Texas Land Trusts About

About Texas Land Trusts Maincontent Local Navigation print friendly search Regulations Publications Outdoor Learning Kids Game Warden Grants Get Involved Shop FAQ Calendar Español Experience Texas Fishing & Boating State Parks & Destinations Hunting & Wildlife Land & Water Doing Business Home Land & Water Land Private Tltc Trusts Texas Land Trusts About Texas Land Trusts Starting a Land Trust Texas Land Trust Directory Foreword Listing Regional Index About the Texas Land Trust Council ( TLTC ) TLTC Board of Directors and Honorary Council News 2004 TLTC Conference Speech Bulletin Board TLTC Publications Land Trust Resources Texas Land Trusts Top 1-Million Mark in Acres Conserved Texas has thirty-nine (39) not-for-profit land trust organizations operating at a statewide, regional or local level in the state. Land trusts are a creative answer to today's land conservation challenges. Land trusts provide local solutions to local needs: that might be the protection of a watershed, an archeological treasure, a prairie, farm and ranch land, or a portion of a larger ecosystem. 2003 Protected Land Inventory Summary Conservation Method Sites Acres Fee Simple Ownership 191 269,179 Conservation Easement 142 281,080 Transferred N/A 322,361 Other* N/A 435,061 Total N/A 1,307,681 * Includes conservation leases, management agreements, will donations, etc. Land trusts offer various conservation approaches - many of the organizations willingly hold conservation easements or provide technical assistance to landowners; they may buy or accept donated lands; many provide local conservation education and planning assistance. Land trusts in Texas help protect more than 1,300,000 acres in 86 counties. To learn more about Texas Land Trusts, view the Texas Land Trust Directory . Information: Did you know... Land trusts conserve 499 sites throughout the state? Contact Us | Help | Accessibility | Media | Site Policies | Complaints | Intranet | State of Texas | TRAILS Search | TexasOnline | Compact with Texans Texas Parks and Wildlife Department , 4200 Smith School Road, Austin, TX 78744 Toll Free: (800) 792-1112, Austin: (512) 389-4800 Content of this site © Texas Parks and Wildlife Department unless otherwise noted. Last modified: July 29, 2005, 3:50 pm

buy property, the agent

The Peoples Guide to Mexico: Real Estate in Ajijic and Lake Chapala, Mexico People's Guide Homepage • Copper Canyon • Live & Retire • Carl's Notebooks • Letters • Favorite Books • Visit our Sponsors • Table of Contents • The Best of Mexico: Favorite Places Live & Retire in Mexico Lake Chapala area Buying Property in the Lake Chapala Area by Tony Harries & Teresa A. Kendrick In the last decade or so, it is estimated that more than 10,000 foreigners have purchased property on the Northshore of Lake Chapala. Long prized as a weekend retreat by wealthy Guadalajarans, the villages from Lake Chapala to Jocotepec now boast an expatriate community said to be the largest in the world. Ajijic has become the prime location for foreigners because of its infrastructure of services, such as internet access, and the existence of the Lake Chapala Society, an English-speaking resource center for newcomers and residents. The Real Estate Climate on the Northshore At present, the Northshore has 20 real estate agencies. Their level of competency and expertise vary. In Mexico, the real estate industry is not regulated by the government. It is self-regulated. Two associations are responsible for training agents and policing the ethics of the agencies: AMPI (Asociacion Mexicana de Profesionales Inmobiliarios) is the national organization (with a lakeside chapter) and Gil (Grupo Inmobiliario del Lago) is the local organization. Many offices belong to one or the other, and some belong to both. They provide multiple-listing services that allow agents to show properties listed by other agencies, an advantage for both buyer and seller. The most professional agencies also provide their own in-house training for new agents. Several agencies have websites that will allow you to get a feel for the company, the houses that are available and the prices of property and land. The websites allow you to interact with the agency via email, and, if the site is good, will offer background information and answers to frequently asked questions. It can also provide you with the name of an agent. Choosing an Agent Good agents tend to work for well-run organizations. When walking into the office for the first time, take a look around. Does it look professionally managed? Are key personnel bilingual? Are listings photographed, detailed and organized so you can spend time reviewing available properties and evaluating how much your money will buy? Talk with several agents to find one you feel is knowledgeable, experienced, available, compatible, and upfront. Professional, reliable agents provide service before, during, and after a sale. If a problem or error arise, your agent should work hard to correct it. After your initial meeting, ask around about the reputations of various agencies and agents, but be aware that while gathering information, it is very likely you will also gather misinformation. One person can easily contradict another; this is human nature and common in a small communities. Being a Good Client/Firing an Agent Agent- and agency-hopping is an ethical no-no, but after viewing several properties reevaluate your agent. If you feel that the agent is not listening to you, tell him or her; they will appreciate you restating your requirements. Often clients are confused about what they want, or unrealistic about what their money can buy. Be clear about what you want. Buying a house is an emotional process, so be prepared to experience some unusual feelings and reactions and understand that an agent has the dual job of steering you through the process of buying property in another country and your own learning curve. If you are unable to work with your agent, graciously fire that agent and find another. You might use a simple, “Thank you for your time and efforts. We feel we wish to expand our search and thought we might consult with another agency. If we feel you can be of further service, we will get back to you.” Remember, the agent you are releasing is a member of the community in which you will live and diplomacy will save some feelings down the line. How to be a good Client If your first visit to the area is an exploratory excursion, tell your agent. He or she will guide you as you gather preliminary information. If you are not in a position to buy at the time, limit the time you spend with the agent as he or she has other clients to serve. If you have funds available to buy property, the agent will intensify the search for a suitable property and guide you through the process. Be clear about how much you can spend and when you plan to resettle. Remember agents often work for months without reimbursement for their out of pocket expenses. The Nitty Gritty At this time, prices for houses on the Northshore run anywhere from $22,000 US to 1.35 million US. The average home with the amenities sought by North American buyers are in the $100,000 US range. Location, as everywhere, is one of the most determining factors for setting the price. The further out from services you go, the lower prices will be. View, construction type, size and amenities determine the rest. Clients can choose from gated communities which offer security (a plus for residents who spend 6 months in Mexico and 6 months elsewhere), large country estates, and village living. Village homes are connected to one another by common exterior, and, occasionally, interior walls and allow residents to live within walking distance of most services and activities. Do not let any agent sell you ejido land. No matter what future promises anyone may make, you will not get a legal title. This is land set aside by the government for the indigenous people of Mexico and cannot be sold to foreigners. Also, there are a few places on the Northshore known for their instability due to soft soil or geothermal faults, and some places have water supply problems. Informed, wise agents will steer you away from these trouble spots. The Buying Process Purchasing a home or lot on the Northshore is primarily a cash transaction, but occasionally short-term owner financing is available. When you make an offer to the seller you must present a check for 10% of the value of the house. A photocopy is made of this “earnest money” and the check itself is placed in the agency safe. Once negotiations are completed under the supervision of the respective buying and selling real estate agents, and both parties have signed a purchase agreement, the check is deposited into the escrow account of the selling agency. The check is later applied to the balance of the purchase price at the notary public’s office. (Note: The actual sale price of a property is not a matter of public record in Mexico, nor is it registered with the government. It is unethical for an agent to tell you the sale price of a property. He or she can tell you what the property was listed for, but not what was paid.) The Closing Closings take place in the office of a Notario Publico, or notary public. These are lawyers of very high standing who, after 5 years of legal practice, apply to the government for notario status and must undergo strict scrutiny to be awarded the title. With it comes many responsibilities and important legal functions. One of these is to preside over and ensure the legality of property transfer. The notary authenticates the seller’s right to sell the property, scrutinizes the history of the property for any irregularities, and makes sure the deed is clear and free of liens through appropriate government offices. Since the buyer pays for the closing costs and notary’s fees, it is his or her privilege to select the notary. The notary can advise the buyer which type of deed meets his needs: direct deed or bank trust deed. The notary will file with the Mexican government the application for the transfer of the deed from seller to buyer. His official signature on all documents finalizes the purchase and makes it a legal transaction under Mexican law. From purchasing to closing the norm is 30 to 60 days, but motivated parties can complete the process within 15 days. Differences in Home Construction There is no slab-frame construction in this part of Mexico. A home here is usually of concrete, glass, stone, brick, iron and rebar construction. Wood is expensive and used little except for design affect. Each wall is load-bearing and has its own foundation. Many houses have exterior walls and decorative metal work to ensure privacy and security. There are "aljibes" (cisterns) for water storage and in some of the newer homes, water purification and pressure systems are built-in. You will also find tanks for storing propane used for cooking and heating water as there is no infrastructure to supply natural gas. You will notice a lack of central heating and air conditioning, as it’s not essential. A fireplace on a cool evening or morning is charming and does the trick. There are no building codes so a good agent will provide you with information about levels of construction quality and what might be buried within the walls. Developers The north shore of Lake Chapala has recently seen a rise in new, speculative construction meant to appeal to buyers from the North. Much of this work is being done by young, Mexican architects from monied Guadalajara families with varying degrees of experience and dependability. There are also projects being developed by American, Canadian and European companies. Remodeling Many buyers purchase a home with the intent of upgrading and remodeling the existing structure. Craftsmen, laborers, architects and artisans abound in the area. If you are in the market for such services, perhaps your agent can help direct you to a general contractor who has a good reputation. Be sure to get a signed, witnessed contract stipulating prices and the quality of work and materials to be used. If language is a problem, get a translator to help you. Several translators are listed in the Lake Chapala Society directory, a members-only book that can be loaned to you by your agent. If, during the remodeling, you feel you have been financially abused, the government has an agency with an office in Chapala called PROFECO which helps consumers receive satisfaction. The pace of work is probably not what you are used to, but in Mexico, patience is required as distribution of materials, cultural standards, and community -- and family-based events interrupt building schedules. Real Estate Agencies/Developers/Internet Websites In Ajijic: Abode Realty: Adj Corporation Ajijic Developments: http://www.ajijicdevs.com Ajijic Real Estate, http://www.ajijic.com ; email: ajijic@infosel.net.mx Ambience Fine Home Builders: http://www.ambiance.com.mx America Mexico Builders Camille’s Realty/Coldwell Banker Chapala Realty: http://www.chapala.com Continental Realty Chula Vista Norte Eager & Asociados: http://www.mexconnect.com/MEX/ea/ea.html Laguna Real Estate: http://www.mexconnect.com/amex/lgna/ Marnher Group RE/Max Ajijic: http://www.desconresorts.com In Chapala: Coldwell Banker/Chapala Realty (Chapala Office), http://www.chapala.com Sierra Vista: In Chula Vista: Century 21 Vistas: http://www.lagunanet.net.mx/c21vistas In Jocotepec: Semprex Realty In Riberas del Pilar: Sunset Realty: http://www.sunsetrealty.com.mx In San Antonio Tlayacapán: Re/Max Fenix About the authors: Tony Harries is a real estate agent who has been working in the Lake Chapala area since June 1997. He is an award-winning school teacher from Texas who retired after 31 years of service. Proficient in Spanish, he has developed a deep appreciation of Mexico following several decades of travel in Mexico before his retirement. He has helped clients from all over the world buy property in the area and this year became a top producing agent for one of the area’s leading agencies. His email is tonyharr@prodigy.net.mx Teresa Kendrick is the author of the recently published book “Mexico’s lake Chapala and Ajijic: The Insiders Guide to the Northshore for International Travelers” Highly detailed and up-to-date, the 208 page book boasts 143 color photographs, a well-organized table of contents and index, and information about nearly everything available on the Northshore of Lake Chapala for travelers and newcomers. The book is available with a full-color map of the Northshore for $26 US plus shipping and handling. The book will be available to purchase locally by calling 76-6-3163 or by ordering from her website: http://www.chapalaguide.com Teresa's email is ajijic@chapalaguide.com . Top of Page Homepage Table of Contents Site Map Write to us, Carl & Lorena http://www.peoplesguide.com ©1972-2001 by Carl Franz & Lorena Havens Copper Canyon • Live & Retire • Table of Contents • Book Reviews • Letters

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Insider.com The Insider's Guide to the Internet Visit our Other Sites | Auto Insurance.com | Getaway.com Travel | Free Hosting & Forums | Laptops.com | 121Chat.com | Related Links Land Loan Bathroom Vanity Kitchen Remodeling Vinyl Siding Waterproofing Home Builder Pet Memorial Bathroom Cabinet Amerock New Home Builder Bathroom Remodeling Garage Switchplates Headstones Siding Switch Plate Lift Master Rustic Lighting Ceiling House Siding Sponsored Results for Land Loan: Land Loan Specialist in CA and NV Union Home Loan, Inc. lends for single family, commercial, developer lots, raw land, unimproved and improved property of all types and land purchases. It's easy to qualify. www.unionhomeloan.com Found Your Dream Lot? You've found the perfect location to build your dream home. Now you need the perfect land loan. With a lot loan from IndyMac Bank, you choose the program that's right for you. hcl.indymacbank.com West Coast Hard Money Expert: Land Loans Union Land Loan Center arranges loans for all types of land whether residential, commercial, or industrial. Hard money loans available from $20,000 to $3,000,000. Apply online today. www.unionlandloans.com Land Loans - Hard Money Hard money for land and commercial real estate. No upfront fees. $150,000 minimum. No houses or construction loans. www.hardmoney.cc Land Loan Quotes Get land and construction loan offers. Simple land lot loans application. Get competing rates. www.land-loans.net Land Loans at Lending Universe At Lending Universe, your land loan request will be seen by 10,000 brokers, qualified lenders and private investors. Get multiple bids for your loan request. Sign Up Free. www.lendinguniverse.com Resource for Land Loans If you have land we have a loan. Apply online and we can provide you a land loan. www.everysinglemortgage.com Next Page>> INVADER | CATWOMAN | COMIC | MANGA | MARVEL COMIC | Email - | - Terms/About

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Buy or Sell a Home - For Sale By Owner Canada (FSBO) - Private Sale Real Estate Listing Service Home Search -- Featured New -- Articles FAQ's News About Directory Testimonials Contact -- -- City: Select City Barrhead Barrie Brampton Caledon Cambridge Campbellford Courtice East York Georgian Bay Georgina Hamilton King Kitchener Lambton Shores London London Magog Markham Meldrum Bay Milton Minden Mississauga Newmarket North York Oakville Orillia Oshawa Pickering Port Dover Port Perry Richmond Hill Rockwood Rosseau Scarborough Severn Stouffville Thornhill Toronto Vaughan Wassaga Beach Waterloo Woodbridge Property Type: Select Type Commercial Building Business Farm Industrial Investment Office Plaza Power Centres Retail Store w/ Apt, Office Vacant Land Condominium Co-Op Apartment Co-ownership Apartment Condo Apartment Condo Townhouse Detached Condo Semi-Detached Condo Time Share Freehold/House Attached/Row Townhouse Commercial/Residential Cottage Detached Duplex Farm Link Mobile/Trailer Multiplex Rural Residential Semi-Detached Triplex I Want to: Please Select buy rent Price Range: Price Range under 1 000 1 000 - 5 000 5 000 - 10 000 10 000 - 25 000 25 000 - 50 000 50 000 - 100 000 100 000 - 250 000 250 000 - 500 000 more than 500 000 $ 0 $1,950,000 4 bedroom(s) Lambton Shores $380,000 4 bedroom(s) Magog Please Select Your Province Alberta British Columbia Manitoba New Brunswick Newfoundland Northwest Territories Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan Yukon -- What is "For Sale By Owner" Real Estate? For Sale By Owner (FSBO) is a term that is used to refer to real estate , usually homes, which are being sold by the owner without the help of a real estate agent or broker. The For Sale By Owner method of selling a home enables the home seller to save thousands of dollars by not having to pay a large commission to a real estate agent upon the sale of their property. Sell Your Own Home , Save Thousands! Savings from an FSBO real estate sale can either be kept by the home seller as increased profit or passed on to the FSBO real estate buyer by offering the home for sale at a lower price. Typically, owners will list their home, land, condo or other property for sale using FSBO websites like PropertySold , local newspaper classified ads, word of mouth or other inexpensive advertising methods such as the placement of a For Sale By Owner Yard Sign in their front yard. Sell Property Buy Property Rent Property Sell Canadian Real Estate By Owner Sell a Home, Sell a Condo, Sell Land... Even Sell Commercial Real Estate! Do you have real estate for sale in Canada? Would you like to save thousands of dollars on the sale of your house or property? With real estate agent commissions averaging 5% of the total sale price of your property you owe it to yourself to try the " for sale by owner " method. According to the National Association of Realtors, over 70% of real estate buyers are turning to the internet to start their search for a property so it is essential to include an online listing of your property in any plans you may have to sell your home. A private Real Estate listing with PropertySold gives you, the real estate seller , the ability to expose your home, condo, land, commercial real estate or other property to qualified real estate buyers for as little as $14 . If you compare the cost of an mls listing with PropertySold with traditional MLS listing services or to the commissions you would have to pay to an agent upon the sale of your property it is easy to see why thousands of Canadians have already chosen the " For Sale By Owner " method to sell their own homes and save thousands in the process. PropertySold FSBO Listing Features Detailed online real estate listing of your property - comprehensive description + up to 12 images Affordable listing packages - sell your home for as little as $14! Flat fee listings - one time payment keeps your property listed on our website until it is sold - No commissions, ever! 24/7 online access to edit and manage your property listing Submission of your FSBO listing to internet search engines Open House scheduling and exposure Text Link or Text Link + Image "Featured" Listing on our Home Page Free Access to our extensive set of FSBO home seller tools Mortgage Calculator Mortgage Application FSBO Home Sellers Guide Ad Writing Tips Professionally designed "For Sale By Owner" Yard Sign (optional) Professional photography service (optional) Knowledgeable customer service available by telephone or email More Information Package Options Advantages of the "For Sale By Owner" Private Sale Method Inexpensive - With mls listings starting at $14 , PropertySold offers you a virtually "risk-free" way to test the real estate market Sell Your Property Faster - Since there is no commission to pay for the sale of your home you can list your property at a more competitive price allowing you to sell it faster than if you had to factor a real estate agent's commission into your home selling price Exposure - Propertysold is regularly spidered and indexed by the major search engines. PropertySold averages over 15, 000 qualified Canadian real estate buyers visiting our website a month from internet search engines so you can be assured your listing will receive massive exposure to people who are already looking to purchase real estate in Canada Total Control - Schedule appointments or open houses when it is convenient for you, manage your fsbo listing from the comfort of your own home 24/7. With a PropertySold FSBO listing you are in control! It's Easy - If you can sell your own car then you can sell your own home, it's that simple! We will give you all the tools, training and resources you need to sell your property quickly and easily. It's really not as hard as you think. Who knows your home better than you? The obvious answer is no one. So why pay a stranger thousands of dollars to sell your property when the most knowledgeable, motivated salesperson is you? PropertySold gives you all the tools you need to sell your home yourself at a very affordable price. More Information Package Options Buy Canadian Real Estate By Owner Typically, property for sale through a traditional real estate agent is priced to accomodate the commission the property seller would need to pay the real estate agent upon the sale of the home. Since these commission charges are often added onto the actual value of the home and are included in the asking price you, the real estate buyer, is forced to pay up to 7% more for the property than it is actually worth. Buying " For Sale By Owner " private sale homes and property can help you avoid these commission charges and get you the real estate you want at a better price. PropertySold features nationwide FSBO listings of Canadian single family homes, vacant lots, commercial property, recreational property, farms and ranches, mobile homes and condos. Most of these FSBO properties can not be found in any other MLS listing service. Advantages of Buying "For Sale By Owner" Real Estate No Agents, No Commissions - Save thousands of dollars by purchasing real estate directly from the owner without the need for a middle man. Since there is no agent commissions involved in the sale of the property the seller is able to pass these savings on to you, the FSBO real estate buyer Knowledgeable Salesperson - Who knows a property better than the owner? 24/7 Online Access to View Property Listings - Our website is available to the real estate shopper 24/7/365. Convenience - Browse through hundreds of Canadian property listings from the comfort of your own home. All FSBO listings on this website can be printed or emailed with ease. Contact information is included with the listings making scheduling appointments a breeze. Search For Canadian Real Estate "For Sale By Owner" Magazine Locator » -- Detached $229,900 5 bedroom(s) Hamilton Rural Residential $229,995 2 bedroom(s) Barrhead Detached $369,900 4 bedroom(s) Oakville Username Password -- Mortgage Calculator Mortgage Application Mortgage Guide Equifax Credit Report -- Ad writing tips Seller's Guide Buyer's Guide -- Real Estate Lawyers Mortgage Brokers Home Inspector Other Services -- 4 bedroom, Oakville See more details 4 bedroom, Lambton Shores See more details View All Featured 5 bedroom(s), Hamilton See more details 2 bedroom(s), Barrhead See more details 4 bedroom(s), Oakville See more details View All New Listings -- -- Home | Buy Home | Sell Home | Terms & Conditions | Privacy Policy | Affiliates | Links | Contact Us | Site Map | Advertisers Home Buy Sell Terms & Conditions Privacy Policy Affiliates Links Contact Us Site Map Advertisers -- " Sell Your Own Home " - PropertySold.ca Inc. is the largest For Sale By Owner Private Sale MLS listing service in Canada. Buy a home by owner, sell a home by owner. Find real estate for sale in: Ontario - Quebec - British Columbia - Alberta - Manitoba - Saskatchewan - Newfoundland - New Brunswick - Nova Scotia - Prince Edward Island © 2004 PropertySOLD.ca Website Design - BDNwebdesign.com fsbo property listings -- 0.349967956543--