Selling Home

FCIC: Selling a Home Return to Federal Citizen Information Center Home Page Printer-friendly page -- Life Advice About... Selling A Home This Life Advice section about Home Improvement was produced by the MetLife Consumer Education Center reviewed by the Real Estate Educators Association and the U.S.D.A. Cooperative Research, Education and Extension Service. If you've decided to sell your home, chances are you're caught up in a host of emotions. You may be looking forward to moving up to a new dream house or facing the uncertainty of a major move across country. You may be reluctant to leave your memories behind or eager to start new adventures. Whatever turbulent feelings you're experiencing right now, there are plenty of practical matters that need your attention. Keep in mind the following considerations to help the whole process go more smoothly. Time Becomes Money It's a good idea to place your home on the market as far in advance as possible of purchasing a new one. If you find a new home first and then try to sell your present home, you may wind up with two mortgages. If this does happen, ask your real estate agent or banker about a bridge loan to help you make the double payments. Lenders use the same criteria for offering bridge loans as they use for mortgages. Should you qualify for a bridge loan, beware of the expense; during the term of the loan you must continue to pay both mortgages. Shop around for the best terms. Keep in mind that when people move, sell and buy, there usually is a domino effect. Closing and moving dates have to be coordinated, and the more firmly everyone commits to a window of dates and sticks to them, the better for all involved. Put all agreements about dates in writing, and protect yourself by negotiating financial penalties for failure to comply. Check Your Curb Appeal A home that's visually appealing and in good condition will attract potential buyers driving down the street. Use this checklist to view your property through an outsider's eyes. Are the lawn and shrubs well maintained? Are there cracks in the foundation or walkways? Does the driveway need resurfacing? Are the gutters, chimney and walls in good condition? Do the window casings, shutters, siding or doors need painting? Are garbage and debris stored out of sight? Are lawn mowers and hoses preperly stored? Is the garage door closed? On the Inside Strong curb appeal will lure potential buyers inside, where you have to live up to their expectations. Fortunately, there are plenty of easy improvements you can make to your home's interior without spending a lot of money. Cleaning is No. 1. Your windows, floors and bathroom tiles should sparkle. Make sure you have clean heating and air conditioning filters. Shampoo dirty carpets, clean tubs and showers, repair dripping faucets and oil squeaky doors. Keep your home neat, clean and picked-up at all times. It may not seem fair, but a peek in the oven may be the hallmark by which a buyer judges how well you have kept up your home. Remove unnecessary clutter from the garage, basement, attic, closets and straighten stored items. Also remove any items that might make a statement that would be offensive to others who may not share your same views, beliefs or sense of humor. If your home is crowded with too much furniture, consider putting some things into storage. If a room needs a fresh coat of paint, use a neutral off-white. Think, too, about how your home smells. You may be used to the smell of a pet or cigarettes, but such odors can be a strong turn-off to others. Be certain to remove valuables such as jewelry and other items from view. It might be wise to put these items in a safe deposit box before showing your home. Finally, set a mood for the buyer. Make your house homey with live flowers and fresh guest towels in the bathroom. Place scented potpourri around the house or, on the day you're expecting a potential buyer, pop a batch of frozen cinnamon rolls into the oven for a welcoming aroma. Remember, cosmetic changes do not have to be expensive. In fact, costly home improvements do not necessarily offer a good return on your investment when you sell. It's attention to the basics—anything that says “this home has been carefully maintained”—that will help you get the price you want. Go It Alone Some homeowners decide to sell their homes themselves in order to save the commission charged by a real estate agent. The commission rate may vary, depending on where you live or what agency you choose, but it is generally upwards of 5%. However, handling your own sale means you will be responsible for placing ads, answering phones and showing your home to strangers. What's more, buyers who know you are saving on an agent's commission may offer less for your home, wiping out the financial incentive to do it all yourself. You may decide an agent's commission is a bargain the first time that a would-be buyer shows up unannounced at dinnertime. Also, be aware that a real estate agent probably knows a lot more about the business of selling a home than you do. Here are some of the advantages professional agents offer: They will help you establish a fair asking price for your home. They will promote your home to other agents and list your property in multiple listing services. A multiple listing service is a book or computer database that all real estate agents who subscribe to the service can access. Your home will get exposure to all those agents, one of whom may have the perfect buyer. They will create, pay for and place advertising for you. They will schedule appointments to show your home to prospective buyers even when you are not there. They can weed out buyers who will not qualify for a mortgage. They can refer you to sources for insurance, inspections, legal counsel and financing. They will help you negotiate with the buyer. They can make suggestions to help make your home more attractive to a potential buyer. If you decide to sell through an agent, ask friends and neighbors for recommendations. Talk to several agents before picking the one you want to work with. Taking a walk through your home with an agent should give you a feel for how that person will handle prospective buyers. Ask prospective agents how they plan to market your home. Don't sign with an agent just because he or she suggests the highest asking price. Negotiate the broker's commission prior to listing your home, and sign for a limited period of time—usually three to six months. Setting a Fair Price Naturally, you want to get top dollar for your home. But, at the same time, you don't want to scare off potential buyers with a price tag that's too high. Setting an artificially high price may cause your property to languish on the market for months. Reducing your asking price later on may lead buyers to wonder if there is something wrong with your home. Here are some of the factors to consider in pricing your home. Your location Economic conditions Supply and demand in the local housing market Seasonal influences Local schools Average home prices in the neighborhood Your home's extras -- pool, fireplace, central air, etc. To determine the value of your home, you probably will want the advice of a real estate agent or appraiser. Ask an agent to prepare a market analysis for you, showing the recent selling prices of three neighborhood properties comparable to your own. The agent can help you adjust for the unique features of your own property. Qualifying a Buyer Either you or your agent will want to quickly weed out potential buyers who cannot really afford to purchase your home. A number of factors will help determine whether or not you are wasting your time negotiating a sale. The buyer's debt and credit history The buyer's current income and employment The buyer's cash position and availability of a down payment The length of time the buyer needs before closing on your home How interested the buyer appears to be in your home versus others Seek Legal Representation When selling your home—particularly if you are selling on your own—it's a good idea to be represented by an attorney. Look for an attorney with expertise in real estate transactions. When a potential buyer puts an offer in writing and you accept it, the signed acceptance becomes the sales contract. Your attorney will be present at the actual closing to protect your interests and can assist you with the following elements of a sales contract: The sale price What is included in the sale price -- draperies, carpeting, light fixtures, heating oil, etc. The amount of the down payment The date of closing and possession date Contingencies to the sale--inspections (e.g. structural, lead-based paint, radon), required improvements, legal review of the contract by the buyer's or seller's attorney, etc. The amount and length of the mortgage loan, interest rate and time limits to secure the loan Determining which closing costs are to be paid by the buyer and which by the seller Tax Implications Selling a home can have a major impact on your federal and state tax returns. Check with your tax consultant on the factors that may affect taxes resulting from the sale of your home. For example: Whether you purchased the home or acquired it by gift or inheritance Whether you used your home partly for business or rental Costs associated with selling your home Home improvements or additions, which may help to offset capital gains The sale of your home. In certain cases you can exclude up to $250,000 in gain ($500,000 for married couples filing a joint return) on the sale of property that was your principle residence for at least two years. Generally, you can use this exclusion every two years. Congratulations! You've successfully weathered the logistics of selling your current home, and you're ready to move on to a new and exciting chapter in your life.As you prepare for the coming changes, check out the Life Advice sections Moving and Buying a Home to aid you in this transition. For More Information 100 Questions Every Home Seller Should Ask Ilyce R. Glink, Times Books $14 Life Advice price $11.20 Call 1-800-793-2665 to order and mention reference number 032-02. Price and availability subject to change without notice. The American Bar Association Family Legal Guide Times Books$34.50 Life Advice price $28 Call 1-800-793-2665 to order and mention reference number 032-04. Price andavailability subject to change without notice. How to Sell Your Home in 5 Days William G. Effros, Workman Publishing $14.95 Life Advice price $8.97 The Consumer Bible, 1001 Ways to Shop Smart Mark Green, Workman Publishing $14.95 Life Advice price $8.97 Tips and Traps When Selling a Home Robert Irwin, McGraw-Hill $12.95 PAMPHLETS FROM THE FEDERAL GOVERNMENT The quarterly Consumer Information Center Catalog lists more than 200 helpful federal publications. For your free copy write Consumer Information Catalog, Pueblo, CO 81009, call 1-888/8-PUEBLO, or find the catalog on the Net at www.pueblo.gsa.gov . A Home for You and Your Family Publication Series, North Carolina Cooperative Extension Service, Housing & House Furnishings, Box 7605, Raleigh, NC, 27695-7605 (single copies free). Also contact the Extension Service office listed in the white pages of your phone book. Related Life Advice pamphlets See the following related Life Advice pamphlets: Buying a Home, Moving, Home Improvement, Homeowners Insurance, Renting an Apartment, Enjoying Retirement and When Your Children Leave the Nest. Helpful Links HomeWEB You'll find consumer information on selling a home from this comprehensive real estate and relocation source. Topics include info on real estate agents, marketing your home, financing & mortgages, sales contracts, pricing your home and more. Basically, this is a great place to start, if you're thinking about selling your home. Audrie's Advice Audrie provides a complete check-list for selling your home without an agent and thereby retaining all the profit for yourself. SellYourHomeYourself.com SellYourHomeYourself.Com is a unique site that helps the For Sale By Owner seller save money. On this FSBO web site you'll find all the resources you need to sell a home yourself. * Because the content of newsgroups and Websites changes constantly, it is impossible for us to review it all. We are not responsible for the content of any of the above links. Return to Federal Citizen Information Center Home Page Printer-friendly page --

Foreclosure Property

Absolute Foreclosures - Nationwide Foreclosure Property Listings - real estate foreclosure, bank foreclosure, goverment foreclosure, VA homes, HUD listings Join Today! Your browser does not support script Today's Real Estate News Thu Dec 29, 2005 Normal real estate market creates new winners, losers Perspective: As markets settle, some builders, sellers and lenders could fall Most Home chief to talk about real estate lead tools Real Estate Connect Speaker Profile Consumer confidence ends year with a bang More Americans say jobs are plentiful in December Condo, single-family housing prices heat up west of Boston More buyers move west to find prime real estate deals More Stories... Today's Rates Today Last 30 yr fixed mtg 5.70% 5.74% 15 yr fixed mtg 5.27% 5.34% 5/1 ARM 5.24% 5.29% 30 yr fixed jumbo mtg 5.98% 6.03% 5/1 jumbo ARM 5.42% 5.45% National Average Your Foreclosure Source National Foreclosure Listings Updated Daily FREE 7-Day TRIAL Foreclosures Bank Owned Properties Fannie Mae Listings Freddie Mac Listings REOs Lender Owned Properties HUD Listings VA Owned Properties Government Real Estate Auctions Local Real Estate Auctions Corporate sellers Click on the map below to find foreclosure properties. HOT Deals Properties under $10,000 Properties under $25,000 Properties under $30,000 - ALL STATES - Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Hot Property Listings Foreclosure directory: Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming AbsoluteForeclosures.com is The Source for National foreclosure listings Posted Daily, foreclosure homes, real estate foreclosures, HUD foreclosures, real estate auctions, reo properties, fannie mae, freddie mac, va foreclosures, government foreclosures, and bank owned properties. If you're new to Absolute Foreclosures service, please read Terms and Conditions Not a member? CLICK HERE TO START YOUR FREE TRIAL TODAY Home | Search | FREE Trial | My Account | Auction Search | News | Links | Affiliate | Site Map | Hot Properties

Home Equity Loans Home

Home Equity Loans, HELOC, Home Improvement Loan - HomeLoanCenter.com Home Home Equity Mortgage Refinance Home Equity Loans Home Purchase Credit Concerns Debt Consolidation Check Loan Status Loan Calculators Rate Quote Rate Watch FAQs Find the Right Loan 5 Reasons To Refinance Home Buying Tips Mortgage Terms Glossary Besides the tax benefits you’ll receive, there are many reasons to get a home equity loan and even more reasons to get one with HomeLoanCenter.com. Less paperwork No appraisal required Cash in 10 days No closing fee options Perfect credit not required No application fee Learn More: What is a home equity loan? What is a home equity line of credit? What is the process of getting a home equity loan? Schedule a FREE loan consultation today Start here! Finish in 3 minutes. Get a decision on your loan in as little as 30 seconds. Required Field Borrower Information: First Name: Last Name: M. Initial Suffix -Choose One- Jr Sr II III IV Home Phone: Work Phone: Will there be a co-borrower? Yes No *$208.33 payment is based on $40,000 loan amount for a 25-year Home Equity Line of Credit with a 3 month introductory rate of 6.25% and 7.00% Annual Percentage Rate. Rate is variable and subject to change. Offer is for new applicants only. To qualify for this payment borrower credit score must be 720 or greater and loan-to-value must not exceed 70%. The interest rate and payment for your line will vary based on your credit qualifications and loan to value ratios and will range from Prime -0.25% (currently 6.75% APR) to Prime +2.75% (currently 9.75% APR). Prime is the Wall Street Journal Prime Rate and is currently 7.00%. Changes to Prime may change your payment amount and APR. Maximum APR will not exceed 18%. An annual fee of $75 will be charged after the first year. Rate and terms offered may vary depending on your credit history and other qualifications, amount of equity in the property, location, and type of property, and other factors. Not available in all states. Rates are subject to change without notice. Site Map | About Us | Contact Us | Business Hours | Careers | Privacy Policy | Our Guarantees | Licensing | Legal Information Loan Payment Calculator | Mortgage Refinance | Home Equity Loan | Home Purchase | Adjustable Rate Mortgages | Second Mortgage Tools & Resources | Mortgage Interest Rates | Home Loan | Equity Loan | Debt Consolidation © 2005 Home Loan Center, Inc. All rights reserved. Loan programs are offered by Home Loan Center, Inc.

Texas Land Trusts About

About Texas Land Trusts Maincontent Local Navigation print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home Land & Water Land Private Tltc Trusts Texas Land Trusts About Texas Land Trusts Starting a Land Trust Texas Land Trust Directory Foreword Listing Regional Index About the Texas Land Trust Council ( TLTC ) TLTC Board of Directors and Honorary Council News 2004 TLTC Conference Speech Bulletin Board TLTC Publications Land Trust Resources Texas Land Trusts Top 1-Million Mark in Acres Conserved Texas has thirty-nine (39) not-for-profit land trust organizations operating at a statewide, regional or local level in the state. Land trusts are a creative answer to today's land conservation challenges. Land trusts provide local solutions to local needs: that might be the protection of a watershed, an archeological treasure, a prairie, farm and ranch land, or a portion of a larger ecosystem. 2003 Protected Land Inventory Summary Conservation Method Sites Acres Fee Simple Ownership 191 269,179 Conservation Easement 142 281,080 Transferred N/A 322,361 Other* N/A 435,061 Total N/A 1,307,681 * Includes conservation leases, management agreements, will donations, etc. Land trusts offer various conservation approaches - many of the organizations willingly hold conservation easements or provide technical assistance to landowners; they may buy or accept donated lands; many provide local conservation education and planning assistance. Land trusts in Texas help protect more than 1,300,000 acres in 86 counties. To learn more about Texas Land Trusts, view the Texas Land Trust Directory . Information: Did you know... Land trusts conserve 499 sites throughout the state? Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: July 29, 2005, 3:50 pm

new home A C-141

Air Force Reserve Command Public Access Web Page Home News Releases Resources for Reservists /Employers Subscribe AFRC Units Site map Search AFRC Charleston Reserve unit help set C-17 flying record CHARLESTON AIR FORCE BASE, S.C. (AFPN) -- The largest formation of C-17 Globemaster IIIs from a single base took off this morning from here in a demonstration of the strategic airdrop capability of the Air Force. ( full story ) Air Force Reserve Command Headlines Hurricane hunters close out record season KEESLER AIR FORCE BASE, Miss. -- The "Hurricane Hunters" of Air Force Reserve Command's 53rd Weather Reconnaissance Squadron flew their last mission of the record 2005 Atlantic Hurricane Season in December. Bradley endorses new hearing protection for Reservists WRIGHT-PATTERSON AIR FORCE BASE, OHIO -- Technology developed at the Air Force Research Laboratory here to prevent noise-induced hearing loss will become the preferred solution for Air Force Reserve Command aviators. AF Reserve Command vice commander retires ROBINS AIR FORCE BASE, Ga., -- Maj. Gen. David E. Tanzi, Air Force Reserve Command vice commander, will retire in a ceremony Jan. 11 after 37 years of service. Leadership changes in AFRC, 10th Air Force ROBINS AIR FORCE BASE, Ga. Senior leaders in Air Force Reserve Command and one of its numbered air forces change jobs in late December and early January. Space group to activate new unit SCHRIEVER AIR FORCE BASE, Colo. Air Force Reserve Commands 310th Space Group will travel deeper into the space program when it activates a new unit Jan. 7. Security forces compete for Air Force awards ROBINS AIR FORCE BASE, Ga. Security forces units in Ohio and New Jersey are competing for the title of best Air Force Reserve Command SF unit. In addition, these units have representatives in the hunt for top individual awards in the Air Force. Reservists act as Santa for Veterans Home residents MINNEAPOLIS-ST. PAUL JOINT AIR RESERVE STATION, Minn. (AFPN) -- Santa visited the residents of the Minnesota Veterans Home in Minneapolis Dec. 13, but this time he came in the form of the Air Force Reserve. Hanoi Taxi checks out its new home A C-141 Starlifter aircraft, better known as the Hanoi Taxi, flies over its soon-to-be new home at the National Museum of the U.S. Air Force adjacent to Wright-Patterson AFB, Ohio, Dec. 13. This particular aircraft gained fame when it was used to return American prisoners of war back home at the end of the Viet Nam War. As the last operational C-141 in Air Force Reserve Command's 445 Airlift Wing, the historic aircraft is scheduled to retire and be dedicated at the museum May 5-6. The Reserve wing started replacing its C-141s with C-5 cargo aircraft in October and plan to have a total of 11 C-5s by April 2007. (Courtesy Photo by John Rossino) Download Full Image New rules to reinforce Guard, Reserve re-employment protections WASHINGTON (AFPN) -- The National Committee for Employer Support of the Guard and Reserve is lauding the Labor Department announcement issuing rules clarifying re-employment rights for citizen-soldiers. They said the Dec. 16 announcement is a major step forward for guardsmen, reservists and their civilian employers. 301st home from Iraq 12/12/2005 - NAJ JRB FORT WORTH, Texas -- Capt. Chris Gough, 457th Fighter Squadron pilot, gathers hugs of love from his family members after their return from Iraq. More than 150 members of the Air Force Reserve Command's 301st Fighter Wing returned Dec. 11 following a two-month deployment Balad AB, Iraq in support of the Air Expeditionary Forces. Other AFRC F-16 units are scheduled to return from Balad in January. (U.S. Air Force photo by Tech. Sgt. Julie Briden-Garcia) ( hi-resolution image ) Red, White and Air Force Blue Christmas Lee Ann Womack helps ring in the holidays with a special tribute for Air Force members. Click here to go to Air Force Link and click on the Air Force Holiday Music tab to listen in to this holiday special. Reservists can manage career info online DENVER (AFPN) -- Air Force reservists can now go online to create an account on the Reserve Personnel Centers Virtual Personnel Center-Guard Reserve portal. Reserve Personnel Center automates 20-year and mortgage letters DENVER (AFPN) -- The Air Reserve Personnel Center set another transformation milestone with the self-service automation of the reissue of 20-year and mortgage letters. Delivering the 'J' Lt. Gen. John A. Bradley, commander of Air Force Reserve Command, sits in in the cockpit before takeoff in a new C-130J Hercules Monday from the Lockheed-Martin facility in Marietta, Ga. General Bradley helped ferry the Herc from Marietta to the 403rd Wing at Keesler Air Force Base, Miss. The flight took about one hour. ( hi-resolution ) Trick Pony brings season's greetings to troops Trick Pony, Country Music Award winners, join up with Blues Traveler's John Popper to hitch a ride and entertain U.S. troops in Germany, Turkey, a forward-operating base in Southwest Asia, and a final stop at Keflivik, Iceland. From left, Ira Dean, Heidi Newfield, John Popper and Keith Burns bring it all together to tell the troops thanks. (U.S. Air Force photo by Ken Hackman) ( More photos and story ) Air Force Reserve fighters destroy terrorist hideout SOUTHWEST ASIA Air Force Reserve Command F-16 pilots bombed a booby-trapped house near Al Mahmudiyah, Iraq, Nov. 23. Reservist giving warfighters gifts they can use INCIRLIK AIR BASE, Turkey (AFPN) -- Giving and receiving are the hallmarks of the holiday season. If you don't believe it, ask the aerial porters here who receive an average of 600,000 pounds of cargo every day and give the warfighters in Iraq "gifts" they can use. Ramstein Reservist helps injured troops get home RAMSTEIN AIR BASE, Germany (AFPN) -- "Home for the holidays" is a familiar goal for many military people, but not Tech. Sgt. Katheryn Bicker. This Reservist from the 944th Fighter Wing at Luke AFB, Ariz., is forgoing her own holidays to help others in what she feels is the true spirit of the season. Late bloomer goes to other lands to help people WRIGHT-PATTERSON AIR FORCE BASE, Ohio A flight nurse in the 445th Aeromedical Evacuation Squadron here is a classic example of a late bloomer. 9 one-stars, 15 colonels get promotion nod WASHINGTON Nine brigadier generals and 15 colonels in the Air Force Reserve were nominated by the president Nov. 22 for promotion to the next higher rank. US builds bonds during the 2005 Dubai air show DUBAI, United Arab Emirates Usually when one thinks of the United States displaying air power in the Middle East, the promotion of economic growth and good will does not come to mind, but that is exactly why the U.S. Air Force and Navy are on hand during the Dubai 2005 Air Show. Reservist medical-dental records easier to get DENVER (AFPN) -- The Air Reserve Personnel Center will move the medical and dental records of some reservists to the active-duty base where they serve as part of a test to streamline operations. Reserve F-16s strike insurgents in Iraq SOUTHWEST ASIA -- Air Force Reserve Command F-16s along with Air Force F-15s and Predators flew air strikes against insurgents near the Iraqi-Syria border Nov. 14 in support of Operation Steel Curtain. ( full story ) Reserve F-16s patrol over Iraq FORT WORTH, Texas -- Air Force Reserve Command F-16 Fighting Falcon fighters are providing combat air support for U.S. and coalition forces in Iraq. Hundreds of aircrews and support people from four fighter wings began flying close-air-support and combat air patrol missions in September on a rotational basis. The last contingent of reservists from the 10th Air Force units returns home in January. Holiday season message highlights importance of life WASHINGTON As the holiday season and another year approach, let us take time to consider what is really important family and friends. Home Please read this privacy and security notice AFRC Units Resources for Reservist Pubs and Forms News Releases Search AFRC Contact Public Affairs FOIA Site map AFRC Site Accessibility Page last updated on December 29, 2005 Hot Job opportunities V olunteer R eserve S ystem Job vacancies Active Guard and Reserve Air Reserve Technician Civil Service positions Join the Air Force Reserve News and Information News Release s Citizen Airman Magazine Handbook for Congress AFRC Facts and Figures AFRC Fact Sheets AFRC Leadership Bios AFRC Mission Briefing Air Force Link AF TV News AF Radio News Airman Magazine Army News Service Defense Link Early Bird Anthrax Brief Parent Pin Program Freedom of Information AFRC Units/Directorates AFRC Wings/Groups AF Reserve Band Command Chaplain Logistics (Contracting) Resources for Reservists FAQs about active duty Guard Reserve Portal USERRA Advisor Military Health System Family Readiness Reserve Advisory Board Pay Matters Air Force Crossroads Resources for Employers Employer Support of the Guard and Reserve (ESGR) Info for Employers Info for Military Info for Volunteers Get the facts: Read the latest edition of Air Force Reserve Handbook for Congress