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UK mortgages home: mortgage calculator, rates & lenders list Mortgages UK: Mortgage calculators, rates & lenders list Mortgage Quote Line 0845 108 0505 MORTGAGES.CO.UK MORTGAGES CREDIT CARDS LOANS INVESTMENTS LIFE INSURANCE HOME INSURANCE INSURANCE KEY WORKER MORTGAGES MORTGAGE NEWS REMORTGAGES MORTGAGE CALCULATOR FIRST TIME BUYERS BUY TO LET MORTGAGES MORTGAGE INFORMATION MORTGAGE PROTECTION INSURANCE POOR CREDIT MORTGAGES EQUITY RELEASE MORTGAGES LARGE MORTGAGES COMMERCIAL MORTGAGES INTERNATIONAL MORTGAGES HOLIDAY HOMES MONEY SAVING TIPS FOR HOME OWNERS BAD CREDIT MORTGAGES UK MORTGAGE LENDERS DIRECTORY ENDOWMENT MORTGAGES DIVORCE & MORTGAGES NEW MORTGAGE TYPES: Current Account Mortgages Islamic Mortgages Green Mortgages Self Build Mortgages Shared Ownership Mortgages TOOLS: MAXIMUM BORROWING MORTGAGE CATEGORIES MORTGAGE LIFE INSURANCE MORE LINKS : CREDIT CARDS PERSONAL LOANS LIFE INSURANCE PENSIONS Search all Financial Services Welcome to Mortgages.co.uk , your comprehensive online UK mortgage portal. We have over 100 pages of information , questions & answers and glossary sections, with separate areas for remortgages , buy to let , commercial mortgages , international mortgages , inheritance tax and how to make a will . Read our guide for homeowners 2005. For an international mortgage or overseas mortgage for investment properties or holiday homes in Australia , Bulgaria , Canada , Caribbean , Cyprus , Florida , France , Greece , Ireland , Italy , Malta , Poland , Portugal , South Africa , Spain and the USA . To make an enquiry now please click here . Mortgage Calculator Enter Mortgage Amount: £ Enter Mortgage Interest:% Enter Mortgage Term: 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years 26 years 27 years 28 years 29years 30 years Your Monthly Payment Will Be: Repayment: £ Interest only: £ For a no obligation quotation You may also wish to start by using our interest rate calculator service, or by comparing products on offer from different lenders . If you would like mortgages.co.uk to put you in touch with a regulated adviser call 0845 1080505 8 out of 10 people in the UK are paying too much for their mortgage. Find out if YOU are one of them, and get a FREE, no obligation quote. Do you have mortgage protection insurance ? Why not get a free quote for Accident, Sickness & Unemployment cover, and SAVE up to 33% compared to high street lenders. Cover starts at just £3.95 per £100.00 of benefit, with cover from day one. You can apply online and get the first three months of cover FREE . We also have directory of UK brokers , or you can let us do the work for you by filling in our simple, no obligation one minute enquiry form . Today's Most Popular Results Mortgage Enquiry Form Need Life Insurance? ------ Mortgages - Information Mortgages - Home ------ Financial Services - Home mortgage news Are bad credit mortgages available to anyone? - Thu, 29 Dec 2005 Mortgage lending reaches new high - Thu, 29 Dec 2005 Good year for first-time buyers predicted - Wed, 28 Dec 2005 More News ARREARS & CCJs? Remortgages Sub Prime Mortgages Arrears, CCJs Self Certification Adverse Credit Debt Consolidation APPLY NOW FREE HOME CONSULTATION APPLY HERE PROTECT YOUR MORTGAGE 3 month's free mortgage protection cover APPLY NOW None of the information on this website is intended to promote any specific mortgage product or provide mortgage advice. Mortgages.co.uk is a non-regulated trading name of Financial Services Net Ltd. links | contact us | advertise with us | Add to your favourites Mortgages.co.uk (C) 2005 Financial Services Net Ltd [Terms & Conditions] more sites: pensions | PMI | cheap flights | ink cartridges | income insurance

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Assessor Home Page search Real Property Records Parcel Number Owner Name Address Assessor Maps Parcel Maps Inquiry Tax District Maps Parcel Book Index Map Parcel Map Index Manufactured Housing (Mobile Home) Records Owner Name Address Account Number Parcel Number Business Personal Property Records Business Name Address Account Number Parcel Number Declaration Information Road Document Listing Parcel Number Document Number Recorded Documents Document Number Recorded Maps Book/File/Page Number Building Sketches Parcel Number Office locations: - - - Select Location - - - - - - - - Main Office - - - - - - - - - - - Northwest Office - - - - - - - Henderson Office - - - Search our site ASSESSOR RECORDS AND MAPS If you are a new visitor to our site, please scroll down this page for important information regarding the Assessor transactions. Assessor's Office Disclaimer: The Clark County Assessor's Office makes every effort to produce and publish the most current and accurate information possible. No warranties, expressed or implied, are provided for the data herein, its use, or its interpretation. The assessed values are subject to change before being finalized for ad valorem tax purposes. The Assessor parcel maps are for assessment use only and do NOT represent a survey. The Assessor parcel maps are compiled from official records, including surveys and deeds, but only contain the information required for assessment. See the recorded documents for more detailed legal information. (Notice: Occasionally, some Assessor files are closed for routine maintenance and may be unavailable for a few minutes.) Road Document Listing Inquiry: Information on roads and other right-of-way parcels may be obtained by clicking on one of the above links under the Road Document Listing link. You must have either an eleven (11) digit parcel number or the recorded document number to use the Road Document Listing Transaction. You can also obtain the Road Document Listing in either of the Assessor's Office Locations. Viewing Assessor Maps: Adobe Reader is FREE. If you do not have the Reader it can be downloaded from the Adobe site by clicking the following button. Once you have downloaded the Reader, it is NOT necessary to perform the download a second time to access the maps. Once installed on your computer system, Adobe Reader launches automatically once a map item is selected. Note: It will take approximately two (2) minutes or longer for the map files to load. Using Adobe Reader Download the Adobe Reader Optimal Browsers: We've tested our content across many browsers and recommend that for the best viewing of our pages that you use Microsoft Internet Explorer or Netscape Navigator (or Communicator). To download the latest versions of either one of these programs, please click on one of the following links: Netscape Navigator (or Communicator) Microsoft Internet Explorer Some browsers may experience difficulty displaying the maps. For help please click on one of the following options. Netscape Navigator 7 Microsoft Internet Explorer for Windows 95/NT Microsoft Internet Explorer 6

Investment Property Consumer Focus:

FCIC - Consumer Focus -- SITE SEARCH: Books Resources 1-888-8 PUEBLO (1-888-878-3256) Home Consumer Focus Archive Owning a Second Home or Investment Property Consumer Focus: Owning a Second Home or Investment Property Owning a Second Home or Investment Property For various reasons, the idea of owning a second home or investing in property is on many people's minds nowadays. Some dream of having a second home in a more moderate climate. Others, wishing to diversify their investments, are considering real estate because of continued record low mortgage interest rates. If you're interested in the idea, but not sure how to get started, we've assembled some helpful information. Second Home or Investment Property? Criteria Looking Around The Transaction Additional Responsibilities Financing Other Resources E-mail this Information to A Friend Other Topics in the Consumer Focus Archive Top Second Home or Investment Property? The process will be simpler and smoother if you can make some decisions about your lifestyle, needs, and plans for the property at the beginning. Generally, if you're looking for a place to spend the winters for several months at a time or to take frequent weekend getaways, then you're most likely considering the purchase of a second home. However, if you're looking to generate income or diversify your investments, then you're looking to purchase investment property. Check our web site later this month for more information regarding investment property and how to be a landlord. The information below pertains primarily to buying a second home. In either case, you're entitled to different types of tax deductions depending on how you treat the property. Criteria The criteria defining a second home are fairly loose. A second home doesn't necessarily mean a "house." It could be a condominium, a recreational vehicle , or even a boat. Basically, for your second property to be considered a second home by the IRS, it needs to have sleeping accommodations and cooking and toilet facilities. A second home qualifies for the home mortgage interest deduction, just like your primary residence, because you're using the home for personal purposes during the year. Many folks have second homes that are part rental. The catch is that your personal use needs to exceed 14 days or 10 percent of the time it was rented, whichever time length is greater. In addition, if you rent your home for fewer than 15 days a year, and personally use it for more than 15 days a year, you do not need to declare any rental income. Everyone's circumstances are unique. Consult a tax professional regarding deductibility. Top Looking Around Do you want to buy a second home in your favorite vacation area , or a weekend spot not more than a few hours' drive away, but don't know what the market's like? You might want to do some research on the web using Realtor.com or visiting the web sites of the individual real estate companies in the area where you wish to purchase a property. Some real estate-related web sites allow you to tailor your search you select such as price, number of bedrooms/baths, type of home, or location sorted by zip code. If you're considering this home to be your future retirement home, then you also should consider additional factors such as the annual climate. Weather.com allows you to view monthly climatic averages for cities around the country. You also might look for information and articles discussing cost of living or " best places to live for retirees" from groups such as the AARP. The Transaction You'll probably want to work with a local realtor to help with the transaction, especially if you're considering an out-of-state purchase. A knowledgeable realtor should be aware of important factors that could affect your decision. For instance, if the locale you're considering has development restrictions, like those involved with historic districts where strict design, remodeling, or building codes may be enforced. In addition, the agent will do much of the legwork for you and ensure that all the bases are covered during the transaction. Just as you did when you purchased your primary residence, you should still have the property inspected. Take the effort to know your rights . Top Additional Responsibilities Remember, owning a second home is just that-with all the associated responsibilities and expenses that it brings. Check individual state web sites for property taxes. How much maintenance are you willing to take on? If you're not willing to take on a lot of extra maintenance and yard work, consider buying a condo and hiring a property management company. Of course you'll need insurance. In some areas, you may be surprised by the rates you'll need to pay for homeowners insurance . Coastal areas usually have higher premiums due to hurricane risk, and you may need to buy a separate flood insurance policy as well. Financing Just as you did when you bought your primary residence, be sure to have your financial affairs in order before you even begin looking. Get a copy of your credit report and be sure there are no errors, which could delay or hurt your financing options. Also, be prepared to meet some stricter criteria to get the loan. This is because your finances will be stretched more thinly once you take on that second mortgage. Top Other Resources This is just a brief overview. For more information check out these resources: Read these publications online or order them from FCIC: FairCredit Reporting How toBuy a Home With a Low Down Payment How toBuy a Manufactured (Mobile) Home HUDHome Buying Guide Looking for the Best Mortgage-Shop, Compare, Negotiate Twelve Waysto Lower Your Homeowners Insurance Costs Publications available for orderingfrom the Housing Page Publications available for orderingfrom the Money Page Websites*: Department of Housing and UrbanDevelopment Federal Trade Commission Federal Reserve Board FirstGov.gov Public Broadcasting Service AARP Bankrate.com Insurance Information Institute Money.CNN.com NewRVer.com Prudential Realtor.com SmartMoney.com Tax Foundation Weather.com * Names of resources and organizations included in this online article are provided as examples only, and their inclusion does not mean that they are endorsed by the Federal Citizen Information Center or any other Government agency. Also, if a particular resource or organization is not mentioned, this does not mean or imply that it is unsatisfactory. *If you click on these links, you are leaving FCIC's website. Please bookmark us before you leave so you can return easily. FCIC is not responsible for the content of these websites. Top Enjoy this month's Focus? Share this information with a friendand spread the word! Enterrecipient's e-mail address: We will not retain or use this information for any other purpose. For more information on other popular consumer issues check out FCIC's Consumer Focus Archive . Top Import Notices - Site Map - Text Version This service isprovided by the Federal Citizen Information Center of the U.S. General Services Administration . If youhave a comment or question, e-mail us .

Denver Real Estate

Denver Real Estate and Relocation, Littleton Real Estate, Denver Metro Area County Real Estate, Tim Pfannenstiel " Denver Homes, Real Estate & Relocation Access all listings! Have you ever wanted to see all of the listings your Realtor sees? Now, with a HomeCard, you can finally have the 'INSIDE SCOOP'. Area Market Stats. Need to know what home prices are doing in your community? What did the neighbors really get for their home? Make an informed buying or selling decision with your HomeCard. Auto Email Alerts. In a 'HOT' Real Estate market, do other home buyers learn about new listings before you do? Sign up for a HomeCard and stop worrying now. You will automatically receive an email alert whenever a property matching your Profile becomes available. Store Documents. Your HomeCard gives you a convenient place to store all house related documents on-line. Shop For Loans. Worried about getting the best possible deal on your loan? Let us help you get funded. Home Services. Access home improvement products and services on-line. Read reviews and rate these vendors on-line. Permanent Site. Your HomeCard survives the Real Estate transaction and becomes a permanent Web Site for your new home. Email Listings Program! Why drive all over the city or spend hours in front of you computer when this FREE service can do the work for you? With Homefinder, I will help you find your dream home by conducting a daily search of my listing database on your behalf. Each day that I find new properties matching your criteria, I will promptly let you know via email. CLICK HERE TO GET STARTED TODAY!! Whether You Are Buying Or Selling A Home, View Tim's Commitment To You! Click Here SELLING OR REFINANCING? Click Here for a FREE Comparative Market Analysis on your home! FREE! REPORTS Real Estate Information The buying or selling of your home will be one of the most important transactions of your lifetime... Buyer/Seller Tips: Read through helpful tips of information on buying or selling your home! 6 Things You Must Know Before Obtaining a Mortgage! Click Here Relocation Package : Are you relocating to the Metro Denver area? Receive up to date information on schools, communities, recreation and more by requesting our "Relocation Package", mailed to you within 48 hours after request. Local Denver Area Schools: Identify the best school district for your family with my free schools report. Click Here for information on Private and Independent Schools! Monthly Real Estate Newsletter! Receive my FREE monthly email newsletter! This publication will cover the latest real estate topics such as current market values and statistics in the "Metro Denver" area , interest rates, buyer & seller information, market trends, investment tips and more. Sign up today by clicking on the Newspaper! HOME & COMMUNITY RESOURCE CENTER CLICK ANY LINK BELOW... 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Tim Pfannenstiel 720-373-8460 1-800-873-9756 tim@timpfannenstiel.com We're listed in: Real-Estate-Agents.com, NetSavvyAgent.com , Relo-Experts.com Link Partners.com , Real Estate Link World.com , BuilderCentral.com-Comprehensive Home Builder Web Directory , ABC Real Estate Directory , Real Estate Link Exchange , Directory Real Estate - Meta-Directory for Real Estate , Reals.Com-The #1 Real Estate Directory , Member of House Buyers National Network , American Home Inspectors Directory - Home Inspections Nationwide - Find Home Inspectors, Home Inspection Information, and related Real Estate Services , ClickState , Look Directory.com - Comprehensive Human-Edited Web Directory , USA Real Estate Directory , World Web Directory , Real Estate Roster Attention all search engine spiders: This site features Denver County Real Estate, Jefferson County Real Estate, Arapahoe County Real Estate, Douglas County Real Estate, Adams County Real Estate, and homes for sale , town homes for sale , condos for sale, land for sale, and other real estate for sale in Denver, Littleton, Lakewood, Ken Caryl, Highlands Ranch, Englewood, Aurora, Parker, Evergreen, Greenwood Village, Cherry Hills, Centennial and neighboring communities. Search this site for homes for sale in the Denver Metro Area communities including Denver, Littleton, Ken Caryl, Englewood, Centennial, Highlands Ranch, Aurora, Greenwood Village, Cherry Hills, Lakewood, Parker and find the home of your dreams! Tim Pfannenstiel has over 22 years experience serving both buyers and sellers needs throughout the Denver Metro Area. 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