Home Mortgage


Manage the moving and relocation process with Moving.com Find a Mover Truck Rental Moving Boxes and Supplies Moving Tools Advice & Articles Mortgage Rates & Quotes Mortgage Commentary Tools & Calculators Advice & Articles Find an Agent Apartment Rentals Roommate Search Home Purchasing Tools Articles & Advice Storage Facilities Truck Rental Packing Supplies Advice & Articles Site Map | Create an Account | Login I need help with: - Select Move Type - ----------------------- Full Service Self-Service Auto Transport International Office Piano Art & Antiques Labor Only Truck Rental I'm moving on Date : Jan Feb Mar April May June July Aug Sept Oct Nov Dec 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 2005 2006 I'm moving FROM : - Select a Country - ----------------------- United States Canada Afghanistan Albania Algeria Andorra Angola Argentina Armenia Australia Austria Azerbaidjan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bolivia Bosnia-Herzegovina Botswana Brazil Bulgaria Burkina Faso Burundi Cambodia Cameroon Cayman Islands Central African Republic Chad Chile China Colombia Congo Costa Rica Croatia Cuba Cyprus Czech Republic Denmark Djibouti Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Fiji Finland France Gabon Gambia Georgia Germany Ghana Greece Greenland Guadeloupe (French) Guam Guatemala Guinea Guinea Bissau Guyana Haiti Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macau Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Martinique (French) Mauritania Mauritius Mexico Moldavia Monaco Mongolia Montserrat Morocco Mozambique Myanmar - 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Investment Property

Investment Property Databank IPD Home About IPD Portfolio Analysis Services Events Indices and Market Information Indices for Derivatives Online Services -- Download Index Download 2004 full series (pdf) IPD South Africa Information Valuation Guide 2004 Publication Samples Multi Country Index Spreadsheet IPD South Africa Index IPD is now in its tenth year of reporting on the South African market. The project was co-ordinated by SAPIX (The South African Property Information Exchange), which was created in 1997 to develop with IPD an authoritative databank on property investment performance in South Africa. IPD South Africa, a wholly independent subsidiary of IPD, was established at the beginning of 2003 to provide property data to the local market. Total returns - % per year All Property Retail Office Industrial 2000 11.1 10.3 12.7 7.0 2001 10.5 13.2 7.8 7.5 2002 9.6 11.0 5.0 8.8 2003 15.3 17.3 8.9 17.7 2004 23.4 26.1 16.7 24.4 annualised over: 3 yrs 15.9 18.0 10.1 16.8 5 yrs 13.8 15.4 10.1 12.9 10 yrs 13.4 16.0 9.9 12.2 South African commercial property delivered the highest return seen in the last ten years. Total returns for South African commercial property accelerated to 23.4% in 2004, up from 15.3% in 2003, breaking the previous record of 17.4% set in 1997. In the process property as an asset class outperformed most others with the exception of equities, which did slightly better, year on year. The return on bonds came a distant third at 14.1% in 2004, compared to property’s 23.4% and 25% for equities. Commenting on the results, Simon Fairchild, IPD UK Director, says that this was another fantastic year for commercial property in South Africa and on a risk adjusted basis direct property is certainly holding its own against the other asset classes. Fairchild further believes that the continued upswing in the South African economy is also being felt in the property sector, which is now starting to deliver results. Over the ten year period property performance has ranked between that of bonds and equities, although the position of these asset classes has been reversed. Bond returns annualised at 18.3% per year, are comfortably ahead of those on property and equities, at 13.4% and 10.6% per year respectively. This performance hierarchy has also been maintained over five years, although property and bonds are tied for first over the three year period ending 2004. Putting it into context, the South African results are the seventh set of results of sixteen to be published by IPD in 2005. Comparatively the South African results are extremely positive both in nominal and real terms. The UK achieved a total return of 18.3% and Canada a total return of 12.9%. At the other end of the scale, Finland achieved a total return of 5.6%. Similarly, in 2003, South African direct commercial property outperformed all other countries measured by IPD. For more information please contact: IPD: Richard Wetherell - tel +44 (0)20 7643 9266 IPD South Africa: Stan Garrun - tel +27 (0)11 883 4977 Total return 2004 - % End 2004 net income yield - % 1 St. John's Lane London EC1M 4BL Tel: +44 (0)20 7336 9200 Fax: +44 (0)20 7336 9399 Privacy Policy | © 2005 IPD Ltd. All Rights Reserved. Home | About IPD | Portfolio Analysis Service | Events | Indices and Market Information | Indices for Derivatives | OPD Designed by Webrepro



PROPERTY LISTINGS SERVICE LINES

CB Richard Ellis - Property Listings Search / Advanced Search -- -- Employee Login Careers Contact Us Submit Acquisition Criteria Site Map About CBRE CBRE Worldwide Please select a country... - - - - - - - - - - - - - - - CBRE WORLDWIDE - - - - - - - - - - - - - - - United States Abu Dhabi Argentina Asia Pacific Asset Management Australia Austria Beijing Belgium Botswana Brazil Bulgaria Canada Chile Czech Republic Denmark Dubai EMEA Region France Germany Greece Guangzhou Hong Kong Hungary Ikoma/CB Richard Ellis India Indonesia Ireland Israel Italy Japan Kenya Korea Latin America / Caribbean Mexico Namibia Netherlands New Zealand Nigeria Norway Panama Peru Philippines Poland Portugal Romania Russia Shanghai Singapore South Africa Spain Sweden Switzerland Taipei Thailand Turkey Uganda The United Arab Emirates United Kingdom Venezuela Vietnam Zimbabwe PROPERTY LISTINGS SERVICE LINES RESEARCH CENTER OUR OFFICES OUR PEOPLE CLIENT TOOLS ABOUT US INVESTOR RELATIONS Global Home : USA : Property Listings email web link Property Listings :: Properties for Lease :: Properties for Sale Property Listings Online Search for properties meeting your criteria more quickly, easily and conveniently than ever before. Select one of the options to the left and search our updated database. Many of our listings include Web sites, online brochures, virtual tours, photographs and maps. For additional property listing information, please visit our Local Office Web Pages . These pages include detailed information on local market conditions, featured properties and specific information on the services offered in that area. CB Richard Ellis' online property listings are powered by LoopNet . Click here to view information on office space requirements under 2,500 Sq. Ft. Last Modified:Friday, December 02, 2005 © 2005 CB Richard Ellis / Disclaimer / Terms of use / Privacy Policy



Home Mortgage

Home Refinance Loans, Home Equity Loans and Mortgage Loan Quotes and Loan Rates at LoanWeb.com Find the best Home Loan Quotes and Rates Online; Save Time and Money with LoanWeb®. LoanWeb has been connecting customers with our network of nationwide lenders since 1996. Our fast, simple and secure forms match your specific loan needs with up to four lenders. LoanWeb will display your lender options before they contact you to review your home equity loans and home refinance loan options, or current mortgage interest rates . Start Here! Get free, no-obligation quotes from multiple lenders. Loan Type Area Code State Auto Home Equity Home Purchase Refinance Home Improvement Debt Consolidation Land Purchase New Home Construction Pay Day Loans Personal Loans Student Loans Commercial Loans AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Processing Please Wait Free - No Application Fees and No Obligation No Initial Credit Check Our Secure Servers Protect Your Privacy Fast and Easy Forms Take Only a Few Minutes to Complete Up to 4 Lenders Will Contact You& Compete for Your Loan Our Network Includes the Internet's Top Lenders Resource Links Mortgage Calculators Home Buying Guide Glossary of Mortgage Terms Mortgage Rates Guide to Skillful Borrowing More Services Auto Loans Free Credit Reports Pay Day Loans Credit Cards Save on Insurance Personal Loans Student Loans Credit/Debt Services Commercial Loans Compare Interest Rates Search local rates to find the one that fits you best! Show Rates Online -- About Us | Contact Us | Privacy | License & Disclosures | Help | Site Map Loans | Resources | Calculators | Rates Affiliates | Lenders and Brokers 24003 Ventura Boulevard, Building A Calabasas, CA 91302Phone: (800) 410-1955 --



Land Loans Land Loans

Land loan financing for new homes. Loan Programs About Carteret Mortgage Apply Online Welcome to Carteret Mortgage! Your source for consumer information Option Arm Manage your Mortgage! Construction Remodeling No Doc Real Estate Investor Refinance Land Loans Land Loans Land loans are available if you are not planning tobuild immediately. We offer several convenient programs depending on your needs.A balloon option allows 2-5 years to begin construction, a fixed rateproduct is amortized over 30 years to keep the payment low. We also offer anadjustable rate product which has no prepayment if you convert to our construction/permprogram . Programs are available as fully documented or stated incomedocumentation for individuals with difficult to document income situations. Down payment requirements vary by program and documentationpreferences but land loans will generally require a 20% down payment although one of our lenders is now offering a program with as little as 10% down. If you are not ready to build but have found the perfect lot. The new Purchase Plus Lot Loan can save you a great deal of money. Please send me an email and let me know what you aretrying to do and I will send you a good faith estimate for several programswhich will meet your needs. Lot size must conform to the general area and must beresidential in nature. Improvements are required and include a legallyaccessible street with sewer. Electricity must be available and hillside lotsare generally not acceptable. We donot make loans for working farms or for lots of more than 25 acres at thistime. I have included a page on how to calculate your qualification ratios . I have included a page on documentationrequirements . Prequalify for your Land Loans. ARMs Construction Loans First Time Homebuyer Loans Foreclosure Property Loans Home Improvement Loans Interest Only Mortgage Investor Loans Jumbo Mortgages Links Calculators No Documentation Loans No Downpayment Loans No More PMI! Refinance Center Remodeling Loans Site Map Vacation Home Loans Bob Gammache Mortgage Planner Carteret Mortgage 245 Edwards Ferry Rd Leesburg, VA 20176 Phone (703) 777-6877 Toll Free (888) 648-1714 Fax (703) 777-4768 bgammache@Verizon.net AOL Instant Messenger bgammache1 NEVER an Origination Fee ! Lower Closing Costs! Mortgage Market Guide for a weekly analysis of the mortgage market Carteret Mortgage Corporate Website Last update September 21, 2005




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