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Find low interest home mortgage financing and mortgage loans with the help of U.S. Bank U.S. Bank Home Customer Service Contact Us Locations Careers About U.S. Bancorp Related Links Account Access Achieve Your Goals Email from U.S. Bank Products & Services Resources Personal > Products & Services > U.S. Bank Home Mortgage U.S. Bank Home Mortgage Current Loan Rates U.S. Bank Mortgage Products, Programs and Pre-qualification First Time Homebuyers Getting Started Seminar Registration Free U.S. Bank Services Ask Mike-First Home Help Apply Now Email U.S. Bank Home Mortgage Find a U.S. Bank Loan Officer Existing Customer Account Information REO Properties Home Mortgage Calculators U.S. Bank Mortgage Business Partners Corporate Relocation National Account Services Wholesale /Correspondent Lending U.S. Bank Mortgage FAQ U.S. Bank Mortgage Glossary Search U.S. Bank Mortgage Tools Whatever your home mortgage and loan needs, our qualified experts at U.S. Bank are dedicated to helping meet all of your home ownership goals. Are you buying a new home? Are you refinancing your existing home? Are you simply shopping for rates? Are you concerned about your credit? Full-Service Mortgage Operation U.S. Bank Home Mortgage is a full-service mortgage operation serving all 50 states. We are proud to offer Builder and REALTOR® Services and Corporate Relocation Services to help corporate and business clients meet their goals. Applying Is Easy Apply over the Internet, by calling 1-888-461-4944, or by visiting one of our convenient bank locations to meet face-to-face with a helpful U. S. Bank Loan Officer. Stop Mortgage Fraud U. S. Bank Home Mortgage supports the National Mortgage Bankers Association's Web site, designed to help prevent predatory lending practices. To learn more, visit them today * . * By clicking this link, you will leave usbank.com. U.S. Bank is not responsible for the content of or products and services provided by the site you will be entering, nor does it guarantee the accuracy of information contained in the site. Enroll Today View All Logins Privacy Pledge | © 2005 U.S. Bancorp Site Map



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Delta Community Credit Union :: Mortgages :: Lot/Land Rates New Page 1 | Technical Support | Contact Us | Apply Online | DECU Service Locator | Signup Reset Access Code Tab Menu Bar Loan Center Mortgages Online Banking Account Services Join DECU Home > Mortgages > Lot/Land Rates 1st Morgages Mortgage Products Online Application Rate Tracker 1st Mortgage Rates Purchase Money 2nd Rates Mortgage Calculators Home Equity Loans Home Equity Products Interest Only Lot/Land Loans Home Equity LOC Rates Home Equity Fixed Rates Lot/Land Loan Rates Lot/Land Rates Effective Date: 12/01/05 Loan Program Term Interest Rate Annual Percentage Rate APR*** Other Requirements 5 Yr. Fixed Rate 5 6.875% 6.875% Maximum LTV* 80% 7 Yr. Fixed Rate 7 7.000% 7.000% Maximum LTV* 80% 10 Yr. Fixed Rate 10 7.250% 7.250% Maximum LTV* 80% 5 Yr Balloon** 5 7.500% 7.500% Maximum LTV* 80% 5 Yr. Fixed Rate 5 7.125 % 7.125% Maximum LTV* 100% Loan amounts up to $75,000 7 Yr. Fixed Rate 7 7.250 % 7.250% Maximum LTV* 100% Loan amounts up to $75,000 10 Yr. Fixed Rate 10 7.500% 7.500% Maximum LTV* 100% Loan amounts up to $75,000 5 Yr Balloon** 5 7.750% 7.750% Maximum LTV* 100% Loan amounts up to $75,000 Automatic Loan Payment Withdrawals: Your loan payment can be payroll deducted or automatically transferred from your DECU checking or savings account or an outside institution. The payment frequency can be semi-monthly or monthly. Rates are subject to change without notice. The above loan product information is applicable as of the effective date shown. * LTV - The relationship between the amount of the mortgage loan and the value of the real property expressed as a percentage. The LTV is calculated by dividing the amount that you owe on the property by the value of the property. ** Lot/Land Balloon loans are amortized over a 20-year term. *** APRs are based on a $25,000.00 loan amount. Search www.decu.org Terms & Conditions of Use | Privacy Statement | Browser Compatibility | Legend | Other DECU Sites |




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