REAL ESTATE BROKER/SALESPERSON PAGE

Real Estate Broker/Salesperson Page Department of State Dos Homepage | Corporations | Licensing | Local Government | Fire Prevention & Control | Commissions REAL ESTATE BROKER/SALESPERSON PAGE CLICK HERE TO RENEW YOUR LICENSE ON-LINE Acrobat PDF File Download Information What's New? Effective July 1, 2005 , the Division of Licensing Services replaced the real estate salesperson and broker walk-in examination system with an online reservation examination scheduling system for our Albany, New York City, Franklin Square, Hauppauge and Newburgh exam centers. To schedule an examination or for more information, please click here . IMPORTANT ADVISORY: Section 442 of the Real Property Law previously prohibited a real estate broker from paying any part of a commission to an unlicensed person, firm, corporation or LLC if the payment was intended as compensation for a service that would require a real estate license. Accordingly, the amendment of August 10, 2004 , permits a real estate broker to pay the commission earned by a licensed associate broker or salesperson to an unlicensed corporation or unlicensed LLC , if each of the shareholders of the corporation or each member of the LLC, is an individual who is licensed and properly associated with the real estate broker as a licensed associate broker or salesperson. This amendment does not entitle the associate real estate broker or real estate salesperson to be licensed or to advertise in the name of the corporation or LLC, nor will the records maintained by Department of State, Division of Licensing, reflect the name of the corporation or LLC. A licensee may NOT use the name of the corporation or LLC on business cards. GENERAL INFORMATION POINTS OF INTEREST Real Estate Broker NYS Board of Real Estate Real Estate Sales Approved Real Estate Schools Approved Real Estate Qualifying Schools Approved Real Estate Continuing Education Schools Association of Real Estate License Law Officials (ARELLO) Electronic Marketing - Internet Policy Real Estate Reciprocity A Guide to Professional Conduct New York State Real Estate Board Download PDF File (85KB PDF) (1 page) Cease and Desist Lists and Registrations Real Estate Agency Disclosure Form Download PDF File (183KB PDF) (2 pages) Property Condition Disclosure Statement Download PDF File (142KB PDF) (6 pages) Legal Memoranda Discipline of Real Estate Brokers and Salespersons for Untrustworthy Conduct Licensing Complaint Resolution Process Real Estate Brokers and Salespersons and the Unauthorized Practice of Law Apartment Hunting Double Jeopardy in Administrative Disciplinary Proceedings Defining When a Real Estate Broker's Commission Is Due Be Wary of Dual Agency Frequently Asked Questions: Real Estate Broker and Salesperson Other Sites of Interest: New York State Association of Realtors National Association of Realtors Association of Real Estate License Law Officials Real Estate Board of New York (REBNY) Original Licenses On Line ( Not For Renewals ) If you would like to apply for an original license on line, clicking the link below begins that process. Please be advised that before a license can be issued, follow-up documentation will be requested. For Renewals, use the link at the top of the page. Governor's Office of Regulatory Reform Online Permit Assistance and Licensing (OPAL) About the DOS Return to DOS Home Page DOS Accessibility Statement DOS Privacy Statement

Colorado Real Estate -

Colorado HomeFinder | Broomfield Real Estate, Search Broomfield Homes for Sale in the MLS Call 800.231.9153 | Contact Us If you already have an account, sign in here Broomfield Colorado Real Estate - find out first about the newest Broomfield real estate listings! You learn about Broomfield homes for sale the day they hit the market - before other buyers. Automated HomeAlert emails you new listings that fit your personal home search criteria and gives you access to all the Broomfield Colorado real estate listings. It's easy - Just submit your email address and home search criteria. Your email is not shared or sold to anyone. You incur no obligation or cost for this free Broomfield real estate service. Our Privacy Policy: We respect your privacy. All information provided is strictly confidential and you can unsubscribe at any time. Colorado HomeFinder will never sell or share your information with any outside parties. Click here to review our Privacy Policy . Your Automated HomeAlert Search Criteria * Required information Property Type: * Please select... Single Family Condominium or Townhome Any Property Price Range: * From Price.. 75,000 100,000 125,000 150,000 160,000 170,000 180,000 190,000 200,000 210,000 220,000 230,000 240,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 - To Price.. 100,000 125,000 150,000 175,000 200,000 225,000 250,000 260,000 270,000 280,000 290,000 300,000 310,000 320,000 330,000 340,000 350,000 375,000 400,000 425,000 450,000 475,000 500,000 525,000 550,000 575,000 600,000 625,000 650,000 675,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 2,000,000 5,000,000 10,000,000 Min Bedrooms: 1 2 3 4 5 Min Bathrooms: 1 2 3 4 Min Square Feet: No Preference 500 600 700 800 900 1,000 1,100 1,200 1,300 1,400 1,500 1,600 1,700 1,800 1,900 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700 2,800 2,900 3,000 3,250 3,500 3,750 4,000 4,500 5,000 6,000 Age of Home: No Age Preference New Construction Only 5 years or less 10 years or less 20 years or less Older than 50 years City Preferences: * Broomfield Select at least one city... Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Please select if necessary Arvada Aurora Berthoud Boulder Broomfield Castle Rock Denver Englewood Erie Estes Park Evans Evergreen Firestone Fort Collins Fort Lupton Fort Morgan Frederick Golden Highlands Ranch Johnstown Lakewood Lafayette Littleton Longmont Louisville Loveland Lyons Nederland Niwot Parker Severance Superior Thornton Wellington Westminster Windsor Contact Information Name: * First Name: Last Name: E-mail: * (Valid email address is required to receive listings) Re-enter E-mail: * Phone Contact: * Home Phone: Work Phone: Information that will help us serve you better Your level of Interest: * I have a HIGH interest in buying a home and am ready to start visiting homes now. (Please provide your phone number) I have a MEDIUM interest in buying a home, but I just started my search and need to become more familiar with the market. I do not have any definite plans to move at this time. I am just curious about the listings that are currently on the market. I currently: * live in Colorado plan to move to Colorado Your Comments Any additional information that will help us better understand your needs I agree with Colorado HomeFinder Terms & Conditions Just getting familiar with Broomfield Colorado real estate? Or, do you know the exact street where you want to live? No matter what stage you are in your Broomfield home search, Automated HomeAlert is for you! The latest technology makes finding Broomfield homes for sale easier than ever ! Automatic email notification of new listings and access to all the Broomfield real estate listings from all the brokerages saves you time - and makes searching for homes fun. You are in control! Colorado HomeFinder lets you search for Broomfield real estate at your own pace. If you are just thinking about a buying a home, no problem...the Automated HomeAlert System is a great way to get familiar with the Broomfield Colorado real estate market. If you are ready to start seeing Broomfield homes in person, just let us know. Our local, licensed Broomfield REALTORs can show you any property on the market. Get matched with a great Broomfield REALTOR When you're ready for the assistance of a Broomfield REALTOR, we will match you with the Colorado HomeFinder REALTOR that knows your target market best. Colorado HomeFinder agents are hand-picked REMAX professionals that average over 15 years of experience. We're a Colorado company, not a national referral service with a "list of agents." Our REALTORs are some of the best in the business and are true Broomfield Colorado real estate market experts! Colorado HomeFinder, RE/MAX Alliance 4770 Baseline Road, Suite 200 Boulder, CO 80303 Broomfield HomeFinder | Buy a Broomfield Home | Sell a Broomfield Home | Broomfield Homes for Sale | Browse Broomfield Listings | Broomfield Realtors | Broomfield Mortgage | Broomfield Relocation Call toll free (800) 231-9153 or local (303) 543-3083 to be connected with a local expert Broomfield RE/MAX REALTOR. New listing emails: Broomfield Colorado Real Estate Denver Real Estate | Boulder Real Estate | Fort Collins Real Estate | Colorado Real Estate Broomfield Real Estate | Castle Rock Real Estate | Evergreen Real Estate | Highlands Ranch Real Estate | Littleton Real Estate We're a Colorado company with a network of hand picked RE/MAX REALTORS in 17 local offices across the state. 2005, Colorado HomeFinder , all rights reserved. Each office independently owned and operated. Privacy Policy | Terms of Use

Property Search

Washington County -- Maps and Land Records Washington County, Oregon Maps & Land Records InterMap allows you to view detailed maps of Washington County. You can view current city boundaries, school district boundaries, plan designations and many other map features. You can zoom in to view areas more closely, turn Map layers on and off, and even print your final custom map. InterMap also allows you to determine which service districts individual properties are located within and to research property values and County land use permits. In addition, you can download the County's detailed tax maps. InterMap Help Utility . You can find out about InterMaps features simply by placing the cursor over selected areas on your screen. Pop up messages will provide helpful assistance on how best to operate various InterMap features. -- Brief Disclaimer Complete Disclaimer iSpirits is a research tool featuring survey records from the County Surveyor's Office. Available Items include: Records of Survey, Subdivision Plats, Partition Plats, Condominium Plats, Geodetic Control Point Sheets, Public Land Corner Records and Taxmaps iSpirits allows searches for many records by surveyor name, township, range and section, by selecting an area on a map, or by locating the taxlot of your site and asking iSpirits to retrieve images within one half mile. Other functions of iSpirits include printing a general location map of your search area, downloading images and search results and, if you have a large format plotter or printer, printing images at original scale. County Maps Downloadable map of Washington County (PDF) (3.5 MB) Click to download a large scale map showing cities, highways, major streets, water bodies, and general land features within Washington County. This map is saved as a .pdf and can be viewed using Acrobat Reader Download a free copy of AcrobatReader Location of Washington County within the state of Oregon Washington County is 727 square miles and includes a portion of the City of Portland and eleven incorporated cities including Hillsboro, Beaverton, Tigard and Tualatin. Focused residential and industrial growth has enabled the County to preserve more than 75% of its agricultural and forest lands. Location of Washington County within the Portland metropolitan area Located on the western edge of the City of Portland, Washington County is the second largest and fastest growing urban county in Oregon, with approximately 385,000 citizens. Cities within Washington County Shaded relief map of Washington County and overlay of major roads and urban growth Boundary Map of downtown Hillsboro, Oregon Map of the Washington County government campus Single-family development patterns within Washington County from 1800 to 1995 Single-family development patterns within Washington County from 1990 to 1998 2000 - 2005 Washington County. All rights reserved. Links to external sitesdo not constitute endorsements by Washington County. By visiting this and otherWashington County web pages, you expressly agree to be bound by the terms andconditions of the site. For questions regarding information privacy, liability,accessibility, and public records policies, please review the statementsdocument .

Denver Real Estate Site

Denver real estate; How to Qualify for a Mortgage How to qualify for a mortgage in Denver Down payment for a mortgage Learn about the various allowable sources to obtain your down payment. Closing Costs Home buying costs vary by region, here are sample costs for Denver. Loan Approval What constitutes as loan approval in Denver? Interest Rates Lock in your rate with confidence, after you have read these facts. What is PMI? PMI, do you really need it? The Mortgage Loan Application Mortgage loan applications made simple, bring this list. The steps to getting a VA Loan The steps to getting a VA loan, do you need one? What does it take to get one? Reverse Mortgages Reverse Mortgages have many benefits for older home owners. Financial Glossary It's important to understand the language of finance. Common Mistakes to Avoid Common home buying mistakes can be avoided, you need to know what some of them are. search Denver Real Estate Site How to qualify for a mortgage A brief summary on how to get a home loan When a mortgage lender takes your application they are checking your ability and willingness to repay. It is said that "history repeats itself". Lenders look at your history to predict the future. This process can go as quickly as 24 hours or take several weeks. This is done by checking the following items: Your credit history (the past 2 years) Your checking account (bounced checks are not good) Your income Your FICO score (on conventional loans) Almost everyone who has some sort of credit, some money set aside for a down payment and an income can get a loan. Now whether or not you want that loan may be a different story. Mortgage rates are proportional to the amount of risk the lender must take. If the credit history is bad, the risk will be off set by a higher interest rate. The best way to qualify for a mortgage that you want is to have a nice clean credit report, little debt and pay all your bills on time, every time. Excessive consumer debt as in multiple credit cards lowers your FICO score . A hint to avoid this happening is to consolidate your debt on one charge card. Even if you have excellent credit it is a good idea to pull a credit report on yourself, prior to visiting the lender. In Colorado you are allowed to do this free of charge once a year. (If you aren't in Colorado or any of the "free" states, then you can pay a small fee to obtain a copy of your credit report.) There are more than one credit reporting companies and not all companies report to all credit bureaus, so be sure to request a credit report from all, just to be sure. Here is how to contact the credit reporting agencies: Equifax Equifax Information Service Center P.O. Box 740241 Atlanta, GA 30374-0241 1-800-997-2493 You can also order your credit report from a secure section of the Equifax website at http://www.equifax.com Experian Experian National Consumer Assistance Center P,O, Box 2104 Allen, TX 75013-2104 1-888-397-3742 You can print a credit report order from at http://www.experian.com Trans Union Corporation, Consumer Disclosure Center P,.O. Box 390 Springfield, PA 19064-0390 1-800-888-4213 You can order a credit report online from Trans Union's website at http://www.transunion.com Be Pro-active... By reviewing your credit report prior to visiting a lender, you will be able to straighten out any errors or disputed items and avoid any troublesome holdups down the road. If you see a disputed item, an error made by a faulty social security number, a name similar to yours, or a court ordered judgment you paid off that hasn't been cleared from the public records, clear it off now. By writing to the credit reporting agency, you can have them remove the items and save you time and aggravation later. TIP: Make sure any outdated derogatory entries are deleted from your credit file. By outdated, anything over 7 years should be deleted (except bankruptcy which is 10 years). TIP: Officially cancel inactive credit cards Even if you don't use a credit card, some lenders will assume that credit limit is available to you and use it in qualifying you. Therefore, if you don't use it and don't need it, cancel it. Too many credit cards even with no balance can keep you from getting a loan. TIP: Hold off on making any major purchases until after you close on the loan. Many times people obtain a loan commitment then go out and charge a new car or a houseful of furniture, only to totally destroy the ratios on their loan commitment. If you find you need assistance with any of these strategies, it's OK to sit down and talk with a lender. Explain your situation and what you are trying to do. A good lender will help you structure your finances, credit report and budget, keeping your best interest in mind. Continue to How Much of a Down Payment? . [ Click Here for More ] Home Buying Directory Buyer Broker Down Payment How to Qualify for a Mortgage Loan Application Locking in Interest Rate Earnest Money Loan Application Checklist Fico Scores Moving List Moving Pets What is PMI? Finance Glossary Financing Your Home Reverse Mortage Home Buying Process Closing Costs Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog

foreclosure property Oregon Foreclosure

Oregon Foreclosure Listings Information at Business.com Advertiser Center · Help Web News People Jobs Search the Business Internet ® Oregon Foreclosure Listings Databases and listings of residential, government and bank-owned foreclosures in Oregon. Home > Real Estate & Construction > Property Listings > Foreclosure > US States > Oregon Sponsored Links Oregon Foreclosure Search 500,000 National Foreclosure Reos, Auctions & Trustee Sales Free www.bankhomesdirect.com Pre- foreclosure Leads Freshest lists available Az, Ca, Fl, Mi, Nm, Wa www.defaultresearch.com Foreclosure Listings Find Homes - Up to 50% Below Market! Search Now for Free. www.foreclosure.com Free Foreclosure Service No Money Down Homes Search Foreclosure Listings Free iForeclosures.com Foreclosure Listings $170,000 Loan Under $560/month Rates at Historic Lows. Save Now! mortgages.nextag.com Foreclosure Listings Free Service lets you Discover Foreclosed Real Estate in Your Area Free-List-of-Foreclosures.com Popular Searches Forclosure property listings in Oregon foreclosure homes in Oregon foreclosure listings in Oregon homes foreclosed in Oregon Oregon foreclose home Oregon foreclosure home Oregon foreclosure house Oregon foreclosure list Oregon foreclosure listing « more more popular searches [x] Oregon Foreclosure Listings Oregon foreclosure properties Oregon foreclosure property Oregon Foreclosure property listing Oregon foreclosure real estate Oregon foreclosures Oregon home foreclosure Oregon house foreclosure Oregon real estate foreclosures Featured Listings RealtyStore: Oregon Foreclosure Listings Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com RealtyTrac: Foreclosed Property Listings in Oregon Provides foreclosure search engine for Oregon with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Sponsored Links Foreclosure listings Homes for Half Price. 500,000 pre- foreclosure listings . Try it Free! www.RealtyTrac.com I'm Paying Cash For Homes Any Price, Condition, Or Location Sell Your Home Quickly & Easily www.webuyhomesaz.com We Buy Homes Fast We will buy your house directly from you. No Fees AllHousesAZ.com Fresh Bankruptcy Lists Custom lists. Phone #, address, etc Accurate. Daily Updates. High ROI. www.ClickData.com Listings Absolute Foreclosures: Oregon Provides a daily index of property foreclosure listings throughout the US. Search by state, county, city or zip code. www.absoluteforeclosures.com FederalHomes.com: Oregon Offers state-specific foreclosure listings for residential properties. Includes local mortgage and realtor resources. www.foreclosurenet.org ForeclosureFreeSearch.com: Oregon Free online resource offers foreclosure property listings by state. Includes links to mortgage and real estate information resources. www.foreclosurefreesearch.com ForeclosureNet.net: Oregon Foreclosure Listings Offers bank foreclosure and government foreclosured property listings in Oregon and across the US. Homes, rental properties, and commercial. Free Trial. Free Trial | Search Listings | Foreclosure Info. | Testimonials www.foreclosurenet.net RealtyStore: Oregon Foreclosure Listings Save 20 - 50% on Foreclosure and HUD real estate. Ideal for investors, bargain hunters and first timers. Free trial membership (Credit Card required). www.realtystore.com RealtyTrac: Foreclosed Property Listings in Oregon Provides foreclosure search engine for Oregon with daily data updates, tax roll information, and photographs. Free 7-day trial. www.realtytrac.com Registry Line: Oregon Offers a daily feed of foreclosure property listings in Oregon. Become a member to access complete listing details. www.registryline.com Search the Business Internet ® Advertiser Center | Account Login | About Us | Careers at Business.com | Featured Listings Privacy | Terms Of Use | 2000-2005 Business.com, Inc. All Rights Reserved