Denver Real Estate Site

Denver real estate Search MLS, Denver properties for sale Search Denver MLS The home buying process is easy when you know the answers; learn how to finance your home, how much it will cost and more.. [ Click Here for More ] Relocation buyers need extra help, learning about the area, schools, drive times and finding the best neighborhood to suit your lifestyle isn't easy. I can assist you with a relocation package tailored to your needs. [ Click Here for More ] Select featured homes offering a virtual tour, so you can enjoy a tour from the comforts of your home anytime, day or night. [ Click Here for More ] search Denver Real Estate Site Denver MLS Search Search the entire Denver MLS data base There are many MLS searches available these days. One important fact to know is that not all searches are complete searches of the entire data base.Some property searches are only for a specific agent's inventory, others search a companies data base. Most common are the IDX searches that only have the right to search for listings that are the result "co-operating broker listings." Most of the time you don't know if the results you are searching are from acomplete data base. The service available on my site is performed by a "Realty Assistant". It is actually a service that I hire to do the searches for you. It's easy to use, it's freeand it's complete. You won't have to worry about missing a new property listing. To proceed, follow the link to the "Realty Assistant" input your criteria, then sit back andwait for the results...ALL the results to be e-mailed to your inbox. Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog

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Chao Co., Ltd-Hochiminh city-VIETNAM REAL ESTATE-houses, house rental, vietnam housing, apartments, car rental, hotels, resorts, offices, rent, lease, Hochiminh city, Vietnam Vietnam real estate, car rental, house rental, houses, housing, apartments, offices, hotels, resorts, factories, warehouses, cars, rent, lease, hire, sale in Hochiminh city (hcm), saigon, Vietnam. Vienam housing, vietnam car rental, vietnam resorts, vietnam hotels. Real Estate in Hochiminh Apartment rent & lease House rental in Hochiminh House lease contract Office lease & rent House online order Vietnam Car Rental Car rental vietnam Car lease contract Car online order Hotels & Resort Hotels in vietnam Resorts in vietnam Hotel-resort order Real estates for sale Vietnam industrial parks Factory & warehouse order Business & Investment Calling projects in Vietnam Investment consultancy More Hochiminh city Hanoi information Vietnam useful information Web links Other Online Orders Flight online booking Đăng k nh - xe (Vietnamese) Home page Contact Us Site map apartments for rent in hochiminh city house rental in hochiminh city Apartment TS, district 3, a five storey building, brand new, 10 minutes to the downtown, cable TV with international channels, security, housekeeping service, ADSL, fully furnished, spacious, nice living, dining room and kitchen, modern and good quality, quiet street, there are total 13units, one, two and three bedrooms, from 60, 87 and 95sq.m, basement for parking, back-up generator, fully furnished. TS Apartment is well laid-out and furnished to offer you a great blend of comfort, convenience and full services for your immediate occupancy. More apartments... LAKEVIEW VILLAS: Thu Duc district, Hochiminh city, Saigon, Vietnam. 30 to 40minutes to center of town and 15minutes away from Industrial Parks (HiTech-Parks, Song Than, etc), quiet, secure and peaceful place to live. New houses are available now with the lake view, gym, common pool, tennis courts, garden, fresh air, 24hours security, bus service to International, British, Korean, Collete schools and center of city, satellite TV with international channels, ... More house rentals.... vietnam car rental office for lease in hochiminh city Toyota Zace: One of the most popular for rent, cheap rental and 8seats in Vietnam, a car exuding style that fits your needs for family and business. A 1800cc EFI (Electronic Fuel Injector) unleaded gasoline engine gives smooth. Mitsubishi Jolie: One of the most popular for rent, cheap rental and 8seats in Vietnam, The unique 8-seater high-quality semi-bonnet styling MPV (Multi Purpose Vehicle) with a sophisticated image in a solid construction. All of our cars are new modern, year 2000-2005. The price is usually inclusive of driver's salary and fuel/ gas. Our drivers can speak English and willing to work in the weekend. We supply car rental, daily, monthly or long term period with special offer. More car rentals ... Zen Plaza office building: International standard facilities & service, located in central district, district 1, right in heart of Hochiminh city, Vietnam. Central air-conditioning System, Individual fan coil meters, temperature Control to unit, Fire protection: Sprinkler, Smoke & Heat Alarm, Fire hoses, 2 emergency, staircases with fire-protected doors, 24 hour security, 100% power back-up, Parking area: 2 basements, Ceiling height: 2.45m, Three passenger elevators and one service elevator, Air-conditioning: 8a.m to 6p.m Monday to Friday; 8a.m to 12a.m Saturday except Sunday and Public Holiday More office buildings... vietnam hotels & resorts projects calling for investment MAJESTIC HOTEL: The Majesticis ideally located in the heart of Ho Chi Minh City (SaiGon), overlooking the Saigon River, just 20 minutes from the Tan Son Nhat International Airport. The shopping and business centre are only within steps and the well-known Notre Dame Cathedral, the Post Central Office and The Municipal Theater are all minutes away. Since 1925, the Majestic has been inherited one of the citys finest location, where guests enjoy superlative views of Saigon River. More vietnam hotels... Thu Thiem New Township - Ho Chi Minh city 1. Transport 2. Power 3. Telecommunications network 4. Water supply 5. Drainage and sewerage, environment sanitation 6. Technical infrastructure Project of Development Hochiminh city Subway System A city-wide subway system for Ho Chi Minh City (195 km by the year of 2020). Total capital investment: $US 2.65-4 billion. More projects in Vietnam ... chao sitemap Chao Co., Ltd Vietnam expat services Mobile: +84 913 804 550 Email: chaovn@hcm.vnn.vn or hcm@chaocom.com Web: www.chaocom.com Chao Co., Ltd 2003 - 2005 All right reserved - www.chaocom.com

Property Listing

Post a Commercial Real Estate Listing Commercial Real Estate Listings & News Home Search Advertise News Customer Service CityfeetSpaces Thursday, December 29, 2005 Post an Online Commercial Real Estate Listing "We have been impressed with the amount of hard work and dedication Cityfeet.com has put into creating maximum coverage for their clients." Stasi Martin Lofts Unlimited San Francisco, CA More reasons to use Cityfeet Testimonials FAQs More Questions? Call us at 1-866-527-0540 or Email Us DID YOU KNOW... Since 1999, over 10,000 companies have marketed their properties on Cityfeet. View testimonials See our detailed demo to learn more. -- DID YOU KNOW... Cityfeet is not a broker and doesn’t charge a commission. You simply pay a modest advertising fee, starting as low as $99/mo. Reach thousands of tenants, buyers and brokers. -- Appear on over 50 partner websites . Outstanding value, takes only minutes to post. PROPERTY FOR LEASE (please select a property type below) only $99/mo. Office Retail Industrial Medical Office Flex/R&D Lofts/Showrooms Other PROPERTY FOR SALE (please select a property type below) only $99/mo. Office Retail Industrial Multi-Family Vacant Land Hospitality Mixed Use Medical Office Flex/R&D Live/Work Lofts Income/Investment EXECUTIVE SUITE LISTING -- BUSINESS FOR SALE (e.g. franchises, restaurants for sale, etc.) prices vary BROKER PROFILE prices vary 2005 Cityfeet.com - All Rights Reserved Home | Search | Advertise | Customer Service | About Us | Privacy Statement

Denver Real Estate Site

Denver real estate; financial glossary Financial terms glossary Common Mistakes to Avoid Home buying mistakes can be avoided, you need to know what some of them are. Getting a Loan Follow these steps prior to applying for your home loan. The Mortgage Loan Application A few minutes of preparation can save you hours of hassle, here's the list of what you will need. Interest Rates Lock in your rate with confidence, after you have read these facts. Loan Approval What constitutes as loan approval in Denver? Earnest Money Why is it necessary to pay earnest money before I buy the house? Closing Costs Home buying costs vary by region, here are sample costs for Denver. Down payment for a mortgage Learn about the various allowable sources to obtain your down payment. What is PMI? PMI, do you really need it? FICO Scores FICO scoring is a standard, you need to understand the basics to protect your credit! The steps to getting a VA Loan The steps to getting a VA loan, do you need one? What does it take to get one? Reverse Mortgages Reverse Mortgages have many benefits for older home owners. search Denver Real Estate Site Glossary of Financial Terms Amortization - The gradual reduction of debt by means of periodic payments sufficient to pay principal and interest and thereby liquidate the debt. ARM - Adjustable Rate Mortgage. A loan where the interest rate can change according to the index, caps, and margin. Appraisal - An unbiased, professional estimate of a property's value based on style, appearance, quality of construction, improvements, usefulness, and the comparable value of nearby properties. Balloon Mortgage - A short term loan, usually 5 to 7 years, that features a fixed interest rate, and a final large balloon payment for balance of the mortgage. Borrower - A person who receives funds in the form of a loan with the obligation of repaying the loan in full with interest, if applicable. Broker - One who, for a commission or fee, brings parties together and assists in negotiating contracts between them. In real estate transactions, the broker usually brings together the buyer and the seller. Caps - The maximum or minimum amount by which the interest rate on an adjustable rate mortgage can change over each adjustment and over its life. For example a 2/6 cap means that the ARM cannot adjust more than 2% up or down each adjustment, or 6% from the start rate during its life. Chattel - Personal property. Closing - The final settlement of the transfer of property. Involves the buyer's signing the mortgage note and an exchange of title. Closing Agent - Assures that all documentation related to the sale of a house has been completed properly, including the title search and title insurance. The closing agent explains all closing documents to the buyer and the seller, obtains their signatures where necessary, and records the documents. Closing Costs - Fees and other charges paid by the buyer and seller at closing. Closing Statement - A financial disclosure giving an account of all funds received and expected at the closing, including the escrow deposits for taxes, hazard insurance, and mortgage insurance. Co-Borrower - The person who is sharing the mortgage responsibility with the borrower. Contingency - A clause within an Offer to Purchase or within the Contract For Sale that requires a certain condition be met before proceeding t closing. Contract - An agreement between two or more parties to do or not to do a particular thing. Contract for Sale - AKA: Conditional Sales Contract - A sales contract whereby the borrower has possession of the property, but seller retains ownership of the property until the buyer has fulfilled the obligations put forth in the contract. Conventional Mortgage - A Mortgage not insured by the government, such as FHA or VA. Counter Offer - The offer made by one party (buyer or seller) in response to an offer presented by the other. Credit Report - A report to a prospective lender on the credit standing of a prospective borrower, used to help determine credit worthiness. Debt-To-Income Ratio - Long-term debt expense as a percentage of monthly income. Deed - The instrument that transfers title from the seller to the buyer. Down Payment - The buyer's payment to the seller at closing for a percentage of the purchase price required by the buyer's mortgage loan. Earnest Money - Money paid by the buyer to the seller at the time the Offer to Purchase is presented. Generally, earnest money is applied to the purchase price. Equity - The home owner's interest in a property. It is different between fair market value and the current amount the owner owes on the property. Fair Market Value - The price at which a property is transferred between a willing buyer and a willing seller, each of whom has a reasonable knowledge of all pertinent facts and neither being under any compulsion to buy or sell. FHA - Federal Housing Administration - A division of the Department of Housing and Urban Development. Its main activity is the insuring of residential mortgage loans made by private lender. FHLMC - Federal Home Loan Mortgage Corporation - A private corporation created by Congress to support the secondary mortgage market. It sells participation certificates secured by pools of conventional mortgage loans, their principal and interest guaranteed by the federal government through FHLMC. Popularly known as Freddie Mac. First Mortgage - A mortgage that is a first lien on the property pledged as security. FNMA - Federal National Mortgage Association - A private corporation created by Congress to support the secondary mortgage market. FNMA sells mortgage - backed securities backed by pools of conventional loans. Payment of principal and interest on these securities is backed by the US Government. Popularly known as Fannie Mae. Gross Monthly Income - The amount of consistent and stable income that an individual receives each month. averaged over a period of time. This amount includes overtime pay, bonuses, commissions, and income from dividends and interest, provided that the individual can show a consistent history of receiving such income. Hazard Insurance - A contract whereby, for an agreed premium, one party undertakes to compensate the other for loss on a specific subject by specified hazards, such as acts of God or war. Homeowners Association - An organization of homeowners residing within a particular development whose major purpose is to maintain and provide community facilities and services for the common enjoyment of the residents. Housing Expense Ratio - A home owner's percentage of their monthly income. Index - A published financial benchmark used to help determine the interest rate for an adjustable rate mortgage on its adjustment. The margin is added to it. Interest - Money paid for the use of money - that is, money paid for a loan. Loan-To-Value Ratio - The relationship between the amount of a home loan and the total value of the property. For example if you receive a loan of $95,000 on ah home that costs $100,000, the loan-to-value ratio is 95%. Margin - The amount added to the index to help determine the new interest rate of an adjustable rate mortgage. Mortgage Insurance - A policy that allows mortgage lenders to recover part of their financial losses if a borrower fails to fully re-pay a loan. Mortgage insurance makes it possible to buy a home with as little as 5% down. Offer To Purchase - A legally-binding, written contract that declares how much a buyer will pay for a house, provided certain condition are met. Origination Fee - Similar to a point, it is a fee paid to lenders for originating the mortgage. PITI - Principle, Interest, Taxes, and Insurance - the four main parts of a monthly mortgage payment. Planned Unit Development -(PUD) - A subdivision having lots or areas owned in common and reserved for the use of some or all of the owners of the separately owned lots. Discount Points - One point equals one percent of the total mortgage amount. This is a fee paid to lenders to get lower rate on the mortgage. Pre-Approval - Having the loan processed, underwritten, and obtaining loan approval before an Offer to Purchase has been accepted by a seller. Pre-Qualify - Preliminary indications on how large a mortgage a buyer can quality for. Qualify - Ability to meet a lender's mortgage approval requirements. Servicer - After a mortgage loan closes, the loan servicer collects the payments, manages escrow accounts, pays taxes and insurance, and manages delinquent payments. Lenders may often sell or "release" servicing to another business, which means that a home buyer will not necessarily send house payments to the original lender. Title - The right of ownership and possession of a property. Title Insurance - A policy that protects a buyer against errors or omissions or defects in the title of the property. Veterans Administration - (VA)An independent agency of the federal government created in 1930. The VA home loan guaranty program is designed to encourage lenders to offer long-term, low down payment mortgages to eligible veterans by guaranteeing the lender against loss Home Buying Directory Buyer Broker Down Payment How to Qualify for a Mortgage Loan Application Locking in Interest Rate Earnest Money Loan Application Checklist Fico Scores Moving List Moving Pets What is PMI? Finance Glossary Financing Your Home Reverse Mortage Home Buying Process Closing Costs Kristal Kraft , ABR, CIPS, CRS Licensed real estate broker selling Colorado Since 1984 The Berkshire Group Realtors, Inc. 3801 E. Florida Ave, Suite 502, Denver, Colorado U.S.A. 80210 800-319-7738 toll free | 303-589-2022 direct | 720-554-7961 fax E-mail: Kristal Kraft, Realtor 1998-2005, © Reflective Motion Inc. | Privacy Policy | Site Credits | Disclaimer | Site Map ~2 ~3 ~4 Denver Relocation | Buy a Home In Denver | Sell a Home in Denver | Denver Map | Denver Neighborhood Profiles | Denver Sales Statistics | International Real Estate | A Bio | My Favorite Places | Real Estate Resources Denver Loft Homes | The Berkshire Group | Buy and Sell Denver | We Sell Denver | Denver Colorado Real Estate | Denver Blog