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Stamford Hill Flat or House to rent or buy. Stamford Hill Flats or Houses to rent or buy. Letting, Sales and Estate Agents. Holiday, Accommodation, Flat, Studio, Home, House or Apartment to rent, let or buy, real estate to rent, let or for sale Stamford Hill N15 Area 3 Map All Area Map Click here to let all Estate Agents and Letting Agents know "I am looking to rent or buy property in Stamford Hill" Rent Guide Stamford Hill Weekly From To Studio £100 £240 1 Bed £120 £275 2 Bed £170 £425 3 Bed £230 £475 Monthly From To Studio £433 £1040 1 Bed £520 £1192 2 Bed £737 £1842 3 Bed £997 £2058 Travel Guide Transport: Stamford Hill Journey Time: ~ 20 mins Area Road Map Other useful links Further Area Info ... Premium Estates Agents and Letting Agents in Stamford Hill Lees Lettings Estates Agents and Letting Agents in Stamford Hill Fab Homes Abba Property Stamford Hill N15 Area Comments large Victorian and Edwardian terraces which are much sought after as family homes. Still largely urban, rather than suburban in character, large council blocks still blight the area although many are now making way for better quality low rise developments. Council Tax Hackney Year-Band A B C D E F G H 2004/2005 £814 £950 £1085 £1221 £1493 £1764 £2035 £2442 2003/2004 £772 £901 £1030 £1158 £1416 £1673 £1931 £2317 2002/2003 £682 £796 £909 £1023 £1250 £1478 £1705 £2046 This page enables you to link to Estate Agents in Stamford Hill and Letting Agents in Stamford Hill to find a flat or house for rent or to let or buy. If you wish to find flats to rent in Stamford Hill or houses for sale in Stamford Hill then the Estate Agent, Letting Agent and Property Consultants shown above can cater for your various needs. The Lettings and Estate Agents in Stamford Hill, N15, are not shown in any preferential order, except by Premium Agents. You can also use our popular feature Click here to let all agents shown above know that "I am Looking in Stamford Hill" to save time and send a single email with your requirements to all the Stamford Hill Estate Agents shown.This entry form will allow you to get your requirements to multiple Lettings and Estate Agents quickly and at the same time. Do you want a house/flat/apartment or studio flat in Stamford Hill? If you want to move to Stamford Hill as an executive or a professional with a family, or you are a student finding somewhere for the first time.The "I am Looking in Stamford Hill" is perfect for you. You can contact many Estate Agents on one go. To help make your responses from agents better you must let the Estate Agent know as much of your requirements as possible including yourbudget, required location(s), furnished or unfurnished, move in date required, tenancy period and any other requirements that you feel are important. Estate Agents and Lettings Agents You Could Be Advertising On This Stamford Hill Estate Agent page. As you will read on this page property and agency searchers use this well established service to send you their requirements. The service and this website are free to use for home buyers and people looking to rent property. If you wish to be included in the list of agents shown above you should contact us. You can start the contact process by clicking here . Looking in Stamford Hill for a place to rent. A room in a flatshare, or house share, a room in a Stamford Hill home. You may wish to review the Stamford Hill Property to Let that the Estate Agents have to offer or you can check out some more specific links with our flatshare, houseshare, a roomshare specialist. Click here to go see our property sharing section Looking for Stamford Hill commercial premises or an industrial unit in Stamford Hill. You may wish to review the Stamford Hill Commercial Property that the Commercial Agents have to offer or you can check out some more specific links with our Commercial page which shows Estate Agency and Lettings Agency offering serviced offices, offices, workshops, studios, live/work, shops, factory space, industrial units and warehouses. Click here to go see our commercial page By letting lots of agents know what you are looking for you can get a good selection of property in Stamford Hill to choose from. Many Estate Agents in Stamford Hill enter into Sole Agency agreements with Vendors and as such that really good property may only appear on that agents books. It may be the Stamford Hill property you have been looking for. So why not use our innovative feature now. Affiliates Flat & House Sharing Property Searches [ Home ] [ FAQ ] [ About Us ] [ Disclaimer ] [ Advertise ] [ Agents ] [ Email Webmaster ] Powered by PCHomes & EstatesIT.Net from Estates IT Limited © 1996-2005

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Amazon.com: House of Wax (Widescreen Edition): DVD: Elisha Cuthbert,Chad Michael Murray,Brian Van Holt,Paris Hilton,Jared Padalecki,Jon Abrahams,Robert Ri'chard,Dragicia Debert,Thomas Adamson,Murray Smith (VII),Sam Harkess,Damon Herriman,Andy Anderson (II),Emma Lung,Jaume Collet-Serra Your Store DVD See All 32 Product Categories Your Account | Cart | Wish List | Help | Advanced Search | Browse Genres | Top Sellers | New & Future Releases | Television Central | Life & Learning | DVD Essentials | Blowout DVDs | Movie Showtimes | Used DVDs Search Amazon.com DVD Web Search Join Amazon Prime and ship Two-Day for free and Overnight for $3.99. Already a member? Sign in . DVD Information Explore this item buying info editorial reviews customer reviews cast and crew fun facts Listmania! Best of Slasher Films Part 4 : A list by Jason Voorhees "Jason V" Add your List Ready to buy? Sign in to turn on 1-Click ordering. A9.com users save 1.57% on Amazon. Learn how . MORE BUYING CHOICES 108 used & new from $6.75 Available for in-store pickup now from: $20.99 Price may vary based on availability Enter your ZIP Code Have one to sell? House of Wax (Widescreen Edition) (2005) Starring: Elisha Cuthbert , Chad Michael Murray Director: Jaume Collet-Serra Rating: See larger image Share your own customer images List Price: $20.98 Price: $15.99 & eligible for FREE Super Saver Shipping on orders over $25. See details You Save: $4.99 (24%) Availability: Usually ships within 24 hours. Ships from and sold by Amazon.com. Want it delivered Friday, December 30? Choose One-Day Shipping at checkout. See details 108 used & new available from $6.75 Edition: Other Versions and Languages Other Versions (DVD) List Price Price Other Offers: DVD House of Wax / Gothika $35.98 $31.99 57 used & new from $27.78 DVD House of Wax (1953) / House of Wax $35.98 $31.99 47 used & new from $27.37 DVD House of Wax (Full Screen Edition) $20.98 $15.99 119 used & new from $6.95 Better Together Buy this DVD with The Amityville Horror (Widescreen Special Edition) DVD ~ Ryan Reynolds today! Total List Price: $49.93 Buy Together Today: $37.98 Customers who bought this DVD also bought The Amityville Horror (Widescreen Special Edition) DVD ~ Ryan Reynolds The Skeleton Key (Widescreen Edition) DVD ~ Kate Hudson War of the Worlds (Widescreen Edition) DVD ~ Tom Cruise Land of the Dead (Unrated Edition) DVD ~ Simon Baker Explore Similar Items : in DVD , in Music Storyline Genres: Horror Tagline: Prey. Slay. Display. Plot Outline: Six friends are stranded in a ghost town where a towering wax museum looms ahead. And inside are two brothers who have a special way of making the wax figures look real... Plot Synopsis: A group of friends on their way to a college football game falls prey to a pair of murderous brothers in an abandoned small town. They discover that the brothers have expanded upon the area's main attraction.. the House of Wax. And created an entire town filled with the wax-coated corpses of unlucky visitors. Now the group must find a way out before they too become permanent exhibits in the House of Wax... Plot Keywords: Title Spoken By Character | Car Trouble | Remake | Museum | Wax Museum | Interracial Relationship | Child Abuse | Doctor | Sheriff | Twins | American Football | (Show all 61 plot keywords recommended by customers) Product Details Actors: Elisha Cuthbert , Chad Michael Murray , Brian Van Holt , Paris Hilton , Jared Padalecki , See more Directors: Jaume Collet-Serra Format: Ac- , Closed-captioned, Color, Dolby, Dubbed, Subtitled, Widescreen, Ntsc, Widescreen Anamorphic Region: Region 1 ( U.S. and Canada only. Read more about DVD formats. ) Rated: (Not for sale to persons under age 18.) Studio: Warner Home Video DVD Release Date: October 25, 2005 Run Time: 113 min (original theatrical or airing runtime) Average Customer Review: Based on 176 Reviews DVD Features: Available Subtitles: English, Spanish, French Available Audio Tracks: English (Dolby Digital 5.1), Spanish (Dolby Digital 5.1), French (Dolby Digital 5.1) B-roll and bloopers video cast commentary From Location: Joel Silver Reveals House of Wax Wax On: The Design of House of Wax The House Built on Wax: visual effects Alternate open: Jennifer killed Gag reel Theatrical trailer From IMDb: Quotes & Trivia ASIN: B000AM4P9K Amazon.com Sales Rank: #2,264 in DVD Theatrical Release Information US Theatrical Release Date: May 6, 2005 MPAA: for horror violence, some sexual content and language. Production Company: Warner Bros., Dark Castle Entertainment, Village Roadshow Pictures, ImageMovers, Silver Pictures USA Box Office: $32 Million Budget Estimate: $30 Million Filming Locations: Australia| Movieworld, Gold Coast, Queensland, Australia| Queensland, Australia Editorial Reviews Amazon.com You know the one about the group of horny kids who get offed one by one? Yeah, so do director Jaume Collet-Serra and his screenwriters, who have updated an old Vincent Price flick and sandwiched it between hearty slices of The Blair Witch Project and various Friday the 13th films. Lots of WB and Fox network hotties--including 24 's Elisha Cuthbert, One Tree Hill 's Chad Michael Murray, and, well, Paris Hilton--have car trouble and stumble onto a town populated by real killer personalities. The R-rated result is fairly gruesome and, though no one ever quite looks frightened enough, Collet-Serra knows his way around a jolting suspense sequence or two. Cuthbert and an unintentionally funny Murray (striking ludicrous poses as some kind of real toughie) act more like angry ex-lovers than the fraternal twins they're supposed to be; Hilton acts bored while her real-life video scandal is exploited for ironic kicks; and the film heads shamelessly over-the-top with each new twist. As an exercise in bloody mayhem, it has a few novel touches, but you can easily find better scares. --Steve Wiecking Product Description: House of Wax tells the story of a group of friends who fall prey to a sinister plot while passing through a small town on their way to a college football game. Customers who viewed this DVD also viewed Sin City DVD ~ Robert Rodriguez Saw (Widescreen Edition) DVD ~ Leigh Whannell Mr. & Mrs. Smith (Widescreen Edition) DVD ~ Brad Pitt Batman Begins (Two-Disc Deluxe Edition with Comic Book) DVD ~ Christian Bale Explore Similar Items : in DVD , in Music , and in Books Spotlight Reviews Write an online review and share your thoughts with other customers. 44 of 61 people found the following review helpful: Above Average Slasher , May 10, 2005 Reviewer: Mr. Censored - See all my reviews This new version of "House Of Wax" bears very little resemblance to the original, released over fifty years ago. That right there means certain people are gonna be angry about it. And I'm sure it must pain fans of the original to see this updated version with Paris Hilton as one of the stars. Nevertheless, if you are just looking for a good, fun slasher, with a hard R-rating (believe me, this puppy earned it), you could do much worse. Forget that this is a remake, and you will probably find yourself being pleasantly surprised. And if you still aren't sold, look at it this way: You get to watch Paris Hilton die! "House Of Wax," which stars Chad Michael Murray (from WB's...well, just the WB I guess) and Elisha Cuthbert (who is way sexier than Hilton, without even trying) tells the familiar story of a group of twenty somethings, on their way to a football game, who pull over for the night to set up camp and get a little R & R. However, an automobile problem, a broken headlight, and some damn stinky squirrels and deer, cause this group to wander into a town that time seems to have forgotten. The town, however, has one interesting feature, and that is the infamous House Of Wax. Not only is everything inside made out of wax (or is it?), the House itself is Of Wax. Of course, things go horribly wrong. Why does it feel like the wax figures can see us? Who was that outside the window? Why does that guy keep flirting and leering at my girlfriend? The movie plays out much like classic slashers such as "Texas Chainsaw Massacre," and even more like the 2003 "T.C.M." remake. Not only are both remakes extremely pumped up from the original, but you will notice many parellels between the two, from the bizarre torture scenes, to the creepy towns people, all the bases are covered with this movie. If you are a genre fan, you can't help but enjoy this movie. It does try a few different things and will take you by surprise a few times. Heck, one major surprise is Paris Hilton playing someone with moderate intellect. When someone says "What's that smell?" she doesn't want to find out. When she is being chased by the antagonist, she finds a weapon, and uses it. Not just your average teen slasher/splatter flick. As far as the gore goes, this movie has an abundance of it, but I found the wax much more effective. On a list of worst ways to die, I'd put that at the top! And when will people realize, if you keep picking at it, it won't heal (watch it and find out)? If it's possible to have a fear of wax, this movie may put it in you. So try not to let the seemingly shallow nature of this movie turn you away. Afterall, it's actually quite good, and it's refreshing, in a world of nuetered "PG-13" "horror" flicks, that a nice, solid "R" comes along and gives us the flanking we so badly needed. It's got it's flaws, and it does take a while for the film to build momentum, but if you want thrills, this one's got it. Just try not to cheer or laugh too much when Paris has her big moment... Was this review helpful to you? ( Report this ) 20 of 30 people found the following review helpful: A TERRIFIC GOOD RIDE WITH ALL THE THINGS A SLASHER FAN WANTS!! , October 11, 2005 Reviewer: Paulo Leite (Lisbon, Portugal) - See all my reviews At first, I wasn't expecting anything from this movie... I thought "well, here we go again for another stupid slasher with nothing new to offer". But I was wrong. In fact I found this film to be a terrific new entry into the slasher genre. The screenplay is very nice. I does not start to kill people right away.. it develops the story... lets you know ter characters... and THEN... just when you are dying to see some killings... it starts. ...And never lets go. The plot is better than you'd expect. Not the usual "six kids get to a wax museum". Instead they get separated in three groups (which opens the space for three almost-independent storylines). This may not look much... but in fact it allows the screenplay to build some plausability and complications. The characters come and go separate ways and the script creates great shock moments exactly at the moment different storylines meet. And the killings... they are brutal, sadistic... and go beyond the usual "slash-and-you're-dead"... In fact (laughs) nobody dies at first. The screenplay takes the detail up to the limit. All the killings are beautifully constructed. Without wanting to spoil the fun, I just should say this film goes further on the sadistic things the killers do. Much further than what was acceptable years ago. I think this film brought new breath to the genre. Casting is good, makeup is fine. Directing is solid, art direction is discreet enough... I really liked it. Of course there are better films made 20 or 30 years ago. But this one sits along the best slashers in the last 10 years (if it is not THE best one in 10 years). But beware! This film is very cruel! Maybe you would like to pass on it if you play the piano, if you love your fingers... or if you like to walk barefooted. By the way... It has nothing to do with the 1953 Vincent Price version... just the title and what it suggests. Obviously, this DVD is a great buy. Watch it alone... or with friends... with 2 tons of popcorn. Great! Was this review helpful to you? ( Report this ) Customer Reviews Average Customer Review: Write an online review and share your thoughts with other customers. The cast of hotties , December 29, 2005 A Kid's Review Almost the whole cast is hot like my cousin thinks paris hilton and elisha cuthbert are both hot&sexy.but i think jon arahams,jered&chad are hot espesialy jon abrahams his hot i lllllllllllooooooooooooooovvvvvvvvvvvveeeeeeeeeeeeeee him .oh yeah the movie its the best movie ever made .the only ugly people are bo&vincent .the movie its about 6friends on their way to a collage foot ball game but dalton and page get teird so they camp out near a abanded town. CAST:Elisha-Carly Brian van holt-Bo/Vincent Chad-Nick Jered-Wade Paris-Page Jon Abrahams-Dalton Robert-Blake Was this review helpful to you? ( Report this ) The cast of hotties , December 29, 2005 A Kid's Review Almost the whole cast is hot like my cousin thinks paris hilton and elisha cuthbert are both hot&sexy.but i think jon arahams,jered&chad are hot espesialy jon abrahams his hot i lllllllllllooooooooooooooovvvvvvvvvvvveeeeeeeeeeeeeee him .oh yeah the movie its the best movie ever made .the only ugly people are bo&vincent .the movie its about 6friends on their way to a collage foot ball game but dalton and page get teird so they camp out near a abanded town. CAST:Elisha-Carly Brian van holt-Bo/Vincent Chad-Nick Jered-Wade Paris-Page Jon Abrahams-Dalton Robert-Blake Was this review helpful to you? ( Report this ) 2 of 3 people found the following review helpful: The House Isn't The Only Thing That is Wax.... , December 28, 2005 Reviewer: fra7299 "fra7299" (California, United States) - See all my reviews Call me a bit of an overachiever, but I had to wait a day for this movie to sink in before I actually sat down to write a review for House of Wax. The verdict: It still wasn't very good. A film scripted for the MTV Generation of slasher-type films, House of Wax definitely pales in comparison to the Vincent Price version with the same name (I'm still not sure if they actually meant to call it that, or if this was to be an actual remake). There is loud music every so often, horny teens, and a wannabe tough street-type guy, and a generally creepy family (brothers) in a generally creepy town. At any rate, the two movies are a separate as you can get, so you won't have much of a chance to confuse them. If there is one thing to compliment this movie on, it's those momentary points of lurking suspense. We don't see the truly evil characters for awhile, so there is at least an attempt at build up. There is an attempt at trying to introduce us to the background of the two brothers, but it really is an empty explanation. They just show a family trying to get a rambunctious child to eat his food, and an overly aggressive father yelling. Then they flash forward, as if this explains everything. The movie seemingly begins to melt (no pun intended) before your eyes at certain points, despite its efforts to scare and thrill. I think a lot of it had to do with the seriously ridiculous plot and inane motives of the characters. The teens, who decide they want to go on a road trip to make it to the football game (it is a really important game, but we never know who is playing), of course don't make it in time and decide to spend the night in the creepiest place they can possibly find. Then, once there, they decide to hang out and party until some guy in a truck comes by and flashes his lights (he never gets out though, so we don't know who or what he is). Rather than suspecting that this guy might be some sort of serial killer out in the middle of no where, one of them decides to throw something at the truck, breaking one of the headlights and, in turn, making the possible homicidal maniac a little more upset. The truck leaves, and all appears to be fine. Fast forward to the next day....One of the guys really wants to get to the game (Why exactly everyone slept in until 2:30 in the afternoon is a question I can't answer..), but then one of the guy's cars has a broken fan belt (go figure), so they must deal with that. After accidentally slipping into a big pit with dead rotting animal flesh, which, for some reason Elisha Cuthbert's character insisted on seeing, her and her boyfriend decide to into town with some crazy derelict looking guy who makes his living apparently dumping dead animals into this pit....all in the name of a fan belt...sheesh! After the teens separate, you can use your imagination to guess what happens. The couple goes into the town to find the shop with fan belts, and, while in the process, decide to go into the spookiest place in town, the House of Wax. From there they meet another crazy guy who owns the shop, but happens to have that exact fan belt at his house. You know where this is going right? Eventually, Elisha Cuthbert's character realizes that there aren't any "real" people around, and that her boyfriend has been in that house just a little too long, and so chaos ensues. In the process of trying to get back to the town to get to the couple, some of the other teens meet up with the crazy brothers as well. They make the same silly mistakes that many teens make in these movies, and so, many points become a bit predictable and cumbersome to watch. I guess it could have been worse...Paris Hilton could have said something like, "Look! Wax, that's hot." There have been worse movies made, and definitely worse horror movies made. But, this is just another lower than average horror movie to make a few bucks for Hollywood. 1 stars for an effort at suspense. For kicks, I'll even round it up to 2. Was this review helpful to you? ( Report this ) Teen Slasher Movie with an interesting plot. , December 27, 2005 Reviewer: Ernest Hemmingway "Shawn" - See all my reviews When i first rented this movie, i was told that it was a horrible movies with some cheap scares. I was told wrong as a began to watch House of Wax. Six teenagers are on there way to a college football game when they experience car trouble, someone, overnight, had ruined one of the cars fan belts...as two of the characters venture into the seemingly empty town, they uncover a sinister plot involving the famous Trudy's House of Wax. The teenagers must fight for their lives, or they might become permanant displays... Paris Hilton's character could have been cast better, and it was fun to see her die in an ironic sort of way. The movie is interesting with it's plot twists and the final breathtaking conclusion. I enjoyed the ending of this movie because it didn't leave you hanging, you knew who was going to live or not. I doubt there will be a sequel. Was this review helpful to you? ( Report this ) See all 176 customer reviews... Listmania! Best of Slasher Films Part 4 : by Jason Voorhees "Jason V" 2005 Is Full Of Horror! : by S. Medeiros "Gentleman_caller8... The Best B-Rate Horror Films! : by Paul So You'd Like to... Know what movies are coming out to DVD in 2005 : by Aaron Watkins , Movie Browser October is one expensive month! : by sec127 , High School Student Know What's Coming to a DVD Store Near You : by Joe , Movie Lover Fun Facts from IMDb.com: Awards Click here to see more Awards Teen Choice Awards: Teen Choice Award for Choice Movie: Thriller, Choice Movie Scream Scene, Choice Movie Actor: Action/Adventure/Thriller Nominations Click here to see more Nominations Teen Choice Awards: Teen Choice Award for Choice Movie Breakout Performance - Female, Choice Movie Rumble, Choice Movie Actress: Action/Adventure/Thriller, Choice Movie Breakout Performance - Male Trivia Click here to see more Trivia On 26 June 2004, a sound stage being used for the film burned to the ground during a test of special effects equipment. The fire was started by a candle destroying a studio where this movie was being filmed at Warner Bros Movie World on Australia's Gold Coast. One crew member was treated for burns to his arm no one else was injured. The smoke from the fire also crossed onto a nearby heavily used Highway which caused health concern's for driving motorists, the Highway was not shut down during this incident. Paris Hilton did not have to audition - she was the director's only choice for her role. The rest of the cast was built around her. Goofs Click here to see more Goofs Carly leaves the voice mail message for Paige and the whole scene with the truck gets on the voice mail. When Blake checks his phone after the music stops, the message isn't the same as earlier. Crazy Credits Click here to see more Crazy Credits Random letters in the end credits of the movie begin to melt down from thescreen as they appear. Also, some pairs of letters are joined, just like Boand Vincent when they were born. Movie Connections Click here to see more Movie Connections Remake of: Mystery of the Wax Museum | House of Wax References: Alternate Versions Click here to see more Alternate Versions The uncut version is rated R21 in Singapore. Two scenes needed to be trimmed to secure an NC16 rating. First is the body dragging scene where the head slowly detaches itself from the torso. Next is the scene where the killer graphically removes a pole that is jammed into a female victim's head. The DVD features an alternate opening: A young woman, Jennifer (Emma Lung), (the woman who is sculpted into Miss Ambrose) is stranded on the road after her car breaks down. As she calls a towing company, Bo's truck drives up. She tries to signal him, but gets no response. Then, the truck speeds up. Jennifer tried to run, but Bo grabs her by the neck and throws her face-first into her windshield, instantly killing her. Two versions are available in Germany: the uncut version with a "Not under 18" rating and an edited version (with a "Not under 16" rating) which misses ca. 3 minutes. Quotes Click here to see more Quotes [Carly hears a noise outside the tent] Carly Jones : Wade, wake up. Wade! I heard something. Wade : Yeah, it's probably the serial killers or something. [to Nick and Dalton] Blake : Hey are you two gonna have sex? Nick Jones : No... Blake : Oh, cause 'um, me and Paige ARE, so you should probably be the one to go pick up your sister. For more information about "House of Wax (Widescreen Edition)" visit the Internet Movie Database (IMDb) Look for similar items by category Browse similar items in: DVD > Actors & Actresses > ( R ) > Richard, Robert DVD > Genres > Horror > General DVD > Genres > Horror > Slasher Flicks DVD > Genres > Horror > Teen Terror DVD > Genres > Science Fiction & Fantasy > General Suggestion Box Your comments can help make our site better for everyone. 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Foreclosure Property Below Market

Buying a Foreclosure Property Below Market Value: Five Tips from the Pros Select USA State -- Alaska Alabama Arkansas Arizona California Colorado Connecticut Dist Columbia Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming Mortgage Broker Data -- Develop Loan Leads Loan Products Property Services Insurance Services International Lending Mortgage News News Miscellaneous Government Web Links Publications & Magazines Buying a Foreclosure Property Below Market Va Loans! | Advertise | FREE LINK! | Forum | Search | Help | EMail | News | Home Home Loans | Media | Brokers | Mortgage Bank | Employment | Real Estate | Legal | Finance | Banking | Technology Loan Officers MORTGAGE LOAN OFFICER/BRO ACCOUNT EXECUTIVES Loan Officer LOAN OFFICERS - INDEPENDE I am seeking for a mort Financial Services Dire I am looking for a comp Commercial Realty leasi I am looking for contra Liberty American Mortgage New Account Executive Boo CitiFirst Mortgage Servic US Bank Introduces ``Fees American Residential Fund INDYMAC BANK ANNOUNCES N What Does it Take to be a Commercial Capital Bancor Consortium Announces Laun Meritage Homes Corporatio Its All About PeopleAll ABN AMRO Mortgage Group O AMERIQUEST MORTGAGE LAUNC Visit the Veteran Loan Center to apply for a VA Mortgage or a VA Refinance Buying a Foreclosure Property Below Market Value: Five Tips from the Pros Buying a Foreclosure Property Below Market Value: Five Tips from the Pros House hunting can be a very daunting experience, especially in today s real estate market. Both investors and home buyers have been priced out of the market by escalating costs, and good real estate deals are increasingly difficult to find. But there are bargains out there, for people who know where to look. For people willing to do some homework, the foreclosure market offers some of the best opportunities in real estate today, explains James J. Saccacio, chief executive officer at RealtyTrac, the leading online foreclosure marketplace. Web-based services such as RealtyTrac give consumers access to foreclosure and pre-foreclosure information that was previously available only to professional real estate brokers and investors. Today, homebuyers can use these services to identify and research potential home purchases, as well as to find the tools and professional resources they need to help them close the deal. With interest rates ticking up and ARMs adjusting upward, experts predict an increase in the number of foreclosure properties on the market. RealtyTrac, which provides all the foreclosure data for both MSN House and Home and Yahoo! Real Estate, has already compiled a list of over 550,000 foreclosure properties across the country. Foreclosure properties can be a terrific investment, or give home buyers a much more affordable option than traditional properties, notes Saccacio. But they re not a way to get rich quick, and a foreclosure purchase needs to be approached in an educated, intelligent manner. Saccacio offers five tips to help you close a deal on a foreclosure property: 1. Learn about the different types of foreclosure properties, and the foreclosure process. There are three basic types of foreclosure properties, representing different stages in the foreclosure process: notice-of-default (NOD) and notice of trustee sale (NTS), which are both pre-foreclosure properties; and real-estate-owned (REO), a foreclosure property which has been re-purchased by the bank. For most consumers, buying a pre-foreclosure property from a private homeowner is the best option. It s important that both the buyer and the seller see the situation as a win-win situation, in order to ensure a smooth process. In this case, the seller is able to get out from under a mortgage without destroying their credit rating, the lender is saved the time and expense of foreclosing on the property, and the buyer gets a below-market price on a home. Foreclosure auction sales are typically the domain of the professional investor. These properties are formally in default, and sold to the highest bidder at an auction. Buyers are required to be physically present at the auction, and must pay 100% of the sale price in cash, on the spot. Though foreclosure auctions can offer significant savings, they are not for the feint of heart or the uninformed. Unless the buyer is already familiar with a particular property, there is usually little time to examine it. And the buyer will be competing against professional investors and sometimes even the lender at the auction. Once the lender officially reclaims a home, it becomes a real-estate-owned property (REO). While REO properties typically offer more time for evaluation and a more standard bank-managed transaction, their prices are usually very close to full retail market value. 2. Secure financing early It s important for a buyer to be pre-qualified before engaging in discussions with a seller. This ensures that the buyer is in a financial position to purchase the property, and is in the strongest possible position to negotiate. It s best to work with a lender who understands the foreclosure process, and can guide the buyer through certain steps, such as ensuring that a property is FHA-compliant. Another reason to consider pre-qualification is that not all lenders finance foreclosure properties. Having approved financing in-hand makes negotiations with both the seller and the lender easier, and may even make it possible for the buyer to simply cure the default and take over the existing loan to reduce loan processing fees. 3. Engage a real estate agent as a buyer s representative Most people hire a real estate agent to sell their home. These seller s representatives are charged with making the sale and negotiating the best deal for their clients. Buyer s representatives have the home buyer s interests at heart, and are charged with finding the right property and negotiating the best price for their clients. Picking the right real estate agent will make a buyer s life much easier. There are agents who specialize in the foreclosure market, with specific experience in REO properties. Look for an agent with foreclosure transaction experience, as well as knowledge of local, regional and state laws. But it s also important to consider the agent s knowledge of the area; their ability to close a deal; and their access to other professionals (attorneys, lenders, mortgage and title professionals) to ensure that the buyer is in good hands. 4. Do your homework Stocks offer higher potential returns for investors than traditional savings programs, but are also riskier. Similarly, purchasing foreclosure properties is somewhat more risky than buying traditional real estate properties, but offers much higher potential savings. With the right examination and due diligence, buyers can significantly reduce the risks. It makes sense to give any property under consideration a thorough examination. Here are eight steps for doing a professional-level exam. 5. Make a realistic offer Despite what you may see on late-night cable TV, investing in foreclosure properties isn t a sure fire get rich quick formula. Lenders aren t likely to give properties away, particularly in a real estate market where prices continue to rise. And homeowners in financial distress may be difficult to deal with, particularly early in the foreclosure process. The keys to a successful foreclosure property purchase are diligence and patience. As a rule of thumb, the best savings can be made at the pre-foreclosure stage, where home owners can avoid a foreclosure and lenders can save the time and cost involved in going through the process. Another critical point in the process is immediately prior to the auction date, when all parties might be most open to a last-minute solution. It s not unusual to save from 10-30% of the market value on a foreclosure property, and certain properties offer savings of 50% or even more. An educated buyer one who knows how much is owed on the property and what its market value is can usually come up with a realistic offer; one that offers significant savings, while meeting the requirements of the lender. Source: 10/06/2000 10/6/2000 410_024 Company: RealtyTrac Contact: jennifer white, jennifer@atomicpr.com Loans! | Advertise | FREE LINK! | Forum | Search | Help | EMail | News | Home Mortgage Mag San Antonio, Texas 78255 Webmaster Email WebSite Map & Help

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