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LandAndFarm.com - Land for sale, Farms for sale, Rural Property for sale Advertise here Search Properties Wanted Auctions Newsletter Quick Start Register About My Properties Number of visitors online now: 232 Thursday, December 29, 2005 Ad Prices Help Contact Login Subscribe to Rural Property Bulletin Last Few Listings Most Viewed Least Viewed Recently Updated Search by USA Map Rural Property Sites Tool Box Get new properties in your email box! Newsletter Sign-up: yourname@xyz.com HTML TEXT For fun: old listings Contact Us Community Stats Seller emails: 102,892 Property emails: 110,227 Property Views: 13,028,620 Newsletter Subscribers: 14,850 Site Statistics Property 1761 Brokerage 15 Finance & Mortgages 3 Wanted 1 Businesses For Sale 7 Livestock 1 Rural Living 16 Miscellaneous 3 By Land Use: commercial land : 117 dairy farm : 22 fish - aquaculture : 15 forest - natural : 283 forest - planted : 116 historic : 41 horse farm : 380 hospitality : 61 hunting property : 610 livestock operation : 129 mobile home park : 4 oil or minerals : 7 orchard : 17 organic uses : 20 pasture : 319 permanent crops : 43 poultry farm : 33 recreational property : 677 residential land : 844 row crops : 107 undeveloped land : 377 vegetable farm : 15 vineyard : 15 waterfront : 152 By Country: United States : 1709 Canada : 39 South Africa : 34 Zambia : 5 Botswana : 5 Chile : 4 Argentina : 2 Belize : 2 Brazil : 2 Mozambique : 2 Australia : 1 Namibia : 1 Kenya : 1 By Price Per Acre: <$100: 8 $100 to $500 : 34 $500 to $2,000 : 280 $2,000 to $5,000 : 402 >$5,000 : 734 By Acres: <50 : 991 <200 : 1460 200 to 500 : 182 500 to 1,000 : 78 >1,000 : 108 By State/Province: Alabama : 24 Arizona : 11 Arkansas : 14 California : 20 Colorado : 29 Connecticut : 4 Florida : 88 Georgia : 283 Idaho : 12 Illinois : 29 Indiana : 7 Iowa : 9 Kansas : 17 Kentucky : 58 Louisiana : 13 Maine : 32 Maryland : 6 Massachusetts : 7 Michigan : 7 Minnesota : 16 Mississippi : 14 Missouri : 76 Montana : 6 Nebraska : 4 Nevada : 6 New Hampshire : 5 New Jersey : 16 New Mexico : 7 New York : 75 North Carolina : 59 North Dakota : 38 Ohio : 61 Oklahoma : 9 Oregon : 6 Pennsylvania : 6 South Carolina : 64 South Dakota : 22 Tennessee : 293 Texas : 27 Utah : 11 Vermont : 11 Virginia : 123 Washington : 11 West Virginia : 49 Wisconsin : 18 Wyoming : 6 Alberta : 1 British Columbia : 3 Buenos Aires Capital Federal : 1 IV Coquimbo : 1 Manitoba : 1 Mendoza : 1 New Brunswick : 11 Nova Scotia : 12 Ontario : 3 Para : 1 Quebec : 3 Queensland : 1 Saskatchewan : 5 VII Maule : 1 XI Aysen : 2 Not In USA or Canada : 1 Steve's Financial Modeling Tutorial Properties by: Land Use Country State Acres Price Per Acre LandAndFarm.com News Search for land for sale and farms for sale in the U.S., Canada and more than 200 other countries. Click here to see our advertising prices . jc-today -- NEWS: Avian Flu Study Underway The eBay Index: Mexican Land on Block LANDBLOG: Hunting Clubs Get Creative LANDBLOG: Vodka From Apples See All News See the LandBlog For Real Estate Agents Protect Yourself: . Tips on how to avoid internet real estate scams. Click here jc-today -- Make Money From Your Site: . NEW! Bulk listing plans! See details here . -- Lodge Farm (multiple Income) ( recreational property, pasture, forest - natural) A 240 acre property with an asking price of $550,000. Farm & MULTIPLE INCOME SOURCEMAPLE SYRUP - VACATION RETREAT RENTAL - HAY - TIMBERSAINT-PIERRE-BAPTISTE, QUEBEC, CANADA 240 acre farm located ...(Click here to learn more) This property is for sale. Location: Canada . [Email this listing to someone] Virgin Brazil Timberlands ( forest - natural, undeveloped land, recreational property) A 10,763 acre property with an asking price of $199,000. SEVERAL AREAS FROM 10,000.- TO 100,000.- ACRES.PRICE: FROM U$ 17 PER ACRE One of the best worldwide investments.A 10,000 acres parcel cont ...(Click here to learn more) This property is for sale. Location: Brazil . [Email this listing to someone] Walla Walla Farm With Water ( row crops, vegetable farm, vineyard) A 905 acre property with an asking price of $3,000,000. 905 Acres, Fabulous view overlooking Walla Walla valley and Blue Mountains. Prime Vineyard land..currently planted in alfalfa & wheat. 40 acre zoning. ...(Click here to learn more) This property is for sale. Location: Walla Walla , Washington [Email this listing to someone] Horse Lover''s Dream ( horse farm, recreational property, hunting property) A 11.00 acre property with an asking price of $249,000. This beautiful 11-acre property includes fenced pastures, a pond, and riding trails, located outside of Douds in historic Van Buren County, Iowa. Als ...(Click here to learn more) This property is for sale. Location: Van Buren , Iowa [Email this listing to someone] 4br 3ba On 66 Acres ( horse farm, residential land, recreational property) A 66 acre property with an asking price of $1,150,000. 66 Acres of Hardwoods and Pastures with Beautiful Views! $1,150,000Country living in a beautiful home on 66 pastoral acres. With 36 acres of hardw ...(Click here to learn more) This property is for sale. Location: Hall , Georgia [Email this listing to someone] Custom Home On 13 Acres& Lake ( recreational property, waterfront, horse farm) A 13.00 acre property with an asking price of $697,500. If you are looking for Privacy,Look No Further! This is the Builders Private Home! There are so many customs features to this amazing property. First ...(Click here to learn more) This property is for sale. Location: Georgia [Email this listing to someone] New Hunting Cabin ( hunting property, recreational property) A 6.05 acre property with an asking price of $74,900. Brand new cabin on over 6 acres with a stream and stateland across the road on 2 sides. New septic, new well and electric. Wrap around porch and no ne ...(Click here to learn more) This property is for sale. Location: Chenango , New York [Email this listing to someone] 12/29/2005 3:37:29 PM Web LandAndFarm.com Search eBay Land Listings! Quick Search Search Properties/ Advanced Search Recent searches: 3 properties - 43 seconds ago 20 properties - 1 minute ago 9 properties - 1 minute ago 16 properties - 1 minute ago Click a Pro! Visit the following real estate pros for the best properties from around the world! Debra Dodd, TENNESSEE Craig McKenzie, South Africa (Singell) Countrytyme, OHIO (Kimmel) Countrytyme ALC LTD, OHIO Virginia R. Reid, MAINE Melinda Barrington, TENNESSEE David A. Francis III, GEORGIA (Smith) Cozy Cove Realty, GEORGIA Judith Parcel, MISSOURI (Shortt) Shortt Auction & Realty Co., SOUTH CAROLINA (Davenport) Davenport Realty United Country , VIRGINIA Iris Crockett, VIRGINIA Kenneth Marston, VIRGINIA Kathy Milton, FLORIDA Jonathan Adams (Chapman) Bruner Land Company, OHIO Walt Thigpen, GEORGIA Ryan Folk, GEORGIA Floyd Tiller, TENNESSEE Steve Landreth, ILLINOIS (Parks) Southern Timber Consultants, GEORGIA Jane Wyatt, WEST VIRGINIA (Champion) Tree Frog Properties, FLORIDA (King) Allans Point, Canada (Kuykendall) Middle Bay Realty, VIRGINIA Jerry Lewis, SOUTH CAROLINA (See) ERA Kline May Realty, VIRGINIA Gary Grigsby, KANSAS Charley Black, GEORGIA (Petit, e-PRO) C21/Hilgart Realty Inc., WISCONSIN (Ferguson) Farm and Country Realty, NEW YORK (Brashear) Brashear Realty Corp., GEORGIA (Burtt) Mattie Burtt Realty Inc., COLORADO Wayne Tiller, TENNESSEE John Coates, Canada Adam Fleck, NORTH DAKOTA (Brown) Brown Realty Co. , LOUISIANA Charles R. McMillan Jr., SOUTH CAROLINA Rod Kemink, SOUTH DAKOTA Sharon Sevedge, MISSOURI Kay Petty, TENNESSEE Sandra Rowlett, KENTUCKY (Greenlee) Greenlee Properties Inc., WEST VIRGINIA Russell Falk, GEORGIA Vicky Poe, TENNESSEE Jim McEwen, TENNESSEE max huff, TENNESSEE Brenda Sala, FLORIDA (Bottoms) United Country Bottom Line Realty, MISSOURI Lloyd DeFoor, GEORGIA (Holley) ReMax Riverside Realty LLC, TENNESSEE Debra Corr, NEW YORK Raborn Taylor III, GEORGIA Ruby Baker, TENNESSEE Vonda Clerc, SOUTH CAROLINA Adrienne WaltersAnders Laura Bailey, TENNESSEE Larry McCoy, TENNESSEE Jeanne Dufort, GEORGIA Tom Bell, GEORGIA Maureen Shepherd, TENNESSEE Don Butts, GEORGIA Kenny King, ALABAMA Larry Jolley, TENNESSEE John Davis, TENNESSEE Brenda Koon, ILLINOIS Philip Weatherford, SOUTH CAROLINA Jackie shane Upchurch, NORTH CAROLINA (Burkholder) Kline Commercial Realty, VIRGINIA Clark Rose, TENNESSEE Denny Tincher, VIRGINIA J.P. 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THIELKE, TX (Singletary) Singletree Inc., GEORGIA Dean Vorland, NORTH DAKOTA Mary Jane Kneisly, Broker, NOT IN USA OR CANADA ANTHONY PRINCE, NY (Hanes) RE/MAX Properties North, GEORGIA Jack Thyfault, NEW YORK (Blake) CB Isaac Realty, FLORIDA (King) Redstone Properties, MASSACHUSETTS Ken Richards, GEORGIA Debbie Rector, FLORIDA (Vetsch) Realty Professionals/The Vetsch Team, GEORGIA Larry Hale, MISSOURI Jim Thorpe, SOUTH DAKOTA (Rochelle) Century 21 Kelso Realty & Auction, Inc., TENNESSEE Jay Barron, TENNESSEE Bill Kohlmoos, NEVADA Rick Moody (TN Lic.#00221320), TENNESSEE Eddie Drinkard, GEORGIA Chuck Clausen, GEORGIA (Jones) Strand Agency, NORTH DAKOTA Robin McDaniel, MISSISSIPPI Marilyn Pelletti Harold N Bass, Jr, TENNESSEE (Wilson) Advanced Realty Bob Rounds, NEW YORK Janie Tyree, VIRGINIA FRANK LEPARD, NEW YORK T. Allen Whitmer, MONTANA Eddy Clemons, VIRGINIA (Aldridge) Basin Creek Realty, NORTH CAROLINA Traci Dower, TENNESSEE Robert Smith, FLORIDA (Stratton) Ed Stratton, NEW YORK Jason Forgue, MASSACHUSETTS George Dale, OKLAHOMA (Ham) The Cheryl Ham Team, VIRGINIA Joanne Lowry, FLORIDA Tracy Evans, WEST VIRGINIA Dennis Kaiser, NORTH DAKOTA John Mullaley, CALIFORNIA (Mayton) Agricultural Asset Services Inc., MISSISSIPPI Mark Haynes, KENTUCKY Barbara Sandgren, COLORADO (Wade) Demeree Realty, NEW YORK John Sanders, WEST VIRGINIA ©1998-2005 - LandAndFarm.com - Contact Us - Privacy Notice - Disclaimer - UserAgreement - Advertise With Us

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FLORIDA REAL ESTATE PROFESSIONAL

Sarasota Florida real estate golf & waterfront homes - Rich Stover Sarasota Florida real estate. Search here for Sarasota FL real estate on a golf course or the waterfront. SARASOTA FLORIDA REAL ESTATE PROFESSIONAL REALTOR® 2000 Webber Street, Sarasota, Florida 34239 Office: Home Ofc: Toll-Free: (941) 954-5454 (941) 951-6784 (800) 966-2334 Send Me An E-Mail Find your perfect Sarasota Florida real estate golf course or waterfront property in our paradise of warm water and top-rated golf courses. Whether you are a first time buyer or an experienced investor, you will find useful Sarasota real estate information on choosing the "right" property, making an offer, negotiating, financing and everything involved in making an informed Sarasota real estate decision. I list and sell properties in all price ranges in the Sarasota FL real estate market including Siesta Key, Longboat Key, and Bradenton. Every client, from the first-time buyer to the million dollar investor deserves respect and a dedicated professional. I'll go "that extra mile" to help you find the Sarasota Florida real estate property you will love. To search for Sarasota FL real estate properties on the waterfront or a golf course, you've come to the best Sarasota Florida real estate website. Search for Homes Visitors Guide to Sarasota Sarasota Golf Courses Meet Rich Stover Home Buyer and Seller Tips Real Estate Articles Consumer Info Rqst Free Info Home Page Site Map The Sarasota real estate information provided here is considered accurate and timely but not warranted. © 2001-2005 This website visited times since July, 2001 This website provides info on Sarasota Florida golf course and waterfront real estate properties, access to the Sarasota MLS database for Sarasota County, and extensive local information. Selecting a Sarasota Realtor® is an important decision. As a top RE/MAX Realtor®, Rich Stover is your best source of Sarasota Siesta Key and Bradenton real estate info. For all your Sarasota Florida real estate needs, call on and count on Rich Stover. Other Real Estate Resources Real Estate Resource Directory Real Estate Resources AL - AR Real Estate Resources - CA Real Estate Resources CO - DE Real Estate Resources FL - GA Real Estate Resources HI - MO Real Estate Resources MN - SC Real Estate Resources SD - WY Mortgage & International Real Estate Other Real Estate Resources REALS.COM Florida Real Estate Link Partners.com Real-Estate-Agents.com National Realtor® Directory Real Estate Link World AgentPreview - Real Estate Agents and Realtors InternetRealtyNetwork.com Epowered Professionals Real Estate Agents Directory Realtors® Indexed by State Designed by BerStan Web Creations

Property Listing Department keeps

Property Listing Property Listing Department Home Departments SERVICES PROVIDED To fulfill its mission, the Property Listing Department keeps ownership records current for all Marinette County property by processing recorded documents which effect title to property and updating the data base on those records. In conjunction with this procedure, property maps are drafted by geographic location and kept current with regard to property boundaries. This information is used by the assessor as a tool in assessing property under his jurisdiction, and also by interested parties that have title to or an interest in the land. Secondly, the Property Listing Department verifies and enters into the data base the information which is needed to produce the real estate and personal property assessment rolls, tax rolls, and tax bills. The office also orders and distributes all state-mandated assessment and taxation forms. Background Prior to 1946, all of Marinette County's assessment rolls, tax rolls, and tax bills were handwritten and manually calculated by the taxation district assessors, clerks, and treasurers. In 1945 the first Addressograph machine was purchased, and in 1946 the assessment rolls, tax rolls, and tax bills were produced on that equipment. However, all numeric entries, as well as all mathematical calculations, remained the responsibility of the local taxation district officials. In 1981, Marinette County purchased its first computer. In 1982, computer programs were written to contain land information data, and in 1983 the Property Listing Department began to enter parcel data into the data base. By year end 1983, 13 of our 25 districts had computer generated rolls and bills. By 1984, the parcel information for all 25 districts had been entered, and that year, for the first time in Marinette County history, 40,995 tax bills were produced using computer technology, thereby eliminating manual mathematical calculations and numeric entries. Since that time, those computer programs have been enhanced to include additional data. The goal of the department is to have parcel information available via the internet by 2005. CONTACT INFORMATION Direct Number: (715) 732-7545 Fax Number: (715) 732-7547 E-Mail lchristensen@marinettecounty.com Property Lister: Linda M. Christensen Mapping Specialist: Tina M. Carvenough Mapping Specialist: Russell P. Mattice Description Specialist: Debra A. Weiland Address: 1926 Hall Avenue Marinette, WI 54143 Home Departments Page Updated 12/22/2005

Home Loan Home Loan

Mortgage Refinancing, Loan Refinance Contact | Mortgage Rates | Mortgage Calculators Mortgages Refinancing Debt Consolidation Mortgage Resources Loans FHA Loan VA Loan What Type Of Loan Are You Looking For? Please Select.... VA Home Loan Home Loan VA Home Refinance Home Refinance FHA Home Loan What Is The Approximate Value Of Your Property? Factors to consider before refinancing a mortgage If you are considering refinancing your home, there are several factors you should think about before making your decision. These factors include the interest rate on your current mortgage, the current market interest rate, how long you plan to live in your current home, and whether or not you need money for other things (such as home improvement, a new car loan, or paying off credit cards). Qualify for a Streamline Refinance Today's Mortgage Refinancing Rates If you would like advice about refinancing, you may speak to a refinancing specialist at 800-930-9201 . Things to consider before refinancing: 1) The Interest Rate You Are Paying Consider the interest rate you are now paying before refinancing . Compare it against the current interest rate to see how much you would save by mortgage refinancing. Use our free mortgage calculator to determine your new monthly payments. (Use our Mortgage Calculator ) 2) The Current Interest Rate Check the current interest rate. To get the benefits of a lower rate, you may have to pay fees associated with the loan, unless your lender is doing a no fee loan. Before committing to a refinance , be sure you have discussed the fee options with your loan officer. [Get the Current Mortgage Refinancing Rates ] 3) How Long You Will Live In Your Home The median length of stay in a home is 8.2 years. However, you may have a better idea of how long you will be in your home. If you do not plan on owning your home for much longer, the lower payments associated with the refinancing may not cover the mortgage refinancing fees. If you plan on staying in your home for a long period of time, refinancing could be an excellent way to reduce your monthly payments. Also, if you are planning on moving into a new home while retaining the old home as a rental property, refinancing is a solid plan. You can lower your monthly mortgage payment and in turn, increase your rental income. 4) Consolidation If you have several outstanding bills, you may want to consider refinancing your home and in turn, consolidating and paying off your other debts. If you have equity in your home, you may be able to access that equity through a "cash out" refinance . You could choose to apply that equity to a debt consolidation plan, a new car, or home improvements. For what reasons would it make sense for me to refinance my mortgage? 1. If you are able to get a lower interest rate If you are able to get a lower rate that what you currently have, you can save tens of thousands of dollars over the life of your loan. Also, most lenders don't charge as many fees to refinance a mortgage and depending on how much equity you have in your home you may be able to roll the closing costs into your new loan, still have a lower balance than your original loan, a lower rate, and a lower payment. 2. Change the term of you mortgage Changing the term of your mortgage can help in several ways. First, if you were to refinance your current mortgage from 30 years to 15 years, you will accelerate the rate at which you pay towards principle each month meaning your house will be paid off quicker. Also, you will save an unbelievable amount of money in terms of interest because you would likely be taking 10 to 15 years off the life of your loan. Second, you can also refinance a 15 year mortgage to a 30 year mortgage. It seems like it might not make sense to do this, but if you have an immediate need to free up monthly cash-flow and you don't want to take out a home equity loan, this can work out to your benefit. When you take a 15 year loan and refinance it to 30 years you will have the same balance only the payments can be hundreds of dollars less than the 15 year loan. The only draw back to this is you will pay more in interest over the live of the loan. 3. You need a large amount of cash, now When you do a cash-out refinance you are leveraging the equity in your home in order to receive a lump sum of cash at closing. Many individuals and families use this type of loan if they want to remodel their home, or they have kids that are attending college soon. 4. You know you will be moving soon If you know that you will be moving in 3 to 5 years, you might want to consider refinancing to a 3 or 5 year ARM (adjustable rate mortgage). These loans typically have a much lower rate that a traditional fixed rate loan such as a 30 year fixed, but they do have a fixed rate for the first 3 or 5 years of the loan. This will enable you to benefit from the lower rate, but you won't ever have to worry about the risk of a rate adjustment because you will be selling the home before the fixed-rate period ends. What you should look for in a mortgage company 1. Is the company reputable There are literally thousands of mortgage companies all over the country. It is important that you choose a reputable one. Most reputable companies will be part of the Better Business Bureau or other community watchdog group. Good companies will also have websites that rank well on search engines such as Yahoo and Google. 2. Integrity of their loan officers Many companies in this industry will do what ever they can to get away with charging you as much as they possibly can. Some of the ways they do this is not disclosing all the third party fees involved in a loan such as title insurance, appraisals, pre-paid tax and insurance escrows etc. It is important that you ask the loan officer you're speaking with about third party fees. If you don't they may not tell you and give you a good faith estimate that sounds fair, but at closing you'll find out that you have to pay a couple of thousand dollars more in fees you were unaware of. A good loan officer at a reputable company should have no problem disclosing all fees that pertain to your loan and should also make sure you understand what the fees are for. Divorce and Refinancing If you are divorced, refinancing your home can make things easier in regards to what happens to mortgage payments when the home is given to one of the parties. If you refinance the house, you can have your ex-spouse's name removed from the deed. Whoever gets the home will now be the sole owner and will be solely responsible for the payment. If you don't have one of the names taken off the deed, the person who is responsible for making the payments might fall behind and will effect the credit of the person's whose name is still on the deed even if they don't have the house. Refinancing Adjustable Rate Mortgages (ARMs) An adjustable rate mortgage is just that. After the fixed-rate period of your loan, typically 3 or 5 years, the rate will adjust with the market. If rates remain low, no problems arise. On the other hand, rates can go up. Sometimes this can cause a mortgage payment to almost double. Many people that have an ARM are not financially ready for a large increase in their house payment. You can do several things to hedge the risk of a rate increase. First, you can refinance your loan into a fixed-rate loan before the end of the fixed period of your ARM. You will likely see a payment increase, but it will be a one time increase. If you keep the ARM, your payment might keep increasing year after year. Anther thing you can do is refinance into another ARM and have a fixed-rate for another 3 to 5 years. Just realize that you will likely have to refinance every 3 to 5 years. The same principles apply to home equity lines of credit (HELOCs) Your home is not just a home - it is a financial tool You can do many things with your home other than just live in it. You can use the value in your home for fiscal gain. First off, you can use the equity in your home to pay off debt at a much lower rate. For instance, say you're paying $1,500 a month on $30,000 of debt. If you have the equity, you can do a cash-out refinance and pay off the debt and your mortgage payment might only go up $300. This gives you an additional $1,200 in monthly cash flow. For this to be really effective you need to realize that you can't get into that much debt again because you might not have the equity to bail you out again. Another thing you can do is take all the equity out of your home and invest it. You may be able to make more money on the investment than you pay out in interest over the life of the new loan. It is important to know that if you choose to take cash out of your home and invest it, you should seek the advice of a certified financial planner. Not many people take advantage of this because it can be risky, but it is an option. If you are considering refinancing , also remember that there are a variety of different mortgages. If you plan on living in your home for a long period of time, you may want to consider the traditional fixed-rate 15- or 30-year loan. Another option is to choose an adjustable rate mortgage and consider refinancing again in a few years. By refinancing , you can choose the perfect mortgage for your needs, which may have changed since you first bought your home. A mortgage broker can be a useful tool to help find the most appropriate mortgage for your refinancing. Info on an FHA STREAMLINE REFINANCE You may also call a specialist at 800-930-9201 to get additional advice about what factors you should consider when deciding whether or not to refinance. The specialist can also show you what mortgage brokers and lenders are the best to deal with. If you have served in the Armed Forces, you can qualify for a VA Loan . A Debt Consolidation Loan may save you hundreds of dollars per month. If you have questions or would like help with your mortgage, you can call us at 800-930-9201 . "Nathan, I wanted you to know that everything went very well at our closing. It was quite pleasant. Thank you for everything." -Vicki Ficklen Mcdonough, GA More Testimonials Equal Opportunity Lender License Information We can help you find the lender (mortgage bank) that can get you the best deal for your financial situation (including setting you up with the best financing rates and loan term). MRC does not originate loans in MA, NJ, NY, ND, PA, VT, NV, WV, or DC. If you are getting a mortgage in one of these states, we will help you by directing your information to a lender in your state. Get additional information about a VA Loan , Home Loan , or 1031 Exchange : Privacy Policy .