript. Please enable it or upgrade your browser. UK Property Web - Home Buying and Selling Your browser does not support the script needed to run elements on this website. Please upgrade your browser or enable javascript in your browser's properties. Houses for sale. Dedicated to helping you buy and sell property throughout the UK. Houses For Sale UK Home :: Buy :: Sell :: Letting :: Services :: About us Property and Houses For Sale Privately in the UK We would like to welcome you to UK Property Web on your first visit! If your selling or buying you've come to the right place, we have 100's of houses for sale from all over the UK. Please be sure to contact us if you think we can help you purchase or sell a property. Advertise with us. Houses For Sale with UK Property Web Enter the name of a 'Town', 'County' or 'Region' and hit GO. e.g. 'Southampton' or 'Hampshire' or England. You can also search by Ref number enter all the numbers after Ref UKPW:00 UK Property Web is associated with the following websites: Search for houses from the comfort of your own home: advertise with us, you advertise with them... Houses for sale, flats, apartments, bungalows, cottages... advertisment You won't find another website that offers the same for less! Total Control of Enquiries No Commission Massive Savings Coverage Over 5 Websites Quality Photographs and Descriptions Wide Range of Properties Simple Property Search Total Coverage Over the UK UK PROPERTY WEB NEWS & UPDATES ~ Concerned about the housing market? Click here to find out more ~ ~ Will there be a repeat of the 1990 housing crash? ~ ~ Property Secrets ~ back to top @ UK Property Web we accept credit cards, debit cards and cheques. UK Property Web, 1 Pipit Close, Weymouth, Dorset, DT3 5RT. Email: contact us There are 22 active visitors. web design by

Colorado Real Estate Guide

Mountain Homes Illustrated Colorado Real Estate: Mountain Homes, Land, Ranches and Commercial Properties in Summit County, Park County, Grand County, Chaffee County and surrounding areas BROKER LOGIN | PUBLISHER LOGIN | ADD YOUR COMPANY! December 29, 2005 155 UsersOnline | 45562 LeadsToDate | © 2005 MHPI UP-TO-THE-MINUTE INFORMATION ... 42913 LISTINGS AND GROWING BY THE MINUTE ... CLICK "NEWEST LISTINGS" BELOW ... OR SEARCH BY FEATURE AT LEFT ... TODAY'S ACTIVE BROKERS ARE LISTED FIRST BELOW... FIND OTHER ADVERTISERS ALPHABETICALLY BY CLICKING ON FIRST LETTER OF COMPANY NAME ... BROKERS LOG IN AT UPPER LEFT ... NEW ACCOUNTS SELECT "JOIN" ... OR CALL 1-800-841-5185 ... THIS SITE POWERED BY XDEADLINE.COM SEARCH 5,447 COLORADO PROPERTIES You can now be automatically notified when a new property matches your search criteria NEWEST Listings in... KEYSTONE MORRISON Buena Vista Guffey Westcliffe Florissant FRISCO BRECKENRIDGE COPPER MOUNTAIN GRAND LAKE SALIDA WINTER PARK Canon City SILVERTHORNE KREMMLING Central City Condos and Townhomes Single Family Homes Lots and Acreages Homes on Acreage Log Homes Commercial Properties Mountain Living Farm and Ranch Properties Getaway Properties Resort Properties Furnished Properties Duplex-TriPlex-Multi Recreational Properties Corner Lot Affordable Bed & Breakfast Golf Course Properties Country Living NEW LISTING Fine Homes Horse Properties Motivated Seller Creekfront Properties Victorian Fixer Upper Gorgeous Views Executive Homes MAGAZINE TITLES • Roaring Fork Valley Real Estate Guide • Mountain Homes Illustrated • Evergreen Conifer Real Estate Guide • Colorado Mountain Real Estate Guides • Summit County Real Estate Guide • Chaffee County Real Estate Guide • Grand County Real Estate Guide • Park County Real Estate Guide • Steamboat Springs Real Estate Guide • Pagosa Area Real Estate Guide • San Luis Valley Real Estate Guide • Vail Valley Real Estate Guide • Custer County Real Estate Guide • Southern Colorado Real Estate Guide • Royal Gorge Real Estate Guide ADVERTISING INFO • Distribution Map • Ad Proofs • Ad Rates • Suggestion Box • Pay Bill Online MAIN MENU Home • Add Your Link • Links • USAHomes.org • Site Statistics • Legal Notice • Contact Us / FTP AD DEADLINES Mountain Homes Illustrated Ski Season V15N1 ADS DUE: Wednesday, January 4 Carbon County Real Estate Guide Spring 2006 Number 5 ADS DUE: Wednesday, February 8 Evergreen Conifer Real Estate Guide March/April Number 10 ADS DUE: Wednesday, February 15 Grand County Real Estate Guide Number 33 Spring ADS DUE: Wednesday, March 1 Mountain Homes Illustrated Memorial Day V15N2 ADS DUE: Wednesday, March 15 Chaffee County Real Estate Guide Spring NUMBER 15 ADS DUE: Wednesday, March 22 Chaffee County Real Estate Guide Spring / Summer NUMBER 15 ADS DUE: Wednesday, March 22 Evergreen Conifer Real Estate Guide May/June Number 11 ADS DUE: Wednesday, April 19 Carbon County Real Estate Guide Summer 2006 Number 6 ADS DUE: Wednesday, May 10 Mountain Homes Illustrated 4th of July V15N3 ADS DUE: Wednesday, May 31 Site Map COLORADO MOUNTAIN HOMES PUBLISHING INC CLICK HERE To See Our Other Magazine Titles Mountain Homes Illustrated (548) Evergreen Conifer Real Estate Guide (488) Grand County Real Estate Guide (107) Summit County Real Estate Guide (91) Chaffee County Real Estate Guide (62) Park County Real Estate Guide (34) Vail Valley Real Estate Guide (16) Southern Colorado Real Estate Guide (16) Royal Gorge Real Estate Guide (10) San Luis Valley Real Estate Guide (9) Custer County Real Estate Guide (9) Pagosa Area Real Estate Guide (7) Colorado Mountain Real Estate Guides (4) Steamboat Springs Real Estate Guide (2) Roaring Fork Valley Real Estate Guide (0) SEARCH PROPERTIES | | 100 NEWEST LISTINGS | | ADVERTISER LINKS | | CONTACT US [A] [B] [C] [D] [E] [F] [G] [H] [I] [J] [K] [L] [M] [N] [O] [P] [Q] [R] [S] [T] [U] [V] [W] [X] [Y] [Z] [1-9] Listings Updated December, 29 (Kremmling) (27 Properties) "Specializing in Grand & Summit Counties!" 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Real Estate, ERA Real Estate - Properties for Sale Always There For You Just as you pride yourself on doing the little things that make your house a home, focusing on the fine details is what distinguishes the ERA® professional. The ERA.com site is enhanced using JavaScript, and we recommend enabling it in your browser. Mobile browser users may view our mobile browser optimized site at 3g.era.com , or browse homes for sale by state . © ERA Franchise Systems, Inc. All rights reserved. Each ERA ® Office is Independently Owned and Operated. View our Privacy Policy and Terms and Conditions . Buy a Home Property Search Search by Map Find a Sales Associate Find an Office Join MyERA.com International Collection Open Houses Select Consumer Services International Office Search Calculators Resource Center Looking to Rent Military Specialist Commercial Specialist Resort.ERA.com Mature Market ERA.com Mobile Historic Specialist Homepage Edition Sell a Home Find a Sales Associate Find an Office Join MyERA.com ERA Answers Find a Relocation Specialist Sellers Security Plan Select Consumer Services ERA Home Protection Plan International Office Search Calculators Resource Center Tips - Selling by Owner Looking to Rent Military Specialist Commercial Specialist Resort.ERA.com Mature Market ERA.com Mobile Historic Specialist Homepage Edition ERA Mortgage Home Financing Get Approved Loan Programs My Loan Status Mortgage Tools Learning Center How We Do It Our Process Who We Are Your Privacy Contact Mortgage ERA Worldwide International Office Search Worldwide Offices About ERA A Technology Brand Acerca de ERA en Espaol Buy & Sell the ERA Way A World of Opportunities ERA Vision Statement Technology Advantage ERA Commitment to Service Advertising Niche Marketing Opportunities Joining the ERA Family Customer Service Newsroom & Corporate Information ERA History Corporate Sponsorship: Muscular Dystrophy Association Resource Center Contact ERA Find a Sales Associate Find an Office Find a Relocation Specialist Become an ERA Sales Associate Become an ERA Franchise Contact ERA.com Join MyERA.com Resource Center ERA.com Survey Member's Area - Login to TeamERA.com

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Homes and Communities - U.S. Department of Housing and Urban Development (HUD) HUD news Newsroom Priorities About HUD Homes Buying Owning Selling Renting Homeless Home improvements HUD homes Fair housing FHA refunds Foreclosure Consumer info Communities About communities Volunteering Organizing Economic development Working with HUD Grants Programs Contracts Work online HUD jobs Complaints Resources Library Handbooks/ forms Common questions Tools Webcasts Mailing lists Contact us Help Hurricane Information HUD's hurricane resource page How to get help Press releases and photos HUD's response to the hurricanes Progam guidance and waivers Katrina Disaster Housing Assistance Program Contact information Operating requirements Consolidated contributions contract Disaster rent subsidy contract HUD Highlights Bush Administration announces $1.33 billion in grants to house and serve thousands of homeless individuals and families $20 million aimed at increasing public housing resident self-sufficiency and aiding elderly, disabled HUD seeks nominations for second annual Woodson Awards President Bush announces Homesteading Initiative Jackson signs 'Five-Star' statement of support for National Guard and Reservists HUD announces mortgage assistance for disaster victims Avoid Predatory Lenders Web Clinics for HUD Partners National Calendar of events Daily message At Your Service Learn how to buy a HUD home Learn how to apply for public housing and Section 8 See if HUD owes you a refund on your FHA loan Find a HUD-approved lender in your area Talk to a housing counselor File a housing discrimination complaint Submit Freedom of Information Act (FOIA) request Busque información en español Learn about the President's agenda to expand homeownership More services Important Links Medicare Prescription Drug Coverage Annual Performance Plan 2005 Performance Accountability Report (PAR) Equal employment opportunity data posted pursuant to the No Fear Act regulations.gov Information by State Find information about homes and communities, organized by state. Select a State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico/ Virgin Islands Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Homes for Sale Find homes for sale from HUD and other federal agencies. Information For... Citizens Homebuyers Senior citizens Veterans/Military Kids Students People with disabilities Researchers Landlords Tenants Colonias/farmworkers Native Americans Victims of Discrimination Housing Industry Lenders Brokers Housing agencies/tribes Multifamily industry Appraisers Other Partners Grantees/ non-profits Congress/ elected officials Small businesses Fair housing Faith Based and Community Organizations Hospitals Investors Auditors/ investigators Now Playing Appraisal Protocol Content updated December 23, 2005 Back to top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you