Property Listings , Golf

Crystal Mountain Michigan - Northern Michigan real estate listings, Northern Michigan property, Northern Michigan properties, Midwest real estate, Traverse City real estate listing, Traverse City real estate listings, Benzie County real estate listings Midwest and Northern Michigan Real Estate Listings and Properties at Crystal Mountain New Projects Vision 2010 Crystal Quarters Homes & Building Sites Condominiums View Current Listings RCI Vacation Exchange About Benzie County Construction Photos Looking for the perfect northern Michigan resort property? Located in Benzie County, not far from Traverse City, Michigan, Crystal Mountain has a number of northern Michigan real estate listings ranging from hotel rooms and condominiums to resort homes and northern Michigan building sites to suit your needs. Below is a list, by category, of all northern Michigan real estate properties currently available through Crystal Mountain Realty. For more information, contact us by e-mailing us at properties@crystalmountain.com , or by calling us at (800) 968-2911. Hotel Suites Condominiums Townhomes Cottages Homes Building Sites Hotel Suites Offered At: $109,900.00 COLONYSTUDIO #160 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. First floor unit on slopeside, whirlpool tub, fully furnished. Excellent rental history makes this an affordable four-season retreat. click for larger/additional photos Offered At: $112,900.00 COLONY STUDIO #256 : Popular studio unit at the base of the slopes adjacent to Kinlochen Lodge. Second floor on slopeside, whirlpool tub, 2 queen beds, fully furnished. Excellent rental history makes this an affordable four-season retreat. Completely remodeled in 2004 with lodge-style dcor. click for larger/additional photos Offered At: $121,900.00 HAMLET STUDIO #144 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #174 : At the base of the slopes, this popular studio offers easy access to all resort amenities and has recently had extensive interior renovation. Kitchenette, whirlpool, fully furnished and an attractive rental history. Adjacent to future village center. click for larger/additional photos Offered At: $129,900.00 HAMLET STUDIO #248 : Central location makes this suite a favorite accommodation of resort guests year round. Excellent rentals, fully furnished & completely remodeled. Double whirlpool, two queen beds, kitchenette and heat/ac unit. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #249 : In the center of everything! This popular studio unit offers wonderful ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. Sale also includes initiation fee into Four Seasons Club at the basic level. click for larger/additional photos Offered At: $132,900.00 HAMLET STUDIO #349 : Popular Hamlet studio unit enjoys first floor convenience and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center at Crystal Mountain. Fully furnished and completely renovated in 2002. Double whirlpool, 2 queen beds, convenient kitchenette, small outside deck and excellent rental history are but a few of its outstanding features. click for larger/additional photos Offered At: $137,500.00 HAMLET STUDIO #343 : This suite enjoys one of the best ski slope views and and is just steps away from the slopes, pools, golf pro-shop, restaurants and future village center. Fully furnished, double whirlpool, two queen beds, convenient kitchenette, small outside deck and an excellent rental history. click for larger/additional photos Offered At: $139,900.00 COLONY STUDIO #159 : The perfect getaway for two. This self-contained suite has a full kitchen, queen bed & queen Murphy bed, timbered mantle fireplace, sitting area, and a private bath. The Colony offers maximum convenience due to its location at the base of the slopes and adjacent to Kinlochen which houses Crystals Nordic/golf pro shop and the popular Thistle Pub & Grille. Year round rental appeal. click for larger/additional photos return to top Condominiums Offered At: $112,900.00 KINLOCHEN #340C - 1 BR/1 BA : The most peaceful corner of legendary Kinlochen-Skibo 340C. Very spacious kitchen/living area at the base of the slopes and overlooking Betsie Valleys #18 golf hole! Fireplace, whirlpool, sleeps six. Tuck away to your private, one-bedroom quarter ownership just steps away from Crystal Mountains new water park, the golf course, and the ski slopes-fun for every season. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $112,900.00 PINEHURST STUDIO #453 : The perfect weekend getaway spot. Studio unit on the 18th fairway. Near the slopes, pools and restaurants. Vaulted ceiling, kitchenette, double whirlpool, and all nicely redecorated in 2003. Excellent rental unit. click for larger/additional photos Offered At: $122,900.00 KINLOCHEN #237D - 1 BR/1 BA : Kellie Castle offers an exciting location for all seasons with its expansive ski slope view and large deck for lounging in the sun. This one-bedroom quarter ownership unit sleeps 6 and features a full kitchen, cut stone fireplace, whirlpool tub, owner's ski locker and is tastefully decorated. Luxurious accommodations and a vacation ownership property that really makes sense. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $142,900.00 KINLOCHEN #240A - 2 BR/2 BA : Luxurious quarter ownership unit with over 1,250 square feet of living space. This unit features a large great room with radius windows in the living area and a gas fireplace, well-equipped kitchen, private balcony off the master suite and spacious guest bedroom. A premier location in an elegant lodge at the base of the slopes. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $154,900.00 KINLOCHEN #236A - 3 BR/2 BA : Beautifully furnished quarter ownership condo with a delightful view of the #1 Betsie Valley tee and ski slopes. At the base of the slopes just steps away from pools and resort amenities. Private owner storage, popular rental & RCI property. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $169,900.00 KINLOCHEN #239C - 3 BR/2 BA : Premier location! This unit enjoys a commanding view of the ski slopes from the living area, bedrooms and balcony. Elegant lodge feeling with features including a full kitchen, fireplace, whirlpool tub and a floor plan for active families. With CQ ownership you can enjoy a week every month forever and this sale includes 2 years of unlimited skiing for your family through the Four Seasons Club. click for larger/additional photos Offered At: $174,900.00 INN AT THE MOUNTAIN #205 - 1 BR/1 BA : This one-bedroom suite is in a great location at the base of the slopes and adjacent to the pools, conference center and main lodge. All units share a cozy fireplace lounge on the main level and laundry on second level. Unit features a private bedroom, wall bed in living room, double whirlpool, kitchenette, fully furnished and redecorated in 2003. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $176,900.00 INN AT THE MOUNTAIN #102 - 1 BR/1 BA : An ideal location in the heart of the resort. This attractive suite is larger than most, handicap accessible, and features a private bedroom, comfortable living room with seating area and a queen Murphy bed, spacious bathroom, kitchenette, and a private balcony. Just steps from the indoor pool, outdoor water pool & playground, dining and the ski slopes. Sunny southern exposure with views towards the future Crystal Village. Excellent rental history. click for larger/additional photos Offered At: $184,900.00 PINEHURST #452 - 1 BR/1 BA : Spacious condo on 18th fairway near the slopes and Kinlochen. Upper unit privacy with vaulted ceilings, fieldstone fireplace, double whirlpool tub and attractive rental history. click for larger/additional photos Offered At: $198,500.00 WINTERGREEN #501 - 2 BR/1 BA : Attractive 1st floor overlooking the Betsie Valley #1 tee. Enjoy maximum convenience to Kinlochen. Conveniently located near the ski slopes & XC trailhead and adjacent to the Waters Edge complex. Double whirlpool, complete kitchen, nicely appointed living area w/ walkout deck, fully furnished & attractive year-round rental history. click for larger/additional photos Offered At: $224,900.00 WINTERGREEN #530 - 2 BR/2 BA : Attractive upper end unit in a very private location adjacent to a wooded setting with views of the pond and fairway of Betsie Valley #10. Fully upgraded in 2002. click for larger/additional photos Offered At: $225,900.00 WINTERGREEN #503 - 2 BR/2 BA : Right across from Kinlochen, the base of the Buck lift, and overlooking the #10 tee of the Betsie Valley course. Fully furnished featuring vaulted ceilings, gas fireplace and a complete kitchen. Come summer, you're located steps from the new Water's Edge pool & park complex. click for larger/additional photos Offered At: $226,900.00 WINTERGREEN #517 - 2 BR/2 BA : Conveniently located w/ an upper sun deck. Complete kitchen & master suite with king bed, double whirlpool & private bath. Guest bedroom w/ queen bed, living room w/ natural fireplace and queen sofa-sleeper. Golf course and XC ski trail views, easy access to the Peak indoor pool and fitness center, Water's Edge outdoor pool & park, and downhill ski lifts. Fully furnished, popular rental. click for larger/additional photos Offered At: $234,900.00 WINTERGREEN #538 - 2 BR/2 BA : Special location overlooks the #12 Betsie Valley green and the Water's Edge entry pond & park area. Private and wooded, yet just steps from the resort center. Enjoy views of the slopes from the master suite and sun deck. Newly remodeled, beautifully finished interior and excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $238,900.00 WINTERGREEN #529 - 2 BR/2 BA : Spacious condo overlooking the Betsie Valley #10 fairway & green. South facing, with pond & lighted XC views. Steps from the new Water's Edge pool & park complex and resort center. Fireplace, fully furnished & excellent rental. click for larger/additional photos Offered At: $239,900.00 PINEHURST #422/423 - 2 BR/2 BA : Spacious, overlooking the #18 fairway of the Betsie Valley golf course and steps from Kinlochen, Peak pool/fitness center & the new Waters Edge water playground. Flexible floor plan enables occupancy as 2 separate units studio & 1-BR OR 2-BR. Fieldstone fireplace, full kitchen, dining room w/ bay window and generous living room w/ walkout deck. Master suite with private bath & entry. Fully furnished & excellent rental history. click for larger/additional photos Offered At: $242,900.00 WINTERGREEN #534 - 2 BR/2 BA : Well-maintained and updated unit in a nicely wooded location with a view of the 12th green. Adjacent to the Park & Pool at Waters Edge, this upper end unit has an enclosed loft for privacy and a washer/dryer for convenience. Enjoy full ownership of this wonderful property with an option to exchange it worldwide through RCI. click for larger/additional photos Offered At: $287,900.00 PINEHURST #454/455 - 2 BR/2 BA : The warmth of an up-north cabin uniquely designed as a carefree vacation home. This 2-bedroom, 2-bath Pinehurst condominium enjoys upper end unit privacy with views of the 18th fairway just steps from the Kinlochen Lodge and base of the slopes. Full kitchen, fieldstone gas-log fireplace, vaulted ceilings with skylight, whirlpool tubs and a lock-off studio feature that makes this a popular rental property and wonderful vacation retreat. click for larger/additional photos Offered At: $289,900.00 PINEHURST #444/445 - 2 BR/2 BA : Spacious 1st floor condo w/ private deck overlooking the 18th fairway of the Betsie Valley golf course & lighted XC trails. Steps from the Buck ski lift & Kinlochen. Rich color palette, stone fireplace, vaulted ceilings. Double whirlpools & showers in both baths, master suite w/ kitchenette, king bed & private entrance. Excellent rental history. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $374,900.00 PINEHURST GREEN #460 - 4 BR/3 BA : This spacious whole-ownership townhome is located right in the heart of the resort, just steps from the slopes, pools, golf/Nordic pro shop and restaurants. Features include living and family rooms both with fireplaces, a game room, full kitchen, first-floor laundry and master suite with oversized whirlpool, sauna, wet bar, ample owner storage and a sun deck overlooking the #18 fairway of the Betsie Valley course. Year-round rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Townhomes Offered At: $394,900.00 MOUNTAINSIDE #615 - 4 BR/3 BA : Prime location overlooking the Betsie Valley Golf Course #9 hole and near ski-in/out trail. This newly refurbished and fully furnished townhome has a large south-facing deck overlooking the fairway and a spacious living room with vaulted ceiling and cozy fireplace. Master suite with double whirlpool & dressing vanity, fully equipped kitchen, and a 1-car garage for owner storage or use. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $424,500.00 MOUNTAINSIDE #601 - 5 BR/4 BA : Exceptional townhome overlooking the 18th green of the Mountain Ridge course. Recently renovated and fully furnished. Features a loft, 2 fireplaces, large family room, 2-car garage and large deck. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $434,900.00 MOUNTAINTOP #727 - 3 BR/3 BA : Just steps from the peak of the mountain w/ inspiring westerly views overlooking the Betsie River valley. Tiled entryway, fireplace, whirlpool, washer/dryer, tastefully decorated and fully furnished. Attractive rental and RCI exchange property. New private outdoor pool & grilling area. Sale includes 2 years ski membership in Four Seasons Club for 2 adults & 2 juniors. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $439,900.00 MOUNTAINTOP #726 - 3 BR/3 BA : Downhill skiing just steps from your door, and a new, private pool & picnic pavilion in your front yard. Couple this with long southwestern views over the beautiful Betsie River Valley, and you realize that MountainTop living is hard to beat! This gracious townhome features a private master suite with full bath & whirlpool, tiled entry & baths, main level fireplace, private deck, washer/dryer, ample owner storage, and a lower level outfitted for fun, including foosball and a game table. The home is fully furnished, qualified for RCI vacation exchanges, and has excellent rental potential. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $445,900.00 MOUNTAINSIDE #614 - 5 BR/4 BA : Wonderful 5-bedroom/4-bath townhome. New lower level finish and furnishings in 2003 with two fieldstone fireplaces and a large family room. Fully furnished and good rental history. Total renovation on main and upper floors in December 2004. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Cottages Offered At: $146,900.00 WATER'S EDGE #309D - 2 BR/2 BA : Adjacent to the Pool & Park at Waters Edge, and only steps from the ski slopes, dining and indoor pool & fitness center. This spacious 1/4 ownership cottage has a master suite with private bath, guest bedroom with 2 queen beds and an adjoining bath, full kitchen, laundry, screened porch, sun deck, and a vaulted great room with a cozy stove and a window seat overlooking the creek. Simple & clean this is a place for retreat. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos return to top Homes Offered At: $169,900.00 CRYSTAL MOUNTAIN CLUB #84 : Surrounded by pines, this cedar-sided 2-bedroom, 2-bath cabin enjoys westerly views of the golf course and sunsets, and is conveniently located near all the amenities at Crystal Mountain. Spacious 2+ car garage, large backyard with fire pit, paved driveway, fully furnished and ready for year 'round family fun. click for larger/additional photos Offered At: $245,900.00 CRYSTAL MOUNTAIN CLUB #29 : Attractive home on a nicely landscaped lot. Uniquely designed living space with high vaulted ceilings, natural wood fireplace, custom kitchen with breakfast bar and an abundance of windows surrounded by a wrap-around deck. Large master suite with a private balcony and whirlpool. 2-car garage, workshop and main floor laundry provide great spaces for projects and storage. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $280,000.00 CRYSTAL MOUNTAIN VILLAGE #23 : Quality 3BR/2BA cedar home nestled amongst the pines on a nicely landscaped lot near the Betsie Valley course. Open great room w/ fireplace, vaulted ceilings, high windows and spindled loft above. Large garage, full basement, spacious deck and paved circular drive. click for larger/additional photos Offered At: $349,900.00 CRYSTAL MOUNTAIN CLUB #26 : Within easy walking distance of the slopes and village center at Crystal Mountain. This new 3-bedroom, 2-bath home features high vaulted pine ceilings in the great room, custom interior doors & trim, spacious screened-in porch, gas-log fireplace, central air, main floor laundry and custom kitchen with island. Built with SIP panel technology, this home is energy efficient and easy to care for with its low maintenance exterior. Appliances and most furnishings are included so it's ready for instant fun! click for larger/additional photos Offered At: $369,900.00 CRYSTAL MOUNTAIN VILLAGE #21 : Custom 5BR/3BA home. Large tiled entry for ski equipment, great room w/ fieldstone fireplace & vaulted ceilings, two master suites-each with private whirlpool tub, 400 sq. ft. deck, western red cedar siding. Andersen windows and quality finishes throughout. Fully furnished. PREMIUM MEMBERSHIP PROPERTY. Includes an ULTIMATE family ski/golf membership! click for larger/additional photos Offered At: $469,900.00 MOUNTAINWOODS #10 : Custom 3-BR/2-BA home in master-planned ski & golf course community. Vaulted ceilings and ample windows create light, bright living spaces, while the stone fireplace, maple cabinetry and ash flooring lend warmth to the home's interior. Features include a spacious lower-level family room, a 2+ car garage and a generous sun deck with a sunny southwestern orientation. Fully furnished and ready for immediate occupancy. PREMIUM MEMBERSHIP PROPERTY: Includes an ULTIMATE family ski/golf membership. click for larger/additional photos return to top Building Sites Offered At: $24,400.00 SCENIC NORTH VILLAGE LOTS : From $24,400 - $44,400. Phase II lots now available. Complimentary Crystal Mountain memberships included with sales. Generous homesites, both wooded & meadow, underground utilities, paved, private road, thoughtful restrictions. Secluded & quiet, yet adjacent to Crystal's skiing, golf, dining and pools. click for larger/additional photos Offered At: $78,900.00 MOUNTAINWOODS LOT 28 : Excellent building site offers a variety of home and driveway locations to fit your needs. Large hardwood trees and a private setting in an area of very attractive homes. click for larger/additional photos Offered At: $85,900.00 MOUNTAINWOODS LOT 25 : Premium lot with an elevated building site and ideal terrain for a walkout. Southwestern lot orientation provides plenty of sunlight. Covered in mature hardwoods, overlooks Mountain Ridge #3 tee. Underground utilities and thoughtful restrictions. click for larger/additional photos Offered At: $104,900.00 CRYSTAL MOUNTAIN VILLAGE #29-30 : Double lot totaling approximately 0.7 acres, level with red pines & scattered white birch trees. Building site overlooks the Betsie Valley Golf Course #16 tee & fairway, and has a view toward the #15 green and the newly reconfigured Betsie Valley #15 fairway. Underground utilities & thoughtful restrictions. Ready access to the cross-country & snowshoe trails. Private, yet not far from the pools & fitness center, ski slopes, tennis courts, biking trails, shopping & restaurants. An area of fine homes. click for larger/additional photos return to top Crystal Quick Links: Home , Hotel/Resort Reservations , Vacation Packages , Hotel/Resort info , Hotel/Resort Specials , Real Estate Info , Real Estate/Property Listings , Golf Info , Golf Vacation Packages , Golf Courses , Golf Lessons and Schools , Winter Info , Skiing , Cross Country Skiing , Snowboarding , Park Report , #1 Midwest Ski Resort , Meetings and Conference Info , Crystal Center , Art Park , Water Park Last Updated: 12/29/2005 12500 Crystal Mountain Dr - Thompsonville, MI 49683 Crystal Mtn. Realty: (800) 968-2911 - Crystal Mtn. Reservations: (800) 968-7686 tag---

Real Estate Brokers and

Real estate brokers and sales agents Skip Navigation Links Latest Numbers U.S. Department of Labor Bureau of Labor Statistics Occupational Outlook Handbook www.bls.gov Search the Handbook BLS Home | OOH Home | Frequently Asked Questions | A-Z Index | Contact Us Printer-friendly version ( HTML ) -- PDF ) -- Real Estate Brokers and Sales Agents Nature of the Work Working Conditions Training, Other Qualifications, and Advancement Employment Job Outlook Earnings Related Occupations Sources of Additional Information Significant Points Real estate brokers and sales agents often work evenings and weekends and usually are on call to suit the needs of clients. A license is required in every State and the District of Columbia. Although gaining a job may be relatively easy, beginning workers may face competition fromwell-established, more experienced agents and brokers in obtaining listings and in closing an adequate number of sales. Employment is sensitive to swings in the economy, especially interest rates; during periodsof declining economic activity and increasing interest rates, the volume of sales and the resultingdemand for sales workers fall. Nature of the Work [ About this section ] Back to Top One of the most complex and significant financial events in peoples lives is the purchase or sale of a home or investment property. Because of this complexity and significance, people typically seek the help of real estate brokers and sales agents when buying or selling real estate. Real estate brokers and sales agents have a thorough knowledge of the real estate market in their communities. They know which neighborhoods will best fit clients needs and budgets. They are familiar with local zoning and tax laws and know where to obtain financing. Agents and brokers also act as intermediaries in price negotiations between buyers and sellers. Real estate agents usually are independent sales workers who provide their services to a licensed real estate broker on a contract basis. In return, the broker pays the agent a portion of the commission earned from the agents sale of the property. Brokers are independent businesspeople who sell real estate owned by others; they also may rent or manage properties for a fee. When selling real estate, brokers arrange for title searches and for meetings between buyers and sellers during which the details of the transactions are agreed upon and the new owners take possession of the property. A broker may help to arrange favorable financing from a lender for the prospective buyer; often, this makes the difference between success and failure in closing a sale. In some cases, brokers and agents assume primary responsibility for closing sales; in others, lawyers or lenders do. Brokers supervise agents who may have many of the same job duties. Brokers also supervise their own offices, advertise properties, and handle other business matters. Some combine other types of work, such as selling insurance or practicing law, with their real estate business. Besides making sales, agents and brokers must have properties to sell. Consequently, they spend a significant amount of time obtaining listings—agreements by owners to place properties for sale with the firm. When listing a property for sale, agents and brokers compare the listed property with similar properties that recently sold, in order to determine a competitive market price for the property. Once the property is sold, both the agent who sold it and the agent who obtained the listing receive a portion of the commission. Thus, agents who sell a property that they themselves have listed can increase their commission. Most real estate brokers and sales agents sell residential property. A small number—usually employed in large or specialized firms—sell commercial, industrial, agricultural, or other types of real estate. Every specialty requires knowledge of that particular type of property and clientele. Selling or leasing business property requires an understanding of leasing practices, business trends, and the location of the property. Agents who sell or lease industrial properties must know about the regions transportation, utilities, and labor supply. Whatever the type of property, the agent or broker must know how to meet the clients particular requirements. Before showing residential properties to potential buyers, agents meet with them to get a feeling for the type of home the buyers would like. In this prequalifying phase, the agent determines how much the buyers can afford to spend. In addition, the agent and the buyer usually sign a loyalty contract which states that the agent will be the only one to show houses to buyers. An agent or broker then generates lists of properties for sale, their location and description, and available sources of financing. In some cases, agents and brokers use computers to give buyers a virtual tour of properties in which they are interested. With a computer, buyers can view interior and exterior images or floor plans without leaving the real estate office. Agents may meet several times with prospective buyers to discuss and visit available properties. Agents identify and emphasize the most pertinent selling points. To a young family looking for a house, they may emphasize the convenient floor plan, the areas low crime rate, and the proximity to schools and shopping centers. To a potential investor, they may point out the tax advantages of owning a rental property and the ease of finding a renter. If bargaining over price becomes necessary, agents must follow their clients instructions carefully and may have to present counteroffers in order to get the best possible price. Once both parties have signed the contract, the real estate broker or agent must make sure that all special terms of the contract are met before the closing date. For example, the agent must make sure that the mandated and agreed-upon inspections, including that of the home and termite and radon inspections, take place. Also, if the seller agrees to any repairs, the broker or agent must see that they are made. Increasingly, brokers and agents are handling environmental problems as well, by making sure that the properties they sell meet environmental regulations. For example, they may be responsible for dealing with lead paint on the walls. While loan officers, attorneys, or other persons handle many details, the agent must ensure that they are carried out. Working Conditions [ About this section ] Back to Top Advances in telecommunications and the ability to retrieve data about properties over the Internet allow many real estate brokers and sales agents to work out of their homes instead of real estate offices. Even with this convenience, much of the time of these workers is spent away from their desks—showing properties to customers, analyzing properties for sale, meeting with prospective clients, or researching the state of the market. Agents and brokers often work more than a standard 40-hour week. They usually work evenings and weekends and are always on call to suit the needs of clients. Although the hours are long and frequently irregular, most agents and brokers have the freedom to determine their own schedule. Consequently, they can arrange their work so that they can have time off when they want it. Business usually is slower during the winter season. Training, Other Qualifications, and Advancement [ About this section ] Back to Top In every State and the District of Columbia, real estate brokers and sales agents must be licensed. Prospective agents must be high school graduates, be at least 18 years old, and pass a written test. The examination—more comprehensive for brokers than for agents—includes questions on basic real estate transactions and laws affecting the sale of property. Most States require candidates for the general sales license to complete between 30 and 90 hours of classroom instruction. Those seeking a brokers license need between 60 and 90 hours of formal training and a specific amount of experience selling real estate, usually 1 to 3 years. Some States waive the experience requirements for the brokers license for applicants who have a bachelors degree in real estate. State licenses typically must be renewed every 1 or 2 years; usually, no examination needs to be taken. However, many States require continuing education for license renewals. Prospective agents and brokers should contact the real estate licensing commission of the State in which they wish to work in order to verify the exact licensing requirements. As real estate transactions have become more legally complex, many firms have turned to college graduates to fill positions. A large number of agents and brokers have some college training. College courses in real estate, finance, business administration, statistics, economics, law, and English are helpful. For those who intend to start their own company, business courses such as marketing and accounting are as significant as courses in real estate or finance. Personality traits are equally as important as ones academic background. Brokers look for applicants who possess a pleasant personality, are honest, and present a neat appearance. Maturity, good judgment, trustworthiness, and enthusiasm for the job are required in order to encourage prospective customers in this highly competitive field. Agents should be well organized, be detail oriented, and have a good memory for names, faces, and business particulars. Those interested in jobs as real estate agents often begin in their own communities. Their knowledge of local neighborhoods is a clear advantage. Under the direction of an experienced agent, beginners learn the practical aspects of the job, including the use of computers to locate or list available properties and identify sources of financing. Many firms offer formal training programs for both beginners and experienced agents. Larger firms usually offer more extensive programs than smaller firms. More than a thousand universities, colleges, and junior colleges offer courses in real estate. At some, a student can earn an associates or bachelors degree with a major in real estate; several offer advanced degrees. Many local real estate associations that are members of the National Association of Realtors sponsor courses covering the fundamentals and legal aspects of the field. Advanced courses in mortgage financing, property development and management, and other subjects also are available. Advancement opportunities for agents may take the form of higher rates of commission. As agents gain knowledge and expertise, they become more efficient in closing a greater number of transactions and increase their earnings. In many large firms, experienced agents can advance to sales manager or general manager. Persons who have received their brokers license may open their own offices. Others with experience and training in estimating property value may become real estate appraisers, and people familiar with operating and maintaining rental properties may become property managers. (See the Handbook statements on property, real estate, and community association managers ; and appraisers and assessors of real estate . ) Experienced agents and brokers with a thorough knowledge of business conditions and property values in their localities may enter mortgage financing or real estate investment counseling. Employment [ About this section ] Back to Top In 2004, real estate brokers and sales agents held about 460,000 jobs; real estate sales agents held approximately 24 percent of these jobs. Many worked part time, combining their real estate activities with other careers. About 6 out of 10 real estate agents and brokers were self-employed. Real estate is sold in all areas, but employment is concentrated in large urban areas and in rapidly growing communities. Most real estate firms are relatively small; indeed, some are one-person businesses. By contrast, some large real estate firms have several hundred agents operating out of numerous branch offices. Many brokers have franchise agreements with national or regional real estate organizations. Under this type of arrangement, the broker pays a fee in exchange for the privilege of using the more widely known name of the parent organization. Although franchised brokers often receive help in training sales staff and running their offices, they bear the ultimate responsibility for the success or failure of their firms. Real estate brokers and sales agents are older, on average, than most other workers. Historically, many homemakers and retired persons were attracted to real estate sales by the flexible and part-time work schedules characteristic of the field. These individuals could enter, leave, and later return to the occupation, depending on the strength of the real estate market, their family responsibilities, or other personal circumstances. Recently, however, the attractiveness of part-time real estate work has declined, as increasingly complex legal and technological requirements are raising startup costs associated with becoming an agent. Job Outlook [ About this section ] Back to Top Employment of real estate brokers and sales agents is expected to grow about as fast as average for all occupations through the year 2014, because of the increasing housing needs of a growing population, as well as the perception that real estate is a good investment. Relatively low interest rates should continue to stimulate sales of real estate, resulting in the need for more agents and brokers. In addition, a large number of job openings will arise each year from the need to replace workers who transfer to other occupations or leave the labor force. However, job growth will be somewhat limited by the increasing use of technology, which is improving the productivity of agents and brokers. For example, prospective customers often can perform their own searches for properties that meet their criteria by accessing real estate information on the Internet. The increasing use of technology is likely to be more detrimental to part-time or temporary real estate agents than to full-time agents, because part-time agents generally are not able to compete with full-time agents who have invested in new technology. Changing legal requirements, such as disclosure laws, also may dissuade some who are not serious about practicing full time from continuing to work part time. This occupation is relatively easy to enter and is attractive because of its flexible working conditions; the high interest in, and familiarity with, local real estate markets that entrants often have; and the potential for high earnings. Therefore, although gaining a job as a real estate agent or broker may be relatively easy, beginning agents and brokers may face competition from their well-established, more experienced counterparts in obtaining listings and in closing an adequate number of sales. Well-trained, ambitious people who enjoy selling—particularly those with extensive social and business connections in their communities—should have the best chance for success. Employment of real estate brokers and sales agents often is sensitive to swings in the economy, especially interest rates. During periods of declining economic activity and increasing interest rates, the volume of sales and the resulting demand for sales workers falls. As a result, the earnings of agents and brokers decline, and many work fewer hours or leave the occupation altogether. Earnings [ About this section ] Back to Top The median annual earnings of salaried real estate sales agents, including commissions, were $35,670 in May 2004.The middle 50 percent earned between $23,500 and $58,110 a year.The lowest 10 percent earned less than $17,600, and the highest 10 percent earned more than $92,770.Median hourly earnings in the industries employing the largest number of real estate sales agents in May 2004 were as follows: Residential building construction $54,770 Offices of real estate agents and brokers 37,970 Activities related to real estate 32,460 Lessors of real estate 25,840 Median annual earnings of salaried real estate brokers, including commission, were $58,720in May 2004. The middle 50 percent earned between $33,480 and $99,820 a year.Median annual earning of real estate brokers were $61,550 in offices of real estateagents and brokers and $44,920 in activities related to real estate. Commissions on sales are the main source of earnings of real estate agents and brokers.The rate of commission varies according to whatever the agent and broker agree on, the typeof property, and its value. The percentage paid on the sale of farm and commercialproperties or unimproved land is typically higher than the percentage paid for selling a home. Commissions may be divided among several agents and brokers. When the property issold, the broker or agent who obtained the listing usually shares the commission with thebroker or agent who made the sale and with the firm that employs each of them. Although anagents share varies greatly from one firm to another, often it is about half of the totalamount received by the firm. Agents who both list and sell a property maximize their commission. Income usually increases as an agent gains experience, but individual motivation,economic conditions, and the type and location of the property also affect earnings.Sales workers who are active in community organizations and in local real estate associationscan broaden their contacts and increase their earnings. A beginners earnings often areirregular, because a few weeks or even months may go by without a sale. Although some brokersallow an agent to draw against future earnings from a special account, the practice is notcommon with new employees. The beginner, therefore, should have enough money to live forabout 6 months or until commissions increase. Related Occupations [ About this section ] Back to Top Selling expensive items such as homes requires maturity, tact, and a sense of responsibility.Other sales workers who find these character traits important in their workinclude insurance sales agents ; retail salespersons ; sales representatives, wholesale and manufacturing ; and securities, commodities, and financial services sales agents .Although not involving sales, the work of property, real estate, and community association managers ,as well as appraisers and assessors of real estate, requires an understanding of real estate. Sources of Additional Information [ About this section ] Back to Top Disclaimer: Links to non-BLS Internet sites are provided for your convenience and do not constitute an endorsement. Information on licensing requirements for real estate brokers and sales agents is available from most local real estate organizations or from the State real estate commission or board. More information about opportunities in real estate is available on the Internet site of the following organization: National Association of Realtors. Internet: http://www.realtor.org OOH ONET Codes [ About this section ] Back to Top 41-9021.00, 41-9022.00 Suggested citation: Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook , 2006-07 Edition , Real Estate Brokers and Sales Agents , on the Internet at http://www.bls.gov/oco/ ocos120.htm (visited December 29, 2005 ). Last Modified Date: December 20, 2005 Occupations: Management | Professional | Service | Sales | Administrative | Farming | Construction | Installation | Production | Transportation | Armed Forces Related Links: Tomorrow's Jobs | OOH Reprints | Important Info | How to Order a Copy | Teacher's Guide to OOH Additional Links: Career Guide to Industries | Career articles from the OOQ | Employment Projections | Publications Home | BLS Home Back to Top www.dol.gov Frequently Asked Questions | Freedom of Information Act | Customer Survey Privacy & Security Statement | Linking to Our Site | Accessibility U.S. Bureau of Labor Statistics Office of Occupational Statistics and Employment Projections Suite 2135 2 Massachusetts Avenue, NE Washington, DC 20212-0001 URL: http://www.bls.gov/OCO/ Phone: (202) 691-5700 Fax: (202) 691-5745 Do you have a question about the Occupational Outlook Handbook ? Technical (web) questions: webmaster@bls.gov Other comments: feedback@bls.gov Occupations: Management Professional Service Sales Administrative Farming Construction Installation Production Transportation Armed Forces Related Links: Tomorrow's Jobs OOH Reprints Important Info How to Order a Copy Teacher's Guide to OOH Additional Links: Career Guide to Industries Career articles from the OOQ Employment Projections Publications Home BLS Home

Home Mortgage

Mortgage Calculators and Financial Calculators (HSH Associates) Lenders and Rates | Loan Rates Index | Loan Statistics | Calculators | Library | ARM Indexes | Free Content / Home / Calculators Financial Calculators and Mortgage Calculators Here are a number of ways to estimate how much credit you can handle formortgages and other loan types. Use these calculators to try different"what-if" calculations and scenarios. Basic Loan Payment Calculator Get this calculator for your site! Use this calculator to quickly find the payment for your loan. Credit Grade Calculator Get this calculator for your site! This JavaScript calculator will "score" your credit using the number of late payments you have on various credit accounts. This isn't a true "credit score," but will give you a pretty good idea of how you'd fare. The PMI Calculator Get this calculator for your site! Use this calculator to show the monthly PMI payment that may be required in addition to the monthly PITI payment. The PMI and Loan Amortization Calculator Get this calculator for your site! Create an amortization schedule that shows PMI payments. The Payment & Amortization Schedule Calculator The classic. Generate an amortization schedule; use monthly or bi-weekly payments; see the effects of prepayments. A fast amortization calculator Get this calculator for your site! Create an amortization schedule. The HSH Home Buyer's Calculator Suite -- free download! Features ten useful functions including an APR calculator !Do complex amortizations; prepayments ; what-ifs; and much more. A truly great product from Wheatworks Software .Download it today! Try the MoneyToys Financial Calculators from Wheatworks, too! The Refinance Calculator U.S. News Online and HSH teamed up to produce an easy-to-useJavascript refinance calculator. Compare old vs. new loans, including "no-cost" and cash-out scenarios. The best on the Web! The Income Qualification Calculator Discover how much income you need to afford a certain monthly payment. How Much House Can You Afford? Another way to estimate monthly payments. The Prepayment Calculator Find out how much you need to pay to end your loan within a certain time. Print out this Amortization Table for your use! Convert to/from Metric Lengths "") thensession("searchfor") = request("searchfor")end if% -- Search our Website Any Word(s) All Word(s) The Library Statistics ARM Indexes Calculators Entire Site Find a Loan "A" Credit Mortgage Interest Only Lenders B-C-D Credit Mortgage Commercial Loans Construction Loans Home Equity Loans Calculators Payments Credit Grade Prepayment MoneyToys Calculators Lots More Here! Download our Homebuyers Calc! Calcs for your Website... Advice and Articles Commentary / Forecast Helpful Article Library Book and Tutorials Question of the Day Mortgage Stats Daily Weekly Metro Rate Forecast Graphs Hybrid Arms More... ARM Indexes Latest Values LIBOR Prime Fed Funds Graphs Archives Data Stream Delivery Daily Index Update Service More... Consumer Products Home Buyers Mortgage Kit Refinancing? How-To Booklets Rates From Our Survey Rates for Websites Insurance Insurance Agencies Professional Products Stock Surveys Custom Surveys Index Update Service Web Service Feeds Helpful "Guide To" Booklets Learn About Home Equity Loan Fees & Qualification Prepaying Your Loan Guide to Refinancing About HSH® Our Company In The News Media Releases Professional Research Our Clients Internet Services Feedback about HSH About Us | Site Map | Privacy Policy | Advertising Information | LiveEdit Login | Contact Us © 2005 HSH Associates, Financial Publishers - http://www.hsh.com

Denver Real Estate Denver

Denver Colorado Real Estate, Denver Home Search Aspen Aurora Boulder Cheyenne Flagstaff Phoenix Salt Lake City Sioux City Sioux Falls Las Vegas Lakewood HelloMetro.Com: 450 Local City Guides Denver, CO Apartments Home Security Home Loans Home Insurance Equity Line of Credit Banking More Categories New ! With our HelloMetro toolbar you can access your city's information with one click. Includes a free pop-up blocker and Local Search . 100% Free Download - More Info. Denver Real Estate Denver Homes, Commercial Properties and other Real Estate Featured Sites Denver Realtors Web Site Search homes for sale on Denver realtors Website. Free buyers assistance and free metro Denver schools book and more. No cost or obligation to be represented. Denver, Colorado Professional Realtor Search for the home of your dreams at The Realty Corporation. We offer professional and reliable real estate services in Denver, Colorado. Visit our site for more information. Jeff Boyce - Denver's Real Estate Agent We specialize in helping Denver area renters/move-up buyers and sellers. Free buying/selling tips, $0 down loan specials and more. Read why we sell more homes. Unlock Fantastic Unadvertised Specials Sign up for a free homecard (buying or selling). Specials are e-mailed. Use this homecard to search the entire Denver Metro MLS. Sean Patrick Reilly - RE/MAX - 12+ years experience. Realtor Denver Get $40 for every $10000 in home value when you buy or sell. Planning to Sell or Buy a Home? Let Realtors® in Denver compete for your business. Use Homegain's free service to compare local Realtors® by commission, experience and more. Get the facts before you choose. Denver Realtor: Automated Homefinder Denver realtor - search from over 30,000 Colorado homes for sale and receive daily updates whenever something that meets your specific needs comes up for sale. Realtors Serving Denver, Colorado Welcome to the home of the West's top realtors serving Denver, Colorado and surrounding areas. Denver Realtor MLS search with online residential real estate listings, virtual home tours, community and school information, and email updates of new properties. Sign up for a free relocation package. Denver CO Homes-Free MLS Search Our free, confidential web site in Denver CO. Find MLS access, listings, homes, condos, properties and real estate for sale. Offer by Carl Dawson realtor. View now. Denver, CO - Homes For Sale View online listings of homes that meet your specific requirements, take VIP home tours, and sign up for e-mail updates of new listings. Free home buyer reports. Selling a Home? Free REALTOR® Search Find the right REALTOR® for you in Denver. Get competing proposals from local realtors. Compare commission, sales history and more before you choose. Free nationwide service. Affiliate. Denver, Colorado Real Estate Buying or selling a home in Denver? This is your real estate connection to selling and finding your dream home. Find homes for sale in the Denver, Colorado area. Denver Realtor We live here, we work here. Experience and knowledge count; work with a team of realtors focused in central Denver. Bandy Homes: Realtor Friendly, professional real estate services for buyers and sellers in the Denver, CO metro area. Search all homes for sale in the Denver MLS. Get a free market analysis of your home's value. Denver Colorado Real Estate Let an e-Agent help you buy, sell or relocate in Denver, Colorado. Fill out the buyers form to gain access to all local listings. Selling a Home? Find Real Estate Agents Planning to sell a home in the next few months? Get competing proposals from top, local real estate agents before you choose. Compare commissions, sales history, experience, and more. Aff. Metro Denver Colorado Real Estate Free - Search the MLS for homes and condos in Denver, Colorado. Save your searches and favorite properties, and receive email alerts for new listings matching your criteria. Denver, CO Real Estate Coldwell Banker Residential Brokerage helps you search for homes online in Denver, CO. View thousands of listings. Multiple photos and virtual tours. Denver Realtors Fill out one simple form and gain access to homes in your immediate area. Receive proposals from local real estate agents and save thousands. RealEstateReviewed.com - Find Real Estate Agents by City Denver Realtors Home Page Denver Attractions Denver Jobs Denver News Denver History Denver Restaurants Denver Colorado Weather Denver Real Estate Denver CO Map Denver Sports Denver Events Wi-Fi Hotspots Denver Yellow Pages Denver Art Denver Music Denver Colorado Census Advertise in Denver CO © HelloMetro New! With our HelloMetro toolbar you can access your city's information with just one click. Includes a free pop-up blocker. 100% Free Download - More Info.