Purchase Property

Purchasing Property, Buying Houses, House, Property for Sale, Ennis, County Clare, Ireland. Buying first home, Irish property, Philip O'Reilly, Ennis, Co. Clare, Ireland. EBS Centre Insurance Services Financial Services Tax Centre The Area Home Purchasing Property Step By Step Guide Costs Tax Implications First Time Buyers Interest Rates Mortgage Calculator Quotation Request Jargon Buster Currency Converter PROPERTY OF THE MONTH Receive our Monthly Newsletter. Simply enter your email in the box and submit. privacy statement Purchasing Property At Philip O'Reilly & Co. Ltd./Property Partners we will explain every detail of the process to you with your Mortgage, Home Insurance and Life Assurance. In this area of our website some of the issues are explained. Remember, no two transactions are the same. Step by Step guide First Time Buyers Home Purchase Costs Tax Implications Mortgages Home Insurance Life Assurance Philip O'Reilly & Co Ltd is regulated by the Financial Regulator as a Multi Agency Intermediary Bookmark this Page Send this Page to a Friend Call me Subscribe to receive the Latest News from Philip O'Reilly & Co. Ltd. Simply enter your email address in the box and submit. We maintain a strict "No Spam" policy. We take great care with the information provided and will not share your email address or personal information with third parties. See our Privacy Policy . PHILIP O'REILLY & CO. LTD 22/24 Abbey St., Ennis, Co. Clare, Ireland Tel: + 353 65 68 44448 Fax: + 353 65 68 20496 E-Mail: info@philiporeilly.com [Home] [Property] [Finance] [Insurance] [EBS Loan Centre] [Tax Centre] [Quotation Centre] [About Us] [Site Map] [News] [Jargon Busters] [Comments] [E-Mail] [Webmaster] [Terms of Business] [Product Providers] [Statement of Authorised Status] [Privacy Policy] Website Designed & Maintained by Advanced Internet Marketing

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Thailand websites :: Buying and renting property in Bangkok. Welcome to www.ThaiWebsites.com - Web directory with search function for English-language websites about Thailand Menu General Directory Hotels Directory Industry & Manufacturing Consumer & Household Goods About us & More Images of Rattanakosin (the cultural center of Bangkok) Search ThaiWebsites.com: Buying and Renting Property in Thailand Buying We have gained some personal experience buying and renting property in Bangkok, though we certainly do not claim to have the skills or knowledge of a real estate agent. Possibly you will find some of the suggestions below useful. They would mainly apply to renting or buying a condominium in Bangkok. First of all, anyone can rent (we assume), but buying property has its limitations. Practically speaking, a foreigner can buy a unit in a condominium, but can not own free land (and houses). There may be ways around it like long-term leases of land, but you will need to have a long talk with a real estate agent, to figure out further details. For most people, buying a property takes a large chunk out of their assets and savings, and should be considered wisely. After being in a long slump (this was actually a good time to buy) prices have climbed up again to levels seen in the pre-economic crisis period (1997). At the same time, we have the feeling that rents are still much cheaper than they were 7-8 years ago, so the balance still tills in favor of renting a property rather than buying one. Of course, there are other factors involved, having a property of your own (that is paid off), gives some feeling of security, and you can modify your condominium to your own desires. When buying location is of course the most important factor. This is especially so when you expect to make a profit by selling it in the future, or if you want to rent it out to other persons. One important thing to remember : When buying a property, you will in general have to prove that you have brought in the money involved from abroad. Banks have special forms to fill out for this purpose. So when you bring in the money to a Thai bank, with the purpose of using it to buy property, be sure to make it clear to your bank. Personally with the experience we gained, we would advise against property that is not built yet (of course). At least in the recent past, some developments went broke, and quite a few people lost a lot of money. There is a problem of long-term maintainance with properties in Bangkok that you should be aware off. While essential repairs may well be done, overal appearance of a building may deteriorate in a few years time. We noticed that some properties are very well maintained, but others, once prime property, seem to be allowed to slide into second-class real estate. This of course will depend on the management of the building, and on the residents staying there. Yearly meetings (where you do have voting rights) will be held, but often the money needed to keep up a building, might be used for other purposes. Furthermore, you will have little control over what happens around your property. A garbage dump or a slum may develop just around the corner. Thai people seem to more easily accept this. As long as it looks all right inside the home, who cares what is going on outside? Because of the above reasons, it may be of value to assess properties that have been around for a few years. At least you will have an idea how the building is being maintained, and what to expect in the future. A Juristic Person (elected by the condominium owners) with staff will usually manage the building, with help from real estate management companies. Management of a building may often change, with as a side-effect that there is less long-term planning and management. Some persons, owning a unit in a condominium, will refuse to pay maintainance fees as long as they do not live there themselves. This of course is illegal, and reduces the money available for maintaining the building. From our experience, it is very difficult for a Juristic Person to force people to pay their dues. As for maintaince fees, they are usually charged by the month, and the amount is decided in the yearly meeting of the owners. A fee higher than 30 baht per meter per month, is possibly high, but all depends of course on the value of the property itself, and the need for important repairs. Actually, in Thailand, it looks like people can cough up quite a few million baht to buy a property, but then do not want to spend a few thousand baht a month to maintain the value of their property. If you own a property, you will also be liable to pay a property tax. The amount of this tax depends on the estimated value of the property. You should check how much you will have to pay, though the rate may go up in the future. Our experience tells us to expect between 10,000-20,000 baht a year for a two-bedroom unit. As for other costs, you usually will pay the 'real' price, or something close to it. This can make a substantial difference in electricity costs (as compared to when renting a property). We advise that besides a real estate agent, you use the services of a law office, before you make a property purchase. Renting Of course, you do not have all of the problems above, when you decide to rent a property instead. We would certainly advise to do just that, in case you do not plan to stay permanently (or most of the time) in Thailand. Unless you have a lot of experience in real estate, we would not advise to buy property with the hope to make a profit in the future by selling it. [that is, buying property for investment purposes] Most rented property in Bangkok and around Thailand, is fully furnished and equipped. Poor buildings will usually have second-grade furniture and facilities, while valued property will be luxuriously furnished and have a lot of facilities. Most middle to high class condominiums will have a nice swimming pool, a sauna, laundry facilities, maid services etc. You may just have to get some towels, bed sheets, and coffee mugs etc., and move in. Television, washing machine, microwave, airconditioning etc., it will all be there. You can find all this, sometimes while paying a rent of 30,000 baht a month or less (especially in the suburbs of Bangkok). So, this should be considered good value. Much cheaper accommodations are available, but we do not have a lot of knowledge or recommendations about it. [If you do plan to stay a longer time in Bangkok, you can also consider staying for months on end in one of the two star or three star hotels. You will have the benefit of a hotel like maid service, room service, 'free' airconditioning, restaurants etc. Something acceptable can usually be found in the 15,000-20,000 baht a month range. Hotels may give 10-20% discounts if you stay long time. Just one place we know about : Honey Hotel in Sukhumvit soi 19] When renting you will be subject to additional costs. First of all, the usual deposit is valued at two months of rent, and the rent for the first month (and thereafter) has to be paid in advance. Be aware that the property owner (if working through a real estate agent) will usually have to pay one month value of rent as a commission to the real estate agent). Electricity costs (free in a hotel!) can run high in Bangkok, especially during the hot season. Expect about 800-1000 Units per month when using airconditioning on 'economy mode' for a medium sized room. Cost of electricity (as charged by the electricity provider) is below 3 baht per unit, but when renting, charges may be much higher (arbitrarily). We regularly notice charges of 4 baht per unit, and recently reviewed a website of a property, charging 5.5 baht per unit. So the building owners make quite a few thousand baht of easy money each month. [Customer protection is still in its developing stage in Thailand, unfortunately, that is why there do not seem to be binding rules about expenses as mentioned] When you lease property for a long time (like 30 years or 99 years), you may save some money when signing your contract, that is, a lease for 30 years may be cheaper than buying property. However, you should be aware that you forgo the rights of owning the property. For instance, you will not have voting rights in annual meetings. How the condominium is managed will be decided above your head. Monthly costs (like electricity) will also be charged, without you having control over it. Electricity costs and maintainance fees may go up over the years slowly but relentlessly. More Articles : Society and Culture : Thai Temples for Dummies | Basic Economic Realities | Siam Society (on Asoke Road) | 10 Wishes for Thailand | The Thai character | Erawan Shrine History of Thailand , from Ban Chiang to Rattanakosin era. Health matters : About healthcare in Thailand | Health Statistics, Health Risks in Thailand | Health Clubs, Fitness Centers | The Grande Spa and Fitness Club | Amazing Thailand : Adult Stem Cell Therapy in Bangkok | About Thai Massage Travel, Tourism and Shopping : Sukhumvit Road | What's at Skytrain Stations? | Shopping Guide for Bangkok | About Visas | Entertainment in Bangkok | Getting Around in Bangkok and Thailand | Travel Tips | Travel Story | Buying and Renting Property | Siam Paragon at Siam skytrain station Misc. : Guidelines for Webmasters | 'Thai Websites' in the News Out of Bangkok Series : Nakhon Pathom | Kanchanaburi, Suphanburi Subdirectories : Culture and Society Entertainment Business & Finance Travel & Tourism Real Estate Hotels & Resorts Read a bit : Editor's Articles Submit a Website | Link to Us | Link Partners Top Concept and website design by G.V., Bangkok

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Century 21 Real Estate: home buying, home selling, financing and property listings. español Put My Century 21 to work for you, simply register your email address and create a password. Once you're registered, you'll be able to • save property descriptions • store your search criteria • file agent information • build a custom library Find out more or register now! Already registered? Sign in . -- Welcome to Century 21 Real Estate Century 21 Real Estate is your online resource for home buying, home selling, financing and property listings. Whether it's a house, condo, or any other type of property, we can assist you with your real estate needs. Search for Properties Looking to buy a new home, condo or any other property? Search thousands of properties in our real estate listings. Search Property Listings » First Time Homebuyers Guide » View Our Buyer Service Pledge » International Century 21 Real Estate LLC is part of the largest real estate referral network in the world - with over 110,000 brokers and sales associates in over 30 countries and territories. Access our world offices today» Sell a Property Let our real estate agents create a customized marketing plan to sell your property. List your Property » View Our Seller Service Pledge » View Mortgage Rates View current mortgage rates, apply for a home equity loan, crunch numbers with home mortgage calculators and more! Apply for a Mortgage Now» Use Our Mortgage Calculators » Find an Office or Agent Find and contact a CENTURY 21 Office or Agent to handle your real estate needs. Find an Office or Agent » Quick Vote! Your vote counts! Let us Know Where do you spend the most time? Bedroom Living Room Kitchen Bathroom Dining Room ©2005 Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each CENTURY 21 Office Is Independently Owned And Operated. All rights reserved. Information appearing on this site has been produced by or obtained primarily from Century 21 Real Estate LLC and its representatives and from CENTURY 21 franchisees. Century 21 Real Estate LLC is not responsible for the accuracy or completeness of the broker information, sales associate information, listing information or other information provided by our franchisees appearing on or through this site. Such information has been provided by independent third parties who are solely responsible for such content. Certain conditions and restrictions apply to System promotions. Terms and Conditions of Use.

Real Estate Brokers Information

Interview with Real Estate Brokers - HUD HUD News Newsroom Priorities About HUD Homes Buying Owning Selling Renting Homeless Home improvements HUD homes Fair housing FHA refunds Foreclosure Consumer info Communities About communities Volunteering Organizing Economic development Working with HUD Grants Programs Contracts Work online HUD jobs Complaints Resources Library Handbooks/ forms Common questions Tools Webcasts Mailing lists Contact us Help Interview with Real Estate Brokers Information by State Esta página en español Print version Email this to a friend So your sister just introduced you to her friend Irving, a real estate agent, and now you can't get rid of him, right? Wrong! Choosing the right person to sell your home is one of the most important steps of selling. Therefore, choose wisely. At a minimum, speak with 2 or 3 brokers from different agencies. Ask prospective brokers the same list of questions, in order to compare their answers. Find out what they would do to sell your house. Above all, choose a broker that you feel comfortable with and like. This person will help you make the biggest sale of your life, so find someone you think will do a good job! The following is a list of questions that may be helpful to ask while speaking with prospective real estate brokers. How many years have you been in business? For how long have you sold houses in this area? How many houses did you sell in the past year? What is your commission? If I were to work with you, how would you market my house? Will you organize meetings with potential buyers and will you coordinate them personally? Can you give me names and telephone numbers of other families that have used your services? Content updated January 7, 2004 Back to Top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you

Denver Real Estate Site

Denver real estate; site map Relocation buyers need extra help, learning about the area, schools, drive times and finding the best neighborhood to suit your lifestyle isn't easy. I can assist you with a relocation package tailored to your needs. [ Click Here for More ] Personalize your search and have results delivered to your inbox daily. This HomeFinder service is the most popular of all. [ Click Here for More ] Select featured homes offering a virtual tour, so you can enjoy a tour from the comforts of your home anytime, day or night. [ Click Here for More ] only search Denver Real Estate Site Denver Real Estate Site Map ~2 ~3 ~4 Colorado Home Buying Process A Step-by-step guide; the process of buying a home The home buying process outlined, how to purchase a colorado home from finance to closing. Denver real estate; How to Qualify for a Mortgage Qualify for a mortgage easily, just understand the process and what you will need to bring for the lender. Closing costs in Colorado, Denver real estate; relocation info- An explanation of Closing costs in Colorado as offered by a Denver real estate agent Your Colorado home buying questions answered - Denver FAQ's Home buying questions answered for Colorado home buyers as offered by a Denver metro agent. Common Mistakes to avoid when searching for a Denver home Learn about mistakes to avoid for home buyers contemplating a house purchase in Colorado Denver real estate; earnest money Earnest money and other up front costs when buying a home FICO scores explained Learn about FICO scores and how they effect your credit rating Denver real estate; financial glossary Financial terms explained regarding Denver real estate home purchase Denver real estate; financing your home Denver real estate: finacing your home, various mortgages explained Denver real estate; locking in your interest rate The process of buying a home, when to lock your loan? Standard loan application - take a peek and know what to expect... Be prepared fill out this home loan application for your Colorado mortgage loan. Denver real estate; when to get loan approval Denver real estate: getting a mortgage loan approved Links to Denver Metro Employers - get a job buy a house! Mom said, Get a job so you can buy a house...start here! Getting a VA loan Veterans should take advantage of the benefits of VA loans, how to get one PMI - Private mortgage insurance. Do I need it? Why? PMI, yes you may need it, but there are alternatives... Things to do in Colorado Denver amenities: Colorado ski areas Colorado ski areas are conveniently close to Denver A Denver metro resident's favorite places A random collection of favorite places and things to do in and around Denver, Colorado. Recreation in Colorado - outdoor things to do in and around Denver A list and links of things to do in Colorado Denver metro shopping A partial list of the great shopping Denver has to offer Denver sports Spectator sports in Denver Denver; things to do with kids Denver activities to do with the kids, company and maybe just for yourself! Denver real estate; site map Denver real estate: relocation, listings with photos e-mailed to you. relocation package offered to home buyers Request Denver relocation info - real estate services Request your personal Denver relocation package, offered by a LOCAL Denver metro broker, specializing in Buyer Relocation Get a Denver relocation package- from a Colorado realtor A LOCAL Buyer Broker offers Denver real estate information; request a relocation package (home buyers only please!) [ 1 ][2][ 3 ][ 4 ] Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group - Metro Brokers 1485 S. Colorado Blvd. #300, Denver, CO. U.S.A. 800-319-7738 toll free | 303-589-2022 direct | 303-753-9965 fax Kristal@TheBerkshireGroup.net 1998-2005, Reflective Motion Inc. | Agents Only | Privacy Policy | Disclaimer | Site Credits | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog