House Rental Map [

California Alumni Association at UC Berkeley Search the CAA Web site: December 29, 2005 -- - CAA Program Links - Alumni Awards Alumni House Bear Connections Bear Merchandise Bear Treks Board Nominations Cal Advocacy California magazine Career Services Find a Group Find a Job Homecoming Lair of the Golden Bear Make A Gift Membership Benefits Mentoring Rent Alumni House Reunions Scholarships SoCal Student Services Young Alumni You are Here: Home > About_CAA > Rent Alumni House -- About CAA Contact Us Jobs at CAA Directions to Alumni House CAA Org Chart Rent Alumni House CAA Board of Directors Giving to CAA Volunteer CAA News and Press Releases "KCAA" Multimedia Cal Connection E-Newsletter Cal Advocacy Alumni House Room Rental Rates Effective February 2003 - Alumni House Reservation Form [ PDF ] - Alumni House Rental Map [ PDF , HTML ] If you plan on serving alcoholic beverages, you must also submit a permit form to UCPD: - UCPD "Permit to Serve Alcohol" Form [ DOC ] - UCPD Alcohol Policy [ DOC ] If youre involved with planning, sponsoring, or hosting an event, the California Alumni House may have just the right space for you! Located on the bustling UC Berkeley campus, its an unexpected oasis of tranquility. Through the generosity of more than 18,000 alumni to their Alma Mater, the building is dedicated to the service of the University. Of contemporary design throughout, featuring walls of brick, concrete, glass and steel, the Toll Room - living room style building contains a tastefully appointed lounge where alumni and their friends can meet before and after athletic events and on such occasions as Commencement, Charter Day and Homecoming. Since 1954, The Alumni House has enriched life on the Berkeley campus and served to build a bond of association and friendship among members of the University community. Alumni returning to the campus for visits are encouraged to use its facilities and invite their friends to meet them there. From conferences and receptions to seminars and weddings, the Alumni House is the perfect, versatile place for large or small gatherings. To inquire about the facilities for rent, or to make a reservation, please call (510) 642-1573, or send an e-mail message to asst_reser@alumni.berkeley.edu . Toll Room - lecture style Toll Room Most events are held in the Toll Room which, enhanced by walnut paneling and three fireplaces, feels like an ultra-spacious living room. Along one side, floor-to ceiling windows overlook a large slate patio, bordered by Japanese maples, oaks, redwoods, and ferns. Stephen Bechtel Conference Room At the far end of the Toll Room, a wall of sliding walnut panels separates it from the Stephen Bechtel Stephen Bechtel Conference Room Conference Room. When the panels are closed, the conference room is perfect for board meetings or as a breakout room. A 22-foot wood table, surrounded by blue leather conference chairs, dominates the space. A wall of glass offers natural light and a view of the patio. The conference room is also well suited for a buffet setup. Sibley Room Additional meeting space is available in the Sibley Room downstairs. It has a collection of yearbooks. Great for private meetings. Patio Because the patio is connected to the Toll Room and the Bechtel conference room, large events can flow freely between all spaces. The patio is especially nice in warmer weather. Space Usage & Capacity Toll Room Use: Conferences, weddings, banquets, lectures, receptions, workshops, seminars, forums, business meetings, and more. Toll Room - living room style Capacity: Theatre style: 120; Lecture style: 170; Standing Reception: 300*; Banquet: 125 or 150* *Greater capacity when used in conjunction with the Bechtel Room Stephen Bechtel Conference Room Use: Breakout space, conference room, business meetings with refreshments. Capacity: Seated around Conference table: 18-20 Extra chairs around the room: 30 The Patio Use: Luncheons, receptions, weddings, bar mitzvahs, parties, small fairs. Capacity: Theatre style: 100 Reception: 200 Banquet: 100 Presidents' Conference Room Presidents Conference Room Use: Breakout space, conference room, business meetings with refreshments. Ideal for private meetings away from the general flow of Alumni House foot traffic. Capacity: Seated around conference table: 8-10 Extra chairs around the room: 10 Sibley Room Use: Classroom, conference room, seminars, business meetings with refreshments. Capacity: Lecture style: 35 Reception: 50 The Alumni House from the Dana Court Entrance. We welcome the opportunity to discuss your event plans with you. Stop by the Alumni House (at the end of Dana Court) just off the Bancroft Way/Dana Street intersection, or... Call (510) 642-1573 and ask for Alumni House Reservations, or e-mail asst_reser@ alumni.berkeley.edu . About CAA Contact Us Update your Address CAA CareerOpportunities Privacy Policy ©2005 California Alumni Association. All Rights Reserved For questions about CAA: info@alumni.berkeley.edu Technical inquiries: webmaster@alumni.berkeley.edu Site design by: emdesign studio Site construction by: M&I Technology Consulting Alumni House Berkeley, CA 94720-7520 Toll-Free: (888) CAL-ALUM Phone: (510) 642-7026 Fax: (510) 642-6252

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USA REAL ESTATE DIRECTORY - INDEXED BY STATE Real Estate Services Indexed by State FIND NEW HOMES | FIND RENTAL APARTMENTS | REAL ESTATE FORECLOSURES Valuecom Real Estate GOLD providesa nationwide forum of Real Estate Agent Listings indexed by state. If you are looking for a real estate agent in your state or one in a state you wish to inquire about propertiesplease select a state below to browse the listing. If you are an agent and would like to sponsor a particular state please contact us by clicking here . Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming ADD LISTING | | SPONSOR A STATE FIND APARTMENTS IN MAJOR US CITIES This service provided by Valuecom © 1995 - 2005 Roger Bredow Find Moving Companies Atlanta Piano Tuning Search for Alabama Real Estate, home rentals, Real Estate , Alabama homes for rent, houses for rent, rental homes, and apartments in Alabama. Search for apartment rentals in AL, Alabama townhomes, or Real Estate in AL. 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Vermont Real Estate areas include Burlington, Montpelier, Rutland, St. Johnsbury-Newport, Brattleboro, Bennington, in or about Vermont. Search for Virginia Real Estate, home rentals, Real Estate , Virginia homes for rent, houses for rent, rental homes, and apartments in Virginia. Search for apartment rentals in VA, Virginia townhomes, or Real Estate in VA. Virginia Real Estate areas include Virginia Beach, Norfolk, Richmond, Newport News, Fredericksburg, Roanoke, Lynchburg, Charlottesville, Williamsburg, Blacksburg, Danville, Harrisonburg, Martinsville, Lexington, Staunton-Waynesboro, Winchester, in or about Virginia. Search for Washington Real Estate, home rentals, Real Estate , Washington homes for rent, houses for rent, rental homes, and apartments in Washington. Search for apartment rentals in WA, Washington townhomes, or Real Estate in WA. 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West Virginia Real Estate areas include Huntington, Charleston, Morgantown, Parkersburg-Marietta, Weirton-Steubenville, Wheeling, Beckley, Bluefield, Clarksburg, Fairmont, Point Pleasant, in or about West Virginia. Search for Wisconsin Real Estate, home rentals, Real Estate , Wisconsin homes for rent, houses for rent, rental homes, and apartments in Wisconsin. Search for apartment rentals in WI, Wisconsin townhomes, or Real Estate in WI. Wisconsin Real Estate areas include Madison, Green Bay, Milwaukee, La Crosse, Appleton, Eau Claire, Janesville, Oshkosh-Neenah, Racine, Sheboygan, Wausau, Baraboo, Beaver Dam, Fond du Lac, Manitowoc, Marinette, Menomonie, Platteville, Stevens Point, Watertown-Fort Atkinson, Whitewater, Wisconsin Rapids-Marshfield, in or about Wisconsin. Search for Wyoming Real Estate, home rentals, Real Estate , Wyoming homes for rent, houses for rent, rental homes, and apartments in Wyoming. Search for apartment rentals in WY, Wyoming townhomes, or Real Estate in WY. Wyoming Real Estate areas include Cheyenne, Casper, Evanston, Gillette, Jackson, Laramie, Riverton, Rock Springs, Sheridan, in or about Wyoming.

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Viewpoint Paid Discussion: Mortgages and Investments Wednesday, August 17, 2005 at 1 p.m. ET I'm interested in hosting a Viewpoint paid discussion Viewpoint discussion archive Welcome to Viewpoint, a live discussion forum on washingtonpost.com. This forum offers washingtonpost.com sponsors a platform to discuss issues, new products, company information and other topics. Mortgage Loans and Investment Properties Interested in a mortgage, home equity or refinance loan? Want to learn more about investment properties? Lonnie Cooper, top producer at Absolute Mortgage Co., was online Wednesday, August 17 at 1 p.m. ET to discuss mortgages, the recent interest-only craze or the ins and outs of investment properties. Lonnie Cooper is a senior loan officer at Absolute Mortgage Incorporated in West Chester, Pennsylvania. Lonnie closes approximately $7 million per month in mortgage volume over the past four years. Before coming to Absolute Mortgage, he worked as a loan officer at Independence Mortgage Group and was made partner. Lonnie also owns several rental properties and can provide suggestions and solutions for being a landlord. Lonnie is a graduate of Penn State University. The transcript follows. _______________________ washingtonpost.com: Welcome to Viewpoint. Our guest today is Lonnie Cooper with Absolute Mortgage Co. to answer your questions about loans, mortgages and investment properties. Let's get started! Lonnie Cooper: Lets do it. _______________________ Oaks, Pa.: How do you close so many loans each month? Lonnie Cooper: Hello Oaks, I close approximately 35-40 mortgages each month. _______________________ Washington, D.C.: Hi Lonnie, Thanks for taking my question. My husband and I have been in our house for about a year. We recently received a notice from our mortgage company that basically said our escrow amounts hadn't actually covered everything that the escrow pays for (taxes and insurance). So, we had a shortfall, and we should send in a large chunk of money so our mortgage wouldn't increase by $150 a month beginning in October. Okay. So, even if we do send in the large amount, our mortgage is still going to increase by about $70 because of our increased county taxes. Now, I'm a newbie at this, but is this normal? Does this happen to other people, etc.? Does everyone's mortgage increase when their county taxes increase? We have a 30-year fixed mortgage by the way. I'm sure I sound like a complete idiot, but any insight you could share would be great, since in the past we have had ZERO response from our mortgage company when we've had questions. Lonnie Cooper: I'm sorry to hear that you are getting zero response from them. Taxes often go up and unfortunately the lender has to re-structure your escrow account accordingly. You certainly don't sound like an idiot. _______________________ Washington, D.C.: I keep on hearing that interest only loans are a bad choice and that people are using them to afford homes they could not with a traditional 30. What do you think? Lonnie Cooper: Interest only loans are very popular right now. Unfortunately, many people are taking them for the wrong reason. If used properly by the right person, an interest only loan can make sense. In the current housing market, homes are becoming less and less affordable and an interest only loan is the only way that many people can qualify for the loan. My personal opinion is that if you can't make at least the amortizing arm payment (meaning principal and interest) then you probably are looking at too much home. _______________________ Edgewater, Md.: I am in the process of buying a house that I think we will have for a long time, but I am thinking about starting out with an interest only loan with a 7 year arm and refinancing at some point to a 30 year mortgage. Do you think this is the wrong approach? Lonnie Cooper: I do think it is the wrong approach. Rates are at an historical low. 7 years from now you very well may be looking at not only a large rate spike but also a much bigger payment when the principal is also involved. _______________________ Fairfax, Va.: I have a home equity loan and I am maxed out at $100k. I want to extend that to upgrade my house. Do I have to totally apply for a new loan or can I just ask the bank to extend the line of credit? Lonnie Cooper: Hello Fairfax, Often the lender that you have with the existing home equity loan will allow you to extend it. _______________________ Arlington, Va.: What is the best loan product for new construction that will not deliver until mid-spring 2006? We would like to lock in our rate asap but do not know what is the best. Thank you. Lonnie Cooper: Hello Arlington, Many builders have special deals with local banks and their own mortgage companies. They offer long term locks for your situation with a variety of options. Regarding the product, my answer would be the same for you even if you were closing in 30 days- Take an arm if you know that this isn't your 'long-term' home or go with a fixed if it is. _______________________ Camarillo, Calif.: What is your opinion on mortgages for retired people? Your opinion on paying cash for property or financing it? Thank you. Lonnie Cooper: Hello Camarillo, I often get asked by people in the 70's and 80's whether or not they can apply for a 30 yr mortgage. Even though lenders can discriminate for income, credit, employment etc, they can't discriminate for age. So, that being said, if you need the money take it. Mortgage money is the cheapest out there. There are reverse mortgages out there as well for retirees. They often make sense as well. "Cash is king" as they say- but if you have it and it helps you sleep at night paying for your home outright is a wonderful feeling. (Or so I've heard) _______________________ Rockville, Md.: Hi Lonnie, I am a consultant and have a 2-3 year assignment that will keep me in Baltimore during the work week. I currently own a home in Rockville and have a roommate. Recently, I have been thinking about buying a place in Baltimore and also getting a roommate there to help pay for the mortgage. What are the implications of borrowing equity from my current home to buy the new home? What are the tax implications of actually residing in both homes? -Sandra Lonnie Cooper: Hello Sandra, I try not to give out too much info on tax advice as it often varies from state to state. I believe that the other home needs to be 50 miles from your primary residence to qualify as a 2nd home. If its not, it would be viewed as a rental property- ie higher rate etc. There are definitely deductions available for rental properties - consult your CPA. _______________________ Fairfax, Va.: My primary loan is for $300,000 and is a 30-year. I am looking at getting a vacation property. What can I do to get the best rate on my second property? Lonnie Cooper: Hello Fairfax, If its a true second home aka vacation property, the rate will be identical. If there is plenty of equity in your current home you can take out a line of credit, but they are variable and prime seems to be going no where but up. Our rates are available at www.absolutemortgageco.com and my extension is 104 if you'd like to talk later. _______________________ Goshen, Ind.: Could you please elaborate on what the pros and cons of interest only loans and what is negative amortization? Thank you. Lonnie Cooper: Hello Goshen, I was cut short on my response previously. I'd like to apologize to the submitter of that question. Some quick pros are: 1- They create a significant amount of cash flow 2- They enable you to qualify for more 'house' Cash flow enables the owner to take that difference and invest it into the stock market or pay down other non deductable debts. Cash flow for a real estate investor allows for immediate positive income. Qualifying for more house enables for example a young Doctor get into a larger home knowing that his income will be going up in the near future. _______________________ Washington, D.C.: Is this a good time to look for investment property, even though the market is about to bust? Lonnie Cooper: Investment properties are always available, but because of the national real estate buying craze the 'deals' are much harder to find. Like anything else in life, its a matter of hard work and who you know- meaning get a great realtor and an even better mortgage guy. (Okay so I'm a little biased on this one) Regarding the market bursting- many top analysts feel its going to slow down but not necessarily bust. If your question is would you be buying at the top of the market right now, I'd have to say probably. _______________________ San Diego, Calif.: What is a free float down? Lonnie Cooper: Hello San Diego, A free float down is a product that Absolute Mortgage (the company that I work for) offers along with a few others. Basically its a s simple as "if the rates go lower while you are locked in, you get the lower rate" Its a product that brings a lot of people to us and when the rates go down, people love benefitting from it. It basically makes locking in a win-win _______________________ Falls Church, Va.: Does Absolute Mortgage offer long-term interest only loans and are these available on investment properties? Thank you. Lonnie Cooper: Yes, we offers long term interest only loans. These come in quite a variety. They can be fixed/adjustables that are fixed for the first 10 years or 30 years fixed that are interest only for the first 20 years. There are some that are interest only for all 30 as well. The rates obviously vary on all of these. Yes, we have I/O loans for invest. properties as well. _______________________ Bethesda, Md.: I was looking to buy a plot of land for a second home sometime down the road. What type of land loan products are available and do you offer such a mortgage? Lonnie Cooper: Hello Bethesda, There are many land loan products out there. The majority of them are not 30 year fixed loans, but realistically if you are building on the land in the future you wouldn't want one anyway. Local banks are often the best for this. We don't offer them. _______________________ Reston, VA: Is there a hard-fast rule about refinancing? I thought there used to be a rule that if rates .5 point below your rate you would refinance. Is that still a good rule? Lonnie Cooper: Hello Reston, Thats a great question. The old 'rule of thumb' was that the rate had to be 2% lower. That is certainly no longer the case. We offer what is called a 'True No Cost" mortgage where you can refinance with no costs at all. The costs are not rolled into your principal balance- we pay them. As an example- if you have a 30 yr fixed today at 6.0% and you owe 200k then at todays rate of 5.5% it probably wouldn't make sense to refinance with a traditional closing cost loan. However with a 'True No Cost' loan at say 5.875% you'll save thousands over the life of the loan for simply signing your name. _______________________ Yardley, Pa.: Hello Lonnie, I recently purchased a new home and would like to refinance the 2nd loan for Home Improvements. How long would I have to wait in order to accomplish this? The home was purchased for $279k, but with the right repairs and can be valued at $350k. Christian Lonnie Cooper: Hello Christian, Most 2nd mortgage lenders have at least a 6 month "seasoning" rule for 2nd mortgages in that they won't let you take out a new 2nd based on your new/higher value. We have some products with no seasoning that would allow you to accomplish what you are looking for. Yardley is fairly close to West Chester, Pa. feel free to stop in. _______________________ Front Royal, Va: I have a rather high fixed rate mortgage currently and I am looking to refinance. I have one negative on my credit report which is probably a few months away from coming off which would greatly increase my credit scores. Would you recommend waiting until my credit is clean or refinancing now to take advantage of these great rates. My average score is 674 but should be in the mid 700's. Thanks. Lonnie Cooper: Hello Front Royal, Great question. You guys are full of the. With a 674, I'd recommend giving the refinance a shot now. With the right amount of equity in the property and assets in reserve you very may still be approved. _______________________ Ponte Vedra Beach, Fla.: Does Absolute Mortgage offer loans in other states and what is involved to apply as far as upfront fees (does this vary state to state or based on the loan amount or credit scores)? Thanks Lonnie. Lonnie Cooper: Hello Ponte Vedra, (That is a beautiful part of Fla if I may say so myself) We are licensed in a number of states that are listed at www.absolutemortgageco.com. The owner doesn't believe in charging up front fees- its a much cleaner way of doing business. _______________________ Wilmington, Del.: I currently have quite a bit of equity in my home (primary residence) and was looking to do quite a bit of renovations to the property - which would increase the value. Would you recommend to refinance my existing mortgage for cash out or get a Home Equity Loan or Line. I currently have a 30-year Fixed at around 6% and plan on living in the home for quite some time. Thank you very much. Lonnie Cooper: Hello Wilmington, See my response above for a "True No Cost" loan. It would work great for you. The home equity lines are very popular, but most are variable and again- prime seems to be consistently going up. _______________________ Cherry Hill, N.J.: What is involved with a No Doc or stated income loan? Lonnie Cooper: Hello Cherry HIll, The question is what is not involved- We have a "True No Doc" loan in which we don't even ask if you are employed. We don't need any bank statements etc. Its just a credit score and a pulse. _______________________ Newark, Del.: Is there any tried and true rule to figure out if a home improvement project is worth doing in order to add value to your home (adding garage or addition, finishing a basement., etc.? Lonnie Cooper: Hello Newark, I don't know if there is such a rule. If you ask a contractor you may get a different answer though. In speaking with property appraisers over the years, a sure fire return is adding square footage. (As long as you don't over-improve for you neighborhood) Kitchens and bathrooms also provide the highest return for improvement projects. _______________________ Clinton, Md: If you sell a home (designated investment prop) less than 2 years after settlement, do you have to put the proceed into another investment property otherwise pay the taxes? Lonnie Cooper: Hello Clinton, This one is probably best answered by a cpa. My unoffical opinion is as follows: A 1031 tax deferred exchange can be done regardless of how long you've owned the home. If you keep the property for at least 12 months then you'll pay long term capital gains vs. short term. _______________________ washingtonpost.com: Our hour is up. Thank you for taking all of our questions, Lonnie. Lonnie Cooper: You are very welcome. Its been a pleasure. I hope to hear from you all again. Lonnie _______________________ RELATED LINKS absolutemortgageco.com Mortgage Rates Mortgage Calculator Affordability Qualification Payment Tables --

Buy House

Buy my house, please! - Sep. 11, 2003 CNN/Money Web Autos Real Estate Money's Best Home Markets & Stocks News Jobs & Economy World Biz Technology Commentary Personal Finance College Credit and Debt Insurance Interest Rates Retirement Tax Center Ask the Expert Five Tips The Good Life Millionaire in the Making Money 101 Moneyville Retirement Planner Savings Calculator Asset Allocator Mutual Funds Money Magazine Video CNN TV Fortune 500 Best Employers Money 101 Portfolio Calculators Real-time Quotes Last 5 Quotes SPONSORED BY include virtual="/fn_adspaces/markets-stocks/last_five_quotes/sponsor.88x31.ad" -- CNN/Money Email newsletters RSS Mobile news Money archives Buy story reprints Find a Mortgage SPECIAL OFFER Your Money Your Home Buy my house, please! As the market cools, it will take more work to get that 'For Sale' sign out of your front yard. September 11, 2003: 5:10 PM EDT By Sarah Max, CNN/Money Staff Writer BEND, Ore. (CNN/Money) To say that it's been a seller's housing market is the understatement of the year. Homeowners looking to sell in most parts of the country haven't had to wait around very long for a suitable offer, and those in the best markets have seen their homes swooped up in a matter of days, even hours. In early 2003, in fact, 21 percent of all houses went into contract less than one week after going on the market, according to the National Association of Realtors (NAR). On average, houses sold in just five weeks nearly half the time it took throughout the 1990s. "I believe this may be our best year ever," said David Hemenway, a realtor in Cottage Grove, Ore., who's been in the business since 1968. On the other side of the country in Sebring, Fla., realtor Chip Boring is enjoying a record year. Yet, both are aware that great times can't last forever. "Up until the last 2 1/2 years the average time on the market was anywhere from 180 days to 210 days," Boring said. And Hemenway recalls the early 1980s when his listings lingered on the market, sometimes for years. As interest rates creep up, buyers' budgets creep down and markets return to more normal levels, sellers will discover that it takes a little more work (and patience) to unload their homes. Many already have. While there is little you can do to change the laws of supply and demand, you have some control over whether your house sits or sells. Here are the most common reasons houses don't sell, in order of importance. The price is not right Even in the best of markets, setting your price too high is a mistake -- unless you really don't want to sell your house. "Starting too high is the worst thing you can do," said Hemenway. More on Your Home • Mortgage Application Center • Beating higher rates • Mortgage demand hits 14-month low • Choosing the best mortgage now Why? Because your greatest opportunity for selling your house is immediately after it goes on the market. That's when the majority of serious buyers will see the house. "Even if you lower the price to reflect the market, you'll have fewer people coming through than if you'd just priced it right to begin with," said Hemenway. In fact, it's not until after you bring the price down below the market something few sellers want to do that interest will pick up again. To make matters worse, say real estate agents, the longer a house sits the harder it is to sell. "Everyone thinks there must be something wrong with the house if it hasn't sold," said Boring, adding that for this reason he won't take on a listing if the seller insists on asking more than the house is worth. To drum up new interest among buyers, sellers sometimes pay for extra advertising or offer to, for example, pay for closing costs as a way to get buyers' attention. "In markets where people don't have a lot of cash, paying for closing costs or buying down interest rates with points up front can put you at a huge advantage," said Ron Phipps, a realtor in Warwick, R.I. The house is in the wrong place When markets are good, buyers are more willing to buy on the outskirts of an area or turn a blind eye to busy streets, bad views and other problems. But when markets cool down, it's these spots that suffer the most, said Hemenway. Short of moving the house, there is not much you can do if it is in the wrong location. But while in the house you can take care to make sure you don't over-improve your property relative to the ones around it. "If you have a $300,000 house in a neighborhood of $100,000, be prepared to lower the price or let it sit," said Boring. Buyers can't get past the front door Realtors say that getting buyers to take a look inside a house is the biggest challenge of selling a house. Once they've stepped through the door buyers are more likely to consider a place. "I recently sold a house that from the front was not very inspired," said Phipps. "The buyers came to the open house only because they needed to kill time, but once inside they were interested." For this reason, a little time and money spent on curb appeal will go a long way. Trimming the grass, washing the windows and planting a few flowers may be all it takes. In the case of houses whose best features are inside or out back, Phipps recommends taking good interior pictures and putting 360-degree tours online. Sellers sometimes get buyers to look past their homes' imperfections with creative extras. "I've seen sellers offer decorating allowances, and pay for cleaning service and landscaping," said Phipps. "Several years ago a seller in the bakery business offered to bring the buyer a different cake every month." Too much chintz and tchotchkes Less is more when it comes to attracting buyers. "Put all of those pictures of your family and other personal treasures away," said Sheryl Gregory, a broker in Wynthrop, Maine. "It distracts buyers and makes it harder for them to picture themselves in the house." She also recommends taking down distracting curtains and putting on a fresh coat of paint. "Buyers sometimes get scared if they wander through a house and think they're going to have to do a lot of painting," she added. --* Disclaimer Selling? Buying? Click to compare top local real estate agents More on YOUR HOME • Your Home: Bracing for higher rates • Refinancing demand lags again • A rose is (not) a rose TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. 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