Real Estate and Rental
San Francisco Chronicle: Real Estate Thursday, December 29, 2005 Search By : County | City | Address Filter By : Chronicle Ads Open Homes County Select County ****Any County Alameda Contra Costa Marin Napa San Francisco San Mateo Santa Clara Solano Sonoma City Please select a county Min. Bedrooms Studio 1 Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5+ Bedrooms Max. Price No Limit 50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1 Million 1.5 Million 2 Million 2.5 million 3 Million Advanced Search E-mail Alerts Saved Listings -- New Home Developments New Home Videos -- Out of Bay Area Open Homes Recent Home Sales Search By : County | City | Address Enter City or Neighborhood Advanced Search Search By : County | City | Address Enter Address You may enter a full or partial address. Advanced Search Click on the map for Bay Area home sales listings. How To Guide Information to help you select and buy goods and services. - Advertorial Find a contractor and get tips from great professionals with ImproveNet.com, America's Home Improvement Resource. Bay Area school scores and profiles at Great Schools.net . SF Gate's SF and East Bay neighborhood guides. Bay Area Maps Real Estate and Rental display ads from the Chronicle. See the Chronicle's New Homes Section. Save Searches, Listings, & Activate E-mail Alerts! View All Featured Properties Today's Rates Product Avg. Rate 30-yr Fixed 6.020 15-yr Fixed 5.394 30-yr Fixed Jumbo 6.146 5/1 ARM 5.525 Current Mortgage Rates Mortgage calculators Apply to online lenders Rates current as of 12/29/2005 powered by MortgageTrak Surreal Estate An overwrought home for the holidays Carol Lloyd Best of a bunch Real estate authors were prolific in 2005 Robert J. Bruss At the end of each year, it is my custom to select the 10 best real estate books out of the hundreds of published that year. This article takes 52 weeks to prepare because I read at least one real est... Clarification on home-sale tax exemption Robert Bruss Q: I am confused about your answer to a home seller who wants to add her mother to the title. You said the mother would be eligible for an Internal Revenue Code 121 principal residence sale tax exempt... Normal wear and tear covers reasonable use of unit Robert Griswold Answers are provided by Robert Griswold, a property manager certified by the Institute of Real Estate Management and author of "Property Management for Dummies"; and lawyers Steven R. Kellman, directo... Transbay planners see new landmark Dan Levy Transbay Terminal planners are viewing their controversial idea for a new San Francisco high-rise as nothing less than the signature building of our time -- much like the Transamerica Pyramid defined ... Holidays evoke true meaning of home Carol Lloyd "I just want to bake a Christmas ham," says my friend, a slight note of desperation rising in her voice. "Is that so much to ask?" She has just confided that because of her husband's 8-year-long, self... HOME SALES FOR 5 BUSINESS DAYS Alameda County Total sales as of Dec. 7 484 Median price $590,000 . Contra Costa County Total sales as of Dec. 7 489 Median price $576,500 . Marin County Total sales as of Nov. 22 81 Median price $808... Perry turns pretty profit on compound Actor buys condo after selling his Beverly Hills home Ruth Ryon Former "Friends" cast member Matthew Perry has racked up his second big deal of the year. The actor, 36, sold his Beverly Hills-area home for $6.1 million. He purchased it in 1999 for $3.2 million. Wh... Real reading -- best of a big bunch Robert J. Bruss "Reverse Mortgages for Dummies" By Sarah Glendon Lyons and John E. Lucas Wiley, $16.99, 249 pages This is the best of several excellent 2005 books about the pros and cons of tax-free reverse mortgage ... ARM indexes CHART: BC: . Last Previous Year Index week week ago 6-month CD 4.62 4.61 2.67 6-month T-bill 4.22 4.18 2.46 1-year TCMS(Y) 4.34 4.35 2.66 3-year TCMS(Y) 4.39 4.42 3.18 1-month LIBOR 4.38 4.37 2.41 6-m... Ignorance no excuse in avoiding foreclosure Kenneth Harney What would happen if you got sick or suffered a drastic loss of household income in 2006, and then fell seriously behind on your mortgage payments? Think about that, even for just a moment, because no... Solar power for the home a hot deal in 2006 Tax incentives can help cut energy bills Jennie L. Phipps If the thought of rising energy bills has you rushing out to buy insulation, hold off a week until after New Year's Day, when the recently enacted Energy Tax Incentives Act of 2005 kicks in. The act i... Real Estate: Neighborhood Homes Sold . Sunday, December 25, 2005 Back to... Help | Contact us | Privacy ™ ©2005 Hearst Communications Inc. --
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2005-05-13 New rules to curb surging real estate price 2@webnews ,#house#housing#estate#, 0 Housing Price /enpproperty-- New rules to curb surging real estate price Home News Center China New rules to curb surging real estate price (Agencies) Updated: 2005-05-13 10:48 China is taking a wide range of steps to curb surging real estate prices, using tax and other policies to discourage speculative dealings and ensure a supply of affordable housing, state media announced Thursday. Residents in Nanjing, capital of East China's Jiangsu Province, walk past a newly-constructed apartment building May 10, 2005. [newsphoto] The campaign, backed by seven government agencies, shows that Beijing recognizes it needs to make cooling the housing market a nationwide priority, the official Xinhua News Agency reported. Despite the government's powerful vested interest in a thriving property market, authorities worry that too much investment is going into the construction of luxury and commercial real estate and that speculative buying has pushed prices unsustainably high. Newspapers carried a notice by the State Council, China's cabinet, ordering local governments to make controlling property prices a major part of their economic policy. Average real estate prices rose by 14.4 percent year-on-year in 2004 and by 12.5 percent in the first quarter of 2005. Shanghai had the "most shocking housing prices in China," with average costs per square meter of over 10,000 yuan ($1,200), the Xinhua report said. Many urban Chinese own their homes thanks to housing reforms years ago, but cannot afford to buy new property. And low income families are generally priced out of a market that has focused on wealthy investors while neglecting construction of budget housing. The latest effort to cool the market involve the ministries of construction, finance, and land and resources, along with the State Development and Reform Commission, the State Administration of Taxation, China Banking Regulatory Commission and the People's Bank of China, China's central bank. The policy change that drew most attention in property crazy Shanghai was one requiring payment of a business tax the rate was not given on sales of property less than two years after purchase. It takes effect June 1. Local governments were ordered to clarify prices and housing sizes before granting land use rights, to limit credit for property deals and to confine real estate developers' profits to a maximum of 3 percent. Developers who fail to build within a year after buying land will be penalized, and those that fail to build within two years after buying property would lose their rights to the land, Xinhua said. The measures follow earlier, piecemeal steps by local governments. Last month Shanghai enacted a rule requiring home owners to pay off their mortgages before selling property and extending the time buyers must wait before taking ownership to 28 days, from the previous seven. In March, it imposed a tax on sales of property owned for less than a year. The measures have definitely had an impact. In April, sales of "second hand," or previously occupied apartments in Shanghai fell between 30 percent and 50 percent, depending on the district, compared with the month before, according to industry statistics published Thursday in the newspaper Oriental Morning Post. Close Today's Top News Top China News Central banker denies yuan revaluation on May 18 New rules to curb surging real estate price Hu, Soong join hands for Straits peace Beijing offers Taiwan more conveniences China and Japan seek to smooth relations Pressure on yuan revaluation won't work Beijing offers Taiwan more conveniences Angels of the ward, toast of the world Illegal explosive trade targeted Probe shows colliery workmen ignored laws New regulation in Dalian beggars belief Congestion takes its toll on bridge Go to Another Section select hot link News Center China World Business Life Sports Most Popular Photo Gallery Story Tools Related Stories Efforts to control housing prices continue House prices to maintain robust growth Housing policies pre-empt speculators Policies failing to get a grip on housing speculation China's housing prices up 14.4% last year China's housing price hike reasonable? Housing prices surge in first 10 months News Talk It is time to prepare for Beijing - 2008 Find Suppliers Trade Leads Firm Directory Product Directory China Products Gold Suppliers Hot Products Hot Buys New Products Country Search Trade Shows Advertisement
Purchase Property
Boston.com / Real estate Buying Renting Recent sales Place an ad Luxury Living Community data Financing Commercial Moving Guides Making an offer MORE Buying Guide: Step 1: What can I afford? Step 2: Find an Affordable Place Step 3. Home Buyer Counseling Step 4. Pre-Qualification Step 5. Making an Offer Step 6. Applying for a Mortgage Step 7. The Home Inspection Step 8. The Closing Process Get more information on home buying. Click here NEWS LINK NEWS LINK USEFUL LINKS Mass Housing pre-qualification Affordability calculator Income worksheet Debt worksheet Frequently asked questions RESOURCES For Sale: Homes | Condos | Open Houses For Rent: Apartments | Houses | Roommates Vacation rentals Place an ad: On Boston.com | In the Globe Commercial: Search listings for sale or rent TOOL KIT Printer-friendly version E-mail to a friend Once you've found the home that best meets your wants, needs and budget, it's time to make an offer. An offer is a formal bid for the property, and among other things, sets the amount you are willing to pay for the home. The Offer to Purchase is a signed contract and is therefore a legally binding commitment stating that you will buy the property provided certain terms and conditions are met. An accepted Offer to Purchase Real Estate must be in writing and must be signed by both parties; the Commonwealth of Massachusetts does not recognize verbal offers as valid. You might consider bringing your lawyer into the process before you sign anything, because an attorney can protect your interests as a first-time home buyer. Considerations Many factors come into play as you prepare to make an offer on a property. Carefully consider the following points: What is the condition and age of the house? What will be the cost of any repairs? Are the sellers willing to take on any of the repairs or closing costs? How long has the property been on the market? How active is the market? (i.e., buyers or sellers market) Are the sellers anxious to sell? Is the property in a particularly desirable location or school system? Does the house have everything or almost everything you've been looking for? Preparing the Offer When you are ready to make an offer to a seller or to the agent involved, do not offer more than you can afford. The offer should clearly outline all terms and conditions of the sale, including your name and the name of the party to whom the offer is made, the property's address, any special provisions regarding fixtures, appliances, etc., the total amount of the purchase price being offered (including the amount of deposit you are putting down to bind the offer and the additional deposit to be paid upon the execution of the Purchase and Sale Agreement), and any additional riders and deadline dates. Real Estate Regulations for the Commonwealth of Massachusetts can be obtained from www.mass.gov Timing and Deadlines Timing and deadlines are very important in real estate transactions. You should allow yourself enough time in the Offer to Purchase Real Estate to get an inspection, negotiate the Purchase and Sale Agreement, apply for and obtain mortgage financing, and set a closing date. Real estate deals often fail based on the inability to meet deadlines set forth in the offer. An Accepted Offer The seller may accept, reject or counter your offer. If there is a counter-offer, you may in turn accept, reject or counter. The negotiations between you and the seller could go on for several days and may be stressful at times. One way to mitigate stress during the negotiations is to involve a broker to mediate the process. It is important to remember that regardless of the progress of your negotiations, the house remains on the market during negotiations. Do I Need an Attorney? It is recommended that you retain an attorney when purchasing your first home. How will an Attorney help me? An attorney will protect your interests as a home buyer, and will: Help you negotiate a fair purchase price Help you prepare the Offer to Purchase Help you negotiate a more favorable purchase price if the home inspection uncovers significant problems Draft and/or revise the Purchase and Sale Agreement to protect you and your money Assist you with the mortgage process Prepare you for the final walk-through of the property Attend the closing and represent your interests. Tips for Successful Negotiations When negotiating the price of a home with the seller, you must analyze all of the relevant factors and determine who has the stronger bargaining position. Potential factors include market activity, location and timing. If the local market is active with many other buyers interested in the home, the seller may have the better position. If your local market is not active and the seller needs to sell the home, you may be in a better position to negotiate. For negotiating tips, Go The Purchase and Sale Agreement Once your offer has been accepted a Purchase and Sales agreement (normally the second contract between the buyer and the seller after the initial Offer to Purchase is signed) is drawn up by the broker. The Purchase and Sale Agreement spells out the agreement between the parties in specific detail. REMEMBER! This is a legally binding contract that should be reviewed by your attorney before you sign it. There are two types of Purchase and Sale Agreements: a Standard Form Purchase and Sale Agreement and a Condominium Purchase and Sales Agreement, which is designed specifically for issues associated with condominiums. It is a good idea to contact a broker to obtain copies of these forms. For a description of all components of a sales contract, Go Provisions and Contingencies By placing provisions and contingencies in your offer, you provide additional protections for you and your money. The Purchase and Sale Agreement should include a mortgage contingency clause, which states that your ability to buy the house is contingent upon your ability to obtain financing by an agreed upon date. Such a clause ensures that you do not lose your deposit on the house if your loan is not approved. Other contingencies should include acceptable home, termite, radon and lead paint inspections. The loan closing date and occupancy date should also be indicated in the agreement. For more information on provisions and contingencies, Go The Home Inspection What is the value of a home inspection? A satisfactory home inspection, although not required by law, is a major component of purchasing a home. A home inspection examines the condition of the property, and ensures that you are aware of any necessary repairs and potential problems before you buy the home. The buyer selects a licensed home inspector and pays for the inspection. The home inspection will cost a few hundred dollars but should be done; after all, uncovering problems before you buy could save you thousands. For more information, see Step 7: The Home Inspection . feedback | help | site map | advertising | globe archives | rss © 2006 The New York Times Company Real Estate Guide - Massachusetts Home Builder - New Home Construction
Buy Property
Amazon.co.uk: The Complete Guide to Buying Property in Spain: Buying, Renting, Letting and Selling: Books BOOK SEARCH BROWSE CATEGORIES SPECIAL OFFERS TOP SELLERS AUDIO BOOKS Paperbacks 3 for £12 NEW & USED TEXTBOOKS HARRY POTTER SELL YOUR BOOKS All Products -Books -Used Books -Collectable Books All Subjects -Art, Architecture & Photography -Audio Cassettes -Audio CDs -Biography -Business, Finance & Law -Children's Books -Comics & Graphic Novels -Computers & Internet -Crime, Thrillers & Mystery -Fiction -Food & Drink -Gay & Lesbian -Health, Family & Lifestyle -History -Home & Garden -Horror -Humour -Mind, Body & Spirit -Music, Stage & Screen -Poetry, Drama & Criticism -Reference & Languages -Religion & Spirituality -Romance -Science & Nature -Science Fiction & Fantasy -Scientific, Technical & Medical -Society, Politics & Philosophy -Sports, Hobbies & Games -Travel & Holiday -Young Adult All Subjects Art, Architecture & Photography Audio Cassettes Audio CDs Biography Business, Finance & Law Children's Books Comics & Graphic Novels Computers & Internet Crime, Thrillers & Mystery Education & Languages Fiction Food & Drink Gay & Lesbian Health, Family & Lifestyle History Home & Garden Horror Humour Mind, Body & Spirit Music, Stage & Screen Poetry, Drama & Criticism Reference Religion & Spirituality Romance Science & Nature Science Fiction & Fantasy Scientific, Technical & Medical Society, Politics & Philosophy Sports, Hobbies & Games Travel & Holiday Young Adult BOOKS INFO At A Glance Reviews Customer Reviews Search Inside! See more by this author E-mail a Friend About This Item Recommendations If you already own this, rate it and improve your recommendations , Not Rated Visit the Music shop Hopes and Fears ~ Keane (Artist) Find a huge selection of books at 30% off Become an Associate Join our Associates Programme and make money from your website! The Complete Guide to Buying Property in Spain: Buying, Renting, Letting and Selling Charles Davey Search inside this book List Price: £9.99 Our Price: £6.99 & eligible for Free UK delivery on orders over £15 with Super Saver Delivery. See details & conditions . You Save: £3.00 (30%) Availability: usually dispatched within 24 hours. 32 Used & New from £5.62 See larger photo Edition: Paperback More Product Details Perfect Partner Buy The Complete Guide to Buying Property in Spain: Buying,... with Buy to Let in Spain: How to Invest in Spanish Prop... today! Total List Price: £20.98 Buy Together Today: £14.68 Customers who bought this item also bought: Buying a Home in Spain 2005 ;Paperback~David Hampshire Property Hotspots in Spain: The Hottest Property Locations in the Sunny Costas and How to Invest in Them ;Paperback~Ajay Ahuja Living and Working in Spain ;Paperback~Survival The Complete Guide to Buying a Property in Spain ;Hardcover~Anthony Ivor Foster How to Buy Spanish Property ;Paperback~B.M. Spencer-Higgins, Helen Carter Explore similar items ... Product Details: Paperback 256 pages(July 1, 2004) Publisher: Kogan Page Language: English ISBN: 0749440562 Category(ies): Home & Garden , Travel & Holiday Average Customer Review: | Write a review Amazon.co.uk Sales Rank: 15,785 (Publishers and authors: improve your sales ) sign in to turn on 1-Click™ ordering. 24 New from 5.62 8 used from 6.69 Have one to sell? (We'll set one up for you) View my Wish List . Reviews —LAM (Living Abroad Magazine), June 2005 "Full of information on the language, inheritance laws, health and education and other useful stuff." Synopsis Written by a practicing barrister, this text offers people considering relocating to Spain practical advice on buying, renting, letting, and selling property there. Sample topics include choosing a location, financing the purchase, adapting to the country's lifestyle, and setting up a business. It also features flight information, maps, and an asso See all reviews... New! Search Inside! ( Learn More ) Search inside this book: You can view sample pages from this book. Customer Reviews Avg. Customer Review: Write an online review and share your thoughts with other shoppers! 12 of 12 people found the following review helpful: THOROUGH AND INFORMATIVE , January 10, 2005 Reviewer: robert raines from UK I found this book particularly clear and very well set out. Information is easy to find. The author covers the main points that I needed to know, and really gets to grips with the central issues of buying property in Spain - especially new property. The book contains crucial advice on inheritance and wealth tax.We found the information on settling in very good,especially the sections on learing Spanish and schooling in Spain. An excellent book that I can highly recommend! Was this review helpful to you? 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Mortgages, VA Loans, Home Loans, Debt Consolidation, Refinancing contact us home MORTGAGE LOAN AND RESEARCH The categories below will help lead you to a great list of sites that will provide you with all of the information you will need if you are looking to get a mortgage or home loan, a debt consolidation loan, or if you would like to refinance you current loan. We have searched the internet and have compiled a list of all of the best financial sources for you. MORTGAGES This is a list of great sites that will give you a variety of information about Mortgages . You will be able to find sites with loan calculator and others that can give you Interest Rate information. VA LOANS These sites will help answer any questions you may have regarding a VA Loan as well as help you find the best rates on a VA Loan. You may also get prequalified online. Find out what benefits the VA Administration is providing Veterans. Get sources for Lenders who specialize in VA Mortgages. HOME LOANS These sites will help you get the best value on your home loan and new home purchase. Find out how much money you can afford to spend on a house based on your monthly payments as well as how much you can qualify for. DEBT CONSOLIDATION These sites will show you how much money you could save by getting a debt consolidation loan. There are many advantages to this type of loan and the savings to you could be substantial as they have been to thousands of other Americans who have taken advantage a debt consolidation loan to help with credit card bills and other financial issues. REFINANCING Interest rates fluctuate on a monthly basis and it is a good idea to determine if current rates could save you money on the life of your loan. Even if rates on not better than what you current have, you could refinance your current loan to get cash-out. Mortgages VA Loans Home Loans Debt Consolidation Refinancing Apply Now!