Land Loans for Residential

Construction Lot Loans Construction Loans for Custom Residential Properties | 4 Contact Us | 4 About Us | 4 Disclosures | 4 Privacy | 4 Media Kit | 4 Site Map | Tips On Choosing a Contractor Stated Income Program Time Line NEW LOAN Prime Minus One Today's Rate 6.00% * *During Construction Land Loans for Residential Construction Our Lot loan program is one of our more popular products. T hese land loans are designed as purchase money loans for those borrowers who aren’t ready to begin construction at this time, and as such are not ready to obtain a construction loan, but will be ready in the near future. T he lot must be normal for the area and at least one utility must be available from the street. (Septic tanks, propane tanks, are acceptable if these features are normal for the neighborhood.) J ust like in construction loans we can fund this loan both as a Full or Alternate Doc and as a Reduced Doc (Stated income) loan. For Fully Documented Loans we offer 80% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 620, with 6 months PIT reserves and a maximum back-end debt ratio of 42%. 90% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end debt ratio of 42%. For Reduced Documentation (stated Income, verified assets) loans we offer: 75% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 680, with 6 months PIT reserves. 70% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 680+/- with 6 months PIT reserves and maximum back-end debt ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000. for credit scores of 700+ with 24 months PIT reserves and a maximum back-end debt ratio of 42% We offer two repayment options; A 30/2 fixed rate laon. This is amortized over 30 years and all due and payable in two years. A 30/5 adjustable rate loan. This program is amortized over 30 years and all due and payable in five years. We offer two index plans for the 30/5. A 12 MAT product with a start rate that is fixed for the first 3 months and then adjusts monthly; and a 6 month LIBOR with a start rate that is fixed for the first 6 months and then adjusts every 6 months thereafter. We will lend on parcels up to 50 acres at the following LTVs; 0-20- The above guidelines apply. 20.01 – 30 –75% LTV maximum 30.01 – 40- 70% LTV maximum 40.01 – 50 – 65% LTV maximum We do not currently offer a refinance option on lot loans so pick the term that best fits your needs. In fact most lenders do not offer a refinance option and it goes without saying that if you don’t choose the loan carefully you will end up having to refinance using a very expensive loan or rush into a construction loan. Questions? Call us at 1-800-246-2468 , we Love talking construction loans. Or send an email , for a prompt reply. More Information ABOUT Home Equity Line of Credit You can borrow against the equity in your present property and use the proceeds to use for the down payment of your new homes construction loan. We offer home equity lines of credit for up to 100% of the value of your property, including both documented and stated income programs. House Plans B uilder ready house plans or architects. Search sources for professionally designed house plans from the smallest family house to the largest mansion designed by some of North Americas best architects. No Doc Construction Loans W e offer a whole range of no income documentation construction loans . Programs include stated income, limited doc, no doc and no income. Our consultants will help you pick the right one for you. Thinking of building a Modular Home and take advantage of the time saving features of this type of construction? Our construction loans will accommodate up front deposits required. Modular Homes. [ Home | Site Map | Construction | Remodeling | Lot Loans | Equity Based | Spec Loans | Application | Contact Us | Documentation ] [ Mortgage Calculator | Rates & Fees | Let 'em Know | Let Us Know | F.A.Q. | Resources | Prime Construction Loan | About Us ] [ Privacy Policy | Disclosures ] [ Contact Us | Home Plans | Media Kit | Home Equity Line | Construction Loans FAQ Home Page ] 1999-2005, Construction Loans Center at Mark 1 Mortgage. All Rights Reserved. Mark 1 Mortgage Is a California Corporation, Licensed By The Federal Housing Commissioner, and The California Department of Real Estate. For Details Please Go to the About Us Page

Home For Sale

Phoenix Arizona Real Estate / homes for sale / mortgage / refinance / home equity ® , requesting a mortgage, apartment locating services and moving resources." Real Estate .com - Phoenix real estate listings, new homes for sale, find a REALTOR ® or request a mortgage, refinance or home equity loan. Find a REALTOR ® in Phoenix and Receive a Gift Card Worth Up To $1,000 or more. OR Find a Builder in Phoenix with iNest and Get 1% Cash Back! You may also want to: Use Our FREE Personal Home Buying Guide Get Pre-Qualified through LendingTree Get Your Credit Report Search Homes in Phoenix You may also want to: Find out what the house in Phoenix isworth, it's FREE. Get a Mortgage through LendingTree Related articles: Negotiating Strategies Understanding Contractsand Contingencies Find a Home Inspector in Phoenix Find a Mover in Phoenix Related article: Understand a Home Appraisal FREE Utilities Setup in Phoenix Receive Competitive Quotes for Homeowners' Insurance in Phoenix Type: Homes, The Real Estate Book Additional Home Listings New Construction Homes Foreclosure Homes State or Province: Please Choose Alberta, AB Alaska, AK Alabama, AL Arkansas, AR Arizona, AZ British Columbia, BC California, CA Colorado, CO Connecticut, CT District of Columbia, DC Delaware, DE Florida, FL Georgia, GA Hawaii, HI Iowa, IA Idaho, ID Illinois, IL Indiana, IN Kansas, KS Kentucky, KY Louisiana, LA Massachusetts, MA Manitoba, MB Maryland, MD Maine, ME Michigan, MI Minnesota, MN Missouri, MO Mississippi, MS Montana, MT New Brunswick, NB North Carolina, NC North Dakota, ND Nebraska, NE New Hampshire, NH New Jersey, NJ New Mexico, NM Nova Scotia, NS Nevada, NV New York, NY Ohio, OH Oklahoma, OK Ontario, ON Oregon, OR Pennsylvania, PA Rhode Island, RI South Carolina, SC South Dakota, SD Tennessee, TN Texas, TX Utah, UT Virginia, VA Vermont, VT Washington, WA Wisconsin, WI West Virginia, WV Wyoming, WY City: Select a State or Zip: Price Range: Any $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $525,000 $550,000 $575,000 $600,000 $625,000 $650,000 $675,000 $700,000 $725,000 $750,000 $775,000 $800,000 $825,000 $850,000 $875,000 $900,000 $925,000 $950,000 $975,000 $1,000,000 $5,000,000 $10,000,000 to Any $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $525,000 $550,000 $575,000 $600,000 $625,000 $650,000 $675,000 $700,000 $725,000 $750,000 $775,000 $800,000 $825,000 $850,000 $875,000 $900,000 $925,000 $950,000 $975,000 $1,000,000 $5,000,000 $10,000,000 Bedrooms: Any 1+ 2+ 3+ 4+ 5+ Baths: Any 1+ 2+ 3+ 4+ 5+ Please note: Not all real estate professionals participate in the "Find a REALTOR ® " program, which you must use in order to receive The Home Depot ® incentive. Lenders use qualifying ratios to determine how much of a mortgage you can reasonably afford. Read More Loan Amount: Term in Months: Interest Rate: Monthly Payment: How much will your gift card be if you use a REALTOR ® on the Network? How much can you borrow? What will adjustable rate payments be? Which is better: 15 or 30 year term? Find a REALTOR ® in Phoenix and Receive a Gift Card Worth Up To $1,000 or more. You may also want to: Use Our FREE Personal Home Selling Guide Find a Home Inspector in Phoenix Featured articles by Realty Times ® : 20 Ways REALTORS ® Successfully Market Homes Let the Seller Beware? Tips for Home Sellers Find out what the house in Phoenix isworth, it's FREE. Related article: Why Should You Use A Seller's Agent in Phoenix? Negotiating Strategies Understanding Contractsand Contingencies Find a Mover in Phoenix Related article: Understand a Home Appraisal FREE Utilities Setup in Phoenix Buying a Home | Selling a Home | Homes for Sale | Credit Report & Score | House Prices at Domania New Home Construction | Find a Mover | Find a REALTOR ® | Home Financing | Real Estate Learning Center Customer Service | Publications | For the Media | News Releases | Join Our Real Estate Network | Post Home Listings Privacy | Security | Terms of Use | Jobs | Disclosures and Licenses | Sitemap | Loans | Commercial Real Estate Houses for Sale in: Atlanta | Austin | Boston | Charlotte | Chicago | Dallas | Denver | Houston | Las Vegas | Los Angeles Miami | Minneapolis | New York | Philadelphia | Phoenix | San Antonio | San Diego | San Francisco | Seattle Washington, DC | Real Estate in More Cities LendingTree technology and processes are patented under US Patent Nos. 6,385,594 and 6,611,816. © 1998 - Real Estate.com, a service of LendingTree, LLC. All Rights Reserved.This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Conversion to LendingTree, LLC We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. REALTOR ® -- A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS ® and subscribes to its strict Code of Ethics. Not all of the real estate professionals participating in the "Agent's Competing" program are REALTORS ® , which are members of the National Association of REALTORS ® . The Home Depot ® is not affiliated with LendingTree, LLC. The Home Depot ® is a registered trademark of Homer TLC, Inc. 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Denver Real Estate Agent

Denver Residential Real Estate Agent, Colorado Listing, Agency, CO, Denver Area Real Estate Welcome to Rick Lingg's Denver Colorado Real Estate Company. Search Our Denver Area Real Estate Home Directory Featured Properties: Cliff House Lodge Westminster Colorado Real Estate Property Real Estate Communities Served in Colorado: Denver, Denver Northeast, Denver Southeast, Denver Southwest, Denver Northwest, Downtown Denver, LoDo, Lakewood, Golden, Genesee, Lookout Mountain, Evergreen, Morrison, Ken Caryl, Littleton, Broomfield, Westminster, Arvada, Wheatridge, Northglenn, Thornton, Federal Heights, Aurora, Parker, Castle Pines, Highlands Ranch, Cherry Creek, Cherry Hills, Country Club, Capitol Hill, Park Hill, Hilltop, Crestmoor, Mayfair, Montclair, Green Valley Ranch, Washington Park, Englewood, Glendale, Highlands, Greenwood Village, Denver Tech Center, Cheeseman Park, Curtis Park, Stapleton, Lone Tree, Applewood, Golden Triangle, Riverfront, Platte Park, Columbine. Profile : Dedicated to “Million Dollar Service” in all Price Ranges! ServingBuyers and Sellers by Referral Thru-Out the Entire Metro Denver Area, including The Foothills, for Nearly 15 Years! A Resident of Denver since the Early 1970’s, and Very Familiar with All Areas from Central to Surrounding, from New Construction to Denvers’ Oldest Homes. Consistent Award Winning Results including Sales Leader, Listing Leader. Quarterly Best, International Diamond Society, International Sterling Society, Presidents Club, and the Denver Board of Realtors Million Dollar Roundtable. An Accredited Relocation Specialist, Certified Residential Referral Specialist, as well as Marketing, Relocation, and Corporate Inventory Specialist. A Member and Dedicated Volunteer with the Denver Metro Chamber of Commerce, Serving and Supporting Our Community Nearly 15 Years. Awarded Numerous Certificates of Appreciation for Outstanding Contribution to the Chambers’ Development. Served as Chair Elect, and Co-Chair of the Chambers’ Ambassador Club, Ambassadors Club Team Leader, Ambassadors Club Volunteer, Leads Group President, Leads Group Vice President. Served on Membership Council, Numerous Other Councils and Committees, and Nominated Numerous Times for Chamber Champion Awards. Dedicated Connection to the Denver Community, as well as Experienced, Honest, Professional Service, will Result in a Smooth Transaction that will Far Exceed Your Expectations…. Experience The Difference… Rick Lingg - Denver Real Estate Agent Denver Chamber Member & President of the Denver Chamber Ambassadors Club Senior Broker Associate Board of Directors "Give Lingg a Ringg!" Phone: 303-274-1680 ricklingg@comcast.net Enter Site Other Sites...

Real Estate Broker Requirements

TREC - Broker Application Information -- Licensee Info Search Quick Links -- To Popular Pages -- Licensee Info Search R. E. Contract Forms Renew or Apply Online Salesperson Application Real Estate License Forms Education Providers Core R.E. Course List Freq. Asked Questions Real Estate License Act TREC Rules Data File Downloads License Information Licensing Main Page MCE Requirements FAQs Timeshare Registration Residential Service Company Program Licensed Residential Service Companies Fee Schedule Applications, Requirements Applications & Other License Forms Real Estate Salesperson Requirements Real Estate Broker Requirements R.E. Broker (Corporation & LLC) Requirements Candidate Info. Brochure Reciprocity Information Inspector Applications Renew Your License Renewing a Salesperson License Renewing a Broker License Online Renewal (Brokers, 2yr Salespersons) Duplicate of License Renewal Notice Inspector Renewals KEY To Symbols =Page is in area (folder tab) of this color = Adobe PDF file format = Web site external to TREC Applying to Become a Real Estate Broker (Please Read All Information Carefully) To be eligible to apply for a real estate Broker License, an individual must be a citizen of the United States or a lawfully admitted alien, eighteen (18) years of age or older and a legal resident of Texas. If the applicant is a resident of another state, the applicant must be licensed by that state as a real estate broker. To be eligible to apply for a real estate Broker License, an individual must furnish the Commission satisfactory evidence of successfully completing the following: Not less than two (2) years active experience in Texas as a licensed real estate salesperson or broker during the 96 month period immediately preceding the filing of the application; or If licensed as a broker in another state, not less than two (2) years active experience as a licensed real estate salesperson or broker during the 36 month period immediately preceding the filing of the application. 270 classroom hours of core real estate courses . An additional 630 classroom hours in related courses acceptable to the Commission. Evidence of successful course completion shall be presented via credit transcript or certificate accompanying an application. DO NOT submit original transcripts and/or course completion certificates. Keep the originals for your personal files and send photocopies to the Commission. To be eligible to apply for a real estate Broker License you must first obtain a letter from the Commission attesting to satisfaction of all education requirements. THE EVALUATION OF EDUCATION DOCUMENTS MUST BE PERFORMED BEFORE THE APPLICATION CAN BE FILED. To obtain an evaluation of your education documents submit the form, Request for Evaluation of Education Documents . A fee of $20 is required for the evaluation of education documents for the purpose of determining if education requirements have been satisfied. This fee is good for one year. Please submit copies of your transcripts or course certificates with your request for evaluation. DO NOT submit original documents. The following required fees must be submitted at the time of filing an application. AN APPLICATION RECEIVED WITHOUT THE APPROPRIATE FEES WILL BE REJECTED AND RETURNED. The following fees should be submitted in ONE CHECK OR MONEY ORDER payable to the Texas Real Estate Commission. ALL FEES LISTED BELOW ARE NONREFUNDABLE. Fees Required with Real Estate Broker License Application Fee Amount Comment Original Application $300 Required for all applicants Recovery Trust Account (formerly Recovery Fund) $10 Required for all applicants unlesspreviously paid License examinations are administered by PSI, a testing service company. Once your application has been received, processed and accepted, you will receive notification that you may obtain a copy of the Candidate Information Brochure (CIB) to register for the exam. The CIB will provide instructions on how to make reservations to take the examination and contains study material and instructions about licensing. A copy of the CIB can be downloaded from the PSI web site at http://www.psiexams.com . Please DO NOT attempt to register for the exam without first receiving notification from our office. The filing of an application authorizes an investigation of the applicant's background. Information revealed in an investigation may be cause for disapproval of an application even though other requirements for a license are met. If an investigation is necessary, it may not be conducted until the applicant has passed the examination. State law prohibits issuing more than one license after a licensee has defaulted on astudent loan guaranteed by the Texas Guaranteed Student Loan Corporation (TGSLC) unless the licensee has entered into a repayment agreement with TGSLC. YOU SHOULD CONTACT TGSLC BEFORE FILING THIS APPLICATION if you have defaulted on a student loan. An application or renewal may be rejected if this agency has received information from TGSLC that the applicant has defaulted on a student loan. The Texas Guaranteed Student Loan Corporation can be contacted at: Texas Guaranteed Student Loan Corporation P.O. Box 15996 Austin, Texas 78761-5996 Telephone: 1-800-222-6297 The time involved in processing an application depends on work volume. Inquiry as to the status of an application delays processing work. Inquiry should not be made unless there isreason to believe that information submitted to the Commission has not been received. An incomplete application will not be returned for completion. A letter will be mailed requesting the incomplete information. The examination must be passed within six months from the date the application is filed with the commission office. You are not authorized to perform any act for which a real estate license is required until an ACTIVE Texas Real Estate Commission license is in your possession. Submit Documents And Applications On Plain Paper. Do Not Send "Thermal" Type Paper. Page last modified: 11/21/2005 Site Map Privacy & Security Policy Open Records Accessibility Texas Online Statewide Search TX Homeland Security

land for sale, Colorado

Colorado Mountain Land for Sale: Colorado Mountain Properties, Inc. Colorado Mountain Land for Sale: Colorado Mountain Properties Inc Colorado land for sale, Colorado mountain land and property, real estate, ranch land, vacant land, horse properties and acreages in Southern Colorado. The American West has always conjoured up images of freedom and new beginnings. Imagine living...today...in the solitude of a thirty-five acre property in Colorado. Relaxing on your deck, watching the sun sink over the southern Colorado Rocky Mountains. The magic of the natural surroundings fills your senses....the fresh clean air and warm star filled night... just melt away the pressures of our modern world. Here,in the southern part of Colorado, things haven't changed that much. You don't have to go away for the weekend...you can live it...today! Would you like to find a piece of southern Colorado land to call your own? A good sized piece of land, zoned for horses or other domestic animals, with an excellent year round climate..and that is protected from commercial development? We offer "lightly" developed land here in Colorado. Colorado land that has been scrutinized to eliminate surprises...land that offers communities, gently developed in harmony with the landscape...land that has been carefully selected to ensure the perfect balance between amenities and recreational lands....land that may come with sensible covenants in place to protect your investment, yet not restrict your passion for individuality. My name is Gina Gamma, Broker for Colorado Mountain Land Realty, Inc. here in Colorado...and I'd like to help you capture this vision. So if you are looking for a piece of Colorado land or property to call your own and are ready to start enjoying the wonderful lifestyle of Colorado... you will find this Web site a good place to start. To begin that process, visit my frequently asked questions page ...check out the images and descriptions of land currently available ...take a moment to view the websites at the information links page ...think about what you want and then contact me using the information request form ...don't forget to congratulate yourself....as you have already taken the first steps towards achieving your personal goals of not just acquiring land in Colorado...but, of capturing the Lifestyle of Colorado! Thank you for visiting today! I appreciate the opportunity to be of assistance...and...Enjoy your tour! - back to top - Homestead Properties Local Talk FAQ Info Links Information Request Form Colorado Mountain Land Realty, Inc. Vacant Land & Ranches E-Mail Gina Gamma Toll Free: 1-877-LANDPRO Contents of this Web site are for informational purposes only and deemed reliable. However, all property prices, descriptions and other information are subject to verification and possible changes. Web Design By: Artimbo Partner Links Contents of this Web site are for informational purposes only and deemed reliable. However, all property prices, descriptions and other information are subject to verification and possible changes.