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Find Real Estate, Rentals, New Houses, Real Estate Agents and Mortgages on Yahoo! Real Estate Find Real Estate, Rentals, New Houses, Real Estate Agents and Mortgages Choose Location Home Homes for Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Hurricane Katrina Resources Features Classifieds • Sell Your Home • Rent Your Apartment Home Loans • Mortgage Rates • Online Rate Quotes • Refinance Loans & Rates • Home Equity Loans & Rates • Free Credit Reports Resources • Find & Compare REALTORS • Find a Mover Insurance • Homeowner's Insurance • Renter's Insurance Tools • What's My Home Worth? • Research Neighborhoods • Free School Reports • Foreclosure Center • Home Service Center Commercial Real Estate • List Commercial Property National Mortgage Rates Thu Dec 29 Mtg Loan Rate APR 30-yr Fixed: 5.70% 5.88% 15-yr Fixed: 5.27% 5.57% 1-yr ARM: 4.53% 6.89% See Local Mortgage Rates Provided by Bankrate.com Neighborhood Profile Research neighborhoods nationwide! City, State, or Zip: Real Estate Listings Browse by City New! Home Loans Center - Find, Compare, & Graph Rates Find a Home Find a Rental City & State, or Zip: Price Range: $0 $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million to No limit $30,000 $50,000 $80,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $650,000 $750,000 $850,000 $1 million $1.25 million $1.5 million $1.75 million $2 million $2.25 million $2.75 million $3 million $3.5 million $4 million $4.5 million $5 million $6 million $8 million $10 million Beds: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 1 1/2+ 2+ 3+ 4+ 5+ Search For: Existing Homes Yahoo! Classifieds New Homes Foreclosures Advanced Search Search Commercial Real Estate Mortgage Payments Calculate your biweekly & monthly payment for different loan amounts, interest rates and amortization terms. Loan Amount: $ Term (years): Interest Rate: % Show table?: Yes No See More Loan Calculators Sponsored Links Real Estate Agent License $59 online exam prep 1st time pass guarantee all 50 US states. Free teaching assistant. www.e-realestatelicense.com CA Real Estate License Course DRE approved real estate agent, broker and appraiser license courses. Study at home. Job assistance and payment plan available. www.educationengine.com Real Estate License - CA, VA, TX or WA CA, VA, TX or WA real estate license. DRE-approved online and traditional courses with a proven 98% state-exam pass rate. 110% money-back offer. Quick and easy packages. www.realestatelicense.com (Become a Sponsor) Partner Spotlight Featured Sponsor Find a Local REALTOR by HomeGain • Find & Compare REALTORS • Get Home Prices Featured Videos Dream Home Videos by Inman Stories Real Estate News Government requirements for disclosure fail to make the grade Dec 27, 2005, Inman News Top Mistakes of Home Buyers and Sellers in 2005 Dec 29, 2005, Realty Times Housing Affordability Hits 14-Year Low Dec 22, 2005, RealEstateJournal.com Home loan applications fall to over 3-1/2-yr low Dec 28, 2005, Yahoo! Finance Weekly Home Mortgage Rates (AP) Dec 28, 2005, Yahoo! News Despite Decline, Housing Still Strong Dec 28, 2005, Quicken Loans more real estate news Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages
Land Loans Construction Loans
Financial Services: Mortgage Loan Options - Financial Services Loans Mortgages Mortgage Loan Options Checking & Check Cards Savings & Money Market Certificates & IRAs Health Savings Accounts Youth Program Gift Cards Credit Cards Preferred Member Recognition Search Ent Mortgage Loan Options Our wide variety of mortgage programs means we've got a loan to fit your needs. Whichever option you choose, you can count on fast loan approval, flexible terms, and experience you can trust. Purchase or Refinance...anywhere in Colorado! Fixed Rate Loans – Competitive fixed-rate loans with 10-, 15-, 20-, and 30-year terms. Adjustable Rate Mortgages (ARMs) – Low initial payments provide considerable interest savings. VA and FHA Loans – Government-backed loans. Jumbo Loans – Financing for the home of your dreams. First-Time Home Buyers Program – Low down payment, low fees. Colorado Housing Finance Authority (CHFA) Financing – Mortgage opportunities for low- to moderate-income residents. Specialty Mortgages : Investment Property, Second Home, and Reverse Mortgage. Build a New Home…in Colorado. Lot and Land Loans Construction Loans Use the Ent Mortgage Resource Center for detailed loan information, to check rates, or apply online! Or, if you prefer, call one of our experienced loan officers at 719-550-6499 or 800-525-9623, extension 6499. We offer online application for most loan products. If you have questions or would like to apply for our First-Time Home Buyers loan, an FHA loan, or specialty loan, please call us at (719) 550-6499. Ent offers FREE Pre-Qualification ! Fixed Rate Mortgages If you are simply looking for a great interest rate with excellent advice and service, a fixed rate loan from Ent may be agood option. We offer a variety of terms to fit your purchase or refinance needs - including Flexible and InterestFirst TM loans. Find out more. Adjustable Rate Mortgage (ARM) Loans ARMs feature an interest rate that is fixed for a period of time (typically 1-7 years) and then adjusts annually. An ARM can offer advantages such as low initial payments providing considerable interest savings. To learn more about ARMs, and if it is the right loan for you, visit our Mortgage Resource Center. VA & FHA Mortgages Veteran's Administration (VA) and Federal Housing Authority (FHA) Loans feature more relaxed credit guidelines, little or now down payment, low origination fees, low interest rates, and government backing. Find out more about VA loans. Or, call us at 719-550-6499 or 800-525-9623, extension 6499. For more information or to apply for an FHA loan, please call us. Jumbo Mortgages Planning to purchase your dream home? Don't cash in valuable investments to do it! A Jumbo Mortgage from Ent can give you an attractive rate with convenient term options. Find out more. First-Time Home Buyers Ent makes your first home easier to buy with a low down payment, low origination fee, great interest rate, and choice of loan terms. You can also use this program if you haven't owned a home in at least three years. Some restrictions apply, and we’d be happy to explain them to you. To learn more, call us at 719-550-6499 or 800-525-9623, extension 6499. Please note we are not yet accepting applications for this loan online. Or, attend our First-Time Home Buyers workshop . Colorado Housing and Finance Authority (CHFA) Loans CHFA is a public enterprise that works to provide affordable home financing (and other needs) for qualifying low- to moderate-income residents of Colorado. Ent is a participating CHFA lender. To find out about CHFA financing through Ent, call us at 719-550-6499 or 800-525-9623, extension 6499. We do not currently process applications for this loan online. First-time homebuyers who qualify for a CHFA loan must complete an approved Home Buyers Workshop prior to closing the loan. The free five-hour workshops are taught by real estate and mortgage lending professionals who are certified volunteer instructors. Colorado Springs workshops are held in the Ent Galley Seminar Room , 4545 Galley Road. Get details on CHFA workshops in Colorado Springs (44 Kb PDF file).Or, visit the CHFA website . If you're a homeowner, at least 62 years of age, have adequate equity, and you occupy your own home, a reverse mortgage can give you flexible access to the equity you have built up in your home. You retain ownership of your home as long as you live in it. You can tailor the way you want to receive funds to fit your needs - lump sum, monthly check, line of credit, or any combination of these options. You can use the money however you wish. Plus...there are no restrictive income qualifications. The loan comes due only when your home is no longer your primary residence or upon transfer of the title. Reward yourself for paying off your home! Let a Reverse Mortgage make payments back to you! Call an Ent mortgage loan officer at (719) 550-6499 or 800-525-9623, extension 6499 for more information. Please note, we do not currently process Reverse Mortgages online. Investment Property Mortgages Are you looking for financing on your rental properties? Ent can help you with that too. Apply online or call an Ent Mortgage Loan Officer at (719) 550-6499 or 800-525-9623, extension 6499. Lot and Land Loans Ent is proud to offer lot and land loans throughout Colorado. Our Lot and Land Loans feature: A low 10% down payment. Competitive Rates. Generous loan maximums of $250,000 and flexible terms. Call an Ent Mortgage Loan Officer at (719) 550-6499 or 800-525-9623, extension 6499, for more information or to apply today! Construction Loans Need a loan that will help frame your vision of a brand-new home? Ent can help. Traditional Construction Loans Construction-to-Permanent Loans Single-Close Construction Loans We offer financing on homes built in Colorado. You get generous loan maximums,various terms (payment periods) to fit your construction and move-in timelines, interest rates as low asprime on some loans, and an easy pre-qualification process. Equally important, you getexpert advice on loan options from your credit union's mortgage loan officers. Be sure to ask about our single-close loan. It can save you time and money! You apply for financing once, secure your construction and permanent financing in just one closing, pay one closing fee, and lock in your interest rate to avoid future economic fluctuations. Call (719) 550-6499 or 800-525-9623, extension 6499 to explore your Lot/Construction Mortgage options with an Ent mortgage loan officer. Standard credit qualifications apply. All loans are subject to final credit approval. Please consult your tax advisor, as interest paid on these loans usually is tax-deductible. Please Note: In order to read PDF documents, you will need to install Adobe Acrobat Reader. This program is available free from Adobe by clicking here http://www.adobe.com/products/acrobat/readstep.html . Third party website links will launch you to a website that is not controlled or owned by Ent. Ent does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Ent. Privacy Pledge | Important Account Information | Contact Us This credit union is federally insured by the National Credit Union Administration. 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home mortgages Let Ditech
Refinance Mortgage - Refinance Home Mortgage Refinance Home Mortgage Refinance Mortgage Refinance Home Mortgage : ditech.com strives to offer you the best refinance mortgage you can find. If you are looking for a refinance mortgage Ditech can help you. We refinance home mortgages Let Ditech refinance your home mortgage, we offer great home mortgage refinance rates. About Ditech Questions? Calculators Testimonials Live Chat Contact Us My Account Apply Now En Español -- Reach a home loan agent 24/7: Refinance Overview Start saving on your monthly payments or use your equity to get cash out with the following home mortgage refinance products: Refinance Lower your interest rate and start saving on your monthly payments. Both 15 year fixed rate or 30 year fixed rate products are available. View Refinance Rates $395.00 Refinance Flat Fee Option More details about our new $395.00 Flat Fee* option... ARM Our Adjustable Rate Mortgage offers a low rate that is fixed for the first five years. This allows you to purchase ... get cash out of your home ... or refinance to lower your monthly payments at rates you thought you had missed. Rates may vary by State. View ARM Rates *Assumptions "We rolled a first and second loan together and took some other money out and paid off some credit cards and stuff. It was a very easy experience. When we consolidated the loans that we had, it actually cut our payments in half and there was over a $700 a month savings. The interest rate was lower over all. The payments were half and within 18 days we had everything done and had the checks in hand - yeah, we were just tickled to death that we could do it." Allen H, Mesa, AZ A GMAC Financial Services Company ditech.com, a part of the GMAC Financial Services family of companies, is ready to help customers with solutions to their financial needs. Imperfect Credit Looking to re-establish your credit? Want to consolidate your debt? more details Fast & Easy ditech.com, a national direct mortgage lender, offers some of the most competitive rates and fees available on first mortgages and home equity loans. Deal direct and get the right home loan for you without paying a commission or a broker fee to a middleman. The whole process is fast & easy. ditech.com. Speed Guaranteed (SM) ! "I've dealt with a few different companies and was totally unsatisfied until I got in touch with ditech. Very painless." - Charlene N. New Purchase Overview Product Solutions Adjustable Rate Loan Home Strength Imperfect Credit 80/20 Program Overview Ditech $395 Flat Fee Moving Solutions Rates and Fees Rates at a Glance Payment Calculator Interest Rates Calculators Payment Calculator How Much Can I Afford? Free eAppraisal Frequent Questions Refinance Overview Product Solutions Adjustable Rate Loan Imperfect Credit Ditech $395 Flat Fee Rates and Fees Rates at a Glance Payment Calculator Interest Rates Calculators Payment Calculator Free eAppraisal Frequent Questions Home Equity Overview Product Solutions 125% Value Overview $49 2nd Mortgage Flat Fee Interest Only HELOC HELOAN vs. HELOC Benefit Comparison Detail Comparison Additional Research Home Improvements Financing Debt Consolidation Loan How Do Equity Loans Work? How Much Equity Do I Have? Types of Interest Types of Interest Rates Calculators Payment Calculator How Long to Pay Off My Credit Cards? Free eAppraisal Frequent Questions Home Equity Frequent Questions 125% Value Frequent Questions print bookmark size + : size ++ : size +++ Equal Housing Opportunity Lender A GMAC Financial Services Company Assumptions | Disclosures | Terms of Use | Privacy Policy | Security | Site Map State licensing © 2005 ditech.com
Colorado Real Estate
Manual Table of Contents 2005 Real Estate Manual An * in the left margin indicates a change in the statute, rule or text since the last publication of the manual. Revisions since the publication of the printed version of the manual dated July 1, 2005 appear in RED text. Chapter 1. License Law Chapter 2. Rules Chapter 3. Commission Positions Chapter 4. Subdivision Laws Chapter 5. Case Law and Opinions Chapter 6. Interest in Land Chapter 7. Land Descriptions Chapter 8. Deeds Chapter 9. Evidence of Title Chapter 10. Appraisal and Valuation Chapter 11. Water Rights Chapter 12. Brokerage Relationships Chapter 13. Listings Chapter 14. Contracts Chapter 15. Financing Chapter 16. Trust Deeds and Liens Chapter 17. Closing Statements Chapter 18. Escrow Records Chapter 19. Property Management and Leases Chapter 20. Farm and Ranch Brokerage Chapter 21. Business Opportunities Chapter 22. Tax Factors Pertaining To Real Estate Chapter 23. The Fair Housing Act Chapter 24. Related Real Estate Laws Chapter 25. Commission Approved Forms Glossary of Terms (15 Pages) Index (15 Pages) Manual Order Form Updated 08/19/05 Privacy Statement | Disclaimer Technical Assistance: E -Mail Information Technology Section Revised October 27, 2005 Federal Home Page || State Home Page || Department Home Page Division Home Page || Top of Page E-Mail the Division of Real Estate 1900 Grant Street, Suite 600 Denver, CO 80203 (303) 894-2166 or (303) 894-2185 - Phone (303) 894-2683 - Fax Relay Colorado (TTY (English & Spanish), Voice, VCO, ASCII, STS Assistance Numbers)
Las Vegas Real Estate
AOL City Guide: Las Vegas - Real Estate, Homes, Apartments, Realtors, Mortgage Site Map | City's Best Ticket Marketplace | Hot Tickets Casinos | Strip Map | Weather | Getting Around | Maps & Directions | Golf Events | Gambling Guide People | Local Personals | White Pages | Yellow Pages | Autos | Real Estate | News & Headlines | Sports | Jobs | Movies Out of Work? Get ahead of the competition. Find jobs, career advice and more. Summer Love Search photos and find a summer romance. Get lovin' now. Choose property type. - Property Type - Apartments Senior Housing & Care Corporate Housing Enter city name. Select State Ala. Alaska Ariz. Ark. Calif. Colo Conn. Del. D.C. Fla. Ga. Hawaii Idaho Ill. Ind. Iowa Kan. Ky. La. Maine Md. Mass. Mich. Minn. Miss. Mo. Mont. Neb. Nev N.H. N.J. N.M. N.Y. N.C. N.D. Ohio Okla. Ore. Pa. R.I. S.C. S.D. Tenn. Texas Utah Vt. Va. Wash. W.Va. Wis. Wyo. · Find the Perfect Neighborhood · Best City Neighborhoods · Best Cities for Young People · Local Schools Information Home Values Find out how much your home and nearby properties are worth. Family-Friendly? Discover the best cities for safe schools and affordable housing. New to the Area? Meet area singles like you at CityGuide Local Personals. For Sale By Owner Find FSBO listings or list your own home for sale on RealtyTrac. Check out our featured listings to find great homes near you. Type: Rate: • See rates from area lenders Enter city Enter State State Ala. Alaska Ariz. Ark. Calif. Colo Conn. Del. D.C. Fla. Ga. Hawaii Idaho Ill. Ind. Iowa Kan. Ky. La. Maine Md. Mass. Mich. Minn. Miss. Mo. Mont. Neb. Nev N.H. N.J. N.M. N.Y. N.C. N.D. Ohio Okla. Ore. Pa. R.I. S.C. S.D. Tenn. Texas Utah Vt. Va. Wash. W.Va. Wis. Wyo. Enter State State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennesee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming AOL Keyword: Local Real Estate Bars, Music & Nightlife | Restaurants & Dining Guide | Movies | Tickets People & Personals | Real Estate | Visitor's Guide | Shop & Find | Yellow Pages | Government Guide About Us | Advertise With Us | Help & Feedback | Updated Privacy Policy | Terms of Use | Trademarks | Site Map AOL Music | Moviefone | AOL Games | AOL TV | Black Voices | Shopping AOL CityGuide has a finger on the pulse of this city, and cities around the nation: from New York restaurants to Las Vegas entertainment, Chicago real estate, Washington hotels, Florida weather, San Francisco theaters, Boston markets and Los Angeles nightlife. You'll find the best local restaurants, hotels, entertainment, movies, concert tickets, events, weather, bars, nightlife, personals and so much more. We're the better way to search your city. © 2005 America Online, Inc. All Rights Reserved.